Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 82 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/14/2025

Roberta Mason

Roberta Mason, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
9 years of experience
Virtual
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from the Gardner-Webb University and have been practicing for 9 years. I help young adults and children struggling with career/school stress as well as feeling stuck in a life. All the pressures we have today lead to melancholy and burnout. Lets work together to help you become the best versions of yourself so you can feel peace and contentment.

Ally Lagrange

(she/her)

Ally Lagrange, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
3 years of experience
Virtual
Hi, I’m a therapist who works with teens, young adults, and even connect well with adults who are feeling anxious, stuck, overwhelmed, or disconnected from themselves. My clients are often deep thinkers and feelers who care a lot but sometimes struggle to show care toward themselves. Many are navigating transitions, healing from the past, or trying to figure out who they really are. In therapy with me, you can expect a warm, down-to-earth space where you don’t have to pretend or have it all together. I bring humor, compassion, and curiosity to our work together and a deep respect for your lived experience. Whether you're untangling old patterns, building healthier relationships, or learning to trust yourself again, I’m here to help you reconnect with your strength and your story. Therapy isn’t about fixing you, it’s about helping you feel more like you. And I’d be honored to be part of that process.

Johnathan Morgan

Johnathan Morgan, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hello! My name is Johnathan Morgan and I am a Licensed Clinical Social Worker in the state of North Carolina with a Masters in Social Work and thousands of hours of clinical experience. I work with adults, children, and adolescents of all ages and I specialize in treating anxiety, depression, behavioral disorders, attention deficit disorder, parenting, loss of meaning, phobias, impulse control disorders, and relationships.

Sejal Patel

(she/her)

Sejal Patel, LMFT - North Carolina Therapist at Grow Therapy
$100/session
LMFT
6 years of experience
Virtual
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.

Tara Lane-Taylor

Tara Lane-Taylor, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
16 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina and a Licensed Professional Counselor (LPC) in South Carolina. I received my Master of Arts in Counseling with a Emphasis in Professional Mental Health Counseling and a Master of Arts in Human Resource Management from Webster University. I have 16+ years of Clinical experience practicing Outpatient Therapy . I assist children and adults struggling with depression, anxiety, and other mental conditions with developing coping skills to manage their symptoms on a daily basis without disruptions to their lifestyles and daily functioning.

Rochelle Huff

(she/her)

Rochelle Huff, LCSW - North Carolina Therapist at Grow Therapy
$70/session
LCSW
25 years of experience
Virtual
My goal is to assist you in developing your vision and journey in becoming your best and desired self. I am person centered and enjoy applying creative strategies in my practice; such as the use of art, music-videos, narrative mediums and activities. I believe that everyone is capable of change. I have extensive experience with working with adolescents, adults, and families. I am an active supporter of persons and groups of varied cultural backgrounds and individuals in the LGBTQ+ community.

SJ Avery

(they/them)

SJ Avery, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) in North Carolina. I graduated in 2020 with my Master's of Social Work from Western Carolina University, and I've been working with youth and families for over 15 years, 8 of those being in the mental health field. I help neurodivergent, queer, and gender-expansive adolescents, teens, and young adults find ways to live authentically as themselves in a world that can be unkind and harsh. I also support people who have had negative experiences with therapy in the past and want to try again with a more person-centered and affirming approach.

Peresia Commodore

Peresia Commodore, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
13 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (S10174) in North Carolina. I received my MA in Community and Mental Health Counseling, from Webster University in 2011. I have been in clinical practice since 2012. I have a myriad of counseling experience working with children, adults, couples, and families that have focused on a variety of presenting problems such as depression, divorce recovery, marital conflict, anxiety, codependency, parenting techniques, grief, sexual brokenness and life transition. I provide an individualized treatment approach, displaying honesty and empathy while also offering a space that's safe and allows you to be your true self. I am dedicated to making the treatment experience worthwhile as we all strive to become a better version of ourselves.

