Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 236 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

$120/session

Warm
Authentic
Open-minded

Specialties

Life Transitions
Anxiety
Women's Issues
I'm so glad you're here! I know it takes a great amount of courage to even begin looking for help. You may be wondering if anyone will understand you and what you are going through or if there is even any hope! Well there is, and I am here to help you! Hi! I'm Brenda. I'm a Licensed Professional Counselor with a background in yoga and wellness. I offer an on-line therapy office serving folks in Kentucky, New Jersey, and Michigan. Consider me your trusted guide on your path to mental and emotional well-being. You'll notice I have a down to earth nature, and strive to create a safe, non-judgmental, supportive space to unpack the early whispers of unease and the thunderstorm of overwhelming emotions.
VirtualAvailable
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New to Grow

$100/session

Specialties

Life Transitions
Child or Adolescent
Crisis Intervention
+5
I work with girls and young women dealing with anxiety, depression, trauma, relationships, family issues, or just feeling overwhelmed and stuck. I have extensive experience working with teens and young adults, including building and running an adolescent intensive outpatient program. I’m warm, down-to-earth, and active in sessions. I want therapy to feel comfortable and real, while also being a place where we can actually work through what’s going on and help you move forward.
Available
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$135/session

Authentic
Intelligent
Empowering

Specialties

Life Transitions
Anger Management
Couples Counseling
+10
Hi my name is Yaron. I work as a therapist with goals of helping people to cope with stress, identify their personal goals, and develop healthy relationship skills. I work with individuals and couples to develop skills for coping with anger, anxiety, boundaries, trauma, and stress in healthy ways. I also work with couples and individuals to improve connection with listening and recognizing each person's strengths.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Warm
Humorous

Specialties

Life Transitions
Depression
Self Esteem
+10
I have been practicing since 2014 and have worked in a variety of contexts within the scope of therapy- ranging from children, couple's work, adults, teenagers, and the aging population. I deliver an authentic approach to therapy that punctuates the importance of the relationship between client and therapist as the primary mechanism for change. I believe all clients deserve to be met with dignity and respect and try to convey that in sessions.
VirtualAvailable
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$100/session

Warm
Intelligent
Solution oriented

Specialties

Life Transitions
ADHD
Anxiety
+9
Welcome! I'm Damaris, a bilingual (English/Spanish) Licensed Professional Counselor dedicated to helping older adolescents and adults navigate life's challenges with compassion and hope. I believe healing begins with feeling heard, understood, and supported. I provide a warm, culturally responsive, and nonjudgmental space where I enjoy getting to know your unique story, building on your strengths, and helping you develop practical skills to create meaningful, lasting change. Together, we'll work toward the goals that matter most to you.
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New to Grow

$120/session

Specialties

Life Transitions
Depression
Women's Issues
+3
About Me As the sole owner and clinician of Walls Come Tumbling Down, I have spent the past two years building a practice centered on providing compassionate, supportive, and empowering mental health care. As a Licensed Clinical Social Worker (LCSW) with 12 years of clinical experience, I understand that beginning therapy can feel both exciting and vulnerable. I am providing compassionate, supportive, and client-centered mental health care. I believe that therapy is a safe space where you can be heard, understood, and empowered to work through life’s challenges while discovering your strengths and purpose. As the sole owner and clinician of Walls Come Tumbling Down for the last 2 years My Ideal Client My ideal client is a woman of Christian faith who may be experiencing depression, anxiety, stress, relationship challenges, or other life circumstances that have left her feeling overwhelmed, stuck, or disconnected from herself. She is ready to grow, heal, and make meaningful changes in her life—mentally, physically, emotionally, and spiritually. My Approach My approach to therapy is warm, compassionate, nonjudgmental, and faith-sensitive. I meet each client where she is and work collaboratively to help her develop practical tools, gain insight, strengthen her emotional well-being, and move toward the life she desires. For clients who desire it, I integrate Christian faith and spiritual principles into the therapeutic process while respecting each person’s individual beliefs and journey. I believe that healing is a process, and you do not have to walk through it alone. My goal is to help you recognize your worth, build resilience, strengthen your relationship with yourself and your faith, and create lasting positive change.
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New to Grow

