Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 25 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/17/2026

Often rebooked

$100/session

Warm
Authentic
Humorous

Specialties

Self-Harming
Anxiety
Child or Adolescent
+9
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) and Licensed School Counselor. I received my Masters Degree from North Carolina A & T State University and have been practicing for 6 years. I have experience in both clinical and school settings. I help children, adolescents and young adults struggling with Anxiety, life transitions, relationships and coping with life's challenges.
VirtualAvailable
View profile
Book session

$100/session

Authentic
Warm
Solution oriented

Specialties

Self-Harming
ADHD
Anxiety
+4
Hello, I am a licensed professional therapist in North Carolina. My experience has centered on working with diverse populations, from military-affiliated, college, and community behavioral health and private practice. Working within these settings has allowed my involvement with various ages, genders, cultures, and life experiences. My theoretical orientation is Constructivism; therefore, I need to understand my client's life perspectives and how that has influenced their worldview. In working with clients, I also practice an integrated approach using constructivism, person-centered, cognitive-behavioral, humanistic, solution-focused therapies, and others. Person-centered focuses on the client and allows the client to process feelings and thoughts in a non-judgmental environment with unconditional positive regard. Cognitive-behavioral therapy focuses on the role of thinking in the process of influencing a person's feelings of well-being and how controlling thoughts can affect mental health. This approach maintains the link between emotions and behaviors in the cognitive process. The humanistic therapeutic method emphasizes the counseling relationship and the importance of quality, genuineness, positive regard, and empathy in the counseling relationship. Solution-focused therapy utilizes skills already present to help navigate current concerns, focusing on being present and checking facts on emotions and feelings that might direct reactive responses to stressors. Constructivism proves the space for cultural humility and openness to worldviews I might not have had the privilege to interact with previously.
VirtualAvailable
View profile
Book session

Often rebooked

$200/session

Authentic
Empowering
Humorous

Specialties

Self-Harming
Anxiety
Self Esteem
+25
Hello! My name is Dr. Tomlin, and I am a licensed and nationally certified professional counselor and traumatologist. I specialize in various modalities, including strength-based coaching, existentialism, multicultural awareness, and cognitive behavioral therapy. I am passionate about helping others achieve social, emotional, and behavioral improvements and providing them with the fundamental tools to overcome life struggles so they can prosper. Life is full of obstacles and difficult circumstances, which can feel overwhelming and all-consuming. Navigating these unique, daily challenges can be isolating, leaving you second-guessing everything and spiraling with sadness, frustration, and exhaustion.
VirtualAvailable
View profile
Book session

Often rebooked

$160/session

Warm
Authentic
Solution oriented

Specialties

Self-Harming
Addiction
Grief
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable
View profile
Book session

$100/session

Authentic
Warm
Direct

Specialties

Self-Harming
Addiction
Anxiety
+10
Hello! My name is Clover and I am a licensed clinical therapist and addiction specialist in the state of North Carolina. I look forward to the opportunity of learning and working together as part of our therapeutic process. I enjoy working with folks who are gender diverse and members of the LGBTQIA+ community who experience unique stressors and conflicts with their day-to-day lives. I also love working with folks who struggle with substance use either in addition to other life stressors or on its own especially in the context of substance use disorders being highly stigmatized. I focus on substance use treatment approaches with a functionality mindset to work on setting reasonable goals and expectations during the clinical process. I started my clinical work with addiction and grew as a therapist and person to see people from a whole-person perspective. Our difficulties, conflicts, our stressors do not define us for who we are and when they prevent or delay us from becoming our authentic selves is where the therapeutic process blossoms. I believe everybody is always in a constant process of growing into our best selves and I hope to have the opportunity to work with you along this process too.
VirtualAvailable
View profile
Book session

$150/session

Authentic
Direct
Empowering

Specialties

Self-Harming
Mood Disorders
Older Adults
+7
My name is Angela Wilburn, I am a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addiction Specialist. I have been a clinician for approximately 10 years; I chose this profession so I can help people navigate their way through those difficult periods in their life when they believe no one sees them or no one cares. I want my clients to know they have a voice
VirtualAvailable
View profile
Book session

