Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 29 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

$100/session

Warm
Intelligent
Solution oriented

Specialties

Sexual Abuse
ADHD
Anxiety
+9
Welcome! I'm Damaris, a bilingual (English/Spanish) Licensed Professional Counselor dedicated to helping older adolescents and adults navigate life's challenges with compassion and hope. I believe healing begins with feeling heard, understood, and supported. I provide a warm, culturally responsive, and nonjudgmental space where I enjoy getting to know your unique story, building on your strengths, and helping you develop practical skills to create meaningful, lasting change. Together, we'll work toward the goals that matter most to you.
Available

Often rebooked

$115/session

Warm
Authentic
Empowering

Specialties

Sexual Abuse
Anxiety
Coping Skills
+9
My name is Priscilla Tixi, and I have my masters in Mental Health Counseling. I am a Licensed Professional Counselor (LPC) in New Jersey and a Licensed Clinical Professional Counselor (LCPC) in Maine. I have worked in the mental health field for 10 years, primarily for non-profit agencies, and 5 of those years as a mental health therapist. I provide individual therapy in English for adults 18 and up. I will support you through life's complexities. My approach centers on understanding your unique journey and offering compassionate, person centered, and solution-focused care that will honor your experiences. My expertise spans a wide range of focus areas, including but not limited to anxiety, depression, workplace/home life challenges, trauma recovery, stress, relationship dynamics, personal growth, women's issues, grief, navigating significant life transitions, etc. My therapeutic style emphasizes empowerment, self-discovery, and healing. I create a supportive environment where you can explore your emotions, develop meaningful coping strategies, and cultivate greater self-understanding. I'm dedicated to walking alongside you with empathy and professional guidance. I look forward to working with you!
VirtualAvailable

$150/session

Authentic
Intelligent

Specialties

Sexual Abuse
Depression
Grief
+10
I found my career as a therapist as a secondary one which has provided exposure to multiple therapeutic settings. My start in community mental health gifted me with a well-rounded, diverse level of training and exposure to the human experience. More importantly, my background reinforced the importance and power of the therapeutic relationship. I am curious, empathetic, affirming, and compassionate. My sense of humor often finds its way into our sessions (as do my dogs, if you're so inclined!). Together, we will map your treatment, so that you are clear as to what to expect, regardless of the intervention. We start at the place you are ready, reinforcing the strengths and resiliency that you already exhibit. Together, we build from there to address what you came in for.. Therapy is hard work, but it is also profoundly full, rewarding and empowering. It's important for me to honor both the challenges and rewards.
Available

$150/session

Warm
Empowering
Authentic

Specialties

Sexual Abuse
Depression
Coping Skills
+5
I am a Licensed Clinical Social Worker based in New Jersey and South Carolina. I ascertained my MSW from Rutgers the State University of New Jersey. I have been in Private Practice for over twenty years working with children, adolescents and adults using Eclectic and Cognitive Behavioral Therapy treatments. Specializing in various kinds of trauma and depression . I have worked in the pubic school system as a Social Studies Teacher and a member of the Child Study Team. In addition, I worked in several hospitals in the emergency room as a psychiatric social worker and several Correctional facilities in New York and New Jersey.
VirtualAvailable

$100/session

Authentic
Empowering
Warm

Specialties

Sexual Abuse
ADHD
Couples Counseling
+5
My name is Eden Richman, I am a licensed clinical social worker based in Ewing, New Jersey, who specializes in providing comprehensive support to individuals at various stages of life, with a keen awareness of the challenges associated with significant life transitions. I am committed to supporting clients during pivotal moments in their lives. I can assist you to skillfully address symptoms of anxiety, depression, and self-doubt; addictions; and foster a therapeutic environment that promotes healing and personal growth.
VirtualAvailable

