Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 43 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/10/2026

New to Grow

$120/session

Specialties

Substance Misuse
Anxiety
Couples Counseling
+9
Hello, I'm a Licensed Marriage and Family Therapist (LMFT) dedicated to helping individuals, couples, and families navigate life's challenges with compassion and practical support. My approach is collaborative, creating a safe, nonjudgmental space where clients can explore their experiences, build resilience, and work toward meaningful, lasting change. I believe that healing happens through connection, self-awareness, and developing the tools to thrive both personally and in relationships.
Available

$180/session

Authentic
Warm

Specialties

Substance Misuse
Family Conflict
Self Esteem
+9
Welcome, and come as you are. I believe that meaningful change begins with understanding yourself on a deeper level. Many of the struggles we experience in adulthood, whether in relationships, self-worth, anxiety, trauma, communication, or life satisfaction, are shaped by patterns that developed long before we were aware of them. My role is to help you identify those patterns, understand why they exist, and create lasting change rather than simply managing symptoms.
Available

$125/session

Authentic
Direct
Empowering

Specialties

Substance Misuse
Anger Management
Anxiety
+3
I’ve had the privilege of supporting others for 26 years, which has given me a deeper understanding of the challenges and stressors people of all ages face. I have expereince working with people living with addictions, teenagers, couples, and anxiety. Through this experience, I’ve developed a strong ability to offer meaningful assistance. I use a relational approach combined with Cognitive-Behavioral techniques to help individuals find relief and foster personal growth.
VirtualAvailable

New to Grow

$120/session

Specialties

Substance Misuse
ADHD
Anxiety
+10
You do not have to carry life’s challenges alone. Whether you are navigating ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, or a major life transition, healing is possible, and you deserve support that meets you where you are. I specialize in helping older adolescents ages 16 to 17 and adults navigate ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, and major life transitions. My goal is to get to know you, understand your unique experiences, and work alongside you to create a path forward that reflects your unique needs and strengths. I believe meaningful therapy begins with trust, and I strive to create a compassionate, collaborative, and nonjudgmental environment where you feel heard, respected, and supported throughout your therapeutic journey. I welcome clients from all backgrounds and provide an inclusive, culturally responsive environment where you can feel comfortable being your authentic self. Every person has a unique story, which is why I tailor therapy to your individual needs rather than taking a one size fits all approach. Using evidence based approaches such as Cognitive Behavioral Therapy, Motivational Interviewing, person centered therapy, strengths based therapy, and trauma informed care, we will work together to build practical coping skills, strengthen resilience, and identify patterns that may be keeping you stuck. Together, we will work toward helping you achieve meaningful, lasting change and a greater sense of confidence, balance, and well being.
Available

$180/session

Authentic
Warm

Specialties

Substance Misuse
Addiction
Trauma and PTSD
+7
Hi there! My name is Angelique. I am a Licensed Clinical Social Worker and Licensed Clinical Addictions Counselor, working with clients virtually in the State of New Jersey and Pennsylvania. More importantly, I am a fiercely dedicated advocate for your healing. My formal training and background in substance use treatment spaces have led to an expertise of with individuals in recovery from alcohol or substance use, and addictive behaviors (gambling, shopping, relationships, etc). I also specialize in working with family members or loved ones of people with a mental health or substance use disorder, because help and healing should be accessible and prioritized for all; especially for someone feeling all the pressure to hold it together for someone else!
Available

$100/session

Warm
Solution oriented
Authentic

Specialties

Substance Misuse
Addiction
Anxiety
+3
I have been working with individuals struggling with post-traumatic stress disorder, substance use, sexual addiction, and mental health challenges for the past ten years. I have a real heart to walk alongside you to encourage, support, and empower you to move forward in your recovery needs. I graduated from Liberty University in 2014 with an MA in Professional Counseling and completed a Doctoral program specializing in treating trauma-related challenges. I approach recovery through the eyes of motivational interviewing and cognitive-behavioral therapy. I am also trained in Accelerated Resolution Therapy.
VirtualAvailable

