Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 58 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Philadelphia

Availability updated: 8/15/2026

Often rebooked

$95/session

Authentic
Solution oriented
Warm

Specialties

Chronic Illness
Anxiety
Depression
+6
I am a Licensed Clinical Social Worker with 13 years of experience working with individuals who have faced a variety of challenges that have made it difficult to achieve their full potential and enjoy their lives. My approach is collaborative and based on the individual needs and goals of each client. I strive to facilitate personal growth and self-awareness while supporting clients to discover solutions to the problems they face. An important component of my practice is helping clients to identify and utilize coping strategies that will serve to ensure long-term well-being.
VirtualAvailable

Often rebooked

$125/session

Warm
Authentic
Solution oriented

Specialties

Chronic Illness
Addiction
Family Conflict
+8
Hello! I’m a Licensed Professional Counselor (LPC) based in PA, and I’m currently accepting new virtual individual therapy clients. I earned my Master's in Mental Health Counseling and Addiction Studies Certificate in 2015 and have worked in substance use disorder and mental health treatment since 2014. I have a passion for working with individuals from dysfunctional or addicted family systems, as well as those navigating codependency. I believe that understanding the dynamics of relationships is crucial for healing and growth. My goal is to provide a safe space where you can explore these patterns and develop healthier connections.
VirtualAvailable

Often rebooked

$95/session

Authentic
Humorous
Open-minded

Specialties

Chronic Illness
Anxiety
Coping Skills
+10
Hi! My name is Emily. I am glad to meet you and share a little about myself. I have been a Licensed Clinical Social Worker for over 10 years. In college, I focused on mental health and working with diverse populations. I currently reside in the Pittsburgh area, but I originated from North Carolina. I consider myself dedicated, creative and empathetic and look forward to working with you.
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Chronic Illness
Anxiety
Depression
+10
I am licensed in Pennsylvania with more than 16 years of professional counseling experience. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.
VirtualAvailable

Often rebooked

$60/session

Authentic
Warm
Open-Minded

Specialties

Chronic Illness
Coping Skills
Depression
+9
Do you often feel weighed down or burdened by feelings of loneliness or depression? If so, come talk to me! We will work on strategies that can help you find and address the root causes of these feelings and build meaningful relationships. My approach is warm, interactive, and "whole person" focused. My goal is to provide my client with a safe, accepting space to get the quickest relief possible.
VirtualAvailable

$150/session

Authentic
Intelligent

Specialties

Chronic Illness
Depression
Grief
+10
I found my career as a therapist as a secondary one which has provided exposure to multiple therapeutic settings. My start in community mental health gifted me with a well-rounded, diverse level of training and exposure to the human experience. More importantly, my background reinforced the importance and power of the therapeutic relationship. I am curious, empathetic, affirming, and compassionate. My sense of humor often finds its way into our sessions (as do my dogs, if you're so inclined!). Together, we will map your treatment, so that you are clear as to what to expect, regardless of the intervention. We start at the place you are ready, reinforcing the strengths and resiliency that you already exhibit. Together, we build from there to address what you came in for.. Therapy is hard work, but it is also profoundly full, rewarding and empowering. It's important for me to honor both the challenges and rewards.
Available

$125/session

Warm
Authentic
Solution oriented

Specialties

Chronic Illness
Anxiety
Coping Skills
+9
Hello, my name is Laura. I’m a person-centered, trauma-informed therapist who values authenticity, curiosity, and the power of feeling truly seen. I take a holistic approach to therapy, recognizing the deep connection between mind, body, and spirit. My goal is to create a safe and supportive space where you can unpack life’s challenges, better understand yourself, and reconnect with the parts of you that deserve care, attention, and healing.
VirtualAvailable