$75/session

Solution oriented
Warm
Authentic

Specialties

Sexual Abuse
Anxiety
Couples Counseling
+10
With 27 years of experience in behavioral health and 18 years in psychotherapy practice, I am a highly skilled psychotherapist dedicated to offering comprehensive and compassionate care to individuals and couples seeking psychotherapy and counseling services. My expertise spans a wide array of mental health challenges, including depression, anxiety, stress management, and mood disorders. I employ a variety of evidence-based treatment methods, such as Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness-Based Stress Reduction (MBSR), and Solution-Focused Brief Therapy (SFBT). In my practice, I specialize in treating complex issues such as addiction, ADHD, bipolar disorder, PTSD, trauma recovery, and personality disorders. I also address relationship issues including intimacy challenges, infidelity, relationship dysfunction, communication problems, and marital conflicts. My expertise in sex therapy enables me to effectively treat sexual dysfunction, sexual addiction, and porn addiction. I am committed to providing culturally sensitive therapy, speaking Tamil and Malayalam, and understanding Hindi and Oriya, which allows me to connect deeply with clients from diverse backgrounds, particularly within Asian and Indian communities. My experience also includes Christian counseling and working with clients from various religious backgrounds, ensuring a holistic approach to mental and emotional well-being. Additionally, I offer specialized therapy for LGBTQ clients, addressing issues related to questioning, coming out, and navigating the unique challenges faced by the LGBTQ community. I utilize a diverse range of therapeutic techniques, including Emotionally Focused Therapy (EFT), Narrative Therapy, Psychodynamic Therapy, and Motivational Interviewing, to tailor treatment plans that meet the unique needs of each client. Whether you’re seeking help for mental health disorders, relationship issues, or sexual health concerns, I am here to guide you on your journey towards a healthier, more fulfilling life.
VirtualAvailable

$150/session

Warm
Empowering
Humorous

Specialties

Sexual Abuse
Addiction
Anxiety
+10
You don’t have to keep holding everything together on your own. When life feels heavy, uncertain, or overwhelming, it can be hard to know where to start. My goal is to offer a calm, supportive space where you can pause, make sense of what you’re carrying, and begin finding your way back to yourself. Together, we’ll explore what’s been getting in the way of feeling balanced and connected, using evidence-based approaches and genuine collaboration to help you heal, grow, and rediscover a stronger sense of self. Hi, I’m Heather Schmauk MS LPC (Licensed Professional Counselor). With over a decade of experience supporting individuals through challenges related to mental health, addiction, and personal growth. I help adults navigate anxiety, depression, trauma, burnout, and major life transitions. My approach is grounded in compassion and collaboration by meeting clients where they are, while helping them reconnect with their authentic self. I provide a supportive and inclusive space for healing and growth.
VirtualAvailable

$175/session

Solution oriented
Authentic
Warm

Specialties

Sexual Abuse
Anxiety
Personality Disorders
+6
I have always been empathic and a good listener. I have always been drawn to wanting to help people make their lives better. I have worked in a variety of settings, including hospitals, hospice, foster care, and group practices. My training and expertise in schema therapy have allowed me to become the clinician that I've always wanted to be. As a schema therapist, I can be more real with clients while engaging in clinically-sound interventions that inspire real change. ​
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Sexual Abuse
Anxiety
Depression
+7
Hello, and welcome. I'm a Licensed Professional Counselor (LPC) based in New Jersey with nearly 20 years of experience helping individuals navigate life's challenges and move toward healing. I know that reaching out for support isn't always easy, and my goal is to create a space where you feel heard, understood, and accepted. Whether you're coping with trauma, anxiety, depression, relationship difficulties, or simply feeling overwhelmed, you don't have to face it alone. Throughout my career, I've had the privilege of working with survivors of trauma and abuse, helping them process difficult experiences, build resilience, and rediscover their strengths. I've also worked with people facing a wide range of mental health concerns, and one thing I've learned is that every person's story is unique. Because of that, I believe therapy should be personalized, collaborative, and centered around your goals. My approach is compassionate, supportive, and evidence-based. Rather than focusing only on symptoms, I strive to help you better understand yourself, build practical coping skills, and develop the confidence to create meaningful, lasting change. I believe healing happens when people feel safe, empowered, and supported every step of the way. Beyond my work with clients, I am passionate about promoting mental health awareness, reducing stigma, and helping make quality mental health care more accessible in our communities. It would be an honor to walk alongside you on your journey. Wherever you are today, my hope is that together we can build on your strengths, overcome life's challenges, and help you create a future that feels healthier, more balanced, and more fulfilling.
VirtualAvailable

