Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 91 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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New York

Availability updated: 8/18/2026

$250/session

Warm
Authentic
Intelligent

Specialties

LGBTQ
ADHD
Family Conflict
+10
Hello. I am a Licensed Clinical Social Worker (LCSW) and Advanced Certified Hospice and Palliative Social Worker (ACHP-SW) based in New York. I received my masters from Silver School of Social Work, NYU. My undergraduate degree in American Ethnic Studies from University of Washington. In my decade long career as a social worker I have worked in foster care, hospice care (adults and pediatrics), homeless drop in centers, HIV clinics/hospitals, and elder community centers and nursing homes. Providing therapy for people of all age groups and all walks of life.
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New to Grow

$150/session

Specialties

LGBTQ
Anxiety
Eating Disorders
+8
Hi, I'm so glad you're here. Starting therapy can feel overwhelming, but you don't have to figure things out on your own. My goal is to create a space where you feel comfortable showing up exactly as you are—without judgment, pressure, or the need to have it all together. With over 14 years of experience, I work with adolescents, college students, and adults navigating anxiety, eating disorders, life transitions, identity, relationships, and the unique challenges that come with being an athlete. As an LGBTQ+ identifying therapist, I'm committed to creating an affirming, inclusive space where you feel seen, respected, and supported. I take a warm, collaborative, and holistic approach to therapy, blending evidence-based practices with an understanding of how our mental, emotional, and physical well-being are all connected. When it fits your goals, I also incorporate an integrative nutrition perspective to support your overall wellness. Outside the therapy room, you'll usually find me running, dancing, or horseback riding. As an athlete myself, I understand the highs, lows, and pressures that can come with performance, balance, and caring for both your mind and body. I believe therapy is about more than getting through hard moments—it's about building a life that feels authentic, meaningful, and sustainable. Wherever you are in your journey, you don't have to walk it alone. I'd be honored to walk alongside you.
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$250/session

Solution oriented
Intelligent
Warm

Specialties

LGBTQ
Addiction
Anxiety
+9
Hi, I’m Marisa Markowitz, LCSW, CASAC. I’m a warm, collaborative, and goal-focused therapist who believes real change happens when you feel supported, understood, and empowered. I work with adults navigating anxiety, stress, high expectations, life transitions, and the desire to create more balance and ease. My approach is grounded in evidence-based modalities—CBT, DBT, EMDR, MI, and narrative therapy—always tailored to your unique strengths and pace. In our sessions, you can expect a grounded, compassionate space where we identify clear goals, build practical tools, and create momentum toward the life you want. Whether you’re feeling overwhelmed or simply ready for growth, I’m here to help you move forward with confidence and clarity. Let’s get started when you’re ready.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

LGBTQ
ADHD
Autism
+10
Hello, I am Dr. Arenas Nieves, a licensed therapist in Arizona, Florida, and New York, with over 16 years of experience supporting individuals on their journey toward mental and emotional wellness. I work with adolescents, adults, and seniors, and I am fluent in both English and Spanish. Although I have worked with many populations throughout my career, my niche includes military service members, veterans, their families, and underrepresented community members such as people of color, neurodivergent individuals, and LGBTQIA+ clients. I specialize in ADHD, family dynamics, LGBTQIA+ identity and exploration, and relationship challenges, as well as anxiety, depression, trauma, PTSD, anger management, grief and loss, cultural and ethnic concerns, maternal and men's mental health, and chronic conditions. My style is affirming, inquisitive, and solution-oriented. I aim to create a collaborative, judgment-free space where you feel supported, seen, and empowered to make meaningful change. I am a passionate clinician who believes in collaboration, authenticity, and honoring every part of your experience. In therapy, we will work together to identify the best evidence-based approaches to help you reach your goals while affirming your personal values, culture, and strengths. Throughout my career, I have supported military service members, veterans and their families, as well as people from diverse backgrounds—including those exploring their ethnic, gender, and sexual identities, young people navigating challenges, and couples strengthening relationships. What makes my approach unique is that I do not just rely on proven methods—I also honor the parts of your life that matter most to you, like your spirituality, personal values, and what makes you uniquely you. I am direct and genuine, deeply committed to helping you reach your wellness goals.
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$150/session

