Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 24 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/13/2026

$150/session

Warm
Authentic
Solution oriented

Specialties

Coping Skills
Anxiety
Mood Disorders
+5
Hi, I’m Sam! I’m a Licensed Mental Health Counselor (LMHC) who believes therapy should feel safe, supportive, and human — not intimidating or overly clinical. I work collaboratively with clients using evidence-based approaches to help navigate anxiety, depression, relationship challenges, and those moments when you just feel stuck or disconnected from yourself. My goal is to create a space where you can show up as you are, feel understood, and start making meaningful, sustainable changes.
VirtualAvailable

$125/session

Intelligent
Authentic
Direct

Specialties

Coping Skills
Anxiety
Depression
+10
Hello, I am a LICSW from Massachusetts. I work most effectively with individuals struggling with identity, depression, and issues of stagnation in life. I specialize in anxiety, depression, grief, trauma, identity, and complex stressors, especially if complicated by varied relationship and familial dynamics. I aim to assist individuals desiring greater motivation, purpose, and self-determination following unresolved trauma and unforeseen hardships. I hope to support individuals seeking mental health stability, peace, and personal clarity.
VirtualAvailable

$175/session

Empowering
Authentic
Warm

Specialties

Coping Skills
Anxiety
Depression
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable

$185/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
LGBTQ
+10
I believe therapy should feel calm, respectful, and genuinely supportive. I create a space where people can slow down, speak openly, and feel heard without judgment or pressure. My approach is warm, grounded, and collaborative, allowing clients to explore their experiences at a pace that feels comfortable while still working toward meaningful change. Many people come to therapy carrying stress, anxiety, relationship challenges, or past experiences while continuing to manage daily responsibilities. I enjoy helping people make sense of what they are going through, build insight, and reconnect with their strengths. Conversations are honest and thoughtful, with a focus on understanding the whole person rather than just one concern. My goal is to offer steady guidance while respecting each client’s individuality, goals, and values. Therapy becomes a space to reflect, gain clarity, heal, and begin moving forward with greater confidence and emotional balance.
VirtualAvailable

$75/session

Authentic
Solution oriented
Warm

Specialties

Coping Skills
Anxiety
Depression
+10
Hi my name is Kate and I am a licensed mental health counselor working part time in a private practice via telehealth and I also work part-time as an emergency room clinician doing evaluations. I grew up in Massachusetts but I am now living in Rhode Island. I am licensed to practice in MA, RI, NH and Maine. I graduated from Northeastern University. I enjoy gardening, the beach and also skiing. My website that explains more is katebowenlmhc.weebly.com if you want to check it out! I look forward to meeting you soon!
Available

$150/session

Authentic
Solution oriented
Intelligent

Specialties

Coping Skills
Anxiety
Career Counseling
+5
Welcome to Grow Therapy. I'm Dr. Frank J. Gallo, a licensed psychologist in Rhode Island (License: PS02017) and Massachusetts (License: PSY9800). I work with adults navigating anxiety, depression, post-traumatic stress, anger, and the psychological challenges that often come with high-demand careers and significant life transitions. I use a structured, evidence-based approach, with a particular emphasis on Acceptance and Commitment Therapy, to help you build resilience, clarify your values, and make meaningful changes in how you think and respond to difficulty. If you're looking for a therapist who brings both depth and a practical framework to the work, I may be the right fit.
VirtualAvailable

$225/session

Warm
Authentic
Solution oriented

Specialties

Coping Skills
Anxiety
Depression
+7
I am a licensed psychologist with an interest in helping people live the life they want. I will help you gain self-awareness and understanding to help you be better able to manage and control your emotions, and by extension, your life. I have provided therapeutic services for over 10 years. I employ a multimodal approach to therapy, but would primarily characterize me as a cognitive behavioral therapist, with specific training in family intervention, behavioral modification, and trauma-informed care. I have also received training in a variety of other treatment modalities and believe in providing high quality evidence-based treatment. I am a strong believer that our well-being is affected by biological, psychological, and social factors. I utilize a biopsychosocial approach that highlights the interdependent nature of the body, mind, and social factors and how they might be contributing to the development or continuation of our problems. Whether you are dealing with depression, family issues, or anxiety, I can help support you in living the life you want. Starting therapy can be a difficult and courageous decision, you have taken the first steps just by being here. I look forward to working with you!
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Coping Skills
Anxiety
Self Esteem
+4
Hi! I am a holistic mindfulness-based therapist who specializes in helping motivated adults manage their emotions, heal their inner child wounds, increase their self-esteem, improve their relationships, navigate their career and ultimately create a life they love. I am an empathetic, compassionate listener and will take the time to truly be present with you. I am a strong believer in the mind-body connection and take a holistic approach to therapy. Each session will be tailored to you and what we decide together will help you best.
VirtualAvailable