$150/session

Warm
Empowering
Authentic

Specialties

Self-Harming
Anxiety
Depression
+13
Hello and Welcome! I am a Licensed Clinical Professional Counselor and here to help you with what is going on in your life. Together, let’s figure out what is getting in the way of you living your best life. Is it relationships, low mood, anxiety, depression, anger or life transitions? Even if you don’t know, we will figure it out! I use a variety of techniques to address issues such as anxiety, depression, divorce recovery, stress, relationship difficulties, mood disorders, life transitions and much more. It’s important to me that my clients feel they are in a non-judgmental safe space to process what they are going through. My clinical approach is evidence-based treatment. I utilize a variety of interventions including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, Acceptance and Commitment Therapy, Person-Centered, Solution Focused and Walk and Talk Therapy. I work with ages 18+ with a range of concerns. I work hard to provide an environment that is warm, welcoming, positive, safe, and collaborative. I started in this industry leading divorce recovery groups. I went on to lead a variety of other groups including divorce recovery, single moms, and anxiety. Life can sometimes be a struggle and asking for help isn’t always easy, but I hope you will reach out so together we can create a therapeutic relationship that will promote hope, growth, and healing. I offer sessions both virtually and in-person.
VirtualAvailable
View profile
Book session

$90/session

Warm
Authentic
Solution oriented

Specialties

Self-Harming
Anxiety
Mood Disorders
+7
Hello, I am Lori Breland, MA, NCC, LCMHC, C-DBT. My primary focus is working with clients struggling with trauma, family conflict, low self-esteem, lack of supports, inability to regulate strong emotions and self-harming/SI. I am an MA (master's in clinical Mental Health Counseling), NCC (National Certified Counselor), LCMHC (Licensed Clinical Mental Health Counselor), and C-DBT (Certified in Dialectical Behavioral Therapy. I am also trained and working on my certification in EMDR (Eye Movement Desensitization and Reprocessing therapy). I am a member of ACA, ACES, Chi Upsilon Chi Honor Society, and Southern ACES.
VirtualAvailable
View profile
Book session

$100/session

Solution oriented
Intelligent
Authentic

Specialties

Self-Harming
Anxiety
Coping Skills
+15
I believe in not just giving ok treatment, but the best available. That’s why I love matching your needs with the best type of therapy that’s also backed up with research to definitely be able to help you. With that, you’re still the expert on you and your life, so you bring your experiences and I’ll bring my knowledge, and together we can figure out how to help you figure out how to get exactly what you’re wanting in life. I specialize in working with anxieties, depression, trauma, as well as with teens and parents. I’ve worked with kids most of my life in one form or another doing therapy, mentoring, and teaching English abroad. Whatever is bothering you I’m here to help. LGBTQ friendly. Whatever it is, let me help you, and if there’s something I don’t have the proper expertise in then I also have no problem admitting that and directing you to someone who can help so that you don’t have to waste your time.
VirtualAvailable
View profile
Book session

$125/session

Warm
Authentic
Empowering

Specialties

Self-Harming
Anxiety
Depression
+8
I am a Licensed Clinical Social Worker with over 21 years of experience. I know that therapy should be a team approach. I have learned that you, the client, are the expert on yourself. I am here to help guide and empower you to discover your full potential. It is important to me to create a safe environment for healing.
VirtualAvailable
View profile
Book session

Often rebooked

$200/session

Warm
Authentic
Empowering

Specialties

Self-Harming
Anxiety
Depression
+7
I am a Licensed Clinical Mental Health Counselor (LCHMC) in North Carolina with 6 years of professional work experience. I have a Bachelor's degree in African American Studies from The University of Charlotte, and earned her Master's degree in Professional Counseling from Grand Canyon University. While working with client's I utilize the therapeutic techniques Cognitive Behavioral Therapy (CBT) and Mindfulness-Based Therapy. I focus on helping clients find peace, healing, and mental clarity in their lives.
VirtualAvailable
View profile
Book session

