Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 48 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/13/2026

Often rebooked

$155/session

Warm
Solution oriented
Empowering

Specialties

Crisis Intervention
Anxiety
Depression
+9
Life, at times, can present us with extraordinary challenges and circumstances leaving us feeling anxious, overwhelmed, depressed, and even hopeless. Emotions from present or past experiences can become so burdensome that we develop unhealthy ways to cope. Symptoms may become so elevated that they affect our ability to function and interrupt family or social relationships. What I provide is an opportunity to process life's difficulties with someone who cares and has the clinical knowledge to assist you with gaining insight and understanding while developing new strategies and coping skills to manage your mental health day by day. I offer primarily CBT therapy with a person-centered trauma-informed focus.
VirtualAvailable
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$125/session

Warm
Solution oriented
Authentic

Specialties

Crisis Intervention
Anger Management
Anxiety
+8
With over 14 years of experience as a therapist, I bring a compassionate, collaborative, and client-centered approach to every session. I believe that each individual is the expert in their own life, and my role is to create a safe, supportive space where you feel heard, respected, and empowered. My work is rooted in active listening and genuine connection. Together, we’ll explore the challenges you’re facing, identify meaningful goals, and build the tools and confidence you need to move forward. Whether you're navigating a major life transition, managing stress, healing from past experiences, or simply seeking a deeper understanding of yourself, I’m here to walk alongside you on your journey.
VirtualAvailable
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$100/session

Authentic
Open-minded
Direct

Specialties

Crisis Intervention
Addiction
Depression
+10
I am a clinically seasoned therapist dedicated to helping people reclaim stability when life feels overwhelming, chaotic, or disconnected. My approach combines genuine empathy with objective feedback to address acute anxiety, trauma, and complex relationship dynamics. I focus on creating a reliable, conversational space where you can sort out your feelings, break unhelpful patterns, and move forward at a pace that works for you.
Available
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$120/session

Warm
Authentic
Open-minded

Specialties

Crisis Intervention
Anxiety
Mood Disorders
+10
I’m a warm, down-to-earth therapist who believes that feeling safe, understood, and genuinely supported is the foundation for meaningful change. With over 15 years of experience across schools, hospitals, crisis settings, and community-based care, I’ve had the privilege of working with people at many different stages of life—from teens navigating overwhelming emotions to adults facing complex life challenges. My background as both a counselor and school social worker has given me a deep understanding of how early experiences, family dynamics, and life transitions shape who we are. I’ve supported students and families through anxiety, emotional struggles, and difficult situations, and I carry that same patience, empathy, and advocacy into my work with all clients. I’ve also worked in high-intensity environments—including crisis settings, alongside law enforcement, in hospitals, and with veterans, survivors of trauma and domestic violence, and individuals in eating disorder treatment. Because of this, I’m comfortable supporting clients who feel overwhelmed, stuck, or unsure where to start. You don’t have to have everything figured out to begin. In our work together, I focus on creating a space where you can be yourself without fear of judgment. I balance practical tools and coping strategies with deeper exploration, helping you not only manage what you’re going through, but also understand it. My approach is collaborative, supportive, and tailored to you—whether you’re looking for structure, insight, or simply a place to feel heard. Reaching out for therapy can be hard, but you don’t have to do it alone. My goal is to help you feel more grounded, more confident, and more in control of your life.
VirtualAvailable
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$140/session

Empowering
Warm
Authentic

Specialties

Crisis Intervention
Anxiety
Personality Disorders
+10
Hi there, I'm Tonya Bunch. I am a Licensed Clinical Social Worker with 11 years experience serving the community. I help individuals with anxiety, depression, and PTSD to manage burnout, learn emotion regulation, and balance their everyday lives. Together we will work to identify what is working and what is not working for you to learn healthy coping skills. We will use a person-centered approach to balance your mind, body, spirit and environment. I love using strength-based, grounding techniques, mindfulness and solution-focused techniques to help you learn that you have the coping skills to manage your struggles. Whether you are seeking help for anxiety, depression, trauma or relationship issues, I am here to help. Seeking therapy is scary and taking the first step is the hardest. I am here to support you nonjudgmentally, no matter the issue. You are making the right choice. I give you the space and time to build a therapeutic relationship to reach your goals. You deserve a safe space to heal and grow. In our sessions together, I will meet you with compassion and use evidence-based techniques so you can overcome the hangups and habits that have been holding you back. Let's work together!
VirtualAvailable
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Often rebooked