$250/session

Empowering
Authentic
Direct

Specialties

Coping Skills
Anxiety
Depression
+5
I am Brandy, a Licensed Independent Clinical Social Worker (LICSW/LCSW) offering compassionate and specialized psychotherapy services to adults in California, Massachusetts, and Rhode Island. I am also a U.S. military Veteran with multiple deployments, and my lived experience deeply informs the care I provide. My own healing journey, combined with my service background and professional training, has shaped an integrative, trauma-informed approach to therapy that honors the interconnectedness of mind, body, and spirit. I am an EMDRIA-trained EMDR therapist and offer evidence-based trauma treatment to help clients process and heal from painful life experiences. I specialize in supporting individuals navigating anxiety, depression, grief, trauma, relationship challenges, life transitions, and the emotional impact of serious health diagnoses. Whether you're coping with the aftermath of trauma or facing a new chapter in life, I offer a collaborative, supportive space focused on strengthening your resilience, restoring your sense of self, and promoting lasting emotional well-being.
VirtualAvailable

$140/session

Authentic
Humorous
Open-minded

Specialties

Coping Skills
Career Counseling
Life Transitions
+8
I work especially well with women who are in the “messy middle” of life: between who they have been, what others expect, and what they may want next. Faci Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable

$125/session

Authentic
Empowering
Open-minded

Specialties

Coping Skills
Anxiety
Child or Adolescent
+10
Originally from New Jersey, I earned my B.A. from the University of Wisconsin-Madison. I moved to New York City in 1997 and completed my MSW at the Wurzweiler School of Social Work. In 2000, I completed a certification in psychoanalytic psychotherapy from the Post Graduate Center for Mental Health. Immediately after moving to Florida later that year in 2002, I completed additional coursework at Barry University and obtained my social work licensure in Florida. I have worked with children, adolescents and young adults in several areas utilizing a diverse spectrum of training for 25 years. These include loss and bereavement, trauma, crisis, eating disorders, anxiety, depression and adjustment disorders. I started my private practice in 2003 in Miami. Using my background in several orientations and theories, along with experience gained over a long clinical social work career, I conduct comprehensive assessments that best address areas of emotional and behavioral concerns. I stay up to date on all the most effective training and information and aim to create a safe, collaborative, and non-judgmental environment by meeting each individual where they are in their struggles and development. This process helps one discover the inherent strengths that allow change to happen ensuring best therapeutic results.
VirtualAvailable

$80/session

Authentic
Open-minded
Empowering

Specialties

Coping Skills
Anxiety
Self Esteem
+2
Hi! I'm a Licensed Professional Counselor (LPC) based in Pennsylvania. I received my Masters from Philadelphia University and have been practicing for the past 9 years. I help people of all ages struggling with anxiety, depression, self-esteem and any other general life stresses. I am passionate about helping others evolve and grow to live in the best possible version of themselves.
VirtualAvailable

$100/session

Warm
Empowering
Open-minded

Specialties

Coping Skills
Anxiety
Depression
+7
I am Elizabeth Jones, LCSW-BACS, QSSW from New Orleans, LA. I received my Masters of Social Work from Tulane University. My professional experience has allowed me the opportunity to support children, adolescents, and adults in the state of Louisiana for the past 11 years, and more recently the states of Rhode Island and Maryland. I have experience supporting individuals in schools (traditional & alternative), outpatient behavioral health clinics (community & school based), corrections and homelessness. My goal is to create an open, safe space where thoughts and feelings can be shared without fear of judgment, and where individuals can be supported with improving their overall quality of life.
VirtualAvailable

New to Grow

$120/session

Specialties

Coping Skills
Child or Adolescent
Peer Relationships
+10
My name is Nikyra James. I am a Licensed (Independent) Clinical Social Worker. I have over ten years of experience providing care across the lifespan. It is important to know that I seek to develop genuine, caring relationships with my clients as I believe that feeling cared about is an important component of feeling safe in a therapeutic space. I lead with honesty, transparency, and occasionally humor and I invite my clients to do the same, please bring your full self to therapy. I have a passion for helping people of color and supporting individuals navigate trauma, anxiety, neurodivergence, identity, stress, self confidence, and interpersonal difficulties and conflict. It is my belief that therapy is a partnership between clinician and client and it is my goal to help my clients achieve healing, wellness, resiliency, and tolerance for life’s challenges and stressors in ways that truly align with their personal goals and highest visions for themselves. I utilize evidenced based practices and my therapeutic modalities of choice are: CBT, DBT, ERP, Motivational Interviewing, REBT influence, ACT, and Mindfulness. It is my joy and pleasure to assist you in your journey.
Available

