Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 116 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/12/2026

$80/session

Warm
Solution oriented
Open-minded

Specialties

Parenting
Anxiety
Family Therapy
+10
Hi, I'm Debbie Howard, a Licensed Clinical Mental Health Counselor (LCMHC). Reaching out for support takes courage, and I would be honored to walk alongside you! I have 15 years experience helping individuals, families and youth work through challenges such as life transitions, stress, anxiety, depression, relationship issues, and parenting. I also specialize in helping children and teens build resilience, confidence, and coping skills that support lasting change at home and school. My approach is warm, client-centered, and collaborative. I believe therapy should feel empowering, supportive, and tailored to your unique needs and goals. I integrate a variety of evidence-based practices including Cognitive Behavior Therapy(CBT), Alternative Family CBT, Dialectical Behavioral Therapy (DBT), Acceptance & Commitment Therapy (ACT) , mindfulness, trauma-informed care, and solution focused therapy. Together, we'll focus on building self-awareness, resilience, and lasting positive change in a safe, nonjudgmental space.
VirtualAvailable

$150/session

Empowering
Authentic
Warm

Specialties

Parenting
Coping Skills
Life Transitions
+8
For over 13 years, I have dedicated my practice to supporting women as they navigate the many demands of modern life. I understand firsthand what it means to move between worlds. Growing up in Brooklyn as the daughter of immigrant parents, and now living in South Florida, I have been shaped by diverse cultures, communities, and perspectives. My love of travel has deepened that curiosity about the human experience. In the therapy room, this translates into a genuine ability to meet you where you are regardless of your background, your story, or how far from yourself you may feel right now.
Available

New to Grow

$130/session

Specialties

Parenting
Anxiety
Life Transitions
+8
I'm Kiara Grier, a therapist dedicated to supporting individuals through life's most challenging moments. With six years of clinical experience, I work with clients navigating stress, anxiety, relationship difficulties, parenting concerns, and self-esteem struggles. I'm passionate about helping people build stronger communication skills, discover their life purpose, and work through feelings of guilt, shame, and the desire for forgiveness. My approach is grounded in understanding the complexities of human connection—whether that's attachment patterns, codependency, or blended family dynamics. I also specialize in supporting young adults facing questions about their purpose in life and individuals navigating major life transitions. I am especially passionate in helping individuals desiring to integrate their Christian faith with their healing journey and finding their life's purpose and calling. I believe in meeting you where you are with warmth, respect, and genuine care. My goal is to create a therapeutic space where you feel heard and supported as you work toward meaningful growth and healing. I'm honored to walk alongside you on your journey.
Available

$165/session

Authentic
Warm
Empowering

Specialties

Parenting
Anxiety
Family Conflict
+9
I became a Licensed Psychotherapist in 2001. Relationship therapy is my main specialty after years of conducting counseling sessions and realizing that this is where most of our pain lies even while life itself can be very troubling, often presenting multiple challenges at once. Seeking individual or couples therapy is a thoughtful and brave investment for yourself. I am currently welcoming new clients, offering flexible office hours and easy online booking to meet your needs. I look forward to starting this journey with you. Please feel free to email me, visit my website and schedule an appointment to get started.
VirtualAvailable

$150/session

Authentic
Open-minded
Solution oriented

Specialties

Parenting
Anxiety
Depression
+9
I’m dedicated to helping teens and adults navigate the complexities of anxiety, depression, life transition, trauma and family challenges. I take a holistic approach to therapy, integrating evidence-based techniques to support your journey toward healing and self-discovery. I work with individuals who feel trapped by past experiences, struggling to set boundaries, or seeking clarity in their relationships. Whether you’re dealing with childhood wounds, toxic family dynamics, or the emotional toll of breaking free from unhealthy patterns, I provide a compassionate, structured space to help you process, heal, and move forward.
VirtualAvailable

$110/session

Authentic
Warm
Solution oriented

Specialties

Parenting
ADHD
Anxiety
+4
Many of the people I work with feel stuck in patterns of overthinking, anxiety, or difficulty following through on the things that matter most to them. I strive to help adult clients better understand these patterns and develop practical strategies to manage stress, improve focus, and move forward with greater confidence. With over 18 years of experience, my approach focuses on building skills that help people respond to challenges more effectively in everyday life.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Parenting
Anxiety
Coping Skills
+5
You deserve to live your life feeling centered, safe, and well. You don't have to meditate for hours every day, become a yogi master, or spend years in therapy to achieve this. My goal is to provide you with a safe space to explore your feelings, identify your strengths, become comfortable with yourself, and find peace. I am a licensed clinical social worker with more than 25 years of professional and/or lived experience with vicarious trauma/secondary traumatic stress, work stress, anxiety, depression, grief and loss, and role changes through life stages. I understand the experience of loving and living with someone who is struggling with mental health and/or addiction concerns. You are not alone, and there is nothing wrong with you. We will work together to get you where you want to be. Let me help you be your best self.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented

