Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 121 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/15/2026

$90/session

Solution oriented
Open-minded
Authentic

Specialties

Parenting
Anger Management
Coping Skills
+10
I have been working individuals with behavioral and/or mental health challenges for 20 years. My experiences have continued to inform my clinical approach which includes Cognitive Behavioral Therapy as well as Solution-Focused approaches. My true strength lies in my ability to forge quality therapeutic relationships with my clients. This allows me to understand my clients' needs in a manner that informs how I will use different aspects of my clinical approach to seamlessly formulate a pathway to achieving treatment goals. Clients tell me that they enjoy how much I interact with them in their sessions and use real-life examples to illustrate ideas, strategies and skills.
VirtualAvailable
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New to Grow

$100/session

Specialties

Parenting
Child or Adolescent
Crisis Intervention
+5
I work with girls and young women dealing with anxiety, depression, trauma, relationships, family issues, or just feeling overwhelmed and stuck. I have extensive experience working with teens and young adults, including building and running an adolescent intensive outpatient program. I’m warm, down-to-earth, and active in sessions. I want therapy to feel comfortable and real, while also being a place where we can actually work through what’s going on and help you move forward.
Available
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$135/session

Authentic
Intelligent
Empowering

Specialties

Parenting
Anger Management
Couples Counseling
+10
Hi my name is Yaron. I work as a therapist with goals of helping people to cope with stress, identify their personal goals, and develop healthy relationship skills. I work with individuals and couples to develop skills for coping with anger, anxiety, boundaries, trauma, and stress in healthy ways. I also work with couples and individuals to improve connection with listening and recognizing each person's strengths.
VirtualAvailable
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New to Grow

$125/session

Specialties

Parenting
Anxiety
Perinatal Mental Health
+10
Hello! I’m Priya, a Licensed Clinical Social Worker in New Jersey with over a decade of experience supporting adults through overwhelming transitions. I’m truly honored to walk alongside you on this journey. I enjoy working with both adults who may be navigating anxiety, relationship transitions, perinatal and postpartum mental health, infertility, and the emotional complexities of parenting. In addition, I have experience working with college age students navigating the many changes and pressures that come with college and early adulthood. As a parent myself, I can empathize! If you’re feeling stretched thin, uncertain, or not quite like yourself, you’re not alone—and you don’t have to figure it out on your own. I offer a warm, supportive space where you can slow down, process what you’re experiencing, and feel more grounded and understood.
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$100/session

Warm
Intelligent
Solution oriented

Specialties

Parenting
ADHD
Anxiety
+9
Welcome! I'm Damaris, a bilingual (English/Spanish) Licensed Professional Counselor dedicated to helping older adolescents and adults navigate life's challenges with compassion and hope. I believe healing begins with feeling heard, understood, and supported. I provide a warm, culturally responsive, and nonjudgmental space where I enjoy getting to know your unique story, building on your strengths, and helping you develop practical skills to create meaningful, lasting change. Together, we'll work toward the goals that matter most to you.
Available
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$150/session

Direct
Open-minded
Authentic

Specialties

Parenting
Child or Adolescent
Couples Counseling
+9
Hi, I'm Jean Messeroux, a Licensed Clinical Social Worker with an MSW from Columbia University and over eleven years of experience supporting people through some of the most formative and demanding seasons of their lives. My background spans education and healthcare, where I worked as a teacher, social worker, and social emotional learning facilitator, and that experience shaped a practice built on the belief that therapy should feel practical, human, and connected to what you're actually living through, not detached from it. I work with a wide range of people, students figuring out who they are, professionals managing pressure and burnout, parents balancing everything at once, and athletes navigating performance and identity, because the core work of understanding yourself and building healthier patterns looks similar no matter what world you come from. Whatever brought you here, my goal is to create a space where you feel seen quickly and leave with tools you can actually use.
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$130/session

