Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 48 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/18/2026

New to Grow

$190/session

Specialties

First Responders/Healthcare Workers
Anxiety
Health/Medical Issues
+10
I’m Jennifer Turner Taylor, a Licensed Clinical Mental Health Counselor and owner of The Rehab Concierge. I work with adults navigating anxiety, chronic illness, work-related stress, and major life transitions that may leave them feeling overwhelmed, uncertain, or disconnected from the life they want. My approach is warm, collaborative and practical, creating a supportive space where clients can better understand what they are experiencing, develop strategies that fit their everyday lives and rebuild confidence in themselves. At The Rehab Concierge, the goal is to help you feel calmer, more capable and prepared to move forward with greater clarity and intention.
Available
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$150/session

Warm
Authentic
Solution oriented

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+10
As a Licensed Clinical Mental Health Counselor in both North Carolina and Arizona, and holding a Doctorate in Traumatology, I am dedicated to supporting individuals as they navigate the challenges of trauma, anxiety, depression, life transitions, and more. My work is guided by the belief that healing is possible and that no one should have to walk this path alone. I provide a safe, supportive space where clients can explore their experiences, rediscover their strengths, and create meaningful change. I utilize a variety of evidence-based approaches, including Eye Movement Desensitization and Reprocessing (EMDR), Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and Dialectical Behavior Therapy (DBT) and other evidence-based treatments. By tailoring therapy to meet each client’s unique needs, I help individuals gain clarity, develop coping skills, and move toward a life that feels empowered and authentic. Clients often describe me as warm, approachable, and grounded. I bring patience, empathy, and curiosity into my sessions, while also providing gentle challenges that encourage growth and deeper self-awareness. I value authenticity and strive to create a collaborative therapeutic relationship built on trust, respect, and compassion. Beyond my clinical expertise, I am passionate about walking alongside clients in ways that honor their stories and identities. I deeply admire the resilience of those I work with and consider it a privilege to witness their courage and progress. Whether you are feeling overwhelmed, stuck, or simply ready for change, I invite you to reach out. Together, we can work toward healing, resilience, and connection. My goal is to not only help reduce distress but also to empower you to create a fulfilling life aligned with your values.
VirtualAvailable
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Often rebooked

$125/session

Warm
Authentic
Intelligent

Specialties

First Responders/Healthcare Workers
ADHD
Anxiety
+10
Melissa Bradley, LCMHC, LPC, LCASA I am a licensed mental health in both NC and SC. I am dedicated to assisting adults and teens to navigate anxiety, stress, addiction, depression, with blends of evidence-based techniques such as EMDR, DBT, CBT and person-centered techniques. I am confident and comfortable discussing your personal spiritual beliefs and helping my clients to navigate through life's various challenges. I have a history of working in addictions counseling as well.
VirtualAvailable
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$175/session

Authentic
Warm
Direct

Specialties

First Responders/Healthcare Workers
Anxiety
Coping Skills
+10
I have over 30 years experience working with clients in the areas of mental health, addiction, and crisis intervention in various healthcare settings. I have been offering therapy through telehealth since 2022 and find this works well for many clients. For the past 14 years I have also worked specifically with military veterans. I have a casual, "come-as-you-are" outlook and believe strongly in meeting clients where they are in their own therapy and life journey. I work from a non-judgmental and strengths based focus. I tend to be direct and forthright in offering feedback, and I am firmly grounded in accepting each individual's decisions about their own life and ways forward to reach their goals.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+8
🌼 Feeling Stuck or Overwhelmed? Feeling overwhelmed, stuck, or anxious? You don’t have to face it alone. I help people navigate life’s toughest challenges—trauma, grief, anxiety, and big transitions—so you can find clarity, calm, and confidence. I’m a North Carolina Licensed Clinical Mental Health Counselor with 20+ years of experience helping people navigate life’s toughest moments. Whether you’re struggling with anxiety, depression, trauma, grief, or big life changes, I provide a safe, supportive space to help you heal, grow, and regain balance. My approach is compassionate, down-to-earth, and practical. Together, we’ll create tools that work for your life—so you can feel more confident, calm, and in control. I’m a North Carolina licensed clinical mental health counselor with over 20 years of experience supporting individuals through some of life’s toughest challenges. My work focuses on helping people heal from trauma, manage anxiety and depression, rebuild after divorce, and navigate complex emotional issues such as bipolar disorder, eating disorders, grief, and chronic medical illness. I also provide support for those struggling with self-esteem, sleep issues, and life transitions. ✨ Take the first step toward your well-being today. Let’s talk. I bring a compassionate, down-to-earth approach to therapy and believe in creating a space where you feel safe, understood, and empowered. Whether you’re facing something recent or carrying pain from the past, I work with you to build practical tools for healing and growth. A proud North Carolina native, I hold a B.S. from Western Carolina University, an M.S. in counseling from Webster University, and a doctorate in psychology from Liberty University. I’m passionate about helping you find clarity, strength, and hope—one step at a time. ✨ You deserve a safe space to heal.
VirtualAvailable
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$125/session

