Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 222 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/18/2026

$100/session

Authentic
Warm
Empowering

Specialties

Women's Issues
Anxiety
Mood Disorders
+7
Hi there, I'm Schenika Silver, a Licensed Clinical Mental Health Counselor (LCMHC). I received my counseling degree from Liberty University and been in practice for seven years. I love working with people and assisting them in finding their purpose, healing from past hurts and wounds, and becoming their whole selves for themselves, their families, and their greater community. My clients often share that I am direct in a compassionate way, I provide insight and wisdom, and they feel heard in my presence. Counseling is not just a job for me, it's a part of my purpose.
VirtualAvailable
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Often rebooked

$120/session

Authentic
Warm
Empowering

Specialties

Women's Issues
Anxiety
Life Transitions
+8
Hey there, I'm Jessica! I'm here to help you sort through the things that are difficult right now, and offer you a safe place to be open and honest without fear of judgement. I specialize in working with adults who are feeling stuck or overwhelmed. I believe everyone has the inner strengths needed to live their best life. But, it can be hard to recognize those strengths through the fog our stress response triggers. If you are looking for how to build confidence, inner peace and stability, you have come to the right place. Overwhelming anxious thoughts, relationship issues, work avoidance, irritable mood, low self esteem, trouble concentrating, problems sleeping; These are some of the more common complaints clients have when first coming to therapy. Together we will work to identify the strategies and support you need to overcome whatever challenges you face. Many people struggle a long time before seeking mental health care. But mental health is health! Just like in other specialties, preventative mental health care can be so effective in avoiding crisis and more serious illness. You do not have to suffer to deserve support! No matter the level of stress you are going through, you are worth taking care of.
VirtualAvailable
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New to Grow

$190/session

Specialties

Women's Issues
Anxiety
First Responders/Healthcare Workers
+10
I’m Jennifer Turner Taylor, a Licensed Clinical Mental Health Counselor and owner of The Rehab Concierge. I work with adults navigating anxiety, chronic illness, work-related stress, and major life transitions that may leave them feeling overwhelmed, uncertain, or disconnected from the life they want. My approach is warm, collaborative and practical, creating a supportive space where clients can better understand what they are experiencing, develop strategies that fit their everyday lives and rebuild confidence in themselves. At The Rehab Concierge, the goal is to help you feel calmer, more capable and prepared to move forward with greater clarity and intention.
Available
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New to Grow

$130/session

Specialties

Women's Issues
Anxiety
Life Transitions
+8
I'm Kiara Grier, a therapist dedicated to supporting individuals through life's most challenging moments. With six years of clinical experience, I work with clients navigating stress, anxiety, relationship difficulties, parenting concerns, and self-esteem struggles. I'm passionate about helping people build stronger communication skills, discover their life purpose, and work through feelings of guilt, shame, and the desire for forgiveness. My approach is grounded in understanding the complexities of human connection—whether that's attachment patterns, codependency, or blended family dynamics. I also specialize in supporting young adults facing questions about their purpose in life and individuals navigating major life transitions. I am especially passionate in helping individuals desiring to integrate their Christian faith with their healing journey and finding their life's purpose and calling. I believe in meeting you where you are with warmth, respect, and genuine care. My goal is to create a therapeutic space where you feel heard and supported as you work toward meaningful growth and healing. I'm honored to walk alongside you on your journey.
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New to Grow

$150/session

Specialties

Women's Issues
Anxiety
Life Transitions
Hello, and welcome! I'm a Licensed Clinical Mental Health Counselor (LCMHC) with six years of experience working with adults as they navigate life's challenges and transitions. I understand that reaching out for support can feel overwhelming, and my goal is to provide a safe, compassionate, and judgment-free space where you feel heard, valued, and empowered. I enjoy working with individuals who are experiencing life changes, whether it's starting a new career, navigating relationship changes, becoming a parent, or simply feeling stuck or uncertain about what's next. My approach is collaborative, person-centered, and tailored to your unique needs. I incorporate evidence-based approaches like Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help you build practical coping skills, gain insight, and move toward your goals. For clients who request it, I also offer faith-based counseling by thoughtfully integrating spirituality into the therapeutic process. I believe therapy is a partnership, and I look forward to supporting you as you work toward healing, growth, and a more fulfilling life.
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$175/session

