Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 139 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/15/2026

$90/session

Solution oriented
Open-minded
Authentic

Specialties

Peer Relationships
Anger Management
Coping Skills
+10
I have been working individuals with behavioral and/or mental health challenges for 20 years. My experiences have continued to inform my clinical approach which includes Cognitive Behavioral Therapy as well as Solution-Focused approaches. My true strength lies in my ability to forge quality therapeutic relationships with my clients. This allows me to understand my clients' needs in a manner that informs how I will use different aspects of my clinical approach to seamlessly formulate a pathway to achieving treatment goals. Clients tell me that they enjoy how much I interact with them in their sessions and use real-life examples to illustrate ideas, strategies and skills.
VirtualAvailable
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New to Grow

$100/session

Specialties

Peer Relationships
Child or Adolescent
Crisis Intervention
+5
I work with girls and young women dealing with anxiety, depression, trauma, relationships, family issues, or just feeling overwhelmed and stuck. I have extensive experience working with teens and young adults, including building and running an adolescent intensive outpatient program. I’m warm, down-to-earth, and active in sessions. I want therapy to feel comfortable and real, while also being a place where we can actually work through what’s going on and help you move forward.
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Often rebooked

$150/session

Authentic
Warm
Humorous

Specialties

Peer Relationships
Depression
Self Esteem
+10
I have been practicing since 2014 and have worked in a variety of contexts within the scope of therapy- ranging from children, couple's work, adults, teenagers, and the aging population. I deliver an authentic approach to therapy that punctuates the importance of the relationship between client and therapist as the primary mechanism for change. I believe all clients deserve to be met with dignity and respect and try to convey that in sessions.
VirtualAvailable
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New to Grow

$125/session

Specialties

Peer Relationships
Anxiety
Perinatal Mental Health
+10
Hello! I’m Priya, a Licensed Clinical Social Worker in New Jersey with over a decade of experience supporting adults through overwhelming transitions. I’m truly honored to walk alongside you on this journey. I enjoy working with both adults who may be navigating anxiety, relationship transitions, perinatal and postpartum mental health, infertility, and the emotional complexities of parenting. In addition, I have experience working with college age students navigating the many changes and pressures that come with college and early adulthood. As a parent myself, I can empathize! If you’re feeling stretched thin, uncertain, or not quite like yourself, you’re not alone—and you don’t have to figure it out on your own. I offer a warm, supportive space where you can slow down, process what you’re experiencing, and feel more grounded and understood.
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New to Grow

$120/session

Specialties

Peer Relationships
ADHD
Anxiety
+10
You do not have to carry life’s challenges alone. Whether you are navigating ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, or a major life transition, healing is possible, and you deserve support that meets you where you are. I specialize in helping older adolescents ages 16 to 17 and adults navigate ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, and major life transitions. My goal is to get to know you, understand your unique experiences, and work alongside you to create a path forward that reflects your unique needs and strengths. I believe meaningful therapy begins with trust, and I strive to create a compassionate, collaborative, and nonjudgmental environment where you feel heard, respected, and supported throughout your therapeutic journey. I welcome clients from all backgrounds and provide an inclusive, culturally responsive environment where you can feel comfortable being your authentic self. Every person has a unique story, which is why I tailor therapy to your individual needs rather than taking a one size fits all approach. Using evidence based approaches such as Cognitive Behavioral Therapy, Motivational Interviewing, person centered therapy, strengths based therapy, and trauma informed care, we will work together to build practical coping skills, strengthen resilience, and identify patterns that may be keeping you stuck. Together, we will work toward helping you achieve meaningful, lasting change and a greater sense of confidence, balance, and well being.
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Often rebooked

$115/session

Warm
Authentic
Empowering

Specialties

Peer Relationships
Anxiety
Coping Skills
+9
My name is Priscilla Tixi, and I have my masters in Mental Health Counseling. I am a Licensed Professional Counselor (LPC) in New Jersey and a Licensed Clinical Professional Counselor (LCPC) in Maine. I have worked in the mental health field for 10 years, primarily for non-profit agencies, and 5 of those years as a mental health therapist. I provide individual therapy in English for adults 18 and up. I will support you through life's complexities. My approach centers on understanding your unique journey and offering compassionate, person centered, and solution-focused care that will honor your experiences. My expertise spans a wide range of focus areas, including but not limited to anxiety, depression, workplace/home life challenges, trauma recovery, stress, relationship dynamics, personal growth, women's issues, grief, navigating significant life transitions, etc. My therapeutic style emphasizes empowerment, self-discovery, and healing. I create a supportive environment where you can explore your emotions, develop meaningful coping strategies, and cultivate greater self-understanding. I'm dedicated to walking alongside you with empathy and professional guidance. I look forward to working with you!
VirtualAvailable
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$135/session

