Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 26 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Philadelphia

Availability updated: 8/15/2026

$180/session

Authentic
Intelligent
Open-minded

Specialties

Serious Mental Illness
Anxiety
Depression
+10
With over 25 years of experience in community mental health and higher education, I bring a wealth of knowledge and expertise to my practice. I hold a PhD in Counselor Education and a Master's in Counseling, equipping me to provide exceptional support to those in need. I welcome adults seeking additional support, encouragement, and mental health counseling. My services include both individual and group counseling, tailored to meet the unique needs of each client. My extensive training and experience enable me to assist individuals facing a broad spectrum of mental health concerns, from minor struggles to more serious issues. I am dedicated to providing compassionate and effective care to help my clients achieve their mental health and well-being goals.
VirtualAvailable
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$100/session

Warm
Authentic
Solution oriented

Specialties

Serious Mental Illness
Anxiety
Trauma and PTSD
I focus on truly understanding you as an individual and valuing your unique experiences and perspectives because you are your own expert. My trauma informed approach emphasizes the importance of creating a supporting empathetic space where you feel heard and understood. By considering all aspects of your life (emotional, physical, social) we can work together to uncover your strengths, address challenges, and foster personal growth. This holistic perspective aims to empower you, enhance your self -awareness, and ultimately lead to significant and lasting changes.
VirtualAvailable
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$100/session

Authentic
Warm

Specialties

Serious Mental Illness
Addiction
Mood Disorders
+10
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience working in the fields of substance use and mental health. I am also a Certified Advanced Alcohol and Drug Counselor (CAADC), with extensive experience supporting individuals struggling with substance use disorders, mood disorders, personality disorders, trauma, and other mental health challenges. My approach to treatment is grounded in trauma-informed care and a strong belief in the power of self-awareness. I believe meaningful change begins when individuals take the time to understand themselves, their experiences, and how past events have shaped their thoughts, behaviors, and patterns. Through this process of insight and reflection, individuals can begin to develop healthier coping strategies and create lasting change. While therapy can provide guidance, support, and tools for growth, I also emphasize the importance of personal commitment and motivation in the recovery process. When individuals are willing to engage in that work, therapy can become a powerful space for healing, growth, and transformation.
VirtualAvailable
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$95/session

Warm
Authentic
Empowering

Specialties

Serious Mental Illness
Anxiety
Coping Skills
+8
It is very important to me to meet my patients where they are with a collaborative approach to assist in normalizing some of the issues they experience. I believe in creating a safe, non-judgmental space where patients can openly explore their thoughts, feelings and behaviors. I will assist you with management of symptoms including anxiety, depression, trauma, relationship difficulties, and establishing a strong skill set to increase quality of life. My therapeutic approach is rooted in evidence-based practices such as Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT) and mindfulness techniques. I tailor my approach to each individual's unique needs, helping to gain insight, build coping skills and develop healthier patterns of thinking and behavior. My goal is to empower patients to take control of their mental health and lead more fulfilling lives. Whether you're struggling with a specific issue or seeking personal growth, I am here to support you on your journey towards healing and self-discovery.
VirtualAvailable
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Often rebooked

$180/session

Solution oriented
Authentic
Intelligent

Specialties

Serious Mental Illness
Anxiety
Obsessive-Compulsive (OCD)
+10
Nastassja Hanna, a Licensed Professional Counselor (LPC) and National Certified Counselor (NCC), brings over six years of dedicated experience in the mental health field. She is deeply committed to helping children, adolescents, and adults navigate a variety of challenges, including anxiety, OCD, depression, trauma, family addiction dynamics, relationship difficulties, borderline personality traits, self-esteem issues, spiritual and religious concerns, and life transitions. Nastassja earned her Master of Arts in Clinical Mental Health Counseling (MACMHC) from Lancaster Bible College | Capital Seminary and Graduate School. Her professional journey reflects a steadfast dedication to serving diverse populations through individualized counseling and skills-building. She has experience addressing persistent mental health challenges, including co-occurring substance use disorders, in both outpatient and family-based settings. Her work has included college counseling and providing in-home therapy using the Ecosystemic Structural Family Therapy (ESFT) model to support children and adolescents at risk of out-of-home placement. This diverse clinical background equips her to deliver effective, evidence-based care tailored to her clients' unique needs. Nastassja specializes in Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), Dialectical Behavioral Therapy (DBT), Exposure and Response Prevention (ERP), and an eclectic approach that thoughtfully integrates additional therapeutic models beyond her core specialties. Her proficiency in these evidence-based modalities enables her to address a broad range of mental health concerns with both compassion and precision. By blending structured interventions with a flexible, client-centered approach, Nastassja empowers individuals to overcome challenges, build resilience, and create fulfilling lives rooted in their values.
VirtualAvailable
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$150/session

