Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 446 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/11/2025

Selina Milligan

(she/her)

Selina Milligan, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
6 years of experience
Virtual
Welcome! I'm Selina. I am a Licensed Clinical Mental Health Counselor (LCMHC) and a Licensed Clinical Addiction Specialist - Associate (LCAS-A) based in North Carolina. I've been in the field of mental health for 6 years. I enjoy helping people become better versions of themselves while navigating the many challenges of life (trauma, anxiety, depression, addiction, etc.). My warm inviting, personality allows clients a safe space to be and work on themselves, knowing someone is in their corner. Welcome to my virtual cozy corner. I'm excited to talk with you!

Stephanie Freeman

Stephanie Freeman, LCSW - North Carolina Therapist at Grow Therapy
$70/session
LCSW
9 years of experience
Virtual
Welcome! I'm Stephanie Freeman,MSW, LCSW, LCAS. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Heidi Troutman

Heidi Troutman, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
22 years of experience
Virtual
Hello, I'm a counselor with a background in Forensic Psychology, having worked in the field since 2004. I have had the privilege of serving a diverse range of clients from various ethnicities, racial backgrounds, and socioeconomic classes. My approach is non-judgmental, patient, and easy-going, creating a safe space where you can feel heard and understood. With many years of experience working in correctional settings, particularly with individuals in acute crisis, I am passionate about helping you navigate challenges, find solutions, and work towards lasting positive change. My goal is to empower you to take control of your well-being and move forward with confidence.

Roberta Mason

Roberta Mason, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
9 years of experience
Virtual
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I received my Masters from the Gardner-Webb University and have been practicing for 9 years. I help young adults and children struggling with career/school stress as well as feeling stuck in a life. All the pressures we have today lead to melancholy and burnout. Lets work together to help you become the best versions of yourself so you can feel peace and contentment.

Julie Bridges

Julie Bridges, LCMHC - North Carolina Therapist at Grow Therapy
$115/session
LCMHC
7 years of experience
Virtual
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) and a Licensed Professional Counsellor (LPC). I am licensed in both Mississippi and North Carolina. I received my Masters in Mental Health Counseling from Mississippi College in 2018. The expansion of telehealth services allows me to work with clients living in MS and NC. I have past experience leading a support group in a faith-based setting and as a counselor for adults at an inpatient mental health facility. Today, I work in private practice helping adults struggling with anxiety, trauma, or emotional unrest gain a sense of calm and the ability to manage their emotions.

Sejal Patel

(she/her)

Sejal Patel, LMFT - North Carolina Therapist at Grow Therapy
$100/session
LMFT
6 years of experience
Virtual
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.

Ally Lagrange

(she/her)

Ally Lagrange, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
3 years of experience
Virtual
Hi, I’m a therapist who works with teens, young adults, and even connect well with adults who are feeling anxious, stuck, overwhelmed, or disconnected from themselves. My clients are often deep thinkers and feelers who care a lot but sometimes struggle to show care toward themselves. Many are navigating transitions, healing from the past, or trying to figure out who they really are. In therapy with me, you can expect a warm, down-to-earth space where you don’t have to pretend or have it all together. I bring humor, compassion, and curiosity to our work together and a deep respect for your lived experience. Whether you're untangling old patterns, building healthier relationships, or learning to trust yourself again, I’m here to help you reconnect with your strength and your story. Therapy isn’t about fixing you, it’s about helping you feel more like you. And I’d be honored to be part of that process.

Daja Mayner

(she/her)

Daja Mayner, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hi Folx, my name is Daja and I’m a Licensed Clinical Social Worker (LCSW) with over 8 years in clinical practice. I began my career providing family therapy to children, adolescents and families in rural NC communities. From there, I transitioned to a large multi-state psychiatric and behavioral health outpatient practice where I served as both a psychotherapist and Regional Director for three years. After transitioning from that role, I worked in clinical care management with a large coporate insurance company, serving with complex clinical care needs. As a therapist, I’ve focused my work on supporting folks better manage mental health conditions, cultivate greater joy in their lives and improve their relationships. I sincerely enjoy learning folks’ stories and assisting them as they navigate new and old life challenges/transitions.

Laura Massey

(she/her)

Laura Massey, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
4 years of experience
Virtual
I’m Laura Massey, a Licensed Clinical Mental Health Counselor, Certified Clinical Supervisor, and Licensed Clinical Addiction Specialist based in North Carolina. I work with adults 18 and older who are navigating life transitions, anxiety, depression, women’s concerns, and the everyday stress that can sometimes feel overwhelming. I offer a compassionate, supportive space where you can feel heard, understood, and empowered to grow at your own pace. I believe meaningful change happens through connection, reflection, and the courage to show up for yourself. I also support individuals working through the challenges of addiction, meeting each person with empathy, without judgment, and with a deep belief in their ability to heal and rebuild.

