Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 45 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/18/2025

John Swails

(he/him)

John Swails, LMFT - North Carolina Therapist at Grow Therapy
$120/session
LMFT
15 years of experience
Virtual
John Swails is an ordained minister, a Marriage and Family Therapist (LMFT), and Marine Corp Veteran, with military mental-health practice experience addressing traumatic stress, separation, family grief, and relationship issues, and civilian experience addressing physical and sexual abuse, single-mothers with dual diagnosed children, and group therapy for middle-school and teens to develop resiliency. As a therapist, John utilizes proven DBT, Strategic, CBT-Family, Solution-Focused, and other systemic techniques to address individual, couple, and family issues. As a minister John is sensitive to the beliefs of the client and is ready to explore spiritual solutions to any issue.

Tova Woullard

(she/her)

Tova Woullard, LCSW - North Carolina Therapist at Grow Therapy
$85/session
LCSW
20 years of experience
Virtual
I have been working in the human service field for the past 20 years. I work with the geriatric population, military families, active-duty members & veterans, teens with academic issues/child custody issues/juvenile delinquents, foster kids & blended homes, individuals with immunodeficiency disorders, incarcerated adults: males/females (jail & prisons) & those reentering society, addictions (alcohol/drugs), self-esteem issues: oppression/privilege issues pertaining to race; the homeless, & with abuse/neglect/exploited/abandoned issues. I help with acceptance & change. I work with the LGBTQ2+ community, divorce separation issues, and with those in a polyamorous relationship. I specialized in the following: ADHD, Alcohol Use Disorder/ALcoholism, Anger Management, Anxiety, Chronic Illness, Chronic Relapse, codependency, Communication skill building, Coping Skills Divorce, Domestic Violence, Dual Diagnosis, Family Conflict, Grief, Life Coaching, Dating and Romance Issues, Life Transitions, Marital and Premarital issues, Peer Relationships, Personality Disorders, Racial Identity, Re-entry into society, Self Esteem, Spirituality, Stress, Substance Use, Thinking Disorders, Transgender, Weight Loss, and Women's Issues.

Carmen Hinds

(she/her)

Carmen Hinds, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
32 years of experience
Virtual
Hello I am a Licensed Clinical Mental Health Counselor in North Carolina. I have over 30 years of experience working in mental health settings. I provide individual and couples counseling to adults only. I utilize CBT techniques most often. But I also tailor my sessions to the individuals or couples that I work with so I often utilize many other treatment approaches. I do my best to provide a safe, unbiased, nonjudgmental environment for my clients so they may feel comfortable discussing their feelings and concerns openly with me. I work to aid and support issues related to depression, anxiety, grief, relationship conflict, premarital counseling, job stress, LGBTQIA+ community issues and many more.

Ariel Harris

(she/her)

Ariel Harris, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW) seeing clients in North Carolina statewide via virtual visits. I specialize in working with anxiety, depression, setting boundaries, dating in the digital era, confidence, and eating disorders. Whether, you have a small circle of friends, dealing with transitional changes in life, depression, loneliness, or even really crappy Hinge dates. You deserve to invest in your self-care and curate the most fulfilling life for yourself. If any of this speaks to you I encourage you to reach out today.

Dennis Konadu

(He/Him)

Dennis Konadu, LCSW - North Carolina Therapist at Grow Therapy
$160/session
LCSW
18 years of experience
Virtual
Dennis Konadu is a veteran of the US Army, and a dually licensed provider (LICSW and LADC). Dennis has 18 years of experience treating people with mental health disorders and specializes in substance use. Dennis graduated with his Masters in Social Work from the University of Connecticut School of Social Work in 2007 and has been practicing ever since. Currently, Dennis is in the process of completing a doctoral degree in Counseling Psychology (PsyD) from Rivier University in New Hampshire. Beginning mental health treatment can be daunting at first. You may have questions or even feel uncomfortable about speaking with someone. This therapist can help you by providing care that is unique, empowering and respectful of your needs. Whether you are reading this for yourself or for someone you love, you have come to the right place. Please reach out so we can take the next step in your treatment, together.