Carson Nance

(he/him)

Carson Nance, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCMHC
7 years of experience
Virtual
Hello, I am Carson Nance, a dedicated and compassionate mental health therapist specializing in children's well-being. With a deep passion for helping young minds navigate their emotional journeys, I am committed to providing a safe and supportive space where children can express themselves freely and discover their inner strength. My journey into the field of child mental health began with a strong desire to make a positive impact on the lives of young individuals. Witnessing the struggles and unique challenges children face inspired me to pursue a career focused on their psychological development and well-being. My specialized training and education have equipped me with a solid foundation in child psychology, developmental theories, and evidence-based therapeutic interventions. I continuously seek to expand my knowledge and stay up to date with the latest research and best practices in the field. I am truly grateful for the opportunity to make a difference in the lives of children and their families. Witnessing the transformative power of therapy and seeing the resilience and growth of the children I work with is immensely rewarding. It is my heartfelt mission to help children develop the necessary tools and skills to navigate life's challenges.

Tonya Becker

(she/her)

Tonya Becker, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
7 years of experience
Virtual
Hello! Whether you’ve ended up here by chance or made the brave decision to begin this path, I’m excited to be your guide on this therapeutic adventure. With over 15 years of experience in the mental health field, including 7 years exclusively in counseling, I've had the honor of supporting individuals from various backgrounds. Helping others is at the core of my purpose, and I am committed to offering the same dedicated support to you throughout our work together.

Donita Smith

(she/her)

Donita Smith, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
I’m Donita Smith, a Licensed Clinical Social Worker, but more importantly, I’m someone who truly believes in the power of change, even when life feels heavy or uncertain. At my core, I’m a helper. I show up for my clients with empathy, honesty, and a calm, grounded presence. My role is to walk alongside you, helping you make sense of your experiences and supporting you as you build the life you want to live. I bring over six years of experience working with individuals, children, and families navigating depression, anxiety, trauma, and life transitions. I began my career as an Intensive In-Home Therapist, where I gained firsthand experience with complex family dynamics, conflict resolution, and the emotional toll of caregiving and stress. That background shaped me into a therapist who listens deeply, sees the full picture, and responds with both compassion and practical tools. Clients often tell me I’m easy to talk to, down to earth, and genuine. I value building a real connection in therapy; one that makes you feel safe enough to be honest, even when it’s hard. I’ll help you learn how to manage overwhelming thoughts, cope with stress, and rediscover your strengths. I believe therapy should be collaborative, empowering, and tailored to your pace. I believe in showing up authentically, in life and in the therapy space, and I invite my clients to do the same.

Mandie Overocker

(they/them)

Mandie Overocker, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
26 years of experience
Virtual
I am a professional counselor, consultant, human development and nature healing specialist. I am licensed with the state of North Carolina Board for Licensed Professional Counselors (#6516) and a National Certified Counselor (#229164). I received my Bachelor of Arts degree in Elementary Education in 1996 and both Masters and Specialists degrees of Education in Mental Health Counseling from the University of Florida in August of 2000. My continuing ed & training focus has mainly been on trauma and dissociation throughout the last 26 years. The majority of my life experiences have centered around learning as much as I can about trauma and dissociation; how we can increase our awareness in order to increase our "window of realness." We often hear about improving our "window of tolerance" in order to tolerate the ever more increasing demands of our world. By increasing our "Window of realness" we move toward our most authentic selves. I often use an eclectic approach bringing together a variety of types of therapy to help my clients express what they need to express from the various different developmental levels that traumatic material gets stuck within. For example in one session you may find we start out by talking and end by drawing, playing, or dancing. Whatever brings you in: trauma, grief, struggling with dissociation, anxiety or depression, it's my hope that by providing a soft place to land, you will feel comfortable enough in your own skin to begin to be curious to explore what's on your mind. You'll feel acknowledged, respected and empowered as an individual, as a human being, with rights and needs, through the compassionate and empathic way that I will relate with you. From, the very first session, you can begin to claim back your power.