$150/session

Empowering
Humorous
Intelligent

Specialties

Sexual Abuse
ADHD
Anxiety
+9
I am a bilingual Spanish- and English-speaking therapist licensed to provide services to clients located in New York, New Jersey, and Florida. I am certified as an ADHD Specialist and integrate person-centered and culturally sensitive approaches in my work. With over five years of experience, I have supported clients facing a variety of emotional and life challenges. I strive to create a supportive, collaborative space where clients feel understood and empowered to build insight, develop effective coping strategies, and make meaningful, lasting changes in their lives.
Available

$150/session

Authentic
Humorous
Direct

Specialties

Sexual Abuse
Anxiety
Depression
+9
I value authenticity, empathy, and self-awareness, both for myself, my clients, and as a critical part of the therapeutic process (I also take advantage of the healing power of laughter whenever possible!). I aim to normalize and validate my clients’ experiences without judgment, and above all, provide the most basic of human needs: to feel seen and heard. My name is Stephanie (or Stevie, either is fine) and I have been providing therapy in NJ exclusively via telehealth for about the last 5 years (prior to that, in person). I have a deep passion and respect for the power of therapy to change lives, which I have been privileged to witness in my work with clients, as well as in my personal life, both through the consistent use of therapy as part of my own self-care, as well as having spent the last 20 years raising two children with special needs. If you have been struggling with symptoms of depression or anxiety, particularly if they are related to a traumatic experience, I would love the opportunity to work with you to reduce your symptoms and help you experience a present that is not overshadowed by your past. I love working with women ages 20 to 30-something who are still in academia or just starting out in their careers, but also love working with women of any age. I frequently work with survivors of child sexual abuse, as well as those struggling with issues related to self-worth, but work with other conditions as well.
VirtualAvailable

$120/session

Empowering
Holistic
Authentic

Specialties

Sexual Abuse
Anxiety
Depression
+14
I am Denise Pertuz, a licensed clinical social worker providing therapy to clients in New Jersey and Florida. I hold dual master’s degrees in Social Work from Rutgers University and in Child Advocacy and Policy from Montclair State University, which guide how I understand both personal experiences and the systems that influence people’s lives. I work with adolescents and adults navigating trauma, relationship challenges, life transitions, and depression, and I also complete clinical evaluations for immigration cases, including Extreme Hardship Waivers, VAWA, Asylum, and U-Visa petitions. My work is collaborative and relational, with an emphasis on helping clients feel safe, grounded, and supported as they move toward meaningful and sustainable change.
VirtualAvailable

$100/session

Authentic
Solution oriented
Warm

Specialties

Sexual Abuse
Anxiety
Child or Adolescent
+9
Hi. My name is Kelly and I am a Licensed Clinical Social Worker in New Jersey. I have been in the Social Work field for almost 15 years and have been practicing clinically for 12 years. I have experience in working with all age groups, from young children to young adults to geriatrics and in various settings, including but not limited too, outpatient settings, school settings, retirement home settings, and in home settings. I work with clients who may be struggling with mood regulation, such as depression or anxiety, and also assist clients with working through and healing from past traumas. I also have experience in working with parents who may need and want assistance with behavior management and modification with their children.
VirtualAvailable

$150/session

Authentic
Warm
Direct

Specialties

Sexual Abuse
Addiction
Couples Counseling
+20
Hello, I am a licensed mental health counselor currently licensed in Florida, Idaho, New Jersey, Nevada, Indiana, Wisconsin, Colorado New Hampshire, South Carolina, and Vermont. I have 10+ years of experience with all ages. I love to do parent training for people who struggle with their children regardless of their mental health, neurological, or developmental condition. My first love is behavior therapy for people with autism however, I have extensive experience in mental health and substance use disorders or all severities.
VirtualAvailable

$130/session

Solution oriented
Warm

Specialties

Sexual Abuse
ADHD
Couples Counseling
+6
Naemmy Thompson is a Licensed Clinical Social Worker in Virginia and New Jersey. She has practiced in Virginia since 2015 and has spent most of her career in New Jersey. With 13 years of experience, Naemmy supports individuals who have experienced trauma and hardship, including sexual abuse, domestic violence, loss, depression, anxiety, and PTSD. She provides couples counseling using the marriage links approach and offers a Christian perspective for clients who wish to incorporate faith into their mental health journey. Naemmy’s practice is person-centered, recognizing clients as experts in their own lives while guiding them through interpersonal change and healing. She also uses Trauma-Focused Cognitive Behavioral Therapy to address thought distortions resulting from trauma.
Available

