Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 74 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 6/12/2026

New to Grow

$100/session

Specialties

ADHD
Child or Adolescent
Depression
+10
Hello, my name is Dr. Ryan Peterson, and I am a New York State licensed psychologist. I am passionate about helping people understand themselves more deeply, navigate life's challenges, and build meaningful, lasting change. My approach is grounded in evidence-based practice, empathy, and client-centered care. I am dedicated to creating a supportive environment where those I work with feel safe, respected, and empowered throughout the therapeutic process. Taking the time to build trusting relationships is important to me, as is treating all with respect, compassion, and dignity regardless of their background, life circumstances, or choices they have made. My goal is to help those I work with feel supported, empowered, and heard. Whether improving access to care, increasing independence, reducing stress, or enhancing well-being, I strive to make a positive difference and help each person overcome the trials and tribulations of life.
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$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+9
Are you feeling lost, stuck, or weighed down by past trauma? Or are you and your partner caught in repetitive cycles, struggling to truly connect? I specialize in helping individuals and couples move from feeling disconnected to living with deep purpose, clarity, and security. For young adults and individuals feeling lost in life, I utilize Acceptance and Commitment Therapy (ACT) combined with existential and somatic-cognitive tools. Together, we will help you rediscover who you are, clarify your core values, and define exactly what you want your life to look like. We will process past pain, release physical trauma, and foster genuine post-traumatic growth so you can build a meaningful future. For couples, I combine the Gottman Method and the Psychobiological Approach to Couple Therapy (PACT). We will work in real-time to understand your nervous system responses, break negative communication loops, and build a secure, deeply connected partnership. Whether you are navigating individual healing, identity exploration, or relationship growth, I provide a safe, actionable space to help you thrive.
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New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Depression
+9
My name is Jen, and I'm a licensed clinical therapist. I work with children, teens, and adults who are facing an array of social/emotional difficulties. I know life can feel overwhelming at times, and you don't have to figure it all out on your own. I offer a warm, nonjudgmental space where we will talk through strengths and challenges while discussing practical ways to help you feel better. We'll work collaboratively to explore various skills that will empower you in your day-to-day life. My approach to therapy is warm, supportive, and down-to-earth. I strive to create a space where you feel safe, understood, and comfortable being yourself. I use tools from CBT, DBT, and trauma-informed care, while always tailoring our work to what feels most helpful for you.
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$200/session

Authentic
Challenging
Humorous

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
I take a holistic and evidence-based approach to therapy, blending techniques from CBT, DBT, psychodynamic therapy, relational, EMDR and mindfulness to create a personalized plan that aligns with your needs and goals.Healing begins with a strong therapeutic relationship and a deep understanding of your story. Together, we will work collaboratively to foster growth, insight, and meaningful change so that you can begin to live the life that you want to live. I also offer EMDR intensives primarily on a private pay basis - feel free to inquire about insurance options
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$125/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Couples Counseling
Depression
+9
Hi, my name is Dr. Sinead Cowins. As a therapist, my goal is to help you achieve your best self. It is my purpose to guide you through investigating your wants and needs, the thoughts that trouble you, and the life experiences that have impacted you. With a compassionate, gentle, and sincere style, I individualize treatment to the needs of my clients. Utilizing a strength-based approach, I can aid with a wide range of difficulties, including but not limited to depression, anxiety, ADHD, grief and loss, unresolved emotional issues, the mind-body connection, self-esteem/self-empowerment, and creating meaning and purpose in life. Ensuring that I provide a safe space for exploration is something that I place in high esteem, and I believe it is essential for a healthy therapeutic relationship. Website: noorbehavioralhealth.wordpress.com
VirtualAvailable
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$150/session

