Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 147 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/19/2026

Often rebooked

$100/session

Authentic
Solution oriented
Intelligent
Specialties
Mood Disorders
Anxiety
Life Transitions
+9
I am a Licensed Psychologist based in the state of North Carolina. I have an MA from the University of Minnesota and a PhD from the University of Wyoming, and have more than 35 years of clinical experience in various settings. I specialize in offering Online Counseling Services for Adults. My main field of expertise is issues relating to stress, anxiety, and depression which arise from life’s various challenges, and which keep us from living up to our full potential at work, in our relationships, and in our lives in general. I work with individuals, as well as with couples.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering
Specialties
Mood Disorders
Anxiety
Peer Relationships
+7
Hi there, I'm Schenika Silver, a Licensed Clinical Mental Health Counselor (LCMHC). I received my counseling degree from Liberty University and been in practice for seven years. I love working with people and assisting them in finding their purpose, healing from past hurts and wounds, and becoming their whole selves for themselves, their families, and their greater community. My clients often share that I am direct in a compassionate way, I provide insight and wisdom, and they feel heard in my presence. Counseling is not just a job for me, it's a part of my purpose.
VirtualAvailable
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$110/session

Empowering
Humorous
Open-minded
Specialties
Mood Disorders
ADHD
Anxiety
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
Available
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$150/session

Warm
Authentic
Solution oriented
Specialties
Mood Disorders
Anxiety
Depression
+10
As a Licensed Clinical Mental Health Counselor in both North Carolina and Arizona, and holding a Doctorate in Traumatology, I am dedicated to supporting individuals as they navigate the challenges of trauma, anxiety, depression, life transitions, and more. My work is guided by the belief that healing is possible and that no one should have to walk this path alone. I provide a safe, supportive space where clients can explore their experiences, rediscover their strengths, and create meaningful change. I utilize a variety of evidence-based approaches, including Eye Movement Desensitization and Reprocessing (EMDR), Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and Dialectical Behavior Therapy (DBT) and other evidence-based treatments. By tailoring therapy to meet each client’s unique needs, I help individuals gain clarity, develop coping skills, and move toward a life that feels empowered and authentic. Clients often describe me as warm, approachable, and grounded. I bring patience, empathy, and curiosity into my sessions, while also providing gentle challenges that encourage growth and deeper self-awareness. I value authenticity and strive to create a collaborative therapeutic relationship built on trust, respect, and compassion. Beyond my clinical expertise, I am passionate about walking alongside clients in ways that honor their stories and identities. I deeply admire the resilience of those I work with and consider it a privilege to witness their courage and progress. Whether you are feeling overwhelmed, stuck, or simply ready for change, I invite you to reach out. Together, we can work toward healing, resilience, and connection. My goal is to not only help reduce distress but also to empower you to create a fulfilling life aligned with your values.
VirtualAvailable
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$160/session

Authentic
Warm
Direct
Specialties
Mood Disorders
Grief
Trauma and PTSD
+10
Trauma has haunted you for years. It’s left you with nightmares and flashbacks. It’s caused you to distrust others and push them away. It’s made you feel broken and hopeless. You’ve tried everything you can think of to shed the weight of the past. You’ve read the books, tried the life hacks… You may have even talked to a therapist. But now, you’re out of options. Nothing has helped you transition from being a survivor to someone who’s truly alive. And you’re all talked out. No matter how many times you tell your story, nothing changes. The search for relief is exhausting. This might be your last shot at getting help.
VirtualAvailable
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New to Grow

$100/session

Specialties
Mood Disorders
Anxiety
Life Transitions
+7
I am a native of North Carolina and started my professional journey by obtaining her BSW (Bachelor of Social Work) and BA in Psychology from UNC-Charlotte and a MSW in 2009 at The University of Georgia. I have worked in a variety or social work, mental health and public education settings and opened my own private practice in 2023. As a therapist, I see my role as guide and partner- not the ultimate authority. Clients can expect honest conversation without judgement, thoughtful questions, laughter, and gentle challenges that encourage growth. The truth is we are all learning and growing, evolving into the best versions of ourselves as we navigate life. I'll meet you on the journey with compassion, curiosity, and accountability.
Available
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$120/session

Warm
Authentic
Open-minded
Specialties
Mood Disorders
Anxiety
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable
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$175/session

Authentic
Warm
Direct
Specialties
Mood Disorders
Anxiety
Coping Skills
+10
I have over 30 years experience working with clients in the areas of mental health, addiction, and crisis intervention in various healthcare settings. I have been offering therapy through telehealth since 2022 and find this works well for many clients. For the past 14 years I have also worked specifically with military veterans. I have a casual, "come-as-you-are" outlook and believe strongly in meeting clients where they are in their own therapy and life journey. I work from a non-judgmental and strengths based focus. I tend to be direct and forthright in offering feedback, and I am firmly grounded in accepting each individual's decisions about their own life and ways forward to reach their goals.
VirtualAvailable
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$110/session

