Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 80 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 4/13/2026

$150/session

Authentic
Open-minded

Specialties

LGBTQ
Anxiety
Depression
+9
Hi, I'm Dr. Singletary! I help you heal through a trauma-informed, solution-focused, collaborative process. I believe in working together in a way that considers your life experiences, aspirations, and goals. I am a huge advocate of adult creative expression, play, mindfulness, and centering joy in your healing process. Working with me means that you will have someone dedicated to helping you heal on your terms.
VirtualAvailable
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$110/session

Authentic
Open-minded
Solution oriented
Warm
Direct
Intelligent

Specialties

LGBTQ
ADHD
Anxiety
+9
I am a fully licensed clinical social worker with nearly 10 years of experience in the field. I am currently licensed in two states. My experience varies from therapeutic mentor, supervisor for other LCSW, and one on one with persons served as a therapist/clinician. My approach is strength-based and person-centered. I work with ages from 6 and up with a focus on adolescents, teens, and adults.
VirtualAvailable
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$70/session

Humorous
Authentic
Solution oriented

Specialties

LGBTQ
Anxiety
Trauma and PTSD
+10
My counseling approach is characterized by a combination of honesty, empathy, and compassion, complemented by a subtle touch of humor. I employ an eclectic counseling approach that encompasses various therapeutic modalities, including Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy/Child Centered Play Therapy, Art Therapy, and Solution-Focused therapy. I believe there’s no one-size-fits-all approach to therapy, so I focus on what works best for each person. I’m committed to adjusting my style to fit each client’s unique needs and challenges. In my free time, I live for spending quality moments with my two pups and close friends. Additionally, I relish day trips and attending performances featuring Drag Queens. I look forward to the opportunity to provide you with the support you need on your therapeutic journey.
VirtualAvailable
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$130/session

Authentic
Solution oriented
Warm
Direct
Empowering
Open-minded
Intelligent
Humorous
Challenging
Solution oriented
Open-Minded

Specialties

LGBTQ
Depression
ADHD
+5
Hi! I'm a Licensed Clinical Mental Health Counsellor (LCMHC) currently serving both North and South Carolina. I have utilized my Masters of Counseling in practice for 8 years. I've spent over 12 years as a Protective Services Social Worker and in that time I had the privilege to serve many people in many walks of life. That experience has given me a unique talent for connecting with people. I enjoy assisting older and young adults struggling with life, relationship and career stress, and others just finding it difficult to become the best versions of themselves.
VirtualAvailable
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$110/session

Authentic
Solution oriented
Warm
Direct
Open-minded
Empowering
Intelligent
Open-Minded
Solution oriented

Specialties

LGBTQ
Anxiety
Grief
+9
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!
VirtualAvailable
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$100/session

Empowering
Authentic
Warm
Open-minded
Humorous
Open-Minded
Direct
Holistic
Intelligent
Solution oriented
Solution oriented
Challenging

Specialties

LGBTQ
Depression
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
VirtualAvailable
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$150/session

Empowering
Authentic
Open-minded
Warm
Direct
Solution oriented
Challenging
Humorous
Intelligent
Solution oriented

Specialties

LGBTQ
Addiction
Anxiety
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable
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Often rebooked

$160/session

Authentic
Warm
Humorous
Open-minded
Direct

Specialties

LGBTQ
ADHD
Anxiety
+10
Hello, I’m Leah McGrath! I’m a Licensed Clinical Social Worker and Licensed Clinical Addictions Specialist Associate, and I’m so glad you’re here. I earned my Bachelor’s in Psychology, a Master’s in Teaching, and a Master’s in Social Work from Fordham University. I’m trained in CBT, DBT, trauma-informed care, and Motivational Interviewing, among other approaches. My goal is to create a supportive, compassionate space where you feel heard, understood, and empowered, while using evidence-based tools to support your growth and well-being. I provide comprehensive ADHD assessments and compassionate, personalized support for a variety of mental health and substance use concerns, creating a space where clients feel understood and supported.
VirtualAvailable
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$125/session

Solution oriented
Authentic
Warm
Empowering
Open-minded
Intelligent
Direct
Challenging
Solution oriented
Holistic
Humorous
Open-Minded