Jasmine McCully

(she/her)

Jasmine McCully, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Hi, I'm Jasmine! Inviting someone into your most personal space can be intimidating, scary, and daunting. Getting to this point of reading my bio is a huge step. Just know that I am SUPER excited that you have taken that step! Are you struggling with life transitions? Are you having difficulty maintaining healthy/positive relationships? Do you find it difficult to be kind to yourself? I help those having difficulty in these areas. We can work together to get you back on track and develop strategies to cope and manage. Some of the methods I utilize to help are cognitive behavioral therapy, acceptance and commitment therapy, solution focused therapy, and client-centered therapy. I also integrate mindfulness, journaling, and meditation--just to name a few! I will meet you with compassion and evidence-based practices. I hope that we can take steps TOGETHER towards achieving your therapy goals and I look forward to working with you!

Rochelle Huff

(she/her)

Rochelle Huff, LCSW - North Carolina Therapist at Grow Therapy
$70/session
LCSW
25 years of experience
Virtual
My goal is to assist you in developing your vision and journey in becoming your best and desired self. I am person centered and enjoy applying creative strategies in my practice; such as the use of art, music-videos, narrative mediums and activities. I believe that everyone is capable of change. I have extensive experience with working with adolescents, adults, and families. I am an active supporter of persons and groups of varied cultural backgrounds and individuals in the LGBTQ+ community.

Dr Tomlin

(he/him)

Dr Tomlin, LCMHC - North Carolina Therapist at Grow Therapy
$199/session
LCMHC
11 years of experience
Virtual
Hello! My name is Dr. Tomlin, and I am a licensed and nationally certified professional counselor and traumatologist. I specialize in various modalities, including strength-based coaching, existentialism, multicultural awareness, and cognitive behavioral therapy. I am passionate about helping others achieve social, emotional, and behavioral improvements and providing them with the fundamental tools to overcome life struggles so they can prosper. Life is full of obstacles and difficult circumstances, which can feel overwhelming and all-consuming. Navigating these unique, daily challenges can be isolating, leaving you second-guessing everything and spiraling with sadness, frustration, and exhaustion.

Alisha Cooper

Alisha Cooper, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
16 years of experience
Virtual
A Big Hello to you. You are scanning all these profiles. Looking for something to stand out to make you say,"I will go with this one." It is daunting but you have made it this far. Here is the tip. Your choice is not terminal. It is absolutely ok to try multiple therapists to see who gets you the best. Who understands you the best. After each session, you should feel lighter. You may not recall all that was said, but you will note how you feel. Did you feel heard? Understood? Did the therapist talk to me like they were reading a book or did it sound like they really got me? When you get the right one, those questions will be answered with a firm, Yes.

Jay Arroyo, DSW

(she/her)

Jay Arroyo, DSW, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker servicing the mental health needs of individuals and groups for over 10 years. I graduated with my undergraduates in Psychology and Spanish, followed by my Master's of Science in Social Work, and ended with my Doctorate of Clinical Leadership in Social Work. I help people deal with day to day life challenges brought on by mental health concerns in our lives. My experience includes work with multi-ethnic children in foster group homes, adults in the Dallas area, women, and more recently with active duty military personnel. I help my clients process and heal from trauma using various methods to meet each person where they are at. Providing therapy is a privilege for me. I'd love to see if I may be of service to you. Please schedule a session if you're interested in working with me. Sometimes, the best is yet to come.

Jarrett L Evans

(he/him)

Jarrett L Evans, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
6 years of experience
Virtual
Peace Peace, My name is Jarrett, Have you been feeling a little down lately? Anxious, frustrated, and/or depressed about a current or past situation? As if you’ve lost sight of the person, you are or want to be. As we grow through life, we can expect challenges and changes. However, our perspective of those situations can dictate our emotional or behavioral responses. Let's begin to move forward, step by step. Let's partner together. First, we will build a trusting therapeutic relationship, then I will cultivate a safe space of understanding, healing, and growth, through evidence-based practices in hopes of you becoming the best version of yourself.

