Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 41 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/17/2026

$100/session

Authentic
Solution oriented
Direct

Specialties

Personality Disorders
Anger Management
Anxiety
+9
Twenty-five years of experience working with a wide range of individuals with a wide range of presenting problems and needs. I have helped individuals work through grief, trauma, adjustment disorders, difficult life transitions, acculturation issues and end of life counseling. I have helped many individuals gain new insights and coping abilities in managing chronic mood disorders, anxiety and fear disorders, personality disorders and impulse control disorders. I have experience working with addiction and recovery including compulsive gambling and sex addictions. I have also worked with individuals in various stages of commitment to change. I began my career working in community mental health serving individuals with severe and persistent mental illness/primary psychosis disorders such as schizophrenia, schizoaffective, delusional and bipolar affective disorders. I have worked in a variety of settings within the mental health field including hospital settings, partial hospitalization settings, outpatient therapy, intensive case management, as well as remote services. I have been clinical director of two outpatient treatment centers. I have facilitated many therapy groups including anger management, anxiety management, wellness and recovery, co-occurring disorders and trauma-focused groups.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Open-minded

Specialties

Personality Disorders
ADHD
Anxiety
+6
Hi, I’m May Elkady, a licensed professional counselor dedicated to helping adults and teens who feel overwhelmed, anxious, or weighed down by past experiences. I support clients in understanding their emotions, breaking old patterns, and creating more balance and clarity in their lives. My goal is to provide a calm, grounding space where you can heal, grow, and reconnect with yourself.
VirtualAvailable

$150/session

Solution oriented
Warm
Empowering

Specialties

Personality Disorders
Anxiety
Bipolar Disorder
+11
I am kind, non-judgmental, accepting with a very diverse background. My name is Fquira, pronounced "Keera. " That is literally, Kera, with an F, how unique is that? I have an appreciation for all people as unique individuals, with various types of life challenges. Im here for the challenge. Helping minds heal and lives transform has been a true reward of doing what I do in therapy. I am here to help you.
VirtualAvailable

Often rebooked

$100/session

Authentic
Warm
Empowering

Specialties

Personality Disorders
Anxiety
Depression
+5
Hi! My name is Sarah Silverman, I have been working in the field of mental health for over eight years. I have experience working in a variety of settings, but getting to work individually with clients in outpatient therapy is my absolute favorite. I am often described as having a calming and empathetic personality. In my spare time, I love spending time with friends, cuddling my two orange cats, trying out a new delicious food, reading, or playing video games.
VirtualAvailable

$150/session

Humorous
Warm

Specialties

Personality Disorders
Anxiety
Career Counseling
+8
My background is in psychology and women's studies with a master's degree in clinical social work from NYU. With 25 years of experience, I individualize care using a variety of evidence-based treatment approaches including psychoanalytic psychotherapy (6-year post-grad program), Cognitive Behavioral Therapy (CBT Certified), Motivational Interviewing (MI Certified), and mindfulness. I help therapists, healthcare professionals, yogis, artists, musicians, educators - and others - with personal and job-related stressors. My focus is women's mental health: relationships, parenting, divorcing, dating, transitions, aging and bereavement. I welcome diversity among my clientele inclusive of all races, religions, sexual orientations/genders and neurodiversity.
Available

$125/session

Authentic
Empowering

Specialties

Personality Disorders
Anxiety
Life Transitions
+10
I’m a Licensed Clinical Social Worker (LCSW) in New Jersey with multiple degrees from Widener University. I’ve worked with a wide range of individuals facing challenges like anxiety, depression, OCD, bipolar disorder, and more. My focus is on helping people manage stress more effectively, build healthier routines, and feel more in control of their day-to-day lives. I’m not here to give you all the answers—I’m here to help you ask the right questions, challenge what’s no longer serving you, and support you as you build confidence in your ability to navigate life on your own terms.
Available