Authentic
Warm
Direct

Specialties

Women's Issues
Anxiety
Coping Skills
+10
I have over 30 years experience working with clients in the areas of mental health, addiction, and crisis intervention in various healthcare settings. I have been offering therapy through telehealth since 2022 and find this works well for many clients. For the past 14 years I have also worked specifically with military veterans. I have a casual, "come-as-you-are" outlook and believe strongly in meeting clients where they are in their own therapy and life journey. I work from a non-judgmental and strengths based focus. I tend to be direct and forthright in offering feedback, and I am firmly grounded in accepting each individual's decisions about their own life and ways forward to reach their goals.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

Women's Issues
Anxiety
Trauma and PTSD
+10
Many of my clients are women and teen girls (12 and up) who are high-functioning on the outside but feel exhausted, anxious, or disconnected on the inside. You may be managing work, school, relationships, or caregiving while internally feeling overwhelmed, stuck in overthinking, or like you’re running on empty. If you’re someone who’s tried to “figure it out” on your own or learned coping skills in therapy before but still find yourself falling into the same patterns, you’re not alone. Many of the women I work with come in feeling frustrated that insight hasn’t translated into real change. In our work together, we focus on getting to the root of what’s keeping you stuck in cycles like burnout, over-functioning, people-pleasing, and difficulty setting boundaries. Instead of just managing symptoms, we work to understand and shift what’s driving them so the change actually lasts. A key part of this process involves working with your nervous system—not just your thoughts. You may already understand what’s going on logically, but still feel it in your body and day-to-day life. We focus on helping your system feel safer, more grounded, and less reactive so you can begin to break those automatic cycles and respond in new ways. I integrate EMDR, somatic approaches, attachment-based therapy, TF-CBT, and experiential work to support both emotional processing and practical change. The goal is to help you move from insight into real, sustainable shifts in how you feel, relate, and show up in your life. Sessions are collaborative and paced so you don’t feel rushed or overwhelmed. The goal is to help you feel more grounded, emotionally steady, and connected to yourself and your relationships. I also offer trauma intensives for self-pay clients who want deeper, focused work in a shorter period of time.
VirtualAvailable
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$175/session

Empowering
Authentic
Warm

Specialties

Women's Issues
Anxiety
Peer Relationships
+4
I am a Licensed Clinical Mental Health Counselor and Christian therapist, prophetic voice,Mentor, and ministry leader called to help people heal, rebuild, and step fully into their God-given identity. I carry both clinical wisdom and spiritual discernment, which allows me to guide people beyond surface-level coping into deep emotional and spiritual restoration. I am a safe place for the strong ones—the pastors, ministry leaders, women of faith, and those who are rebuilding after life has tried to break them. My assignment is to help them confront what has wounded them, heal at the root, and rise again with clarity, boundaries, and renewed purpose. I am also a builder and reformer. I don’t just comfort people, I help them rebuild their lives, their identity, and their leadership from a healthier foundation. Through my therapy, teaching, and ministry, I create environments where people can be honest, go deeper, and experience transformation that impacts both their personal life and their calling. This is not just Therapist this is a transformational experience.
VirtualAvailable
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$125/session

Authentic
Empowering
Warm

Specialties

Women's Issues
Crisis Intervention
Depression
+8
I am a Licensed clinical Mental Health Clinician. I have earned a Ph.D., in Clinical Psychology and a specialization in Forensics. I am caring, patient, compassionate, open-minded and genuine. I approach therapy from a wholistic perspective because I believe that all parts of you should be considered. These parts include the physical, emotional and spiritual sides. My goal is to equip you with tools that you can use now, and in the future.
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New to Grow

$125/session

Specialties

Women's Issues
Anxiety
Depression
+10
I’m often asked, “What made you want to become a therapist?” The answer is simple: I genuinely enjoy helping others. I understand that life can be difficult because I’ve faced my own challenges along the way. My journey hasn’t always been easy, and therapy was an important tool that helped me find support, work through difficult experiences, and continue moving forward. I believe therapy is a journey, and you shouldn’t have to walk that journey alone. My role is to walk alongside you, offering support, encouragement, and a safe space where you can be yourself, explore your thoughts and emotions, and work toward becoming the person you want to be. I’m passionate about helping children, teens, and adults navigate life’s challenges. I strive to create a compassionate, nonjudgmental environment where clients feel heard, respected, and supported. Whether you are struggling with anxiety, life changes, relationships, trauma, or simply feeling stuck, I believe that change is possible and that everyone has the ability to grow. I earned my Master’s Degree in Clinical Mental Health Counseling from the University of the Cumberlands and have worked in the mental health and child welfare fields for more than 30 years. My years of experience have given me the opportunity to work with people from many different backgrounds and through many different challenges. Most importantly, those experiences have taught me the importance of meeting each person where they are and recognizing that everyone’s journey is unique. When I’m not working, you’ll usually find me enjoying the outdoors, getting lost in a good book, or spending time with my energetic and adorable miniature schnauzer, Felix.
Available
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New to Grow

