Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 63 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

$200/session

Authentic
Humorous
Intelligent

Specialties

Men's Issues
Anger Management
Trauma and PTSD
+6
Hello and welcome! I'm Tony and thank you for trusting me with your mental health! Are you struggling with the balance of daily life stressors of family, work and/or school? Are you not engaging in activities that once brought you joy? If you answered “Yes” to any of these questions, I am here to help! I help clients struggling with anger, aggressive behaviors, drug addiction, anxiety, depression, low self-esteem, grief and loss, trauma, school stress and many other adjustment-related struggles. Over the past 10 years, I have worked with all ages in the community, outpatient, inpatient and residential treatment settings. Let's work together to develop emotional regulation techniques, healthy coping skills and positive thinking habits!
VirtualAvailable
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$135/session

Authentic
Intelligent
Empowering

Specialties

Men's Issues
Anger Management
Couples Counseling
+10
Hi my name is Yaron. I work as a therapist with goals of helping people to cope with stress, identify their personal goals, and develop healthy relationship skills. I work with individuals and couples to develop skills for coping with anger, anxiety, boundaries, trauma, and stress in healthy ways. I also work with couples and individuals to improve connection with listening and recognizing each person's strengths.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Warm
Humorous

Specialties

Men's Issues
Depression
Self Esteem
+10
I have been practicing since 2014 and have worked in a variety of contexts within the scope of therapy- ranging from children, couple's work, adults, teenagers, and the aging population. I deliver an authentic approach to therapy that punctuates the importance of the relationship between client and therapist as the primary mechanism for change. I believe all clients deserve to be met with dignity and respect and try to convey that in sessions.
VirtualAvailable
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New to Grow

$140/session

Specialties

Men's Issues
Anxiety
Coping Skills
+7
Welcome—I’m so glad you’re here. With over 20 years of experience in the mental health field, I am dedicated to helping individuals, couples, and families navigate life’s complexities, strengthen their connections, and heal. As a bilingual Marriage and Family Therapist (English/Spanish), my practice is rooted in deep cultural humility and respect. Through two decades of community advocacy and working alongside diverse populations, I’ve learned that healing is never one-size-fits-all. Your story, culture, and unique background matter deeply to the therapeutic process. Whether you are looking to rebuild trust in your relationship, navigate a major life transition, or break generational patterns, I offer a compassionate, non-judgmental space where you and your loved ones can feel truly seen, heard, and supported.
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$125/session

Authentic
Empowering
Solution oriented

Specialties

Men's Issues
Anger Management
Anxiety
+5
Once a previous skeptic, the quality of my personal and professional life significantly improved through therapy once I learned to trust the process and invest in myself. I am a Licensed Professional Counselor with a master's degree in Counselor Education. I am a US Army veteran and have worked extensively with Depression, Anxiety, Adjustment Issues, and challenging adolescent behaviors with civilian and military families.
VirtualAvailable
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$150/session

Specialties

Men's Issues
Anxiety
Life Transitions
+6
My approach is built on a foundation of warmth and non-judgmental acceptance, where you can feel safe to explore your deepest concerns. Clients often tell me they appreciate my direct communication style, which respectfully gets to the heart of the matter without endless circling. By combining a safe space with clear, insightful feedback, I aim to empower you to trust your own wisdom, develop a stronger sense of self-worth, and navigate challenges with newfound confidence and resilience
VirtualAvailable
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New to Grow

$210/session

Specialties

Men's Issues
Depression
Trauma and PTSD
I'm a licensed clinical social worker with many years of experience helping adults deal with a variety of issues, including relationship problems, divorce adjustment, depression, anxiety, identity, substance abuse and/or trauma. In our work together, you will feel safe and secure as we move slowly and gently through the concerns that brought you in. Whether the first time dealing with an issue or an old issue that keeps showing up, I will help you to begin to identify and express your feelings about your experiences. It's a gift you deserve — one we all deserve. The pathway to healing is open to you, and I will do my best to help you get there.
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Often rebooked

$180/session

Authentic
Warm

Specialties

Men's Issues
Family Conflict
Self Esteem
+9
Welcome, and come as you are. I believe that meaningful change begins with understanding yourself on a deeper level. Many of the struggles we experience in adulthood, whether in relationships, self-worth, anxiety, trauma, communication, or life satisfaction, are shaped by patterns that developed long before we were aware of them. My role is to help you identify those patterns, understand why they exist, and create lasting change rather than simply managing symptoms.
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$175/session