$150/session

Warm

Specialties

Chronic Illness
Anxiety
Depression
+3
Hello, and welcome. My name is Kandice Witherspoon, and I am a Licensed Professional Counselor in Pennsylvania and New Jersey with more than 20 years of experience providing mental health services throughout Pennsylvania, including the Pittsburgh and Philadelphia regions. I earned a Master of Science in Community Counseling from Springfield College in 2005 and a Master of Arts in Clinical Counseling from Waynesburg University in 2011. Over the course of my career, I have worked with emotionally vulnerable populations in a variety of settings, including hospitals, community mental health agencies, outpatient programs, and private practice. I have experience supporting children, adolescents, adults, older adults, and families from diverse backgrounds and life experiences. My areas of specialization include depression, generalized anxiety disorder, trauma, stress management, and life transitions. I also have experience working with individuals living with chronic medical conditions, including Parkinson's disease, and understand the emotional and psychological challenges that can accompany long-term health concerns. In addition to providing therapy, I have four years of experience supervising master's-level clinicians in BHRS and outpatient settings. I also completed a two-year certification program in Cognitive Behavioral Therapy through a mental health agency partnership with the Beck Institute. Clients often describe me as warm, compassionate, empathetic, and nonjudgmental. I strive to create a safe, supportive environment where clients feel heard, respected, and comfortable being themselves. While therapy is important work, I also believe that a genuine, lighthearted approach can help foster trust and connection.
Available

$125/session

Warm
Authentic
Open-minded

Specialties

Chronic Illness
Anxiety
Life Transitions
+10
Do you have a habit of taking care of everyone but yourself (your adorable animal companions included)? Are you having trouble creating space in your life to feel calm and find fulfillment? I help individuals looking to improve their relationships, mood, and overall life satisfaction. My approach to therapy focuses on building health, resilience, and connection – helping you move toward a life that feels vibrant and authentic. Together, we will focus on your strengths and potential for growth. I believe that healing is about more than fixing what is wrong. It’s about nurturing what’s already right! Whether you’re navigating anxiety, grief, life transitions, or simply feeling stuck, I’m here to walk alongside you. In this process, I will provide a warm and accepting space with plenty of opportunities for you to develop the tools you need to thrive. Being in animal rescue for the past 9+ years and a photographer for the past 13+ years has given me a unique perspective on therapy. You can expect to be encouraged to use your creative skills and compassion in your journey to wellbeing. Congratulations on taking this step to be your best self, and know that I would be honored to help you move toward healing and growth.
VirtualAvailable

$150/session

Authentic
Solution oriented
Holistic

Specialties

Chronic Illness
Anxiety
Depression
+10
I am a Licensed Clinical Professional Counselor doing virtual therapy in Kansas, Missouri, Pennsylvania, and Florida. I offer Christian therapy and am a trauma therapist trained in techniques to work with wonderful people who face challenges that keep them from reaching their maximum potential. If your struggling in your home life, career, school, or in relationships. Oftentimes, feelings of being alone can result in high levels of anxiety; trauma responses, low self-worth, and emotional fatigue. These feelings can lead to many other issues that can take a toll on your mood, career, and relationships in a safe and supportive environment. I can help you to move forward!
VirtualAvailable

$150/session

Warm
Empowering
Solution oriented

Specialties

Chronic Illness
Anxiety
Couples Counseling
+10
My name is Jana Allen, a Licensed Clinical Social Worker with over 24 years of experience helping individuals and families navigating life's challenges. My approach in working with adolescents and adults integrates faith with evidence-based therapeutic practices for clients who desire a spiritually grounded path to healing. I hold degrees from Penn State University (BS), Howard University (MSW), and Walden University (MBA). I am an ordained minister and have been married for over 20 years with two teenage children.
VirtualAvailable

New to Grow

$175/session

Specialties

Chronic Illness
LGBTQ
Trauma and PTSD
+10
You don't have to carry it all on your own anymore. So many of us spend years trying to fix ourselves or intellectually analyze our stress, only to find the anxiety remains. I believe every story deserves to be heard without judgment. In our work together, we’ll build deep trust first, using EMDR and relational therapy to help you process past experiences, ease somatic tension, and find lasting peace in your daily life.
Available

$125/session

Open-minded
Warm

Specialties

Chronic Illness
Fertility & Reproduction Issues
Life Transitions
+3
I believe you are the expert of your own life. My focus is on creating a space where you feel safe, valued, and free to explore your emotions without judgment. Whether you're navigating trauma, life transitions, or the weight of self-doubt, my commitment is to help you reconnect with your inner resilience and wisdom. This isn’t about fixing you, because you aren’t broken!! It’s about empowering you: to honor your feelings, reclaim your confidence, and move forward in ways that align with your truth. Your goals, your pace, your voice—they guide every step. No matter where you are in your journey, I’m here to remind you: You are capable. You matter. And you don’t have to do this alone.
VirtualAvailable