$180/session

Direct
Authentic
Solution oriented

Specialties

Women's Issues
Anxiety
Couples Counseling
+10
I’m Ayushi Acharya, a licensed therapist and founder of Rich Within Therapy. My practice supports individuals, teens, couples, and families navigating anxiety, depression, eating disorders, body image concerns, relationship stress, fertility challenges, postpartum transitions, and the weight of cultural or family expectations. My approach is warm, grounded, and collaborative. I help clients better understand their patterns, build emotional safety, strengthen relationships, and create lives that feel more connected, sustainable, and rich from within.
Available
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Often rebooked

$120/session

Warm
Authentic
Empowering

Specialties

Women's Issues
ADHD
Anxiety
+9
Hi, My name is Kristel. I am an LCSW who provides talk therapy via Telehealth. I am a multifaceted individual with diverse life experiences that inform my perspective. As a former military brat and spouse, I've intimately understood the complexities of life's transitions. My journey has taken me from being a young wife to mature single and dating, stay-at-home mom to working mom, anxious new parent to accepting mother of teens, rule follower to empowered, scarcity mindset to abundance mindset, employee to entrepreneur, stuck to the growth mindset, financially insecure to thriving, trauma victim to survivor, neuro-ambiguous to neurodivergent, granting me a unique appreciation for all the roles I have experienced in my life. I'm a devoted mother of two children, and my path has been marked by significant challenges, including the struggle with infertility and profound grief. I proudly identify as a feminist and supporter of the BIPOC and LGBTQ+ community. These aspects of my identity deeply influence my approach to life and work. With a background in working with families, individuals, and children, I bring a wealth of experience. My personal journey has shaped my empathetic, compassionate, and inclusive perspective, which I offer as a source of support and understanding to those I work with.
VirtualAvailable
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$100/session

Authentic
Intelligent
Warm

Specialties

Women's Issues
ADHD
Mood Disorders
+8
Welcome! I’m April, a Licensed Clinical Mental Health Counselor in North Carolina. Congratulations on taking the first step towards reaching your goals. Don’t discount the decision you’ve made to search for help, because many people never do so. I see counseling as a partnership between the therapist and the client; I have the mental health expertise while you’re the expert of you! For this reason I'll spend our earliest contacts getting to know you better. Choosing a therapist is a very personal decision and therefore, I want to give you information so you can choose for yourself if you’d like to work with me. I would describe my counseling style as warm, but professional. I love to use strength-based approaches as much as possible, also incorporating your values into our work. I find myself using an integrative approach, incorporating different theoretical frameworks and techniques that I will tailor to fit your needs. Two approaches I use most often are Person-Centered Therapy and Cognitive Behavioral Therapy (CBT). Person-Centered counseling uses a lot of reflection to help you process your thoughts and feelings, which is often the first step towards solving your problems. CBT helps us examine your thought patterns and whether they are helpful or harmful. If a particular thought is harmful that could trigger issues like a depressed mood, for example. We’ll work together to replace the harmful thoughts with more helpful ones. There are many other approaches to potentially integrate into our sessions, and I’d be happy to explain anything I believe may benefit you. I have recently earned a certification in perinatal mental health (PMH-C) through Postpartum Support International. You can learn more at https://postpartum.net/
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$145/session

Specialties

Women's Issues
Addiction
Perinatal Mental Health
+9
I am a licensed therapist with over 17 years of experience supporting individuals across a wide range of settings, including schools, correctional facilities, in-home programs, inpatient care, community based mental health, wilderness therapy, and early childhood environments. My approach is grounded, compassionate, and tailored to meet you exactly where you are. I specialize in working with women navigating life transitions, parenting, perinatal mental health, stress, trauma, and relationship challenges. As a mother of three, I bring both professional expertise and lived experience into the therapy space, especially when supporting parents through the complexities of caregiving, identity, and emotional wellbeing. My work integrates evidence-based practices like Cognitive Behavioral Therapy (CBT) with holistic and experiential approaches, including nervous system regulation informed by polyvagal theory, yoga-based techniques, sand tray therapy, and nature-based mindfulness. My office is located on 10 acres of peaceful land, offering a unique opportunity for grounding and connection with nature as part of the healing process. Clients often describe me as down-to-earth, creative, and easy to talk to. I value authenticity, humor, and building a genuine therapeutic relationship where you can feel safe, understood, and supported. Whether you’re feeling stuck, overwhelmed, or simply ready for change, I’m here to walk alongside you.
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$100/session

