Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 12 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/19/2026

$100/session

Authentic
Open-minded
Direct
Specialties
Dissociative Disorders
Addiction
Depression
+10
I am a clinically seasoned therapist dedicated to helping people reclaim stability when life feels overwhelming, chaotic, or disconnected. My approach combines genuine empathy with objective feedback to address acute anxiety, trauma, and complex relationship dynamics. I focus on creating a reliable, conversational space where you can sort out your feelings, break unhelpful patterns, and move forward at a pace that works for you.
Available

$70/session

Warm
Authentic
Open-minded
Specialties
Dissociative Disorders
Anxiety
Depression
+5
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable

$130/session

Warm
Authentic
Direct
Specialties
Dissociative Disorders
Addiction
Mood Disorders
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable

Often rebooked

$160/session

Warm
Authentic
Solution oriented
Specialties
Dissociative Disorders
Addiction
Grief
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable

$175/session

Warm
Authentic
Empowering
Specialties
Dissociative Disorders
Anxiety
Coping Skills
+6
I am a licensed professional counselor with seven years of experience working with individuals facing a variety of mental health concerns, including anxiety, depression, ADHD, and relationship challenges. My approach is compassionate and collaborative, aimed at helping clients gain insight, build resilience, and create meaningful change in their lives. I support clients to identify personal goals, strengthen communication skills, and developing effective coping techniques to navigate life's stressors with greater confidence and clarity.
VirtualAvailable

$100/session

Authentic
Warm
Empowering
Specialties
Dissociative Disorders
Anxiety
Life Transitions
+10
Hello, there! I'm a licensed clinical social worker (LCSW) raised in the Piedmont region of North Carolina and have been supporting clients in the area since 2021. Outside of private practice I volunteer as a crisis counselor and victim's advocate. Outside of my work, I’m deeply committed to my own spiritual growth as a way to expand compassion, lessen suffering, and hold space for others on their path to peace. I find renewal in nature, often through hiking, camping, or simply being outdoors, and value time spent with loved ones and giving back to my community. This personal grounding helps me show up with presence and care, and I welcome those who feel drawn to reach out.
VirtualAvailable

$150/session

Warm
Empowering
Authentic
Specialties
Dissociative Disorders
Anxiety
Depression
+13
Hello and Welcome! I am a Licensed Clinical Professional Counselor and here to help you with what is going on in your life. Together, let’s figure out what is getting in the way of you living your best life. Is it relationships, low mood, anxiety, depression, anger or life transitions? Even if you don’t know, we will figure it out! I use a variety of techniques to address issues such as anxiety, depression, divorce recovery, stress, relationship difficulties, mood disorders, life transitions and much more. It’s important to me that my clients feel they are in a non-judgmental safe space to process what they are going through. My clinical approach is evidence-based treatment. I utilize a variety of interventions including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, Acceptance and Commitment Therapy, Person-Centered, Solution Focused and Walk and Talk Therapy. I work with ages 18+ with a range of concerns. I work hard to provide an environment that is warm, welcoming, positive, safe, and collaborative. I started in this industry leading divorce recovery groups. I went on to lead a variety of other groups including divorce recovery, single moms, and anxiety. Life can sometimes be a struggle and asking for help isn’t always easy, but I hope you will reach out so together we can create a therapeutic relationship that will promote hope, growth, and healing. I offer sessions both virtually and in-person.
VirtualAvailable

$160/session

Intelligent
Direct
Solution oriented
Specialties
Dissociative Disorders
Anxiety
Coping Skills
+18
I am a licensed professional counselor and a licensed clinical addictions specialist in the state of Colorado D.C., Virginia, New Mexico and North Carolina. I have been in the field of mental health since 2007. I have enjoyed working with a variety of clients including active-duty military, couples, teens, families, professionals, hospice and he medically compromised. Throughout my career, I have had the chance to help clients struggling with a variety of issues including depression, anxiety, stress management, marital problems, parenting concerns, family issues, PTSD, military reintegration, addictions, abuse and trauma. Counseling is conducted for a variety of reasons, but everyone has one commonality in their reason for seeking counseling – change. counseling is the gateway to making personal changes and can assist in solving particular problems or learning to lead a healthier life. The counseling process can be interesting and exciting. It can also, at times, be very challenging, difficult and even painful. However, the goal will always be to bring about positive changes.
I look forward to taking this journey with you.
VirtualAvailable

