Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 63 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Philadelphia

Availability updated: 8/18/2026

New to Grow

$85/session

Solution oriented
Warm
Specialties
Crisis Intervention
Anxiety
Depression
+10
If you've been feeling overwhelmed, stuck, anxious, emotionally exhausted, or like you're carrying more than you can manage on your own, therapy can be a place to slow down, make sense of what's happening, and begin moving toward the life you want. Whether you're working through anxiety, depression, relationship difficulties, low self-esteem, recovery, therapy can provide a place to better understand what you're experiencing, build practical coping skills, and create meaningful, lasting change. My goal is to help you feel comfortable and overcome hurdles. Here you'll have space to be honest without fear of judgment while also learning practical skills you can use outside of therapy. I believe the most meaningful progress happens not only during our sessions, but in the small moments between them as you begin applying what you've learned in your everyday life. Most importantly, you don't have to show up as your “perfect” self. Come as you are—whether you're hopeful, skeptical, anxious, or simply unsure where to begin. This is a down-to-earth space where you can be yourself, and together we'll work toward helping you feel more confident, resilient, and like yourself again!
Available
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$100/session

Authentic
Warm
Specialties
Crisis Intervention
Addiction
Mood Disorders
+10
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience working in the fields of substance use and mental health. I am also a Certified Advanced Alcohol and Drug Counselor (CAADC), with extensive experience supporting individuals struggling with substance use disorders, mood disorders, personality disorders, trauma, and other mental health challenges. My approach to treatment is grounded in trauma-informed care and a strong belief in the power of self-awareness. I believe meaningful change begins when individuals take the time to understand themselves, their experiences, and how past events have shaped their thoughts, behaviors, and patterns. Through this process of insight and reflection, individuals can begin to develop healthier coping strategies and create lasting change. While therapy can provide guidance, support, and tools for growth, I also emphasize the importance of personal commitment and motivation in the recovery process. When individuals are willing to engage in that work, therapy can become a powerful space for healing, growth, and transformation.
VirtualAvailable
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$100/session

Authentic
Warm
Open-minded
Specialties
Crisis Intervention
Child or Adolescent
Coping Skills
+4
Hello, my name is Geovanni Charles and I am a Licensed Practical Counselor in the state of PA. Originally from New York with a Caribbean background, I saw many instances growing up where mental health was at play, without many people aware of the extent it influenced everyone. My vision is one where mental health can be appreciated and provided to all, because we all have a right to be given help, especially when it comes to health. My mission is to help bridge that gap and provide mental health access to everyone, regardless of their class or status.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Direct
Empowering
Specialties
Crisis Intervention
Child or Adolescent
Couples Counseling
+7
I have had the privilege of walking alongside couples and families through some of their most difficult seasons, helping marriages rebuild trust, communication, and emotional connection after deep hurt and trauma. Over the years, I have supported children recovering from the effects of trauma and sexual abuse, guiding them toward safety, stability, and renewed confidence. These experiences have strengthened my commitment to providing compassionate, trauma‑informed care that honors each client’s story. My background in Christian counseling further allows me to support clients who desire faith‑based guidance as they work toward restoration and healing.
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$100/session

Authentic
Open-minded
Direct
Specialties
Crisis Intervention
Anger Management
Anxiety
+9
Hi there! I am a big sports fan who loves spending time with family, sharing laughter, and enjoying great food. Music and outdoor activities are two of my favorite things. I’m always eager to learn something new and love starting my days early. Helping others reach their full potential and witnessing those ah-ha moments truly inspires me. You’ll often catch me embarrassing my family with my corny dad jokes or dance moves. I’ve worked in a variety of therapeutic settings as a school counselor, acute therapist, and suicide prevention therapist. My lifelong motto is, "do your best so you can give your best."
VirtualAvailable
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$120/session