Authentic
Intelligent
Empowering

Specialties

Peer Relationships
Anger Management
Couples Counseling
+10
Hi my name is Yaron. I work as a therapist with goals of helping people to cope with stress, identify their personal goals, and develop healthy relationship skills. I work with individuals and couples to develop skills for coping with anger, anxiety, boundaries, trauma, and stress in healthy ways. I also work with couples and individuals to improve connection with listening and recognizing each person's strengths.
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$100/session

Warm
Empowering
Solution oriented

Specialties

Peer Relationships
Anxiety
Self Esteem
+7
Hello there! Thank you for stopping by and taking the first step toward your self-improvement journey. I invite you to envision the best version of yourself , one who can navigate uncomfortable emotions, inner thoughts, and life challenges with strength and clarity. Together, we will work toward your personal breakthroughs, helping you find inner balance, growth, and renewed hope. I have experience working with individuals facing: • Stress and anxiety • Low motivation • Self-esteem & Boundaries • Women's Issues • Life transitions and career challenges • Peer and relationship difficulties • Depression I am a Licensed Professional Counselor in the states of Pennsylvania and New Jersey. I received my Master’s degree in Clinical and Counseling Psychology from Chestnut Hill College and have been providing mental health services for the past seven years. I am also a bilingual therapist (English & Spanish) and have experience providing culturally sensitive and trauma-informed care. My therapeutic style is Psychodynamic, Client-Centered, and Eclectic. I believe that understanding the patterns beneath our emotions and relationships can help us find deeper healing and self-awareness. At the same time, I honor each person’s unique capacity for change, combining insight-oriented work with practical tools to foster self-empowerment and self-compassion. Disclaimer: My practice does not include providing Emotional Support Animal letters or evaluations, custody evaluations, court-ordered treatment, worker’s compensation evaluations, disability evaluations, or FMLA paperwork.
VirtualAvailable
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$130/session

Authentic
Warm
Open-minded

Specialties

Peer Relationships
Anxiety
Life Transitions
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
VirtualAvailable
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$120/session

Intelligent
Solution oriented
Authentic

Specialties

Peer Relationships
Anxiety
Grief
+5
Hello, my name is Knou, pronounced New. I'm a licensed clinical social worker with a combined 20 years of experience working with children, families, parents and adults in various settings such as government, non-profits, schools, outpatient and private group practice settings. If you're in a place that is leaving you feeling unsure, anxious or unhappy in any way, I'd be honored to walk alongside you to help you navigate it all. My work has included parent coaching and work with children of all ages. I also have worked with students and young adults as they navigate life challenges. Lastly, my adult and older adult work has been around navigating chronic or complex illnesses, and life changes impacting mental wellbeing.
VirtualAvailable
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$150/session

Solution oriented
Warm
Empowering

Specialties

Peer Relationships
Anxiety
Depression
+10
I am a Bilingual Licensed Clinical Social Worker based in NJ. believe in a holistic approach to therapy, which means I aim to understand you as a whole person, including your physical, emotional, mental, social, spiritual well-being. I take into account your past experiences, current stressors, trauma, and unique circumstances. My approach isn't a one-size-fits-all; I use a variety of therapeutic techniques.
VirtualAvailable
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$150/session

Specialties

Peer Relationships
Anxiety
Life Transitions
+6
My approach is built on a foundation of warmth and non-judgmental acceptance, where you can feel safe to explore your deepest concerns. Clients often tell me they appreciate my direct communication style, which respectfully gets to the heart of the matter without endless circling. By combining a safe space with clear, insightful feedback, I aim to empower you to trust your own wisdom, develop a stronger sense of self-worth, and navigate challenges with newfound confidence and resilience
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$150/session

Warm
Authentic
Solution oriented

Specialties

Peer Relationships
Anxiety
Depression
+10
Hi, I'm Assal. I've been a therapist for 13 years, helping young adults and adults navigate life transitions, anxiety, self-esteem challenges, relationship concerns, and the stress that comes with balancing life's many demands. Many of my clients come to therapy during periods of change or uncertainty. They may be starting college, launching a career, navigating dating and relationships, working through unhealthy relationship patterns, adjusting to parenthood, caring for family members, or questioning what they want from the next chapter of life. Others feel stuck, overwhelmed, or disconnected from themselves and are looking to regain a sense of confidence, direction, and purpose. My goal is to provide a space where you feel comfortable being yourself and talking openly about what's really going on. Together, we'll explore the patterns, experiences, and beliefs that may be keeping you stuck, while building on your strengths and helping you move toward the life you want.
VirtualAvailable
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$175/session

