Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 146 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 8/18/2026

New to Grow

$100/session

Specialties

Parenting
Addiction
Anxiety
+7
My ideal clients are adults who are looking for support, guidance, to work through life’s challenges. They may be experiencing anxiety, depression, stress, relationship difficulties, life transitions, or challenges related to substance use. My ideal clients are people who are ready to better understand themselves, explore what may be getting in the way, and take steps toward feeling more balanced and fulfilled.
Available
View profile
Book session

$150/session

Intelligent
Authentic
Direct

Specialties

Parenting
Anxiety
Depression
+9
You may be feeling overwhelmed, emotionally stuck, or unsure how to move forward. I work with adults experiencing anxiety, depression, trauma, relationship concerns, emotional difficulties, and major life transitions. My approach is warm, collaborative, and tailored to your individual needs. I combine practical strategies from CBT and DBT with psychodynamic, attachment-based, interpersonal, and person-centered approaches. Together, we will address current concerns while also exploring the experiences and recurring patterns that may be influencing your thoughts, emotions, and relationships. My goal is to help you feel more grounded, gain greater clarity, and create meaningful and lasting change.
Available
View profile
Book session

$150/session

Authentic
Challenging
Empowering

Specialties

Parenting
Anxiety
Family Conflict
+4
I am a Licensed Mental Health Counselor with extensive experience supporting individuals across the lifespan, including adolescents, adults, couples, families, and older adults. I specialize in helping clients who are struggling with anxiety, trauma, emotional overwhelm, relationship challenges, and life transitions, and who are seeking both relief and deeper understanding of themselves. Clients often describe me as warm, grounded, and easy to talk to, while also thoughtful and direct when helping them identify patterns that may be keeping them stuck. My approach is collaborative and compassionate, with a strong focus on helping clients feel emotionally safe while also gently encouraging insight, reflection, and meaningful change. In my work, I integrate cognitive behavioral therapy, mindfulness-based strategies, trauma-informed care, and psychodynamic principles. This allows me to support both present-day symptom relief and deeper exploration of long-standing emotional and relational patterns. My clinical background includes many years of work in community mental health in New York City, where I provided care to diverse and underserved populations. I also have experience in inpatient psychiatric settings supporting individuals during acute crises, as well as involvement in psychiatric research, which strengthened my foundation in evidence-based and clinically grounded care. At the core of my work is the belief that people are not defined by their symptoms or their past experiences. Instead, therapy is a space to better understand yourself, shift long-standing patterns, and build a more grounded, connected and intentional life.
Available
View profile
Book session

Often rebooked

$130/session

Empowering
Authentic
Solution oriented

Specialties

Parenting
Anxiety
Life Transitions
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
Available
View profile
Book session

$125/session

Authentic
Empowering
Warm

Specialties

Parenting
Anxiety
Depression
+10
As an LCSW specializing in EMDR, DBT, CBT, and addiction treatment, I work with individuals to help them heal from past trauma, manage difficult emotions, and break free from unhealthy patterns. I offer evidence-based therapies like EMDR to process trauma and DBT and CBT to build coping skills and promote emotional regulation. My goal is to support you in making lasting changes, improving relationships, and achieving a healthier, more fulfilling life
VirtualAvailable
View profile
Book session

$150/session

Warm
Authentic
Empowering

Specialties

Parenting
ADHD
Autism
+10
Hello, I am Dr. Arenas Nieves, a licensed therapist in Arizona, Florida, and New York, with over 16 years of experience supporting individuals on their journey toward mental and emotional wellness. I work with adolescents, adults, and seniors, and I am fluent in both English and Spanish. Although I have worked with many populations throughout my career, my niche includes military service members, veterans, their families, and underrepresented community members such as people of color, neurodivergent individuals, and LGBTQIA+ clients. I specialize in ADHD, family dynamics, LGBTQIA+ identity and exploration, and relationship challenges, as well as anxiety, depression, trauma, PTSD, anger management, grief and loss, cultural and ethnic concerns, maternal and men's mental health, and chronic conditions. My style is affirming, inquisitive, and solution-oriented. I aim to create a collaborative, judgment-free space where you feel supported, seen, and empowered to make meaningful change. I am a passionate clinician who believes in collaboration, authenticity, and honoring every part of your experience. In therapy, we will work together to identify the best evidence-based approaches to help you reach your goals while affirming your personal values, culture, and strengths. Throughout my career, I have supported military service members, veterans and their families, as well as people from diverse backgrounds—including those exploring their ethnic, gender, and sexual identities, young people navigating challenges, and couples strengthening relationships. What makes my approach unique is that I do not just rely on proven methods—I also honor the parts of your life that matter most to you, like your spirituality, personal values, and what makes you uniquely you. I am direct and genuine, deeply committed to helping you reach your wellness goals.
VirtualAvailable
View profile
Book session