Intelligent
Authentic
Humorous

Specialties

Anxiety
Depression
Military/Veterans
+9
“Therapy for kids who don’t think it’s for them, parents in the thick of it, and women who are doing everything for everyone—except themselves.” Sound like you or someone you love? Well…I’ve got you covered! I’m a Licensed Clinical Social Worker specializing in preteens and teenagers navigating ADHD, anxiety, depression, trauma, anger, and the complicated space between parents and kids. Much of my experience was built inside a school-based health clinic at the middle school level. Working with students in the middle of their actual world, not just an office. That perspective shapes everything about how I work. As an elder millennial and a parent, myself, I understand the impossible math of work-life balance. The guilt of feeling stretched too thin and the fear that you’re somehow getting it wrong. You’re not failing your kid. You’re here, and that’s what matters. My approach is warm but direct, grounded in evidence-based practice and genuine connection. I meet kids where they are… not where we think they should be. I work alongside parents as partners, not critics. Because you know your child better than anyone. My job is to help you find each other again. I also have a passion of working with women of all ages who are navigating careers, life, the world we live in and all of the complexities in between. I provide a judgement free, open space to live your truth and get answers to those questions that keep you up at night. If any of this resonates, I’d love to connect.
VirtualAvailable
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Often rebooked

$450/session

Solution oriented
Challenging
Direct

Specialties

Anger Management
Anxiety
Depression
+10
I’m a goal-oriented, solution-focused psychologist who believes in helping clients gain practical tools they can start using right away. My approach is eclectic, meaning I draw from a wide range of therapeutic techniques to tailor each session to your unique needs. I’m passionate about empowering people to better understand themselves, develop new skills, and move forward with confidence and independence.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Warm
Empowering

Specialties

Anxiety
Autism
Depression
+10
I’m a therapist who has extensive experience working with clients across a wide range of ages and backgrounds. I prioritize making my clients feel seen, heard, supported in the therapeutic space, and in most cases sharing a little bit about myself. During our time together we will form a strong, honest, and collaborative relationship that will allow for new growth and understanding.
VirtualAvailable
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$175/session

Specialties

Chronic Illness
Grief
Health/Medical Issues
+2
I received a Bachelor of Arts in Sociology and Social Psychology from Lehigh University in 2003 and graduated from Columbia University in 2007 with a Master of Science in Social Work. I recently transitioned from medical social work to clinical counseling. I specialize in health/illness, medical education, medical/social trauma, anxiety/depression, chronic pain/disability, grief/bereavement, and loss. I am a thoughtful, sensitive, empathic, collaborative, and hard-working clinician who genuinely cares and strives to make a difference in the well-being of each of my patients. My passion is working with children and families impacted by medical issues and chronic pain. I have extensive experience working in hospital settings providing a range of supportive services to patients diagnosed with acute and chronic medical conditions.
VirtualAvailable
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$150/session

Specialties

Coping Skills
Life Transitions
Self Esteem
+5
EMILIA has training in treating children, teens and adults including those with developmental disabilities throughout life phases. She has experience using trauma focused therapy and grief therapy for survivors and caregivers. She specializes in applying CBT and mindfulness skills to help with stress-reduction, sleep and focus. Many people see an improvement within the first few sessions when using tools taught in session. Sometimes, client feel a large sense of relieve after the first session because of my approach to listen and validate.
VirtualAvailable
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$90/session

Authentic
Empowering
Warm

Specialties

Anxiety
Career Counseling
Child or Adolescent
+7
I am a Licensed Clinical Social Worker with a Master’s degree from Fordham University. I provide evidence-based psychotherapy to adults and young adults experiencing trauma, anxiety, depression, and life transitions. Drawing on experience across legal, educational, and medical settings, I offer culturally responsive care in both English and Russian. My work is focused on helping clients gain insight, develop effective coping skills, strengthen resilience, and improve overall functioning and quality of life.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Child or Adolescent
Depression
+10
I am a Licensed Clinical Social Worker who works with children, individuals, and families navigating anxiety, depression, trauma, and feelings of overwhelm or disconnection. I bring over 10 years of experience in the public school system, supporting children’s emotional and behavioral needs and partnering with families to strengthen relationships. I work with clients who feel stuck, unmotivated, or unsure how to move forward, as well as those seeking deeper self-exploration. Using evidence-based approaches, I provide a supportive, collaborative space to build coping skills, improve emotional regulation, and develop healthier patterns. My goal is to help you feel more grounded, connected, and confident in creating meaningful, lasting change.
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Often rebooked