$125/session

Specialties

Life Transitions
Anxiety
Perinatal Mental Health
+10
Hello! I’m Priya, a Licensed Clinical Social Worker in New Jersey with over a decade of experience supporting adults through overwhelming transitions. I’m truly honored to walk alongside you on this journey. I enjoy working with both adults who may be navigating anxiety, relationship transitions, perinatal and postpartum mental health, infertility, and the emotional complexities of parenting. In addition, I have experience working with college age students navigating the many changes and pressures that come with college and early adulthood. As a parent myself, I can empathize! If you’re feeling stretched thin, uncertain, or not quite like yourself, you’re not alone—and you don’t have to figure it out on your own. I offer a warm, supportive space where you can slow down, process what you’re experiencing, and feel more grounded and understood.
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$125/session

Authentic
Empowering
Solution oriented

Specialties

Life Transitions
Anger Management
Anxiety
+5
Once a previous skeptic, the quality of my personal and professional life significantly improved through therapy once I learned to trust the process and invest in myself. I am a Licensed Professional Counselor with a master's degree in Counselor Education. I am a US Army veteran and have worked extensively with Depression, Anxiety, Adjustment Issues, and challenging adolescent behaviors with civilian and military families.
VirtualAvailable
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$130/session

Authentic
Warm
Open-minded

Specialties

Life Transitions
Anxiety
Parenting
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
VirtualAvailable
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$150/session

Specialties

Life Transitions
Anxiety
Peer Relationships
+6
My approach is built on a foundation of warmth and non-judgmental acceptance, where you can feel safe to explore your deepest concerns. Clients often tell me they appreciate my direct communication style, which respectfully gets to the heart of the matter without endless circling. By combining a safe space with clear, insightful feedback, I aim to empower you to trust your own wisdom, develop a stronger sense of self-worth, and navigate challenges with newfound confidence and resilience
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$150/session

Humorous
Warm
Authentic

Specialties

Life Transitions
Anxiety
Depression
+8
I am a Licensed Clinical Social Worker licensed in both PA and NJ. I have been in private practice since 2001. I work with ages 15 years and older and I LOVE my career. I work with teens and young adults who are transitioning and have seen these clients through the entire process of not being accepted by peers and, very sadly family, to live incredible full lives. I have a past client's wedding to go to in May :) I get to witness my clients live the lives they've always wanted and I'm a small part of that. I absolutely love my job.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Solution oriented

Specialties

Life Transitions
Anxiety
Depression
+10
Hi, I'm Assal. I've been a therapist for 13 years, helping young adults and adults navigate life transitions, anxiety, self-esteem challenges, relationship concerns, and the stress that comes with balancing life's many demands. Many of my clients come to therapy during periods of change or uncertainty. They may be starting college, launching a career, navigating dating and relationships, working through unhealthy relationship patterns, adjusting to parenthood, caring for family members, or questioning what they want from the next chapter of life. Others feel stuck, overwhelmed, or disconnected from themselves and are looking to regain a sense of confidence, direction, and purpose. My goal is to provide a space where you feel comfortable being yourself and talking openly about what's really going on. Together, we'll explore the patterns, experiences, and beliefs that may be keeping you stuck, while building on your strengths and helping you move toward the life you want.
VirtualAvailable
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New to Grow

$120/session

Specialties

Life Transitions
ADHD
Anxiety
+10
You do not have to carry life’s challenges alone. Whether you are navigating ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, or a major life transition, healing is possible, and you deserve support that meets you where you are. I specialize in helping older adolescents ages 16 to 17 and adults navigate ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, and major life transitions. My goal is to get to know you, understand your unique experiences, and work alongside you to create a path forward that reflects your unique needs and strengths. I believe meaningful therapy begins with trust, and I strive to create a compassionate, collaborative, and nonjudgmental environment where you feel heard, respected, and supported throughout your therapeutic journey. I welcome clients from all backgrounds and provide an inclusive, culturally responsive environment where you can feel comfortable being your authentic self. Every person has a unique story, which is why I tailor therapy to your individual needs rather than taking a one size fits all approach. Using evidence based approaches such as Cognitive Behavioral Therapy, Motivational Interviewing, person centered therapy, strengths based therapy, and trauma informed care, we will work together to build practical coping skills, strengthen resilience, and identify patterns that may be keeping you stuck. Together, we will work toward helping you achieve meaningful, lasting change and a greater sense of confidence, balance, and well being.
Available
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$150/session