$175/session

Warm
Authentic
Intelligent

Specialties

Parenting
Anxiety
Depression
+9
Hi ! I am a Licensed Clinical Social Worker with extensive clinical experience working with individuals and couples. In addition to my private practice,I have been an Adjunct Professor for 15 years in a Graduate Program in Mental Health Counseling. I am also an author of a number of books dealing with mental health issues. I feel honored to work in this field and have established relationships built on mutual respect. My focus has always been on proving my clients with practical evidence based outcomes that have enriched their lives.
VirtualAvailable
View profile
Book session

$100/session

Authentic
Open-minded
Warm

Specialties

Parenting
Anxiety
Depression
+6
I’m a Black male therapist in my 30s who is passionate about helping individuals and couples navigate anxiety, relationships, identity, and life transitions. I strive to create a supportive, non-judgmental space where clients feel seen, heard, and respected. My approach is collaborative and practical, drawing from evidence-based methods like Cognitive Behavioral Therapy while honoring each person’s unique experiences, culture, and strengths.
VirtualAvailable
View profile
Book session

$150/session

Specialties

Parenting
Anxiety
Life Transitions
+6
My approach is built on a foundation of warmth and non-judgmental acceptance, where you can feel safe to explore your deepest concerns. Clients often tell me they appreciate my direct communication style, which respectfully gets to the heart of the matter without endless circling. By combining a safe space with clear, insightful feedback, I aim to empower you to trust your own wisdom, develop a stronger sense of self-worth, and navigate challenges with newfound confidence and resilience
VirtualAvailable
View profile
Book session

$150/session

Authentic
Empowering
Solution oriented

Specialties

Parenting
Perinatal Mental Health
Postpartum
+6
I am a NY based LCSW with 20 years experience working in a variety of setting including schools, community mental health centers, and outpatient private practice I graduated with my Master's in Social Work for New York University. I am a holistic provider, and take elements of various approaches and will design our sessions to be a unique fit for your own needs.
Available
View profile
Book session

$100/session

Solution oriented
Direct
Authentic

Specialties

Parenting
Anxiety
Couples Counseling
+10
I am a Licensed Marriage and Family Therapist in the state of New York and Indiana. I have a Masters degree in Clinical Psychology from Antioch University-Los Angeles. Previously, I had a 30 year career in the Film & Television industry. My passions were, the Film business & Psychology. I said to myself, the day I become disinterested in the Film business, I'll go to graduate school, get my degree in psychology and become a psychotherapist. That day came and here I am. I have been practicing since 2009.
VirtualAvailable
View profile
Book session

$100/session

Empowering
Open-minded
Solution oriented

Specialties

Parenting
ADHD
Anxiety
+6
Life can feel heavy and overwhelming, and we don’t have to carry everything alone. I’m here to help shoulder some of that weight and guide you toward the life you’re envisioning. I practice from a holistic perspective, considering all aspects of your life and how they influence one another. Even when we focus on a single concern, we’ll explore the broader patterns and connections that shape your wellbeing. Growth is rarely linear, and we’ll navigate that journey together with intention and compassion to help you get lasting change. I thrive with clients who understand they need to work for change, want to gain insight and value personal evolution. Sessions often lead to new insights, “aha” moments, and sometimes even a laugh or two. Humor doesn’t replace healing, but it sure can soften the edges of difficult moments. For my qualifications, I’m have a bachelor’s in Social Work and a master’s degree in counseling earned back in 2013. My background spans substance abuse treatment, grief and trauma work, suicide prevention, attention concerns, and mood and anxiety disorders — I’ve walked alongside people through some of life’s toughest chapters. And if you’re interested in Law of Attraction coaching, I also offer that as a way to help you align your mindset with your goals and dreams.
Available
View profile
Book session

$250/session

Intelligent
Warm
Solution oriented

Specialties

Parenting
Anxiety
Obsessive-Compulsive (OCD)
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable
View profile
Book session
No reviews yet

New to Grow

$190/session

Authentic
Empowering

Specialties

Parenting
Anxiety
Depression
+10
Welcome, I'm Valerie! I earned my Master’s in Social Work from Columbia University in 2014 and have spent over a decade working across NYC supporting individuals through life’s toughest moments—from managing anxiety and trauma to navigating chronic illness, grief, and family dynamics. As a biracial woman of Southeast Asian heritage, I am deeply passionate about cultural humility, social justice, and inclusive care. I honor the rich, complex backgrounds that make you who you are, and I craft care that reflects your unique identity and values
Available
View profile
Book session