Specialties

Parenting
Anxiety
Depression
+6
I’m Jenn, a Licensed Clinical Social Worker providing therapy since 2002. I specialize in anxiety, relationship stress, grief, infertility, postpartum emotional health, and major life transitions. I help adults reduce anxiety, feel more confident in their decisions, and develop practical tools they can use immediately in everyday life. I know it takes courage to reach out for support. If you’re here, you’ve already taken an important first step. I look forward to meeting you and working together toward the meaningful change you’re ready for.
VirtualAvailable

$125/session

Empowering
Warm
Solution oriented

Specialties

Parenting
Addiction
Mood Disorders
+10
Arlicia Hall is a dually licensed mental health counselor and clinical addictions specialist with a proven record of leadership in behavioral health, substance abuse treatment, and care management. Over her extensive career, she has held pivotal roles including Program Director, Care Manager Supervisor, and Regional Manager, where she has guided multidisciplinary teams, ensured regulatory compliance, and developed innovative, patient-centered care models. Arlicia’s clinical approach is eclectic, integrating techniques from Cognitive Behavioral Therapy, Motivational Interviewing, and other evidence-based practices to meet the unique needs of each client. She believes that flexibility, cultural sensitivity, and collaboration are essential to effective treatment, allowing her to create interventions that are both clinically sound and personally meaningful. Her expertise spans clinical oversight, program development, and quality improvement, with a deep commitment to integrating behavioral health interventions into comprehensive care systems. She has successfully led organizations through audits, accreditation processes, and performance turnarounds, always keeping the needs of patients and staff at the forefront. Her work has touched diverse populations—from individuals navigating co-occurring disorders to communities in need of tailored care management—ensuring equitable access to effective treatment and support. In addition to her leadership roles, Arlicia has maintained a thriving private practice, providing therapy, clinical supervision, and professional mentorship for emerging substance abuse counselors. She is a strong advocate for collaboration across health systems, criminal justice agencies, and community resources to achieve sustainable recovery outcomes. Known for her engaging speaking style and practical insights, Arlicia regularly shares her expertise at industry and community events. She inspires audiences with her vision for integrated, compassionate, and adaptable care that not only addresses immediate clinical needs but also builds pathways for long-term wellness.
VirtualAvailable

$160/session

Authentic
Direct
Warm

Specialties

Parenting
Anxiety
Depression
+9
Hi, I'm Ashley! I help women tap into their resilience, restore hope, and transform their lives with authenticity, compassion, and a passion for seeing women thrive. I like to consider myself THE therapist for women. My mission is to help individuals navigate life’s difficulties to become the best possible versions of themselves. Both my clinical and personal experiences have taught me that, though we cannot control everything, we can control our behaviors, perspectives, beliefs, actions, and HEALING. I plan to equip you with the tools needed to promote your overall well-being and facilitate lasting positive change. I hold EMDR and talk therapy sessions with clients who struggle with trauma, anxiety, depression, ADHD, mood disorders, and difficulty navigating challenges and transitions. However, I specialize in perinatal mental health, infertility, and EMDR. In addition, I run a support group for women struggling with infertility. Through additional training and certifications, I have and continue to develop a variety of tools to support you, and I may use different techniques during our work together. Accordingly, my approach is best described as client-centered and strengths-based, drawing also on theories and strategies of cognitive-behavioral therapy. When I am not practicing as a therapist, I am spending time with my family. We love to stuff our faces with tasty food and find new adventures. I also dabble in wedding photography as a creative outlet. But generally, you will find me advocating for women struggling with infertility and all the experiences it brings. I can't wait to work with you!
VirtualAvailable