$175/session

Specialties

Chronic Illness
LGBTQ
Life Transitions
+3
I am a licensed professional counselor with over 12 years of clinical experience and a PhD in Counselor Education and Supervision. My work is grounded in existential therapy, with a particular focus on supporting LGBTQ+ individuals as they navigate identity, meaning, grief, and life transitions. I believe deeply in the capacity for LGBTQ+ people not just to survive, but to thrive, and my passion lies in walking alongside clients as they explore what a more authentic and fulfilling life can look like for them. My approach is thoughtful, reflective, and relational. Rather than positioning myself as an expert with answers, I join clients as a fellow traveler. I approach each encounter as curious, present, and attuned, creating space for exploration, understanding, and self-compassion.
VirtualAvailable

$95/session

Authentic
Direct
Solution oriented

Specialties

Chronic Illness
Anxiety
Depression
+10
Many people are unsure how to help their family members or friends that are struggling with mental health or substance use, or where to seek help for themselves. I have spent the last 6 years working in substance use and mental health treatment and have had the privilege of meeting and working with adolescents, young adults, and adults in individual, group, and family settings.
Available

$175/session

Solution oriented
Warm
Authentic

Specialties

Chronic Illness
Anxiety
Depression
+10
Hi there, I'm Sophia. I know it can be scary and uncomfortable asking for help; I'm here to be a guide as you maneuver through this interesting journey we call life. I can offer a safe space where we can look at the parts and pieces you don't share with others and put them back together again. Becoming more aware of how we perceive and interact with the world and those around us can be challenging but I am here to help find a way. I am passionate about providing a compassionate and nonjudgemental experience; I want to meet you where you are and provide a framework we can work towards in effort to bring about lasting change. Whether you feel overwhelmed by life's challenges or want to get into a healthier frame of mind, I'm here to help.
VirtualAvailable

Often rebooked

$110/session

Authentic
Warm
Empowering

Specialties

Chronic Illness
Anxiety
Depression
+1
Hello! I’m a Licensed Clinical Social Worker (LCSW) based in Pennsylvania, with a Master’s degree from the University of Louisville and 7 years of clinical practice. In addition, I bring 14 years of valuable experience working with patients in medical settings. I find it truly inspiring to support adults coping with anxiety and depression, working collaboratively to overcome challenges and empower them to become the best versions of themselves.
VirtualAvailable

$120/session

Specialties

Chronic Illness
Anxiety
Depression
+3
I am a Licensed Clinical Social Worker who has worked in the mental health field for over 20 years. I embrace supporting individuals through a collaborative care model. With a focus on building relationships, I help people navigate life's challenges by fostering open communication and teamwork. My approach integrates personalized strategies to promote resilience, ensuring each individual feels valued and understood on their journey of growth and recovery.
VirtualAvailable

$75/session

Warm
Authentic
Open-minded

Specialties

Chronic Illness
Anxiety
First Responders/Healthcare Workers
+10
My name is Kate and I am Licensed Professional Counselor in Pennsylvania and Delaware. I have been in the counseling field for over ten years treating multiple different disorders through different modalities. I believe that every person is a unique individual therefore not every approach will work with everyone. I approach therapy through a nonjudgmental way of being. I meet you where you are and together we discuss ways to cope with difficult situations in life. Life can be difficult and therapy not only helps to manage any struggles but also an opportunity for you to become the best version of yourself you can be.
VirtualAvailable

$100/session

Authentic
Empowering
Direct

Specialties

Chronic Illness
Anxiety
Depression
+9
Hi, I’m Courtney a therapist who believes in honest conversations and creating space for real healing. I understand what it’s like to carry a lot while still trying to show up every day. Whether you’re navigating chronic illness, identity, burnout, or the weight of “having to be strong,” you don’t have to do it alone. We’ll talk, laugh, cry, reflect, and build new tools that actually work in your real life. If you’ve been holding everything together for everyone else, this space is for you. Together, we’ll explore what healing looks like for you one conversation at a time.
VirtualAvailable