Warm
Authentic
Open-minded
Specialties
Crisis Intervention
ADHD
Depression
+10
Being unhappy can take you by surprise. Sometimes the cause of it seems clear, like a sudden break up or the death of someone close to you. Other times it’s harder to say. You might be in a relationship that no longer feels the way it once did. You may have moved to a new place or started a new job and find yourself unsettled. Or you may feel that everything is “going well,” yet still, for whatever reason, you just aren’t happy. If any of this sounds like you, I can help.I specialize in treating adults struggling with life transitions, dating and relationship problems, adhd and other neurodivergent experiences, and depression and loneliness. My background and style are in client centered, psychodynamic therapy, in which I can help you to work through both the imminent problems that brought you to therapy, as well as the sometimes more deeply hidden problems that precede and inform these present day problems. I have a decade of experience working in a number of clinical settings, and prior to that have a background in the humanities and philosophy. My own experience working through both psychological and philosophical questions informs my work with clients. I believe that therapy can be a great place to really work through your thoughts about your life, with the benefit of an outside participant who can listen with openness and curiosity.
VirtualAvailable
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$100/session

Empowering
Warm
Specialties
Crisis Intervention
Addiction
Dissociative Disorders
+10
My background has been shaped by walking alongside people through some of life’s most difficult and vulnerable experiences. I began working in hospice care, where I learned the importance of presence, compassion, and creating space for grief and meaning at the end of life. From there, I moved into intensive case management and addiction counseling in a methadone clinic, supporting individuals navigating substance use, trauma, and significant life challenges. Over time, my work has focused more deeply on individuals living with complex trauma, dissociation, personality disorders, severe mental illness, and experiences of domestic violence. These experiences have taught me how important it is to move gently, build trust at a pace that feels safe, and truly meet people where they are. I bring a steady, nonjudgmental presence into the therapy room, with the understanding that healing often begins in feeling seen, understood, and not alone.
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Often rebooked

$110/session

Warm
Authentic
Open-minded
Specialties
Crisis Intervention
Anxiety
Child or Adolescent
+10
As Jack Kornfield says, "No matter how difficult the past, you can always begin again today." Our history shapes us but does not define us. Are you looking for a therapist who can see how your unique, and sometimes difficult, experiences, as well as your values, interests, and goals, have helped you grow into the person you currently are? I will guide you through any barriers while we work together to develop and reach your goals.
VirtualAvailable
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$140/session

Open-minded
Solution oriented
Specialties
Crisis Intervention
Anxiety
Coping Skills
+3
Welcome / Bienvenidos Something in your life has led you to this moment. Maybe you've been carrying more than you can manage alone, or perhaps you're simply ready for a change. Whatever brought you here, I'm glad you took this step. I'm a Licensed Clinical Social Worker (LCSW) with over 20 years of experience supporting individuals and couples as they navigate life's challenges and discover their strengths. My approach is compassionate, collaborative, and client-centered, with a focus on helping you identify meaningful goals and create lasting, positive change. I integrate evidence-based approaches, including Person-Centered Therapy, Cognitive Behavioral Therapy (CBT), and Solution-Focused Brief Therapy, tailoring each session to meet your unique needs and experiences. I work with adults and couples experiencing anxiety, depression, life transitions, relationship concerns, stress, self-esteem challenges, and the emotional impact of cultural adjustment, immigration, and acculturation. My goal is to provide a safe, supportive, and nonjudgmental space where you feel heard, empowered, and equipped to move toward the life you want to create. I believe that seeking support is a courageous first step, and I would be honored to walk alongside you on your journey toward healing, resilience, and personal growth.
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$150/session

Authentic
Open-minded
Warm
Specialties
Crisis Intervention
Anger Management
Anxiety
+9
Hi! I'm a Licensed Professional Counsellor (LPC) based in Pennsylvania. I received my Masters in Counseling Psychology from Immaculata University and have been practicing for 14 years. I specialize helping people struggling with anger, anxiety, depression and bipolar disorder, and I have also been successful treating couples and families and people whose lives have been impacted by trauma, as well as neurodivergent people struggling to fit into a neurotypical world.
VirtualAvailable
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$200/session