$160/session

Warm
Authentic
Open-minded

Specialties

Crisis Intervention
Addiction
Grief
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable
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Often rebooked

$125/session

Warm
Authentic
Solution oriented

Specialties

Crisis Intervention
ADHD
Anxiety
+10
Melissa Bradley, LCMHC, LPC, LCASA I am a licensed mental health in both NC and SC. I am dedicated to assisting adults and teens to navigate anxiety, stress, addiction, depression, with blends of evidence-based techniques such as EMDR, DBT, CBT and person-centered techniques. I am confident and comfortable discussing your personal spiritual beliefs and helping my clients to navigate through life's various challenges. I have a history of working in addictions counseling as well.
VirtualAvailable
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$100/session

Solution oriented
Warm
Authentic

Specialties

Crisis Intervention
ADHD
Anxiety
+8
Are you in search of completing your puzzle? The puzzle we call life? Look no further, together we can find the missing piece(s) and bring the function back into the dysfunction and chaos. Navigating through your thoughts, feelings, and actions to create the unique YOU, you have always wanted and needed. The power is yours! I, Paula Patterson, MSW, LCSW look forward to the opportunity to be a part of your journey. Please feel free to reach out and make your dream life of healthy, happy relationships become a reality,
VirtualAvailable
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$103/session

Authentic
Warm
Solution oriented

Specialties

Crisis Intervention
Depression
Hello, I'm Carrie, an LCSW therapist based in North Carolina. I received my Bachelors from Winston Salem State University and my Master's from the University of North Carolina-Chapel Hill with over ten years of experience as a therapist in many settings with various age groups. I practice therapy to assist others with achieving their goals in the most effective and in a timely manner.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

Crisis Intervention
Child or Adolescent
Peer Relationships
+5
Hi! I am a Licensed Clinical Social Worker (LCSW) in North Carolina and Utah. I work with individuals including professionals, first responders, women and adolescents. I enjoy helping women navigate pregnancy and postpartum, relationship issues, health issues and more life transitions. I have experience in hospital crisis and inpatient settings, schools, and the outpatient setting. My background in child development gives me a unique perspective when working with adolescents and their families. I offer a judgement-free space to allow clients to feel comfortable expressing themselves, and value being direct, open and honest.
VirtualAvailable
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$100/session

Authentic
Direct
Solution oriented

Specialties

Crisis Intervention
Addiction
Anxiety
+10
I am a Licensed Clinical Mental Health Counselor in North Carolina. I have been counseling for 17 years and have worked with clients with many different life concerns including substance abuse, anxiety, depression, ADD/ADHD, trauma, relationship issues, family conflicts and life changes just to name a few. I am a firm believer in a client centered approach. The client is in the “driver’s seat” when it comes to their therapy. I approach every client with unconditional positive regard and my office/video screen is ALWAYS a judgement free zone. I am passionate about helping my clients seek to find balance and empowering them to take the necessary steps to reach their goals. I encourage you to take a leap of faith and get the help you are seeking. Life changes are achievable when individual ideas collide with positive actions.
VirtualAvailable
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$90/session

Warm
Direct

Specialties

Crisis Intervention
Anxiety
Depression
+10
I enjoy working with individuals from a variety of backgrounds and with a wide array of presenting difficulties. I am person-centered and assist individuals with working towards their own personal goals. I work with individuals, couples, families, and groups to assist with the achievement of these goals. While I feel comfortable addressing any issue, I am always willing to refer to another provider if needed. I am integrative in my approach to counseling and will use the interventions that will be most effective to address each difficulty that is presented. I have training in play therapy, dialectical behavior therapy, cognitive behavioral therapy, solution-focused therapy, and a wide array of other orientations. I have worked as a Social Worker, a Mobile Crisis Worker, an Intensive In-Home Team member and team lead, and an Outpatient Counselor. I have worked with sexual offenders and survivors, domestic violence offenders and survivors, substance abusers and their family members, individuals, couples, families, and groups.
Available
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$75/session

