Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 124 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/9/2025

Marrium Guirguis

(she/her)

Marrium Guirguis, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey, my name is Marrium Guirguis and I am here to help you wherever you are in life. I believe we all have a story to tell and regardless of how similar two experiences sound, they will still be very different from each other and deserve to be heard, validated and worked with uniquely. Throughout my career, I have specialized in working with adults and adolescents 14+ with PTSD, Anxiety, working with survivors of human trafficking and domestic violence, family dynamics, supportive therapy through challenges, people with disabilities, and young couples. One thing uniquely about myself is that I am a little person (dwarfism). I navigate the world at 3’6” tall and had to overcome a lot and have learned tremendously from my experiences. If you resonate with that and feel there could be a lot to unpack and work through, I can help you. I have had great success in incorporating one's culture, faith, values and morals due to it being integral in understanding who they are. My Christian faith has influenced my desire to help people, but I enjoy working with people of all backgrounds in a faith-based or secular style, based on your preference. Life is moving pretty fast with all of the rapid changes occurring daily. This may be what you are looking for to be able to gain that much more control over it. Please check out my website at www.faithfultomorrowcs.com for more about my practice.

Marissa Mangual

Marissa Mangual, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
11 years of experience
Virtual
Hi! I am a Licensed Professional Counselor (LPC) based in NJ. I received a Masters in Mental Health Counseling at Monmouth University and have over 10 years of experience working in PHP, IOP, and outpatient mental health settings. I am passionate about empowering others to identify and use their personal strengths and innate healing qualities through the use of holistic and evidence based treatment modalities. Through a client centered and mindfulness based approach, I may include Dialectical Behavioral Therapy (DBT) Cognitive Behavioral Therapy (CBT), and Trauma Informed treatment. I currently focus on helping individuals age 18 and above.

Constance D Sey

(she/her)

Constance D Sey, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
My goal is to provide a safe space for healing. I prioritize my client’s confidentiality and comfort when providing care to meet their needs. In addition, I treat each client as a unique individual with specific issues and needs. After earning my master’s degree from the University of Southern California, I began my counseling career with the Shenandoah Public School. I also worked as a Crisis Intervention Therapist for two years and as a substance abuse therapist for another two years. After obtaining my couples therapy and sex therapy licenses, I began working with couples.

Neal Blumenkehl

(he/him)

Neal Blumenkehl, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Have you been struggling with mood, behavioral problems, or unwanted thoughts lately? Losing time from work, family, or commitments? Feeling "out of control" or struggling with compulsions? These challenges can lead to anger, fear or sadness, or a sense of disconnection from others and everyday experiences. I have been working with individuals struggling with OCD, obsessive thinking, impulse disorders, and comorbid anxiety and depression for 5+ years now. Together, we can work on improving physical, emotional and spiritual aspects of your life. We will figure out your best qualities, strengths, and abilities to realize your goals.

Kristen Boyan

Kristen Boyan, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
5 years of experience
Virtual
Welcome, I am so glad you are here! As a clinical social work practitioner, I have the privilege of working with clients on their path to healing. My primary specialty is in Adult Attention-Deficit Hyperactivity Disorder-along with the mood disorders and past traumas that can frequently co-occur with the diagnosis. My clients and I work together to develop goals that are achievable and exciting. I believe that every individual has the ability to improve the quality of their mental health.

Jess Brock-Pitts

(she/her)

Jess Brock-Pitts, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
15 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker & Licensed Clinical Alcohol & Drug Counselor in New Jersey. I received my Masters from Temple University & have been working in the field for over fifteen years. I work with adults with disordered eating, trauma, and/or substance use disorders to find recover that works for you. I am certified in intuitive eating.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Allie Acquaviva

(she/her)

Allie Acquaviva, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.

Kayla Hanley

Kayla Hanley, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
My name is Kayla and I am a licensed Clinical Social Worker. I earned my Masters of Social Work from Fordham University and am currently working on my Doctorate of Social Work from Rutgers University with a focus on first responder trauma. I have worked in the field for over ten years and have experience working with individuals across the lifespan. My specialty is trauma-focused therapy, which helps to resolve prior and current experiences. I also enjoy working with adults feeling depressed and anxious.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Wendy Sharpless

Wendy Sharpless, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
12 years of experience
Virtual
I have been a Licensed Professional Counselor (LPC) since 2018. My experience in the behavioral health field began in 2010 with work in various settings: Group housing, therapeutic support within a preschool setting, Intensive Outpatient (IOP), Partial Hospitalization (PHP), and outpatient counseling. I earned my Master’s degree in Counseling from Seton Hall University. I am also trained in trauma-informed care. I seek to create a safe, calming environment for all of my clients.