$75/session

Authentic
Warm

Specialties

Chronic Illness
Anxiety
Depression
+9
Hi there! I'm Nadine. I am a bubbly, kind, and caring therapist. I go above and beyond for my clients, and I am so glad that you have taken this step in your healing journey. Deciding to begin, try, explore, or re-start therapy can be a nerve-wracking choice to make. Then you are given this huge task of choosing a therapist. Ugh! So, why choose me? Well, first of all, I am a normal person. I am not stuffy or a therapist that just tells you that you are always right. I am a human that speaks with you like you are also human! I have a great memory, I am engaging, and I like to think I also make therapy fun! If you feel like we might be a good fit, why not give meeting with me a try? If we aren't the right fit, no worries. I just want you to get the help that you feel is right for you. Hopefully we meet soon!
Available

$85/session

Warm
Solution oriented
Authentic

Specialties

Chronic Illness
ADHD
Anxiety
+9
Hi! My name is Jessica and I am a graduate of the University of Pennsylvania with a Masters Degree in Social Work and a Clinical Social Work License in Pennsylvania. I have worked in trauma, medical social work, adoption, crisis intervention, and as a therapist specializing in depression, anxiety, and ADHD for nearly 30 years. I enjoy working with individuals and families. I try to empower my clients with a strength-based approach to whatever concerns they bring to therapy.
VirtualAvailable

$110/session

Direct
Authentic
Empowering

Specialties

Chronic Illness
Anxiety
Coping Skills
+9
Hello, I'm a Licensed Professional Counselor in Pennsylvania. I have been practicing for 10 years as a psychotherapist. I have over 20 years of experience in various nonprofit and social service agencies. My therapeutic approach has been to take a whole person approach with each individual that I have a pleasure to service. My ability to partner with individuals and identify interventions that are useful to promote growth in their journey. It also is very important for individuals to develop their own voice. My focus is on fostering this experience authentically in session.
VirtualAvailable

$125/session

Warm
Solution oriented
Empowering

Specialties

Chronic Illness
Grief
Life Transitions
+9
I'm a Licensed Professional Counselor and Certified Advanced Grief Counseling Specialist (CAGCS) with over five years of experience supporting people through cancer, serious illness, grief, and loss. As a two-time breast cancer survivor myself, I bring both professional training and personal understanding to this work, not because I have all the answers, but because I know that no two experiences are the same. If you're facing a cancer diagnosis, navigating life after treatment, living with chronic illness or chronic pain, grieving a loss, or caring for someone seriously ill, you don't have to carry that alone. I work with family caregivers as well as the nurses and healthcare professionals who carry this work every day. My approach is warm, grounded, and deeply human, drawing on Acceptance and Commitment Therapy (ACT) and Mindfulness-Based Stress Reduction (MBSR). I meet you exactly where you are, without judgment. Grief doesn't follow a timeline, and neither does healing. Whether your loss is recent or resurfacing years later, whether you're newly diagnosed, deep in treatment, in survivorship, or supporting someone you love through it all, you deserve a space that is entirely yours. A place to say the things you can't say anywhere else. I see clients via telehealth across Pennsylvania.
Available

$100/session

Authentic
Intelligent

Specialties

Chronic Illness
Health/Medical Issues
Older Adults
+4
I am a licensed professional counselor specializing in Cognitive Behavioral Therapy (CBT) and Cognitive Rehabilitation Therapy (CRT) for individuals managing chronic pain, traumatic brain injuries (TBIs), and cognitive challenges, as well as aging adults with or without these concerns. My approach emphasizes taking a realistic and compassionate look at pain, memory issues, and other related symptoms, helping clients understand their experiences without fear or avoidance. Together, we develop a personalized plan that acknowledges these challenges while focusing on building resilience, improving cognitive and emotional functioning, and creating a meaningful, fulfilling life. I work with adults and older adults navigating life transitions, cognitive changes, and the emotional impact of aging, equipping them with the tools to adapt, regain control, and maintain independence at any stage of life. My research focuses on women’s health, autonomy, and decision-making in medical, relational, and workplace contexts. I am particularly interested in how gender role beliefs and power dynamics can influence health outcomes, self-advocacy, and access to care. This work informs my clinical practice by ensuring that therapy remains collaborative, respectful of autonomy, and attentive to the unique social pressures women and men may experience.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Pennsylvania. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Chronic Illness, is filtering therapists in Pennsylvania that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.