Warm
Authentic
Humorous

Specialties

Women's Issues
Anxiety
Child or Adolescent
+9
Welcome! I am licensed to provide therapy in the states of North Carolina and Florida. I have 6+ years experience as a therapist and 10+ years experience working in the mental health field. I specialize in Cognitive Behavioral Therapy, EMDR, and Mindfulness-Based strategies. My approach to therapy is warm and collaborative. My goal is to support each client in easing anxiety, quieting self-doubt, and building a more grounded and compassionate relationship with themselves. Currently, services are only being offered online via a HIPAA compliant Telehealth platform.
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$100/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Depression
+10
My name is Dominique Squire, and I am a Licensed Clinical Social Worker. At A Ray of Light, PLLC, I provide trauma-informed, holistic mental health care for individuals seeking balance, clarity, and emotional stability. My work is grounded in evidence-based therapy while honoring the connection between the mind, body, and spirit. I believe healing is not about fixing what’s broken, it’s about creating safety, regulation, and understanding so growth can happen naturally. Many of the clients I work with feel overwhelmed, emotionally exhausted, or stuck in survival mode. My role is to offer a supportive, compassionate space where clients can slow down, reconnect with themselves, and build sustainable coping skills. My approach integrates traditional therapeutic methods with nervous-system-informed practices that support emotional regulation and self-awareness. All care is collaborative, client-centered, and respectful of each individual’s values and beliefs. I do not impose spiritual or personal viewpoints; instead, I support clients in finding what feels grounding and aligned for them. Whether you are navigating anxiety, depression, life transitions, relationship challenges, or the impact of trauma, therapy can be a place to regain stability and rediscover hope. You deserve care that feels safe, thoughtful, and authentic. Please be aware that insurance companies do not cover documentation and court support. To provide these service, I require a minimum of 60 days of sessions to gather relevant information. The fees is payable via private pay. Please note that all requests may not be fulfilled if not clinically necessary.
VirtualAvailable
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$140/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Depression
+5
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from Gardner-Webb University and have been practicing for 10 years. I help young adults and children struggling with career/school stress as well as feeling stuck in a life. All the pressures we have today lead to melancholy and burnout. Lets work together to help you become the best version of yourself so you can feel peace and contentment.
VirtualAvailable
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Often rebooked

$200/session

Authentic
Empowering
Humorous

Specialties

Women's Issues
Anxiety
Self Esteem
+25
Hello! My name is Dr. Tomlin, and I am a licensed and nationally certified professional counselor and traumatologist. I specialize in various modalities, including strength-based coaching, existentialism, multicultural awareness, and cognitive behavioral therapy. I am passionate about helping others achieve social, emotional, and behavioral improvements and providing them with the fundamental tools to overcome life struggles so they can prosper. Life is full of obstacles and difficult circumstances, which can feel overwhelming and all-consuming. Navigating these unique, daily challenges can be isolating, leaving you second-guessing everything and spiraling with sadness, frustration, and exhaustion.
VirtualAvailable
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New to Grow

$100/session

Solution oriented
Warm

Specialties

Women's Issues
Anxiety
Depression
+9
I am a CBT-based therapy practice with over 9 years of experience supporting clients through anxiety, depression, stress, and other emotional challenges. My approach is structured, collaborative, and focused on helping you understand the connection between your thoughts, feelings, and behaviors so you can make meaningful, lasting changes. In our work together, I use Cognitive Behavioral Therapy techniques to help you identify unhelpful thinking patterns, build healthier coping strategies, and develop practical tools you can use in everyday life. Sessions are goal-oriented but tailored to your individual needs, pace, and circumstances. With nearly a decade of clinical experience, I focus on creating a supportive and professional space where you can work through difficulties while building confidence, resilience, and long-term emotional wellbeing.
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$135/session