Authentic
Open-minded
Intelligent

Specialties

Crisis Intervention
Anxiety
Coping Skills
+10
Hello, I currently live in North Carolina with my husband and two dogs. I love nature, so getting outside daily is important to me! I feel grounded to the earth and connected by spending quiet time near trees. I have a unique work history that includes years of factory work, community mental health, Hospice, prison support groups, emergency rooms, and hospital inpatient settings. I am proud of my clinical experience and I feel that I can relate to many different types of because of my background. I look forward to meeting you!
VirtualAvailable
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$125/session

Empowering
Authentic
Open-minded

Specialties

Crisis Intervention
Career Counseling
First Responders/Healthcare Workers
+7
I am a Licensed Clinical Social Worker, nonprofit director, and adjunct professor with a background in forensic interviewing and trauma-informed care, particularly with children exposed to abuse, violence, and human trafficking. I have worked in both hospital and child advocacy center settings and have presented nationally on child abuse prevention. As the wife of a pastor and a mother of two, I understand the realities of balancing leadership, family, and personal well-being. I am especially passionate about supporting ministerial leaders and their spouses as they navigate burnout and the demands of service. When I’m not working, I value rest, meaningful travel, and opportunities to recharge—ideally somewhere warm and restorative.
Available
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$130/session

Warm
Intelligent
Authentic

Specialties

Crisis Intervention
Anxiety
Depression
+9
Hello, I’m a Licensed Clinical Social Worker with experience supporting individuals across a wide range of mental health and life challenges. I work with clients navigating stress, trauma, grief, and major life transitions, and I strive to create a safe, supportive space where you can feel heard and understood. My approach is collaborative and focused on helping you build practical coping skills, strengthen resilience, and move toward meaningful, lasting change.
Available
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$125/session

Warm
Open-minded
Solution oriented

Specialties

Crisis Intervention
Anxiety
Child or Adolescent
+9
Danielle Young, PhD, LCSW I’m Danielle Young, a doctoral-level clinician and licensed clinical social worker based in Goldsboro, NC, offering both in-person and secure virtual therapy. I work collaboratively with adults and couples who are ready to move from surviving to living with greater clarity, connection, and emotional balance. My approach is warm, direct, and rooted in evidence-based practices tailored to each person’s needs and pace. If you’re seeking a therapist who balances empathy with clear, action-oriented steps, we may be a good fit. I welcome clients who value authenticity, curiosity, and a commitment to personal growth.
Available
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$105/session

Intelligent
Direct
Humorous

Specialties

Crisis Intervention
Anxiety
Depression
+7
I am a licensed therapist in North Carolina with over 35 years of professional experience. I have extensive experience supporting clients through stress and anxiety, relationship challenges, trauma and abuse, and concerns related to motivation, self-esteem, and confidence. In addition to traditional therapeutic approaches, I also offer spiritual counseling, with a particular focus on Christian perspectives for those who desire it. I respect each client’s individual beliefs and integrate spiritual support only when it aligns with their values and goals. My approach centers on creating a safe, open, and nonjudgmental environment where you can explore your thoughts and emotions freely. It takes courage to seek a more fulfilling and joyful life, and I deeply honor that step. My role is to support and empower you as you move toward healing, growth, and a stronger sense of purpose. Together, we’ll work to uncover your strengths, build resilience, and help you move toward the life you envision.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Depression
+4
I am a down-to-earth and attentive professional dedicated to helping my clients overcome life’s obstacles. My approach creates a relaxed, conversational environment where clients feel at ease to explore their thoughts, emotions, and challenges. By working collaboratively, I empower individuals to uncover insights and solutions that align with their goals. I believe in meeting my clients where they are, fostering a supportive and non-judgmental space where we can navigate difficulties together. Whether you’re facing personal, relational, or emotional challenges, my goal is to walk alongside you, helping you gain clarity, build resilience, and move forward with confidence and purpose.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Military/Veterans
+10
I am a Licensed Mental Health counselor in Florida, Georgia, North and South Carolina, with 20 years of experience. I specialize in cognitive behavioral therapy, trauma informed therapy, and client centered approach. I have served as a rape crisis counselor, foster care therapist, and crisis response counselor. I hold certifications as a sexual violence and domestic violence advocate. Other areas of expertise include, but are not limited to; PTSD treatment, depression and anxiety, stress management, ADHD, grief and loss issues, veterans needs and issues.
VirtualAvailable
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$80/session