Authentic
Warm

Specialties

LGBTQ
Anxiety
Depression
+9
I like to approach therapy like a journey that we take together- we work together to chart our course, to lean on one another in working through various challenges we encounter, to celebrate the successes and to hopefully reach the place you would like to see yourself in the end. I typically work to integrate discussions from a feeling and cognitive level to understand how we begin to untangle some of the challenges you might be experiencing.
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New to Grow

$190/session

Authentic
Empowering

Specialties

LGBTQ
Anxiety
Depression
+10
Welcome, I'm Valerie! I earned my Master’s in Social Work from Columbia University in 2014 and have spent over a decade working across NYC supporting individuals through life’s toughest moments—from managing anxiety and trauma to navigating chronic illness, grief, and family dynamics. As a biracial woman of Southeast Asian heritage, I am deeply passionate about cultural humility, social justice, and inclusive care. I honor the rich, complex backgrounds that make you who you are, and I craft care that reflects your unique identity and values
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$200/session

Specialties

LGBTQ
Anxiety
Depression
+10
Welcome to my profile! Whether you're struggling with anxious thoughts, distressing feelings, identity concerns, unhelpful behavioral patterns, or difficulty navigating relationships, you've come to the right place. My goal as your therapist is to foster understanding and insight, paving the way towards alleviation of suffering. I adopt a stance of compassionate curiosity, offering a space in which judgment is absent. It is within this space that our work will take place and your healing journey can find its roots.
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$150/session

Warm
Empowering
Authentic

Specialties

LGBTQ
Anxiety
Depression
+10
Hello! My name is JC Abreu, and I am passionate about helping people navigate life's challenges while discovering their resilience and capacity for growth. I believe healing is possible for everyone, and I strive to create a supportive, affirming space where you feel heard, understood, and empowered to become your most authentic self. I have experience working with LGBTQIA+ individuals, adults, older adults, first responders, survivors of domestic violence, individuals with substance use concerns, couples, families, and clients from diverse cultural backgrounds. I treat a wide range of concerns, including anxiety, depression, trauma, ADHD, addiction, anger management, bipolar disorder, OCD, co-dependency, grief, self-esteem, relationship challenges, family conflict, divorce, men's issues, spirituality, race-related concerns, vocational stress, and life transitions. I know reaching out for help can feel vulnerable, especially when you're carrying anxiety, sadness, trauma, or the weight of life's stressors. My goal is to provide a safe, judgment-free space where you can show up as you are and move toward greater healing, confidence, and emotional well-being. My approach is warm, collaborative, and grounded in evidence-based practices tailored to your unique needs. I feel especially honored to work with LGBTQIA+ individuals, first responders, and couples and families seeking stronger relationships. Together, we'll build practical coping skills, strengthen resilience, and create meaningful, lasting change. It would be a privilege to support you on your journey, and I look forward to meeting you.
VirtualAvailable
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$150/session

Warm
Intelligent
Authentic

Specialties

LGBTQ
Couples Counseling
Depression
+10
You may be holding it together on the outside while feeling exhausted, disconnected, or stuck. Life's responsibilities, grief, and relational strain can weigh heavily, and you don't have to navigate that alone. I work with adults, couples, and families with a focus on people of color and LGBTQ+ clients, offering a warm, grounded, and human approach. We move at your pace and focus on what matters most to you. If you're ready to make sense of your feelings, strengthen your relationships, or simply have a safe space to process, I would be honored to walk alongside you. Taking the first step can change your life!
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New to Grow