Authentic
Warm
Open-minded
Specialties
Crisis Intervention
ADHD
Trauma and PTSD
+7
I’ve been working with individuals for nearly 20 years, and if there’s one thing I know for sure, it’s this: none of us are meant to do this alone. Sitting one-on-one with someone as they untangle their story is work I don’t take lightly. It’s an honor. Over the years, I’ve supported people through burnout, transitions, grief, relationship shifts, identity questions, and those quieter seasons where you just know something needs to change, even if you can’t name it yet. I also have advanced training in trauma and ADHD, which means I understand how deeply our nervous systems, past experiences, and unique wiring shape the way we move through the world. Whether you’re navigating the impact of trauma or trying to make sense of an ADHD brain in a world that doesn’t always accommodate it, we’ll approach your work with both compassion and practical insight. Individual therapy is powerful. There is something sacred about having a space that is entirely yours — where you don’t have to perform, hold it together, or take care of anyone else. I also believe people need people and that is why I lead women's groups and retreats as well. At the heart of my work is the belief that we’re all just trying to get home — home to ourselves. Home to steadiness, clarity, belonging, and alignment. My role is to walk alongside you as you reconnect with that place inside you that already knows the way.
VirtualAvailable
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Often rebooked

$115/session

Intelligent
Warm
Challenging
Specialties
Crisis Intervention
Anxiety
Depression
+8
I am a Licensed Clinical Social Worker practicing in Delaware and Pennsylvania, specializing in supporting individuals experiencing anxiety, depression, life transitions, and attachment-related challenges. With a warm and compassionate approach, I prioritize creating a safe, nonjudgmental space where clients are recognized as the experts of their own experience. I am dedicated to listening deeply and partnering with you on your journey toward healing and growth, guiding you to discover the strategies and insights that best support your well-being.
VirtualAvailable
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$120/session

Warm
Authentic
Humorous
Specialties
Crisis Intervention
Anxiety
Life Transitions
+9
Hi, I’m Mimi, a Licensed Professional Counselor (LPC) in Pennsylvania. If you’re feeling overwhelmed, navigating a life transition, experiencing stress or anxiety, or simply seeking a space to better understand yourself, I’m here to support you. Over the past four years, I’ve provided therapy in outpatient behavioral health, substance use treatment, higher education, and private practice settings. These experiences have allowed me to support individuals from diverse backgrounds and across a range of life experiences. I especially enjoy working with adolescents, college students, and young to middle-aged adults. I’m also passionate about providing culturally responsive, affirming care to individuals within the BIPOC community. I believe everyone deserves the opportunity to experience emotional wellness, personal growth, and greater clarity. Healing is a journey that takes time, support, and self-reflection. At Ponder and Process™ Counseling Services, LLC, I provide a warm, supportive, and nonjudgmental environment where you can explore challenges, process life experiences, gain insight, strengthen coping skills, and develop the tools needed to create meaningful and lasting change. When I’m not working with clients, I enjoy reading, spending time with family, and taking long walks with my dog. These activities help me stay grounded and present—qualities I strive to bring into each therapy session. My goal is to create a space where you feel comfortable showing up as your authentic self and know that you will be met with compassion, respect, and understanding.
VirtualAvailable
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$125/session

