Therapists that accept Cash Pay in Ohio

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 53 verified therapists in Ohio who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/17/2026

$125/session

Authentic
Open-minded
Solution oriented

Specialties

Substance Misuse
Grief
Self Esteem
+10
I believe healing begins with intention, presence, and a good dose of courage. When I’m not working with clients, you’ll likely find me hiking through the woods with my two rescue dogs or throwing elbows in a Muay Thai gym. Nature, movement, and mindfulness are my anchors, and I bring that same grounded energy into a therapy session. Inspired by Viktor Frankl, “A man with a why can endure any how,” I aim to help individuals reconnect with their “why” in a world that often pulls us in every direction but inward. Life is messy, fast, and full of distractions. It’s easy to lose sight of who we are and what we need. As your therapist, I can do nothing to take away your pain; however, I vow to sit with you to endure it. I promise to do my best to assist you forthrightly, uncovering and fostering lasting resilience. I’ll offer a safe, compassionate space where we can work collaboratively to explore your story, uncover your strengths, and chart a course forward. The hardest part is getting started, so why not give it a shot? Come sit down, talk with me, and see if we can't get somewhere better than where we started.
VirtualAvailable

New to Grow

$200/session

Specialties

Substance Misuse
Trauma and PTSD
Women's Issues
+9
Hello! I’m a Licensed Professional Clinical Counselor (LPCC) with over 15 years of experience supporting adults as they navigate anxiety, grief, depression, and major life transitions. I’m also a Certified Anxiety Treatment Professional and have extensive training in grief work, mindfulness‑based approaches, and cognitive behavioral therapy (CBT). My goal is to help clients build the skills and confidence needed to move toward a life that feels more grounded, empowered, and aligned with who they want to be.
Available

$100/session

Humorous
Warm
Authentic

Specialties

Substance Misuse
Anxiety
Depression
+8
My therapeutic approach is warm, collaborative, and down-to-earth. I strive to create an environment where you feel genuinely seen, accepted, and understood. You can show up exactly as you are, without fear of judgment or pressure to have everything figured out. After all, we're only human. I enjoy helping people make sense of their experiences by combining compassion with practical tools and meaningful insight. I'm naturally curious and creative in my thinking, and I often incorporate psychoeducation to help clients better understand the connections between their thoughts, emotions, behaviors, and life experiences. While I take my clients and their struggles seriously, I also believe there is room for humor and lightness in the healing process when the moment calls for it. Whether you're navigating anxiety, depression, trauma, grief, relationship challenges, or a major life transition, my goal is to help you recognize your strengths, build confidence in yourself, and rediscover hope.
Available

$95/session

Authentic
Solution oriented
Warm

Specialties

Substance Misuse
Anxiety
Depression
+8
I'm a Licensed Professional Clinical Counselor striving to help individuals who are struggling with anxiety, depression, stress, relationship issues, life transitions, substance use, and/or overall general mental health. I am passionate about helping others and providing a safe space to navigate through the challenges of life. Your mental health is important, and I'm glad you're exploring options for help. I offer evening and weekend appointments.
VirtualAvailable

$80/session

Warm
Authentic
Empowering

Specialties

Substance Misuse
Domestic Violence
Self Esteem
+3
Welcome! I specialize in working with survivors of emotional abuse/narcissistic abuse and women in recovery. Do you feel like you are walking on eggshells with your partner? Are you constantly belittled or humiliated by your partner and are being controlled or manipulated? Prevented from reaching out to family and friends? Together, we can break the isolation and regain your own personal power and self-esteem. I know that reaching out for help can be challenging, and I want to commend you for taking this brave step towards healing. Together, we can work towards creating a brighter, healthier, and a more hopeful future. I look forward to the opportunity to work with you!
VirtualAvailable

