Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 58 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/17/2026

$145/session

Specialties

Substance Misuse
Addiction
Perinatal Mental Health
+9
I am a licensed therapist with over 17 years of experience supporting individuals across a wide range of settings, including schools, correctional facilities, in-home programs, inpatient care, community based mental health, wilderness therapy, and early childhood environments. My approach is grounded, compassionate, and tailored to meet you exactly where you are. I specialize in working with women navigating life transitions, parenting, perinatal mental health, stress, trauma, and relationship challenges. As a mother of three, I bring both professional expertise and lived experience into the therapy space, especially when supporting parents through the complexities of caregiving, identity, and emotional wellbeing. My work integrates evidence-based practices like Cognitive Behavioral Therapy (CBT) with holistic and experiential approaches, including nervous system regulation informed by polyvagal theory, yoga-based techniques, sand tray therapy, and nature-based mindfulness. My office is located on 10 acres of peaceful land, offering a unique opportunity for grounding and connection with nature as part of the healing process. Clients often describe me as down-to-earth, creative, and easy to talk to. I value authenticity, humor, and building a genuine therapeutic relationship where you can feel safe, understood, and supported. Whether you’re feeling stuck, overwhelmed, or simply ready for change, I’m here to walk alongside you.
VirtualAvailable

Often rebooked

$125/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
ADHD
Anxiety
+10
Melissa Bradley, LCMHC, LPC, LCASA I am a licensed mental health in both NC and SC. I am dedicated to assisting adults and teens to navigate anxiety, stress, addiction, depression, with blends of evidence-based techniques such as EMDR, DBT, CBT and person-centered techniques. I am confident and comfortable discussing your personal spiritual beliefs and helping my clients to navigate through life's various challenges. I have a history of working in addictions counseling as well.
VirtualAvailable

$175/session

Authentic
Warm
Direct

Specialties

Substance Misuse
Anxiety
Coping Skills
+10
I have over 30 years experience working with clients in the areas of mental health, addiction, and crisis intervention in various healthcare settings. I have been offering therapy through telehealth since 2022 and find this works well for many clients. For the past 14 years I have also worked specifically with military veterans. I have a casual, "come-as-you-are" outlook and believe strongly in meeting clients where they are in their own therapy and life journey. I work from a non-judgmental and strengths based focus. I tend to be direct and forthright in offering feedback, and I am firmly grounded in accepting each individual's decisions about their own life and ways forward to reach their goals.
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Substance Misuse
Anxiety
Life Transitions
+7
Hi, I’m Raven Patten, LCSW. I work with adults navigating anxiety, stress, burnout, life transitions, relationship challenges, and self-esteem concerns. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we’ll explore patterns that may be keeping you stuck while developing realistic strategies that help you move toward the life you want to create.
Available

$150/session

Authentic
Humorous
Intelligent

Specialties

Substance Misuse
Addiction
Anxiety
+2
I am an easy going kind of guy with a sense of humor. I aim to connect with people, not just see them for an hour each week. I have been a therapist and addictions specialist for 12 years and I have no idea what I would do if I was not doing this. Feel free to ask me anything else you would like to know.
Available

$100/session

Authentic
Direct
Empowering

Specialties

Substance Misuse
Family Therapy
Trauma and PTSD
+6
I'm Jakira Miller-Eason, MS, LCMHC, LCASA, a trauma-focused therapist who works with children, adolescents, adults, and families. I specialize in helping individuals heal from complex trauma, childhood trauma, anxiety, depression, relationship challenges, and major life transitions. My approach is warm, supportive, and nonjudgmental, combining evidence-based practices with genuine connection. I understand that seeking therapy can feel overwhelming, and I strive to create a space where clients feel safe, heard, and valued. Together, we work to identify patterns that may be keeping them stuck, develop healthier coping strategies, strengthen relationships, and build resilience.
Available

$125/session

Warm
Authentic
Empowering

Specialties

Substance Misuse
Addiction
Anxiety
+5
Hi there, I’m Melissa. If life feels heavy right now, you’re in the right place. When you’re feeling stuck, overwhelmed, or just tired of carrying everything by yourself, it can be tough to know where to start. I work with adults navigating anxiety, depression, substance use, and other challenges who are looking for meaningful, sustainable change and a greater sense of balance in their lives. As a Licensed Clinical Social Worker, my style is collaborative, compassionate, and centered on practical tools you can actually use. I take a whole‑person approach to therapy, which means we may explore how different parts of your life—physical, emotional, social, environmental, and spiritual—are shaping your overall well‑being. My goal is to create a space where you can show up honestly and without judgment as we explore the patterns that may be keeping you stuck and build healthier ways of coping and relating to your thoughts and emotions. You don’t have to navigate all of this on your own. If you’re ready for support and a space to feel heard, I’m here to help you take the next step.
Available