$150/session

Solution oriented
Direct
Intelligent

Specialties

Substance Misuse
Anxiety
Depression
+10
HI, I'M A LICENSED PSYCHOLOGIST WITH MORE THAN 30 YEARS OF EXPERIENCE HELPING PEOPLE OVERCOME THE ANXIETY, DEPRESSION, OR ANGER THAT IS HOLDING THEM BACK FROM ACHIEVING THEIR LIFE GOALS. TOGETHER, IN A SAFE AND SUPPORTIVE ENVIRONMENT, WE EXPLORE THE DYSFUNCTIONAL THINKING THAT IS CONTRIBUTING TOWARDS YOUR EMOTIONAL DISTRESS AND PROBLEM BEHAVIORS. WE THEN WORK TO CHANGE THIS TO CREATE A SET OF MORE HEALTHY AND REALISTIC BELIEFS ABOUT YOURSELF AND YOUR LIFE. THE RESULT IS THAT YOU'RE NOT ONLY FEELING BETTER, BUT THAT YOU ARE ALSO BETTER ABLE TO MEET LIFE'S CHALLENGES AND PURSUE YOUR LIFE GOALS. IF YOU'RE TIRED OF THE BURDEN OF EMOTIONAL DISTRESS OR PROBLEM BEHAVIORS THAT HAS BEEN WEIGHING YOU DOWN, AND YOU ARE READY TO MAKE SOME CHANGES, I'M READY TO HELP YOU GET GOING TO MAKE THOSE CHANGES AND TO CREATE A HAPPIER AND MORE FULFILLING LIFE FOR YOURSELF.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Coping Skills
+8
I am a Licensed Clinical Social Worker who has dedicated my professional life to the advancement of the human species. What do I mean by the advancement of the human species? Well, no one ever taught us how to be mindful of thought patterns; to be aware of our own scars and biases, no one gave us an instruction book when it comes to dealing with our emotional life and the emotional lives of others. Scary, those big feelings can be. Unless, you have a plan. That is where therapy comes in. We work together to develop plans to assure you accomplish the goals you set for yourself.
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Grief
+3
Hello, and welcome. I’m a Licensed Clinical Social Worker (LCSW) based in New York with over 20 years of experience helping individuals navigate life’s challenges and improve their emotional well-being. I earned my Master of Social Work from Stony Brook University and have spent my career supporting people through difficult periods while helping them build healthier, more fulfilling lives. Many people seek therapy when they feel overwhelmed, stuck, or emotionally drained. You may be struggling with anxiety, depression, trauma, relationship challenges, or a major life transition that feels difficult to manage on your own. My goal is to provide a safe, supportive, and non-judgmental space where you can openly explore your experiences, gain clarity, and begin moving toward healing and growth. My approach to therapy is compassionate, collaborative, and practical. I work closely with my clients to help them better understand their thoughts, emotions, and patterns, while developing effective coping strategies that support lasting change. Together, we focus on building resilience, strengthening self-awareness, and creating healthier ways to navigate life’s challenges. Throughout my career, I have had the privilege of working with individuals from diverse cultural, social, and professional backgrounds. I am committed to providing culturally sensitive care and creating an environment where every client feels respected, valued, and understood. Taking the first step toward therapy can feel difficult, but you don’t have to face life’s challenges alone. If you’re ready to invest in your mental health and personal growth, I would be honored to support you on your journey.
VirtualAvailable

$125/session

Authentic
Solution oriented
Warm

Specialties

Substance Misuse
Anxiety
Depression
+10
My name is Andy and I am a Licensed Mental Health Counselor (LMHC), and Navy Veteran with 11+ years of experience. I am a dedicated and compassionate clinician committed to supporting individuals from diverse cultural backgrounds. In addition to my therapeutic expertise, I am also fluent in Spanish. As a military veteran, I also know how the military lifestyle affects the family. I have extensive experience in addiction counseling, EMDR therapy, and family counseling.
VirtualAvailable

$100/session

Warm
Authentic
Direct

Specialties

Substance Misuse
Mood Disorders
Self Esteem
+10
Hello! My name is Laura Duffy, and I am licensed as both a professional counselor (LPC) and a clinical alcohol and drug counselor (LCADC) within the state of New Jersey. I started my career about a decade ago and graduated from William Paterson University's MA in Clinical and Counseling Psychology program in 2015. I have experience working in multiple levels of care within substance use disorder treatment settings, in addition to having worked in a psychiatric hospital setting. I have been seeing clients via telehealth for the past four years with varying degrees of mental health conditions.
VirtualAvailable

New to Grow

$100/session

Specialties

Substance Misuse
Addiction
Mood Disorders
+6
Hi, I’m Dr. Ariana Yeager! I want to thank you so much for taking the first steps toward therapy. Making this choice takes courage, and I’m here to make this space feel warm, welcoming, and encouraging. I’m a Licensed Professional Counselor with a doctoral degree in Counseling and Psychological Studies. I work with people dealing with anxiety, depression, trauma, relationship struggles, emotional regulation, life transitions, and addiction, and I know starting therapy can feel a little intimidating. My goal is to create a safe, judgment-free space where you can really be yourself and feel heard! I blend evidence-based approaches like Cognitive Behavioral Therapy and trauma-informed care with a person-centered holistic perspective. Together, we’ll focus on what matters to you, building coping skills, strengthening resilience and finding meaningful ways to grow and feel better in your life.
Available