Authentic
Empowering
Warm

Specialties

First Responders/Healthcare Workers
Crisis Intervention
Depression
+8
I am a Licensed clinical Mental Health Clinician. I have earned a Ph.D., in Clinical Psychology and a specialization in Forensics. I am caring, patient, compassionate, open-minded and genuine. I approach therapy from a wholistic perspective because I believe that all parts of you should be considered. These parts include the physical, emotional and spiritual sides. My goal is to equip you with tools that you can use now, and in the future.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

First Responders/Healthcare Workers
Couples Counseling
Depression
+7
I'm going to go out on a limb and guess that something isn't OK right now. That something might be new, or it might have been around a long time. You might be able to describe it perfectly, or you might just feel off without knowing why. Either way — you're here, and that's the only thing that matters right now. I start from wherever you are. No assumptions, no judgments, no one-size-fits-all approach. Just a genuine desire to understand you — what's brought you here, what you're carrying, and what you're hoping for. Therapy with me — whether you're coming alone or with a partner — tends to be honest and occasionally even a little lighthearted. The human experience isn't black and white, and neither is the work we'll do together. What stays consistent is that you'll have a space that belongs to you, where nothing you say or feel changes how I show up for you. For couples, that space belongs to both of you equally. I don't take sides. What I do is help you see the pattern you're both caught in — because most of the time it's the cycle doing the damage, not each other. When that shifts, something else becomes possible. No matter what it is you are navigating — depression, relationships, identity, or the gap between how you show up and how you actually feel inside — you don't have to have it figured out to reach out.
VirtualAvailable
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$100/session

Warm
Open-minded
Authentic

Specialties

First Responders/Healthcare Workers
Addiction
Mood Disorders
+10
If you are looking for support on your journey of self-discovery or dealing with some stressors, I would love to help! I enjoy working with individuals who may be struggling and need an empathetic ear. I believe everyone can improve their sense of well-being with some support. Some things I enjoy include spending time with my friends and family, visiting the beach and mountains, and doing arts and crafts.
VirtualAvailable
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New to Grow

$90/session

Specialties

First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+9
I come from a first responder family, and it shaped how I understand the people I work with. I built my practice specifically for law enforcement, fire, EMS, dispatchers/911, and veterans — people who carry things most providers have never had to sit with, let alone treat. I'm not interested in being another therapist who nods along without understanding the job. I get it, and that changes what happens in the room. Not all the work is about the job, either. Plenty of clients come to me for personal issues — relationship struggles, childhood stuff, grief, anxiety, things that have nothing to do with the badge or uniform. Being from this world just means I already understand the context you're operating in, whatever you're bringing to the room. I use evidence-based treatments — including EMDR, Brainspotting, and Prolonged Exposure, among others — to help clients process trauma that others may not fully understand. I also draw on Critical Incident Stress Management and Psychological First Aid for cumulative exposure, not just single-incident trauma. Whether it's an officer-involved shooting, years of runs finally catching up with someone, or something from long before the job started, I know how to work with it directly instead of dancing around it. My style is direct and less formal. I'm not going to make you explain your job to me or treat your coping mechanisms as automatically pathological. I'll call things what they are and won't waste your time with fluff. I work entirely via telehealth — meet with me from home, your vehicle between calls, wherever gives you privacy. If you want a therapist who won't flinch and actually understands the world you operate in, I'd like to work with you.
Available
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$125/session