$100/session

Authentic
Warm
Empowering

Specialties

Personality Disorders
ADHD
Anxiety
+10
My name is Cleonese Dasent-Green and I am the sole proprietor of Poinciana Therapy LLC. I hold Licenses as a LCSW With advanced degrees in Clinical Social Work in NY, NJ & PA. I have Graduate Certificate in Thanatology, a Play Therapy Certificate and over 15 years of experience in therapy, social work, and medical social services. I also received my Masters degree from Fordham University in NYC.
Available

$60/session

Authentic
Open-minded
Direct

Specialties

Personality Disorders
Addiction
Anxiety
+10
I am in drug addiction recovery and have been sober for 18 years. Started as a counselor assistant about 15 years ago, gained many years of experience working with many different clients' challenges and various cultures. I come from a non-judgmental perspective as I understand the importance of clients feeling safe in session. I absolutely love doing this kind of work.
Available

Often rebooked

$150/session

Solution oriented
Authentic
Empowering

Specialties

Personality Disorders
Anxiety
Trauma and PTSD
+10
Welcome! I'm passionate about helping others find healing and wholeness. My desire is to help you know and understand yourself deeply, find healing from the past, and move from a place of "stuckness" to living a rich and meaningful life. I work with adults struggling with depression, anxiety, grief and loss, relationship issues, and poor self-image. I have extensive experience treating complex trauma and substance abuse, and as a Certified DBT Therapist, I specialize in treating Borderline Personality Disorder. I'm also a Certified Religious Trauma Specialist. I believe that one of the most underrated experiences is loss, including the end of significant relationships. I can help you navigate the grief, find meaning in the loss, and build hope moving forward. I believe that change best happens when we learn to accept where we are while simultaneously challenging ourselves to do better. My desire is to accept you wholly as you are, without judgement.
VirtualAvailable

$175/session

Solution oriented
Authentic
Warm

Specialties

Personality Disorders
Anxiety
Trauma and PTSD
+6
I have always been empathic and a good listener. I have always been drawn to wanting to help people make their lives better. I have worked in a variety of settings, including hospitals, hospice, foster care, and group practices. My training and expertise in schema therapy have allowed me to become the clinician that I've always wanted to be. As a schema therapist, I can be more real with clients while engaging in clinically-sound interventions that inspire real change. ​
VirtualAvailable

$90/session

Warm
Empowering
Intelligent

Specialties

Personality Disorders
Addiction
Anxiety
+5
I’m Daniela Garcia, LCSW, a licensed clinical social worker with nine years of experience supporting adolescents and adults. I specialize in helping clients navigate anxiety, depression, trauma, substance use, life transitions, and relationship challenges. My approach blends DBT, CBT, IFS, and attachment-based techniques, tailored to each person’s needs, with the goal of helping clients build resilience, insight, and practical skills to thrive in daily life.
VirtualAvailable

$200/session

Authentic
Empowering
Direct

Specialties

Personality Disorders
Addiction
Trauma and PTSD
+25
Me - Dr. Amy Rhoades, PhD, MSW, LCSW, BSN, RN - I live a life of service to others. My ideal client? It's you! Whether you are 18 or 88, I want to work with you. Have childhood trauma? That is one of my specialties. People say you are hard to work with? I got you. Geriatric concerns? I can help you navigate the senior moments. As a registered nurse, I can also help you with any medical conditions/diagnoses you or a loved one may have that is causing strife in your life. Whatever you are experiencing, right here, right now, I will walk beside you in it. I am an experienced provider who thinks outside of the box and have a bit of an eclectic style. I am well versed in many treatment modalities and will work with you on finding what best fits your needs in this moment. Feel lost? I will help you find yourself. It only takes one phone call to start getting your life back in order. I care about you and what you are experiencing. Together, we will work it out. My Specialties include: Trauma and PTSD Borderline Personality Dual Diagnosis I provide treatment for: ADHD Addiction Alcohol Use Alzheimer's Anger Management Anxiety Behavioral Issues Bipolar Disorder Career Counseling Chronic Illness Chronic Relapse Codependency Coping Skills Depression Drug Abuse Geriatric Specialty Grief Hoarding Queer/Sexual/Gender/Racial/Cultural Identity Relationship Issues Self Esteem Self-Harming Spirituality Stress Substance Use Suicidal Ideation Mental Health Elderly Persons Disorders Mood Disorders Personality Disorders Psychosis Client Focus on Ages: Elders (65+) Adults Teen *Earlier or later appointments require a conversation with me*
VirtualAvailable

