Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 408 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Philadelphia

Availability updated: 8/16/2026

$125/session

Authentic
Direct
Humorous

Specialties

Life Transitions
Anxiety
Couples Counseling
+10
With close to 20 years of experience working for the Philadelphia Courts system and a background in communications prior to obtaining my Masters in Counseling Psychology, I excel at finding communicable common ground between individuals. I incorporate multiple treatment modalities in order to find the perfect combination of techniques in order to facilitate positive change in my clients' lives. My personal and professional philosophy is "Life is simple, people complicate it". Let's make things simple again.
VirtualAvailable

New to Grow

$85/session

Solution oriented
Warm

Specialties

Life Transitions
Anxiety
Depression
+10
If you've been feeling overwhelmed, stuck, anxious, emotionally exhausted, or like you're carrying more than you can manage on your own, therapy can be a place to slow down, make sense of what's happening, and begin moving toward the life you want. Whether you're working through anxiety, depression, relationship difficulties, low self-esteem, recovery, therapy can provide a place to better understand what you're experiencing, build practical coping skills, and create meaningful, lasting change. My goal is to help you feel comfortable and overcome hurdles. Here you'll have space to be honest without fear of judgment while also learning practical skills you can use outside of therapy. I believe the most meaningful progress happens not only during our sessions, but in the small moments between them as you begin applying what you've learned in your everyday life. Most importantly, you don't have to show up as your “perfect” self. Come as you are—whether you're hopeful, skeptical, anxious, or simply unsure where to begin. This is a down-to-earth space where you can be yourself, and together we'll work toward helping you feel more confident, resilient, and like yourself again!
Available

$110/session

Warm
Empowering
Authentic

Specialties

Life Transitions
Anxiety
Coping Skills
+8
Hi! I’m Kesedria and I'm a Licensed Clinical Social Worker who provides virtual therapeutic services in the state of Pennsylvania. I'm dedicated to build upon a culture of transparency, integrity, and compassion to assist people in developing better versions of themselves through mental health awareness and quality counseling services. My current clients seek support with anxiety, depression, stress management/coping skill development, LGBTQ+ affirming care, race related trauma, other trauma symptoms/experiences, family issues, peer relationship issues, strengthening assertive communication skills, and with boundary setting. As a previous social worker in medical settings, I have also provided extensive emotional support for those living with chronic illnesses such as HIV/AIDS and cancer. My professional and lived experiences have helped me adopt an inclusive, collaborative, and judgment-free therapeutic space for people to feel heard and understood as they work through their individual healing journeys. My practice operates from a person-centered, trauma-informed, and social justice lens. It would be an honor to partner with you in meeting your mental health needs and to ultimately contribute to your overall health and quality of life. You deserve to be prioritized and live a more fulfilling life! Please be aware that I see clients M-TH (morning and afternoon appointments only).
VirtualAvailable

Often rebooked

$130/session

Empowering
Humorous
Authentic

Specialties

Life Transitions
Parenting
Postpartum
+8
As an art therapist with Grow Therapy, I specialize in helping clients explore and express their emotions through the creative process, often using humor to create a relaxed and comfortable environment. By integrating traditional therapeutic techniques with art-making and a touch of lightheartedness, I provide a unique and effective approach to mental health care. My goal is to support you in your journey toward healing and self-discovery, offering a safe and nurturing space where you can process your experiences and gain new insights.
VirtualAvailable

$120/session

Open-minded
Warm
Empowering

Specialties

Life Transitions
Anxiety
Depression
+3
Welcome! I am Mary Klein. I am a Licensed Professional Counselor in the States of Pennsylvania and West Virginia. I have worked in agency settings along in a Federal Qualified Health Center and private practice. I believe that everyone has the potential to lead a fulfilling and balanced life. I will provide a safe and supportive environment where you can explore your thoughts and feelings without judgment. Whether you're facing challenges related to anxiety, relationships, or personal growth, I am here to guide you on your journey to wellness. Together, we can uncover insights, develop coping strategies, and empower you to achieve the change you seek. I understand that dealing any type of lifestyle adjustments can lead to anxiety and depression. Symptoms can can be really persistent and tough, and I’m here to help you through it. We can work together to explore strategies that can help you manage your symptoms of anxiety and depression. Please know that it is completely normal to feel overwhelmed, and seeking help is a strong and positive step you are making for yourself.
Available