$200/session

Authentic
Warm
Empowering

Specialties

Self-Harming
ADHD
Anxiety
+10
I know how overwhelming it can be to struggle with anxiety, depression, and burnout—especially when past help hasn’t felt like the right fit. My approach is eclectic and person-centered, meaning I tailor therapy to your unique needs. I integrate Narrative Therapy, Bibliotherapy, IFS, DBT, TF-CBT, and Motivational Interviewing, with Christian integration available upon request. I’ve worked in mental health since 2007 and earned my degree from Liberty University in 2022. I understand the complexities of deep emotions, neurodiversity, and personal growth, and I create a space where you feel truly seen and heard. If you’re looking for a therapist who values your individuality and meets you where you are, I’d be honored to support you.
VirtualAvailable
View profile
Book session

$110/session

Direct
Empowering
Intelligent

Specialties

Self-Harming
Depression
Grief
+13
Hi there, I am Jen. Do you want to improve the quality of your life? Do you want to make long-lasting changes that improve areas of your life such as work and relationships? I empower clients to overcome the daily challenges of dealing with such issues as depression (or other mood disorders), anxiety, PTSD/Trauma, and grief. I'm here to help clients (ages 10 & up) get back to a place in their life where they feel more balanced, secure and to a place where they feel happy with their overall quality of life. I do believe in a holistic approach that focuses on the mind-body-spirit connection. I utilize various techniques that include mindfulness, helping you identify and address irrational thoughts, motivational interviewing and more. I work with clients to identify treatment goals at their 1st appointment, if possible and I also like to assign therapeutic "homework" since this helps clients practice and eventually acquire the skills they need to feel better about themselves and their lives. No matter the issue, I'm here to help. Seeking therapy is a brave thing to do and I will provide a safe space to help you heal and grow. In our sessions, I will provide empathy, active listening and humor to help you overcome what is troubling you. I look forward to hearing from you soon!
VirtualAvailable
View profile
Book session

$80/session

Authentic
Solution oriented
Empowering

Specialties

Self-Harming
Addiction
Mood Disorders
+7
I hold a Master’s of Science in Clinical Mental Health Counseling from Capella University as of early 2022. I have been serving children, adolescents, adults, and families for the past year and have some previous experience working in a substance abuse facility. I am a Licensed Clinical Mental Health Counselor in North Carolina as approved by the North Carolina Board of Licensed Clinical Mental Health Counselors (NCBLCMHC). Currently I also hold a Licensed Clinical Addictions Specialist Associate Level (LCAS-28793) and a Nationally Certified Counselor (Certificate # 1571143). Obtained status of Registered Mental Health Counselor Intern from the state of Florida (License # IMH25227). I am also EMDR Trained working toward certification. Counseling Background: As your counselor, I am here to support you in making meaning, creating comfort, and uncovering resources to help you be your best self. Taking an evidenced-based, client-centered, and existentially-informed approach, I aim to provide a safe and supportive space where we can collaborate and work at your own pace to help you reach your goals. I work with individuals from a variety of backgrounds on issues including depression, anxiety, stress, trauma, relationship challenges, grief and loss, career transitions, and other mental health and life concerns. Along with the many benefits of counseling come risks. Since counseling often involves discussing unpleasant or uncomfortable aspects of your life, you may experience feelings such as sadness, guilt, anger, frustration, loneliness, shame, and/or helplessness. Counseling allows you to process your feelings and often leads to better relationships, solutions to specific problems, and relief from feelings of distress. There are no guarantees of what you will experience. In order for you to achieve the most benefit from counseling, you will have to be engaged in your therapy sessions, committed, and do work outside of therapy to meet your personal goals.
VirtualAvailable
View profile
Book session

$200/session

Authentic
Intelligent
Empowering

Specialties

Self-Harming
Eating Disorders
Mood Disorders
+10
You’ve done therapy before. You got insight. Maybe even some relief. And then you ended up right back in the same patterns. That’s the work I do. I work with adults dealing with eating disorders, trauma, burnout, and the kind of “functional” that looks fine from the outside but is not sustainable. Most of my clients are not new to therapy. They are frustrated that what helped didn’t hold. I have over 25 years of experience across inpatient, outpatient, and private practice, including higher levels of care in eating disorder treatment. I am licensed in Virginia, Maryland, and North Carolina, and I hold advanced certifications in eating disorders, trauma, and DBT. This is a telehealth practice designed to be structured, direct, and for people who are done circling the same insight without change.
VirtualAvailable
View profile
Book session