Empowering
Open-minded
Warm

Specialties

Serious Mental Illness
Anxiety
Couples Counseling
+10
Hello and welcome! I’m Habeebah Abdus-Salaam, a licensed therapist who blends evidence-based and relational approaches to help individuals and families build insight, emotional balance, and meaningful change. My style is warm, collaborative, and empowering that is grounded in curiosity and deep respect for each person’s unique story. I work with clients navigating anxiety, depression, emotional dysregulation, trauma, and life transitions, integrating DBT, CBT, narrative, and culturally responsive frameworks to promote self-awareness, emotional regulation, and resilience. My goal is to create a safe, nonjudgmental space where you can explore your story, reclaim your voice, and develop practical tools to manage life’s challenges with confidence and clarity.
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$115/session

Authentic
Warm
Empowering

Specialties

Serious Mental Illness
Anxiety
Mood Disorders
+8
I CURRENTLY ONLY HAVE OPENINGS FOR MORNING OR EARLY AFTERNOON APPOINTMENTS WHICH FALL BETWEEN 8:00AM- 3:00PM. I have been working in the field as a social worker for over 20 years. My work has been with children, adolescents and adults that have faced numerous challenges whether that be mental health issues, behavioral concerns, family issues, etc. I use a client centered approach and work with the client to ensure that their treatment is individualized and addresses their presenting concerns. I use a collaborative approach with my clients in order to work towards treatment goals.
VirtualAvailable
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Often rebooked

$60/session

Authentic
Warm
Open-minded

Specialties

Serious Mental Illness
Anxiety
High Clinical Acuity
+6
Hi, I am a Licensed Professional Counselor (LPC) Based out of Texas. Licensed both in Texas and Pennsylvania. I have been working in the mental health field for over 10 years. I specialize primarily in working with individuals that struggle with trauma and anxiety. With experience in various types of trauma, I have partnered with many individuals to help them learn how to navigate life. My goal is to empower the individual through learning coping skills that are the right fit for the person. I am also an individual that believes all people deserve therapy, I am not going to judge a client, or make them feel small. My job is truly to hear what my client has to say and offer any skill that I have to help that person. I am an ally to all people regardless of your identity.
VirtualAvailable
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$145/session

Intelligent
Authentic
Warm

Specialties

Serious Mental Illness
LGBTQ
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker with over 10 years of experience supporting individuals with complex and high acuity mental health needs. My work is grounded in trauma informed and trauma responsive care, with a strong commitment to creating inclusive, affirming spaces for BIPOC, LGBTQI+, neurodivergent clients, and individuals in rural communities. I work across the lifespan, including children (6+), adults, older adults, families, and couples. My approach is collaborative and empowering, centered on the belief that clients are the experts in their own lives. I often describe my role as “working myself out of a job” helping clients build the insight, skills, and confidence needed to advocate for themselves and navigate systems independently. As a trauma specialist, I use evidence-based and trauma-responsive approaches tailored to each client’s needs. My primary modalities include Trauma-Focused Cognitive Behavioral Therapy, Eye Movement Desensitization and Reprocessing (EMDR), somatic therapy, Internal Family Systems-informed interventions, and psychodynamic therapy. My EMDRIA certification is currently pending. I also have extensive experience using Dialectical Behavior Therapy, Acceptance and Commitment Therapy, exposure-based interventions, mindfulness, and other integrative approaches. I modify interventions to support neurodivergent clients and individuals with intellectual or developmental disabilities, recognizing that therapy should adapt to the client and not require the client to adapt to therapy. To learn more about my clinical approach, specialties, services, book an initial consultation, and private practice, please visit Mapping Resilience Therapy Center at https://mappingresiliencetherapycenter.com/
VirtualAvailable
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$100/session