Authentic
Warm
Open-minded

Specialties

Parenting
Anxiety
Life Transitions
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Parenting
Anxiety
Depression
+10
Hi, I'm Assal. I've been a therapist for 13 years, helping young adults and adults navigate life transitions, anxiety, self-esteem challenges, relationship concerns, and the stress that comes with balancing life's many demands. Many of my clients come to therapy during periods of change or uncertainty. They may be starting college, launching a career, navigating dating and relationships, working through unhealthy relationship patterns, adjusting to parenthood, caring for family members, or questioning what they want from the next chapter of life. Others feel stuck, overwhelmed, or disconnected from themselves and are looking to regain a sense of confidence, direction, and purpose. My goal is to provide a space where you feel comfortable being yourself and talking openly about what's really going on. Together, we'll explore the patterns, experiences, and beliefs that may be keeping you stuck, while building on your strengths and helping you move toward the life you want.
VirtualAvailable
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$120/session

Intelligent
Authentic
Empowering

Specialties

Parenting
Coping Skills
Crisis Intervention
+10
Hi! I’m a Licensed Clinical Social Worker. I earned my Master’s in Social Work from Rutgers University in New Brunswick, NJ, and have been working in the social services field for approximately six years. During this time, I’ve had the privilege of gaining experience across a variety of settings, including child welfare, non-profit organizations, intensive residential treatment programs for children, veteran’s services program, and women’s homeless shelters.
VirtualAvailable
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$106/session

Authentic
Solution oriented
Warm

Specialties

Parenting
Anxiety
Couples Counseling
+10
Welcome to FaithWorks Therapy! I provide virtual therapy for adults, couples, and families across Virginia, Pennsylvania, Delaware, Texas, New Jersey, Nevada, Georgia, and Illinois. I help clients navigate anxiety, depression, stress, grief, relationship challenges, family conflict, and life transitions in a compassionate, supportive, and nonjudgmental environment. My approach is tailored to your unique needs and goals, empowering you to build healthier relationships, develop effective coping skills, and create meaningful, lasting change. Faith-based counseling is available upon request for those who wish to incorporate their Christian faith into therapy, but it is always optional and never required.
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Often rebooked

$100/session

Authentic
Warm
Open-minded

Specialties

Parenting
Anxiety
Depression
+9
My name is Shannon Pavas and I am a Licensed Clinical Social Worker in the state of New Jersey. My hope is to assist you in working through whatever is in your way so that you may not only achieve your personal goals, but also learn to appreciate yourself and your life's journey. Whether you are experiencing severe anxiety or depression, relationship difficulties, low self esteem, or need to work through a specific dilemma, I will provide a safe and comfortable environment. I sincerely believe we all have the power to heal ourselves and to live happy and fulfilling lives, regardless of our past experiences.
VirtualAvailable
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$120/session

Intelligent
Solution oriented
Authentic

Specialties

Parenting
Anxiety
Grief
+5
Hello, my name is Knou, pronounced New. I'm a licensed clinical social worker with a combined 20 years of experience working with children, families, parents and adults in various settings such as government, non-profits, schools, outpatient and private group practice settings. If you're in a place that is leaving you feeling unsure, anxious or unhappy in any way, I'd be honored to walk alongside you to help you navigate it all. My work has included parent coaching and work with children of all ages. I also have worked with students and young adults as they navigate life challenges. Lastly, my adult and older adult work has been around navigating chronic or complex illnesses, and life changes impacting mental wellbeing.
VirtualAvailable
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$100/session

