Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 23 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/17/2026

New to Grow

$110/session

Empowering
Humorous
Open-minded

Specialties

ADHD
Anxiety
Coping Skills
+3
I am Amanda! Thank you so much for taking time to take a look at my profile. I am a Licensed Clinical Social Worker in North Carolina. I got my Masters degree from Winthrop University in 2013. I have done applied behavioral analysis with individuals with autism, in home therapy with at risk children and their families, outpatient therapy, and crisis response work. I like to bring a positive energy to each session and outlook to situations. I create a very nonjudgmental space where you are able to be open and share and be in the moment. I am very sensitive to everyone's different cultures and unique life experiences and I would love to help you with your journey of growth and healing.
Available

Often rebooked

$110/session

Authentic
Warm
Solution oriented

Specialties

Anxiety
Insomnia/Sleep Issues
Life Transitions
+9
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I want to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!
VirtualAvailable

$200/session

Warm
Authentic
Open-minded

Specialties

ADHD
Anxiety
LGBTQ
+10
If your brain never fully shuts off, you overthink everything, or you feel mentally exhausted even when life looks “fine” from the outside, you’re in the right place. I work best with thoughtful, reflective adults navigating anxiety, ADHD, burnout, relationship patterns, life transitions, and the pressure of trying to hold everything together. Many of my clients are young adults, college students, and working professionals who are thoughtful, high-functioning, and often spend more time in their own heads than they’d like. My approach is conversational, direct, and insight-oriented. I don’t believe therapy is about me having all the answers. You are the expert on your own life. My role is to help you identify patterns, challenge assumptions, explore different perspectives, and uncover solutions that already fit who you are. Clients often appreciate my open-minded approach, curiosity, and ability to create a space where they can think out loud without judgment. Therapy with me is less about being told what to do and more about developing a deeper understanding of yourself and how you want to move through the world.
Available

$140/session

Empowering
Warm
Authentic

Specialties

Anxiety
Personality Disorders
Trauma and PTSD
+10
Hi there, I'm Tonya Bunch. I am a Licensed Clinical Social Worker with 11 years experience serving the community. I help individuals with anxiety, depression, and PTSD to manage burnout, learn emotion regulation, and balance their everyday lives. Together we will work to identify what is working and what is not working for you to learn healthy coping skills. We will use a person-centered approach to balance your mind, body, spirit and environment. I love using strength-based, grounding techniques, mindfulness and solution-focused techniques to help you learn that you have the coping skills to manage your struggles. Whether you are seeking help for anxiety, depression, trauma or relationship issues, I am here to help. Seeking therapy is scary and taking the first step is the hardest. I am here to support you nonjudgmentally, no matter the issue. You are making the right choice. I give you the space and time to build a therapeutic relationship to reach your goals. You deserve a safe space to heal and grow. In our sessions together, I will meet you with compassion and use evidence-based techniques so you can overcome the hangups and habits that have been holding you back. Let's work together!
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+5
Hi Folx, my name is Daja and I’m a Licensed Clinical Social Worker (LCSW) with over 8 years in clinical practice. I began my career providing family therapy to children, adolescents and families in rural NC communities. From there, I transitioned to a large multi-state psychiatric and behavioral health outpatient practice where I served as both a psychotherapist and Regional Director for three years. After transitioning from that role, I worked in clinical care management with a large corporate insurance company, serving members with complex clinical care needs. As a therapist, I’ve focused my work on supporting folks better manage mental health conditions, cultivate greater joy in their lives and improve their relationships. I sincerely enjoy learning folks’ stories and assisting them as they navigate new and old life challenges/transitions.
VirtualAvailable

$250/session

Solution oriented
Authentic
Direct

Specialties

Anxiety
Child or Adolescent
Coping Skills
+10
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from Madonna University and my Doctoral degree from Oakland University. I have been in practice for over 22 years. I am who people of all ages consult with when they are struggling with embodying their true and best self. Teaming up with me has helped many people get "unstuck and out of the funk" ultimately moving towards their unique version of living their best life.
VirtualAvailable