Specialties

LGBTQ
Anxiety
Couples Counseling
+10
I am a Licensed Marriage and Family Therapist and completed my Master’s degree in Marriage and Family Therapy at Mercer University in Atlanta. Additionally, I received my Bachelor’s degree in Psychology from the University of North Carolina at Chapel Hill. With my extensive training and experience, I am committed to assisting couples, families, and individuals who may be grappling with a range of challenges and obstacles. In my practice, I aim to create a safe and nonjudgmental space where clients can freely express themselves and explore their emotions.
VirtualAvailable
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Often rebooked

$120/session

Authentic
Warm
Solution oriented
Humorous
Open-minded
Empowering
Intelligent
Direct
Holistic

Specialties

LGBTQ
Depression
Obsessive-Compulsive (OCD)
+7
My name is Anna and I am a Licensed Clinical Mental Health Counselor (LCMHC) and I specialize in Clinical Complex Trauma with children, teens and adults. I have also worked with various mood disorders and helping many through difficult phases in life. I have worked with individuals and families for about 8 years, both online and in private practice. My passion is to help those who have hit a rough patch and need help making their way to the other side. Working with mothers during and after pregnancy has become a passion as I myself am a mother and can provide empathy and insight to these particular experiences.
VirtualAvailable
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New to Grow

$170/session

Specialties

LGBTQ
ADHD
Anxiety
+10
I'm a Licensed Clinical Social Worker, with a special interest in holistic and strengths-based therapies. I started my career as a social worker in 2013. I received my bachelor’s degree from UC Davis in Sociology with a minor in Spanish literature. I received a master's degree in social welfare from UC Berkeley. I've had a very eclectic range of experiences that have formed me into an empathic and open-minded practitioner.
VirtualAvailable
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Often rebooked

$85/session

Authentic
Warm
Intelligent
Empowering
Open-minded
Solution oriented
Humorous
Direct
Solution oriented
Open-Minded
Challenging
Holistic

Specialties

LGBTQ
ADHD
Anxiety
+9
Feeling overwhelmed, stressed, and exhausted constantly? Isolated and alone because you don’t want to burden your friends or family with your problems? Or maybe you don’t know quite how to name why you feel this way or how to talk about it. Well, there is good news - therapy is the place to explore these challenging thoughts and feelings. I’ve worked in mental health since 2016, helping people of all ages, backgrounds, and challenges. I approach mental health challenges with a holistic mindset to help identify what we can change, inside of our control, and increase resilience. Depression, anxiety, ADHD, and trauma are a few examples of mental health struggles that impact how we live and experience the world. However, the opposite is also true! Because our lifestyles can influence our ability to tolerate stress and feel good about ourselves. My job as a therapist is to help you identify what is working, and what isn't working, and what we can do about it. I believe in us working as a team and supporting you in achieving your goals, so you can reconnect with your inner strength, resilience, and confidence to manage life's challenging ebbs and flows. Why choose me? Well, to help me feel less like a stranger, here is more detail about my background: My M.A. in Clinical Mental Health Counseling is from Lenoir Rhyne University's Graduate Center of Asheville, NC in Dec. 2020. I hold a B.S. in Psychology from Longwood University in Farmville, VA. I'm a Qualified Mental Health Professional with 5.5 years of direct care experience with teens in residential treatment. My graduate internship was community & school-based outpatient therapy with Access Family Services. August 2021 to March 2024, I was an outpatient therapist, in-person and virtual, with the center for emotional health.
VirtualAvailable
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Often rebooked

$150/session

Empowering
Authentic
Solution oriented
Warm
Direct
Open-minded
Challenging
Humorous
Intelligent
Solution oriented

Specialties

LGBTQ
Coping Skills
Self Esteem
I received my Master of Social Work degree in 1999; and since the completion of my degree, I have worked in an array of settings such as child welfare, geriatric case management, end-of-life care, community mental health with adults, teens and children; and addiction recovery. While I have worked with people of all ages who have presented with a variety of physical and mental health problems, I have an extensive background in substance abuse treatment. I have a knack for translating 12-step terminology into more practical terms as it relates to psychotherapy. As a person in long-term recovery myself, I have learned (and wholeheartedly believe) that it takes all possible resources to stay clean and sober, and I can help you find the tools to accomplish long-term recovery. I have also worked in the hospice/palliative care field, and am sensitive to the psychological challenges that arise from addressing our mortality and the ripple effect of serious physical health problems. As a member of the queer community, I can help support and guide you in any issues you are having navigating any related issues you may have. Whatever you are struggling with right now, my promise to you is that I am here to help you identify the root of your problems; and more importantly to find ways to alleviate the distress you have been experiencing, and to establish both short and long-term solutions.
VirtualAvailable
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$250/session