Authentic
Intelligent
Open-minded

Specialties

Men's Issues
Couples Counseling
Family Therapy
+10
I am a Licensed Marriage and Family Therapist providing virtual psychotherapy to individuals, couples, and families. I support clients navigating relationship challenges, parenting stress, trauma, anxiety, and major life transitions. My approach is collaborative, compassionate, culturally informed, and goal-oriented shaped by extensive experience in community mental health and private practice, helping clients strengthen communication, build emotional awareness, and develop practical tools that support long-term healing, balance, and meaningful change.
VirtualAvailable
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$150/session

Direct
Open-minded
Authentic

Specialties

Men's Issues
Child or Adolescent
Couples Counseling
+9
Hi, I'm Jean Messeroux, a Licensed Clinical Social Worker with an MSW from Columbia University and over eleven years of experience supporting people through some of the most formative and demanding seasons of their lives. My background spans education and healthcare, where I worked as a teacher, social worker, and social emotional learning facilitator, and that experience shaped a practice built on the belief that therapy should feel practical, human, and connected to what you're actually living through, not detached from it. I work with a wide range of people, students figuring out who they are, professionals managing pressure and burnout, parents balancing everything at once, and athletes navigating performance and identity, because the core work of understanding yourself and building healthier patterns looks similar no matter what world you come from. Whatever brought you here, my goal is to create a space where you feel seen quickly and leave with tools you can actually use.
Available
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$100/session

Empowering
Warm
Authentic

Specialties

Men's Issues
Anxiety
Depression
+8
Hello, I am Shana Toney, a Licensed Professional Counselor. Over my lifetime I have always worked in human services. It was gratifying to work with clients in their time of need and support them through the process. Many of the clients would say they felt comfortable talking to me and I listened to their needs. Those years of serving the community led me to become a therapist. Once I became a therapist 8 years ago, I found my passion. I love having the opportunity and freedom to work with clients, helping them figure things out, learn to create change in their lives and coping with situations they have no control over. Change is not easy but possible. My role as a therapist is to walk with clients to help create their change and happiness they desire.
VirtualAvailable
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$135/session

Authentic
Warm
Solution oriented

Specialties

Men's Issues
Anxiety
Coping Skills
+9
Hi I am a Licensed Clinical Social Worker (LCSW) based in Florida. I received my Master's degree in NY and I have been practicing for over 20 years. I am licensed in both Florida and New Jersey. I have diversified experience in the mental health field. I currently focus on helping adults ages 18 -65 years old cope with anxiety and stress in their day to day lives. Some of my areas of expertise are: Anxiety and stress management, communication and interpersonal skills, navigating relationship dynamics, and life transitions and overall emotional wellness.
VirtualAvailable
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$125/session

Authentic
Solution oriented
Warm

Specialties

Men's Issues
Anxiety
Depression
+10
My name is Andy and I am a Licensed Mental Health Counselor (LMHC), and Navy Veteran with 11+ years of experience. I am a dedicated and compassionate clinician committed to supporting individuals from diverse cultural backgrounds. In addition to my therapeutic expertise, I am also fluent in Spanish. As a military veteran, I also know how the military lifestyle affects the family. I have extensive experience in addiction counseling, EMDR therapy, and family counseling.
VirtualAvailable
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$150/session

Solution oriented
Warm
Empowering

Specialties

Men's Issues
Anxiety
Bipolar Disorder
+11
I am kind, non-judgmental, accepting with a very diverse background. My name is Fquira, pronounced "Keera. " That is literally, Kera, with an F, how unique is that? I have an appreciation for all people as unique individuals, with various types of life challenges. Im here for the challenge. Helping minds heal and lives transform has been a true reward of doing what I do in therapy. I am here to help you.
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$90/session

Authentic
Direct
Holistic

Specialties

Men's Issues
Addiction
Anxiety
+9
You hold it together for everyone — at work, at home, in your relationships — but the weight of it is getting harder to carry. Maybe anxiety keeps your mind racing at 2 a.m., or you're stuck in patterns with substances or behaviors that started as coping but now feel like a trap. Maybe grief, trauma, or a painful chapter you thought you'd moved past keeps surfacing when you least expect it. I'm Rovin Chonielall, a Licensed Professional Counselor and Certified Addiction Specialist with 15 years of experience helping adults find their footing when life feels unmanageable. I work with people navigating anxiety, depression, trauma, addiction and recovery, and the kind of emotional exhaustion that builds up when you've been running on autopilot for too long. My approach is direct, holistic, and grounded in what actually works. I draw on Dialectical Behavior Therapy (DBT) to help you build skills for managing intense emotions, Cognitive Behavioral Therapy (CBT) to challenge the thought patterns keeping you stuck, and Motivational Interviewing to help you connect with your own reasons for change — especially when motivation feels low. I also incorporate mindfulness and solution-focused techniques, because sustainable growth happens when you learn to be present with yourself, not just push through. What my clients tell me is that therapy with me feels different — honest without being harsh, structured without being rigid. I'm not going to just nod along. I'll meet you where you are, ask the questions that matter, and help you build a life that actually reflects who you want to be. If you're ready to stop going through the motions and start doing the real work, I'd like to help.
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$60/session