Authentic
Empowering
Open-Minded

Specialties

Serious Mental Illness
Career Counseling
Coping Skills
+9
Are you at the point where you are looking to make a change but you're just not sure what to do next? Are you looking for direction but could benefit from an outside perspective? As your therapist, I am here for you! I am here on the good days and on the hard days. Therapy is meant to be an experience where you feel validated, seen, and heard. Overall, my goal is to challenge and support you with gaining confidence, purpose, and hope!
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$150/session

Authentic
Direct
Empowering

Specialties

Serious Mental Illness
Anxiety
First Responders/Healthcare Workers
+8
My name is Amanda Kriger, and I’m a Licensed Professional Counselor (LPC) with a Master’s degree in Clinical Mental Health Counseling, earned in 2016. I’ve been providing therapy services since then and obtained my LPC license in 2022. My experience includes working with adults facing substance use and co-occurring disorders, as well as individuals involved in the criminal justice system. I’ve also had the opportunity to work with clients of all ages—including children, adolescents, and adults—in both individual and group settings. In addition to my clinical work, I serve as a clinical supervisor for pre-licensed clinicians, supporting their growth and professional development.
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$120/session

Authentic
Warm

Specialties

Serious Mental Illness
Anxiety
Family Conflict
+10
Welcome! My name is Jen and I am a Licensed Clinical Social Worker here in Pennsylvania. In my early experience I spent time working with children and families but I have spent the last 16 years working with adults who have lived with severe and persistent mental illness. I have supported many individuals improve quality of life by managing symptoms through treatment. I believe treatment as a whole encompasses intentionality in all areas of life, therapy just being a piece of what sometimes feels like an overwhelming puzzle! I want to provide a safe and trusted space for you to discuss whatever it may be that lead you here today.
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$155/session

Authentic
Solution oriented
Intelligent

Specialties

Serious Mental Illness
Addiction
Anxiety
+10
All behavior is purposeful. This means that we never do anything for no reason. Even when our behavior appears confusing or counterproductive to our values, our behavior has meaning and purpose. Therapy is a setting where we can gain insight about the origins of our perceptions, thinking and behavior. With clearer understanding, we are better equipped to identify factors within our control and consider alternative responses to our conditions. We gain awareness of the needs that are being met by potentially self-defeating thinking or behaviors and have a special opportunity to practice new thinking in the safety of therapy.
VirtualAvailable
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$80/session

Empowering
Warm
Authentic

Specialties

Serious Mental Illness
Anxiety
Depression
+2
Hi, I'm Karmen a Licensed Clinical Social Worker and I operate Peace and Trust Behavioral Health, PLLC. A purpose in my life is to help people struggling with life's challenges especially with the challenges that result in anxiety, depression, and low self-esteem. I invite you to use our safe space to express your real-life issues and to be willing to learn and develop the coping skills that will become your strengths - sustainable skills that you will be able to apply over and over again in your life. I am a graduate of Cabrini and Temple Universities in Pennsylvania with over 20 years of experience serving individuals who are coping with the trauma of homelessness, serious mental illness, and medical health conditions.
VirtualAvailable
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$140/session

Authentic
Direct
Humorous

Specialties

Serious Mental Illness
Family Conflict
Sexual Abuse
+10
I’m Francesca, a Licensed Professional Counselor and trauma-focused therapist with over nine years of experience supporting clients as young as 1.5 years old through adulthood. I specialize in working with children, teens, and families who have experienced trauma, including sexual abuse, physical abuse, neglect, emotional abuse, domestic violence, and problematic sexual behaviors (PSB). I also have extensive experience supporting first responders, veterans, at-risk youth involved in the juvenile justice system, and children and families within the foster care system. I utilize evidence-based approaches: · Trauma-Focused Cognitive Behavioral Therapy (TF- CBT) · Sensorimotor Psychotherapy · Somatic Experiencing · Child Parent Psychotherapy (CPP) · Cognitive Behavioral Therapy (CBT) · Internal Family Systems (IFS) I hold certifications in: · Trauma-Focused Cognitive Behavioral Therapy (TF- CBT) · Child Parent Psychotherapy (CPP) · Certified Clinical Trauma Professional Level II: Complex Trauma (CCTP-II)
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$85/session