Authentic
Empowering
Humorous

Specialties

Peer Relationships
Anxiety
Health/Medical Issues
+10
Hi there! I'm Rikki Lyn. I'm a licensed clinical social worker and doctor of behavioral health here in central Jersey. It's my job to offer innovative, person-centered, and customized treatment plans to all my clients that are science-supported with a comfortable twist. No leather couches here! Clients of mine are invited to a consultation to discuss any sort of obstacles, big or small. I'm happy to answer questions and address concerns to ensure you're ready to start therapy. Along the way, you might even find your next creative outlet or mindfulness practice. It would be my privilege to serve you.
VirtualAvailable
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$100/session

Warm
Solution oriented
Empowering

Specialties

Peer Relationships
Anxiety
Coping Skills
+10
I am a Licensed Mental Health Counselor in New York and a Licensed Professional Counselor in New Jersey with 20 years of providing successful clinical services. I have a track record of effectively working with diverse client populations and with a wide range of clinical concerns, including Dual Diagnosis, Psychiatric Disorders, Substance Use Disorders, Depression, Anxiety, At-Risk-Teens, Domestic Violence Victims, Parent/Child Relationships, Grief & Loss, and Multi-Stressed Families. I also provide Marriage and Pre-Marriage Counseling, Faith-Based and Psychoeducational Counseling. My treatment approach is a combination of Cognitive-Behavioral, Psychodynamic, Family Systems Therapy, and Client-Centered. I will tailor our dialogue and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
VirtualAvailable
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$120/session

Intelligent
Authentic
Empowering

Specialties

Peer Relationships
Coping Skills
Crisis Intervention
+10
Hi! I’m a Licensed Clinical Social Worker. I earned my Master’s in Social Work from Rutgers University in New Brunswick, NJ, and have been working in the social services field for approximately six years. During this time, I’ve had the privilege of gaining experience across a variety of settings, including child welfare, non-profit organizations, intensive residential treatment programs for children, veteran’s services program, and women’s homeless shelters.
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$200/session

Warm
Authentic
Empowering

Specialties

Peer Relationships
Anxiety
Depression
+8
I’m Kellie, a therapist who believes deeply in the power of feeling seen, heard, and supported. I bring a blend of psychological insight and genuine compassion to my work, creating a space where women can explore their experiences openly and without judgment. My approach is holistic and collaborative—I take the time to understand each woman’s unique story and tailor therapy to meet her needs. I draw from a range of therapeutic modalities to help women navigate challenges, build resilience, and create meaningful, lasting change. At the heart of my practice is a commitment to fostering safety, trust, and empowerment, so women can reconnect with their strengths and move forward with confidence.
VirtualAvailable
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$180/session

Authentic
Warm

Specialties

Peer Relationships
Family Conflict
Self Esteem
+9
Welcome, and come as you are. I believe that meaningful change begins with understanding yourself on a deeper level. Many of the struggles we experience in adulthood, whether in relationships, self-worth, anxiety, trauma, communication, or life satisfaction, are shaped by patterns that developed long before we were aware of them. My role is to help you identify those patterns, understand why they exist, and create lasting change rather than simply managing symptoms.
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$140/session

Empowering
Warm
Authentic

Specialties

Peer Relationships
Depression
Domestic Violence
+5
Welcome! I'm a Licensed Clinical Social Worker (LCSW) based in Pennsylvania with 5 years of experience working with female survivors of trauma and abuse. My passion lies in helping women build healthy relationships, eliminate toxicity from their lives, boost self-esteem, and heal from the deep impacts of trauma. My goal is for every client to come to a deeper understanding of themselves, and to leave therapy with practical skills intended to support them in sustaining their progress long term.
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New to Grow

$180/session

Specialties

Peer Relationships
Child or Adolescent
Family Therapy
+7
Hi, I’m Erica! I work with children, adolescents, young adults, and families navigating anxiety, ADHD, emotional regulation challenges, self-esteem concerns, depression, and social or school-related stressors. With experience in both school-based and clinical settings, I understand how emotional challenges can impact everyday life across different environments. I am also trained as a parent coach and work collaboratively with caregivers to support progress beyond sessions. I use evidence-based approaches, including CBT, strengths-based therapy, and family therapy, to help clients build practical coping skills, strengthen relationships, increase emotional awareness, and feel more confident navigating daily challenges.
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$125/session