Authentic
Solution oriented
Direct
Intelligent
Empowering
Warm
Open-minded
Challenging
Holistic
Humorous
Open-Minded

Specialties

LGBTQ
Anxiety
Child or Adolescent
+10
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from Madonna University and my Doctoral degree from Oakland University. I have been in practice for over 22 years. I am who people of all ages consult with when they are struggling with embodying their true and best self. Teaming up with me has helped many people get "unstuck and out of the funk" ultimately moving towards their unique version of living their best life.
VirtualAvailable
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$145/session

Warm
Authentic
Empowering
Intelligent
Direct
Solution oriented
Open-Minded
Open-minded
Humorous
Challenging
Solution oriented

Specialties

LGBTQ
Grief
Women's Issues
+5
Hello there, my name is Joy. I think it is wonderful that you have decided to try therapy. Deciding to come to therapy is a big decision and takes courage. My passion is for individual psychotherapy. People come to work with me on issues such as depression, anxiety, grief/loss, life transitions and relationship concerns. I have expertise in each of these problems and feel that it is an honor to be invited to accompany my patients on this part of their journey. I am passionate about social justice, my work and making the world a better place. I am an anti-racist, anti-sexist, and LGBTQIA+ affirming clinician.
VirtualAvailable
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$100/session

Open-Minded
Authentic
Direct
Intelligent
Warm
Challenging
Solution oriented
Empowering
Humorous
Open-minded
Solution oriented
Holistic

Specialties

LGBTQ
Addiction
Anxiety
+10
Hello! My name is Clover and I am a licensed clinical therapist and addiction specialist in the state of North Carolina. I look forward to the opportunity of learning and working together as part of our therapeutic process. I enjoy working with folks who are gender diverse and members of the LGBTQIA+ community who experience unique stressors and conflicts with their day-to-day lives. I also love working with folks who struggle with substance use either in addition to other life stressors or on its own especially in the context of substance use disorders being highly stigmatized. I focus on substance use treatment approaches with a functionality mindset to work on setting reasonable goals and expectations during the clinical process. I started my clinical work with addiction and grew as a therapist and person to see people from a whole-person perspective. Our difficulties, conflicts, our stressors do not define us for who we are and when they prevent or delay us from becoming our authentic selves is where the therapeutic process blossoms. I believe everybody is always in a constant process of growing into our best selves and I hope to have the opportunity to work with you along this process too.
VirtualAvailable
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New to Grow

$120/session

Specialties

LGBTQ
Life Transitions
Trauma and PTSD
+7
I am a bilingual psychotherapist, member of the Latine and LGBTQIA+ community who approaches wellness with a holistic view that honors the mind, body, and spirit. I enjoy speaking about the science side of therapy, and how everything impacts our brains and bodies. I also know that not everything always makes sense or has words that can explain what is going on. I enjoy learning, being in nature, and giving animals pets.
VirtualAvailable
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$135/session

Open-minded
Warm
Authentic
Humorous
Intelligent
Empowering
Direct
Open-Minded

Specialties

LGBTQ
Anxiety
Coping Skills
+6
Welcome! If you are seeking a down to earth and relaxed therapist- you are in the right place! I specialize in creating a safe and affirming space for individuals within the LGBTQ+ communities- where I have lived experience, individuals navigating chronic illness and caregiving, and those impacted by hoarding behaviors. I understand how important it is to feel heard and validated, especially when dealing with sensitive topics such as gender identity, transgender health, trauma, anxiety, depression, boundary setting, communication skills, chronic disorganization, and more. I write gender affirming care letters.
VirtualAvailable
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Often rebooked

$65/session

Authentic
Open-minded
Warm
Empowering
Solution oriented
Direct
Intelligent

Specialties

LGBTQ
ADHD
Anxiety
+5
I am a Licensed Clinical Mental Health Counselor with 18 years experience supporting clients in various transitions in their life. I have spent the first 13 years working specifically in grief and those who have had the death of a loved one. The skills learned as a grief counselor apply to many other areas in a persons life and we are constantly presented with change that can require a shift in perspective.
VirtualAvailable
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New to Grow

