Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 33 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/19/2025

Rajitha Pillai

(she/her)

Rajitha Pillai, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
15 years of experience
Virtual
Hi! I am Rajitha Pillai (Raji), Licensed Professional Counselor with more than 15 years of experience in the mental health field, inclusive of experiences from India and in the US. I have earned my Master of Science Degree in Clinical and Mental Health Counseling from Monmouth University. I am basically a Clinical Psychologist, REBT Therapist and Hypnotherapist from India. I also hold a Master of Arts degree in Clinical Psychology and also has a Postgraduate diploma in Clinical and Community Psychology from India. I work with individuals, couples, families who are navigating a variety of life challenges whether it is anxiety, relationship issues, stress or any other life issues. I use REBT, SFBT, CBT and other techniques to make a positive change in their lives. My approach is collaborative and goal focused. I create a supportive, safe, nonjudgemental and welcoming space where we can work together to move forward towards your preferred future. You will be leaving each session with clarity and direction. Basically I am here to provide you with meaningful and lasting change. If you are open to it, I would love to learn more about what brings you here and what you are hoping to get out of therapy.

Neal Blumenkehl

(he/him)

Neal Blumenkehl, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Have you been struggling with mood, behavioral problems, or unwanted thoughts lately? Losing time from work, family, or commitments? Feeling "out of control" or struggling with compulsions? These challenges can lead to anger, fear or sadness, or a sense of disconnection from others and everyday experiences. I have been working with individuals struggling with OCD, obsessive thinking, impulse disorders, and comorbid anxiety and depression for 5+ years now. Together, we can work on improving physical, emotional and spiritual aspects of your life. We will figure out your best qualities, strengths, and abilities to realize your goals.

Jerry Fuller

(he/him)

Jerry Fuller, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and Licensed Clinical Alcohol and Drug counselor. I am located in New Jersey. I have been in practice for 12+ years as a therapist and have another 10+ years as a case worker and administrator. Outside of my practice, I am married and have two children. I enjoy travel and running and often try to weave an overall concept of fitness=wellness into my work.

Paul Renn

Paul Renn, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
When we experience loss, unwanted change, or trauma it can shake our foundations and lead to pain, confusion, and heartache. While we can't prevent life from happening or undo what we've been through, my practice is based on a deeply held belief in the ability for all of us to heal and resume living with meaning and purpose. Recognizing where you're feeling blocked, stuck, or hurt will inform where we focus our efforts. Granting ourselves full permission to feel and express the depth of our feelings is instrumental to healing and growth. My role is to bear witness to your experience while offering support and encouragement as you recognize and process your feelings. Through curiosity, presence, and attunement I seek to facilitate individual's getting back to living through effectively addressing, expelling, and moving past what has caused pain. Owning how we feel without asking for permission, learning how to internally validate ourselves, and developing self regulation strategies will help when we experience intense challenges. We can learn to change our narratives and work towards unconditional self love and acceptance. Please trust yourself and your wisdom when doing healing work.

Allie Acquaviva

(she/her)

Allie Acquaviva, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.

Saima Sandhu

Saima Sandhu, LPC - New Jersey Therapist at Grow Therapy
$250/session
LPC
18 years of experience
Virtual
I am Dr. Saima Sandhu, a licensed clinical psychologist with extensive experience in providing compassionate, evidence-based care. I specialize in helping individuals manage anxiety, depression, trauma, and relationship challenges. Using a range of therapeutic techniques, including CBT and DBT, I guide my clients toward emotional resilience and personal growth. My approach is collaborative and client-centered, focusing on empowering individuals to overcome obstacles and live more fulfilling lives.

Tarrance Barbee

Tarrance Barbee, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
I am an Licensed Clinical Social Worker in NY, CT, and NJ. I have worked with clients to help them overcome stress, anxiety, depression, LGBTQ+ identity, and depression. I enjoy working with individuals who want to work on healing to become a better self and accomplish their goals. I specifically love working with men who identify as gay and/or bisexual having increased stress and need talk therapy.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Tara Green

Tara Green, LCSW - New Jersey Therapist at Grow Therapy
$135/session
LCSW
25 years of experience
Virtual
Hi I am a Licensed Clinical Social Worker (LCSW) based in Florida. I received my Master's degree in NY and I have been practicing for over 20 years. I am licensed in both Florida and New Jersey. I have diversified experience in the mental health field. I currently focus on helping adults ages 18 -65 years old cope with anxiety and stress in their day to day lives.