Direct
Empowering
Open-minded

Specialties

Peer Relationships
Coping Skills
Life Transitions
+9
Hi, I’m Jelysa—founder of Take 2 Counseling, Licensed Clinical Social Worker, wife, and mom of two. Being a therapist is a huge part of who I am, but so is my family. Juggling real-life responsibilities, caring for others, and trying to stay grounded in the middle of it all gives me a deep understanding of the daily pressures many of us face—especially young women who are trying to find their footing in a fast-paced world. Growing up as the daughter of a therapist, I was surrounded by empathy, connection, and emotional awareness from an early age. My mom showed me that healing doesn’t come from being perfect—it comes from being present, making space for growth, and learning through our mistakes. She continues to be my role model for resilience and restoration.
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$150/session

Solution oriented
Warm
Empowering

Specialties

Peer Relationships
Anxiety
Bipolar Disorder
+11
I am kind, non-judgmental, accepting with a very diverse background. My name is Fquira, pronounced "Keera. " That is literally, Kera, with an F, how unique is that? I have an appreciation for all people as unique individuals, with various types of life challenges. Im here for the challenge. Helping minds heal and lives transform has been a true reward of doing what I do in therapy. I am here to help you.
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Often rebooked

$125/session

Warm
Authentic
Empowering

Specialties

Peer Relationships
ADHD
Anxiety
+8
Hello! I am a Licensed Clinical Social Worker who obtained my degree from Marywood University’s Graduate School of Social Work. I completed my undergraduate education at Cedar Crest College, with dual majors in Psychology and Sociology. I have provided counseling in many settings including the geriatric, non-profit and healthcare fields, for over 18 years. I also hold post-graduate certificates in Gerontology, and Palliative/End of Life Care. I am pursuing my doctorate in social work in a program through Kutztown University. I believe in building a solid therapeutic relationship based on trust, empathy and respect using a variety of techniques, and building from a strengths-based perspective to help foster understanding, coping and change. My eclectic therapeutic techniques often include CBT, transformational and psychodynamic approaches, individualized in relation to each client’s need and provided through a trauma informed lens. I am experienced in individual, family, and group counseling. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. My hope is to provide a safe, nonjudgemental environment for you to discover yourself and to start on the road to healing. If you are ready to take that step, I am here to support and empower you. I look forward to working with you! Best, Christina
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$95/session

Authentic
Empowering
Humorous

Specialties

Peer Relationships
Coping Skills
Men's Issues
+10
"True success is the predictable result of hard work, patience, sacrifice & learning put into practice everyday." - Unknown Hey there! Thank you for sliding on past my profile and the above quote is essential to not only my mindset in how I approach everyday as a Licensed Professional Counselor (LPC) but also how I want to assist in creating a space for my clients. I am currently based in Pennsylvania & have over 10 years of experience working with an array of clients. I have helped many from young adults to older adults take a deep dive within themselves to challenge thoughts, perspectives and beliefs that create a mental and emotional limitation on becoming a more empowered and improved version of themselves. My goal is to respectfully challenge and guide clientele to look within themselves since they are the best expert on their own life and choices so that they can discover the innate skills and abilities that can take them to higher heights within their situations and lives.
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$150/session

Authentic
Solution oriented
Direct

Specialties

Peer Relationships
Anxiety
Depression
+10
Hello, my name is Margo Ferrin, and I have been working in the Counseling field for 26 years. Throughout my career, I have had the privilege of working with the diverse population, including young adults, adults, and seniors. I believe therapy should be a supportive and compassionate space where individuals feel heard, respected, and empower to grow. My approach is collaborative and personalized, helping clients navigate life's challenges while building practical tools for emotional wellness and personal growth. Throughout my career, I have supported clients experiencing anxiety, stress, life, transitions, relationship concerns, self-esteem challenges, and questions surrounding identity and purpose. I work, especially well with individuals seeking greater balance, clarity, and confidence in their personal and professional lives. My purpose is to create a non-judgemental environment, where clients can explore their experiences openly while working toward meaningful and lasting change. Weather, you are navigating a difficult transition, feeling, overwhelmed, or simply looking to better understand yourself, I strive to help you feel supported every step of the way.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.