Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 24 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/10/2026

$150/session

Empowering
Warm
Authentic

Specialties

Foster Care/Adoption
Anxiety
Depression
+9
Hello! I am a Licensed Clinical Social Worker (LCSW) based in North Carolina. I am also licensed in Virginia, Indiana, Colorado, and West Virginia. I completed my Master's Degree in Social Work in 2005 from Eastern Washington University and became licensed in 2015. I use a conversational format with humor mixed in for sessions. Each person is different and your treatment will be developed based on your needs and wants. I am here to guide, support, and encourage you to help meet your goals. I am your therapy cheerleader!
VirtualAvailable
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New to Grow

$95/session

Specialties

Foster Care/Adoption
Anxiety
Depression
+8
Hello, my name is Rhonda Baker. I am a Licensed Clinical Social Worker with over 8 years of counseling experience in both the mental health community and prison setting. As a therapist, I see myself as a compassionate and supportive guide. I value creating a safe, non-judgmental space for my clients to explore their thoughts and feelings. I'm passionate about helping people build resilience and find their strengths. I offer supportive listening, empathy, compassion, and solution focused assistance to help you work toward your own personal growth and goals.
Available
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$100/session

Solution oriented
Warm
Authentic

Specialties

Foster Care/Adoption
ADHD
Anxiety
+8
Are you in search of completing your puzzle? The puzzle we call life? Look no further, together we can find the missing piece(s) and bring the function back into the dysfunction and chaos. Navigating through your thoughts, feelings, and actions to create the unique YOU, you have always wanted and needed. The power is yours! I, Paula Patterson, MSW, LCSW look forward to the opportunity to be a part of your journey. Please feel free to reach out and make your dream life of healthy, happy relationships become a reality,
VirtualAvailable
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Often rebooked

$120/session

Authentic
Warm
Empowering

Specialties

Foster Care/Adoption
Depression
Trauma and PTSD
+10
Finding a good fit when you are looking for a therapist can be difficult and sometimes a little overwhelming. This is what I have to offer. I am a caring, empathic, understanding, honest, and most of all non-judgemental therapist. We have all struggled through difficult times and adjustments in our lives. I am here to give you tools that can help you through these difficult times. I give tools that can help you overcome the lies that you have been told about who you are and discover the truths about yourself. I am an LCMHCS and I specialize in anxiety, depression, and trauma, and have experience in many other areas. My philosophy is that no adversity is a waste of your time if you learn from it, become stronger because of it, and help others through it. That is what I do.
VirtualAvailable
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$75/session

Authentic
Warm
Humorous

Specialties

Foster Care/Adoption
Anxiety
Child or Adolescent
+7
Hello, I'm Tara Cantrell, LCSW, a Licensed Clinical Social Worker serving children, adolescents, adults, and families in Georgia, Tennessee, and North Carolina. I provide a compassionate, supportive, and nonjudgmental environment where clients can safely explore challenges related to anxiety, depression, trauma, stress, behavioral concerns, and life transitions. I use evidence-based approaches, including CBT and DBT, to help individuals build coping skills, strengthen relationships, and create meaningful, lasting change. My ideal clients are those who may feel overwhelmed, stuck, or uncertain but are motivated to improve their emotional well-being, develop healthier coping strategies, and create positive changes in their lives.
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$150/session

Authentic
Warm
Solution oriented

Specialties

Foster Care/Adoption
Anger Management
Anxiety
+9
Dr. Cook specializes in Cognitive Behavioral Therapy (CBT) and trauma-focused care for individuals, couples, and families. She is an experienced child and family therapist with over 20 years in the field. Dr. Cook provides treatment for children, adolescents, and adults experiencing mental health challenges related to depression, anxiety, PTSD, ADHD, and various behavioral difficulties. As a nationally certified and rostered Trauma-Focused CBT provider, Dr. Cook is uniquely qualified to treat those affected by a childhood history of abuse and/or neglect. Other areas of specialty include personality disorders, intellectual disabilities and grief/loss therapy. Dr. Cook uses a strengths-based approach that is solution-focused and practical.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Warm
Open-minded