Authentic
Warm
Empowering

Specialties

First Responders/Healthcare Workers
Anxiety
Grief
+10
Hi! My name is Robbyn and I am a seasoned Counselor with years of experience helping individuals navigate anxiety, depression, grief/loss, life transitions, relationship/career challenges, and the emotional weight that comes with being human. My goal is to help people feel seen, supported, and understood with an approach that is warm, down-to-earth, and deeply empathetic. Here, you’ll find a safe space where you can explore your thoughts and feelings without judgment, shame, or pressure to “have it all figured out.” If you’re ready to shift your narrative and step into a stronger version of yourself, I’d be honored to take that journey with you.
VirtualAvailable
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$175/session

Warm
Authentic
Empowering

Specialties

First Responders/Healthcare Workers
Addiction
Serious Mental Illness
+1
I am licensed in Florida with 20 years of professional work experience. I have experience in helping clients coping with addictions, motivation, self-esteem, and confidence, career difficulties, & depression. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialogue and treatment plan to meet your unique and specific needs. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started! I began my career as an Art Therapist, afterward completing studies to become a Certified Addiction Counselor and Qualified Supervisor. I gained licensure in Florida, and have worked as a group facilitator, primary therapist, and Clinical Director in multiple treatment centers in South Florida, where the focus was addiction and mental health treatment. My approach is eclectic and person-centered. Some theories that I utilize during sessions include ACT, DBT, CBT, and most importantly, developing a relationship with my clients where there is a safe space to explore issues and changes.
VirtualAvailable
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Often rebooked

$160/session

Warm
Authentic
Open-minded

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+9
During a 13-year career in industry working as an engineer, I became inspired through a steady variety of volunteer work helping others within my community. I returned to school and earned my Master of Social Work degree. Recognizing that our body actively participates in all of our life experiences, I completed my Massage Therapy Certification. As I continued to work with more people in therapy, I learned about a novel approach that I could use to bridge these two disciplines, and I became a Somatic Experiencing® Practitioner. I am licensed as a Clinical Social Worker and I virtually assist folks living in Florida, North Carolina, and Massachusetts. For over 30 years I have worked with people within adolescent, adult, and elder populations, US military veterans, and folks in the LGBTQIA+ community. Many have struggling with depression, anxiety, trauma, PTSD, gender incongruence, mood disorders, psychosis, substance use disorders, grief and loss, and chronic pain and illness.
VirtualAvailable
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$75/session

Authentic
Open-minded
Intelligent

Specialties

First Responders/Healthcare Workers
Anxiety
Coping Skills
+10
Hello, I currently live in North Carolina with my husband and two dogs. I love nature, so getting outside daily is important to me! I feel grounded to the earth and connected by spending quiet time near trees. I have a unique work history that includes years of factory work, community mental health, Hospice, prison support groups, emergency rooms, and hospital inpatient settings. I am proud of my clinical experience and I feel that I can relate to many different types of because of my background. I look forward to meeting you!
VirtualAvailable
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$130/session

Warm
Intelligent
Authentic

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+9
Hello, I’m a Licensed Clinical Social Worker with experience supporting individuals across a wide range of mental health and life challenges. I work with clients navigating stress, trauma, grief, and major life transitions, and I strive to create a safe, supportive space where you can feel heard and understood. My approach is collaborative and focused on helping you build practical coping skills, strengthen resilience, and move toward meaningful, lasting change.
Available
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$150/session

