Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 103 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/19/2025

Heidi Troutman

Heidi Troutman, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
22 years of experience
Virtual
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have had the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.

Jonathon Payne

(he/him)

Jonathon Payne, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
20 years of experience
Virtual
Hi, my name is Jonathon Payne and I am a practicing Licensed Clinical Mental Health Clinician, LCMHC, with the State of North Carolina with over 18 years of experience. Most of my work experience has come from working with individuals in crisis settings and or situations. The work has always been challenging, humbling, and rewarding. It has taught me the value of true genuineness and the importance of being able to connect with people and build working relationships. I love therapy. I respect the therapeutic process and value the hard work and introspection it requires. Therapy is something that I am passionate about. Everyday it provides me an opportunity to help others and learn from others. I am proud of the things I have learned, but even more humbled and optimistic of things that I continue to learn. One thing I would tell you is that a have a real passion and commitment to counseling and the therapeutic process. It is and has been what I love to do. I put tremendous value on the importance communication, language, and building a good therapeutic relationship or rapport. Its important to me that you, the patient feel safe, heard, and valued. My counseling style is very laid back and supportive, with a very non-judgmental stance. However, I am not afraid to roll my sleeves up and work hard. I believe in being supportive, motivating, and challenging. Its important that you have the opportunity to work hard, learn, grow, while developing realistic attainable and measurable goals.

Meagan Capers

(she/her)

Meagan Capers, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW), Licensed Clinical Addiction Specialist (LCAS), and Certified Clinical Supervisor (CCS) with over 13 years of experience. I’m licensed in South Carolina, North Carolina, Virginia, Utah, and Maine. I specialize in working with neurodivergent adults, first responders, military personnel, and trauma survivors navigating addiction, burnout, anxiety, and major life transitions. My approach is warm, nonjudgmental, and grounded in trauma-informed, evidence-based care. I believe in honoring each client’s unique identity and special interests while helping them turn pain into power and reconnect with their sense of purpose.

Donavon Kirby

Donavon Kirby, LCMHC - North Carolina Therapist at Grow Therapy
$110/session
LCMHC
21 years of experience
Virtual
Hi, I'm Donavon. I am a counselor with almost 20 years of experience. Some words that folks have used to describe me are encouraging, supportive, compassionate, and understanding. One of the things I feel I am especially good at is helping people find the connections to the origins of their problems. Do I spend days or weeks having you relive the past? No. But, being able to understand how your problems or negative coping strategies of today developed, is an important step in doing things better in the present.

Greg Jones

Greg Jones, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
15 years of experience
Virtual
I believe therapists are only wounded survivors with education and training, who seek to help their fellow person face life's difficulties. Just like you, I have faced hardship and continue to work every day towards a better self. I aim to provide my clients with an experience that puts them in a position to succeed. My space is a judgment-free zone, with work taken at your pace. I don’t have the magic solution to solve your problems, but I am well-equipped to help you find those answers within yourself. I encourage you to take a leap of faith for yourself, as life changes are achievable when individual ideas collide with positive actions.

Marni Cahill

(she/her)

Marni Cahill, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
35 years of experience
Virtual
Hi, I'm Marni, and I want to help you thrive. These days, so many people are feeling depressed, anxious, stuck, and overwhelmed. Are you… • Experiencing emotions or challenges you don’t know how to manage? • Struggling to make changes you know you need? • Looking for a sense of purpose? • Feeling disconnected or dissatisfied in relationships or at work/school? • Exhausted from trying to just feel “normal”? If this sounds like you, I understand. I can help you take control, feel more balanced and fulfilled, and create the life you want. It takes courage and support to move forward and create positive change. I'd love to help you make those changes, heal, grow, and take the steps you need to live the more fulfilling life you desire.

Lois Plock

Lois Plock, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi! I am a dually licensed therapist in both Florida and North Carolina. I began my education later in my adult life, and believed I had arrived late to the game. But I found that life experience paired with my own belief system, allowed me the opportunity to view life's challenges through a unique lens, and because of that I am non-judgmental and empathetic towards people who are struggling with the hurts life has dealt them. I believe in using a collaborative approach in helping my clients. I use evidence-based practices, including CBT, DBT, Mindfulness, and Motivational Therapy, as well as Christian Counseling. I am supportive, yet direct with empathy, compassion and help you address the barriers in your life that are causing you pain and distress.

