Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 166 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/15/2025

Stephanie Freeman

Stephanie Freeman, LCSW - North Carolina Therapist at Grow Therapy
$70/session
LCSW
9 years of experience
Virtual
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Johnathan Morgan

Johnathan Morgan, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hello! My name is Johnathan Morgan and I am a Licensed Clinical Social Worker in the state of North Carolina with a Masters in Social Work and thousands of hours of clinical experience. I work with adults, children, and adolescents of all ages and I specialize in treating anxiety, depression, behavioral disorders, attention deficit disorder, parenting, loss of meaning, phobias, impulse control disorders, and relationships.

Justin Dixon

(he/him)

Justin Dixon, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$175/session
LCMHC
8 years of experience
Virtual
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.

Aaron McGinley

Aaron McGinley, LCMHC - North Carolina Therapist at Grow Therapy
$175/session
LCMHC
9 years of experience
Virtual
You deserve support, and if you are coming with your partner , you both do, no matter how hard the road ahead may seem. You need someone that will strive to understand you, but commit to supporting you in moving towards change that feels meaningful. While I will never pretend to know your exact pain, I do find that my experience juggling life as a parent, a partner, and in demanding careers such as corporate leadership and skilled trades have often helped me find a traction point to connect with you , so I can support you.

Andrew Sell

Andrew Sell, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
5 years of experience
Virtual
Feeling anxious, overwhelmed, or stuck? Do you strive for breakthrough but somehow seem to always fall short? Do you want to finally achieve progress and reach your goals? I can help by utilizing psychological tools to push past these barriers and into a more fulfilled life. Together, we will embark on a collaborative journey, joining our efforts to carefully explore and determine your unique goals and aspirations for treatment, ensuring that we align our strategies to meet and exceed your expectations.

SJ Avery

(they/them)

SJ Avery, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) in North Carolina. I graduated in 2020 with my Master's of Social Work from Western Carolina University, and I've been working with youth and families for over 15 years, 8 of those being in the mental health field. I help neurodivergent, queer, and gender-expansive adolescents, teens, and young adults find ways to live authentically as themselves in a world that can be unkind and harsh. I also support people who have had negative experiences with therapy in the past and want to try again with a more person-centered and affirming approach.

Daniel Harmon

Daniel Harmon, LCMHC - North Carolina Therapist at Grow Therapy
$130/session
LCMHC
5 years of experience
Virtual
I’m a licensed clinical mental health counselor in North Carolina who works with adults navigating a variety of concerns like anxiety, depression, trauma, relationship issues, and life transitions. I focus on creating a supportive, nonjudgmental space where clients can feel safe being honest and vulnerable. My goal is to help people understand themselves better, develop practical tools, and create meaningful change in their lives.

Carson Nance

(he/him)

Carson Nance, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCMHC
7 years of experience
Virtual
Hello, I am Carson Nance, a dedicated and compassionate mental health therapist specializing in children's well-being. With a deep passion for helping young minds navigate their emotional journeys, I am committed to providing a safe and supportive space where children can express themselves freely and discover their inner strength. My journey into the field of child mental health began with a strong desire to make a positive impact on the lives of young individuals. Witnessing the struggles and unique challenges children face inspired me to pursue a career focused on their psychological development and well-being. My specialized training and education have equipped me with a solid foundation in child psychology, developmental theories, and evidence-based therapeutic interventions. I continuously seek to expand my knowledge and stay up to date with the latest research and best practices in the field. I am truly grateful for the opportunity to make a difference in the lives of children and their families. Witnessing the transformative power of therapy and seeing the resilience and growth of the children I work with is immensely rewarding. It is my heartfelt mission to help children develop the necessary tools and skills to navigate life's challenges.

Donavon Kirby

Donavon Kirby, LCMHC - North Carolina Therapist at Grow Therapy
$110/session
LCMHC
20 years of experience
Virtual
Hi, I'm Donavon. I am a counselor with almost 20 years of experience. Some words that folks have used to describe me are encouraging, supportive, compassionate, and understanding. One of the things I feel I am especially good at is helping people find the connections to the origins of their problems. Do I spend days or weeks having you relive the past? No. But, being able to understand how your problems or negative coping strategies of today developed, is an important step in doing things better in the present.