James Monaghan

James Monaghan, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
I am a board-certified mental health professional, leader, and prior military officer with over 25 years of experience providing what you need for a better way forward! In my practice, services include counseling, consulting, coaching, critical incident response, and specialty evaluations for professionals seeking expert care. This encompasses measured diagnostic evaluations, fitness for duty assessments, meeting prescriptive treatment requirements, and more.

Angel Garcia

(he/him)

Angel Garcia, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
I want to help you flourish! I truly believe that when individuals strive to be the best versions of themselves they can have a significant impact in the world. I want to help you be the best version of yourself so that you can live confidently and be able to succeed regardless of what life throws your way. I'm a Licensed Professional Counselor in Connecticut and a Licensed Mental Health Counselor in Rhode Island. I have been practicing as a therapist for more than 8 years and I love working with teenagers and adults of any age.

Ryan Rathman

(he/him)

Ryan Rathman, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
11 years of experience
Virtual
Welcome! My name is Ryan Rathman and I am a Licensed Professional Counselor in the State of New Jersey. For the last 11 years I have been working with individuals who have experienced trauma in the early years of their lives. In this work I have helped individuals weaken the chains of trauma in order to help them begin to guide their lives back towards safety, joy, and fulfilment. As a trauma-informed therapist my primary goal is to help you feel safe again, and create a more efficient capacity to feel safe on a regular basis. While my work has primarily been with trauma survivors, often times this has also involved assisting with symptoms of depression, anxiety, anger, mood swings, irritability, substance use, and many more. Regardless of the difficulties you are experiencing, our goal in working together is to empower you to have greater control over your life, guiding it towards the ideal future that you see for yourself. To speak more about myself personally, I received my Master's Degree in the great city of Pittsburgh! While there, I also became a husband and a cat-dad to my two rescue babies, Juni and Pep, who may or may not grace us with their presence during session. When I am not aiming to create more peace and joy on this earth through my clinical work, I often spend time doing various nerdy things like playing video games or tabletop games, binging sci-fi shows, or coming up with weird new dinner recipes. If you think that I might be a good fit as your therapist, schedule a session and let's dive in!

Jamill Baker

(he/him)

Jamill Baker, LCSW - New Jersey Therapist at Grow Therapy
$110/session
LCSW
28 years of experience
Virtual
I am Licensed Clinical Social Worker in the state of New Jersey. I completed his Master’s degree in Social Work from the University Of Southern California and has been certified in Motivational Interviewing, Problem Solving Therapy and Ark Grow Parenting Therapy . I am also certified to supervise MSWs and LSWs and I am certified advance case manager. I provide individual, group and couples therapy. I have worked with children, adolescents, adults, and families from diverse and multicultural backgrounds. I have worked as an Addiction Therapist with the Department of Veteran Affairs , A Clinic Supervisor with Neuropath Therapies and a Grant and Per Diem Liaison for Homeless services with the Department of Veteran’s Affairs.

Tairah Brown

(she/her)

Tairah Brown, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi my name is Tairah. First, I admire your ability to start your journey, and I’m here to guide you through the process. I specialize in working with individuals navigating through life transitions, anxiety, depression, and trauma. I take a client-centered, collaborative approach to therapy, tailoring each session to your unique needs and goals. I encourage you to connect with me to establish a path of healing and self-discovery, that best aligns with your needs.

Victoria Scerbo

Victoria Scerbo, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Hi there!I am a licensed Professional Counselor based in New Jersey, and have been in practice for 25 years. I help people who are struggling with Anxiety, depression, relationships, Mood disorders, ADD, Life transitions, Couple counseling & gender identity issues., and so much more! Together we could bring about positive changes and help you become a better version of yourself. If you are reading this, then you are already taking the first step towards wellness!

Michael Golinkoff

Michael Golinkoff, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy. We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.

Wendi Shepherd

Wendi Shepherd, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
15 years of experience
Virtual
I am a Black/African American woman from the Tri-State area offering well over 15 years of experience in the mental health arena. I have developed a specialty in building a strong, in-depth rapport with clients where they walk away knowing that I get them, that I understand who they are, and as a result, we end up doing some powerful work together. In addition to being a therapist, I have an MBA, and this has allowed me to work well with clients who are in the business, finance, and corporate sectors as they navigate intricate work-related stress issues.

Kera Johannes

(she/her)

Kera Johannes, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
I am kind, non-judgmental, accepting with a very diverse background. My name is Fquira, pronounced "Keera. " That is literally, Kera, with an F, how unique is that? I have an appreciation for all people as unique individuals, with various types of life challenges. Im here for the challenge. Helping minds heal and lives transform has been a true reward of doing what I do in therapy. I am here to help you.