$135/session

Authentic
Warm
Empowering

Specialties

Sexual Abuse
Anxiety
Eating Disorders
+23
Are you struggling with life stressors, feeling overwhelmed, depressed, or anxious? Are you tired of feeling stuck in constant worrying, self-criticism, or relationship difficulties? Do you strive to heal your relationship with food and your body? If you want to work on your well-being, live more fully, and need to develop coping mechanisms and stress management techniques to resolve the issues that hinder you from living the life you envision, I can provide the support you need to accomplish these goals. As your therapist, I will assist in providing insight into your life experiences and its impact on you today and I would love to talk to you about how I can help. I work with young adults and adults who struggle with depression, anxiety, eating disorders, body image concerns, perfectionism, identity development, trauma, postpartum depression and anxiety, stress management, relationship problems, attachment difficulties, and childhood abuse.
VirtualAvailable

$105/session

Empowering
Solution oriented
Authentic

Specialties

Sexual Abuse
Anxiety
Coping Skills
+10
Hi everyone! My name is Stefanie, Trauma Specialist, Licensed Professional Counselor and Licensed Massage Therapist. As a trauma specialist, and very non-traditional therapist, I use both Body Work treatments & Psychotherapy to help you heal. Servicing PA and NJ, together we come up with a healing treatment plan personalized to you. I have a passion for helping Victims of violent crimes and a special focus on First Responders, LEO'S and Veterans. Also noted, I am a huge advocate for Mens mental health. Ready to heal? Prior to our first session, I offer a free 15 minute consultation to make sure we are a good fit. I am looking forward to working with you on YOUR healing journey !
VirtualAvailable

$90/session

Authentic
Warm
Solution oriented

Specialties

Sexual Abuse
Addiction
Anxiety
+10
I don’t believe therapy should be some boring clinical experience that you dread attending. I aim at creating a light hearted space for my clients to face whatever has brought them to my door. (Well technically I don’t have a door since its telehealth but you know what I mean) I talk so casually during sessions that you’ll feel like we’ve met before. I’ll ask you about what’s been going on and how you’re experiencing it. I’ll ask you how your much-needed date night went this past weekend, or how far you made it into that book you wanted to read. I sincerely want to know how you’ve been doing. I’m not afraid to talk about the hard or awkward stuff, and I’m also not afraid to let you know when you’re limiting yourself. Our therapy is a judgment free zone. You don’t judge my cats who sometimes make an appearance and I won’t judge you. I will put in the time and show up and if you will do the same great things can happen! Some of you may be here because you are going through something that is very painful and my idea of ‘fun’ therapy may not seem to fit. I encourage you to give it a chance. We will have the difficult conversations and cry the tears but perhaps my approach will make all of that a little more bearable.
VirtualAvailable

$250/session

Authentic
Solution oriented
Open-minded

Specialties

Sexual Abuse
Couples Counseling
Sex Therapy
+6
Are you feeling emotionally or physically disconnected from your partner? Is communication not clear? Passion & intimacy gone within your relationship? Are you having some difficulty with your sexual behaviors, urges or desires? Unsure of your sexuality? Are you a therapist or professional helper? Feeling disconnected in a relationship can leave you feeling unloved, undesirable and alone. Having sexual issues can be embarrassing and alienating. Not being accepted due to your sexuality can be hurtful. My affirming and empathetic approach can help you gain a sense of normalcy, dig deeper and begin to make the changes you desire. I am a Licensed Mental Health Counselor, Qualified MHC Supervisor, Certified Sex Therapist, Brainspotting Practitioner and EMDR trained clinician. I specialize in trauma, substance abuse, sexual issues/sex therapy, LGBTQ+ issues & mental health with over 24 years experience in the helping field. My primary offices are in Port St. Lucie, Vero Beach and Orlando with telemental health available throughout Florida, South Carolina and New Jersey. I offer package deals to meet a variety of financial situations. Sliding Fee Scales are also available for those who qualify. Consultations are PAID and available on a scheduled basis ONLY. Supervision is available for registered mental health counselor interns. Please email our office at www.centerforsexualhealthandwellness.com, to make sure your needs are a good fit, prior to booking. This also helps avoid any fees you may accrue if your need can't be billed on this platform. All couples inquiries considering insurance must have a family plan and be assessed to see if their needs are a billable service.
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Sexual Abuse
Addiction
Depression
+14
I am a therapist who helps individuals and couples work on psychological and relational issues to find ways to solve them and enrich their lives. I work with clients to develop a plan of action to learn ways to manage and resolve the thoughts, feelings and behaviors that are holding them back from having a happy fulfilled life. I will help reframe thoughts to improve energy, self esteem and confidence so clients can be who they want to be. I have a specialty in trauma, especially related to childhood and attachment issues. I am certified in the technique of EMDR which releases and helps resolve intense feelings such as fear, anxiety, depression, fear or shame. I will work in sessions to build confidence and resilience to result in better energy and a positive outlook to improve daily functioning and holistic health.
VirtualAvailable