Often rebooked

$125/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Insomnia/Sleep Issues
+9
Hi there! I'm a Licensed counselor for CO, NC, and DC. I received my Master's Degree in 2007 and have spent a good bit of my career in crisis and residential settings before transitioning to direct care. I help adults who have experienced adverse events and or trauma to heal and begin to live their lives in a more peaceful way.
VirtualAvailable

$120/session

Authentic
Empowering
Warm

Specialties

Substance Misuse
Anxiety
Depression
+10
​ Do you struggle with feeling bad about yourself, developing and /or maintaining healthy relationships with others? Do you feel down, depressed, feeling you let yourself or others down? Do you experience feelings of anxiety, stress, or trauma? Are these concerns impacting you at home, work, or other places? Seeking therapy can be scary, however, you have made the right decision. I believe individuals are the "experts on themselves" and possess the ability to make the desired positive change in their lives. In the session, we will utilize a Person Center Approach consisting of meeting the individual were they are, actively listening, providing support, encouragement, and validation, as well as utilizing Evidence -Based Treatment Modalities ( such Cognitive Behavioral Therapy, Solution Focused Based Therapy, Motivational Interviewing, Mindfulness, Person Centered Approach, and Psychoeducation) Supportive Therapy, Stress Management, and Anger Management. Together, we will work collaboratively to treat the whole person and empower the person to find their way forward.
VirtualAvailable

$100/session

Warm
Open-minded
Authentic

Specialties

Substance Misuse
Addiction
Mood Disorders
+10
If you are looking for support on your journey of self-discovery or dealing with some stressors, I would love to help! I enjoy working with individuals who may be struggling and need an empathetic ear. I believe everyone can improve their sense of well-being with some support. Some things I enjoy include spending time with my friends and family, visiting the beach and mountains, and doing arts and crafts.
VirtualAvailable

New to Grow

$90/session

Specialties

Substance Misuse
First Responders/Healthcare Workers
Military/Veterans
+9
I come from a first responder family, and it shaped how I understand the people I work with. I built my practice specifically for law enforcement, fire, EMS, dispatchers/911, and veterans — people who carry things most providers have never had to sit with, let alone treat. I'm not interested in being another therapist who nods along without understanding the job. I get it, and that changes what happens in the room. Not all the work is about the job, either. Plenty of clients come to me for personal issues — relationship struggles, childhood stuff, grief, anxiety, things that have nothing to do with the badge or uniform. Being from this world just means I already understand the context you're operating in, whatever you're bringing to the room. I use evidence-based treatments — including EMDR, Brainspotting, and Prolonged Exposure, among others — to help clients process trauma that others may not fully understand. I also draw on Critical Incident Stress Management and Psychological First Aid for cumulative exposure, not just single-incident trauma. Whether it's an officer-involved shooting, years of runs finally catching up with someone, or something from long before the job started, I know how to work with it directly instead of dancing around it. My style is direct and less formal. I'm not going to make you explain your job to me or treat your coping mechanisms as automatically pathological. I'll call things what they are and won't waste your time with fluff. I work entirely via telehealth — meet with me from home, your vehicle between calls, wherever gives you privacy. If you want a therapist who won't flinch and actually understands the world you operate in, I'd like to work with you.
Available

$75/session

Authentic
Empowering
Warm

Specialties

Substance Misuse
Addiction
Anxiety
+6
My journey in mental health began in 2004, when I realized helping others find light through darkness was my true calling. After earning my master’s degree, I started my career at Phoenix House in Brandon, Florida, where I discovered a deep passion for supporting people as they recover and rebuild. I specialize in counseling individuals struggling with addiction, problem gambling, and co-occurring mental health challenges. My approach is person-centered, strength-based, and empathic, empowering clients to uncover their own capabilities and create healthy, fulfilling lives. I believe that with the right support and tools, anyone can move beyond survival and into meaningful, lasting change.
VirtualAvailable

$125/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Depression
+10
Greetings! I am Amina Omar Ali and I congratulate you for making this important step in changing your life for the better. It can be difficult decision and the work that follows in not easy, but with an open mind, and practice, you will get where you want to be. My job is to facilitate your journey into self discovery, and help you find and attain what you want. Therapy is about you, and the work you do will determine the success you have in therapy. Let me assure you that coming to therapy does not mean you are "crazy" or weak. It takes courage and strength to open yourself up to a stranger and do that deep dive into your vulnerable self. Be proud you have made this choice, and recognize that with a little help you can change your life.
VirtualAvailable