$120/session

Intelligent
Open-minded
Solution oriented

Specialties

LGBTQ
Anxiety
Depression
+5
Are you a driven person with a strong inner critic? That relentless voice in your brain may show up as overthinking, over-giving, perfectionism, procrastination, relationships that keep hitting the same walls, or a body that won't let you rest. I specialize in creative, evidence-based methods to help you calm your inner critic and rewire your nervous system. Together, we can restore balance to your mind and body, leading to healthier connections.
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$100/session

Specialties

LGBTQ
Anxiety
Depression
+10
I am a licensed mental health therapist with many years of experience providing therapy to individuals, adolescents, groups, and occasionally couples in various settings. My experience has led me to connect with many individuals at different phases in their lives who wanted to change something but didn't know how. I have worked with various populations from so many backgrounds, and all that stuck out to me was the disfranchised. A person losing their sense of autonomy and self always left me with that question, "Can I do more?" In my journey as a provider, I want to uplift my clients and remind them they have always had a voice and power that is waiting.
VirtualAvailable
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$160/session

Warm
Empowering
Solution oriented

Specialties

LGBTQ
Anxiety
Life Transitions
+10
Freedom of mind. Don’t let worrying about your past or current life stressors take up any more free real estate in your mind. Worrying offers NO RETURN on your investment. I’m Andrea Onukwue! It’s a pleasure and privilege to welcome you to Freed Mind Consulting, LLC. I am a Licensed Clinical Social Worker with Psychotherapy Privileges licensed to practice independently in the states of MO and NY. For the past six years, I've had my full-time private practice. Over the past 20 years, I’ve practiced in a variety of settings and contexts, including as a practitioner, C-suite executive, employee assistance consultant, and senior executive leader. I’m dually credentialed as a psychotherapist and educational leader. I have extensive experience journeying with individuals from all walks of life as they seek greater clarity, wellness, fulfillment, and peace. My clients describe me as: Honest, easy to talk to, and highly competent in providing goal-directed care that achieves results. Levity and life application are always an integrated aspect of normalizing the treatment experience. My approach emphasizes cultivating a free mindset as essential to a healthy, productive, and enjoyable life. It also emphasizes improving communication, managing expectations, and establishing and maintaining healthy boundaries in interpersonal connections. Something that stands out about where I offer therapy is: Your telehealth session can occur in your own indoor or outdoor private space as long as you have a stable connection, are comfortable, and not operating a vehicle in your state of residence.
VirtualAvailable
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New to Grow

$70/session

Specialties

LGBTQ
Addiction
Anxiety
+4
I am a Licensed Clinical Social Worker with experience in many areas including: anxiety disorders, depression, alcohol/substance use disorders, addiction, relationship concerns, stress management, and self-esteem issues. I am well versed in technology and games to facilitate in understanding and managing this ever-changing world. Therapy is what you want it to be. I am here to provide a relatable and calming environment for someone who is seeking help or even just looking to untangle the many stressors of life.
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$150/session

Warm
Authentic
Solution oriented

Specialties

LGBTQ
Anxiety
Coping Skills
+10
I work with individuals 16 and older, offering a supportive, collaborative space where clients can feel heard, understood, and empowered. My approach is personalized and practical, blending mindfulness and tailored coping tools with thoughtful reflection to help clients navigate challenges, build insight, and create meaningful, long-lasting change. If you prefer to have a free 15 minute phone consultation before getting started, feel free to reach out!
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$80/session

Warm
Authentic
Direct

Specialties

LGBTQ
Anxiety
Coping Skills
+5
I am a licensed clinician with five years of experience working with a diverse population of clients across a broad range of ages. I provide a supportive, collaborative, and client-centered therapeutic environment where individuals feel heard, respected, and empowered. My approach is primarily person-centered, emphasizing empathy, authenticity, and unconditional positive regard. I also integrate evidence-based techniques from Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT) to help clients develop practical coping skills, improve emotional regulation, and work toward meaningful change. I tailor therapy to each client’s unique needs and goals, believing that growth occurs best when individuals feel supported while learning effective tools to navigate life’s challenges.
VirtualAvailable
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$110/session