$90/session

Solution oriented
Authentic
Empowering

Specialties

Substance Misuse
Anxiety
Grief
+8
As a dedicated and compassionate mental health therapist who is passionate about supporting individuals on their journey to emotional well-being. I bring a fresh perspective, eagerness to learn, and a deep commitment to personal and professional growth. Fluent in Haitian Creole, I'm adept at addressing cultural and linguistic needs. With a strong foundation in evidence-based therapeutic approaches. I strive to create a safe, nonjudgmental space where clients feel heard, valued, and empowered. My specialty areas include anxiety, depression, trauma, stress, grief and postpartum. My approach is rooted in empathy, active listening, and a genuine desire to help individuals navigate everyday challenges. Whether working with individuals, couples, or groups, I'm dedicated to walking alongside clients as they explore their strengths, overcome obstacles, and build healthier, more fulfilling lives.
VirtualAvailable

$150/session

Authentic
Intelligent
Warm

Specialties

Substance Misuse
Addiction
Anxiety
+5
I've provided mental health services within rural Missouri countryside and urban locations in St. Louis and New York, along with work within every level of care (outpatient, inpatient, and residential treatment) since the mid-1990s. I hold two graduate degrees from Lindenwood University in the metro St. Louis area with post graduate training in the areas of Cognitive Behavioral Therapy and Motivational Interviewing. I am currently licensed as a Professional Counselor in New Jersey and Missouri. My approach has been refined over years for a person-centered focus with young to older adults struggling with multiple issues, such as depression, anxiety and addiction.
VirtualAvailable

$175/session

Solution oriented
Warm
Authentic

Specialties

Substance Misuse
Anxiety
Depression
+10
Hi there, I'm Sophia. I know it can be scary and uncomfortable asking for help; I'm here to be a guide as you maneuver through this interesting journey we call life. I can offer a safe space where we can look at the parts and pieces you don't share with others and put them back together again. Becoming more aware of how we perceive and interact with the world and those around us can be challenging but I am here to help find a way. I am passionate about providing a compassionate and nonjudgemental experience; I want to meet you where you are and provide a framework we can work towards in effort to bring about lasting change. Whether you feel overwhelmed by life's challenges or want to get into a healthier frame of mind, I'm here to help.
VirtualAvailable

$115/session

Warm
Solution oriented
Authentic

Specialties

Substance Misuse
Anxiety
Coping Skills
+4
Hi there! I’m Christina, a licensed clinical social worker passionate about helping people feel empowered to achieve their goals and navigate life’s challenges. I work with individuals from all walks of life—adolescents to adults—who are seeking support for depression, anxiety, self-esteem, trauma, life transitions, and substance use. Currently licensed in the state of NJ and PA. In our sessions, I provide a welcoming, judgment-free space where you can truly be yourself. Together, we’ll take meaningful steps toward understanding your experiences, embracing your strengths, and becoming the best version of yourself. My approach is person-centered and solution-focused, tailoring therapy to fit your unique needs. I pull from other modalities such as CBT, DBT, EMDR, IFS, and strengths based. Whether you’re looking to heal, grow, or simply feel more in control, I’m here to support you every step of the way. Plus, my friendly dog may pop in to bring some extra comfort and smiles during our sessions! Let’s work together to help you find clarity, confidence, and motivation on your journey. I’m here to hold space for your feelings, provide gentle guidance, and cheer you on as you do the work to create the life you want.
VirtualAvailable

$150/session

Authentic
Empowering
Intelligent

Specialties

Substance Misuse
Anxiety
Coping Skills
+4
Are you feeling overwhelmed by stress, anxiety, substance use, or a major life transition? Maybe you're feeling stuck, dealing with self-doubt, or just trying to get through day-to-day life and it’s starting to feel like too much. You don’t have to figure it out alone. With years of experience in the mental health field, I provide a supportive, down-to-earth space where you can talk things through without judgment. My approach is collaborative and practical. I work with you to understand what’s going on, what’s getting in the way, and what might actually help in real life. I work with individuals dealing with anxiety, stress, substance use and recovery, life transitions, self-esteem issues, relationship challenges, and other patterns that can make life feel overwhelming or stuck. I believe therapy works best when it feels like a real partnership. You bring your experience and what you know about your life and together, we figure out what makes sense for you and what actually feels doable not just in theory, but in day-to-day life.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Substance Misuse
Addiction
Anxiety
+8
I am a Licensed Professional Counselor based in New Jersey. I have five years of experience with both group and individual psychotherapy, specializing in trauma, mindfulness and addictions. My goal is to provide a comfortable and safe place to explore and process traumas and stressors, while teaching healthy coping skills and ways to access inner peace for comfort and healing.
VirtualAvailable