Authentic
Direct
Warm
Specialties
Crisis Intervention
Addiction
Autism
+10
I am a Black/Latinx, Queer Eclectic therapist, I approach therapy from a client-centered, trauma-informed, multicultural, and holistic lens. I believe in empowering clients to see, utilize, and grow their capacity, and ability to face new challenges. I work with all age groups, I am LGBTQIA-affirming and minority centered. My passion is working with clients who are navigating personal challenges around trauma, identity, sexuality, toxic stress, addiction, and neurodivergence. My other passion is to work with other clinicians in the field who need space to vent, share experiences, and acknowledge their challenges. Soy un/a terapeuta negro/a/latinx, queer y ecléctico/a. Enfoque la terapia desde una perspectiva centrada en el cliente, informada sobre el trauma, multicultural y holística. Creo en empoderar a los clientes para que vean, utilicen y desarrollen su capacidad y habilidad para enfrentar nuevos desafíos. Trabajo con todas las edades, afirmo y apoyo a la comunidad LGBTQIA y me centro en las minorías. Mi pasión es trabajar con clientes que atraviesan desafíos personales relacionados con el trauma, la identidad, la sexualidad, el estrés tóxico, la adicción y la neurodivergencia. Otra de mis pasiones es colaborar con otros profesionales del campo que necesitan un espacio para desahogarse, compartir experiencias y reconocer sus propios desafíos.
VirtualAvailable
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$80/session

Authentic
Warm
Specialties
Crisis Intervention
Anxiety
Child or Adolescent
+10
I specialize in working with children and adolescents. I am passionate about helping young people develop healthy coping skills, build confidence, and strengthen their self-esteem, believing that early intervention can create lasting positive change before adulthood. My approach incorporates play therapy and Cognitive Behavioral Therapy (CBT) to support children and teens struggling with mood disorders, motivation challenges, emotional regulation, and everyday life stressors. I strive to create a supportive, engaging environment where young clients feel understood, empowered, and equipped to thrive.
Available
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$130/session

Authentic
Warm
Empowering
Specialties
Crisis Intervention
Anxiety
Depression
+10
Hi there, I am a licensed professional counselor with a Gestalt and Holistic Wellness approach towards therapy. Gestalt and Wellness approaches allow me to be creative and intentional with my therapeutic practices. I value human connectedness and learning about each person I work with. Therapy is unique to everyone, and my goal is to guide the therapeutic experience with the intention of promoting personal growth. Life has its hardships; my passion is helping people lean into their discomforts to develop the skills needed to overcome them. My skills best serve those experiencing anxiety, depression, grief and loss, suicidal ideation, trauma, substance use disorder, family issues, and personal growth needs. I provide therapy to adolescents through adults of all ages and have work experience at university counseling centers, long term residential treatment facilities, hospital/MAT treatment settings, and private practice. If you would like to know more about my therapeutic approach or have any additional questions reach out and let’s set up a time to talk. Best, Joshua Weiss MA, LPC, NCC
VirtualAvailable
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$100/session

Direct
Solution oriented
Specialties
Crisis Intervention
Anxiety
Trauma and PTSD
+9
I am a Licensed Clinical Social Worker who has been working with individual clients for over 10 years. My mission is to provide the support you need and help you both identify and achieve your goals in a therapeutic setting. Whether that be decreasing unwanted mental health symptoms, enhancing coping skills, or navigating a difficult/traumatic life event, I am here for you. I specialize in working with both adolescents and adults, and I am able to provide EMDR, Parts Work, DBT and CBT to my clients.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Crisis Intervention
Addiction
Anxiety
+10
You don’t have to keep holding everything together on your own. When life feels heavy, uncertain, or overwhelming, it can be hard to know where to start. My goal is to offer a calm, supportive space where you can pause, make sense of what you’re carrying, and begin finding your way back to yourself. Together, we’ll explore what’s been getting in the way of feeling balanced and connected, using evidence-based approaches and genuine collaboration to help you heal, grow, and rediscover a stronger sense of self. Hi, I’m Heather Schmauk MS LPC (Licensed Professional Counselor). With over a decade of experience supporting individuals through challenges related to mental health, addiction, and personal growth. I help adults navigate anxiety, depression, trauma, burnout, and major life transitions. My approach is grounded in compassion and collaboration by meeting clients where they are, while helping them reconnect with their authentic self. I provide a supportive and inclusive space for healing and growth.
VirtualAvailable
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$100/session