Tonya Johnson

(she/her)

Tonya Johnson, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
4 years of experience
Virtual
Hi, I am a Licensed Clinical Mental Health Counselor in the State of North Carolina. I have 4 years of experience as a therapist, but over 15 years of experience in the mental health field. I received my Masters Degree in Clinical Mental Health Counseling from the University of Kentucky. I'm very passionate about helping individuals to address their challenges and live more rewarding lives.

Mary Hall

(she/her)

Mary Hall, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
12 years of experience
Virtual
Welcome! I'm Mary Hall, LCSW. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Linda Ferguson

(she/her)

Linda Ferguson, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
16 years of experience
Virtual
I'm a licensed clinical social worker who has practiced for over fifteen years, working with diverse populations with various issues. I have always seen it as an honor and privilege that you have chosen me to be on this journey of self-discovery and self-mastery of whatever challenges you face. I believe you are not a "billing code" but an individual who dares to seek help to improve the quality of your life

Ms Morgan

Ms Morgan, LCSW - North Carolina Therapist at Grow Therapy
$90/session
LCSW
10 years of experience
Virtual
Greetings, I am a licensed Clinical Therapist. I have been a therapist for over 10+ years. I provide brief therapy (30 minutes sessions and 60 minute sessions). I actively listen to assist clients to feel good inside and out by gaining insight into feelings of anxiety or depression. Through building rapport, I assist clients to build and increase self-worth/self-esteem, self-love and being empowered to utilize tools gained during sessions to manage feelings and address challenging areas of life (relationships, jobs, social interactions) to begin living the life client's truly desire to live. Schedule your first appointment and I will assist you in meeting the goals you have for your mental health and in your life.

Alexis Highsmith

(she/her)

Alexis Highsmith, LCSW - North Carolina Therapist at Grow Therapy
$180/session
LCSW
15 years of experience
Virtual
Are you struggling with feeling worried or depressed? Are you experiencing difficulty focusing or coping with life situations? Congratulations on taking the steps to improve your mental health. I feel that it is important to have your voice heard and I am here to provide a safe space just for that. I have worked as a therapist for the past 15 years with individuals and families. My goal is to help you reach for personal therapy goals.

Latona Burns

(she/her)

Latona Burns, LCMHC - North Carolina Therapist at Grow Therapy
$80/session
LCMHC
13 years of experience
Virtual
Hi! I am a Licensed Clinical Mental Health Counselor. I have worked with the mental health and IDD populations with over 10 years experience. I have a Masters Degree in Early Childhood Education and a Masters Degree in Professional Counseling. I have a passion in helping others find creative ways to manage their feelings and emotions and stay well with learned coping skills.

LaTonya Mangum

(she/her)

LaTonya Mangum, LCSW - North Carolina Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
In life we have peaks and valleys. For some, we find the valleys are the times we may feel most alone. I specialize in helping clients to feel less alone and much more empowered and to find clarity. In our aspirations to find love, peace and happiness we develop healthier relationships with self first and with others. In my practice I walk along side my clients on this journey of self fulfillment with a non judgmental and compassionate stance.

Saundra Casey

Saundra Casey, LCMHC - North Carolina Therapist at Grow Therapy
$65/session
LCMHC
9 years of experience
Virtual
I have been practicing Pastoral Care & Counseling for over 20 years. I am a board-certified chaplain and spiritually integrated psychotherapist through the Association Clinical Pastoral Education and a Licensed Clinical Mental Health Counselor. I have experience in providing counseling and assessment services to children, adolescents, adults, families in church, social service agencies, seniors/nursing homes and hospital/ hospice healthcare settings.