Authentic
Open-minded
Direct

Specialties

Men's Issues
Addiction
Anxiety
+10
I am in drug addiction recovery and have been sober for 18 years. Started as a counselor assistant about 15 years ago, gained many years of experience working with many different clients' challenges and various cultures. I come from a non-judgmental perspective as I understand the importance of clients feeling safe in session. I absolutely love doing this kind of work.
Available
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$175/session

Empowering
Open-minded
Warm

Specialties

Men's Issues
Anxiety
Depression
+4
Welcome. I know reaching out for support can feel vulnerable, and I believe therapy should be a space where you feel safe, seen, and understood. My goal is to provide a compassionate and nonjudgmental environment where you can openly explore your thoughts, emotions, relationships, and life experiences at your own pace. I work with individuals who may be struggling with anxiety, depression, trauma, stress, relationship challenges, life transitions, self-esteem, or feeling emotionally overwhelmed. Many of my clients are people who have spent years caring for others while neglecting their own needs and are now ready to begin prioritizing their healing and personal growth. My approach is integrative and personalized because I believe every person’s story and healing journey is unique. I incorporate supportive therapy, trauma-focused care, Cognitive Behavioral Therapy (CBT), mindfulness practices, and narrative therapy to help clients better understand themselves, develop healthier coping strategies, and move toward meaningful and lasting change. Together, we will work to identify patterns that may be keeping you stuck, process painful experiences with care and intention, build emotional resilience, and reconnect with your strengths and sense of self. I believe healing happens not only through insight, but also through feeling empowered, supported, and genuinely accepted. Whether you are navigating a difficult season of life or seeking deeper self-understanding and growth, I welcome the opportunity to walk alongside you in your journey toward healing and balance.
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$125/session

Warm
Authentic
Empowering

Specialties

Men's Issues
Anxiety
Couples Counseling
+10
"As a licensed therapist in New Jersey with over a decade of experience, I specialize in helping individuals manage stress, anxiety, and challenges related to personal and professional life, relationships, family dynamics, and intimacy. I firmly believe that you are the expert of your own story, and I view you as a person with unique strengths that will help you overcome the obstacles you're facing. My approach is person-centered, drawing from social cognitive, mindfulness, and cross-cultural frameworks, recognizing that your behaviors, environment, and cognitive processes all interact in shaping your experiences. I’m committed to creating a safe and culturally sensitive space where you can explore and address issues while developing the tools you need for meaningful change. Taking the first step toward a more fulfilling life is courageous, and I’m here to support you in this journey."
VirtualAvailable
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$150/session

Authentic
Warm
Open-minded

Specialties

Men's Issues
Depression
Self Esteem
+6
Have you ever been blindsided by life? Do you ever feel overwhelmed by your feelings and emotions? Are you having difficulty balancing and navigating through relationships, finances, and/or your career? Do you compare yourself to people who seem to have it all figured out? Trust me, we have all been there trying to figure out this beautiful thing called LIFE. It is my passion to assist people navigating through the highs and lows of their personal life. I like to view our sessions as collaborations to help you put things in perspective and hopefully obtain the solutions you seek. My desire is to empower you to live the life that you want to live. I have experience working in various settings such as school, jail/prison, and in the community. Because of my clinical experiences and background, I can provide a non-judgmental approach for you to speak freely about any life situation. Let’s get through life together.
VirtualAvailable
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$150/session

Warm
Authentic
Open-minded

Specialties

Men's Issues
Addiction
Depression
+10
Hello! My name is Dr. Jennifer Jordan. I am a Licensed Mental Health Counselor (LMHC) based in Florida. I received my PhD in Counseling Psychology from National University and Masters Degree in Counseling Psychology from California Baptist University. I have worked with individuals, couples and families seeking counseling for 20 years, both online and in a variety of settings. I help clients learn new skills to successfully navigate the challenges of life, deepen their understanding of themselves, enhance their relationships, and improve their mental health and emotional well-being.
VirtualAvailable
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$200/session

