Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 333 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 8/9/2026

$130/session

Empowering
Authentic
Solution oriented

Specialties

Life Transitions
Anxiety
Women's Issues
+8
I am a licensed therapist, educator, and mediator with more than 30 years of professional experience helping people navigate life’s challenges, transitions, and personal growth. My work is grounded in the belief that mental health does not exist in isolation, it is influenced by our relationships, environments, physical well-being, communities, and life experiences. I take a Total Health approach, helping clients understand the connections between mind, body, relationships, and the systems that shape their daily lives. My style is warm, collaborative, and practical, creating a space where clients can gain insight, build resilience, and move toward meaningful and lasting change.
Available

$130/session

Authentic
Solution oriented

Specialties

Life Transitions
Anxiety
Personality Disorders
+9
I'm Kassandra, founder and owner of Luna Licensed Mental Health Counseling. Our mission is to help clients bridge the gap between understanding themselves and actually feeling different. Like many of my clients, I've navigated anxiety, life transitions, and moments of losing touch with my own confidence, and I'm confident we can help you move toward finally feeling like YOU. Sometimes that means shedding old skin and moving through the growing pains that come with it. Like the moon, every phase is real, active, and necessary. At Luna, we help you learn to integrate them all in a way that promotes real healing.
Available

$125/session

Holistic
Intelligent

Specialties

Life Transitions
Addiction
Anxiety
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
VirtualAvailable

$150/session

Empowering
Open-minded
Solution oriented

Specialties

Life Transitions
Anxiety
Depression
+7
Life can feel overwhelming when you're carrying the weight of anxiety, stress, relationship challenges, or past experiences on your own. My goal is to provide a space where you can slow down, feel heard, and reconnect with yourself. As a Licensed Clinical Social Worker, I'm passionate about helping women navigate life's transitions, heal from emotional wounds, and build lives that feel more balanced, authentic, and fulfilling. I believe therapy is more than talking through problems—it's an opportunity to better understand yourself, strengthen your resilience, and create meaningful, lasting change, rather than simply managing symptoms. Together, we'll explore what's keeping you stuck and develop practical tools to support your overall well-being. My approach is warm, collaborative, and tailored to your unique experiences. I'm here to walk alongside you as you rediscover your authentic self, and create a life that feels aligned with who you truly are.
Available

$150/session

Authentic
Intelligent
Warm

Specialties

Life Transitions
Anxiety
Depression
+4
I have been a therapist for over 16 years in a number of different settings. I have developed a passion for joining with clients to see their whole picture, to understand the why behind who they are, to develop compassion for the different parts of yourself and to tap into the innate abilities, insights and skills you have to help you grow. I want to help you start to live a more examined life, one where you can experience more control.
VirtualAvailable

Often rebooked

$100/session

Authentic
Warm
Direct

Specialties

Life Transitions
Anxiety
First Responders/Healthcare Workers
+4
Hello! I am a licensed therapist in both North Carolina and New York. I find great fulfillment in working with individuals needing assistance in better managing their mood stability, emotions, anxiety, relationships, codependency, and life adjustment stressors. Reaching out to a new therapist for the first time can feel overwhelming and very vulnerable. My main goal is always helping potential and established clients feel safe, respected, and heard. Feel free to reach out to discuss your needs and how I may be of assistance in your emotional journey.
VirtualAvailable

New to Grow

$100/session

Specialties

Life Transitions
Anxiety
Coping Skills
+4
I’m Mark, a therapist who believes healing works best when it feels like a genuine partnership. I bring a grounded, approachable style to therapy — one that’s warm, accepting, and human. I work with people from diverse backgrounds and experiences, and I value the unique stories and identities each person brings. My role is to walk alongside you, offering steadiness, curiosity, and the occasional well‑timed laugh as we navigate the hard parts and celebrate the moments of growth.
Available

Often rebooked

$150/session

Warm
Authentic
Solution oriented

Specialties

Life Transitions
Anxiety
Depression
+2
I’m a licensed marriage and family therapist with over 14 years of experience supporting adults navigating anxiety, depression, burnout, life transitions, and relational stress. I take an integrative, compassion-focused approach, using evidence-based strategies to help you explore patterns affecting self-esteem, communication, and emotional well-being. Together, we work to uncover insight, develop practical coping skills, and create meaningful change aligned with your values and goals.
VirtualAvailable

New to Grow

$150/session

Specialties

Life Transitions
Couples Counseling
Grief
+7
I am a warm empathetic therapist who will hear your perspectives and help you identify any limiting beliefs. I will provide a safe place that will allow you to reach your fullest potential. I am a Licensed Clinical Social worker with extensive clinical experience in both outpatient and inpatient settings. I offer individual, couples, and family sessions and bring a wealth of experience in family system work, grief counselling and trauma work.
Available