$110/session

Open-minded
Warm
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi, I’m Amanda, a licensed clinical social worker. I work with children, teens, and young adults who may look like they’re doing okay on the outside but are feeling overwhelmed, anxious, stressed, emotional, stuck, or unsure of themselves underneath it all. Whether your child is having bigger emotions lately, struggling with confidence, navigating friendships, feeling pressure at school, or just not seeming like themselves, therapy can be a place to slow down, feel understood, and build tools that actually fit their life. My goal is to create a space that feels comfortable, genuine, and supportive—not intimidating—where clients can show up as themselves while learning ways to manage emotions, build confidence, improve relationships, and feel more like themselves again. I also work alongside caregivers because meaningful change happens both in and outside of sessions.
VirtualAvailable
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$100/session

Direct
Authentic
Humorous

Specialties

Anxiety
Coping Skills
Life Transitions
+10
My name is Mayra Ramirez and as a bilingual Licensed Clinical Social Worker with over 10 years of experience in the mental health field, I believe prioritizing your mental well-being is essential to becoming the best version of yourself. I earned my Master’s in Social Work from Rutgers University and have since gained extensive experience working with individuals facing a wide range of mental health concerns. As a social worker in a psychiatric emergency room, I have the privilege of working with various age groups ranging from age 5 to adulthood.
VirtualAvailable
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New to Grow

$150/session

Specialties

ADHD
Anxiety
Depression
+3
I’m a first-generation Latinx LMHC with about 7 years of experience specializing in ADHD, depression, and anxiety. I provide bilingual therapy in both English and Spanish, with a deep focus on building genuine relationships and delivering practical, goal-oriented solutions. Throughout my career, I’ve worked extensively with children, teens, and adults, helping them navigate and manage everyday concerns. My mission is to provide culturally responsive care that empowers you to tackle life’s challenges with confidence and clarity.
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New to Grow

$100/session

Specialties

Child or Adolescent
Coping Skills
Have you ever found yourself thinking, “I just need someone to truly listen”? Every voice matters from the quietest, most silenced parts of you to the loudest thoughts that won’t seem to settle. If you’re looking for a space where you can speak freely, without judgment, and feel genuinely heard, I would be honored to be that person for you. Sometimes it helps to talk with someone outside of family or friends someone whose role is simply to support, understand, and walk alongside you. My name is Eboniqua Smith and as a Licensed Clinical Social Worker with eight years of experience, I have had the privilege of supporting many children, teens, and adults through life’s challenges. I understand the complexities of trauma, the weight of daily stress, and how overwhelming today’s world can feel. My goal is to create a space where therapy doesn’t feel like another task on your to do list, but rather a place of comfort, openness, and meaningful growth.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Depression
Life Transitions
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience supporting children, teens, adults, and families. Throughout my career, I have worked closely with individuals navigating life transitions, relationship challenges, and emotional stressors. I also have experience working with couples and families to strengthen communication, rebuild trust, and foster healthier dynamics. My approach is compassionate, collaborative, and centered on creating a safe space where clients feel heard, supported, and empowered to grow.
VirtualAvailable
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$175/session

Authentic
Warm

Specialties

Anxiety
Depression
Perinatal Mental Health
+6
As a clinical psychotherapist, I offer mental health therapy for individuals, couples, families, and groups. My background includes treating Anxiety, Depression, Perinatal MH, Grief, Trauma and other interpersonal distressing emotions. I have over ten year's experience in clinical, community and private practice and have gained specialization certification/ licensure in DBT, Perinatal Mental Health and Alcohol/ Substance Use. I am an advocate of therapy and the benefits that are apparent in thriving and enriched lives. I believe it is a privilege to be chosen as a provider and take care in my approaches in therapy. Always giving my best.I am a clinical psychotherapist providing mental health therapy to individuals, couples, families, and groups. I bring over ten years of experience across clinical, community, and private practice settings, working with anxiety, depression, perinatal mental health concerns, grief, trauma, and interpersonal distress. I hold specialized training and licensure in Dialectical Behavior Therapy (DBT), Perinatal Mental Health, and Alcohol and Substance Use treatment. My work is grounded in a strengths based, collaborative approach that recognizes clients’ resilience, insight, and capacity for growth, even during periods of significant distress. I am a strong advocate for the transformative potential of therapy and view it as a privilege to support clients in building meaningful, balanced, and fulfilling lives through thoughtful, individualized care.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Depression
I’m a licensed clinical social worker with a background in outpatient mental health and substance use treatment. I work with individuals dealing with anxiety, depression, substance use, and life stress. My approach is direct, structured, and focused on real change, using CBT and practical strategies to build coping skills and stability. I also support court-involved clients and provide a straightforward, culturally aware space to help you move forward.
VirtualAvailable
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$250/session

