Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 240 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 2/6/2026

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New to Grow

$120/session

Specialties

Women's Issues
Anxiety
Self Esteem
+6
Hi, I’m Michelle. If you’re feeling stuck in anxiety, constantly worrying, or struggling with feeling “not good enough,” you’re not alone, and there’s nothing wrong with you. Many of the people I work with carry the weight of past experiences, family wounds, or trauma that still show up in their daily lives in ways they don’t always understand. In our work together, I offer a safe, compassionate space where you can slow down, feel supported, and begin to heal. I use approaches like EMDR and CBT to help you process painful experiences, calm anxious thoughts, and build a stronger sense of self-worth. For those who would like, I also integrate faith into counseling in a way that feels natural and supportive. I work mostly with adults who are ready for change but may not know where to start. My goal is to help you feel more at peace, more confident, and more connected, not just in sessions, but in everyday life too. Healing is possible, and you don’t have to do it alone.
VirtualAvailable
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New to Grow

$120/session

Specialties

Women's Issues
Family Conflict
Life Transitions
+10
I'm a laid-back, compassionate therapist who takes the time to really get to know you, your story, values, and what feels important right now. I create a space where you can talk openly without judgment, and we move at your pace. I pull from different therapeutic tools depending on what fits best for you, and together we determine what helps you feel supported and move toward the life you want. I help individuals (ages 11+) and couples navigate anxiety, depression, stress, self-esteem, and life or relationship challenges with compassionate, person-centered, and evidence-based support. Whether you're facing life changes or seeking emotional resilience, I provide a safe space and practical tools to foster growth, clarity, and lasting well-being. Taking the first step toward gaining support can feel daunting, but you’re not alone. Together, we can explore ways to build resilience and gain clarity, helping you move forward with confidence.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Coping Skills
+9
Welcome! I am a warm, non-judgemental and real person. One of my basic tenants is we, as people, are doing the best we can, and sometimes our conscious or subconscious "plan" to take care of ourselves is just not working anymore. Sometimes we need to develop a new “plan” but that can be difficult and we need help. The relationship with ourselves, family, friends and our community is a pillar to good health and well being. However things get in the way….like trauma, substance use, addiction, depression, anxiety, loneliness, illness, & fear. I want to support your concerns and help you improve your sense of wellbeing.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Empowering
Intelligent

Specialties

Women's Issues
Life Transitions
Physical Health Condition
+4
I am a Licensed Clinical Social Worker who brings over 30 years' experience in the areas of mental health and substance abuse treatment utilizing a holistic health approach. I have supported homeless Veterans and others while working with community, State and Federal agencies. Providing insight and discovery into underlying issues that lead to clients related situations, I focus on each clients' strengths and believe that everyone is able to overcome challenges by being supported and empowered as they seek to achieve their vision of wellness. Without judgement and allowing for a safe environment to express one's thoughts, I strive to make every client's experience individualized and tailored to their needs.
VirtualAvailable
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$150/session

Humorous
Authentic

Specialties

Women's Issues
Anxiety
Depression
+6
Hi! I am a Licensed Clinical Mental Health Counselor (LCMHC), licensed in North Carolina. My passion is working with people who are in transition to a better life, or know that they want a better life, but not sure how to get there. One of my passions has become helping teen girls improve their relationships with their mothers, so when the girls become adults, there is actually a friendship.
VirtualAvailable
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Often rebooked

$100/session

Humorous
Authentic

Specialties

Women's Issues
Anxiety
Depression
+8
Hi, my name is Leslie Travia. I grew up as one of six children and now enjoy spending time whenever possible with my siblings, my many nieces, nephews, and their children. I have two grown children of my own and have been married for over 30 years. Over the years, my family and I have lived in 10 different states as well as in Europe, and I believe each place has deepened my appreciation for diverse cultures and perspectives. I also believe we are never too old to learn something new. I value self-empowerment and strive to surround myself with positivity and kindness.
VirtualAvailable
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$80/session

Warm
Holistic

Specialties

Women's Issues
Anxiety
Family Therapy
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable
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$125/session