Gretchen Murchison

(she/her)

Gretchen Murchison, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
25 years of experience
Virtual
Therapy is your space. A space to pause. To exhale. To say the things you’ve been holding in. It’s yours—whether you’re working through a tough transition, feeling overwhelmed, carrying old pain, or just trying to make sense of what’s next. As a therapist with over 20 years of experience, I offer a safe, affirming space to grow through what you're going through. In a world that can feel overwhelming—especially in times of political and societal change — you don’t have to navigate it alone. I work with individuals aged 16-60(ish) who are looking to: ✔ Manage everyday stress and anxiety ✔ Explore life and career goals. ✔ Heal from trauma or grief, including suicide loss ✔ Build confidence and overcome feeling "stuck" ✔ Find affirming therapy as part of the LGBTQIA++ community ✔ Better understand and support Trans/NB loved ones ✔ Cope when loved ones struggle with addiction or mental health challenges ✔ Navigate the uncertainties and stress of today’s political and social climate I am committed to inclusive, culturally responsive care that respects your identity and lived experience. I also recognize and honor the unique challenges faced by military service members, veterans, and their families. Whether navigating the demands of military life, the stress of transitions, or the impact of service-related experiences, I provide a space for healing, resilience, and growth. Choosing the right therapist is an important decision. Please book a free, 15-minute consult call so we are both sure our connection is a good fit. If my posted availability doesn't fit your schedule, visit SunriseLCSW.com and send me a message. I accept new clients on a case-by-case basis based on therapy goals and scheduling availability.

Nancy Wildrick

(she/her)

Nancy Wildrick, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
29 years of experience
Virtual
Welcome! It takes courage to reach out for help and I would be honored to work with you. I have over 25 years of counseling experience and enjoy working with people of varying age groups, backgrounds and cultures. My career started with working with child and adult victims of violence. I utilized play therapy and EMDR techniques to help individuals process and heal from trauma. I transitioned into working with the elderly population, helping the individual and their families work towards accepting their current physical abilities, and at times, processing end of life issues. Currently, I am working with adults to understand and utilize Cognitive Behavioral tools to help develop and accomplish their goals.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

James Monaghan

James Monaghan, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
I am a board-certified mental health professional, leader, and prior military officer with over 25 years of experience providing what you need for a better way forward! In my practice, services include counseling, consulting, coaching, critical incident response, and specialty evaluations for professionals seeking expert care. This encompasses measured diagnostic evaluations, fitness for duty assessments, meeting prescriptive treatment requirements, and more.

Jessica Fleming

(she/her)

Jessica Fleming, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
1 year of experience
Virtual
Hi! I am a licensed Professional Counselor practicing in NJ. I received two Masters from Rowan University, one in Mental Health Counseling and the other in Counseling in an Educational Setting. I have been doing telehealth since January of 2023. I have extensive experience in helping clients with identifying their needs, setting attainable goals and working towards these goals at the client's own pace.

Ilona Giordano

(she/her)

Ilona Giordano, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
14 years of experience
Virtual
Most importantly I am a good listener. If I do not understand, I will ask. I believe in becoming uncomfortable to accept growth and change. I am patient and kind, but I will hold you accountable if necessary. I am here for you. I will do my best to understand what your needs are in order and develop a treatment plan based on that order: emotional, physical, reminders, etc... and how to be ready to move through the week ahead. A goal or an intention or again whatever word you will choose to use will be set, as to see success in small steps.

Latisha Gee Torres

(she/her)

Latisha Gee Torres, LCSW - New Jersey Therapist at Grow Therapy
$200/session
LCSW
21 years of experience
Virtual
I’m Latisha Gee Torres, a Licensed Clinical Social Worker, mindfulness teacher, and wellness coach with over 20 years of experience. I help Black women and adult children of emotionally unavailable or addicted caregivers heal from relational trauma, break free from people-pleasing and perfectionism, and reconnect with their authentic selves. My approach blends therapy, coaching, and mindfulness in a compassionate, culturally attuned space where your full story is honored and your healing is prioritized.