$80/session

Intelligent
Open-minded
Warm

Specialties

Parenting
Addiction
Anxiety
+10
I have several years of experience treating individuals, families, and adolescents using a holistic, empathic, and trauma-informed approach. Watching friends and family struggle with mental health and substance abuse issues fueled my passion for helping those who struggle with these difficulties from a place of understanding, patience, and empathy. I received a BA in psychology first, which led to obtaining a substance abuse certificate. I gained experience working with families and individuals and, after some time, I was ready to further my education and obtained a Master of Social Work. This helped me expand my clinical skills and learn more targeted therapy modalities, such as cognitive behavioral therapy, DBT, psychoanalytical care, and art therapy. I found these approaches are a great synthesis of neuroscience, trauma, and creativity.
VirtualAvailable

New to Grow

$150/session

Authentic
Intelligent

Specialties

Parenting
ADHD
Anxiety
+6
My approach is integrative, trauma-informed, and tailored to each individual from ages 6 through 50.. I see neurodivergent clients, LGBTQIA+ challenges, anxiety, depression, trauma, depression with a holistic approach to healing with psychoeducation on brain-body connection and tools to support the nervous system. As a neurodivergent individual, I am naturally attuned to the challenges and strengths of neurodivergent clients … which leads to greater patience, validation and empathy for my clients. I draw from science-based therapies to support healing on both emotional and nervous system levels. This may include trauma-focused work, nervous system regulation skills, mindfulness, somatic (body-based) practices, cognitive and behavioral strategies, and practical tools to support everyday life. Together, we will work at a pace that feels safe and supportive for you. Therapy may focus on processing experiences, building emotional regulation skills, increasing mind-body awareness, strengthening boundaries, and creating healthier patterns that extend beyond the therapy room.
Available

$130/session

Warm
Authentic
Open-minded

Specialties

Parenting
Anxiety
Depression
+10
Hey! I’m Jodeci, a Licensed Clinical Mental Health Counselor based in North Carolina, South Carolina, and Connecticut. I received my Master’s degree in Clinical Mental Health Counseling from the University of Saint Joseph in Connecticut and have spent the past 8 years working with children, teens, adults, and families in a variety of clinical settings. My experience in outpatient, intensive in-home, and telehealth services has allowed me to meet clients from many different walks of life and support them through both everyday stressors and more complex challenges.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Parenting
First Responders/Healthcare Workers
Grief
+5
Hi , I am Camilla Black, I am originally from New Jersey, mother of 3 and 1 adorable grand-daughter. I have a Masters degree in Counselor Education & Student Development from North Carolina State University. I am also a Licensed Clinical Mental Health Counselor in North Carolina. I have worked in Human Services for over 20 years and I am passionate about helping others become their best selves. I have wanted to become a Counselor since I was in 8th grade. I have been fortunate enough to have a great counselor in college who took the time to really get to know me with all my strengths and flaws. He believed in me until I believed in myself and this helped me to push past my challenges without feeling like I had to be perfect. This is the counselor I strive to become everyday by helping you achieve your goals without judgement.
VirtualAvailable

$125/session

Specialties

Parenting
Anxiety
Depression
+10
You don’t have to perform here; this is a space where you can exhale and be real. I’m a therapist who specializes in helping individuals break the cycle of high-functioning burnout, carrying the mental load, managing demanding roles, and feeling depleted behind the scenes. My work is trauma-informed and collaborative, focused on helping you reclaim your energy, strengthen boundaries, and move from survival mode into a life that feels sustainable. If you’re ready to feel grounded again, set boundaries without guilt, and build a life that’s sustainable, I use EMDR along with CBT, mindfulness-based strategies, and motivational interviewing to help you get there.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Parenting
Addiction
ADHD
+7
Would you like to create space for work/ life balance? Would it be helpful to learn more about the connection between your behaviors, feelings, and thoughts? Are you ready to talk about coping strategies- both those that work and learn new ones? I work collaboratively with individuals and families to manage stressors, feelings of stress and anxiety, and cope with addictions. I help clients develop coping strategies that may challenge past thoughts and behaviors but lead toward the accomplishment of goals. Sometimes, it is simply reminding ourselves of what worked before and getting back on track and other times, it is about learning something never practiced before.
VirtualAvailable