Authentic
Warm
Empowering

Specialties

First Responders/Healthcare Workers
Child or Adolescent
Peer Relationships
+5
Hi! I am a Licensed Clinical Social Worker (LCSW) in North Carolina and Utah. I work with individuals including professionals, first responders, women and adolescents. I enjoy helping women navigate pregnancy and postpartum, relationship issues, health issues and more life transitions. I have experience in hospital crisis and inpatient settings, schools, and the outpatient setting. My background in child development gives me a unique perspective when working with adolescents and their families. I offer a judgement-free space to allow clients to feel comfortable expressing themselves, and value being direct, open and honest.
VirtualAvailable
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$120/session

Authentic
Warm
Empowering

Specialties

First Responders/Healthcare Workers
Anxiety
Career Counseling
+7
Welcome — I’m John Dyson, a Licensed Clinical Mental Health Counselor (LCMHC) and National Certified Counselor (NCC), based in the foothills of North Carolina. I want you to take a moment to acknowledge that you’ve already taken the first step toward bettering your mental health. Let’s be honest — starting therapy can feel empowering, confusing, or even scary — sometimes all at once. My goal is to create a safe, welcoming space where you can explore concerns related to anxiety, depression, and self-care. I focus on helping clients build assertive communication skills and healthy boundaries, both with themselves and with others, in ways that support a more balanced, fulfilling life. Therapy is an opportunity for personal growth in whatever way you're seeking — whether that means navigating specific challenges or building the life you deeply deserve. If that’s what you’re looking for, I’m here when you’re ready. Together, we’ll clarify the challenges you’re facing and identify where you want to be — a month, six months, or a year from now. Then, we’ll explore actionable strategies to help you move forward. You'll leave each session with a clearer understanding of your situation and a set of “next steps” you can begin right away. There will always be space for feedback and collaboration in our work — including holding each other accountable as we walk this path together.
VirtualAvailable
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$160/session

Authentic
Warm
Empowering

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+10
• My name is Brooke, I am a Licensed Clinical Mental Health Counselor in the state of North Carolina (#11537). • I received my Master’s degree at Walden University. • I have been practicing therapeutic services for the last 13 years in an out-patient-therapy session in an office setting as well as telehealth as well as enhanced services in Medicaid on a state & county level. I have experience with all ages and client developmental and life stages. I primary assist with issues of depression, anxiety, trauma, life-transitions, family dynamic transitions, grief, complex illness, and end-of-life issues.
VirtualAvailable
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$125/session

Authentic
Empowering
Warm

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+7
Peace Peace, My name is Jarrett, Have you been feeling a little down lately? Anxious, frustrated, and/or depressed about a current or past situation? As if you’ve lost sight of the person, you are or want to be. As we grow through life, we can expect challenges and changes. However, our perspective of those situations can dictate our emotional or behavioral responses. Let's begin to move forward, step by step. Let's partner together. First, we will build a trusting therapeutic relationship, then I will cultivate a safe space of understanding, healing, and growth, through evidence-based practices in hopes of you becoming the best version of yourself.
VirtualAvailable
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$60/session

Open-minded
Humorous
Solution oriented

Specialties

First Responders/Healthcare Workers
Addiction
Anxiety
+6
Hi, I’m Charlie Counselman, a therapist dedicated to helping individuals navigate life’s challenges with compassion and practical support. I specialize in working with clients dealing with anxiety, addiction, and depression, using evidence-based approaches like CBT, Motivational Interviewing, and 12-step facilitation. I also have extensive experience treating men's issues, agoraphobia, and trauma. My goal is to provide a safe and supportive space where you can build resilience, find clarity, and move toward lasting growth.
VirtualAvailable
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$120/session

Authentic
Warm
Solution oriented

Specialties

First Responders/Healthcare Workers
High Clinical Acuity
Military/Veterans
+9
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.
VirtualAvailable
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$120/session