Warm
Authentic
Open-minded

Specialties

Men's Issues
Anxiety
Depression
+8
Hi! I am Rajitha Pillai (Raji), Licensed Professional Counselor with more than 15 years of experience in the mental health field, inclusive of experiences from India and in the US. I have earned my Master of Science Degree in Clinical and Mental Health Counseling from Monmouth University. I am basically a Clinical Psychologist, REBT Therapist and Hypnotherapist from India. I also hold a Master of Arts degree in Clinical Psychology and also has a Postgraduate diploma in Clinical and Community Psychology from India. I work with individuals, couples, families who are navigating a variety of life challenges whether it is anxiety, relationship issues, stress or any other life issues. I use REBT, SFBT, CBT and other techniques to make a positive change in their lives. My approach is collaborative and goal focused. I create a supportive, safe, nonjudgemental and welcoming space where we can work together to move forward towards your preferred future. You will be leaving each session with clarity and direction. Basically I am here to provide you with meaningful and lasting change. If you are open to it, I would love to learn more about what brings you here and what you are hoping to get out of therapy.
VirtualAvailable
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$200/session

Authentic
Solution oriented
Warm

Specialties

Men's Issues
Anxiety
Depression
+5
Hello! I'm LaQuita, a licensed psychotherapist (in NJ, MA, & IL) and certified life coach with a background in corporate, medical, and healthtech startup environments. I help people improve their mental health and emotional well-being, navigate challenges, and foster personal and professional growth through psychotherapy, coaching, and consulting. I received my Masters of Science in Social Work from the Columbia University School of Social Work and Bachelor of Science in Business Administration from Northeastern University.  I provide culturally responsive, affirming care for individuals of all identities and backgrounds, including BIPOC and LGBTQIA+ communities, in both monogamous and ethically non-monogamous relationships.
VirtualAvailable
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$150/session

Open-minded
Direct
Authentic

Specialties

Men's Issues
Anxiety
LGBTQ
+6
Hello, I’m Dustin! Life is difficult; there is no rule book. I am here to support you to help you learn new coping skills and strategies. I will partner with you so that you can move toward a life of enthusiasm, wholeness, and fulfillment. Have you ever felt like the “other?” I specialize in working with adults and adolescents ages 15 and up who have felt like the “other.” At some point almost all of us have felt like we were different. Perhaps you may have experienced anxiety or depression, low self-esteem, are an artist or artistic type, are part of the LGBTQ community, are a person of color, or have felt rejected by your family or religious community. These can be traumatic experiences. I am here to help you navigate through these difficult experiences so that you can shine. My style and personality is nurturing and supportive, yet very direct and truthful. It also has a healthy dash of humor and fun. I use a person-centered, creative, and holistic approach to meet your needs and accomplish your goals. Other modalities incorporated include CBT, DBT, trauma-informed approaches, mindfulness,, and underlining psychodynamic work. As an active singer and songwriter, I am also on my own creative and personal journey. I am ready to share with you what I have learned!
VirtualAvailable
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$100/session

Open-minded
Solution oriented
Warm

Specialties

Men's Issues
Anxiety
Depression
+7
I am a Licenced Professional Counselor (LPC) and Licensed Chemical Dependency Counselor(LCDC-I). I have been working with clients from different settings; hospitals, school and clinical, and with clients dealing with a wide range of mental health issues. As someone with roots in South Asia, therapy is not just a profession for me; it is a true passion. I wholeheartedly believe in the transformative power of therapy and the potential it holds for individuals to become the best versions of themselves.
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$120/session

Authentic
Warm
Solution oriented

Specialties

Men's Issues
Anger Management
Anxiety
+9
Welcome, my name is Fran Haggerty and I want to thank you for choosing therapy. Thank you for dedicating your time and energy into improving your situation. I am confident that Therapy will benefit you greatly and provide you with the necessary tools to help you sort through your challenges. My goal is to create a safe and supportive space for you to explore your thoughts and feelings. Together, we will navigate the challenges you are facing and create an improvement plan that will allow you to move forward with confidence. I value your dedication and commitment to this process that has proven invaluable to many who have garnered the strength to improve their lives. I have been a licensed Clinical Social Worker (LCSW) since 2002 and have worked with men, women, and couples to improve their ability to think logically and communicate effectively. I aspire to work with individuals who are feeling overwhelmed with what life has thrown at them. These challenges include increased anxiety, depression, addiction, self-esteem, and embracing the confidence to move forward. My professional approach combines evidence-based interventions including CBT, and motivational interviewing, along with proven coaching strategies to effectively accomplish your goals.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Men's Issues, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.