Warm
Authentic
Solution oriented

Specialties

Women's Issues
Life Transitions
Trauma and PTSD
+9
I am a Licensed Marriage and Family Therapist who helps individuals heal, grow, and reconnect with themselves. My approach combines Internal Family Systems (IFS), EMDR, and Emotionally Focused Therapy (EFT) to address the roots of distress and promote lasting change. I provide culturally sensitive, experiential therapy that honors your identity, values, and lived experiences. Whether we are reprocessing painful memories, exploring parts of yourself, or engaging in present-moment experiences, I create a compassionate and collaborative space where you feel understood, supported, and empowered to move forward.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Coping Skills
+5
You deserve to live your life feeling centered, safe, and well. You don't have to meditate for hours every day, become a yogi master, or spend years in therapy to achieve this. My goal is to provide you with a safe space to explore your feelings, identify your strengths, become comfortable with yourself, and find peace. I am a licensed clinical social worker with more than 25 years of professional and/or lived experience with vicarious trauma/secondary traumatic stress, work stress, anxiety, depression, grief and loss, and role changes through life stages. I understand the experience of loving and living with someone who is struggling with mental health and/or addiction concerns. You are not alone, and there is nothing wrong with you. We will work together to get you where you want to be. Let me help you be your best self.
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$125/session

Warm
Authentic
Empowering

Specialties

Women's Issues
ADHD
Anxiety
+6
You’re showing up for everyone else—but when was the last time you showed up for yourself? Life can be overwhelming, especially when you’re navigating anxiety, burnout, addiction, or simply trying to make it through the day. Hi, I’m Vanecia Storms, a Licensed Clinical Social Worker in North Carolina. I help adults get real about what they’re feeling, reconnect with their strengths, and take powerful steps forward—without the pressure to be perfect. Therapy with me is a space where you can exhale, be heard, and maybe even laugh a little. Whether you're adjusting to a life change, overwhelmed by expectations, or struggling with past patterns, I’ll meet you where you are—with compassion, humor, and proven strategies for change.
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$130/session

Warm
Authentic
Open-minded

Specialties

Women's Issues
Anxiety
Depression
+7
Hello there, I'm Heather. Are you experiencing anxiety, depression, or difficulty adjusting to life transitions? Are you noticing that things are overwhelming and more difficult to cope with because of the many stressors in life? Do you feel that you worry too much, are not good enough, or feel like you're stuck? Do you feel like you are all alone, that you have no one who really listens, understands you, or can relate to what you are going through? Well look no further because I specialize in alleviating anxiety, managing and overcoming depression, and adjusting to life transitions (such as parenting, relationship challenges, experiencing an empty nest, health issues, job loss, divorce, death of a loved one, or retirement.) It's a common experience to face these life challenges, but when those issues start to take over your life, it's time to get the support you need by working through this with a counselor so you can live a more fulfilling life. I am a Licensed Clinical Social Worker (LCSW) based in North Carolina, licensed to see clients in North Carolina working virtually, and I'm also licensed in California. I received my Masters from San Diego State University and have been practicing clinical social work for 21 years. I enjoy working with individual adults who are struggling navigating the stressors in life, and we would work together to get you unstuck as soon as possible so you can live a better life, on your own terms. You are brave and have made an important step in the change process just by being here.
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$150/session

Authentic
Direct
Warm

Specialties

Women's Issues
Addiction
Anxiety
+9
I’m Britanie Walker, LCSW, founder of A Touch of Hope LLC. With over 15 years of experience in mental health and substance use treatment, I bring a warm, compassionate, and down-to-earth approach to therapy. I believe in creating a safe, judgment-free space where adults can show up exactly as they are and feel truly heard and supported. My style is collaborative and grounded in respect, meeting clients where they are in their journey. Together, we work to explore challenges, build on strengths, and develop tools for healing, growth, and lasting change. My goal is to help you rediscover hope at your own pace.
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$125/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Depression
+6
A Big Hello to you. You are scanning all these profiles. Looking for something to stand out to make you say,"I will go with this one." It is daunting but you have made it this far. Here is the tip. Your choice is not terminal. It is absolutely ok to try multiple therapists to see who gets you the best. Who understands you the best. After each session, you should feel lighter. You may not recall all that was said, but you will note how you feel. Did you feel heard? Understood? Did the therapist talk to me like they were reading a book or did it sound like they really got me? When you get the right one, those questions will be answered with a firm, Yes. ---->Part of individual therapy is talking about friends, partners and loved ones. My training and focus are centered only on heterosexual relationship dynamics. If you are looking for letters for work, ESA, Social Security, FMLA, Family Court, you will need a psychological evaluation by a forensic psychologist. I am not able to perform assessments, letters for claims or provide appearances in court.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.