Therapists that accept Cash Pay in Rhode Island

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 11 verified therapists in Rhode Island who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

$130/session

Authentic
Warm
Intelligent

Specialties

Couples Counseling
Life Transitions
Mood Disorders
+4
Hi! I am a licensed mental health counselor living in Savannah, GA. I am licensed in Massachusetts, Rhode Island, and Connecticut. I have been in the mental health field for 15 years. I have worked in a variety of settings including community based support, inpatient, partial hospital, and integrated primary care settings. I tend to utilize interventions across CBT, DBT, with a foundation of life experience, circumstance, and trauma stored within the body. I work with my clients to determine what goals and success means for them and I aim to create an open and safe environment where we can learn and grow together.
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$185/session

Warm
Authentic
Empowering

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+10
I believe therapy should feel calm, respectful, and genuinely supportive. I create a space where people can slow down, speak openly, and feel heard without judgment or pressure. My approach is warm, grounded, and collaborative, allowing clients to explore their experiences at a pace that feels comfortable while still working toward meaningful change. Many people come to therapy carrying stress, anxiety, relationship challenges, or past experiences while continuing to manage daily responsibilities. I enjoy helping people make sense of what they are going through, build insight, and reconnect with their strengths. Conversations are honest and thoughtful, with a focus on understanding the whole person rather than just one concern. My goal is to offer steady guidance while respecting each client’s individuality, goals, and values. Therapy becomes a space to reflect, gain clarity, heal, and begin moving forward with greater confidence and emotional balance.
VirtualAvailable
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$75/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Family Conflict
+10
Hi my name is Kate and I am a licensed mental health counselor working part time in a private practice via telehealth and I also work part-time as an emergency room clinician doing evaluations. I grew up in Massachusetts but I am now living in Rhode Island. I am licensed to practice in MA, RI, NH and Maine. I graduated from Northeastern University. I enjoy gardening, the beach and also skiing. My website that explains more is katebowenlmhc.weebly.com if you want to check it out! I look forward to meeting you soon!
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$140/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Bipolar Disorder
Depression
+10
My name is Jennifer and I am a Licensed Clinical Social Worker in 19 states with 20 plus years in the healing profession. I provide therapy to individuals, couples and groups. I have extensive experience tailoring my therapeutic approach to meet client's where they are at. I honor and respect your vulnerability in the counseling process. Emotional work you do in your life will be very rewarding. Compassion and psychological insight is the hallmark of my practice. The modalities I utilize in my practice are psychodynamic, client-centered, humanistic, DBT and DBT respectively. I interweave approaches to learn what feels like the best fit for your unique needs. I hope to be a part of your journey.
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$120/session

Warm
Authentic
Open-minded

Specialties

Depression
LGBTQ
Self Esteem
+10
Hello, I'm Liz, a Licensed Clinical Professional Counselor and Licensed Mental Health Counselor with over 20 years of experience. My journey in mental health therapy has been deeply rooted in a trauma-informed approach, and I have dedicated much of my career to helping individuals understand personality disorders—their own and those of family members. I have a strong connection with the LGBTQIA+ community and extensive experience working with children through music, art, and theater. My practice also includes working with families, couples, and individuals, addressing a wide range of concerns such as depression, anxiety, relationship issues, parenting challenges, body dysmorphic disorder, and struggles related to transitioning or alternative life styles. Additionally, I have supported many clients who have experienced physical trauma or emotional abuse. I use EMDR as part of my trauma treatment. My therapy style is warm and interactive. I believe in treating everyone with respect, sensitivity, and compassion, and I reject stigmatizing labels. My approach combines cognitive-behavioral, humanistic, psychodynamic, rational-emotive therapy, Cognitive Behavioral Therapy (CBT), Solution focused therapy, EMDR for trauma and complex PTSD. and I work tailoring our dialogue to meet your unique and specific needs. It takes courage to seek a more fulfilling and happier life and to take the first steps toward change. If you are ready to take that step, I am here to support and empower you. I look forward to working with you! -Liz Lizotte
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$130/session