Intelligent
Warm
Solution oriented

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Parenting
+1
Hi, I’m Gitty. I’m a licensed therapist, parent educator, and the founder of NeuroWise Therapeutics, where I help children, adults, couples, and families better understand their minds, emotions, and relationships. My work is grounded in the belief that people don’t need to be “fixed” — they need support, insight, and the right tools to feel confident and capable. I combine neuroscience, practical skills, and a warm, compassionate approach to help clients calm their nervous system, strengthen connection, and create meaningful, lasting change. My goal is always to help you feel empowered, understood, and more at home in yourself and your relationships.
VirtualAvailable
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$180/session

Open-minded
Warm
Authentic

Specialties

Child or Adolescent
Depression
Trauma and PTSD
+3
Hi, I’m Cam, an LGBTQ-identifying therapist based in New York. I earned my Master’s in Mental Health Counseling from the University at Buffalo and have been practicing for the past four years. I specialize in helping adolescents, teens, and young adults navigate their mental health challenges and regain a sense of control and empowerment in their lives. My approach is compassionate, affirming, and tailored to meet each client’s unique needs. Together, we’ll work to foster resilience, self-awareness, and the tools you need to thrive!
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$115/session

Authentic
Empowering

Specialties

Anxiety
Depression
Mood Disorders
+10
Hello there. I'm Stephanie Campos, a Licensed Clinical Social Worker, and I'm honored to be a part of your journey towards emotional well-being. With over 10 years of experience, my focus is on providing comprehensive and compassionate support to individuals facing various challenges. As a Licensed Clinical Social Worker, my role is grounded in understanding the unique aspects of your situation and tailoring interventions to meet your specific needs. I specialize in mood disorders, anxiety, and depression, utilizing evidence-based practices such as Cognitive-Behavioral Therapy (CBT) to address negative thought patterns and behaviors.
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Often rebooked

$225/session

Warm
Solution oriented
Authentic

Specialties

ADHD
Anxiety
Child or Adolescent
+10
I’m a Licensed Mental Health Counselor working with adults, teens, and parents who are tired of anxiety, intrusive thoughts, emotional overwhelm, or relationship patterns running their lives. My approach is structured but human. I integrate CBT, DBT, ERP, and somatic work to create real, measurable change — not just insight. Therapy with me is collaborative, practical, and focused on helping you build emotional resilience, nervous system regulation, and clarity so you can move through your life with more confidence and less fear.
VirtualAvailable
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$200/session

Warm
Authentic
Open-minded

Specialties

LGBTQ
Parenting
Women's Issues
+3
My name is Maria. I have been practicing therapy for 20 years. I have worked in a variety of settings such as, a hospital emergency room seeing individuals struggling with mental health issues. I have also work with children and adults. I feel privileged to have you allow me into your life and share your experiences and struggles with me.
VirtualAvailable
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New to Grow

$100/session

Specialties

Grief
Trauma and PTSD
ADHD
+8
Ray Grizzel taught college psychology courses for 31 years, including creating and teaching ones on The Art and Science of Relationships, Parenting, Death, and Change, Challenge, and Resilience. Using the information and experiences of helping people in a group setting during that time period, he is aware of the personal and significant issues that trouble and challenge people. In private practice, Ray has worked with children, teens, and adults using an eclectic therapeutic approach. Ray builds on a person’s strengths to create with them the resources and ability to fully live their lives. A trauma-based approach is most certainly an aspect of the therapeutic interactions.
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Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in New York. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.