New to Grow

$90/session

Specialties

Life Transitions
Anxiety
Coping Skills
+10
Hello, I'm Yannette Barnes, LPC, and welcome to Chrysalis Mental Health—where transformation begins. Seeking therapy is a courageous step, and I am committed to providing a safe, compassionate, and nonjudgmental space where you can feel heard, understood, and supported throughout your journey. I am a Licensed Professional Counselor (LPC) serving clients in both Pennsylvania and Ohio. I earned a Master of Arts in Clinical Mental Health Counseling from Wake Forest University and a Master of Science in Administration of Justice with a concentration in Forensic Mental Health Treatment . In addition, I have advanced training as a Behavior Specialist in Applied Behavior Analysis (ABA), allowing me to integrate evidence-based behavioral interventions with a holistic, client-centered therapeutic approach. I provide psychotherapy and behavioral health services for adults (18+) experiencing a variety of emotional, behavioral, and life challenges, including: - Anxiety and depression - Trauma and stress-related concerns - Relationship and marital difficulties - Life transitions and personal growth - Emotional regulation -Obsessive and repetitive behaviors, including Body-Focused Repetitive Behaviors (BFRBs) such as hair pulling (trichotillomania) and skin picking (excoriation disorder) - Behavioral concerns requiring evidence-based interventions My counseling style is collaborative, compassionate, and strengths-based. I believe each person possesses the capacity for growth and healing, even during life's most difficult seasons. Together, we will work to understand the patterns that may be keeping you stuck, identify your strengths, and develop practical strategies that support lasting change and emotional well-being. At Chrysalis Mental Health, I believe meaningful transformation happens through connection, self-discovery, and intentional growth. Whether you are navigating a difficult life transition, seeking healthier relationships, or working toward greater emotional balance, I look forward to partnering with you on your journey toward healing and resilience.
Available

$100/session

Authentic
Direct
Intelligent

Specialties

Life Transitions
Anxiety
Coping Skills
+10
I have been working with individuals, families, couples and groups for over 20 years as they navigate a wide variety of struggles and challenges. Together, we will work to set goals, identify obstacles and barriers to success, and strive to make positive changes that can enhance overall quality of life. Change can be difficult. As such, my aim is to provide a supportive and validating environment where positive transformation can occur. I have worked with individuals who are experiencing anxiety, depression, grief/bereavement, relationship issues/challenges, self-esteem issues, life transition and adjustment struggles, divorce, substance misuse, obsessive compulsive related behaviors and thoughts, anger, Bipolar Disorder, intimate partner violence, behavioral issues in children/teens, trauma and PTSD, sexual issues, suicidal and self-harming thought, and more. I also have experience working this those who are living with more complex challenges, such as personality disorders (Borderline, Narcissistic and Antisocial Personality Disorders), psychosis, Schizophrenia, Schizoaffective Disorder, those court mandated to treatment, individual working in high risk/stress professions (i.e. first responders, law enforcement, corrections, etc...), and other mental health difficulties.
VirtualAvailable

$120/session

Authentic
Warm
Challenging

Specialties

Life Transitions
Anxiety
Grief
+6
I offer a supportive space for individuals navigating trauma, grief, depression, life transitions, and cultural challenges. I integrate Gestalt, Cognitive, and Psychodynamic therapy to help clients reconnect with the present moment, explore unresolved emotions, and shift unhelpful thought patterns. My approach is compassionate and collaborative. I honor each client's unique story and create a safe environment where meaningful change can happen.
VirtualAvailable

$135/session

Authentic
Intelligent
Empowering

Specialties

Life Transitions
Anger Management
Couples Counseling
+10
Hi my name is Yaron. I work as a therapist with goals of helping people to cope with stress, identify their personal goals, and develop healthy relationship skills. I work with individuals and couples to develop skills for coping with anger, anxiety, boundaries, trauma, and stress in healthy ways. I also work with couples and individuals to improve connection with listening and recognizing each person's strengths.
VirtualAvailable