Veronica Kelly

(she/her)

Veronica Kelly, LCSW - North Carolina Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
Welcome! I want to take this opportunity to acknowledge your consideration for therapy. Life can be challenging and talking about these challenges can be scary and leave you feeling vulnerable. Well, I am here to help you make sense of what sometimes may not make sense. Therapy is powerful tool that can be instrumental in learning more about you, how your process life challenges and how these challenges have impacted you. I aim to create a safe space to process these challenges while we explore the root and develop a plan to improve your quality of life. Whether you are dealing with depression, anxiety, couple conflict or you want to learn how to be your best you, we will work together to help you achieve your goals. I celebrate you starting your process today. Contact me today and I look forward to working with you.

Christishawn Gore

(she/her)

Christishawn Gore, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCMHC
20 years of experience
Virtual
Do you struggle with feeling disconnected from yourself and/or others? Do you feel like your life could be more fulfilled? Life entails wins, successes, accomplishments, ups and downs, transitions, unexpected events, detours, stumbling blocks, and so much more. My passion is boosting your self-efficacy, meanwhile, helping you to identify and implement new perspectives and practices to transform and start living a better life. It might mean learning to set boundaries, working through a loss, coping with life transition(s), altering your thinking process, and changing behavior(s) and patterns that are keeping you stuck. Regardless of what it is, my goal is to normalize prioritizing your self-care, improve your coping capacity, build resilience, and increase your self-awareness.

Laura Schmidt

(she/her)

Laura Schmidt, LCMHC - North Carolina Therapist at Grow Therapy
$103/session
LCMHC
10 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (LCMHC) and Certified Play Therapist with nearly 10 years of experience as a school counselor. Additionally, I have over a decade of experience providing individual and family therapy in a private practice setting. Helping clients navigate life's challenges and achieve emotional well-being through tailored therapeutic approaches is the goal of my work.

Natifa Campbell MSWLCSW

(she/her)

Natifa Campbell MSWLCSW, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
12 years of experience
Virtual
I provide individual therapy and family therapy that is person centered and meets the client where they are. The process of counseling is a team effort and I strive to assist (you) my clients with identifying strengths, recognizing supports, developing self-awareness, and accepting accountability I use a variety of approaches (eclectic) to meet the needs of my clients. I specifically use interpersonal psychotherapy, Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Motivational Interviewing, Family Systems Therapy, and Mindfulness Based Counseling. All treatments are supported by the following values: • People are doing the best they can with the skills that they have. • People can change. • People do get better. • People may not have created their problems, but they do have to live with them. • The therapeutic relationship is a safe place to explore issues, learn innovative ways of thinking and acting, and practice skills. To maximize the benefits of counseling, I will often ask clients to complete homework assignments including practicing new skills with follow up reports. I am also a mother, wife, life long student, parent of a disabled child, and support to many.

Janae Fulton

(she/her)

Janae Fulton, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
10 years of experience
Virtual
Welcome! I am licensed to provide therapy in the states of North Carolina and Florida. I have 6+ years experience as a therapist and 10+ years experience working in the mental health field. I specialize in Cognitive Behavioral Therapy, EMDR, and Mindfulness-Based strategies. My approach to therapy is warm and collaborative. My goal is to support you in finding ways to manage stress and discover the tools you need to navigate life. Currently, services are only being offered online via a HIPAA compliant Telehealth platform.

Dr. Latasha McIlwaine

Dr. Latasha McIlwaine, LCMHC - North Carolina Therapist at Grow Therapy
$200/session
LCMHC
20 years of experience
Virtual
Hi! I'm a LCMHCS, LPCS, LCAS, CCS based in North Carolina and practicing in NC, SC, GA, ME, RI and NH. I received my Doctorate in Counseling Psychology from Argosy University and two Masters from Webster University in Counseling and Health Administration. I have been practicing for over 20 years and enjoy working with a diverse population of people. I have several areas of expertise and enjoy using them to support my clients in their overall life goals and plans for success.