Warm
Authentic
Intelligent
Specialties
Crisis Intervention
Grief
Mood Disorders
+10
Hello! My name is Heather Richards and I am a Licensed Professional Counselor and a Certified Clinical Trauma Professional. My undergraduate studies were in psychology and elementary education from California University of Pennsylvania. I obtained my master’s in clinical Mental Health Counseling from Capella University. I have worked in the mental health field for the past 20 years. My background is in working with a wide range of individuals from ages 3 to 90 years of age with a variety of diagnosis. My passion is in working with individuals dealing with trauma or grief and loss. I am a compassionate, caring, and empathetic person who feels that counseling can be a challenging yet rewarding experience.
VirtualAvailable
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$150/session

Empowering
Warm
Authentic
Specialties
Crisis Intervention
Anxiety
Self Esteem
+10
I am a clinical counselor and art therapist. I work within eclectic style to engage the client in an empathic and authentic way. I assist in helping the client find solutions that will work for them, and that they feel comfortable doing. Together, we try to heal the client and give them the tools to reduce depression centered around their past and the stress of the now and reduce anxiety of the future.
VirtualAvailable
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$150/session

Warm
Authentic
Intelligent
Specialties
Crisis Intervention
Depression
Military/Veterans
+8
I’m Dr. Terry Matz, a Licensed Clinical Social Worker with over two decades of experience serving military Veterans, active-duty service members, and their families. As both a former Army Behavioral Health Officer and seasoned civilian therapist, I specialize in treating trauma, PTSD, depression, and life transitions using evidence-based therapies like CBT and supportive approaches. I aim to provide a compassionate, culturally competent space where healing, growth, and resilience are possible.
VirtualAvailable
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$100/session

Authentic
Empowering
Open-Minded
Specialties
Crisis Intervention
Career Counseling
Coping Skills
+9
Are you at the point where you are looking to make a change but you're just not sure what to do next? Are you looking for direction but could benefit from an outside perspective? As your therapist, I am here for you! I am here on the good days and on the hard days. Therapy is meant to be an experience where you feel validated, seen, and heard. Overall, my goal is to challenge and support you with gaining confidence, purpose, and hope!
VirtualAvailable
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$160/session

Authentic
Empowering
Warm
Specialties
Crisis Intervention
Anxiety
Life Transitions
+8
Hi there, I am Elizabeth Cohane, I am a Licensed Clinical Social Worker with over 10 years of experience helping teens and adults. I am passionate about helping my clients break through the barriers that keep them feeling stuck, while empowering them to make the changes that will allow them to experience more freedom from the thoughts and feelings that can hold us back at times.
VirtualAvailable
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$175/session

Warm
Authentic
Solution oriented
Specialties
Crisis Intervention
Couples Counseling
Depression
+9
My name is Sonja Allardyce, and I am a Licensed Clinical Social Worker here in Pennsylvania. I have 12 years of professional experience supporting clients through a wide range of challenges, including stress and anxiety, trauma and abuse, issues with motivation and self-esteem, bipolar disorder, and personality disorders. I believe in treating every person with respect, sensitivity, and compassion. I take a personalized, client-centered approach and will tailor our conversations and treatment plan to meet your unique needs and goals. It takes courage to seek a more fulfilling and meaningful life, and taking the first steps can be challenging. I am here to support and empower you as you move forward on your journey toward healing and positive change.
VirtualAvailable
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$125/session

Authentic
Empowering
Open-minded
Specialties
Crisis Intervention
Child or Adolescent
Family Conflict
+10
Welcome! With over ten years of experience in court systems, child services, and behavioral health, I'm committed to supporting you and your family. I offer evidence-based, collaborative approaches to help strengthen relationships and address trauma. Whether you're experiencing transitions, behavioral challenges, or need a safe space to talk, my goal is to provide compassionate support for your growth and connection.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Pennsylvania. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Crisis Intervention, is filtering therapists in Pennsylvania that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.