Matthew Alexander

(he/him)

Matthew Alexander, LPC - New Jersey Therapist at Grow Therapy
$90/session
LPC
5 years of experience
Virtual
I am a professional counselor licensed in Pennsylvania and New Jersey. I received my Masters degree in Counseling Psychology from Temple University in 2019. Prior to that I was working with at risk youth in classroom and community settings as a therapeutic support staff. I provide counseling and therapy services for people suffering from life problems, relationship challenges, and co-occurring mental health and substance use disorders.

Larissa Torcomian

Larissa Torcomian, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
14 years of experience
Virtual
Are you struggling with life stressors, feeling overwhelmed, depressed, or anxious? Are you tired of feeling stuck in constant worrying, self-criticism, or relationship difficulties? Do you strive to heal your relationship with food and your body? If you want to work on your well-being, live more fully, and need to develop coping mechanisms and stress management techniques to resolve the issues that hinder you from living the life you envision, I can provide the support you need to accomplish these goals. As your therapist, I will assist in providing insight into your life experiences and its impact on you today and I would love to talk to you about how I can help. I work with young adults and adults who struggle with depression, anxiety, eating disorders, body image concerns, perfectionism, identity development, trauma, postpartum depression and anxiety, stress management, relationship problems, attachment difficulties, and childhood abuse.

Anna Segelbacher

(she/her)

Anna Segelbacher, LCSW - New Jersey Therapist at Grow Therapy
$230/session
LCSW
17 years of experience
Virtual
I practice trauma informed care, utilizing a strength based, client centered approach to treatment with a focus on developing a strong working alliance. My treatment modalities are eclectic, there is no one size fits all. My goal is to help you remove barriers, to enhance your mental, physical, and spiritual well being. I use emotionally focused therapy to help I am an animal and nature lover. I practice yoga and mindfulness.

Dr. Ely Weinschneider

Dr. Ely Weinschneider, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
25 years of experience
Virtual
I’m Dr. Ely Weinschneider, and for over 20 years I’ve been working as a licensed clinical psychologist, helping people like you find healing, overcome challenges, and strengthen their relationships. I work with teens, adults, and older adults, as well as with couples and parents. I know that each client that comes to me has a unique story and their own individual struggles. I am always honored to join with that person in the important work of helping them see their own strength and re-discover their joy in living. I have worked with many clients over the years, and have extensive experience with the following struggles: Addictions, Trauma and abuse, Grief, Intimacy-related issues, Sleeping disorders, Parenting issues, Anger management, Career difficulties, Bipolar disorder, Coping with life changes, Coaching, Compassion fatigue, ADHD, Aging and Geriatric Issues, Communication Problems, Coping with Natural or Human-Caused Disaster, Life Purpose, Men's Issues, Mood Disorders, and Social Anxiety and Phobia.

Walter Davis

(he/him)

Walter Davis, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
28 years of experience
Virtual
I've provided mental health services in country settings in Missouri, city locations such as St. Louis and New York, along with work within every level of care (outpatient, inpatient, and residential treatment) since the mid-1990s. I hold two graduate degrees from Lindenwood University in the metro St. Louis area, with one of which being in Counseling. My current state of license as a Professional Counselor is in New Jersey and have previously been licensed in Missouri and Illinois. I have had post graduate training in the areas of Cognitive Behavioral Therapy and Motivational Interviewing. My approach has been refined over years for a person-centered focus with young to older adults struggling with multiple issues, such as depression, anxiety and addiction.

Joe Varughese

Joe Varughese, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
13 years of experience
Virtual
Hi! I am a Licensed Professional Counselor in New Jersey. I have over a decade of experience working in various settings, such as community mental health, psychiatric crisis, and private practice. My experience has mostly focused on working with adult clients (18 years and older) with severe and persistent mental illness and co-occurring disorders. As a counselor, my role is to walk alongside my clients and empower them towards reaching their full potential.

Lydia Peters

(she/her)

Lydia Peters, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
5 years of experience
Virtual
My name is Lydia Peters, and I'm a Licensed Clinical Social Worker in the state of Virginia. I've worked in many different settings with different populations. I possess a vast amount of experience with the elderly along with individuals living with developmental disability, traumatic brain injury (TBI), mental illness, chemically addiction, homelessness, individual’s accused of sexual offense or sexually deviant behaviors , adults admitted to acute medicine & Veterans. I currently only offer Individual therapy services to adults 18 years old and up. A healthy therapeutic alliance brings forth a different perspective & additional support. Let's work together towards your success.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Men's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Men's Issues, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.