New to Grow

$180/session

Specialties

Life Transitions
ADHD
Anxiety
+6
Hi! My name is Alexys and I am a Licensed Professional Counselor. Since 2010, I have dedicated my clinical career to helping individuals navigate life's complex transitions, process deep-seated challenges, and build healthier, more intentional relationships. I believe that therapy is at its best when it is a true partnership. You are the expert on your own life story; my role is to provide the clinical expertise, objective perspective, and dedicated space to help you make sense of it.
Available

$115/session

Authentic
Warm
Intelligent

Specialties

Life Transitions
LGBTQ
Trauma and PTSD
+3
Hi, I'm Nick. Clients who end up finding me are often capable and self-aware, but still find themselves overthinking, shutting down, becoming defensive, or feeling responsible for other people’s emotions. They often grew up being treated as “the problem” in their family of origin, and have learned to mask important parts of themselves, or were told their needs and reactions were too much. I work with LGBTQ+ and neurodivergent individuals who want to understand why certain patterns keep returning, and actually change them in a deeper way beyond just self-awareness and insight. I view symptoms as having developed for understandable reasons and still feel necessary in situations that trigger implicit learnings from the past. Together, we’ll become curious about what a very specific pattern might be protecting and develop new ways to respond. The aim here is to create greater self-trust to allow for actual meaningful change.
VirtualAvailable

$100/session

Warm
Intelligent
Solution oriented

Specialties

Life Transitions
ADHD
Anxiety
+9
Welcome! I'm Damaris, a bilingual (English/Spanish) Licensed Professional Counselor dedicated to helping older adolescents and adults navigate life's challenges with compassion and hope. I believe healing begins with feeling heard, understood, and supported. I provide a warm, culturally responsive, and nonjudgmental space where I enjoy getting to know your unique story, building on your strengths, and helping you develop practical skills to create meaningful, lasting change. Together, we'll work toward the goals that matter most to you.
Available

Often rebooked

$110/session

Warm
Authentic
Intelligent

Specialties

Life Transitions
Anxiety
Self Esteem
HI! I am a Licensed Clinical Social Worker (LCSW) based in Pennsylvania, with four years of professional clinical experience. I have a focus in helping clients struggling with anxiety, low self-esteem, stress management, ,adjustment to life changes, depression and substance use, servicing college aged adults to older adult populations. My therapeutic methodology is rooted in a holistic, person-centered approach, working to highlight individual strengths and grow coping skills. With having an emphasis on CBT, I utilize a mix of modalities that best support individual needs.
VirtualAvailable

Often rebooked

$150/session

Authentic
Warm
Humorous

Specialties

Life Transitions
Depression
Self Esteem
+10
I have been practicing since 2014 and have worked in a variety of contexts within the scope of therapy- ranging from children, couple's work, adults, teenagers, and the aging population. I deliver an authentic approach to therapy that punctuates the importance of the relationship between client and therapist as the primary mechanism for change. I believe all clients deserve to be met with dignity and respect and try to convey that in sessions.
VirtualAvailable

$100/session

Solution oriented
Authentic
Warm

Specialties

Life Transitions
ADHD
Anxiety
+7
You might be here because life feels heavier than it should, your thoughts won’t slow down, or you’re tired of trying to hold everything together on your own. As a licensed therapist in Pennsylvania, I work with people who are navigating stress, anxiety, depression, ADHD, self‑doubt, and the everyday challenges that can leave you feeling overwhelmed or stuck. My approach is down‑to‑earth and collaborative. I don’t believe in one‑size‑fits‑all therapy — your experiences, your pace, and your goals matter. Together, we’ll explore what’s getting in the way, build practical tools you can use in real life, and create space for you to feel understood without judgment. I draw from evidence‑based practices, but just as importantly, I bring compassion, curiosity, and respect for your unique story. Whether you’re working on managing emotions, improving focus, building confidence, or simply trying to feel more like yourself again, I’m here to support you every step of the way. My goal is to help you feel more grounded, more capable, and more connected to the life you want to live.
Available