$120/session

Empowering
Warm

Specialties

Self-Harming
Anxiety
Child or Adolescent
+10
My name is Jessica Scales and I am a Licensed Clinical Mental Health Counselor (LCMHC # 10501) in North Carolina. I am also a National Certified Counselor (NCC) and a Certified Clinical Anxiety Treatment Professional (CCATP). I have been counseling for over 13 years, with children, adolescents, and young adults (ages 18-30) being my specialty areas. I enjoy helping younger children make sense of the world around them and figure out how to navigate the big emotions they experience daily. With adolescents, I feel it is important to make them feel heard and have a safe space to process past or present trauma, peer-related issues, family stressors, and personal changes and emotions. For young adults, it is important for them to have a safe space to explore life transitions and the emotional and mental stressors or effects that may accompany these changes. I believe in working with each individual in a holistic way, considering all areas of their lives: emotional, physical, spiritual, familial support, personal, environmental, financial, and social. I utilize interventions based in Cognitive Behavioral Therapy and Motivational Interviewing while incorporating play-based care, faith-based care, and Expressive Arts techniques. The counseling space is the space for individuals to feel safe, heard, and able to process any life circumstances, big or small, without judgment and with unconditional positive regard. I intend to create this safe space for healing and each individual's counseling journey.
Available
View profile
Book session

$125/session

Empowering
Authentic
Warm

Specialties

Self-Harming
Anxiety
Depression
+10
Hello, I'm Shelia Campbell Bright I'm a Licensed Clinical Mental Health Therapist. I earned my Master of Science in Professional Counseling at Mid-America Christian University in Oklahoma City, Ok. I've been a practicing clinician for 6 years. ~( Licensed in: North Carolina, Florida, South Carolina) You and I will uncover the underlying causes of your worries, thoughts and fears to help you relax and see your situations in a new light. Not only will I help eliminate the ruminations and anxiety attacks so you can be productive at work and sleep at night, but I will also teach you problem solving and coping skills to build your resilience to cope when new problems arise in the future.
VirtualAvailable
View profile
Book session

$125/session

Authentic
Warm
Empowering

Specialties

Self-Harming
Anxiety
Coping Skills
+3
I am a Licensed Clinical Social Worker and in case you’re unsure of what that is, it means I have earned a Bachelor Degree in Social Work a Master of Social Work and once I completed Graduate school I was then required to complete 3,000 hours of clinical work experience under supervision for another two years after those supervised clinical hours I had to successfully sit for ASWB Clinial Level exam. Being a Licensed Clinical Social Worker not only means that I am passionate about Mental Health, but I am also focused on your environment, meaning I look at external factors that impact your situation. When I started Graduate School, I went in with the notion of studying Psychology until I came across the Social Work Program, after doing some extensive research into the profession, I decided that is what I wanted to do. I learned I can help individuals with their Mental Health as well as take a holistic approach to address any barriers they may face while working towards their goals. I absolutely LOVE being a Licensed Clinical Social Worker and helping individuals reach goals they’ve set for themselves.
VirtualAvailable
View profile
Book session

$100/session

Specialties

Self-Harming
Addiction
Anxiety
+5
I am a bilingual English-Japanese Licensed Clinical Mental Health Counselor and Licensed Counselor Addiction Specialist. I received a Master’s in Clinical Mental Health Counseling with a concentration in Addictions Counseling in 2018 at Appalachian State University. I have worked in a residential substance use treatment facility as a counselor. My approach to counseling is based on Person-Centered theory. My goal as a counselor is to support the process of self-discovery and to enrich the lives of others.
VirtualAvailable
View profile
Book session

$90/session

Authentic
Empowering
Solution oriented

Specialties

Self-Harming
Anxiety
Coping Skills
+10
Hi! I am a Licensed Clinical Social Worker based out of North Carolina. I received my Masters degree from Arizona State University and have been practicing for over 10 years. I believe that working together in a safe, non-judgmental environment can create space for the healing you deserve. In my early career I worked with Child Protective Services to support the reunification of children with their biological parents. I then moved to North Carolina to continue work with keeping families together that had suffered trauma and/or behavioral issues. From there, I worked as an individual therapist working with teenagers and adults. During that time, I led groups that focused on education for women who experienced anxiety on a daily basis. Prior to the Grow Therapy platform, I worked to support adults in crisis who needed immediate psychiatric support.
VirtualAvailable
View profile
Book session