$200/session

Specialties

LGBTQ
Anxiety
Life Transitions
+10
There are times when we feel stuck in patterns we can’t seem to break or disconnected from who we really are under the weight of expectations from family, relationships, and work. I use cultural awareness and acceptance to support high achieving professionals from diverse cultural and racial backgrounds as they navigate expectations, identity, and relationships at work and in their personal lives. It can be life changing to give yourself permission not to fit neatly into predefined boxes. I’m a holistic therapist who understands that your wellness isn’t just about what’s happening in your life. It’s shaped by your relationships, the systems you navigate, and the identity you carry. I’ve worked with couples seeking deeper connection, individuals managing chronic stress or illness, and families navigating major transitions. I’m also a 200-hour certified yoga instructor, and I integrate mindfulness, breathwork, and body awareness into our work. This isn’t about fixing you. It’s about supporting your wellness as a whole person. You are more than your symptoms and patterns of behavior.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Warm
Empowering
Open-minded
Intelligent
Solution oriented
Direct
Humorous
Challenging
Holistic

Specialties

LGBTQ
Anxiety
Trauma and PTSD
+5
Hi Folx, my name is Daja and I’m a Licensed Clinical Social Worker (LCSW) with over 8 years in clinical practice. I began my career providing family therapy to children, adolescents and families in rural NC communities. From there, I transitioned to a large multi-state psychiatric and behavioral health outpatient practice where I served as both a psychotherapist and Regional Director for three years. After transitioning from that role, I worked in clinical care management with a large corporate insurance company, serving members with complex clinical care needs. As a therapist, I’ve focused my work on supporting folks better manage mental health conditions, cultivate greater joy in their lives and improve their relationships. I sincerely enjoy learning folks’ stories and assisting them as they navigate new and old life challenges/transitions.
VirtualAvailable
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$100/session

Authentic
Warm

Specialties

LGBTQ
Anxiety
Mood Disorders
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With nearly 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable
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$130/session

Empowering
Warm
Authentic
Solution oriented
Open-minded
Direct
Intelligent
Challenging
Holistic

Specialties

LGBTQ
Anxiety
Life Transitions
+8
Welcome! My name is Shabria Mayne, and I have over 10 years of experience as a professional counselor. I hold a Master of Science in Clinical Mental Health Counseling from Mercer University in Atlanta, GA. I am a Virginia licensed professional Counselor and a North Carolina Licensed Clinical Mental Health Counselor. My objective entails goals centered around developing the mental health and functional well-being of women, men, and teens of diverse cultural backgrounds.
VirtualAvailable
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New to Grow

$175/session

Specialties

LGBTQ
Anxiety
Coping Skills
+10
I have over 30 years experience working with clients in the areas of mental health, addiction, and crisis intervention in various healthcare settings. I have been offering therapy through telehealth since 2022 and find this works well for many clients. For the past 14 years I have also worked specifically with military veterans. I have a casual, "come-as-you-are" outlook and believe strongly in meeting clients where they are in their own therapy and life journey. I work from a non-judgmental and strengths based focus. I tend to be direct and forthright in offering feedback, and I am firmly grounded in accepting each individual's decisions about their own life and ways forward to reach their goals.
VirtualAvailable
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$75/session

Empowering
Authentic
Warm
Solution oriented
Direct
Intelligent
Holistic
Open-minded
Solution oriented
Humorous
Open-Minded
Challenging

Specialties

LGBTQ
Anger Management
Anxiety
+10
Do you struggle with anxiety, depression, bipolar disorder, PTSD, mood disorders, gender identity issues, relationship challenges, or any other mental health concerns? If so, you are not alone. I offer a diverse range of evidence-based therapies that have been scientifically proven to alleviate symptoms associated with mental health disorders. My therapeutic interventions include Person-Centered Therapy, Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Behavioral Therapy, and Solution-Focused Therapy. I empower those lacking motivation, encourage those who feel helpless and hopeless, and guide individuals who believe they have no purpose. I also teach coping skills to help navigate daily challenges. Let's start today on the path to regaining control of your life. I look forward to hearing from you.
VirtualAvailable
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on LGBTQ?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, LGBTQ, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.