Direct
Warm
Authentic

Specialties

LGBTQ
Anxiety
Child or Adolescent
+10
Entering therapy can be intimidating, and that's why I always try to meet people where they are in their process of healing, growth, and change. I'm Bethany, a licensed therapist who helps individuals navigate anxiety, stress, and life transitions with compassion and clarity. My approach is collaborative and grounded in evidence-based techniques. I have spent the last ten years applying my clinical knowledge and love of helping to ensure a safe space that addresses the unique needs of my clients. I have significant experience working with teens, adults, and LGBTQ+ individuals. Together, we'll explore patterns, build coping tools, and strengthen your connection to yourself and others. Whether you're feeling stuck or simply seeking balance, I'll meet you where you are and help you move toward the life you want to life. Self-discovery, growth, and healing should be a beautiful journey, as your therapist, I hope to be the vehicle guiding you. I know reaching out can feel hard, especially when you’re already dealing with a lot. You don’t need to have everything figured out—that’s what this space is for. If this resonates, I’d be glad to connect whenever you feel ready.
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$150/session

Authentic
Solution oriented
Intelligent

Specialties

LGBTQ
Addiction
Anxiety
+9
Hi, I’m a licensed therapist who believes change happens when you feel truly seen and understood. I bring warmth, curiosity, and thoughtful honesty into the room, creating a space where you can slow down and untangle what’s been weighing on you. I work with adults who may feel overwhelmed, disconnected, stuck or navigating major life changes. Together, we make sense of patterns, build self-trust, and take steady, realistic steps toward a life that feels more aligned and fulfilling.
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$145/session

Intelligent
Authentic
Warm

Specialties

LGBTQ
Serious Mental Illness
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker with over 10 years of experience supporting individuals with complex and high acuity mental health needs. My work is grounded in trauma informed and trauma responsive care, with a strong commitment to creating inclusive, affirming spaces for BIPOC, LGBTQI+, neurodivergent clients, and individuals in rural communities. I work across the lifespan, including children (6+), adults, older adults, families, and couples. My approach is collaborative and empowering, centered on the belief that clients are the experts in their own lives. I often describe my role as “working myself out of a job” helping clients build the insight, skills, and confidence needed to advocate for themselves and navigate systems independently. As a trauma specialist, I use evidence-based and trauma-responsive approaches tailored to each client’s needs. My primary modalities include Trauma-Focused Cognitive Behavioral Therapy, Eye Movement Desensitization and Reprocessing (EMDR), somatic therapy, Internal Family Systems-informed interventions, and psychodynamic therapy. My EMDRIA certification is currently pending. I also have extensive experience using Dialectical Behavior Therapy, Acceptance and Commitment Therapy, exposure-based interventions, mindfulness, and other integrative approaches. I modify interventions to support neurodivergent clients and individuals with intellectual or developmental disabilities, recognizing that therapy should adapt to the client and not require the client to adapt to therapy. To learn more about my clinical approach, specialties, services, book an initial consultation, and private practice, please visit Mapping Resilience Therapy Center at https://mappingresiliencetherapycenter.com/
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$200/session

Warm
Authentic
Open-minded

Specialties

LGBTQ
Parenting
Women's Issues
+3
My name is Maria. I have been practicing therapy for 21 years. I have worked in a variety of settings such as, a hospital emergency room seeing individuals struggling with mental health issues. I have also work with children and adults. I feel privileged to have you allow me into your life and share your experiences and struggles with me.
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$125/session