New to Grow

$200/session

Specialties

Sexual Abuse
Suicidal Ideation
Trauma and PTSD
+7
Do you feel unseen? Misunderstood? Lonely? And ready to do the inner work of healing from your past? Then I am here and ready to support your journey. I am passionate about working with women and teenagers. Often the feelings I’ve described above are due to childhood trauma, and they present as attachment and relational challenges, eating disorders, anxiety, and depression. I welcome my clients into a safe, supportive and compassionate space. I offer a listening ear and a loving heart. We journey together to find the techniques in my toolbox that work best to empower you and support your healing that comes from within.
VirtualAvailable

$120/session

Empowering
Intelligent

Specialties

Sexual Abuse
Anxiety
Domestic Violence
+10
Hi! I am a Palestinian-American therapist who is dedicated to serving the underserved and those who are often overlooked. My approach to therapy is to help you help yourself, I am here to assist you in achieving your treatment goals. I am committed to my clients and believe every single one deserves and is capable of living the life they want to live.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Sexual Abuse
Anger Management
Anxiety
+18
Hello! I am so glad you stopped by and excited to get to work with you. My approach is always collaborative with each client. Each client is unique and so should each approach to tackle individual challenges. When we think about going to or starting the therapeutic process it is not an easy decision to begin, however, it can be so rewarding to make the changes or achieve goals set with real-time progress and with support. I am honest with all of my clients and understand that the therapeutic relationship takes time to establish and want clients to realize that real change takes time and is never a sprint to the finish line. I am seriously committed to ensuring you receive what you need in sessions to make sustainable changes. If you are ready to commit to yourself and self improvement lets get started!
VirtualAvailable

$127/session

Warm
Intelligent
Open-minded

Specialties

Sexual Abuse
Anxiety
Couples Counseling
+8
Rita LaBrew, LMFT, licensed in New York and New Jersey, brings extensive experience in foster care, child welfare, private practice, and telehealth. I provide a collaborative, thoughtful therapy experience grounded in clinical expertise and evidence-informed care. Together, we'll work toward greater insight, emotional resilience, and meaningful, lasting change. I work with adults who are ready to move beyond simply managing symptoms and are willing to explore the deeper patterns shaping their lives. Whether you're struggling with anxiety, depression, trauma, relationship difficulties, family-of-origin concerns, life transitions, or longstanding emotional patterns, therapy offers an opportunity to understand not only what you're experiencing, but why. My approach is primarily psychodynamic, integrating psychoeducation to help make complex emotional experiences more understandable and practical. Together, we explore how early relationships, unconscious patterns, protective roles, and present-day experiences influence your emotions, relationships, and decisions. As insight grows, clients often find themselves responding to life's challenges with greater clarity, confidence, and intention. Clients often describe my style as thoughtful, direct, and collaborative. I strive to create a space where curiosity replaces self-criticism, where difficult experiences can be understood without judgment, and where lasting change develops through deeper self-awareness rather than temporary solutions. My practice is best suited for adults seeking ongoing outpatient psychotherapy and is not a fit for higher-acuity or crisis-focused care. I may refer clients whose needs would be better served by a higher level of care, specialized treatment, or services outside my scope of practice. Please note that I do not provide documentation or written support for court, custody, disability, or other legal matters, and my practice is not a fit for individuals seeking therapy primarily for court-related issues. My goal is always to help clients find the care that best meets their needs.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Sexual Abuse
Anxiety
Depression
+8
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Sexual Abuse, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.