Solution oriented
Authentic
Empowering
Specialties
Mood Disorders
Anxiety
Depression
+9
Hello, I'm Amanda. For over 20 years I've walked alongside people through every kind of mental health journey—from crisis moments in psychiatric hospitals to steady, hopeful growth in outpatient settings. My favorite thing is helping adults rediscover their strength, heal old wounds, and build lives that feel lighter and more joyful. I bring a calm, creative, down-to-earth energy to every conversation. I'm also a mom, grandma, and wife—balancing real life just like you do. Those experiences help me truly connect with people from every background and walk of life.
VirtualAvailable
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$100/session

Warm
Open-minded
Authentic
Specialties
Mood Disorders
Addiction
Trauma and PTSD
+10
If you are looking for support on your journey of self-discovery or dealing with some stressors, I would love to help! I enjoy working with individuals who may be struggling and need an empathetic ear. I believe everyone can improve their sense of well-being with some support. Some things I enjoy include spending time with my friends and family, visiting the beach and mountains, and doing arts and crafts.
VirtualAvailable
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$150/session

Solution oriented
Warm
Authentic
Specialties
Mood Disorders
Anxiety
Depression
I am a Licensed Clinical Mental Health Counselor in North Carolina. I have been helping people navigate their challenges for 13 years. I have worked in homes, community practices, schools, and a psychiatric hospital with adults, teenagers, and families. I am most experienced helping with anxiety, depression, adjustment and trauma. I also treat body-focused repetitive behaviors including trichotillomania (hair-pulling) and dermatillomania (skin-picking). I take an eclectic approach to therapy, using interventions and skills that are evidence-based and relevant to the particular client I am with.
VirtualAvailable
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$175/session

Empowering
Authentic
Warm
Specialties
Mood Disorders
Anxiety
Depression
+4
Welcome! I am Quarda- Licensed Clinical Social Worker, professional listener, and occasional over-user of sticky notes. I help people untangle the messy parts of life, whether it's anxiety, relationship hiccups, burnout, or just that nagging feeling that something's "off". My style is supportive, down- to-earth, and sprinkled with humor-- because sometimes laughter really is the best medicine (right after actual therapy of course). I use evidence -based techniques and empathy to assist you in making sense of your story and editing it as you may, build resilience, and move forward with purpose. Therapy doesn't have to be stiff or scary-- and if you're ready to do the work (and maybe laugh a little along the way), I'm here for it.
VirtualAvailable
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$125/session

Authentic
Direct
Solution oriented
Specialties
Mood Disorders
Anxiety
Couples Counseling
+10
Hey, I'm Carlos! I am a therapist dedicated to helping you reclaim your personal power. By integrating highly successful Cognitive Behavioral Therapy (CBT) with Mindfulness techniques, I help you slow down and recognize the significance of every moment. Together, we will work to ensure you feel empowered to make positive choices rather than feeling like a victim of your own thoughts or current life situations.
VirtualAvailable
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$125/session

Authentic
Warm
Empowering
Specialties
Mood Disorders
Anxiety
Life Transitions
+10
Hello! My name is Zoee Byrd and I am a Licensed Clinical Mental Health Counselor. I am based out of North Carolina and completed my Masters degree in Clinical Mental Health through Wake Forest University. I have experience with and enjoy working with teenagers and adults of all ages through life transitions, general stressors, mood regulation, and overall gaining better insight into who they are. I have been striving to help others create their life worth living for the past 3 years.
VirtualAvailable
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$150/session

Authentic
Direct
Warm
Specialties
Mood Disorders
Addiction
Anxiety
+9
I’m Britanie Walker, LCSW, founder of A Touch of Hope LLC. With over 15 years of experience in mental health and substance use treatment, I bring a warm, compassionate, and down-to-earth approach to therapy. I believe in creating a safe, judgment-free space where adults can show up exactly as they are and feel truly heard and supported. My style is collaborative and grounded in respect, meeting clients where they are in their journey. Together, we work to explore challenges, build on strengths, and develop tools for healing, growth, and lasting change. My goal is to help you rediscover hope at your own pace.
Available
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$195/session

Authentic
Direct
Intelligent
Specialties
Mood Disorders
Couples Counseling
Life Transitions
+6
I am a Licensed Professional Counselor in New Jersey, a Licensed Clinical Mental Health Counselor in North Carolina , and a Licensed Mental Health Counselor in Florida. I received a Master’s degree in Counseling from the University of South Florida and a post-Master’s degree (EdS) in Marriage and Family Therapy from The College of New Jersey. I have 21 years of direct client experience. This includes individual, couple, family, and group therapy in school based, home based, partial care and outpatient settings. My style is non-judgmental, challenging, sensitive and supportive. It pulls from psychodynamic, Jungian, strength based, person-centered and CBT approaches.
Available
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$125/session