Domonique Blackmon

Domonique Blackmon, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
9 years of experience
Virtual
Hello, I am a Licensed Clinical Mental Health Counselor (LCMHC) and Licensed Clinical Addiction Specialist (LCAS). I earned my Bachelor of Arts in Psychology and Master of Science in Mental Health Counseling with a concentration in Rehabilitation counseling from North Carolina Agricultural & State University. I have more than 7 years of experience serving various populations in Outpatient and Inpatient settings. I have experience providing individual & group therapy to children, adolescents and adults struggling with a variety of issues and concerns including substance abuse, serious and persistent mental illness, criminal justice involvement,and mood disorder.

Dominique Squire

Dominique Squire, LCSW - North Carolina Therapist at Grow Therapy
$80/session
LCSW
6 years of experience
Virtual
My name is Dominique Squire, and I am a Licensed Clinical Social Worker. With a diverse professional background, I’ve had the privilege of working with individuals from various cultural and age groups, supporting them through challenges such as trauma, crisis, depression, anxiety, substance use, relationship issues, career concerns, family and parenting conflicts, anger management, and struggles with motivation, self-esteem, and self-confidence.

Vanessa Luna

(she/her)

Vanessa Luna, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
16 years of experience
Virtual
I am a bilingual Licensed Clinical Social Worker in North Carolina. I obtained my Masters in Social Work from Columbia University School of Social Work. I've also attended Mercy College in Dobbs Ferry, New York, where I received my Bachelor's in Behavioral Science. I use a combination of Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Solution Focused Therapy to help my clients develop and achieve their goals. My optimal goal is to ensure my clients feel safe, supportive, and empowered.

Alexis Highsmith

(she/her)

Alexis Highsmith, LCSW - North Carolina Therapist at Grow Therapy
$180/session
LCSW
15 years of experience
Virtual
Are you struggling with feeling worried or depressed? Are you experiencing difficulty focusing or coping with life situations? Congratulations on taking the steps to improve your mental health. I feel that it is important to have your voice heard and I am here to provide a safe space just for that. I have worked as a therapist for the past 15 years with individuals and families. My goal is to help you reach for personal therapy goals.

Anna Mayes

(she/her)

Anna Mayes, LCMHC - North Carolina Therapist at Grow Therapy
$80/session
LCMHC
1 year of experience
Virtual
My name is Anna and I am a Licensed Clinical Mental Health Counselor (LCMHC) and I specialize in Clinical Complex Trauma with children, teens and adults. I have also worked with various mood disorders and helping many through difficult phases in life. I have worked with individuals for about 5 years, both online and in private practice. My passion is to help those who have hit a rough patch and need help making their way to the other side.

Dr Tomlin

(he/him)

Dr Tomlin, LCMHC - North Carolina Therapist at Grow Therapy
$199/session
LCMHC
11 years of experience
Virtual
Hello! My name is Dr. Tomlin, and I am a licensed and nationally certified professional counselor and traumatologist. I specialize in various modalities, including strength-based coaching, existentialism, multicultural awareness, and cognitive behavioral therapy. I am passionate about helping others achieve social, emotional, and behavioral improvements and providing them with the fundamental tools to overcome life struggles so they can prosper. Life is full of obstacles and difficult circumstances, which can feel overwhelming and all-consuming. Navigating these unique, daily challenges can be isolating, leaving you second-guessing everything and spiraling with sadness, frustration, and exhaustion.

Tashina Stout

(she/her)

Tashina Stout, LCSW - North Carolina Therapist at Grow Therapy
$60/session
LCSW
12 years of experience
Virtual
Hi there! I’m Tashina — a Licensed Clinical Social Worker in North Carolina and a Licensed Independent Social Worker in South Carolina. I earned my Master’s degree from North Carolina A&T (Aggie Pride!) and have been walking alongside clients on their healing journeys for over 10 years. I specialize in working with adults and teens who are navigating anxiety, depression, and PTSD. Whether you're feeling stuck, overwhelmed, or just ready for a change, I’m here to help you find clarity, confidence, and calm. My approach is supportive, down-to-earth, and always centered around you. Let’s work together to create space for healing and growth — and maybe even a little laughter along the way.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Child or Adolescent?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Child or Adolescent, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.