Specialties

Women's Issues
Anxiety
Depression
+7
Hi, I'm Lindsay. I have been working as a therapist for over 10 years, but when I take my therapist hat off, I am a daughter, a sister, a friend, an aunt, and a momma to fur babies. Needless to say, I am a major animal lover. I am also a proud Harry Potter adult. I love reading, last year I read 122 books, and my favorite genres are mystery/suspense and fantasy. I also love running, I’ve run five half marathons and would love to run a full marathon one day. My favorite thing in the world is taking my puppies, Nola and Frank, on puppy runs with me (she’s 9, he's 1). If I’m not working, reading, running, or playing with dogs, you will find me fully invested in true crime.
VirtualAvailable
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Often rebooked

$100/session

Open-minded
Warm

Specialties

Women's Issues
Anxiety
Self Esteem
+9
Hi, I'm Kali (pronounced Kay-lee). I’m glad you’re here. Starting therapy can feel like a big step, and my goal is to create a space where you feel safe, supported, and understood from the start. I am a Licensed Clinical Social Worker (LCSW) with over five years of experience. I earned my BSW from the University of North Carolina at Greensboro and my MSW through the joint UNCG and North Carolina A&T program. I believe therapy is not one-size-fits-all, and I tailor treatment to each individual. Therapy is a space to explore your thoughts, feelings, and experiences without judgment. My role is to walk alongside you with guidance, education, and support as we work toward improving your quality of life. Outside of therapy, I enjoy spending time with my 2 year old and finding balance through simple, mindful moments; values I also bring into the therapeutic space.
VirtualAvailable
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$199/session

Authentic
Empowering
Solution oriented

Specialties

Women's Issues
Anxiety
Self Esteem
+25
Hello! My name is Dr. Tomlin, and I am a licensed and nationally certified professional counselor and traumatologist. I specialize in various modalities, including strength-based coaching, existentialism, multicultural awareness, and cognitive behavioral therapy. I am passionate about helping others achieve social, emotional, and behavioral improvements and providing them with the fundamental tools to overcome life struggles so they can prosper. Life is full of obstacles and difficult circumstances, which can feel overwhelming and all-consuming. Navigating these unique, daily challenges can be isolating, leaving you second-guessing everything and spiraling with sadness, frustration, and exhaustion.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Warm

Specialties

Women's Issues
Anxiety
Crisis Intervention
+9
Hi there! I'm a Licensed counselor for CO, NC, and DC. I received my Master's Degree in 2007 and have spent a good bit of my career in crisis and residential settings before transitioning to direct care. I help adults who have experienced adverse events and or trauma to heal and begin to live their lives in a more peaceful way.
VirtualAvailable
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$175/session

Specialties

Women's Issues
Anxiety
Depression
+6
I am a Licensed Clinical Mental Health Counselor in NC and a Licensed Professional Counselor in SC. I received my Master's Degree from Montreat College. I have been practicing professional counseling for 9 years. I help those ages 16+ learn how to navigate life, manage stressors, identify and manage emotions while building coping skills and learning to reframe negative thoughts.
VirtualAvailable
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$150/session

Solution oriented
Direct
Intelligent

Specialties

Women's Issues
Depression
LGBTQ
+4
Welcome! Making the decision to better your mental health is an important step toward improving your quality of life and feeling healthier. I am a seasoned, Clinical Psychologist with 25 years of extensive experience assisting clients identify problem areas that are contributing to distress and unhappiness in their lives and develop strategies to reduce symptoms and improve quality of life. I have a Ph.D. in Clinical Psychology from Columbia University and have worked in many different settings with individuals experiencing depression, anxiety, trauma and those dealing with life stressors or events that are interfering with life. I strive to create a safe, warm and welcoming environment that allows clients to feel at ease as they explore and work on obstacles /problems to lead to positive change. I look forward to working with you on your journey to better health and peace of mind.
VirtualAvailable
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New to Grow

$70/session

Specialties

Women's Issues
Anxiety
Trauma and PTSD
+10
My counseling approach is characterized by a combination of honesty, empathy, and compassion, complemented by a subtle touch of humor. I employ an eclectic counseling approach that encompasses various therapeutic modalities, including Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy/Child Centered Play Therapy, Art Therapy, and Solution-Focused therapy. I believe there’s no one-size-fits-all approach to therapy, so I focus on what works best for each person. I’m committed to adjusting my style to fit each client’s unique needs and challenges. In my free time, I live for spending quality moments with my two pups and close friends. Additionally, I relish day trips and attending performances featuring Drag Queens. I look forward to the opportunity to provide you with the support you need on your therapeutic journey.
VirtualAvailable
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$130/session