Warm
Solution oriented
Empowering

Specialties

Parenting
Anxiety
Coping Skills
+10
I am a Licensed Mental Health Counselor in New York and a Licensed Professional Counselor in New Jersey with 20 years of providing successful clinical services. I have a track record of effectively working with diverse client populations and with a wide range of clinical concerns, including Dual Diagnosis, Psychiatric Disorders, Substance Use Disorders, Depression, Anxiety, At-Risk-Teens, Domestic Violence Victims, Parent/Child Relationships, Grief & Loss, and Multi-Stressed Families. I also provide Marriage and Pre-Marriage Counseling, Faith-Based and Psychoeducational Counseling. My treatment approach is a combination of Cognitive-Behavioral, Psychodynamic, Family Systems Therapy, and Client-Centered. I will tailor our dialogue and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Parenting
Anxiety
Depression
+10
I’m a Licensed Professional Counselor dedicated to helping individuals, teens, and families navigate stress, emotional overwhelm, trauma, and major life transitions. Many of the clients I serve are high-functioning, busy, and responsible for everyone else—but silently struggling with anxiety, burnout, relationship challenges, or a sense of losing themselves. My goal is to create a safe, warm, and judgment-free space where you can finally exhale, talk openly about your experiences, and gain the emotional tools needed to create meaningful change in your life. I meet clients with compassion, understanding, and practical strategies they can use right away. I believe that healing happens through connection, clarity, and consistent support. I am here to walk beside you as you rediscover your peace, your voice, and your strength.
VirtualAvailable
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$150/session

Humorous
Warm
Authentic

Specialties

Parenting
Anxiety
Depression
+8
I am a Licensed Clinical Social Worker licensed in both PA and NJ. I have been in private practice since 2001. I work with ages 15 years and older and I LOVE my career. I work with teens and young adults who are transitioning and have seen these clients through the entire process of not being accepted by peers and, very sadly family, to live incredible full lives. I have a past client's wedding to go to in May :) I get to witness my clients live the lives they've always wanted and I'm a small part of that. I absolutely love my job.
VirtualAvailable
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$100/session

Empowering
Warm
Authentic

Specialties

Parenting
Anxiety
Depression
+8
Hello, I am Shana Toney, a Licensed Professional Counselor. Over my lifetime I have always worked in human services. It was gratifying to work with clients in their time of need and support them through the process. Many of the clients would say they felt comfortable talking to me and I listened to their needs. Those years of serving the community led me to become a therapist. Once I became a therapist 8 years ago, I found my passion. I love having the opportunity and freedom to work with clients, helping them figure things out, learn to create change in their lives and coping with situations they have no control over. Change is not easy but possible. My role as a therapist is to walk with clients to help create their change and happiness they desire.
VirtualAvailable
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Often rebooked

$100/session

Warm
Humorous
Authentic

Specialties

Parenting
Anger Management
Anxiety
+8
Professional -> I am a clinical social worker with 20 years of mixed elementary, middle school, and high school Child Study Team experience which includes work with kids/tweens/teens with learning disabilities and/or emotional (predominately anxiety, anger, self-esteem)-social (mild autism spectrum disorder)-behavioral (covers a wide range!) needs, parent support/training. I do work with adults as well, but find the vast majority of my clients are kids/teens. Personal -> I am a married mom of two, and we are a dog family (dogs for the win! - although we also have a hamster, a lizard, and two degus). I love a traditional board or card game (Uno, Connect 4, Scrabble, Othello are my top!) and I always find a way to use humor - - Dad jokes get me rolling. I speak French, too. If you think you want to meet, but don't see a time that works send me a message and we will work something out.
VirtualAvailable
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$200/session

Warm
Authentic
Empowering

Specialties

Parenting
Anxiety
Depression
+8
I’m Kellie, a therapist who believes deeply in the power of feeling seen, heard, and supported. I bring a blend of psychological insight and genuine compassion to my work, creating a space where women can explore their experiences openly and without judgment. My approach is holistic and collaborative—I take the time to understand each woman’s unique story and tailor therapy to meet her needs. I draw from a range of therapeutic modalities to help women navigate challenges, build resilience, and create meaningful, lasting change. At the heart of my practice is a commitment to fostering safety, trust, and empowerment, so women can reconnect with their strengths and move forward with confidence.
VirtualAvailable
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$125/session

Warm

Specialties

Parenting
Anxiety
Child or Adolescent
+7
With over two decades of diverse clinical experience, I support children and adults with disabilities and psychiatric conditions using CBT, DBT, solution-focused therapy, and psychoeducation. Currently working in a therapeutic school and an acute inpatient psychiatric unit, I specialize in individual, group, family therapy, and anger management, offering a highly versatile, compassionate approach tailored specifically to each client's unique journey.
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$125/session