Courtney Jones

(she/her)

Courtney Jones, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
17 years of experience
Virtual
I’m Courtney, a Licensed Clinical Mental Health Counselor with over 15 years experience. I’ve worked with clients in a number of settings, from substance abuse, community mental health, private outpatient, managed care, and inpatient settings. I love to partner on the journey with clients and assist them in living more balanced, rich, fulfilling lives. I've been a prior consumer of therapy myself and have valued the therapeutic process on a personal level.

Eva Watts

Eva Watts, LCSW - North Carolina Therapist at Grow Therapy
$175/session
LCSW
29 years of experience
Virtual
Hi, my name is Eva. I have been practicing in the mental health and substance-abuse field for almost 30 years and during that time I have come to learn a lot about what it takes to help a person move from one place to another and it has also taught me how to move from one place to another so that I too can live my best life . I believe that we all need help from time to time and someone to help us see clearly when we have difficulty seeing things clearly ourselves. My best practice of therapy is being eclectic, which means in simple terms that I use whatever technique I need to to reach my client wherever they are at. This includes all best practices that are evidence-based to work with women, young adults, men and children who all have a common need to feel heard and supported. I specialize in a variety of treatment modalities that include trauma, substance abuse, anxiety/ depression, and other mood/mental disorders, and I desire to help all my clients improve their current life situation so that they can begin to live their best lives.

Natifa Campbell MSWLCSW

(she/her)

Natifa Campbell MSWLCSW, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
12 years of experience
Virtual
I provide individual therapy and family therapy that is person centered and meets the client where they are. The process of counseling is a team effort and I strive to assist (you) my clients with identifying strengths, recognizing supports, developing self-awareness, and accepting accountability I use a variety of approaches (eclectic) to meet the needs of my clients. I specifically use interpersonal psychotherapy, Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Motivational Interviewing, Family Systems Therapy, and Mindfulness Based Counseling. All treatments are supported by the following values: • People are doing the best they can with the skills that they have. • People can change. • People do get better. • People may not have created their problems, but they do have to live with them. • The therapeutic relationship is a safe place to explore issues, learn innovative ways of thinking and acting, and practice skills. To maximize the benefits of counseling, I will often ask clients to complete homework assignments including practicing new skills with follow up reports. I am also a mother, wife, life long student, parent of a disabled child, and support to many.

Heather Petersen

(she/her)

Heather Petersen, LCSW - North Carolina Therapist at Grow Therapy
$130/session
LCSW
21 years of experience
Virtual
Hello there, I'm Heather. Are you experiencing anxiety, depression, or difficulty adjusting to life transitions? Are you noticing that things are overwhelming and more difficult to cope with because of the many stressors in life? Do you feel that you worry too much, are not good enough, or feel like you're stuck? Do you feel like you are all alone, that you have no one who really listens, understands you, or can relate to what you are going through? Well look no further because I specialize in alleviating anxiety, managing and overcoming depression, and adjusting to life transitions (such as parenting, relationship challenges, experiencing an empty nest, health issues, job loss, divorce, death of a loved one, or retirement.) It's a common experience to face these life challenges, but when those issues start to take over your life, it's time to get the support you need by working through this with a counselor so you can live a more fulfilling life. I am a Licensed Clinical Social Worker (LCSW) based in North Carolina, licensed to see clients in North Carolina working virtually, and I'm also licensed in California. I received my Masters from San Diego State University and have been practicing clinical social work for 21 years. I enjoy working with individual adults who are struggling navigating the stressors in life, and we would work together to get you unstuck as soon as possible so you can live a better life, on your own terms. You are brave and have made an important step in the change process just by being here.