$120/session

Open-minded
Authentic
Intelligent

Specialties

Parenting
Anxiety
Depression
+10
Hi, I’m Pete Cianci, LCSW, a licensed psychotherapist based in North Carolina. I work with adults who are ready to feel better and make meaningful changes in their lives. I believe therapy should be practical, clear, and focused on real results. I use proven approaches like cognitive behavioral therapy, dialectical behavior therapy, and acceptance and commitment therapy. In simple terms, that means we’ll look at how your thoughts, emotions, and behaviors connect—and I’ll teach you skills you can use right away. I strongly believe therapy doesn’t have to feel like a mystery. When you understand how your mind works and learn tools that fit your life, change becomes much more possible. My goal is to help you feel better as efficiently as possible while still feeling supported and understood along the way.
VirtualAvailable

Often rebooked

$100/session

Warm
Authentic
Empowering

Specialties

Parenting
Domestic Violence
Sexual Abuse
+8
I am a licensed clinical social worker (LCSW) located in northeastern North Carolina. I have 27 years of experience in the field as a clinical social worker and clinical and administrative supervisor. My experience is primarily in domestic violence, sexual assault, trauma, crisis intervention, grief, loss, major life transitions, chronic health problems, anxiety and depression. My clinical work has centered on providing trauma-based therapy to individuals impacted by complex trauma and PTSD. I use a trauma-informed lens in all aspects of care, helping clients stabilize, develop coping strategies and process traumatic experiences at a pace that feels safe. I draw on evidence-based approaches to guide recovery while empowering clients to regain control over their narratives and lives.
VirtualAvailable

$150/session

Solution oriented
Authentic
Direct

Specialties

Parenting
Life Transitions
Self Esteem
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable

$115/session

Solution oriented
Authentic
Empowering

Specialties

Parenting
Career Counseling
Men's Issues
+6
Hello, my name is Tristan Thomas, a dedicated mental health professional committed to guiding individuals on their journey to wellness. With a passion for helping others and years of experience in the field, I provide compassionate support and evidence-based interventions to empower individuals to overcome challenges and thrive. Let's work together to prioritize your mental well-being and achieve your goals.
VirtualAvailable

$150/session

Warm
Authentic
Direct

Specialties

Parenting
ADHD
Anxiety
+10
Hi! I'm a Licensed Clinical Social Worker based in Florida and NC. I received my Master of Social Work from Our Lady of the Lake University in San Antonio, TX., and have been practicing in North Carolina and Florida for since 2018. I help children, adolescents, adults, and the elderly set boundaries, learn coping skills, and foster positive communication to overcome challenges they have faced throughout life. I am also certified in Trauma-Focused Cognitive Behavioral Therapy, ADHD, and Parent Instructor.
VirtualAvailable

$175/session

Authentic
Solution oriented
Warm

Specialties

Parenting
Anxiety
Depression
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

$125/session

Authentic
Solution oriented
Warm

Specialties

Parenting
Coping Skills
LGBTQ
+10
I am an experienced and dedicated professional with a rich history spanning over three decades in counseling, education, professional services, and human advocacy. With a robust background, I have accumulated over two decades of successful supervision, five years of specialized McKinney-Vento Act implementation, and a strong aptitude for managing intricate projects while promoting collaboration. My skill set encompasses adept writing, organizational prowess, effective communication, and expertise in counseling and program development. My true passion lies in addressing the multifaceted challenges that families, adults, children, and youth encounter, especially in the realms of poverty, homelessness, substance-related issues, incarceration, and other life difficulties. Throughout my career, I've established a proven track record of forging robust partnerships and making a lasting impact. My adaptability and unwavering commitment, as evidenced by my licenses and certifications, render me an invaluable addition to any organization committed to effecting positive change in the lives of vulnerable populations.
VirtualAvailable

$100/session

Warm
Authentic
Humorous

Specialties

Parenting
ADHD
Anxiety
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
VirtualAvailable

$100/session

Authentic
Empowering
Warm

Specialties

Parenting
Career Counseling
Mood Disorders
+4
Hi there! I'm so glad that you have taken the step to begin your journey to becoming the best version of yourself... A little about me, I have a Master's degree in Clinical Mental Health Counseling and a Bachelor's degree in Psychology from Kean University in Union, NJ. I also have a Bachelor's degree in Business Administration from The University of Texas at Arlington. I have experience working with clients in a variety of settings and diverse backgrounds. I have worked within hospitals, residential treatment facilities, community mental health centers, non-profit organizations, schools, major health insurance companies, and private practice. The past few years have been difficult for so many of us... It seems like any issues we had before the pandemic were put on hold and we were then faced with a brand new set of overwhelming issues to cope with! Now that it seems we are beginning to return to some sense of normalcy, there's finally time to focus on personal growth and healing.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.