Warm
Authentic
Empowering
Specialties
Mood Disorders
Addiction
Anxiety
+5
Hi there, I’m Melissa. If life feels heavy right now, you’re in the right place. When you’re feeling stuck, overwhelmed, or just tired of carrying everything by yourself, it can be tough to know where to start. I work with adults navigating anxiety, depression, substance use, and other challenges who are looking for meaningful, sustainable change and a greater sense of balance in their lives. As a Licensed Clinical Social Worker, my style is collaborative, compassionate, and centered on practical tools you can actually use. I take a whole‑person approach to therapy, which means we may explore how different parts of your life—physical, emotional, social, environmental, and spiritual—are shaping your overall well‑being. My goal is to create a space where you can show up honestly and without judgment as we explore the patterns that may be keeping you stuck and build healthier ways of coping and relating to your thoughts and emotions. You don’t have to navigate all of this on your own. If you’re ready for support and a space to feel heard, I’m here to help you take the next step.
Available
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$175/session

Authentic
Solution oriented
Warm
Specialties
Mood Disorders
Anxiety
Depression
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable
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$120/session

Solution oriented
Intelligent
Authentic
Specialties
Mood Disorders
Anger Management
Anxiety
+5
My practice over the past 30 years as an LCMHC has allowed me to help people of diverse backgrounds overcome a variety of life's challenges. I help people by meeting with them, learning about their problems and discovering ways for them to feel more at ease. The most common issues that I help people with involve their moods (for example sadness, worrying, anger or stress) and with their relationships. All types of people come to see me; people just like you who have hit a bump in the road and want to help themselves feel better again. I've focused on adults and couples struggling with anxiety, depression, controlling anger, family conflict, substance abuse, and behavioral issues. If you're looking for someone to help, I'd welcome your call!
VirtualAvailable
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$100/session

Solution oriented
Authentic
Open-Minded
Specialties
Mood Disorders
ADHD
Anger Management
+5
I'm a Licensed Clinical Mental Health Counselor who specializes in helping adults who are struggling with anxiety. I believe that everyone needs a helping hand at some point in their lives, and my focus is on providing support to those who are experiencing stress, anxiety, and depression. My goal is to create a safe and encouraging space for you to gain greater self-awareness and learn skills to help you manage these challenges and improve your overall quality of life. In addition to anxiety, I also have experience with a variety of other mental health issues, such as ADHD, depression, mood regulation, grief, trauma, career and education transitions, and anger management. In my career, I've worked with families and children from diverse backgrounds in a range of settings, including in-home therapy, school-based and office-based outpatient counseling, and therapy groups for children in elementary, middle, and high school. I hope to continue making a positive impact on the lives of those I work with and to help them navigate life's challenges with more ease and compassion. If you're struggling with anxiety or any other mental health issue, I'm here to help and support you.
Available
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$100/session

Warm
Authentic
Humorous
Specialties
Mood Disorders
ADHD
Anxiety
+4
My name is Maggie Carswell, Licensed Clinical Social Worker. I have been in the therapeutic field since 2018. With a passion for promoting realistic goals and achievements, I am looking forward to working with clients to assist them in progressing towards positive change in their life while creating a transparent space that is free from judgement. We will work together to create trust, empowerment, build self confidence, and learn practical tools that can be used to assist in navigating the complexities of life.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering
Specialties
Mood Disorders
Grief
Trauma and PTSD
+3
Welcome to HeartSpace Counseling. My name is Catharine Long, and I have been blessed to work with folks from all walks of life as a board certified licensed clinical social worker for over 30 years. I gear my practice towards after hours support with appointments available Tu-Th in the evenings and on Saturdays. I am currently accepting new clients for virtual sessions and hope to hear from you.
VirtualAvailable
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$130/session

Warm
Authentic
Direct
Specialties
Mood Disorders
Addiction
Trauma and PTSD
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable
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$250/session

Solution oriented
Authentic
Direct
Specialties
Mood Disorders
Anxiety
Child or Adolescent
+10
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from Madonna University and my Doctoral degree from Oakland University. I have been in practice for over 22 years. I am who people of all ages consult with when they are struggling with embodying their true and best self. Teaming up with me has helped many people get "unstuck and out of the funk" ultimately moving towards their unique version of living their best life.
VirtualAvailable
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$80/session

Authentic
Empowering
Warm
Specialties
Mood Disorders
Anxiety
Coping Skills
+10
Hi, my name is Taylor. I am a Licensed Clinical Social Worker that prefers to use an integrative therapy approach in additional to the strengths based model to tailor treatment plan to client goals. I have been a social worker since 2015 although I completed my Master Social Work degree in 2018. I received my LCSW in 2023 and I was an Inpatient Psychiatry Social Worker for near 5 years in addition to this virtual private practice. I am now a Senior Social Worker with a federal agency. I am licensed to see clients in both North Carolina and Tennessee. In addition to LCSW, I am a Licensed Clinical Addictions Specialist-Associate.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Mood Disorders, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.