$95/session

Empowering
Intelligent
Warm

Specialties

Substance Misuse
Addiction
Anxiety
+9
ACCEPTING NEW CLIENTS! You're not alone in this life journey! Connecting to services to address your areas of need can be life-changing. Whether you're dealing with overwhelming stress, relationship issues, or cycles of anxiety and depression. I'm here to help! Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. I am a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Alcohol and Drug Counselor (LCADC) in the state of New Jersey. I have over fifteen years of experience working in a variety of settings with children, adolescents, adults, and families. I only specialize in individual therapy on the Grow Therapy platform. If you're tired and looking for a change, let's work together!
VirtualAvailable

$150/session

Warm
Authentic
Open-minded

Specialties

Substance Misuse
Addiction
Depression
+10
Hello! My name is Dr. Jennifer Jordan. I am a Licensed Mental Health Counselor (LMHC) based in Florida. I received my PhD in Counseling Psychology from National University and Masters Degree in Counseling Psychology from California Baptist University. I have worked with individuals, couples and families seeking counseling for 20 years, both online and in a variety of settings. I help clients learn new skills to successfully navigate the challenges of life, deepen their understanding of themselves, enhance their relationships, and improve their mental health and emotional well-being.
VirtualAvailable

New to Grow

$150/session

Specialties

Substance Misuse
Addiction
Anxiety
+4
As a trauma-informed social worker with more than 20 years of experience, I help adults navigate challenges related to depression, anxiety, and substance use. I understand that reaching out for support can feel overwhelming, and I strive to create a safe, supportive, and nonjudgmental space where you can feel heard and understood. My approach is collaborative and client-centered. I integrate Cognitive Behavioral Therapy (CBT), hypnotherapy, and motivational interviewing to help you better understand the connection between your thoughts, emotions, and behaviors. Together, we will explore patterns that may be keeping you stuck while building practical tools to support meaningful change. I believe lasting growth happens when clients feel empowered and supported throughout the process. My goal is to help you gain insight, strengthen motivation, improve emotional regulation, and develop effective coping skills that support greater stability and well-being. Whether you are facing long-standing challenges or working toward a specific goal, I will meet you where you are and help you move forward at a pace that feels right for you.
Available

New to Grow

$250/session

Specialties

Substance Misuse
Anxiety
Depression
+7
I am a warm, compassionate, and direct therapist who believes healing happens when clients feel truly seen, heard, and supported without judgment. My style is collaborative, culturally responsive, and grounded in helping clients better understand themselves, their patterns, and the experiences that have shaped them. I work best with clients who are ready to explore their emotions, relationships, identity, trauma, stress, anxiety, depression, or life transitions in a deeper and more honest way. I bring both clinical knowledge and genuine humanity into the room, balancing empathy with gentle challenge when needed. My goal is to help you feel safe enough to be vulnerable, while also supporting you in building insight, emotional resilience, healthier coping skills, and meaningful change. As a therapist, I understand that seeking support can feel intimidating, especially if you are used to carrying everything on your own. I strive to create a space where you do not have to perform, minimize your pain, or have everything figured out before you begin. We will work together at your pace, with curiosity, compassion, and respect for your lived experience.
Available

$150/session

Warm
Authentic
Humorous

Specialties

Substance Misuse
Addiction
Military/Veterans
+2
With a Master’s in Clinical Mental Health Counseling and dual licensure as a Licensed Professional Counselor (LPC) and Licensed Drug and Alcohol Counselor (LCADC), I bring extensive expertise to address a range of mental health and addiction concerns. My professional background includes working with diverse populations, including adults, teens, and children navigating trauma, addiction, anxiety, depression, and existential challenges. I meet my clients where they are, helping them navigate through trauma, addiction, anxiety, and life transitions with a focus on healing, self-awareness, and empowerment. If you’re tired of feeling stuck and ready to take the next step, I’m here to walk that journey with you.
VirtualAvailable

$125/session

Warm
Empowering
Open-minded

Specialties

Substance Misuse
Anxiety
Depression
+7
Hello, my name is Sofia and I am an LCSW with 10+ years of experience working with adults and adolescents focusing on anxiety, depression, trauma, and self-esteem issues. I specialize in motivational interviewing where I focus on as asking open-ended questions, provide affirmation and empathy to you. I will also summarize your thoughts and feelings to make sure there is understanding on my part of where you are in your journey and provide my warm guidance to continue on your healing path.
VirtualAvailable

$165/session

Intelligent
Solution oriented
Direct

Specialties

Substance Misuse
Addiction
Anxiety
+6
Hello, I am a Licensed Clinical Social Worker and Licensed Clinical Alcohol and Drug counselor. I am located in New Jersey. I have been in practice for 12+ years as a therapist and have another 10+ years as a case worker and administrator. Outside of my practice, I am married and have two children. I enjoy travel and running and often try to weave an overall concept of fitness=wellness into my work.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Substance Misuse, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.