Ariel Harris

(she/her)

Ariel Harris, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW) seeing clients in North Carolina statewide via virtual visits. I specialize in working with anxiety, depression, setting boundaries, dating in the digital era, confidence, and eating disorders. Whether, you have a small circle of friends, dealing with transitional changes in life, depression, loneliness, or even really crappy Hinge dates. You deserve to invest in your self-care and curate the most fulfilling life for yourself. If any of this speaks to you I encourage you to reach out today.

Tonya Bunch

(she/her)

Tonya Bunch, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
10 years of experience
Virtual
Hi there, I'm Tonya Bunch. I am a Licensed Clinical Social Worker with 7+ years experience serving the community. I help high performers, emotional suffering, and trauma survivors to manage burnout, and learn emotion regulation, mindfulness, and recovery in trauma. Together we will work to identify what is working and what is not working for you to help balance your life. We will use a person-centered approach to balance your mind, body, spirit and environment. I love using strength-based and mindfulness to help you learn that you have the coping skills to manage your struggles. Whether you are seeking help for anxiety, depression, trauma or relationship issues, I am here to help. Seeking therapy is scary and taking the first step is the hardest. I am here to support you nonjudgmentally, no matter the issue. You are making the right choice. I give you the space and time to build a therapeutic relationship to reach your goals. You deserve a safe space to heal and grow. In our sessions together, I will meet you with compassion and evidence-based techniques so you can overcome the hangups and habits that have been holding you back. Let's work together!

Lisa Pratt-Winborne

(she/her)

Lisa Pratt-Winborne, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
10 years of experience
Virtual
I am an independently licensed psychotherapist who works with adults who suffer from Anxiety and Depression and or other behavioral disturbances. My experience includes working in psychiatric hospitals conducting group therapy, individual therapy, family therapy and discharge planning. I have also worked in the world of clinical trials with therapeutic indications of Infectious Disease, Pain Management, Substance Abuse and Cardiovascular Diseases. In 2020, I started my own private practice to address mental health issues within her community for those who suffer with Anxiety, Depression and other behavior health disturbances.

LaTonia Curtiss

(she/her)

LaTonia Curtiss, LCSW - North Carolina Therapist at Grow Therapy
$115/session
LCSW
21 years of experience
Virtual
​ Do you struggle with feeling bad about yourself, developing and /or maintaining healthy relationships with others? Do you feel down, depressed, feeling you let yourself or others down? Do you experience feelings of anxiety, stress, or trauma? Are these concerns impacting you at home, work, or other places? Seeking therapy can be scary, however, you have made the right decision. I believe individuals are the "experts on themselves" and possess the ability to make the desired positive change in their lives. In the session, we will utilize a Person Center Approach consisting of meeting the individual were they are, actively listening, providing support, encouragement, and validation, as well as utilizing Evidence -Based Treatment Modalities ( such Cognitive Behavioral Therapy, Solution Focused Based Therapy, Motivational Interviewing, Mindfulness, Person Centered Approach, and Psychoeducation) Supportive Therapy, Stress Management, and Anger Management. Together, we will work collaboratively to treat the whole person and empower the person to find their way forward.

Kateryna Chorna

Kateryna Chorna, LCSW - North Carolina Therapist at Grow Therapy
$95/session
Has intro video
LCSW
5 years of experience
Virtual
Hi, my name is Kateryna Chorna, and I am a Mental Health Therapist. I specialize in helping adults who struggle with anxiety, depression, and trauma to manage their negative emotions so they feel safer, calmer, and more in control of themselves and their lives. I understand how overwhelming and debilitating these conditions can be, and I am here to support, guide, and empower you on your journey towards healing and recovery. I bring to the table proven expertise and experience in Dialectical Behavior Therapy (DBT), Eye Movement Desensitization and Reprocessing (EMDR), Safe and Sound Protocol(SSP), Bio Dynamic Breathwork and Trauma Release System (BBTRS) and I am a Trauma and Resilience Practitioner (CTRP). These credentials enable me to equip you with the tools necessary to manage anxiety, depression, and PTSD in a sustainable and healthy manner. You don't have to struggle alone or let negative emotions define your life. Together, we can work towards a brighter future where you feel safer, calmer, and more in control of yourself and your life. Don't let negative emotions hold you back any longer.

Tara Lane-Taylor

Tara Lane-Taylor, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
16 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina and a Licensed Professional Counselor (LPC) in South Carolina. I received my Master of Arts in Counseling with a Emphasis in Professional Mental Health Counseling and a Master of Arts in Human Resource Management from Webster University. I have 16+ years of Clinical experience practicing Outpatient Therapy . I assist children and adults struggling with depression, anxiety, and other mental conditions with developing coping skills to manage their symptoms on a daily basis without disruptions to their lifestyles and daily functioning.