Tamar Joseph

(she/her)

Tamar Joseph, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
16 years of experience
Virtual
Have you ever been blindsided by life? Do you ever feel overwhelmed by your feelings and emotions? Are you having difficulty balancing and navigating through relationships, finances, and/or your career? Do you compare yourself to people who seem to have it all figured out? Trust me, we have all been there trying to figure out this beautiful thing called LIFE. It is my passion to assist people navigating through the highs and lows of their personal life. I like to view our sessions as collaborations to help you put things in perspective and hopefully obtain the solutions you seek. My desire is to empower you to live the life that you want to live. I have experience working in various settings such as school, jail/prison, and in the community. Because of my clinical experiences and background, I can provide a non-judgmental approach for you to speak freely about any life situation. Let’s get through life together.

Kishia Williams

(she/her)

Kishia Williams, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
I am a solution-focused and cognitive behavioral therapist, focusing on problem-solving and cognitive reframing. My goal is to empower my patients. My other specialties in working with patients, include training in Dialectical Behavior Therapy (DBT), Mindfulness techniques, meditation, relaxation, bibliotherapy, music therapy, spiritual counseling, and many more eclectic techniques. Treatment plans are developed with flexibility and care towards a patient’s individual needs and expectations for therapeutic services.

Donald R Gidney

(he/him)

Donald R Gidney, LCSW - North Carolina Therapist at Grow Therapy
$140/session
LCSW
14 years of experience
Virtual
My name is Donald R. Gidney. I have 12 years of experience working as a psychotherapist. I'm a Licensed Clinical Social Worker. I am currently licensed to practice in North Carolina as a LCSW & South Carolina as an LISW-CP. My areas of expertise include anxiety, stress, depression, substance abuse, phase of life issues, anger management, dual diagnosis, communication skills & PTSD. I use a person-centered & approach to therapy starting with engagement which involves developing a relationship, building rapport & hearing the client's story so that I can gain an understanding of presenting problems. Then I conduct a thorough assessment which includes exploring the client's past/childhood to gain an understanding of their present challenges. I then provide insights, psycho-education & assist them with understanding their problems, developing their strengths, learning new ways of thinking & behaving so that they can overcome life's challenges. My primary therapy approaches are Motivational Interviewing, Adlerian & Mindfulness Cognitive Behavioral Therapies.

Phyllis Roberson

Phyllis Roberson, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
25 years of experience
Virtual
Hello! I am a Licensed Professional Counselor and Psychiatric Registered Nurse based in North Carolina. I hold a Master’s degree in Psychology from Old Dominion University and an Educational Specialist degree in Counseling Psychology from the College of William and Mary. Additionally, I earned my Master of Divinity in Christian Ministry from Southeastern Baptist Theological Seminary and am currently completing my doctorate in Christian Counseling. With over 20 years of experience as a practicing therapist, I specialize in helping adults with depression and anxiety disorders become the best versions of themselves.

Khiana Wyatt-Locus

(she/her)

Khiana Wyatt-Locus, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
2 years of experience
Virtual
My name is Khiana Gray Wyatt-Locus, and I am the owner of Teatime With Khi, PLLC. I am inspired by the African American slang “spilling the tea,” which symbolizes the value of sharing one’s truth in a nurturing setting. I believe that when individuals feel free to express their authentic selves, they pave the way for life-changing opportunities. I am also a licensed clinical social worker based in North Carolina. I have a deep commitment to helping individuals navigate their emotional landscapes and discover their true selves. Drawing from a rich blend of professional expertise and personal insight, I create a safe and supportive environment where clients can candidly share their experiences and explore their inner worlds.

Carrie Costa

Carrie Costa, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
20 years of experience
Virtual
Do you treat yourself poorly when you make a mistake or experience failure? Do you often notice that you have self-critical thoughts and beliefs? Do you have past experiences or traumas that may be hindering your ability to practice self-compassion? Feelings are sometimes hard to explain and even harder to deal with. Understanding why you feel a certain way can help you regain control over yourself and how you respond. My passion is helping those struggling with anxiety, depression, trauma, and life transitions understand their feelings better and how to control their impulses.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Racism?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Racism, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.