Authentic
Open-minded
Intelligent

Specialties

Serious Mental Illness
Anxiety
Depression
+10
I'm Ben Northrup, a licensed professional counselor with a passion for helping individuals navigate life’s challenges with strength and self-compassion. I specialize in Dialectical Behavior Therapy (DBT), psychosis treatment, helping family members of individuals with symptoms of psychosis, and support for anxiety and depression. I earned both my undergraduate and graduate degrees from Lock Haven University and have worked in a range of clinical settings—including group homes, partial hospitalization programs, women’s centers, and community-based mental health. These experiences have shaped my client-centered, practical, and empathetic approach to therapy. Therapy sessions with me tend to feel more casual in nature and use everyday language (no psychological jargon). While therapy is a serious matter and we will talk about serious subjects, it should never be a time that either of us dread. I believe in taking time to learn about, or help you discover, hobbies and parts of life that you enjoy. I take time to help you develop more personalized coping skills and problem solve using your strengths. So, whether you're feeling overwhelmed, seeking tools to manage emotions, or navigating complex mental health challenges, I'm here to support you in creating meaningful, lasting change.
VirtualAvailable
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New to Grow

$100/session

Specialties

Serious Mental Illness
Anxiety
Depression
+10
I am a seasoned therapist with more than 9 years of experience helping people live their authentic lives through honesty, humor, value, and a good plan. I believe in a direct, no-nonsense approach. I use an integrated approach to therapy, tailoring treatment to each person's unique needs, strengths, and goals. I am passionate about helping clients identify opportunities for growth, recognize points of hope, and create realistic plans for meaningful change. I have experience working with teens, young adults, older adults, couples, and families. I support clients navigating a variety of concerns, including anxiety, depression, trauma, bipolar disorder, personality disorders, chronic illness, and LGBTQ+ related concerns.
Available
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$100/session

Authentic
Empowering
Direct

Specialties

Serious Mental Illness
Addiction
Anxiety
+9
Hi there! My name is Dr. Gina Kilderry. I am a Licensed Professional Counselor (LPC) in Pennsylvania, Delaware, and New Jersey. I hold both a Master’s degree and a Doctorate (PsyD) in Counseling Psychology. I have worked with adults with varying concerns for 6 years in the Greater Philadelphia area. My clinical experience includes working with individuals with substance use disorders and co-occurring mental health conditions. I am certified as a Co-Occurring Disorders Specialist (CCDS). I also have experience working with criminal offenders in both community and institutional settings, addressing a range of behavioral, emotional, and psychological concerns. In addition, I have worked with LGBTQIA+ individuals both as a volunteer and in practice, and can assist with many related concerns. I have experience with various diagnoses, but I view each client as a person, not a diagnosis. I work collaboratively with each client on the goals you set, to help you achieve meaningful progress and personal growth.
VirtualAvailable
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$105/session

Specialties

Serious Mental Illness
Bipolar Disorder
Chronic Illness
+7
Are you tired of reliving the same unhealthy patterns in your life? Do you desire a successful and fulfilled life complete with balanced loving relationships not only with yourself, but with others? Do you desire a mindset that has a positive outlook in all areas of your life, So that any obstacle encountered, you have the strength and the resilience to handle. I utilize evidence based practices, including: Cognitive Behavioral Therapy (CBT) and Motivational Interviewing (MI) to support clients in achieving meaningful change. CBT helps clients identify, and restructure unhealthy thought patterns and behaviors. MI focuses on enhancing intrinsic motivation, and resolving ambivalence about change.
VirtualAvailable
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$150/session

Direct
Intelligent
Authentic

Specialties

Serious Mental Illness
Anxiety
Depression
+8
Hello, I'm Tatiana, a licensed professional counselor and a certified Gestalt therapist. I have a Master of Science degree in Psychology, a Post-Master certification in Clinical Psychology, and a certification in Gestalt therapy from the Gestalt Training Institute of Philadelphia. I am also trained in EMDR (Eye Movement Desensitization and Reprocessing), an evidence-based method for working with trauma, PTSD, and deeply ingrained patterns that stem from past experiences. Embarking on the journey of therapy is a courageous step, and I commend you for taking it. Recognizing the complexities that come with seeking help, I aim to provide a nurturing and empowering space for your healing and growth. I am committed to creating a space that respects and supports diverse identities and relationship experiences. My practice centers around creating an inclusive environment that acknowledges and respects LGBTQ+, as well as non-monogamous and other relationship styles. Whether you’re navigating monogamous relationships, ethical non-monogamy (ENM) in all its forms—including polyamory—or questioning your relationship dynamic, my approach is grounded in empathy, respect, and acceptance. Your unique identities, relationship dynamics, and lived experiences matter, and I am here to support you with openness and understanding.
VirtualAvailable
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New to Grow