$120/session

Authentic
Empowering
Warm
Specialties
Dissociative Disorders
Couples Counseling
Family Conflict
+19
Hello, my name is Dr. Collins. Are you experiencing emotional, psychological, spiritual, or other challenges that are interfering with your ability to live your best life? My goal is to create a safe and compassionate space where you can explore your thoughts, emotions, and experiences. In our sessions, I prioritize building a trusting and collaborative therapeutic relationship. I believe in the power of empathy, active listening, and genuine understanding. Together, we will navigate the challenges you face and uncover your inner strengths and resilience.
VirtualAvailable

$160/session

Authentic
Warm
Empowering
Specialties
Dissociative Disorders
Anxiety
Depression
+10
• My name is Brooke, I am a Licensed Clinical Mental Health Counselor in the state of North Carolina (#11537). • I received my Master’s degree at Walden University. • I have been practicing therapeutic services for the last 13 years in an out-patient-therapy session in an office setting as well as telehealth as well as enhanced services in Medicaid on a state & county level. I have experience with all ages and client developmental and life stages. I primary assist with issues of depression, anxiety, trauma, life-transitions, family dynamic transitions, grief, complex illness, and end-of-life issues.
VirtualAvailable

$275/session

Intelligent
Authentic
Warm
Specialties
Dissociative Disorders
Addiction
Bipolar Disorder
+10
Hello! I'm Dr. Arthur Chen, a licensed psychologist in and the Clinical Director of a group practice dedicated to fostering mental wellness. My expertise centers on helping individuals navigate prevalent challenges such as Major Depressive Disorder, Generalized Anxiety Disorder, eating disorders, and substance abuse recovery (www.DrChenPsyD.com) (https://CrossBridgeClinicalAsso.com). Feel free to reach out directly for scheduling. Beyond these core specializations, our practice is uniquely equipped to address severe mental health issues, including bipolar disorder and psychosis. As Clinical Director, I oversee a team committed to providing comprehensive care across the full spectrum of mental health needs. I'm also a Certified Clinical Trauma Professional – Level 2 (CCTP-II), meaning I'm highly trained in addressing the lasting effects of trauma. My therapeutic approach integrates powerful, evidence-based models like Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Rational Emotive Behavior Therapy (REBT). I also utilize the cutting-edge Unified Protocol for Transdiagnostic Treatment of Emotional Disorders, allowing me to tailor effective strategies that lead to tangible, positive changes in your life. In therapy, my goal is to help you build resilience and develop strong coping skills. We'll work collaboratively to understand your struggles, challenge unhelpful thought patterns, and cultivate a stronger, more adaptable you. Whether you're seeking relief from anxiety or depression, working through recovery, or exploring personal growth, I offer a supportive and non-judgmental space. I believe investing in therapy is investing in your emotional well-being and happiness. As an engaged therapist, I provide practical tools and insights you can apply to everyday life, guiding you towards lasting fulfillment. Fluent in both English and Mandarin, I'm passionate about empowering individuals to achieve greater emotional balance and a more satisfying life. Ready to take the next step?
VirtualAvailable

$150/session

Authentic
Open-minded
Direct
Specialties
Dissociative Disorders
Sexual Abuse
Trauma and PTSD
+9
Whatever brings you in—whether it is trauma, grief, dissociation, anxiety, or depression—my hope is to provide a soft place for you to land. You may feel stuck, overwhelmed, or uncomfortable in your own skin, but you are also resilient. You want to heal, but perhaps you have lost hope that true healing is possible. My practice is built on the belief that by increasing our "Window of Realness"—moving beyond just tolerating the world to fully engaging with it—we can discover our most authentic selves. I specialize in helping survivors of extreme life experiences and those navigating major transitions to claim back their power. From our very first interaction, you will feel acknowledged, respected, and empowered as a human being with valid rights and needs.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Dissociative Disorders, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.