$175/session

Warm
Solution oriented
Empowering

Specialties

Personality Disorders
Anxiety
Depression
+10
I have been working in the mental health field since 2018, serving as a therapist, clinical supervisor, and director of clinical programming. My experience includes working directly with clients while also mentoring other clinicians and developing evidence-based treatment programs. I have advanced training in Dialectical Behavior Therapy (DBT), Cognitive Behavioral Therapy (CBT), and trauma-focused modalities, and I frequently integrate mindfulness-based interventions into my work. My approach is compassionate, practical, and collaborative, helping clients build insight, strengthen emotional regulation, and create meaningful, lasting change.
VirtualAvailable

$180/session

Solution oriented
Warm
Authentic

Specialties

Personality Disorders
Anxiety
Couples Counseling
+10
Welcome! I'm Jerniece, Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I am a Licensed Professional Counselor in New Jersey, South Carolina, & Texas. I have a MS in Marriage and Family Therapy from Capella University. I have over 10+ years of clinical experience working with diverse populations, including individual, single & blended parents, couples, groups, and families. Extensive experience processing within a safe and nurturing virtual setting.
VirtualAvailable

$150/session

Empowering
Warm
Authentic

Specialties

Personality Disorders
Anxiety
Depression
+8
Hi, I'm Ana Eva! I am a Licensed Professional Counselor with more than 12 years of experience, residing in Pennsylvania, working with clients in Pennsylvania and New Jersey. I specialize in providing compassionate support for a range of issues, including but not limited to depression, anxiety, behavioral challenges, trauma, and PTSD. I offer my services in both English and Spanish to ensure that you feel comfortable and supported throughout our sessions. My primary objective is to provide you with a secure and welcoming space, where we can work together
VirtualAvailable

$175/session

Specialties

Personality Disorders
Anxiety
Trauma and PTSD
+5
I am a compassionate and collaborative therapist dedicated to creating a safe and nurturing environment for growth and healing. My approach integrates client-centered, relational, and somatic techniques with nervous system regulation strategies to help clients cultivate a profound sense of safety within their bodies. By fostering calm and stability, I guide individuals toward greater self-awareness and emotional resilience. I specialize in addressing challenges in urban dating and alternative lifestyles, helping clients navigate the complexities of relationships with authenticity and confidence. I also work with parent-child dynamics, supporting families in building deeper connections and resolving conflicts with empathy and mutual understanding.
VirtualAvailable

$85/session

Solution oriented
Authentic
Warm

Specialties

Personality Disorders
Coping Skills
Anxiety
+8
At the core of my practice is a commitment to creating a warm , safe space where you can share yor story and work towards healing without judgement. Whether it's through individual therapy, family sessions, or innovative approaches like art and music therapy, I tailor my support to fit your unique needs. I believe in the power of understanding each person's story and working collaboratively towards achieving your goals . If you're looking for someone who listens and champions your well -being every step of the way I'm here for you . Lets embark on this journey together towards a brighter , more resilient future
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented

Specialties

Personality Disorders
Coping Skills
Mood Disorders
+10
I am a Licensed Professional Counselor (LPC) with a Doctor of Education (EdD) in Community Care and Counseling specializing in Traumatology. I am dedicated to helping individuals navigate trauma, emotional challenges, relationship difficulties, and major life transitions. Additionally, I am a certified Sex Offender Treatment Provider (SOTP) with experience supporting diverse populations through evidence-based and compassionate care. I strive to create a safe, supportive, and collaborative therapeutic environment where clients feel heard, respected, and empowered. My approach to therapy focuses on healing, resilience, self-awareness, and meaningful personal growth. I believe therapy should enhance your quality of life by helping you build healthier coping strategies, strengthen emotional well-being, and create lasting positive change.
VirtualAvailable