$190/session

Authentic
Empowering
Direct

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Hi there! Let's sit and chat... Are you looking for a safe space to explore and organize your thoughts and feelings? Many people see therapy as a one-sided conversation, with little opportunity for interaction or getting to experience one another as real people. I can assure you our sessions will be as real as it gets! I want to help you achieve whatever solutions and life changes you are looking for. We'll work on building trust and a sense of safety, using open communication and humor, to identify how we can improve on your already existing coping skills, supports, and knowledge. Although this process may be challenging, we will work to enjoy the process as much as possible, so you can experience yourself, your relationships, and your life in new ways. Simply put, I don't think therapy has to be a painful thing for you. Starting this step can be hard and I would love the opportunity to work with you on this journey. For Private Pay Clients: Individual Sessions: $190/hour Couple/Family Sessions: $230/hour **All couples and families are seen via private pay. This allows us to focus on the relationships in the room, rather than the diagnosis of an individual. **For those out of network, should you meet criteria for a diagnosis accepted by insurance companies, I can provide monthly superbills that you may submit to your insurance provider for potential reimbursement. Please note that the payments received by the insurance provider as reimbursement may not cover the full service fee and I cannot guarantee reimbursement.
VirtualAvailable

$75/session

Authentic
Warm

Specialties

Life Transitions
Addiction
Anxiety
+3
I offer an individualized approach in counseling my clients. I am collaborative, eclectic, and pragmatic in my approach using a client-centered, strengths-based, solution-focused framework. I will use the therapeutic methods that work best for you. I have been honored to share many people’s lives and experiences in my more than 30 years working in this field and have continued to be reminded of our ability to be resilient and grow through difficult and overwhelming circumstances. One of the many things I’ve had the privilege to learn in doing this work is that when we accept our experiences and learn from them, we can obtain clarity and value from all experience. I have worked with clients and families with diverse origins on a variety of concerns and many have shared that they find me to be warm, supportive and easy to talk to. Some of the techniques I use include Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Motivational Interviewing (MI), and Rational Emotive Therapy (RET). I specialize in anxiety, mood disorders, trauma, substance use, and family/relationship issues. It would be my honor to share my training and experience with you in hope that our collaboration will help you experience a richer fuller life.
Available

New to Grow

$120/session

Specialties

Life Transitions
Anxiety
Self Esteem
+10
Hi, I'm Zora, a trauma-informed, person-centered therapist who believes real clinical work and genuine warmth can coexist. I follow your lead, while adjusting my approach based on what actually helps you and I make sure you always feel in control of the pace, especially when things get hard. However, I won't just sit back and nod, I'll gently challenge you and help you unpack the difficult things, all within a space that feels safe enough to actually do that work. I take clinical, evidence-based practice seriously and everything I do is grounded in solid training paired with real empathy. I also believe in the power of laughter, so don't be surprised if humor finds its way into even the harder conversations. My practice is a space for people ready to do honest work on anxiety, trauma, relationships, or whatever else life is throwing at them.
Available

$190/session

Warm
Solution oriented
Authentic

Specialties

Life Transitions
Anxiety
Coping Skills
+6
Hi, I'm Lori Gephart, a Licensed Psychologist in Pennsylvania. I received my Masters degree from Duquesne University in 1990 and I have been providing therapy to clients for 36 years. I am here to help you on your journey to feel happy and healthy, cope with stress and become the best version of yourself. I provide a safe place for you to explore issues, identify goals, develop new tools and coping strategies, enhance self awareness and achieve personal growth, leading to a more fulfilling and balanced life. Please note that, per my license, I can only meet with client who are physically located in Pennsylvania at the time of their sessions.
VirtualAvailable

$100/session

Warm
Empowering
Authentic

Specialties

Life Transitions
Anger Management
Coping Skills
+5
Life rarely comes with a roadmap, and lately, just getting through your daily checklist might feel like an uphill battle. Maybe you are constantly doubting yourself, feeling hijacked by anxiety, or realizing that the way you’ve been coping with stress or anger just isn't working anymore. If you are a teenager, college student, adult, or an exhausted parent trying to handle a massive life transition by trial and error, I want you to know two things: your feelings make complete sense, and you do not have to figure this out by yourself.
VirtualAvailable