New to Grow

$125/session

Specialties

Life Transitions
Anxiety
Depression
+10
Starting therapy can feel intimidating at any stage of life. Whether you are a teenager navigating the challenges of adolescence or an adult managing life's responsibilities and transitions, seeking support is a courageous step. I strive to create a therapeutic space that is welcoming, compassionate, and free from judgment, where you can safely explore your thoughts, emotions, and experiences. I believe therapy is more than just talking—it can be a place to laugh, reflect, learn, heal, and grow. My approach is personalized to meet the unique needs of each individual. For adolescents, I incorporate creative and engaging interventions, including art, games, and interactive activities, to encourage self-expression, emotional awareness, and healthy coping skills. For adults, I provide a supportive environment to process challenges, build resilience, and work toward meaningful goals. The teenage years can bring challenges related to identity, friendships, family relationships, academic pressures, self-esteem, anxiety, and emotional well-being. Adults often face stressors related to careers, relationships, parenting, life transitions, grief, anxiety, depression, and balancing responsibilities. Regardless of age or circumstance, everyone deserves a space where they feel heard, understood, and supported. I believe each person has a unique story, and my role is to listen, understand, and help them build on their strengths. I use Cognitive Behavioral Therapy (CBT) in a practical, down-to-earth way, helping clients recognize patterns that may be keeping them stuck. Together, we identify goals, develop healthy coping strategies, and work toward positive change. As a clinician, I am honest, transparent, open-minded, and approachable. Whether you are an adolescent finding your voice or an adult seeking support through life's complexities, I am committed to walking alongside you with empathy, encouragement, and respect. I look forward to getting to know you and supporting your journey toward growth and healing.
Available

$200/session

Authentic
Open-minded
Intelligent

Specialties

Life Transitions
Anxiety
Mood Disorders
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
Available

$100/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Anxiety
Depression
+5
Hi there! I am a compassionate, client-centered therapist dedicated to creating a safe, supportive space where individuals can explore their experiences and move toward meaningful change. I aim to support clients in understanding their emotions, develop effective coping skills and build resilience. I believe therapy works best as a collaborative process and I strive to meet each person with empathy, curiosity, and respect for their unique story. My goal is to help clients feel empowered, grounded and capable of creating the life they envision.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Life Transitions
Anxiety
Depression
+1
I'm a Licensed Clinical Social Worker who helps adults navigate anxiety, stress, trauma and complex family or relationship dynamics. My approach is warm, collaborative and grounded in evidence-based practices. I support clients in understanding their patterns, building healthier coping skills and developing a stronger sense of self. I strive to create a safe, non judgemental space where you feel heard, supported and empowered to make meaningful lasting change.
VirtualAvailable

New to Grow

$100/session

Specialties

Life Transitions
Depression
Women's Issues
+5
Hello! I’m a Licensed Mental Health Counselor who helps adults move through challenges with greater clarity and confidence. Whether you’re navigating relationship concerns, work stress, major life changes, or long‑standing patterns that no longer serve you, you deserve a space that feels warm, supportive, and non-judgmental. I take a compassionate and flexible approach that recognizes your lived experiences, strengths, and the realities of your day‑to‑day life.
Available

Often rebooked

$85/session

Authentic
Open-minded
Intelligent

Specialties

Life Transitions
Anxiety
Crisis Intervention
+9
Hi, I’m Josh Burke, a Licensed Clinical Social Worker providing therapy across, Colorado, New York and Vermont. I’ve spent over 12 years working with individuals navigating a wide range of challenges, including anxiety, depression, suicidal thoughts, and major life transitions. I understand that reaching out for therapy can feel vulnerable. Because of that, I place a strong emphasis on building a genuine, trusting relationship from the start—one where you feel supported, understood, and able to be honest about what you’re going through. My approach is both relational and goal-oriented. I primarily use Acceptance and Commitment Therapy (ACT) and Solution-Focused Brief Therapy (SFBT), which means we won’t just talk about what’s wrong—we’ll also focus on what matters to you and how to move toward it in practical, meaningful ways. Whether you’re feeling stuck, overwhelmed, or navigating a significant transition, our work will center on helping you better understand your experience, develop new ways of responding to stress, and take steps toward the life you want to live. I tailor therapy to each person, recognizing that no two paths forward look the same. I believe change is possible—even when things feel difficult—and I aim to walk alongside you in a way that feels collaborative, grounded, and forward-moving.
VirtualAvailable

Often rebooked

$150/session

Empowering
Authentic
Solution oriented

Specialties

Life Transitions
Anger Management
Depression
+2
Hello, my name is Dr. Sofia Georgoulias and I am a Licensed Clinical Psychologist, who was born in London, United Kingdom and later moved to the United States to pursue my career in Psychology. I enjoy working with individuals, couples and families and have specialty working with depression, anxiety, relationship issues, self esteem struggles, bullying, heart break, substance use and with first responders.
VirtualAvailable

$200/session

Warm
Direct
Open-minded

Specialties

Life Transitions
Family Conflict
Self Esteem
+5
Award winning Therapist backed by 18 years of clinical training, 7 years of therapy experience. I provide compassionate, evidence-based therapy tailored to your unique needs. I help professionals heal from burnout, anxiety, depression, and trauma while reconnecting with themselves and the people they love. I believe real change happens when therapy moves beyond insight and leads to action. It’s not just talk, it’s real progress. My goal is to help you deeply understand the root of your struggles, build practical skills, and create meaningful improvements that last long after therapy ends. I use a combination of practices including EMDR, Person Centered Therapy, CBT, CPT, DBT and Motivational Interviewing. I am known to provide a space of trust and free of judgment which will allow you to explore your present and past safely and comfortably.
VirtualAvailable