Ehsan Adib Shabahang

(he/him)

Ehsan Adib Shabahang, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
Has intro video
LCMHC
3 years of experience
Virtual
Are you feeling overwhelmed or struggling with your relationships? Does anxiety or stress seem impossible to shake off? Maybe you're at a crossroads with your career or finding it hard to connect with yourself. Or perhaps you've experienced trauma that you cannot navigate alone; you're not alone, and there is help available. I'm Ehsan Shabahang, a Licensed Professional Counselor (LPC) dedicated to helping you overcome life's challenges. Having worked with over 4,000 clients, including individuals, families, couples, students, groups, children, and non-profit organizations, I understand that life can be unpredictable. My military experience and multidisciplinary approach to therapy have taught me resilience and the importance of mental health. As an LPC, I hold a Master of Science in Clinical Mental Health Counseling and am currently pursuing a PhD in Social Psychology. I use a unique blend of therapy models in my practice, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), the Gottman Method, and sex therapy as a Certified Sex Therapy Informed Professional (CSTIP). This diverse approach allows me to better address your mental, emotional, and spiritual needs. I also integrate mindfulness, yoga, and art therapy to help you build a stronger, more positive relationship with yourself. My approach is especially supportive for those who have experienced trauma, providing a safe and nurturing environment to process and heal. Whether you're dealing with career stress, relationship issues, trauma, or looking to improve your self-awareness, I'm here to help. I offer a safe, compassionate, and judgment-free space where you can find the support you need. Together, we'll use practical tools and scientifically proven methods to help you achieve your goals. Take the first step towards a better life. Let's embark on this journey of growth and self-discovery together.

Greg Jones

Greg Jones, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
15 years of experience
Virtual
I believe therapists are only wounded survivors with education and training, who seek to help their fellow person face life's difficulties. Just like you, I have faced hardship and continue to work every day towards a better self. I aim to provide my clients with an experience that puts them in a position to succeed. My space is a judgment-free zone, with work taken at your pace. I don’t have the magic solution to solve your problems, but I am well-equipped to help you find those answers within yourself. I encourage you to take a leap of faith for yourself, as life changes are achievable when individual ideas collide with positive actions.

Chip Palmer

Chip Palmer, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi! I'm a licensed clinical social worker (LCSW) and licensed clinical addiction counselor (LCAS.) I went to graduate school at the University of Vermont and have provided therapy services for more than 30 years in outpatient mental health settings as well as in inpatient psychiatric and addiction treatment settings. I'm in long-term recovery from alcohol and opiate dependence. Fun fact: I worked on an offshore lobster boat in the Gulf of Maine for 4 years.

Erin Sweeney

(she/her)

Erin Sweeney, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$85/session
LCSW
9 years of experience
Virtual
What's been happening? My name is Erin, I am a licensed clinical social worker currently based in North Carolina. I received my Masters from Fordham University in New York, where I grew up. I have been working in the field for several years and have experience in different settings and practices. I have recently started the journey of working for myself and provide therapy and life coaching.

Heather Petersen

(she/her)

Heather Petersen, LCSW - North Carolina Therapist at Grow Therapy
$130/session
LCSW
21 years of experience
Virtual
Hello there, I'm Heather. Are you experiencing anxiety, depression, or difficulty adjusting to life transitions? Are you noticing that things are overwhelming and more difficult to cope with because of the many stressors in life? Do you feel that you worry too much, are not good enough, or feel like you're stuck? Do you feel like you are all alone, that you have no one who really listens, understands you, or can relate to what you are going through? Well look no further because I specialize in alleviating anxiety, managing and overcoming depression, and adjusting to life transitions (such as parenting, relationship challenges, experiencing an empty nest, health issues, job loss, divorce, death of a loved one, or retirement.) It's a common experience to face these life challenges, but when those issues start to take over your life, it's time to get the support you need by working through this with a counselor so you can live a more fulfilling life. I am a Licensed Clinical Social Worker (LCSW) based in North Carolina, licensed to see clients in North Carolina working virtually, and I'm also licensed in California. I received my Masters from San Diego State University and have been practicing clinical social work for 21 years. I enjoy working with individual adults who are struggling navigating the stressors in life, and we would work together to get you unstuck as soon as possible so you can live a better life, on your own terms. You are brave and have made an important step in the change process just by being here.