New to Grow

$90/session

Specialties

Coping Skills
Addiction
ADHD
+10
Jonathan is a therapist dedicated to helping individuals navigate life’s challenges with authenticity, compassion, and practical guidance. Drawing on years of experience working in behavioral health and substance use recovery, Jonathan believes that healing begins with genuine human connection. His approach is collaborative, nonjudgmental, and rooted in the belief that every person has the capacity for growth, resilience, and meaningful change. Jonathan specializes in working with individuals experiencing anxiety, depression, trauma, addiction, life transitions, and relationship challenges. He creates a space where clients feel safe to be themselves, explore difficult emotions, and develop the skills needed to build healthier, more fulfilling lives. Rather than focusing solely on symptoms, Jonathan works to understand each client’s unique story, recognizing that lasting change comes from addressing the whole person. Known for his warmth, humor, and direct yet compassionate style, Jonathan balances empathy with accountability. He believes therapy should be both supportive and empowering, helping clients identify their strengths while challenging the patterns that may be holding them back. His work emphasizes resilience, self-awareness, emotional regulation, and the importance of meaningful relationships in the healing process.
Available

New to Grow

$100/session

Specialties

Coping Skills
Anxiety
Depression
+2
I am originally from Mobile, Al. I am a two time HBCU graduate with a Bachelors in Social Work from Alabama Agriculture and Mechanical University and a Masters in Social Work from Clark Atlanta University. I am a Licensed Clinical Social Worker in the State of Georgia and Licensed Clinical Social in the state of Rhode Island with over 7 years of clinical experience. I have experience dealing with adolescents and adults with severe mental health diagnosis, gerontology, therapeutic foster care, Crisis mental health counseling, military and family crisis intervention, social service program planning and adults with mild to severe substance abuse issues.
Available

New to Grow

$120/session

Specialties

Coping Skills
Anxiety
Depression
+10
I bring a patient and empathetic presence to each session. I listen deeply to your goals, striving to understand your experiences and needs. Together, we collaborate to clarify what you want to achieve, and I support you in moving toward those goals at a pace that feels right for you. I’m here to support you in a way that feels grounding and compassionate. My goal is to offer an outlet that helps you strengthen your mental well-being and navigate the challenges life can bring. LCSW offering a variety of experience.
Available

$130/session

Authentic
Warm
Direct

Specialties

Coping Skills
Addiction
Couples Counseling
+12
I hold licenses as a clinical social worker and a clinical addiction counselor. My educational background includes a BA in Psychology from Purdue University and a Master's in Social Work from Indiana University (2006). My experience includes 8 years in private practice, 12 years addressing the needs of DCS/probation/court-ordered clients, 7 years in a jail setting (including 6 years as a clinical supervisor), and a role as a clinical director at an addiction recovery center. My experience spans working with first responders, groups, couples, and individuals struggling with addiction, anxiety, depression, PTSD, bipolar disorder, OCD, ADHD, suicidal thoughts, crisis situations, gender issues, adjustment disorder, parenting challenges, stress, self-esteem, codependency, relationship difficulties, and more.
VirtualAvailable

$150/session

Warm
Intelligent
Authentic

Specialties

Coping Skills
Anxiety
Depression
+8
As a licensed Psychologist, I first prioritize learning not only why a person is contacting me, but also to be able to relate to that person based on their individual needs and what are their expectations of therapy. I believe that we all need to have a sense of purpose or meaningfulness in our lives, something that our thoughts, emotions and life experiences contribute to the "heart" of our personalities. The process of healing from the challenges of life begins with a search for truth about our beliefs, habits and relationships. Physical health is affected by our mental health through the complex interactions between the brain and bodily functions. Interventions I use in my sessions include Cognitive Therapy, CBT, DBT and ACT. As a Psychologist, I have worked in private practice, long term care, and forensic and psychiatric hospitals. Even though these patient populations are diverse, the common denominator is the human "heart". My sessions work to connect a person's sense of meaning in life to help them overcome anxiety, depression and a loss of personal identity in this complex world.
VirtualAvailable