$110/session

Authentic
Warm
Empowering

Specialties

Personality Disorders
Anxiety
Child or Adolescent
+10
From CBT to DBT and everything in-between, it is my hope that I can work with you as your guide in discovering your own happiness and meeting your full potential. Our therapeutic relationship will be both collaborative and holistic. I do not have a “one approach fits all” philosophy. I hope to empower you with the ability to enrich your overall quality of life.
VirtualAvailable

$125/session

Warm
Empowering
Open-minded

Specialties

Personality Disorders
Anxiety
Depression
+7
Hello, my name is Sofia and I am an LCSW with 10+ years of experience working with adults and adolescents focusing on anxiety, depression, trauma, and self-esteem issues. I specialize in motivational interviewing where I focus on as asking open-ended questions, provide affirmation and empathy to you. I will also summarize your thoughts and feelings to make sure there is understanding on my part of where you are in your journey and provide my warm guidance to continue on your healing path.
VirtualAvailable

$160/session

Intelligent
Solution oriented
Authentic

Specialties

Personality Disorders
Anxiety
Depression
+4
Hello, and thank you for taking the time to invest in your mental health. Are you having a hard time balancing family, work, and life? Are you struggling with avoidance and anxiety about the future? Are you just ready for a change and aren't sure how to make a plan of action? It's difficult to grow without support and even harder at times to find the tools to carve your own path. If you feel ready to explore how to reach your unique potential; let's figure out some goals, what's in the way, and how we can work through those challenges so you can reach your goals. My background in research, crisis care, inpatient, partial hospitalization, intensive outpatient, in-home therapy, group therapy and outpatient therapy has given me exposure to several forms of therapy. I am currently practicing CBT, DBT, ACT and some elements of other forms of therapy. If you are curious how we could approach your challenges and goals, please reach out and we can discuss options. Consultations are welcomed.
VirtualAvailable

New to Grow

$175/session

Specialties

Personality Disorders
Addiction
Anxiety
+7
I’m a licensed therapist in New York and New Jersey with over 5 years of experience working in both inpatient and outpatient settings. I’ve had the privilege of supporting people from many different backgrounds and life experiences. My style is direct and supportive. I believe in helping clients better understand themselves, build on their strengths, and make meaningful changes while feeling heard and supported along the way.
Available

$120/session

Warm
Empowering
Authentic

Specialties

Personality Disorders
Anxiety
Depression
+10
As a bilingual Licensed Professional Counselor, I specialize in helping children, families, and adults navigate the challenges of trauma, ADHD, grief, and life transitions, am pleased to help adults, teens, and families in crisis. With deep cultural awareness and a trauma-informed approach, I create a safe and supportive space where individuals can heal, rebuild, and find resilience. I use Motivational Interviewing and Cognitive Behavioral Therapy initially in my practice.
VirtualAvailable

$150/session

Authentic
Warm
Direct

Specialties

Personality Disorders
Addiction
Couples Counseling
+20
Hello, I am a licensed mental health counselor currently licensed in Florida, Idaho, New Jersey, Nevada, Indiana, Wisconsin, Colorado New Hampshire, South Carolina, and Vermont. I have 10+ years of experience with all ages. I love to do parent training for people who struggle with their children regardless of their mental health, neurological, or developmental condition. My first love is behavior therapy for people with autism however, I have extensive experience in mental health and substance use disorders or all severities.
VirtualAvailable

$105/session

Direct
Empowering
Solution oriented

Specialties

Personality Disorders
Anxiety
Depression
+10
As a Licensed Clinical Social Worker, I bring both professional expertise and genuine compassion to my practice. My focus is on creating a safe, supportive space where you feel heard and respected. I use trauma-informed approaches, including cognitive behavioral therapy and mindfulness-based techniques, to help you navigate challenges and build resilience. Beyond clinical skills, I value collaboration—working with you to set goals that feel meaningful and achievable. My commitment is to empower you with tools for healing, growth, and lasting change.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Personality Disorders, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.