Often rebooked

$85/session

Authentic
Warm
Direct

Specialties

Substance Misuse
Anxiety
Couples Counseling
+9
If you are feeling tired, overwhelmed, and wondering when life will feel normal again, please know that hope and healing are possible. Whether you are navigating past trauma, relationship struggles, or the anxieties of everyday life, you deserve to live with confidence and eager anticipation for the future. You don't have to carry this weight alone. As your therapist, my heart’s desire is to partner with you, meet you exactly where you are, and create a safe, supportive environment for your growth. Over the years, I have had the privilege of working with a diverse range of clients addressing concerns such as addiction, anxiety, depression, relationships, and trauma. My approach to counseling is eclectic and holistic, utilizing evidence-based practices tailored to your unique journey. I incorporate modalities including: Cognitive Behavioral Therapy (CBT) Dialectical Behavior Therapy (DBT) EMDR and Trauma-Informed Care Emotionally Focused Therapy (EFT) Additionally, if integrating faith into your therapy is important to you, I am happy to incorporate biblical principles into our work together. I offer flexible scheduling and look forward to walking alongside you on your journey to hope, healing, and restoration.
Available

$127/session

Humorous
Authentic
Solution oriented

Specialties

Substance Misuse
Addiction
Anxiety
+10
Hello my name is, Chris. I am a Licensed Clinical Social Worker with 15 years of experience in counseling interventions with children, adults, and families. I have a successful history in helping clients with stress and anxiety, coping with addictions, parenting issues, motivation, self esteem, & confidence. I pride myself in being a partner in you developing a new way to see and interact in reality.
VirtualAvailable

$90/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Depression
Life Transitions
+6
Transformation! Therapy changed my life many years ago. which motivated me to help others do the same. For 28 years, I've had the honor of engaging with people to heal from emotional pain and ineffective patterns that keep them from living the life they long for. My approach is genuine, caring and respectful to clients. You'll be accepted and we'll start right where you are and with your story. My interventions are based on clinical evidence, and you can read about the proven methods I use below. However, because of my experience as a client, I know it takes a real connection and genuine kindness to make it all work.
VirtualAvailable

$120/session

Authentic
Open-minded
Warm

Specialties

Substance Misuse
Anxiety
Depression
+9
Hello! My name is Melissa and I am a mental health counselor who has obtained their LPCC (Licensed Practical Clinical Counselor). I specialize in helping adults navigate anxiety, depression and life transitions. My approach combines warmth, compassion, and evidence-based therapies like CBT. Through the use of evidence- based strategies, we will be able to use a variety of performance skills ranging from mindset and motivation to improving focus and concentration, to developing confidence and mental toughness. I believe therapy should feel like a supportive conversation, a two-sided dialogue with room for reflection, healing and growth.
VirtualAvailable

$100/session

Warm
Authentic
Intelligent

Specialties

Substance Misuse
Anxiety
Family Conflict
+10
Welcome! I'm so glad you're here and making this decision to try something new. Therapy can truly be a sacred space, it's a place that can absolutely change your life, if you allow your self the time and space to heal. My focus is to see you as uniquely you: the good, the bad, and the sometimes ugly. I believe we all have inherent value and worth, and I strive to see this in every single person, including you. We may have some changes we need to make and some behaviors we have to part ways with, but through this healing journey, I want you to know how valued and loved you are. To embrace life again like we were meant to. To forgive others and learn to let go. To change what you can and find peace with what you can't. I operate from a trauma-informed perspective - recognizing how the past has changed the way we see ourselves and those around us. I look at how early life experiences impact our relationships, attachments, emotions, motivation, and joy. I incorporate mindfulness to help with regulation and utilize psychoeducation to understand that what happened in the past can't be changed, but we have the ability to pursue healing and growth regardless. At this time, I am self-pay only for couples sessions.
VirtualAvailable

$100/session

Direct
Authentic
Solution oriented

Specialties

Substance Misuse
ADHD
Anxiety
+10
My name is Michael Starr, and I am a Licensed Independent Clinical Social Worker. I believe therapy is more than just problem-solving, it’s a place to rediscover who you are, heal what’s been hidden, and move forward with clarity and strength. I work with individuals, couples, and families facing anxiety, trauma, relationship challenges, identity questions, and emotional overwhelm. My style is honest, grounded, and deeply respectful of the human experience. I use evidence-based approaches like Cognitive Behavioral Therapy and Trauma-Focused CBT, but I also hold space for what cannot always be explained, your story, your meaning, your growth. Clients often come to me feeling stuck, disconnected, or unsure of how to move forward. Together, we uncover the patterns keeping you there and build the insight, skills, and resilience to move through them. You won’t be rushed or judged. You’ll be heard, supported, and challenged when needed. You don’t have to have all the answers. You just have to be willing to start. Healing begins with one honest conversation, and I’m here to take that step with you.
VirtualAvailable