$130/session

Warm
Open-minded
Authentic

Specialties

Parenting
Anxiety
Couples Counseling
+9
Are you feeling lost, stuck, or weighed down by past trauma? Or are you and your partner caught in repetitive cycles, struggling to truly connect? I specialize in helping individuals and couples move from feeling disconnected to living with deep purpose, clarity, and security. For young adults and individuals feeling lost in life, I utilize Acceptance and Commitment Therapy (ACT) combined with existential and somatic-cognitive tools. Together, we will help you rediscover who you are, clarify your core values, and define exactly what you want your life to look like. We will process past pain, release physical trauma, and foster genuine post-traumatic growth so you can build a meaningful future. For couples, I combine the Gottman Method and the Psychobiological Approach to Couple Therapy (PACT). We will work in real-time to understand your nervous system responses, break negative communication loops, and build a secure, deeply connected partnership. Whether you are navigating individual healing, identity exploration, or relationship growth, I provide a safe, actionable space to help you thrive.
Available
View profile
Book session

$150/session

Direct
Open-minded
Authentic

Specialties

Parenting
Child or Adolescent
Couples Counseling
+9
Hi, I'm Jean Messeroux, a Licensed Clinical Social Worker with an MSW from Columbia University and over eleven years of experience supporting people through some of the most formative and demanding seasons of their lives. My background spans education and healthcare, where I worked as a teacher, social worker, and social emotional learning facilitator, and that experience shaped a practice built on the belief that therapy should feel practical, human, and connected to what you're actually living through, not detached from it. I work with a wide range of people, students figuring out who they are, professionals managing pressure and burnout, parents balancing everything at once, and athletes navigating performance and identity, because the core work of understanding yourself and building healthier patterns looks similar no matter what world you come from. Whatever brought you here, my goal is to create a space where you feel seen quickly and leave with tools you can actually use.
Available
View profile
Book session

$100/session

Warm
Solution oriented
Empowering

Specialties

Parenting
Anxiety
Coping Skills
+10
I am a Licensed Mental Health Counselor in New York and a Licensed Professional Counselor in New Jersey with 20 years of providing successful clinical services. I have a track record of effectively working with diverse client populations and with a wide range of clinical concerns, including Dual Diagnosis, Psychiatric Disorders, Substance Use Disorders, Depression, Anxiety, At-Risk-Teens, Domestic Violence Victims, Parent/Child Relationships, Grief & Loss, and Multi-Stressed Families. I also provide Marriage and Pre-Marriage Counseling, Faith-Based and Psychoeducational Counseling. My treatment approach is a combination of Cognitive-Behavioral, Psychodynamic, Family Systems Therapy, and Client-Centered. I will tailor our dialogue and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
VirtualAvailable
View profile
Book session

$125/session

Warm
Empowering
Solution oriented

Specialties

Parenting
Anxiety
Depression
+10
Hi, I’m Lisa, a Licensed Mental Health Counselor and Certified Attachment Coach with over 15 years of clinical experience. I specialize in anxiety, depression, attachment styles, relationship/ dating issues, family conflict, postpartum and grief & loss. My work is rooted in helping people to better understand their patterns of behavior, building emotional security and creating healthier relationships with themselves and others. I offer telehealth appointments for clients ages 18 and older who live in Florida.
Available
View profile
Book session

$150/session

Empowering
Authentic
Open-minded

Specialties

Parenting
Anxiety
Depression
+7
I'm a Licensed Mental Health Counselor with over 20 years of clinical experience in both inpatient and outpatient settings, I have helped countless individuals work through anxiety, depression, trauma, stress, and relationship challenges. I specialize in supporting, teenagers, and adults while also helping families navigate parent-adolescent dynamics. My goal is to provide practical tools, insight, and compassionate support that help clients create meaningful and lasting change.
VirtualAvailable
View profile
Book session

$120/session

Solution oriented
Warm
Authentic

Specialties

Parenting
Couples Counseling
Life Transitions
+7
Hi, I’m Anna Richards, LMFT. I work with individuals and couples navigating dating, premarital preparation, marriage, parenthood, and communication challenges. My approach is warm, practical, and grounded in real-life experience as a wife, mom, and therapist. I offer virtual sessions for clients in New York and Texas through a secure, HIPAA-compliant platform. I provide both general and Christian counseling, honoring each client’s unique background, values, and goals as we work together to create meaningful, lasting growth.
VirtualAvailable
View profile
Book session