Authentic
Warm
Direct

Specialties

Addiction
Coping Skills
Couples Counseling
+12
I hold licenses as a clinical social worker and a clinical addiction counselor. My educational background includes a BA in Psychology from Purdue University and a Master's in Social Work from Indiana University (2006). My experience includes 8 years in private practice, 12 years addressing the needs of DCS/probation/court-ordered clients, 7 years in a jail setting (including 6 years as a clinical supervisor), and a role as a clinical director at an addiction recovery center. My experience spans working with first responders, groups, couples, and individuals struggling with addiction, anxiety, depression, PTSD, bipolar disorder, OCD, ADHD, suicidal thoughts, crisis situations, gender issues, adjustment disorder, parenting challenges, stress, self-esteem, codependency, relationship difficulties, and more.
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$140/session

Authentic
Direct
Empowering

Specialties

Career Counseling
Life Transitions
Women's Issues
+8
I work especially well with women who are in the “messy middle” of life: between who they have been, what others expect, and what they may want next. Faci Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable
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New to Grow

$90/session

Specialties

Addiction
ADHD
Coping Skills
+10
Jonathan is a therapist dedicated to helping individuals navigate life’s challenges with authenticity, compassion, and practical guidance. Drawing on years of experience working in behavioral health and substance use recovery, Jonathan believes that healing begins with genuine human connection. His approach is collaborative, nonjudgmental, and rooted in the belief that every person has the capacity for growth, resilience, and meaningful change. Jonathan specializes in working with individuals experiencing anxiety, depression, trauma, addiction, life transitions, and relationship challenges. He creates a space where clients feel safe to be themselves, explore difficult emotions, and develop the skills needed to build healthier, more fulfilling lives. Rather than focusing solely on symptoms, Jonathan works to understand each client’s unique story, recognizing that lasting change comes from addressing the whole person. Known for his warmth, humor, and direct yet compassionate style, Jonathan balances empathy with accountability. He believes therapy should be both supportive and empowering, helping clients identify their strengths while challenging the patterns that may be holding them back. His work emphasizes resilience, self-awareness, emotional regulation, and the importance of meaningful relationships in the healing process.
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New to Grow

$120/session

Specialties

Addiction
Anxiety
Depression
My journey into therapy began with a deep curiosity about human resilience and the desire to help others find strength through life's hardest challenges. I'm a firm believer in the powerful role that therapy can play in alleviating distressing symptoms, facilitating positive growth, and increasing functioning in all areas of life. I value clear, open, and direct communication to create a supportive, non-judgmental environment. I practice active listening and will be an empathetic partner to help you accurately self-reflect. When difficult topics arise, I'll help you deeply understand yourself in the conflict.
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$200/session

Authentic
Solution oriented
Warm

Specialties

Addiction
Anger Management
Depression
+24
I have lived a long and colorful life. Like everyone else, I've made good and bad choices and learned from each. I have 22+ years experience in the mental health and substance abuse treatment field. I DO NOT JUDGE, AT ALL, PERIOD. I can be both blunt and gentle as appropriate. My role is to offer another perspective, a way to see life more fully and function better, no more, no less. I don't pretend to have all the answers but only one slice of wisdom. I just share what can help someone. Some people are not yet ready to be helped. Yet for those who are feeling lost on life's journey and are willing to listen and learn, I'm here to assist. My life work can be summed up in three words, "offering people hope. " "The wound is where the light enters." - Jeladdin Rumi "A coward dies a thousand deaths, a brave man only once." Martin Luther King Jr. "Wouldn't take nothin' for my journey now." - Maya Angelou "The past is gone, and there is left only a blessing." - Kahlil Gibran "Be true to yourself, and you will be false to no one else." - William Shakespeare "How very lucky are we, for just a moment to be, part of life's eternal rhyme." Charlotte's Web, movie "Not all who wander are lost." J.R.R. Tolkien
VirtualAvailable
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$275/session

Direct
Authentic
Solution oriented

Specialties

Career Counseling
Men's Issues
Self Esteem
+16
Hi there, my name’s Ephraim Tokar. I'm a licensed Marriage and Family Therapist with 20+ years of experience. My specialties consist of relationships, men’s issues, career counseling, and psychosomatic illnesses. I received my Bachelors degree in Child Psychology, working initially with the adolescent population before transitioning over to adults. I then received my Masters in Marriage and Family Therapy. Whether it's individuals or couples, I'm happy to get to work with whomever comes my way. I do my best to facilitate a warm, trusting environment. Looking forward to meeting with you soon!
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.