$200/session

Intelligent
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Depression
+9
I am a Licensed Marriage and Family Therapist and Licensed Independent Chemical Dependency Counselor with over 40 years of experience. I work with individuals and couples, providing a warm, supportive, and practical approach to therapy. My focus is on helping you better understand yourself, your patterns, and your relationships, while also guiding you toward meaningful, lasting change at a pace that feels manageable.
VirtualAvailable

$180/session

Authentic
Warm

Specialties

Substance Misuse
Family Conflict
Self Esteem
+9
Welcome, and come as you are. I believe that meaningful change begins with understanding yourself on a deeper level. Many of the struggles we experience in adulthood, whether in relationships, self-worth, anxiety, trauma, communication, or life satisfaction, are shaped by patterns that developed long before we were aware of them. My role is to help you identify those patterns, understand why they exist, and create lasting change rather than simply managing symptoms.
Available

$125/session

Authentic
Empowering
Warm

Specialties

Substance Misuse
Addiction
Anxiety
+6
Your story is unique and you deserve an individualized approach to care, where you feel safe and heard. I believe you are the expert in your life experiences and we will work together to develop goals and strengths to improve your overall quality of life. Our sessions will be centered around a holistic approach that aligns with your personal strengths, needs, abilities and preferences to meet your goals and build self worth, while navigating difficult emotions, relationships, anxiety, trauma and decreasing depressive symptoms
VirtualAvailable

Often rebooked

$125/session

Solution oriented
Empowering
Warm

Specialties

Substance Misuse
Anxiety
Depression
+7
We all have things that we may struggle with from time to time, and it is important to find a professional that you can relate to when you need help. I enjoy helping people work through the difficulties of life, with a warm and non-judgmental attitude. My approach to therapy is laid-back and down to earth. Your sessions with me will very much be directed by you. Whatever brings you to therapy, know that it is my goal to partner with you and support you as you work toward healing, growth and wellness to sustain a healthy life with meaning and purpose.
VirtualAvailable

$125/session

Solution oriented
Intelligent
Open-minded

Specialties

Substance Misuse
Anxiety
Depression
+5
Serving Adults Across Ohio and Pennsylvania — Teletherapy. Life can feel overwhelming — but it doesn’t have to stay that way. With over 22 years of experience, I help adults navigate anxiety, depression, trauma, and life transitions using a Cognitive Behavioral Therapy (CBT) approach. My style is collaborative, compassionate, and always focused on empowering you to become the author of your own story. Licensed in both Ohio and Pennsylvania, I offer flexible options to meet you where you are. Ohio clients can choose between in-person sessions at my office (limited availability) or virtual care. Pennsylvania clients are seen through secure online sessions — bringing quality counseling to you no matter where you are in the state.
Available

New to Grow

$125/session

Specialties

Substance Misuse
Addiction
Depression
+9
With over 9 years of experience I have developed a skill for connecting with individuals and meeting people where they are at. I am license in Ohio as a Licensed Independent Social Worker (LISW) and a Licensed Independent Chemical Dependency Counselor. Utilizing motivational interviewing skills we will build a plan to best you and the outcome you desire. Specializing in trauma and substance use I use multiple types of therapy, EMDR, CBT, SFBIT and PCT to help achieve these outcomes. I work with children ages 11 and up to late adulthood.
Available

$100/session

Direct
Empowering
Solution oriented

Specialties

Substance Misuse
Military/Veterans
Spirituality
+3
I believe that trauma is experienced in relationship and through relationship trauma is healed as well. It's my hope that I will always be the kind of clinician with whom my client can develop a relationship that enables them to experience a measure of healing during each encounter we have. It is also my hope that I will empower every client, through providing them with all of my knowledge and skills, in a manner that will work me out of a job. My agenda is to provide each client with skills that, when implemented, will carry them through every challenging situation that they might encounter so they can be successful in living life on purpose.
VirtualAvailable