Specialties

Foster Care/Adoption
Coping Skills
Parenting
+10
Hi! I am a Licensed Clinical Mental Health Counselor (LCMHC) practicing in North Carolina. I have been practicing for 16 years and have a wide range of therapeutic tools in my toolbox to work with clients of various ages and developmental stages. I consider it a privilege to work alongside clients who are experiencing life changes, relationship challenges, healing from past hurts, and who are wanting to grow personally. I enjoy being a part of the healing process and journey for my clients.
VirtualAvailable
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$70/session

Warm
Empowering
Authentic

Specialties

Foster Care/Adoption
Anger Management
Anxiety
+10
My goal is to assist you in developing your vision and journey in becoming your best and desired self. I am person centered and enjoy applying creative strategies in my practice; such as the use of art, music-videos, narrative mediums and activities. I believe that everyone is capable of change. I have extensive experience with working with adolescents, adults, and families. I am an active supporter of persons and groups of varied cultural backgrounds and individuals in the LGBTQ+ community.
VirtualAvailable
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$85/session

Empowering
Solution oriented
Warm

Specialties

Foster Care/Adoption
Crisis Intervention
Health/Medical Issues
+8
My name is La Kevia N Moore and I have been a licensed clinical therapist for 7 years. I also hold a doctorate in education, organizational leadership. Empathy and compassion are my two overarching themes. Providing support to clients in their most vulnerable times is my passion and my part in creating a healthy society. It will be my pleasure to serve you.
VirtualAvailable
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$90/session

Empowering
Warm

Specialties

Foster Care/Adoption
Coping Skills
Depression
+10
My name is Cheryl Velasquez, MSW, LCSW, and I am a Licensed Clinical Social Worker dedicated to helping individuals navigate life's challenges with compassion, respect, and evidence-based care. I believe every person has a unique story, and my goal is to provide a safe, supportive, and nonjudgmental environment where you feel heard, understood, and empowered. Therapy is not about being "fixed." It is about discovering your strengths, building resilience, developing healthy coping strategies, and creating meaningful, lasting change. My therapeutic approach is collaborative and individualized. I draw from several evidence-based treatment modalities, including: I believe that healing happens through genuine connection, curiosity, and compassion. Together, we will identify your goals, explore barriers that may be preventing you from living the life you want, and develop practical tools to help you move forward with confidence. Outside of the therapy room, I enjoy spending time with my cats, taking walks, and being outdoors. These simple moments help me stay grounded and remind me of the importance of balance, mindfulness, and self-care—principles I also encourage my clients to explore in their own lives. Whether you are beginning therapy for the first time or returning after a break, I recognize that asking for help can feel overwhelming. I consider it a privilege to walk alongside you in your journey toward healing, growth, and wellness. I look forward to working with you.
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$145/session

Authentic
Humorous
Warm

Specialties

Foster Care/Adoption
Anger Management
Anxiety
+6
I am an experienced Licensed Clinical Social Worker (LCSW) with over 20 years of dedicated practice in mental health, and my mission is to help individuals unlock their fullest potential by creating lasting change in their lives. My background spans a wide range of settings, from community-based work with children and disabled adults to providing therapy in psychiatric hospitals, schools, and private practice. With a double major in Visual Arts and Psychology from the University of North Carolina -Asheville and a Master’s in Social Work from East Tennessee University, I bring a blend of clinical expertise and creativity to my practice.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering

Specialties

Foster Care/Adoption
Anxiety
Military/Veterans
+10
I am a Licensed Mental Health counselor in Florida, Georgia, North and South Carolina, with 20 years of experience. I specialize in cognitive behavioral therapy, trauma informed therapy, and client centered approach. I have served as a rape crisis counselor, foster care therapist, and crisis response counselor. I hold certifications as a sexual violence and domestic violence advocate. Other areas of expertise include, but are not limited to; PTSD treatment, depression and anxiety, stress management, ADHD, grief and loss issues, veterans needs and issues.
VirtualAvailable
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$135/session

Authentic
Humorous
Open-minded

Specialties

Foster Care/Adoption
LGBTQ
Anxiety
+6
Welcome! If you are seeking a down to earth and relaxed therapist- you are in the right place! I specialize in creating a safe and affirming space for individuals within the LGBTQ+ communities- where I have lived experience, any individuals navigating chronic illness and caregiving, and folks impacted by hoarding behaviors. I understand how important it is to feel heard and validated, especially when dealing with sensitive topics such as anxiety, chronic disorganization, gender identity, transgender health, trauma, depression, boundary setting, communication skills, and more. I write letters of support for gender affirming care.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering

Specialties

Foster Care/Adoption
Depression
Self Esteem
+9
I am a Licensed Clinical Social Worker practicing in the state of NC, SC, GA, CT, MA and IN. I am the sole therapist of Empathic Hues Counseling and Consultation, PLLC. My practice was created to help adults dealing with depression, anxiety and needing guidance with adjusting to to a change in quality of life. I hope to help individuals find peace needed to have more control over their lives and confidently overcome challenges. My goal is to help you understand “you” as well as focus on developing your internal and external strengths.
VirtualAvailable
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$130/session

Empowering
Solution oriented
Authentic

Specialties

Foster Care/Adoption
Anxiety
Depression
+10
Hi, I am a Licensed Clinical Social Worker (LCSW) residing in North Carolina. I’ve been a social worker for almost 30 years. I’ve been working within the mental health field since 2007. I have a bachelor’s degree in social work from Campbell University and a master’s degree in social work from East Carolina University. Social work is a big part of my life and how I identify myself professionally and personally. Why? Because being a social worker is more than the work we do. Social work is all about humanity! I feel honored to have found a career that I’m passionate about and love doing it. My most important professional accomplishment is becoming a Licensed Clinical Social Worker, especially since I was first generation college student. If we ever meet professionally you will get to know how I implement my personal triumph to help others clinically. I help individual gain insight on how to manage their mood and behaviors to live their desired life.
VirtualAvailable
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$90/session

Authentic
Direct
Intelligent

Specialties

Foster Care/Adoption
Anxiety
Child or Adolescent
+9
If you are looking for a therapist that says more than “and how does that make you feel”- Keep reading. My approach is laid back, I work hard to help my clients gain my trust, and I believe in actively listening to my clients. However, our sessions are interactive and collaborative because we work together to achieve goals. This process isn’t about “telling all of your business to a stranger”, its about healing
VirtualAvailable
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$175/session

Warm
Authentic
Empowering

Specialties

Foster Care/Adoption
Anxiety
Depression
+10
Hey you, Hey! My name is Winter Albohaire and I am a licensed clinician servicing both North and South Carolina. I have always had a passion helping people with real life challenges. I have over 20 years of experience in Human Services. A few years prior, I decided to shift my career to therapy to participate in impactful and meaningful connections with others. I look forward to getting to know you and work as a team to implement a plan of action for positive change.
VirtualAvailable
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$100/session

Warm
Open-minded
Authentic

Specialties

Foster Care/Adoption
Child or Adolescent
Depression
+10
My name is Iesha Bell. I am a Licensed Clinical Social Worker. and a Licensed Independent Social Worker- CP. I have 13 years of professional work experience. I have experience in assisting adults, children, and families. I have experience in helping clients with family conflicts, anger management, motivation, self-esteem, confidence, & depression. I ensure to have and show my passion to assist, empathy, compassion, and drive for the individuals that I serve.
VirtualAvailable
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New to Grow

$175/session

Specialties

Foster Care/Adoption
LGBTQ
Racism
+10
I work with therapists and seasoned therapy folx who have been deep in top-down processing: they're insightful, self-aware, have read the things, and learned the skills. People who want to work with me are generally curious or drawn to something different: experiential modality, an authentic, therapeutic relationship, bottom-up processing, slowing down, or want to feel more connected to themselves, others, or an experience. If you have energy circling a specific question, issue, concern, or experience and/or are finding yourself missing or longing for something, feeling stuck, wanting more, intellectualizing less, or wanting to feel more connected in some way to what you already know, please reach out.
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$125/session