$125/session

Authentic
Solution oriented
Direct

Specialties

Life Transitions
Anxiety
Depression
+5
Each person brings a unique set of experiences and challenges. I partner with you to meet you where you are and help you achieve the personal or professional goals that matter most. Whether you’re managing stress and anxiety, feelings of depression, ADHD, or navigating life transitions, I combine empathic listening with practical strategies and a touch of humor to make growth both meaningful and manageable. Many of my clients are ambitious professionals and individuals who are accustomed to striving for excellence while privately carrying stress, self-doubt, or a relentless pressure to do more. I help clients understand and work with their inner rebel, the part that resists rigid expectations, pushes back against perfectionism, and longs for greater autonomy and authenticity. Together, we can harness this part of you as a source of resilience, creativity, and lasting growth rather than viewing it as something to overcome. I’m skilled at helping you identify both clear goals and the strengths you may overlook in yourself. Even when you feel stuck, overwhelmed, or discouraged, there are always strengths and insights we can build from, and I help bring those into focus. Together, we will clarify goals, strengthen coping skills, and develop strategies that support decision-making, confidence, and emotional balance.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Domestic Violence
Trauma and PTSD
+3
Hello! My name is Sascha Baello. I am a Licensed Professional Counselor (LPC) and a Certified Narcissistic Abuse Treatment Clinician (NATC). I aim to help clients to reclaim the peace in their lives after struggling with C-PTSD and life issues resulting from narcissistic abuse and other forms of trauma. My passion centers around helping clients to find their inner strength to heal from these relationships, understand their experience, and empower them to move forward into a new, healthier life.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Anxiety
Self Esteem
+10
Welcome to my profile. I'm a clinical social worker licensed in Maryland and Pennsylvania. I also have a PhD in psychology, a clinical trauma certification, and am a 200-hr trained yoga instructor. My passion in life is to learn and understand things so that I can pass it on to others in a practical way to help improve lives and relationships. My doctoral dissertation focused on mindfulness and adult romantic partner conflict. As a military spouse myself, I am uniquely positioned to support military partners and spouses through relationship challenges. Additionally, I particularly enjoy to support healing professionals including therapists, nurses, reiki teachers, and massage therapists.
VirtualAvailable

$100/session

Warm
Empowering
Solution oriented

Specialties

Life Transitions
Anxiety
Peer Relationships
+7
Hello there! Thank you for stopping by and taking the first step toward your self-improvement journey. I invite you to envision the best version of yourself , one who can navigate uncomfortable emotions, inner thoughts, and life challenges with strength and clarity. Together, we will work toward your personal breakthroughs, helping you find inner balance, growth, and renewed hope. I have experience working with individuals facing: • Stress and anxiety • Low motivation • Self-esteem & Boundaries • Women's Issues • Life transitions and career challenges • Peer and relationship difficulties • Depression I am a Licensed Professional Counselor in the states of Pennsylvania and New Jersey. I received my Master’s degree in Clinical and Counseling Psychology from Chestnut Hill College and have been providing mental health services for the past seven years. I am also a bilingual therapist (English & Spanish) and have experience providing culturally sensitive and trauma-informed care. My therapeutic style is Psychodynamic, Client-Centered, and Eclectic. I believe that understanding the patterns beneath our emotions and relationships can help us find deeper healing and self-awareness. At the same time, I honor each person’s unique capacity for change, combining insight-oriented work with practical tools to foster self-empowerment and self-compassion. Disclaimer: My practice does not include providing Emotional Support Animal letters or evaluations, custody evaluations, court-ordered treatment, worker’s compensation evaluations, disability evaluations, or FMLA paperwork.
VirtualAvailable

$100/session

Authentic
Intelligent
Empowering

Specialties

Life Transitions
Anxiety
Depression
+4
Hi. I'm Bill. I've been working in this field since 2003 treating adults experiencing symptoms related to the anxiety disorders, depressed mood, identity and self-concept difficulties, relationship problems, life-transition difficulties, and traumatic memories. These difficulties along with other related topics that may surface during a therapy session. My therapy approach is quite straightforward, collaborative, and non-judgmental. It's structured to help you develop a healthier and happier life. We begin by identifying the circumstances that prompted you to seek therapy. Then I help you to develop skills and solutions tailored for you to help you move forward toward that healthier life. It's a collaborative approach. You and I work together through this process. From this perspective, listening is the most-important part of communication. When I genuinely listen to your experiences and concerns without judgment or distraction, I can respond appropriately to your concerns. "Right Speech begins with Right Listening." PLEASE BOOK APPOINTMENTS ON THE HOUR. THANKS.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Pennsylvania. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in Pennsylvania that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.