Warm
Empowering
Authentic

Specialties

Women's Issues
Anxiety
Depression
+10
Hi, I am a Licensed Clinical Social Worker (LCSW) residing in North Carolina. I’ve been a social worker for almost 30 years. I’ve been working within the mental health field since 2007. I have a bachelor’s degree in social work from Campbell University and a master’s degree in social work from East Carolina University. Social work is a big part of my life and how I identify myself professionally and personally. Why? Because being a social worker is more than the work we do. Social work is all about humanity! I feel honored to have found a career that I’m passionate about and love doing it. My most important professional accomplishment is becoming a Licensed Clinical Social Worker, especially since I was first generation college student. If we ever meet professionally you will get to know how I implement my personal triumph to help others clinically. I help individual gain insight on how to manage their mood and behaviors to live their desired life.
VirtualAvailable
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$175/session

Empowering
Authentic
Intelligent

Specialties

Women's Issues
Anxiety
Life Transitions
+2
Hi! I'm Monica L. McNeill, MA, LCMHC-QS, a dedicated psychotherapist committed to supporting Black women as they navigate the unique challenges and triumphs of their lives. With a deep understanding of the intersectionality of race, gender, and cultural experiences, I provide a safe and affirming space where Black women can explore their mental health and well-being. I believe in the resilience and strength of Black women and strive to help each client recognize and harness their inner power. Together, we work on identifying and overcoming barriers, developing healthy coping strategies, and fostering a sense of self-worth and purpose. My practice is a place where you can be your authentic self, share your story, and embark on a journey towards healing and transformation. Whether you are dealing with stress, anxiety, depression, or simply seeking personal development, I am here to support you every step of the way. Let’s walk this path together, towards a brighter and more fulfilling future.
VirtualAvailable
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$140/session

Specialties

Women's Issues
Anxiety
Depression
+6
I am a Licensed Clinical Social Worker with over 27 years of experience working in human services and over 15 years of clinical experience. I have worked with various populations to include children and families involved in child welfare, adult adoptees, individuals experiencing severe and persistent mental illness that have experienced homelessness and involved in the criminal justice system, adoption related issues, grief and loss, anxiety, depression, trauma, and life transitions.
VirtualAvailable
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$100/session

Intelligent
Empowering

Specialties

Women's Issues
Addiction
LGBTQ
+10
I'm a licensed clinical social worker who has practiced for over fifteen years, working with diverse populations with various issues. I have always seen it as an honor and privilege that you have chosen me to be on this journey of self-discovery and self-mastery of whatever challenges you face. I believe you are not a "billing code" but an individual who dares to seek help to improve the quality of your life
VirtualAvailable
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Often rebooked

$175/session

Warm
Open-minded
Authentic

Specialties

Women's Issues
Depression
Sexual Abuse
+3
I’m Erin and as an Integrative Psychotherapist, I focus on helping you to achieve balance in Mind, Body, and Spirit. Are you struggling with feeling sad, down, and/or anxious? Have you suffered trauma and/or abuse? Do you feel ashamed and/or guilty? Do you struggle with liking/loving yourself? Do you feel unworthy? Do you compare yourself to others and view yourself as less than and/or behind? Are you finding it difficult to keep up with all the responsibilities and challenges of life? If so, I want you to know that you are not alone, I understand, and I am here for you to create a safe space wherein you can express yourself and be truly heard as well as seen. I specialize in toxic shame, Type 2 Diabetes, and autoimmune-related health conditions such as Chronic Fatigue Syndrome, Fibromyalgia, Irritable Bowel Syndrome & Inflammatory Bowel Disease, and Psoriasis. I wholeheartedly believe in you and your capacity to work through your struggles and create a life of joy and passion.
VirtualAvailable
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$125/session