$100/session

Specialties

Life Transitions
Anxiety
Depression
+10
Hello, I am Patricia Bryant-Reid, a licensed clinical social worker with over 25 years of experience providing therapy to adults seeking support for emotional challenges such as anxiety, depression, unresolved trauma, grief, relationship and attachment difficulties, health concerns, caregiving stress, life transitions, and personal growth. My treatment orientation with clients is informed by my ability to create strong therapeutic alliances, built on trust, respect, and mutual collaboration. This approach, which combines evidence-based approaches such as Cognitive Behavioral Therapy, enhances client engagement and strengthens their commitment to working through difficult personal challenges, which can support lasting, lifelong improvement.
Available

$75/session

Warm
Authentic
Solution oriented

Specialties

Life Transitions
Addiction
Women's Issues
+9
Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients often become discouraged. Much of my work will involve helping you identify a next right step in addressing challenges.
VirtualAvailable

Often rebooked

$200/session

Direct
Empowering
Humorous

Specialties

Life Transitions
Anxiety
Depression
+3
Joseph (Yossi) Jacobs is a licensed clinical psychologist who helps clients explore patterns in their thoughts, emotions, and relationships in a thoughtful, collaborative way. His work integrates insight-oriented therapy with practical, evidence-based strategies, tailored to each client’s needs. He works with adolescents and adults facing anxiety, mood concerns, relational challenges, and life transitions, supporting them in gaining clarity, resilience, and greater confidence in navigating their lives. He also works with couples seeking to improve communication, resolve conflicts, and strengthen their emotional connection.
VirtualAvailable

$120/session

Authentic
Open-minded

Specialties

Life Transitions
Career Counseling
Coping Skills
+3
I’m a Licensed Mental Health Counselor with over 10 years of experience supporting adults through stress, life transitions, and relationship challenges. I’ve also served in a supervisory role, which allows me to help clients navigate workplace stress, leadership demands, and career goals. My approach is practical, collaborative, and focused on creating sustainable change. I also bring a background in fitness coaching to support both mental and physical consistency as part of overall well-being.
Available

$200/session

Direct
Intelligent
Open-minded

Specialties

Life Transitions
Older Adults
Trauma and PTSD
+10
Welcome. Reaching out for support takes courage, and I’m glad you’re here. I am a psychotherapist who works with adults navigating anxiety, depression, trauma, relationship challenges, life transitions, and the everyday stresses that can leave us feeling overwhelmed, disconnected, or stuck. My approach is warm, collaborative, and flexible. I believe there is no one-size-fits-all approach to therapy, and I work closely with each client to understand their unique experiences, goals, values, and strengths. I strive to create an open-minded, nonjudgmental space where you can feel comfortable exploring difficult emotions, relationships, questions of identity, family dynamics, spirituality, and personal growth. I view vulnerability as a strength and believe meaningful change begins when we feel safe enough to be honest with ourselves and others. Whether you are facing a specific challenge or simply looking to better understand yourself, I look forward to helping you build insight, resilience, and a greater sense of fulfillment in your life.
Available

Often rebooked

$150/session

Empowering
Authentic
Solution oriented

Specialties

Life Transitions
Mood Disorders
Personality Disorders
+8
I am a Licensed Clinical Social Worker (LCSW) providing individual and family therapy to adolescents and adults in New York. I support adults and adolescents navigating life's transitions, emotional stress, and healing after crisis. Many of my clients may be feeling stretched thin, disconnected, or uncertain of what they are experiencing. My approach is compassionate, collaborative, and trauma-informed. I integrate therapeutic interventions to support clients in building self-awareness, strengthening coping skills, and creating meaningful, sustainable change. Therapy with me is about supporting healing, growth, and alignment with one's values and desired life. This is your journey, and I am here to help guide and support it.
VirtualAvailable

$130/session

Authentic
Warm
Open-minded

Specialties

Life Transitions
Anxiety
Parenting
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
VirtualAvailable

$105/session

Warm
Authentic
Direct

Specialties

Life Transitions
Anxiety
Depression
+4
Hello, my name is Aliyah Mitchell, and I am a Licensed Mental Health Counselor serving individuals throughout New York State via secure telehealth therapy. I work with teens, young adults, and adults who may be struggling with anxiety, depression, relationship challenges, life transitions, and difficulties managing intense emotions. I take a collaborative and individualized approach to therapy, recognizing that every person's experiences and needs are unique. Depending on your goals, I may incorporate evidence-based approaches such as Cognitive Behavioral Therapy (CBT), and Dialectical Behavior Therapy (DBT), as well as, mindfulness-based interventions, and strengths-based techniques. Together, we will work to better understand the challenges you're facing, develop effective coping skills, and build on your existing strengths.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in New York that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.