Authentic
Solution oriented
Intelligent

Specialties

First Responders/Healthcare Workers
Grief
Self Esteem
+10
Hi, I’m so glad you’re here. I’m a Licensed Clinical Social Worker (LCSW/LISW-CP) based in North and South Carolina. I earned my Master’s from Simmons University and have been practicing since 2018. Reaching out for support takes a lot of courage and curiosity—and I want to acknowledge that just by being here, you’re already taking an important step. Life has a way of creating all kinds of transitions. Some can feel like waves of excitement and full of growth and opportunity, while others feel overwhelming, unclear, scary, or just plain hard. I work with people navigating many types of life changes, including (and not limited to): grief and loss, caregiving burnout, medical diagnoses, changes in independence, identity exploration, and retirement. And with those changes often come things like anxiety, depression, loneliness, or feeling disconnected from yourself. My approach is holistic, somatic informed, and person-centered. That means we’ll focus on your strengths, your body and mind, your story, and what matters most to you as we work together to bring more balance, purpose, and joy into your life. You don’t have to go through it alone. I’m here to support you.
VirtualAvailable
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New to Grow

$120/session

Authentic
Warm

Specialties

First Responders/Healthcare Workers
Anxiety
Trauma and PTSD
+4
Traumatic experiences are, unfortunately, far more common than many people realize—and their impact can linger in ways that affect how we think, feel, and relate to others. For 16 years I have specialized in helping individuals process and heal from various types of trauma, including interpersonal violence and sexual assault, childhood abuse, and religious trauma. I also provide support for parents caring for children with complex medical needs, recognizing the unique form of secondary trauma, chronic stress, and emotional exhaustion that caregiving can bring. My approach is warm, collaborative, and grounded in trauma-informed therapy. I incorporate practical tools for nervous system regulation, emotional processing, and building resilience, while always honoring your pace and your story. You can expect a space where you are believed, respected, and supported. Healing is possible. Whether you are working through past trauma, navigating the challenges of caregiving, or trying to rebuild trust and stability, there is hope. I would be honored to walk alongside you- not as someone who has all the answers, but as someone who can help you make sense of what you’re feeling and move toward relief.
Available
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$125/session

Warm
Authentic
Empowering

Specialties

First Responders/Healthcare Workers
Anxiety
Child or Adolescent
+9
Danielle Young, PhD, LCSW I’m Danielle Young, a doctoral-level clinician and licensed clinical social worker based in Goldsboro, NC, offering both in-person and secure virtual therapy. I work collaboratively with adults and couples who are ready to move from surviving to living with greater clarity, connection, and emotional balance. My approach is warm, direct, and rooted in evidence-based practices tailored to each person’s needs and pace. If you’re seeking a therapist who balances empathy with clear, action-oriented steps, we may be a good fit. I welcome clients who value authenticity, curiosity, and a commitment to personal growth.
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$105/session

Authentic
Humorous
Warm

Specialties

First Responders/Healthcare Workers
Anxiety
Trauma and PTSD
+10
My counseling approach is characterized by a combination of honesty, empathy, and compassion, complemented by a subtle touch of humor. I employ an eclectic counseling approach that encompasses various therapeutic modalities, including Cognitive-Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Play Therapy/Child Centered Play Therapy, Art Therapy, and Solution-Focused therapy. I believe there’s no one-size-fits-all approach to therapy, so I focus on what works best for each person. I’m committed to adjusting my style to fit each client’s unique needs and challenges. In my free time, I live for spending quality moments with my two pups and close friends. Additionally, I relish day trips and attending performances featuring Drag Queens. I look forward to the opportunity to provide you with the support you need on your therapeutic journey.
VirtualAvailable
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New to Grow

$185/session

Specialties

First Responders/Healthcare Workers
Autism
Child or Adolescent
+7
Hey there, Im Brittnee (she/they). I am a counselor, art therapist and child life specialist born and raised in Durham, North Carolina. I have experience and enjoy working with all ages and I specialize in working with children and adolescents as they navigate early life stressors. I have over ten years of experience as a certified child life specialist where I have worked with children and families as they navigate medicalized stress which can include; new diagnoses, hospitalizations and chronic illnesses.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, First Responders/Healthcare Workers, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.