Connie Belcher

(she/her)

Connie Belcher, LCMHC - North Carolina Therapist at Grow Therapy
$75/session
LCMHC
11 years of experience
Virtual
I started this journey of helping others in 2004 when I decided to make Mental Health a career choice. After earning a master's degree, I accepted my first paid position at Phoenix House of Brandon, FL and fell deeper in love with helping people emerge from whatever darkness they were experiencing in their lives. My passion is counseling those who struggle with various addictive behaviors (substance use, problem gambling, etc.) and co-occurring lifestyle issues. I have found person-centered, strength-based, and empathic approaches encourage clients to discover their capabilities for living a healthy, positive lifestyle.

Dennis Konadu

(He/Him)

Dennis Konadu, LCSW - North Carolina Therapist at Grow Therapy
$160/session
LCSW
18 years of experience
Virtual
Dennis Konadu is a veteran of the US Army, and a dually licensed provider (LICSW and LADC). Dennis has 18 years of experience treating people with mental health disorders and specializes in substance use. Dennis graduated with his Masters in Social Work from the University of Connecticut School of Social Work in 2007 and has been practicing ever since. Currently, Dennis is in the process of completing a doctoral degree in Counseling Psychology (PsyD) from Rivier University in New Hampshire. Beginning mental health treatment can be daunting at first. You may have questions or even feel uncomfortable about speaking with someone. This therapist can help you by providing care that is unique, empowering and respectful of your needs. Whether you are reading this for yourself or for someone you love, you have come to the right place. Please reach out so we can take the next step in your treatment, together.

Meredith B Cleveland

(she/her)

Meredith B Cleveland, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
7 years of experience
Virtual
Hi! I am a Licensed Professional Counselor-Mental Health Service Provider for the state of TN. I have been licensed for over three years but have worked with the mental health field for over 13 years. I love creating a safe place for clients to be able to address root issues related to unhealthy behaviors and thought patterns. I've spent many years working with adolescents and young women in a variety of residential settings including a domestic violence shelter, a children’s group home, and residential treatment facilities.

Ben Hancock

(he/him)

Ben Hancock, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
5 years of experience
Virtual
Call me Ben! I've been in private practice for 5 years and the mental health field at-large for close to a decade. I'm a big advocate for mindfulness (and ACT) and how it can be used alongside and incorporated into the therapeutic relationship to make tremendous strides in addressing one's mental health. I live in Asheville, North Carolina with my wife and our two cats. I love to go hiking and kayaking, am currently learning Spanish and the drums, and love a good gaming session with my friends. --------------------------------------------------------------*IMPORTANT UPDATE* If you were impacted in any way by hurricanes Helene, Milton, or other significant tropical storms - please let me know in your initial intake. I am currently offering a number of free/sliding scale sessions to those affected.

Ricky Speller

(he/him)

Ricky Speller, LCMHC - North Carolina Therapist at Grow Therapy
$80/session
LCMHC
2 years of experience
Virtual
Hello, I know that sometimes counseling can seem taboo or generic. I strive to make the counseling experience more exciting and fulfilling. I have worked with many different populations and different cultures. I have worked in different settings such as offices, schools and group homes. I have conducted in person and telehealth therapy sessions to meet the needs of my clients. I have a Bachelor's in Criminology from NC State University in Raleigh, NC and a Masters Degree in Professional Counseling From Grand Canyon University. I am eager and ready to work with each client to address their specific needs whether it is couples counseling, family counseling, or individual counseling.

Angela Harrington

(she/her)

Angela Harrington, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
10 years of experience
Virtual
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.

Vanessa Luna

(she/her)

Vanessa Luna, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
16 years of experience
Virtual
I am a bilingual Licensed Clinical Social Worker in North Carolina. I obtained my Masters in Social Work from Columbia University School of Social Work. I've also attended Mercy College in Dobbs Ferry, New York, where I received my Bachelor's in Behavioral Science. I use a combination of Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Solution Focused Therapy to help my clients develop and achieve their goals. My optimal goal is to ensure my clients feel safe, supportive, and empowered.

Stephen Robinson

Stephen Robinson, LCMHC - North Carolina Therapist at Grow Therapy
$110/session
LCMHC
23 years of experience
Virtual
My passion is to work with those who have struggled with the challenges of life; trauma, addiction, relationship issues, mood disorders, grief, attachment, career issues or any stress contributing to anxiety. They may have sought therapy in the past and have become discouraged, for whatever reason. The foundation of therapy is the therapeutic alliance. When one suffers various disorders, life becomes dull and motivation to live according to one's values instead of one's fears is threatened. It is critical that the therapist be attuned to the worldview of the client to facilitate healing, self acceptance and self compassion. Pain is inevitable while suffering is optional.