Tonya Becker

(she/her)

Tonya Becker, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
7 years of experience
Virtual
Hello! Whether you’ve ended up here by chance or made the brave decision to begin this path, I’m excited to be your guide on this therapeutic adventure. With over 15 years of experience in the mental health field, including 7 years exclusively in counseling, I've had the honor of supporting individuals from various backgrounds. Helping others is at the core of my purpose, and I am committed to offering the same dedicated support to you throughout our work together.

Lois Plock

Lois Plock, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi! I am a dually licensed therapist in both Florida and North Carolina. I began my education later in my adult life, and believed I had arrived late to the game. But I found that life experience paired with my own belief system, allowed me the opportunity to view life's challenges through a unique lens, and because of that I am non-judgmental and empathetic towards people who are struggling with the hurts life has dealt them. I believe in using a collaborative approach in helping my clients. I use evidence-based practices, including CBT, DBT, Mindfulness, and Motivational Therapy, as well as Christian Counseling. I am supportive, yet direct with empathy, compassion and help you address the barriers in your life that are causing you pain and distress.

Vanna Lee

(she/her)

Vanna Lee, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
13 years of experience
Virtual
Hey I’m Vanna! I am a Licensed Clinical Mental Health Counselor (LCMHC) based in southeastern North Carolina. At Focused EQ Therapy, I specialize in supporting adults and young adults navigating ADHD, Autism, and emotional intelligence challenges. My approach combines deep empathy with evidence-based strategies, focusing on self-discovery, personal growth, and the development of meaningful coping skills. I am passionate about helping you understand and harness your unique traits to live a more empowered and fulfilling life. I focus on the nuances of neurodivergence, recognizing the unique ways it manifests in each individual. My approach is tailored to unpack these complexities, leveraging both traditional therapies and innovative techniques to address the specific needs of my clients.

Tova Woullard

(she/her)

Tova Woullard, LCSW - North Carolina Therapist at Grow Therapy
$85/session
LCSW
20 years of experience
Virtual
I have been working in the human service field for the past 20 years. I work with the geriatric population, military families, active-duty members & veterans, teens with academic issues/child custody issues/juvenile delinquents, foster kids & blended homes, individuals with immunodeficiency disorders, incarcerated adults: males/females (jail & prisons) & those reentering society, addictions (alcohol/drugs), self-esteem issues: oppression/privilege issues pertaining to race; the homeless, & with abuse/neglect/exploited/abandoned issues. I help with acceptance & change. I work with the LGBTQ2+ community, divorce separation issues, and with those in a polyamorous relationship. I specialized in the following: ADHD, Alcohol Use Disorder/ALcoholism, Anger Management, Anxiety, Chronic Illness, Chronic Relapse, codependency, Communication skill building, Coping Skills Divorce, Domestic Violence, Dual Diagnosis, Family Conflict, Grief, Life Coaching, Dating and Romance Issues, Life Transitions, Marital and Premarital issues, Peer Relationships, Personality Disorders, Racial Identity, Re-entry into society, Self Esteem, Spirituality, Stress, Substance Use, Thinking Disorders, Transgender, Weight Loss, and Women's Issues.

Marni Cahill

(she/her)

Marni Cahill, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
35 years of experience
Virtual
Hi, I'm Marni, and I want to help you thrive. These days, so many people are feeling depressed, anxious, stuck, and overwhelmed. Are you… • Experiencing emotions or challenges you don’t know how to manage? • Struggling to make changes you know you need? • Looking for a sense of purpose? • Feeling disconnected or dissatisfied in relationships or at work/school? • Exhausted from trying to just feel “normal”? If this sounds like you, I understand. I can help you take control, feel more balanced and fulfilled, and create the life you want. It takes courage and support to move forward and create positive change. I'd love to help you make those changes, heal, grow, and take the steps you need to live the more fulfilling life you desire.

Sherrita Ried

(she/her)

Sherrita Ried, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$120/session
LCMHC
7 years of experience
Virtual
I’m a licensed clinical mental health counselor. My approach is warm, person-centered, and grounded in empathy, honesty, and collaboration. I work with individuals and couples navigating life transitions, trauma, grief, anxiety, relationship issues, and identity-related challenges. My goal is to help each client feel seen, supported, and empowered to make meaningful changes. With over a decade of experience, I specialize in trauma-informed care, drawing from Person-Centered Therapy, Solution-Focused Brief Therapy, and Cognitive Behavioral Therapy. I’m also trained in Eye Movement Desensitization and Reprocessing (EMDR), which allows me to help clients process and heal from past trauma in a safe and structured way. Before counseling, I worked in nursing, where I saw firsthand the impact of unaddressed emotional pain. That insight continues to shape my commitment to holistic, compassionate care. Whether you’re feeling stuck, overwhelmed, or simply ready to grow, I’m here to walk alongside you with curiosity and care. At R&R Counseling, I strive to create a space where you can breathe, reflect, and take steps toward the life you want. Therapy isn’t about fixing you, it’s about rediscovering your strength.