Sofia Makarenko

(she/her)

Sofia Makarenko, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
9 years of experience
Virtual
Hello, my name is Sofia and I am an LCSW with 5+ years of experience working with adults and adolescents focusing on anxiety, depression, trauma, and self-esteem issues. I specialize in motivational interviewing where I focus on as asking open-ended questions, provide affirmation and empathy to you. I will also summarize your thoughts and feelings to make sure there is understanding on my part of where you are in your journey and provide my warm guidance to continue on your healing path.

Better Journey LLC

(She/Her)

Better Journey LLC, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
18 years of experience
Virtual
Hi there! We are licensed in New York and New Jersey . We provide experienced online counseling services. We have experience working with a diverse range of clients and needs; however, our expertise is in supporting individuals dealing with depression, anxiety symptoms, and trauma. To best serve our clients, we incorporate various techniques, including Cognitive Behavioral Therapy (CBT) , Motivational interviewing skills, and Person Centered therapy.

Dominique Dominguez

(she/her)

Dominique Dominguez, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
10 years of experience
Virtual
I have over 10 years of experience working with adults and adolescents of all ages to understand themselves more deeply, so they feel empowered to be their most authentic selves. As a licensed professional counselor, I am passionate about increasing self-awareness, teaching mindfulness techniques, and providing a safe space. My goal is to provide a warm and non-judgmental environment to allow clients to feel safe and supported. I desire to meet you where you are in your life journey and assist you along the path to sufficiency, as each individual is the expert in his/her/their personal life experiences. I believe each individual has a different set of experiences and needs. I am trauma, mindfulness and DBT certified.

Jamill Baker

(he/him)

Jamill Baker, LCSW - New Jersey Therapist at Grow Therapy
$110/session
LCSW
28 years of experience
Virtual
I am Licensed Clinical Social Worker in the state of New Jersey. I completed his Master’s degree in Social Work from the University Of Southern California and has been certified in Motivational Interviewing, Problem Solving Therapy and Ark Grow Parenting Therapy . I am also certified to supervise MSWs and LSWs and I am certified advance case manager. I provide individual, group and couples therapy. I have worked with children, adolescents, adults, and families from diverse and multicultural backgrounds. I have worked as an Addiction Therapist with the Department of Veteran Affairs , A Clinic Supervisor with Neuropath Therapies and a Grant and Per Diem Liaison for Homeless services with the Department of Veteran’s Affairs.

Arlene Joseph-Younger

Arlene Joseph-Younger, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
9 years of experience
Virtual
Hi, I'm Arlene, a licensed clinical social worker in the state of NJ and I have been practicing for almost a decade. I am dedicated to helping individuals untangle their thoughts, strengthen their emotional resilience, and create meaningful change. Whether you're navigating anxiety, depression, trauma, relationships, or just feeling stuck, I’m here to offer a grounded space where healing and growth can happen, without judgment, and at your pace.

Ryan Rathman

(he/him)

Ryan Rathman, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
11 years of experience
Virtual
Welcome! My name is Ryan Rathman and I am a Licensed Professional Counselor in the State of New Jersey. For the last 11 years I have been working with individuals who have experienced trauma in the early years of their lives. In this work I have helped individuals weaken the chains of trauma in order to help them begin to guide their lives back towards safety, joy, and fulfilment. As a trauma-informed therapist my primary goal is to help you feel safe again, and create a more efficient capacity to feel safe on a regular basis. While my work has primarily been with trauma survivors, often times this has also involved assisting with symptoms of depression, anxiety, anger, mood swings, irritability, substance use, and many more. Regardless of the difficulties you are experiencing, our goal in working together is to empower you to have greater control over your life, guiding it towards the ideal future that you see for yourself. To speak more about myself personally, I received my Master's Degree in the great city of Pittsburgh! While there, I also became a husband and a cat-dad to my two rescue babies, Juni and Pep, who may or may not grace us with their presence during session. When I am not aiming to create more peace and joy on this earth through my clinical work, I often spend time doing various nerdy things like playing video games or tabletop games, binging sci-fi shows, or coming up with weird new dinner recipes. If you think that I might be a good fit as your therapist, schedule a session and let's dive in!

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Trauma and PTSD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Trauma and PTSD, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.