Intelligent
Open-minded
Warm

Specialties

Crisis Intervention
Addiction
Anxiety
+10
I have several years of experience treating individuals, families, and adolescents using a holistic, empathic, and trauma-informed approach. Watching friends and family struggle with mental health and substance abuse issues fueled my passion for helping those who struggle with these difficulties from a place of understanding, patience, and empathy. I received a BA in psychology first, which led to obtaining a substance abuse certificate. I gained experience working with families and individuals and, after some time, I was ready to further my education and obtained a Master of Social Work. This helped me expand my clinical skills and learn more targeted therapy modalities, such as cognitive behavioral therapy, DBT, psychoanalytical care, and art therapy. I found these approaches are a great synthesis of neuroscience, trauma, and creativity.
VirtualAvailable
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New to Grow

$200/session

Specialties

Crisis Intervention
Anxiety
Coping Skills
Hi, I'm Quinesha, a licensed clinical social worker in North Carolina. I work with adults navigating anxiety, depression, identity, and life's harder seasons. I believe healing starts with feeling heard, not just labeled. I like to start where you are, and I welcome open conversation on any topic. If you're ready to explore what therapy can look like for you, I'd love to connect.
Available
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$85/session

Empowering
Solution oriented
Warm

Specialties

Crisis Intervention
Health/Medical Issues
Serious Mental Illness
+8
My name is La Kevia N Moore and I have been a licensed clinical therapist for 7 years. I also hold a doctorate in education, organizational leadership. Empathy and compassion are my two overarching themes. Providing support to clients in their most vulnerable times is my passion and my part in creating a healthy society. It will be my pleasure to serve you.
VirtualAvailable
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$125/session

Warm
Authentic
Solution oriented

Specialties

Crisis Intervention
ADHD
Anxiety
+10
Hi! My name is Auria and I am an LCSW licensed in NC, PA, VA, SC, and NJ. I have been in the field of social work for over 15+ years. I currently work in a hospital and jail setting. Both of these roles require me to provide support to patients and their families (where appropriate). Private practice is one of my passions, and I enjoy learning about people’s journey's! Let’s explore together!
VirtualAvailable
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$90/session

Warm
Authentic
Solution oriented

Specialties

Crisis Intervention
Anxiety
Mood Disorders
+7
Hello, I am Lori Breland, MA, NCC, LCMHC, C-DBT. My primary focus is working with clients struggling with trauma, family conflict, low self-esteem, lack of supports, inability to regulate strong emotions and self-harming/SI. I am an MA (master's in clinical Mental Health Counseling), NCC (National Certified Counselor), LCMHC (Licensed Clinical Mental Health Counselor), and C-DBT (Certified in Dialectical Behavioral Therapy. I am also trained and working on my certification in EMDR (Eye Movement Desensitization and Reprocessing therapy). I am a member of ACA, ACES, Chi Upsilon Chi Honor Society, and Southern ACES.
VirtualAvailable
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$75/session

Authentic
Warm
Humorous

Specialties

Crisis Intervention
Anxiety
Child or Adolescent
+7
Hello, I'm Tara Cantrell, LCSW, a Licensed Clinical Social Worker serving children, adolescents, adults, and families in Georgia, Tennessee, and North Carolina. I provide a compassionate, supportive, and nonjudgmental environment where clients can safely explore challenges related to anxiety, depression, trauma, stress, behavioral concerns, and life transitions. I use evidence-based approaches, including CBT and DBT, to help individuals build coping skills, strengthen relationships, and create meaningful, lasting change. My ideal clients are those who may feel overwhelmed, stuck, or uncertain but are motivated to improve their emotional well-being, develop healthier coping strategies, and create positive changes in their lives.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Crisis Intervention, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.