$200/session

Authentic
Empowering
Warm

Specialties

Coping Skills
Anxiety
Depression
+10
~A Place to Pause, Reflect, and Heal Hello, I'm Dr. Ebonee. Do you feel pulled in a million directions, struggling to keep up with relationships, work, and health? Is it hard to be kind to yourself? I help individuals manage anxiety, avoid burnout, and break free from cycles of trauma, stress, and self-doubt. Together, we can identify what’s not working and get you back to balance. My interest in spirituality and utilization of spiritually integrated psychotherapy (SIP), which is not tied to any specific religion, allows me to offer a holistic approach to healing that addresses the emotional, psychological, and spiritual dimensions of well-being. I emphasize trauma’s role in shaping core beliefs, psychosocial stressors, and generational patterns, recognizing its imprint on the central nervous system. My approach integrates cognitive-behavioral therapy (CBT), coaching, and positive psychology to reframe trauma narratives, foster self-discovery, and disrupt patterns of depression, anxiety, and re-traumatization. Whether you're navigating trauma, relationship challenges, or cycles of stress and overwhelm, I provide a safe space where healing begins. I know it may seem impossible, but what if I told you that you have the power to change your life? Now is the perfect time to start your healing journey. In our sessions, I’ll meet you with compassion and evidence-based techniques to help you overcome the hangups and habits holding you back. Let’s work together to build communication strategies, set boundaries, break cyclical trauma patterns, and foster self-worth for long-term stability. I’m excited to be on this journey with you! Here's a helpful video that explains the therapeutic process and what you can expect during your healing journey. https://youtu.be/R4B9BPBiIHo?si=HGNawKl7l1gVUv-z FYI: I recognize that my schedule sometimes books 3–4 weeks in advance, so please feel free to reach out if you need a sooner appointment.
VirtualAvailable

$165/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Life Transitions
+9
Welcome! I’m so glad that we found each other! My mission is to help alleviate the weight of your current stressors, assist in processing past experiences, and guide you in developing the new skills and practices that will illuminate your path forward. My approach to therapy is integrative, drawing from various models and methods to tailor the treatment to your unique needs. I employ techniques that encourage you to identify patterns of behavior and observe how you relate to yourself and others.
VirtualAvailable

$200/session

Authentic
Solution oriented
Warm

Specialties

Coping Skills
Addiction
Anger Management
+24
I have lived a long and colorful life. Like everyone else, I've made good and bad choices and learned from each. I have 22+ years experience in the mental health and substance abuse treatment field. I DO NOT JUDGE, AT ALL, PERIOD. I can be both blunt and gentle as appropriate. My role is to offer another perspective, a way to see life more fully and function better, no more, no less. I don't pretend to have all the answers but only one slice of wisdom. I just share what can help someone. Some people are not yet ready to be helped. Yet for those who are feeling lost on life's journey and are willing to listen and learn, I'm here to assist. My life work can be summed up in three words, "offering people hope. " "The wound is where the light enters." - Jeladdin Rumi "A coward dies a thousand deaths, a brave man only once." Martin Luther King Jr. "Wouldn't take nothin' for my journey now." - Maya Angelou "The past is gone, and there is left only a blessing." - Kahlil Gibran "Be true to yourself, and you will be false to no one else." - William Shakespeare "How very lucky are we, for just a moment to be, part of life's eternal rhyme." Charlotte's Web, movie "Not all who wander are lost." J.R.R. Tolkien
VirtualAvailable

$275/session

Direct
Solution oriented
Authentic

Specialties

Coping Skills
Career Counseling
Men's Issues
+16
Hi there, my name’s Ephraim Tokar. I'm a licensed Marriage and Family Therapist with 20+ years of experience. My specialties consist of relationships, men’s issues, career counseling, and psychosomatic illnesses. I received my Bachelors degree in Child Psychology, working initially with the adolescent population before transitioning over to adults. I then received my Masters in Marriage and Family Therapy. Whether it's individuals or couples, I'm happy to get to work with whomever comes my way. I do my best to facilitate a warm, trusting environment. Looking forward to meeting with you soon!
VirtualAvailable

$175/session

Direct
Empowering
Authentic

Specialties

Coping Skills
Anxiety
Depression
+9
Hi I’m a licensed professional counselor licensed in many states. I have been in the counseling field helping children and adults for more than 20 years. I help adults of all ages struggling with everyday stressors, my goal is to help you figure out and work through challenges to live life on your terms and create a healthy balance. ****Please note if you are currently or recently feeling suicidal, you will be referred to an in office provider, psychiatrist and/ likely a higher level of care, as I would only treat in severe depression and suicidality in office.******Please call 988 which is the free 24 hour crisis line, if you feel like you want to harm yourself or are feeling very overwhelmed.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in Rhode Island that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.