Ally Yarsinske

(she/her)

Ally Yarsinske, LCMHC - North Carolina Therapist at Grow Therapy
$85/session
LCMHC
8 years of experience
Virtual
Feeling overwhelmed, stressed, and exhausted constantly? Isolated and alone because you don’t want to burden your friends or family with your problems? Or maybe you don’t know quite how to name why you feel this way or how to talk about it. Well, there is good news - therapy is the place to explore these challenging thoughts and feelings. I’ve worked in mental health since 2016, helping people of all ages, backgrounds, and challenges. I approach mental health challenges with a holistic mindset to help identify what we can change, inside of our control, and increase resilience. Depression, anxiety, ADHD, and trauma are a few examples of mental health struggles that impact how we live and experience the world. However, the opposite is also true! Because our lifestyles can influence our ability to tolerate stress and feel good about ourselves. My job as a therapist is to help you identify what is working, and what isn't working, and what we can do about it. I believe in us working as a team and supporting you in achieving your goals, so you can reconnect with your inner strength, resilience, and confidence to manage life's challenging ebbs and flows. Why choose me? Well, to help me feel less like a stranger, here is more detail about my background: My M.A. in Clinical Mental Health Counseling is from Lenoir Rhyne University's Graduate Center of Asheville, NC in Dec. 2020. I hold a B.S. in Psychology from Longwood University in Farmville, VA. I'm a Qualified Mental Health Professional with 5.5 years of direct care experience with teens in residential treatment. My graduate internship was community and school-based outpatient therapy with Access Family Services. August 2021 to March 2024, I was an outpatient therapist, in-person and virtual, with a company in the Chapel Hill area.

Shelby Sawyer

(she/her)

Shelby Sawyer, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hi, I’m Shelby — a Licensed Clinical Social Worker with over six years of experience supporting teens and adults through life’s most difficult moments. I specialize in working with individuals navigating anxiety, depression, trauma, grief, life transitions, and identity exploration, with a special focus on, LGBTQ+ affirming care and support for first responders and military personnel . My approach to therapy is eclectic, person-centered, and proactive. I don’t just listen — I actively engage with you in the process by offering feedback, suggestions, and practical tools to support your growth outside of sessions. That often includes personalized homework or exercises to help you apply what we’re working on in real life. I draw from a wide range of evidence-based methods, including CBT, ACT, mindfulness, trauma-informed care, and more — always tailored to your unique needs and goals. I offer both morning, evening and Saturday appointments to make therapy more accessible, and all sessions are held virtually for your convenience and privacy. I became a therapist because I care deeply about being a supportive, steady presence for those who are struggling. If you're feeling overwhelmed, stuck, or simply looking for a space to be heard and supported, I’m here to walk alongside you on your path to healing and growth.

Veronica Kelly

(she/her)

Veronica Kelly, LCSW - North Carolina Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
Welcome! I want to take this opportunity to acknowledge your consideration for therapy. Life can be challenging and talking about these challenges can be scary and leave you feeling vulnerable. Well, I am here to help you make sense of what sometimes may not make sense. Therapy is powerful tool that can be instrumental in learning more about you, how your process life challenges and how these challenges have impacted you. I aim to create a safe space to process these challenges while we explore the root and develop a plan to improve your quality of life. Whether you are dealing with depression, anxiety, couple conflict or you want to learn how to be your best you, we will work together to help you achieve your goals. I celebrate you starting your process today. Contact me today and I look forward to working with you.

Amonie Greene

Amonie Greene, LCSW - North Carolina Therapist at Grow Therapy
$125/session
LCSW
4 years of experience
Virtual
I am a Licensed Clinical Social Worker and in case you’re unsure of what that is, it means I have earned a Bachelor Degree in Social Work a Master of Social Work and once I completed Graduate school I was then required to complete 3,000 hours of clinical work experience under supervision for another two years after those supervised clinical hours I had to successfully sit for ASWB Clinial Level exam. Being a Licensed Clinical Social Worker not only means that I am passionate about Mental Health, but I am also focused on your environment, meaning I look at external factors that impact your situation. When I started Graduate School, I went in with the notion of studying Psychology until I came across the Social Work Program, after doing some extensive research into the profession, I decided that is what I wanted to do. I learned I can help individuals with their Mental Health as well as take a holistic approach to address any barriers they may face while working towards their goals. I absolutely LOVE being a Licensed Clinical Social Worker and helping individuals reach goals they’ve set for themselves.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.