Often rebooked

$160/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Life Transitions
+9
During a 13-year career in industry working as an engineer, I became inspired through a steady variety of volunteer work helping others within my community. I returned to school and earned my Master of Social Work degree. Recognizing that our body actively participates in all of our life experiences, I completed my Massage Therapy Certification. As I continued to work with more people in therapy, I learned about a novel approach that I could use to bridge these two disciplines, and I became a Somatic Experiencing® Practitioner. I am licensed as a Clinical Social Worker and I virtually assist folks living in Florida, North Carolina, and Massachusetts. For over 30 years I have worked with people within adolescent, adult, and elder populations, US military veterans, and folks in the LGBTQIA+ community. Many have struggling with depression, anxiety, trauma, PTSD, gender incongruence, mood disorders, psychosis, substance use disorders, grief and loss, and chronic pain and illness.
VirtualAvailable

$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Parenting
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

$100/session

Authentic
Warm
Open-minded

Specialties

Anxiety
LGBTQ
Women's Issues
+9
Hi! I'm Jasmine and I am a Licensed Clinical Social Worker that has been practicing therapy for 6 years. I obtained a Bachelors in Psychology in 2010 at Eastern Michigan University and completed my Master of Social Work at Johnson C. Smith University, graduating in 2017. Do you have a hard time with change and life transitions? Do you feel overstimulated and unable to ground yourself? Do you feel isolated or "different" from everybody else? Are you exploring your identity, sexuality, or self-image? Are you seeking a therapist who can provide an atmosphere where you feel comfortable enough to vent, find relief, and explore your story– however unconventional it may be? Do you crave a space where you can find yourself or be encouraged to be the expert on your life while being held accountable for your goals? If you want to live a life that aligns with your values or true identity while communicating and reinforcing your boundaries, I can help you get there. Together, using strength-based and person-centered therapy with a psychodynamic touch (and a healthy dose of humor), we can partner and begin your journey to building the confidence to be who you are and enhancing your strengths. Finally, feel self-assured in your value and speak up for what you want in your life, relationships, and career. If you’re ready to build a happy, thriving life while being true to yourself, let’s chat today. I come from a military family that has been located throughout the United States, allowing me the opportunity to meet people from varying cultures and backgrounds. This has contributed to my ability to become more culturally competent and open-minded when working with different clients. When I’m not in therapist mode, I’m... Either out and about on the town attending open mics, enjoying brunch, having fun at concerts or at home watching the Food Network, cartoons, dramas, and comedies.
VirtualAvailable

$130/session

Authentic
Solution oriented
Warm

Specialties

Depression
ADHD
Anger Management
+5
Hi! I'm a Licensed Clinical Mental Health Counsellor (LCMHC) currently serving both North and South Carolina. I have utilized my Masters of Counseling in practice for 8 years. I've spent over 12 years as a Protective Services Social Worker and in that time I had the privilege to serve many people in many walks of life. That experience has given me a unique talent for connecting with people. I enjoy assisting older and young adults struggling with life, relationship and career stress, and others just finding it difficult to become the best versions of themselves.
VirtualAvailable

$135/session

Authentic
Humorous
Open-minded

Specialties

LGBTQ
Anxiety
Chronic Illness
+6
Welcome! If you are seeking a down to earth and relaxed therapist- you are in the right place! I specialize in creating a safe and affirming space for individuals within the LGBTQ+ communities- where I have lived experience, any individuals navigating chronic illness and caregiving, and folks impacted by hoarding behaviors. I understand how important it is to feel heard and validated, especially when dealing with sensitive topics such as anxiety, chronic disorganization, gender identity, transgender health, trauma, depression, boundary setting, communication skills, and more. I write letters of support for gender affirming care.
VirtualAvailable

$100/session

Authentic
Empowering
Warm

Specialties

Depression
LGBTQ
Spirituality
+3
Candace “NIX” Fritts is a licensed Zumba instructor, yoga instructor and Licensed Clinical social worker. She has been teaching Zumba over 5 years and has utilized her passion for healing and helping others as a therapist over the past decade. “NIX” specializes in and has a passion for cultural diversity, gender identity/LGBTQIA+ issues, equality, relationship/marital issues, depression, anxiety, and Trauma. She defines "empathy" as her number one skill and superpower. In addition “NIX” is a huge advocate and member of the LGBTQIA+ community. She is also a member NAACP and the Black political caucus of Cabarrus County. NIX also encourages health and wellness with a belief that healing can be achieved in various ways. Fun Fact: NIX was once a contestant on “Lets make a Deal”
VirtualAvailable