$75/session

Empowering
Authentic
Warm

Specialties

Self-Harming
Anger Management
Anxiety
+10
Do you struggle with anxiety, depression, bipolar disorder, PTSD, mood disorders, gender identity issues, relationship challenges, or any other mental health concerns? If so, you are not alone. I offer a diverse range of evidence-based therapies that have been scientifically proven to alleviate symptoms associated with mental health disorders. My therapeutic interventions include Person-Centered Therapy, Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Behavioral Therapy, and Solution-Focused Therapy. I empower those lacking motivation, encourage those who feel helpless and hopeless, and guide individuals who believe they have no purpose. I also teach coping skills to help navigate daily challenges. Let's start today on the path to regaining control of your life. I look forward to hearing from you.
VirtualAvailable
View profile
Book session

$125/session

Authentic
Warm
Empowering

Specialties

Self-Harming
Anxiety
Life Transitions
+10
Hello! My name is Zoee Byrd and I am a Licensed Clinical Mental Health Counselor. I am based out of North Carolina and completed my Masters degree in Clinical Mental Health through Wake Forest University. I have experience with and enjoy working with teenagers and adults of all ages through life transitions, general stressors, mood regulation, and overall gaining better insight into who they are. I have been striving to help others create their life worth living for the past 3 years.
VirtualAvailable
View profile
Book session

$125/session

Authentic
Empowering
Direct

Specialties

Self-Harming
Anxiety
Coping Skills
+10
Hey, I'm Tina! I'm the owner of Rooted Minds Counseling and Consulting Services, PLLC, where we "plant peace and nurture strength." I've been a licensed therapist for 15 years and I have done tons of work with adolescents and adults. I have supported clients with depression, anxiety, stress, relationship issues, self-esteem, and grief. There is no cookie-cutter approach to therapy, and I take my job of active listening and offering supportive guidance very seriously. If you are looking for a do-over, fresh start, or even just a listening ear, I look forward to supporting you on your journey!
VirtualAvailable
View profile
Book session

$90/session

Authentic
Empowering
Direct

Specialties

Self-Harming
Addiction
Anxiety
+7
Tileda Brown, LCSW, CSAC Licensed Clinical Social Worker | Certified Substance Abuse Counsel | Individual Therapy Welcome! I'm a Licensed Clinical Social Worker with over 8 years of experience supporting individuals through life’s most challenging transitions. I specialize in cognitive behavioral therapy, anxiety, depression, relationship issues, substance abuse and self-esteem. My approach is warm, collaborative, and rooted in evidence-based practices, including Acceptance and Commitment Therapy , Cognitive Behavioral Therapy (CBT), and mindfulness-based interventions. I work with adults navigating issues such as: Struggling with Depression Anxiety and panic disorders Grief and loss Relationship and attachment issues Life transitions (divorce, career change, etc.) In our work together, I strive to create a safe and nonjudgmental space where you feel heard and empowered. Healing isn’t linear, and I believe therapy should move at your pace. Whether you're feeling stuck, overwhelmed, or simply seeking deeper self-understanding, I’m here to support you.
VirtualAvailable
View profile
Book session

$150/session

Authentic
Open-minded
Direct

Specialties

Self-Harming
Dissociative Disorders
Sexual Abuse
+9
Whatever brings you in—whether it is trauma, grief, dissociation, anxiety, or depression—my hope is to provide a soft place for you to land. You may feel stuck, overwhelmed, or uncomfortable in your own skin, but you are also resilient. You want to heal, but perhaps you have lost hope that true healing is possible. My practice is built on the belief that by increasing our "Window of Realness"—moving beyond just tolerating the world to fully engaging with it—we can discover our most authentic selves. I specialize in helping survivors of extreme life experiences and those navigating major transitions to claim back their power. From our very first interaction, you will feel acknowledged, respected, and empowered as a human being with valid rights and needs.
VirtualAvailable
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Self-Harming, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.