Intelligent
Warm

Specialties

Foster Care/Adoption
Anxiety
Depression
+8
Hi, my name is Rebecca! I am a Licensed Clinical Mental Health Counselor (LCMHC) who works with adults, teens, and couples navigating anxiety, depression, trauma, life transitions, and relationship challenges. I have 4 years of experience and completed my Masters in Clinical Mental Health Counseling at the University of San Diego. I am passionate about helping individuals navigate life's challenges and discover their own strengths and resilience. I believe that therapy can be a powerful space for healing, growth, and self-discovery, and I feel honored to walk alongside clients as they work toward meaningful change. My approach is to create a safe and supportive environment through integrative therapy where clients can feel comfortable being themselves, process life's challenges, and build on their strengths to create meaningful, lasting change. Together, we will work toward developing the tools and insight needed to support your personal growth and well-being. Taking the first step toward therapy can feel overwhelming, and reaching out to a therapist for the first time may bring up many questions. I am here to provide support, answer any questions you may have about the therapy process, and help you feel comfortable as you begin your journey toward healing and growth.
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$110/session

Warm
Authentic
Open-minded

Specialties

Foster Care/Adoption
ADHD
Family Conflict
+10
I have been a counselor for over 26 years. I work with clients from very diversified backgrounds, helping clients to identify their issues, helping them to determine what is leading to these issues, and determining the best steps to address such issues. We will take a look at how your past is potentially affecting your current day and further attempt to work through any issues from your past that are stopping you from getting to where you want to be in life. I provide a nurturing, supportive and motivating environment.
VirtualAvailable
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$100/session

Empowering
Warm

Specialties

Foster Care/Adoption
Anxiety
Parenting
+7
"I am not afraid of storms, for I am learning how to sail my ship" (Jane Austin). You don't have to face life’s storms alone; support is here and together we will build the skills necessary to navigate life's complexities. When we meet, you can expect a warm, judgment-free environment where it feels safe to share what’s weighing on you and start gaining more clarity, insight, and self-awareness. Whether you're feeling stuck, overwhelmed, or just need someone to truly listen, I’m here to help. I’m a Licensed Clinical Social Worker based in North Carolina, with a Master’s Degree from the University of Maryland Baltimore and 18 years of experience supporting individuals through life’s challenges. I specialize in helping adults experiencing managing career stress, parenting issues, relationship conflicts, and major life transitions. I believe you already have the ability to move forward—my role is to walk alongside you as you uncover your own answers and build confidence and trust in yourself. Together, we’ll focus on learning practical, evidence-based skills drawn from Internal Family Systems (IFS), Cognitive Behavioral Therapy (CBT), mindfulness, and solution-focused approaches. These tools are designed to help you build self compassion and understanding, reduce stress, improve communication, and handle life’s challenges with greater resilience and intention.
VirtualAvailable
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$55/session

Authentic
Empowering
Open-minded

Specialties

Foster Care/Adoption
ADHD
Family Conflict
+6
I believe that the stories we tell ourselves shape everything about how we navigate the world. So often, trauma, neurodivergence, or societal expectations convince us that we are to blame for how we react or feel. My heart in this practice is to create a welcoming and gentle space where we can have real, honest conversations about who you are, unspooling those old stories so you can reclaim a narrative and life that actually feels true to you. My view of the world and my approach to therapy are deeply shaped by my own life experiences. I grew up in a family of clam diggers, was raised by a disabled mother who struggled with mental illness, and was later adopted at age 20 by my father, a self-identified gay hippie and social worker. Today, I am a neurodivergent father of four, and my partner is legally blind. I share these aspects because they have all taught me one thing: the world is unique, you are unique, and I love creating space for a uniquely broad, lived understanding of human diversity. Having walked through so many different paths, I know firsthand that the world is never black and white. It is filled with nuance, gray areas, and profound beauty.
VirtualAvailable
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$150/session

Empowering
Authentic
Solution oriented

Specialties

Foster Care/Adoption
Anxiety
Child or Adolescent
+10
Hello. I'm a National Board Certified, Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I'm also a National Certified Anger Management Specialists (CAMS-II) and National Certified Parent Training Specialist II (CPTS-II). I'm a rostered Trauma Focused CBT clinician through the North Carolina Child Treatment Program. I'm currently in a cohort for Parent Child Interaction Therapy (PCIT) through the North Carolina Child Treatment Program. I'm also certified to complete CAPP (Clinical Assessment of Protective Parenting) assessments for county Department of Social Services agencies in North Carolina. I received my Masters in Mental Health Counseling from Capella University and have been practicing for 7 years. I help children and adults struggling with mental health symptoms to become the best versions of themselves.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Foster Care/Adoption, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.