Mandie Overocker

(they/them)

Mandie Overocker, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
26 years of experience
Virtual
I am a professional counselor, consultant, human development and nature healing specialist. I am licensed with the state of North Carolina Board for Licensed Professional Counselors (#6516) and a National Certified Counselor (#229164). I received my Bachelor of Arts degree in Elementary Education in 1996 and both Masters and Specialists degrees of Education in Mental Health Counseling from the University of Florida in August of 2000. My continuing ed & training focus has mainly been on trauma and dissociation throughout the last 26 years. The majority of my life experiences have centered around learning as much as I can about trauma and dissociation; how we can increase our awareness in order to increase our "window of realness." We often hear about improving our "window of tolerance" in order to tolerate the ever more increasing demands of our world. By increasing our "Window of realness" we move toward our most authentic selves. I often use an eclectic approach bringing together a variety of types of therapy to help my clients express what they need to express from the various different developmental levels that traumatic material gets stuck within. For example in one session you may find we start out by talking and end by drawing, playing, or dancing. Whatever brings you in: trauma, grief, struggling with dissociation, anxiety or depression, it's my hope that by providing a soft place to land, you will feel comfortable enough in your own skin to begin to be curious to explore what's on your mind. You'll feel acknowledged, respected and empowered as an individual, as a human being, with rights and needs, through the compassionate and empathic way that I will relate with you. From, the very first session, you can begin to claim back your power.

Robert Brown

(he/him)

Robert Brown, LCSW - North Carolina Therapist at Grow Therapy
$70/session
LCSW
30 years of experience
Virtual
Hi there! I am Robert Brown, a Licensed Clinical Social Worker based out of North Carolina. I have been practicing for 30 years and have a focus on adults who have experienced depressed mood, anxiety, grief, or trauma. It's always been a privilege for me to serve folks who are ready to create a lasting and meaningful change through our journey together.

Chris Everhart

(he/him)

Chris Everhart, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCMHC
20 years of experience
Virtual
Therapist in the behavioral health field since 2004. Have worked with adults male and female, couples, parents, adolescents with behavioral and development needs. Specialty in Autism specific to psychoeducation, parent training, and couples therapy. Experience in the home, community, school setting with therapy. Master’s degree in clinical counseling fully licensed -and proficient in providing clinical supervision to others. Has lead teams of up to 20 clinicians.

Ben Hancock

(he/him)

Ben Hancock, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
5 years of experience
Virtual
Call me Ben! I've been in private practice for 5 years and the mental health field at-large for close to a decade. I'm a big advocate for mindfulness (and ACT) and how it can be used alongside and incorporated into the therapeutic relationship to make tremendous strides in addressing one's mental health. I live in Asheville, North Carolina with my wife and our two cats. I love to go hiking and kayaking, am currently learning Spanish and the drums, and love a good gaming session with my friends. --------------------------------------------------------------*IMPORTANT UPDATE* If you were impacted in any way by hurricanes Helene, Milton, or other significant tropical storms - please let me know in your initial intake. I am currently offering a number of free/sliding scale sessions to those affected.

Jeffrey Hunsucker

(he/him)

Jeffrey Hunsucker, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
13 years of experience
Virtual
I'm Jeff Hunsucker. I'm a licensed clinical social worker and addiction specialist. I am also a certified peer support specialist. I've been working in substance use and mental health treatment for 13 years, and I value the inherent worth of every person. Each client will be treated with respect and dignity as they strive to reach their full potential. I'm a compassionate guide in the recovery process that walks along side of my clients in their journey.