Authentic
Warm
Empowering

Specialties

LGBTQ
Coping Skills
Trauma and PTSD
+5
A genuine and progressive therapist with real world experience. Authenticity. Self-acceptance. Empathy. Mutual trust and respect. These are the cornerstones of my approach! Not ready to book a session? Learn more about me on Instagram @patricelcsw or Psychology Today (https://www.psychologytoday.com/profile/1077447). Send me a message and we'll chat to see if we're a good fit. I embrace an affirming approach to therapy which includes validation and advocacy across the spectrum of gender identity and sexual orientation. As a Racial Justice Ally, I make efforts to open up healing discussions around race in therapy and take a de-centering approach to addressing the impact of racial injustice in our society. You are the expert in your own life experiences. I will listen and explore in a way that creates a safe space for healing and diving deeper into what weighs you down. My aim is to empower you, helping you tap into your inner strength and wisdom. Your journey towards resilience is a personal one, and I am here to support you in uncovering the strength that has always resided within you. With over two decades of experience as a Licensed Clinical Social Worker, I bring a wealth of knowledge and expertise in the field of mental health. I am well-versed in various Evidence Based Treatment Models. Healing is not one size fits all. So, we will work together to find the approach that fits you.
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$125/session

Holistic
Humorous
Intelligent

Specialties

LGBTQ
Addiction
Anxiety
+4
Hi! I'm Spencer, a social worker and certified alcohol and substance use counselor based in Brooklyn. I've been working in mental health and addiction since 2021. I've been a social worker in all sorts of environments with all sorts of clients and patients: residential, outpatient, inpatient, hospital, community clinic, private practice; adolescents, adults, geriatrics- you name it, I've worked it! This variety of exposure and experiences has given me some insight into all of the different issues that can bother us, and all the ways we can handle those issues. I've learned about the broad ranges of feelings we feel, and how to cope with those feelings in productive ways. I've also learned about how we can come to rely on unhealthy coping skills, and ways to transition into more positive and safer skills.
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$120/session

Warm
Authentic
Solution oriented

Specialties

LGBTQ
Anxiety
Coping Skills
+10
I'm a Licensed Professional Counselor in the state of Texas, and a Licensed Mental Health Counselor in New York. I received my bachelor's degree in Psychology from SUNY Albany and my master's degree in Mental Health Counseling from C.W. Post Long Island University. I moved to Texas in 2012 and have continued to counsel and grow my virtual practice in both New York and Texas.
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Often rebooked

$200/session

Authentic
Empowering
Humorous

Specialties

LGBTQ
Anxiety
Depression
+4
PLEASE NOTE: I currently only have availability for Tuesdays 11am (biweekly), Thursdays 9am (biweekly) & 11am (weekly). Hey! I'm a queer, Caribbean-American (of Gullah descent) Licensed Mental Health Counselor based in New York. I received my Masters from the Alliance University (formerly Nyack College) and have been practicing for approximately 4 years, but I've been in the Mental Health/Healthcare field for approximately 10. I help older teens and adults who struggle with LGBTQ+ issues, Depression, Anxiety, Stress Management, and Grief become the best version of themselves.
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Often rebooked

$150/session

Humorous
Open-minded
Authentic

Specialties

LGBTQ
ADHD
Women's Issues
+8
Everyone has their own story and their own needs, but I like to use a solutions focused approach. I know that you are the expert on your own life and look forward to working hard with you towards an incorporated self with a full toolbelt of positive coping skills and self-knowledge. I bring warmth, creativity, and a sense of humor into the room, because therapy doesn’t have to feel heavy all the time. If you’re ready to feel a little lighter—and a lot less alone—let’s get started.
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$200/session

Empowering
Authentic
Solution oriented

Specialties

LGBTQ
Anxiety
Coping Skills
+10
As a Licensed Clinical Social Worker (LCSW), I am dedicated to empowering individuals and families to navigate life's challenges and achieve personal growth. I work with clients from diverse backgrounds, addressing issues such as anxiety, depression, trauma, and relationship difficulties. My approach is compassionate and tailored to each individual's unique needs, aiming to foster resilience and emotional well-being. By providing a safe space for exploration and healing, I help clients build healthier relationships, enhance their coping strategies, and ultimately lead more fulfilling lives.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, LGBTQ, is filtering therapists in New York that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.