$125/session

Warm
Open-minded
Authentic

Specialties

Substance Misuse
Addiction
Anxiety
+3
I graduated with a M. Ed with a specialization in Mental Health Counseling in 2012, have been an LPC since 2013. I received my Independent Chemical Dependency License in 2021 and my Licensed Professional Clinical Counselor in 2025. I draw from multiple theoretical approaches and techniques, tailoring your treatment plan to your needs by selecting the most effective methods from various therapies, rather than strictly adhering to one specific school of thought.
VirtualAvailable

$90/session

Warm
Open-minded
Authentic

Specialties

Substance Misuse
Couples Counseling
Family Therapy
+9
I am a Marriage and Family Therapist dedicated to helping individuals, couples, and families build healthier, more fulfilling relationships. My approach is grounded in Attachment Theory, Emotion Focused Therapy, and Narrative Therapy, which means I focus on strengthening emotional connections, exploring personal stories, and fostering secure relationships. In our work together, I aim to create a safe, collaborative space where you can better understand your patterns, heal from past wounds, and move towards meaningful change. I believe that with the right support and insight, everyone has to ability to create new paths towards connection, growth, and emotional well-being.
VirtualAvailable

$125/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Depression
+10
Hi, I'm Rachel Richard! With over 25 years of experience as a licensed counselor, I specialize in helping people manage anxiety and depression, overcome trauma, and navigate life's everyday challenges. I hold a Master's Degree in Community/Mental Health Counseling from the University of Cincinnati and I am licensed in Ohio, Kentucky, and Indiana. My commitment lies in providing evidence-based practices that help clients manage their emotions and reduce unhelpful thought patterns while empowering them to confidently cope with life's challenges and achieve their goals. My approach is strengths-based and solution-focused, with specialties in Dialectical Behavior Therapy (DBT), Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy, and Solution-Focused Brief Therapy. For those open to a more holistic approach, I also incorporate Somatic Therapy to connect both mind and body.
VirtualAvailable

$75/session

Warm
Authentic
Empowering

Specialties

Substance Misuse
Anxiety
Depression
+9
Hi! I am a Licensed Independent Social Worker. I have over 15 years of experience in a variety of settings such as hospitals, non-profit agencies, hospice care, and private practice. I received my master's degree from Case Western Reserve University. As someone who has engaged in therapy, I understand the importance of the client and therapist acting as allies in the healing journey. We have all of the tools we need within to evolve into a healthier and more fulfilled person. I will assist you by encouraging improvements in how you feel about your life and how you relate to others.
VirtualAvailable

$120/session

Warm
Empowering
Authentic

Specialties

Substance Misuse
Addiction
Coping Skills
+10
Together, we will identify your challenges and goals - where you want your life to be a month, six months, a year from now. Then, we'll identify options and strategies you can use to get there. You'll leave the session with a better understanding of what you're facing with an "actions I can take right now" approach. There will always be room for suggestions concerning our work together, including keeping each other accountable.
VirtualAvailable

$95/session

Authentic
Humorous
Direct

Specialties

Substance Misuse
Anxiety
Mood Disorders
+3
Hello. I'm a Licensed Professional Clinical Counselor (LPCC) based in Ohio. I received my Masters from the University of Toledo and have been practicing for 14 years. I find that having clarity is vital to making changes in our lives. Why we do the things we do, often not even being aware of why we do them. Gaining insight into how our thoughts are impacting our behaviors is crucial to change. Changing the way we interact with others can greatly impact our daily functioning, reduce our stress, and improve our relationships with the people in our lives. Making these changes increases the potential for a more joyful life.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Depression
+7
Hi, I'm Rachel—a licensed therapist available to meet with clients in both Arizona and Ohio, here to support you through whatever life is throwing your way. I work with adults facing anxiety, depression, trauma, relationship challenges, ADHD, and more.My approach is warm, non-judgmental, and grounded in the belief that therapy should be a space where you feel safe, seen, and empowered.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Ohio. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Ohio from Cincinnati to Cleveland! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Ohio.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Substance Misuse, is filtering therapists in Ohio that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.