$150/session

Specialties

Serious Mental Illness
Addiction
Suicidal Ideation
+10
I am a Licensed Clinical Social Worker who values creating a supportive, respectful space where clients feel heard and understood. I approach therapy with empathy, curiosity, and a practical mindset, helping individuals explore challenges while building effective coping strategies. My work focuses on collaboration, insight, and meaningful change. I believe therapy should empower clients with tools and perspective that help them navigate stress, emotional difficulties, and life transitions with greater confidence and resilience.
VirtualAvailable
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$180/session

Empowering
Direct
Intelligent

Specialties

Serious Mental Illness
Addiction
Coping Skills
+10
Hello, I am a licensed clinical social worker and certified drug and alcohol counselor with 18 years of clinical experience treating clients ages 13 and up who are struggling with trauma, addiction, and serious mental illnesses using various trauma-informed, evidenced-based practices. I pride myself on developing a safe, secure, supportive and non-judgemental therapeutic rapport and environment to begin the healing process.
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$120/session

Warm
Humorous
Authentic

Specialties

Serious Mental Illness
ADHD
Anxiety
+10
I am Jeff, like it says on this page. I love games of all kinds and dogs of all kinds. I sit crosslegged on chairs when I can and enjoy kneading dough for baking. I'm verbose and use words as if they were legos. I have worked in hospitals, community mental health centers, a retirement home and now I am content to be in private practice. I have experience with crises, sudden life transitions and choices that seem impossible to come back from. I'm familiar with being awkward and have experience being the outcast. I became a therapist because there were many times earlier in my life where I needed support and guidance from someone who could understand me without being judgmental or controlling. Being a strange enough person already, I never quite found someone empathetic towards my situation until meeting my first therapist - a literally life changing experience. Even with almost 10 years as a therapist, I'm certainly not claiming that I'll change your life as a guarantee just because of who I am - a therapist helped me see that so much change came about by my own efforts over the years, change that you can also be empowered to pursue. I am the sort of person that will work in your interest, work for your health when it feels like illness gets in the way. If you happen to be someone or know someone that often puts others before themselves at the expense of wants and needs for themselves, then you may know me pretty well already. Transparently, I am not using AI in any form to write anything you read here about myself or my methods.
VirtualAvailable
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$150/session

Solution oriented
Warm
Authentic

Specialties

Serious Mental Illness
Anxiety
Depression
+5
Thank you for coming here and viewing my page. I have much life experience besides work and school caring for those with a severe and persistent mental illness, mood disorders, anxiety and depression and woman's issues. Also, I have worked with many families of those struggling with mental health issues. My children and I are survivors of domestic violence and I have learned that with you can heal and reach your potential even when sometimes you do not think you can.
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$130/session

Solution oriented
Authentic
Intelligent

Specialties

Serious Mental Illness
Bipolar Disorder
Coping Skills
+7
I believe that true well-being is achieved through an Acceptance and Commitment towards Change. My practice, ACC LLC, takes a holistic, person-centered approach to address mental health and behavioral concerns. After over 20 years dedicated to assisting individuals, families, and groups, my goal remains simple: to empower and assist you in healing through the natural, yet often challenging, process of change. You are not alone in this journey. Help is only a phone call away. My Qualifications and Specialties Licensed Clinical Social Worker (LCSW) in PA and NJ: With more than two decades of experience in psychotherapy and case management. Dual Master’s Degree in Divinity: Providing a comprehensive understanding of the spiritual and existential dimensions of healing. Specialized Expertise: Clinical supervision and professional life coaching.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Pennsylvania. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Serious Mental Illness, is filtering therapists in Pennsylvania that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.