$100/session

Authentic
Warm
Direct

Specialties

Addiction
Anxiety
LGBTQ
+10
Hello! My name is Clover and I am a licensed clinical therapist and addiction specialist in the state of North Carolina. I look forward to the opportunity of learning and working together as part of our therapeutic process. I enjoy working with folks who are gender diverse and members of the LGBTQIA+ community who experience unique stressors and conflicts with their day-to-day lives. I also love working with folks who struggle with substance use either in addition to other life stressors or on its own especially in the context of substance use disorders being highly stigmatized. I focus on substance use treatment approaches with a functionality mindset to work on setting reasonable goals and expectations during the clinical process. I started my clinical work with addiction and grew as a therapist and person to see people from a whole-person perspective. Our difficulties, conflicts, our stressors do not define us for who we are and when they prevent or delay us from becoming our authentic selves is where the therapeutic process blossoms. I believe everybody is always in a constant process of growing into our best selves and I hope to have the opportunity to work with you along this process too.
VirtualAvailable

$200/session

Authentic
Empowering
Open-minded

Specialties

LGBTQ
Sex Therapy
Women's Issues
I’m a queer-affirming, feminist therapist who works with individuals navigating identity, trauma, intimacy, and burnout. I specialize in supporting LGBTQ+ folks and women who are unpacking the stories they've been told about their bodies, relationships, and worth. My approach is collaborative, nonjudgmental, and grounded in deep respect for individual lived experience—we’ll move at your pace, toward the life you actually want.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Grief
LGBTQ
Older Adults
+8
Hi! I'm a dually Licensed Clinical Social Worker (LCSW) and Licensed Clinical Addictions Specialist (LCAS) working in the Raleigh NC area. I received my Bachelor of Social Work (BSW) and Master of Social Work (MSW) from the North Carolina State University and have been practicing for 7 years. I love what I do, I left a successful career when I was in my mid 40's to go to college so I could become a social worker. I became a LCSW because I lost a partner when I was in my early 30's and a LCSW helped me navigate a new beginning and changed my life forever.
VirtualAvailable

$175/session

Warm
Authentic
Open-minded

Specialties

Addiction
Anxiety
LGBTQ
+7
Welcome! I’m Christien Harden. Finding the right therapist can feel overwhelming, but you don’t have to navigate it alone. I’m here to provide a compassionate, nonjudgmental space where you can work through life’s challenges at your own pace. Whether you’re struggling with anxiety, depression, trauma, substance use, or identity-related concerns, my goal is to help you find clarity, healing, and balance in a way that feels right for you.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+10
Hello, there! I'm a licensed clinical social worker (LCSW) raised in the Piedmont region of North Carolina and have been supporting clients in the area since 2021. Outside of private practice I volunteer as a crisis counselor and victim's advocate. Outside of my work, I’m deeply committed to my own spiritual growth as a way to expand compassion, lessen suffering, and hold space for others on their path to peace. I find renewal in nature, often through hiking, camping, or simply being outdoors, and value time spent with loved ones and giving back to my community. This personal grounding helps me show up with presence and care, and I welcome those who feel drawn to reach out.
VirtualAvailable

$130/session

Authentic
Humorous
Open-minded

Specialties

Anxiety
Coping Skills
Depression
If you’re looking for someone who will sit back while you unravel your life's chaos alone, I’m not your person. But if you want someone who gently calls you out, celebrates your wins (even the small ones like doing laundry), and hands you actual tools (not just tissues), welcome. I’m a Licensed Clinical Social Worker who uses Cognitive Behavioral Therapy (CBT) and Solution-Focused techniques, which is fancy for I help you identify the unhelpful thoughts doing donuts in your brain, and together we kick them out and get you moving forward. I proudly support the LGBTQIA2+ community, and my practice is affirming, inclusive, and kink/poly-friendly. No judgment here, ever! Whether you're dealing with anxiety that won't shut up, depression that's overstayed its welcome, or you’re just trying to get it together-ish, we can work on making real, sustainable change. You bring the honesty. I’ll bring the dry humor, the empathy, and the occasional metaphor that doesn’t totally land but somehow still helps. Remember YOU>it.
VirtualAvailable