$100/session

Authentic
Warm
Direct

Specialties

Substance Misuse
Addiction
Anxiety
+10
Hello! My name is Clover and I am a licensed clinical therapist and addiction specialist in the state of North Carolina. I look forward to the opportunity of learning and working together as part of our therapeutic process. I enjoy working with folks who are gender diverse and members of the LGBTQIA+ community who experience unique stressors and conflicts with their day-to-day lives. I also love working with folks who struggle with substance use either in addition to other life stressors or on its own especially in the context of substance use disorders being highly stigmatized. I focus on substance use treatment approaches with a functionality mindset to work on setting reasonable goals and expectations during the clinical process. I started my clinical work with addiction and grew as a therapist and person to see people from a whole-person perspective. Our difficulties, conflicts, our stressors do not define us for who we are and when they prevent or delay us from becoming our authentic selves is where the therapeutic process blossoms. I believe everybody is always in a constant process of growing into our best selves and I hope to have the opportunity to work with you along this process too.
VirtualAvailable

$120/session

Empowering
Solution oriented
Warm

Specialties

Substance Misuse
Addiction
Spirituality
+10
I am a NC Licensed Clinical Mental Health Counselor and NC Licensed Clinical Addictions Specialist who is passionate about helping individuals and families experience meaningful, lasting growth. I provide a warm, supportive environment where clients feel heard, respected, and understood. My approach is compassionate yet direct, blending faith-based principles with evidence-based practices such as CBT and Solution-Focused Therapy. In addition I hold a license in SC as Telehealth Registered Professional Counselor Provider #2806. Clients often describe me as empathetic, grounded, trustworthy, and easy to talk to. I value authenticity, integrity, and creating a space where healing feels both safe and empowering.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Couples Counseling
+10
In life, we all move through peaks and valleys. While the high points can feel expansive and full of possibility, the valleys often feel isolating, overwhelming, or unclear. My work centers on helping clients feel less alone in those difficult moments and more empowered to navigate them with confidence, clarity, and self‑compassion. I believe that our deepest aspirations—love, peace, fulfillment, and meaningful connection—begin with the relationship we build with ourselves. As we strengthen that inner foundation, we naturally create healthier, more authentic relationships with others. Therapy becomes a space where this transformation can unfold with intention and support. In my practice, I walk alongside my clients with a grounded, non‑judgmental, and compassionate presence. My first priority is to listen deeply. I want to understand what matters most to you, what you’re carrying, and how your experiences have shaped the way you move through the world. I strive to ensure you feel genuinely seen and heard from the very beginning, because healing grows from a foundation of trust and authentic connection. Together, we explore your inner landscape—your strengths, your patterns, your hopes, and the parts of you that may feel stuck or unheard. Through this collaborative process, you can begin to reconnect with your sense of self, develop healthier emotional habits, and move toward a life that feels more aligned and fulfilling. If you’re ready to step into a space where you don’t have to navigate the valleys alone, I’m here to walk with you.
VirtualAvailable

$150/session

Authentic
Direct
Empowering

Specialties

Substance Misuse
Mood Disorders
Older Adults
+7
My name is Angela Wilburn, I am a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addiction Specialist. I have been a clinician for approximately 10 years; I chose this profession so I can help people navigate their way through those difficult periods in their life when they believe no one sees them or no one cares. I want my clients to know they have a voice
VirtualAvailable

$100/session

Authentic
Warm

Specialties

Substance Misuse
Addiction
Anxiety
+6
I am a guide who supports individuals in navigating change, with a focus on treating anxiety, depression, men’s health concerns, relationships, and addiction. My approach is collaborative and values‑based. My goal is to guide you in getting where you want to go using evidence-based interventions and practices. If you’re feeling stuck or conflicted, that is normal. Therapy can be a supportive place to slow down, make sense of mixed or conflicted feelings, and choose what aligns with what matters most to you.
Available

$60/session

Open-minded
Humorous
Solution oriented

Specialties

Substance Misuse
Addiction
Anxiety
+6
Hi, I’m Charlie Counselman, a therapist dedicated to helping individuals navigate life’s challenges with compassion and practical support. I specialize in working with clients dealing with anxiety, addiction, and depression, using evidence-based approaches like CBT, Motivational Interviewing, and 12-step facilitation. I also have extensive experience treating men's issues, agoraphobia, and trauma. My goal is to provide a safe and supportive space where you can build resilience, find clarity, and move toward lasting growth.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Substance Misuse
Anger Management
Anxiety
+8
Hello! I am a Licensed Clinical Mental Health Counselor based in North Carolina. I have been practicing for 11 years. I help individuals learn how to process life changes so that they can support themselves through life transitions. As a therapist, I am here to provide you with a safe and supportive space to explore your thoughts, feelings, and experiences. Together, we will work collaboratively to identify your goals and develop personalized strategies to help you overcome challenges, cultivate resilience, and achieve greater well-being. With empathy, understanding, and evidence-based techniques, I am committed to supporting you on your journey toward growth and positive change.
VirtualAvailable