New to Grow

$95/session

Specialties

Parenting
Addiction
Mood Disorders
+10
I am a compassionate therapist with over 20 years of experience in various treatment venues. My approach is client-centered and solution-focused. You will find me friendly and easy to talk to. There is no judgment, only the desire to help you identify your issues and work on making the desired changes to improve your life. Together, we will set the goals for treatment and expectations.
Available
View profile
Book session

$120/session

Empowering
Warm
Authentic

Specialties

Parenting
Anxiety
Life Transitions
+4
I’m a therapist committed to creating a space where you feel seen, supported, and able to show up as your full self. I understand that life can feel overwhelming at times, especially when you’re balancing responsibilities, navigating relationships, or managing stress that others may not always see. My goal is to provide a space where you can slow down, process your experiences, and begin to feel more grounded and in control. I use a collaborative and client-centered approach, integrating Cognitive Behavioral Therapy (CBT) to support both insight and meaningful change. Whether we’re identifying unhelpful patterns or working through past experiences that still feel present, I aim to meet you where you are and move at a pace that feels right for you. My background in public health and community-based work allows me to understand how personal experiences are often shaped by larger systems and environments. I value culturally responsive care and strive to create an inclusive space where all aspects of your identity are respected. Therapy with me is a space for growth, healing, and building practical tools you can carry into your everyday life.
VirtualAvailable
View profile
Book session

New to Grow

$300/session

Specialties

Parenting
ADHD
Child or Adolescent
+4
Akiva Garellek focuses on meeting his clients where they are. Working together with his clients and meeting their needs is of the utmost importance. He uses evidence-based models, such as CBT and DBT, in his practice. Even more importantly, he offers a great deal of empathy and will take on your problems and attack them as if they are his own. Ever since I was young, I knew I wanted to get into a career path that would make a difference in people’s lives. This interest led me to study psychology and mental health, ultimately leading me to a rewarding career in helping people. As a licensed Mental Health Counselor in the greater New York &  South Florida area, I am committed to the well-being of all my clients and go above and beyond to cater to their needs. I truly care for all of my clients and work diligently to help find them the answers they seek. Since 2016, I have worked with a variety of clients dealing with circumstances that are unique to their lives, which led me down the path of specializing in working with children utilizing play therapy. 
Available
View profile
Book session

$160/session

Warm
Empowering
Solution oriented

Specialties

Parenting
Anxiety
Life Transitions
+10
Freedom of mind. Don’t let worrying about your past or current life stressors take up any more free real estate in your mind. Worrying offers NO RETURN on your investment. I’m Andrea Onukwue! It’s a pleasure and privilege to welcome you to Freed Mind Consulting, LLC. I am a Licensed Clinical Social Worker with Psychotherapy Privileges licensed to practice independently in the states of MO and NY. For the past six years, I've had my full-time private practice. Over the past 20 years, I’ve practiced in a variety of settings and contexts, including as a practitioner, C-suite executive, employee assistance consultant, and senior executive leader. I’m dually credentialed as a psychotherapist and educational leader. I have extensive experience journeying with individuals from all walks of life as they seek greater clarity, wellness, fulfillment, and peace. My clients describe me as: Honest, easy to talk to, and highly competent in providing goal-directed care that achieves results. Levity and life application are always an integrated aspect of normalizing the treatment experience. My approach emphasizes cultivating a free mindset as essential to a healthy, productive, and enjoyable life. It also emphasizes improving communication, managing expectations, and establishing and maintaining healthy boundaries in interpersonal connections. Something that stands out about where I offer therapy is: Your telehealth session can occur in your own indoor or outdoor private space as long as you have a stable connection, are comfortable, and not operating a vehicle in your state of residence.
VirtualAvailable
View profile
Book session

$115/session

Authentic
Direct
Intelligent

Specialties

Parenting
Anxiety
Depression
+10
Hi, I’m Melana—a therapist and single mother by choice. I understand the emotional complexity of family building, especially when it doesn’t follow the traditional path. I hold space for the full range of your experience with compassion and clinical care. For 14 years, I supported youth and young adults with diverse diagnoses. I work with individuals, couples, and families who are ready to explore what’s not working—and start making changes they’re proud of. My approach is grounded, compassionate, and practical. I use evidence-based methods like cognitive behavioral therapy (CBT), solution-focused techniques, and strength-based strategies to help you gain clarity and momentum. Meanwhile, my personal journey through fertility, family building, and parenting broadened my empathy—allowing me to be fully present with clients through their most difficult moments. If you’re ready to design a life with more joy, peace, and meaningful relationships, I’d be honored to walk with you. Let’s figure it out—together.
Available
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in New York that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.