New to Grow

$120/session

Challenging
Direct

Specialties

Anger Management
Anxiety
Chronic Illness
+10
Hello, and welcome. I am Dr. Samuel Hickson, PhD, LCSW, a licensed psychotherapist, neuropsychotherapist, clinical researcher, educator, and healthcare consultant dedicated to providing evidence-based psychotherapy for adults. My practice is built on the belief that healing begins with understanding ourselves, rebuilding trust, and developing the resilience needed to navigate life's challenges with confidence and purpose. I work with adults experiencing anxiety, depression, burnout, healthcare-related stress, identity transitions, chronic illness adjustment, grief, and major life changes. My therapeutic approach integrates neuropsychotherapy, Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), narrative therapy, mindfulness-based interventions, and strengths-based practices to create individualized treatment plans that are both compassionate and grounded in scientific research. My professional background extends beyond traditional psychotherapy. With over 14 years of healthcare experience, a PhD in Human Behavior, an MBA focused on Corporate Social Responsibility, and extensive work in clinical research and behavioral health, I bring a multidisciplinary perspective that bridges neuroscience, psychology, healthcare systems, and organizational well-being. This allows me to understand not only the emotional challenges my clients face but also the broader healthcare, workplace, and life circumstances that influence mental health. In addition to psychotherapy, I provide professional consultation in risk management, clinical documentation, quality improvement, standards of care, and behavioral health operations for healthcare organizations and private practices. Whether you are seeking support during a difficult transition or looking to strengthen resilience and reconnect with your values, my goal is to provide a collaborative, respectful, and affirming therapeutic environment where meaningful, lasting change can occur. I welcome the opportunity to partner with you on your journey toward growth, healing, and living a more fulfilling life.
Available

New to Grow

$175/session

Specialties

Foster Care/Adoption
LGBTQ
Racism
+10
I work with therapists and seasoned therapy folx who have been deep in top-down processing: they're insightful, self-aware, have read the things, and learned the skills. People who want to work with me are generally curious or drawn to something different: experiential modality, an authentic, therapeutic relationship, bottom-up processing, slowing down, or want to feel more connected to themselves, others, or an experience. If you have energy circling a specific question, issue, concern, or experience and/or are finding yourself missing or longing for something, feeling stuck, wanting more, intellectualizing less, or wanting to feel more connected in some way to what you already know, please reach out.
Available

$150/session

Warm
Empowering
Authentic

Specialties

Anxiety
Life Transitions
Peer Relationships
+7
Many people appear "fine" on the outside while internally struggling with anxiety, intrusive thoughts, overwhelm, self-doubt, perfectionism, relationship challenges, or feeling stuck in unhelpful patterns. You may find yourself overthinking, emotionally exhausted, disconnected from the present, or constantly putting pressure on yourself just to keep up. Therapy can help you slow down, better understand yourself, regulate emotions more effectively, and change patterns to create a greater sense of balance, clarity, and connection in your life. I help clients gain self-awareness, stop obsessive compulsive cycles, manage anxiety and overwhelm, regulate emotions, improve relationships, and break free from unhelpful patterns. I offer in-person and virtual therapy. In-person therapy is available on Monday's at my office in South Tampa. I create a supportive, non-judgmental environment where you can openly explore your thoughts, emotions, and experiences and work to make lasting change. If this sounds like work you're ready to engage in, book an appointment or contact me to set up a consultation call and we'll see if we're a good fit!
Available

$125/session

Direct

Specialties

Chronic Illness
LGBTQ
Physical Health Condition
+10
I'm a middle-aged human who loves to support others along their journeys to greater states of purpose and well-being and who has turned that instinct to help others into a career. I've got experience with working with senior citizens with dementia, people with chronic illnesses and pain, and I've worked in the prison system as a therapist as well as in a gender-affirming care clinic. If I could choose one word to link my broad range of work roles, it would be: advocate.
Available

$110/session

Warm
Authentic
Empowering

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+12
Hi there! My name is Christina and I am Certified in Neuropsychotherapy, a Licensed Clinical Social Worker in NC and MI, and a Certified Clinical Trauma Professional (CCTP). I'm also IFS and EMDR informed. My life's work has been dedicated to helping individuals realize their true potential while eliminating barriers to their personal growth. This includes finding meaning/purpose and fulfillment in life, improving self-image, and repairing interpersonal relationships through healthy attachment patterns. I specialize in complex trauma, anxiety, stress, interpersonal relationships, self-worth, and depression. I am very passionate about working with individuals who identify somewhere on the LGBTQIA+ spectrum.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.