$140/session

Empowering
Warm
Authentic

Specialties

Substance Misuse
ADHD
Chronic Illness
+10
I am a Licensed Clinical Social Worker and Licensed Clinical Addiction Specialist with over 18 years of experience in mental health and addiction counseling field. I am licensed in South Carolina, North Carolina, Virginia, Utah, and Maine. My career has included extensive work with Veterans, Active Duty personnel, and federal employees, providing trauma informed care. I have a background in women's health issues, POTS, EDS / hEDS, MCAS, MCTD, RA, Lupus, perimenopause, and other autoimmune and chronic illnesses that need therapy supports. I specialize in Women's mental health, Recovery, ADHD and supporting neurodivergent adults, LGBTQIA+ individuals, mental health issues due to chronic pain and medical trauma, trauma survivors, addiction, burnout, anxiety, women’s issues, and major life transitions. My approach is nonjudgmental and trauma informed, meeting clients where they are with curiosity and compassion while creating a space for authentic growth and understanding. I value appropriate self disclosure when it supports the therapeutic process and use my training and lived experience to help clients develop tools that genuinely serve them. My work draws from an eclectic foundation that includes Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Solution Focused Therapy, Polyvagal Theory, and Somatic approaches. I also integrate alternative and mind body methods that expand healing beyond traditional talk therapy, supporting both emotional and physiological well-being. I practice from an intersectional perspective, recognizing that our identities; race, gender, sexuality, neurotype, ability, culture, and lived experience intersect to shape how we move through the world and how the world responds to us. Healing requires honoring all of those parts. I believe neurodivergence is not something to be fixed, but understood, supported, and celebrated. Therapy is a space to learn your brain, not fight against it, to understand how it works, and build systems of support that honor your authentic wiring.
VirtualAvailable

$140/session

Solution oriented
Authentic
Empowering

Specialties

Substance Misuse
Addiction
Anger Management
+4
As a Licensed Clinical Social Worker , I support adults navigating anxiety, life transitions, and emotional regulation challenges. My approach combines practical skill-building with insight-oriented work to help clients feel more confident, balanced, and in control of their lives. I strive to create a collaborative and supportive environment where clients feel heard, understood, and empowered to explore personal growth and make meaningful, lasting change.
VirtualAvailable

$125/session

Authentic
Open-minded
Humorous

Specialties

Substance Misuse
Anxiety
Depression
+7
Hi, I'm Lindsay. I have been working as a therapist for over 10 years, but when I take my therapist hat off, I am a daughter, a sister, a friend, an aunt, and a momma to fur babies. Needless to say, I am a major animal lover. I am also a proud Harry Potter adult. I love reading, last year I read 122 books, and my favorite genres are mystery/suspense and fantasy. I also love running, I’ve run five half marathons and would love to run a full marathon one day. My favorite thing in the world is taking my puppies, Nola and Frank, on puppy runs with me (she’s 9, he's 1). If I’m not working, reading, running, or playing with dogs, you will find me fully invested in true crime.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded

Specialties

Substance Misuse
Addiction
Depression
+10
Hello! My name is Dr. Jennifer Jordan. I am a Licensed Mental Health Counselor (LMHC) based in Florida. I received my PhD in Counseling Psychology from National University and Masters Degree in Counseling Psychology from California Baptist University. I have worked with individuals, couples and families seeking counseling for 20 years, both online and in a variety of settings. I help clients learn new skills to successfully navigate the challenges of life, deepen their understanding of themselves, enhance their relationships, and improve their mental health and emotional well-being.
VirtualAvailable

$120/session

Authentic
Warm
Open-minded

Specialties

Substance Misuse
Depression
Men's Issues
+10
Hello! I'm a Licensed Clinical Social Worker (LCSW) licensed in Connecticut and North Carolina. I received my Masters degree from the University of Pittsburgh and have been practicing for 9 years. I have worked in schools, hospitals and private practice. I support adults to navigate a variety of life stresses and manage mental health that allows them achieve life goals and happiness in multiple aspects of life.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Substance Misuse, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.