Cynthia P Alston-Kelly

Cynthia P Alston-Kelly, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
8 years of experience
Virtual
Hi, I'm a Licensed Clinical Mental Health Counselor, LCMHC based in North Carolina. I received my Masters from Fairleigh Dickinson University in New Jersey and have been practicing for 7 years serving adolescents, adults, and families. I help individuals to gain the tools needed to reduce life stressors and achieve their full potential by utilizing coping stragies gained in therapy.

Domonique Blackmon

Domonique Blackmon, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
9 years of experience
Virtual
Hello, I am a Licensed Clinical Mental Health Counselor (LCMHC) and Licensed Clinical Addiction Specialist (LCAS). I earned my Bachelor of Arts in Psychology and Master of Science in Mental Health Counseling with a concentration in Rehabilitation counseling from North Carolina Agricultural & State University. I have more than 7 years of experience serving various populations in Outpatient and Inpatient settings. I have experience providing individual & group therapy to children, adolescents and adults struggling with a variety of issues and concerns including substance abuse, serious and persistent mental illness, criminal justice involvement,and mood disorder.

Deb Childress

(she/her)

Deb Childress, LCSW - North Carolina Therapist at Grow Therapy
$165/session
LCSW
5 years of experience
Virtual
Hi! My name is Deb and I am a Licensed Clinical Social worker in the state of North Carolina currently. I received my masters degree in clinical social work at the University of Michigan. I received my bachelors in social work at Bowling Green State University in Ohio. I completed training in Addiction treatment, CBT, DBT, mindfulness based therapy. I have worked in group therapy, individual therapy with clients of all ages and with those who have many different mental illness. Reaching out for help is one of the hardest things someone can do in life- especially with mental health- when you take this step you have already completed a huge part of your journey to healing. I know what it feels like to reach out for someone else’s help and I would be honored to help you through your journey to meet your goals.

Fumie Abe

(she/her)

Fumie Abe, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
7 years of experience
Virtual
I am a bilingual English-Japanese Licensed Clinical Mental Health Counselor and Licensed Counselor Addiction Specialist. I received a Master’s in Clinical Mental Health Counseling with a concentration in Addictions Counseling in 2018 at Appalachian State University. I have worked in a residential substance use treatment facility as a counselor. My approach to counseling is based on Person-Centered theory. My goal as a counselor is to support the process of self-discovery and to enrich the lives of others.

Dr Tomlin

(he/him)

Dr Tomlin, LCMHC - North Carolina Therapist at Grow Therapy
$199/session
LCMHC
11 years of experience
Virtual
Hello! My name is Dr. Tomlin, and I am a licensed and nationally certified professional counselor and traumatologist. I specialize in various modalities, including strength-based coaching, existentialism, multicultural awareness, and cognitive behavioral therapy. I am passionate about helping others achieve social, emotional, and behavioral improvements and providing them with the fundamental tools to overcome life struggles so they can prosper. Life is full of obstacles and difficult circumstances, which can feel overwhelming and all-consuming. Navigating these unique, daily challenges can be isolating, leaving you second-guessing everything and spiraling with sadness, frustration, and exhaustion.

Ronald Williams

(he/him)

Ronald Williams, LCSW - North Carolina Therapist at Grow Therapy
$160/session
LCSW
10 years of experience
Virtual
I bring something to individual and couples therapy that is rare today and not from a text book, that is lived experience. In drawing from different evidence based schools of thought in combination with my lived experiences we will employ such modalities of therapy such as Motivational Interviewing, Cognitive Behavioral Therapy and Emotionally Focused Couples Therapy. Adversity and struggle are situations that are common. The goal to avoid both would be ideal but that is not reality. Peace and calmness in the mist of adversity and struggle is a possible reality and what we will strive to help you achieve.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Addiction?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Addiction, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.