Direct
Empowering
Open-minded

Specialties

Parenting
Coping Skills
Life Transitions
+9
Hi, I’m Jelysa—founder of Take 2 Counseling, Licensed Clinical Social Worker, wife, and mom of two. Being a therapist is a huge part of who I am, but so is my family. Juggling real-life responsibilities, caring for others, and trying to stay grounded in the middle of it all gives me a deep understanding of the daily pressures many of us face—especially young women who are trying to find their footing in a fast-paced world. Growing up as the daughter of a therapist, I was surrounded by empathy, connection, and emotional awareness from an early age. My mom showed me that healing doesn’t come from being perfect—it comes from being present, making space for growth, and learning through our mistakes. She continues to be my role model for resilience and restoration.
VirtualAvailable
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$100/session

Authentic
Empowering
Warm

Specialties

Parenting
ADHD
Couples Counseling
+5
My name is Eden Richman, I am a licensed clinical social worker based in Ewing, New Jersey, who specializes in providing comprehensive support to individuals at various stages of life, with a keen awareness of the challenges associated with significant life transitions. I am committed to supporting clients during pivotal moments in their lives. I can assist you to skillfully address symptoms of anxiety, depression, and self-doubt; addictions; and foster a therapeutic environment that promotes healing and personal growth.
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$150/session

Specialties

Parenting
Anxiety
Life Transitions
+6
My approach is built on a foundation of warmth and non-judgmental acceptance, where you can feel safe to explore your deepest concerns. Clients often tell me they appreciate my direct communication style, which respectfully gets to the heart of the matter without endless circling. By combining a safe space with clear, insightful feedback, I aim to empower you to trust your own wisdom, develop a stronger sense of self-worth, and navigate challenges with newfound confidence and resilience
VirtualAvailable
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$150/session

Authentic
Empowering
Solution oriented

Specialties

Parenting
Anxiety
Depression
+10
I am a licensed therapist dedicated to helping individuals navigate life’s challenges with clarity, compassion, and confidence. My approach is collaborative and supportive, blending evidence-based practices with a deep respect for each client’s unique story. I create a safe, nonjudgmental space where you can explore your thoughts, emotions, and goals while developing tools to foster healing, growth, and meaningful change.
VirtualAvailable
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$150/session

Warm
Authentic
Open-minded

Specialties

Parenting
Anxiety
Depression
+9
I am Lali Binder, LPC, a licensed therapist with over 20 years of experience supporting children, adolescents, young adults, and families. I provide trauma-informed, evidence-based therapy to help clients strengthen emotional regulation, process difficult experiences, and build healthy coping skills. Through a supportive and collaborative approach, I help individuals and families improve communication, increase resilience, and create lasting positive change in their daily lives.
VirtualAvailable
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$150/session

Warm
Solution oriented
Direct

Specialties

Parenting
Anxiety
Couples Counseling
+9
I’m a Licensed Professional Counselor providing virtual therapy for adults and couples who are ready to move beyond feeling stuck and begin creating meaningful, lasting change. Many of the clients I work with appear to be managing on the outside, while internally navigating anxiety, emotional overwhelm, relationship strain, or difficulty expressing their needs. If you find yourself overthinking, reacting instead of responding, or repeating patterns that no longer serve you, you’re not alone—and you don’t have to figure it out on your own. My approach is structured, intentional, and insight-oriented. I focus on helping you strengthen your emotional intelligence—how you understand, manage, and communicate your emotions—because this is the foundation for healthier relationships, clearer decision-making, and improved overall well-being. Together, we will identify patterns, explore the root of your challenges, and develop practical tools that help you respond with clarity and confidence rather than impulse or avoidance. I work with individuals navigating anxiety, life transitions, self-esteem challenges, and emotional fatigue, as well as couples working through communication breakdowns, trust concerns, and disconnection. Therapy with me is an active process. It requires honesty, consistency, and a willingness to do the work, but it also creates the opportunity for real, sustainable growth. If you’re ready to invest in yourself, better understand how you operate emotionally, and begin showing up differently in your life and relationships, this is a space where that work can begin.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.