Specialties

Women's Issues
Anxiety
Coping Skills
+6
Hi, I’m Sydney, a Licensed Clinical Mental Health Counselor who specializes in helping women and college students navigate grief, anxiety, life transitions, and extreme burnout. My approach is grounded in compassion, cultural awareness, and practical strategies that support both healing and growth. In our work together, I create a space that feels safe, real, and reflective, where you can unpack the hard stuff, reconnect with yourself, and move forward with greater peace, power strategies and clarity.
VirtualAvailable
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$120/session

Empowering
Authentic
Intelligent

Specialties

Women's Issues
Anxiety
Depression
+10
Welcome! I’m a Licensed Clinical Social Worker based in North Carolina, with a Master’s from Rutgers and telehealth registration in South Carolina (https://www.llr.sc.gov/sw/behavioral_telehealth.asp). For over 20 years, I’ve helped adults navigate anxiety, depression, life transitions, and relationship challenges with compassion and clarity. My approach is collaborative and client-centered. I draw from evidence-based practices like CBT, mindfulness, and solution-focused therapy to create personalized strategies that build resilience and foster lasting change. I believe in your capacity for growth and will work with you to uncover strengths, clarify goals, and move toward a more balanced, fulfilling life. If you’re ready to explore new possibilities and take charge of your well-being, I invite you to reach out.
VirtualAvailable
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Often rebooked

$125/session

Open-minded
Warm
Empowering

Specialties

Women's Issues
Anxiety
Depression
+8
Hello! I am licensed in North Carolina, Iowa, North Dakota, Michigan, Pennsylvania, Utah, and Florida. I have experience in helping clients with stress and anxiety, depression, Autism, ADHD, coping with grief and loss, motivation, self-esteem, and confidence. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. Congratulations on getting to this very important step! I am excited to support & empower you in that journey.
VirtualAvailable
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$125/session

Warm
Empowering

Specialties

Women's Issues
Anxiety
Autism
+9
Laurie is passionate about helping individuals, couples, and families navigate life’s challenges and discover new ways to heal, grow, and thrive. She works with clients facing concerns such as anxiety, depression, trauma, PTSD, life transitions, and relationship challenges. With over 20 years of experience working with the autism spectrum disorder community, Laurie brings both expertise and compassion to her work. She understands that starting therapy can feel overwhelming, and that healing is rarely a straight path. Life ebbs and flows, and therapy is much the same—at times you may feel momentum, while at other times roadblocks may arise. Laurie meets clients where they are with patience, creativity, and encouragement, helping them move forward at their own pace. Laurie creates a warm, safe, and supportive environment where clients feel comfortable exploring emotions, challenges, and goals. She values building strong therapeutic relationships as the foundation for growth and healing. Her approach is integrative and tailored to each individual, drawing from person-centered therapy, mindfulness practices, cognitive behavioral therapy (CBT), and skills for emotion regulation and coping. Laurie works with children, teens, young adults, adults, couples, and families. She believes that everyone has the capacity for healing, growth, and lasting change, and she is dedicated to helping clients find tools that support their unique journeys. In addition, Laurie is a certified Prepare & Enrich Facilitator, providing specialized support for couples at all stages of their relationships.
VirtualAvailable
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New to Grow

$120/session

Specialties

Women's Issues
Anxiety
Depression
+4
I am a licensed therapist who works with individuals navigating anxiety, stress, life transitions, and relationship challenges. I take a collaborative and supportive approach to therapy, helping clients better understand their thoughts, emotions, and patterns while developing practical tools for change. My goal is to create a safe, nonjudgmental space where clients feel heard, empowered, and supported in building healthier coping strategies and greater emotional balance.
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$100/session

Empowering
Intelligent
Authentic

Specialties

Women's Issues
Anxiety
Career Counseling
+9
Hi , I am Camilla Black, I am originally from New Jersey, mother of 3 and 1 adorable grand-daughter. I have a Masters degree in Counselor Education & Student Development from North Carolina State University. I am also a Licensed Clinical Mental Health Counselor in North Carolina. I have worked in Human Services for over 20 years and I am passionate about helping others become their best selves. I have wanted to become a Counselor since I was in 8th grade. I have been fortunate enough to have a great counselor in college who took the time to really get to know me with all my strengths and flaws. He believed in me until I believed in myself and this helped me to push past my challenges without feeling like I had to be perfect. This is the counselor I strive to become everyday by helping you achieve your goals without judgement.
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Women's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.