Brooke McKenzie

(she/her)

Brooke McKenzie, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$75/session
LCSW
20 years of experience
Virtual
My name is Brooke McKenzie and I am a Licensed Clinical Social Worker (LCSW) with a Master of Business Administration (MBA) and over 20 years of experience in clinical practice. Throughout my career, I have had the opportunity to work with individuals, couples, and families with a wide range of issues, including anxiety, depression, addiction, and more. I have worked in both inpatient and outpatient settings, in both private and public practice. My work has taken me to diverse settings, including state hospitals, jails, courtrooms, schools, and private offices. I have a strong commitment to providing quality services to my clients and strive to ensure that each individual is able to get the best possible care. My experience and expertise in the field of mental health allow me to provide a comprehensive approach to treatment, including the use of cognitive-behavioral therapy, psychodynamic approaches, and cognitive reprocessing. I am also trained in the use of mind-body therapies, such as meditation to help my clients manage their stress and anxiety. I have a passion for helping people to make positive changes in their lives and take steps towards improved health and well-being. My commitment to my clients’ health and well-being is the cornerstone of my practice and I am dedicated to helping people reach their potential.

Lynn Childress

(she/her)

Lynn Childress, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$120/session
LCMHC
13 years of experience
Virtual
Are you looking to improve your overall mental health? Do you struggle with anxiety or depression? Do you want to change the way that you view yourself or life itself? I give tools that can help you overcome the lies that you have been told about who you are and discover the truths about yourself. I am an LCMHCS and I specialize in anxiety, depression, and trauma. My philosophy is that no adversity is a waste of your time if you learn from it, become stronger because of it, and help others through it. That is what I do.

Sarah Lanza

Sarah Lanza, LCMHC - North Carolina Therapist at Grow Therapy
$110/session
LCMHC
24 years of experience
Virtual
I have been in practice for over 24 years. I work with clients from very diversified backgrounds, helping clients to identify their issues, helping them to determine what is leading to these issues, and determining the best steps to address such issues. We will take a look at how your past is potentially affecting your current day and further attempt to work through any issues from your past that are stopping you from getting to where you want to be in life. I provide a nurturing, supportive and motivating environment.

Meredith B Cleveland

(she/her)

Meredith B Cleveland, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
7 years of experience
Virtual
Hi! I am a Licensed Professional Counselor-Mental Health Service Provider for the state of TN. I have been licensed for over three years but have worked with the mental health field for over 13 years. I love creating a safe place for clients to be able to address root issues related to unhealthy behaviors and thought patterns. I've spent many years working with adolescents and young women in a variety of residential settings including a domestic violence shelter, a children’s group home, and residential treatment facilities.

Connie Belcher

(she/her)

Connie Belcher, LCMHC - North Carolina Therapist at Grow Therapy
$75/session
LCMHC
11 years of experience
Virtual
I started this journey of helping others in 2004 when I decided to make Mental Health a career choice. After earning a master's degree, I accepted my first paid position at Phoenix House of Brandon, FL and fell deeper in love with helping people emerge from whatever darkness they were experiencing in their lives. My passion is counseling those who struggle with various addictive behaviors (substance use, problem gambling, etc.) and co-occurring lifestyle issues. I have found person-centered, strength-based, and empathic approaches encourage clients to discover their capabilities for living a healthy, positive lifestyle.

Meagan Capers

(she/her)

Meagan Capers, LCSW - North Carolina Therapist at Grow Therapy
$130/session
LCSW
12 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW), Licensed Clinical Addiction Specialist (LCAS), and Certified Clinical Supervisor (CCS) with over 13 years of experience. I’m licensed in South Carolina, North Carolina, Virginia, Utah, and Maine. I specialize in working with neurodivergent adults, first responders, military personnel, and trauma survivors navigating addiction, burnout, anxiety, and major life transitions. My approach is warm, nonjudgmental, and grounded in trauma-informed, evidence-based care. I believe in honoring each client’s unique identity and special interests while helping them turn pain into power and reconnect with their sense of purpose.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.