Authentic
Empowering
Solution oriented

Specialties

Life Transitions
Anxiety
Depression
+10
I am a licensed therapist dedicated to helping individuals navigate life’s challenges with clarity, compassion, and confidence. My approach is collaborative and supportive, blending evidence-based practices with a deep respect for each client’s unique story. I create a safe, nonjudgmental space where you can explore your thoughts, emotions, and goals while developing tools to foster healing, growth, and meaningful change.
VirtualAvailable
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Often rebooked

$115/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Anxiety
Coping Skills
+9
My name is Priscilla Tixi, and I have my masters in Mental Health Counseling. I am a Licensed Professional Counselor (LPC) in New Jersey and a Licensed Clinical Professional Counselor (LCPC) in Maine. I have worked in the mental health field for 10 years, primarily for non-profit agencies, and 5 of those years as a mental health therapist. I provide individual therapy in English for adults 18 and up. I will support you through life's complexities. My approach centers on understanding your unique journey and offering compassionate, person centered, and solution-focused care that will honor your experiences. My expertise spans a wide range of focus areas, including but not limited to anxiety, depression, workplace/home life challenges, trauma recovery, stress, relationship dynamics, personal growth, women's issues, grief, navigating significant life transitions, etc. My therapeutic style emphasizes empowerment, self-discovery, and healing. I create a supportive environment where you can explore your emotions, develop meaningful coping strategies, and cultivate greater self-understanding. I'm dedicated to walking alongside you with empathy and professional guidance. I look forward to working with you!
VirtualAvailable
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Often rebooked

$90/session

Solution oriented
Authentic
Empowering

Specialties

Life Transitions
Anxiety
Grief
+8
As a dedicated and compassionate mental health therapist who is passionate about supporting individuals on their journey to emotional well-being. I bring a fresh perspective, eagerness to learn, and a deep commitment to personal and professional growth. Fluent in Haitian Creole, I'm adept at addressing cultural and linguistic needs. With a strong foundation in evidence-based therapeutic approaches. I strive to create a safe, nonjudgmental space where clients feel heard, valued, and empowered. My specialty areas include anxiety, depression, trauma, stress, grief and postpartum. My approach is rooted in empathy, active listening, and a genuine desire to help individuals navigate everyday challenges. Whether working with individuals, couples, or groups, I'm dedicated to walking alongside clients as they explore their strengths, overcome obstacles, and build healthier, more fulfilling lives.
VirtualAvailable
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$125/session

Direct
Empowering
Open-minded

Specialties

Life Transitions
Coping Skills
Self Esteem
+9
Hi, I’m Jelysa—founder of Take 2 Counseling, Licensed Clinical Social Worker, wife, and mom of two. Being a therapist is a huge part of who I am, but so is my family. Juggling real-life responsibilities, caring for others, and trying to stay grounded in the middle of it all gives me a deep understanding of the daily pressures many of us face—especially young women who are trying to find their footing in a fast-paced world. Growing up as the daughter of a therapist, I was surrounded by empathy, connection, and emotional awareness from an early age. My mom showed me that healing doesn’t come from being perfect—it comes from being present, making space for growth, and learning through our mistakes. She continues to be my role model for resilience and restoration.
VirtualAvailable
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$125/session

Humorous
Intelligent
Warm

Specialties

Life Transitions
Self Esteem
Spirituality
+6
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my master’s in social work from Rutgers University and have been practicing for 7+ years. I have years of experience helping children, adolescents, and adults managing stressors and life changes so that they can begin to heal, grow, feel empowered, and ultimately tap into their full potential.
VirtualAvailable
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New to Grow

$150/session

Specialties

Life Transitions
Anxiety
Older Adults
+2
Hi! I am a clinically licensed psychotherapist who works with adults in the areas of anxiety, caregiving, self-esteem, life transitions, and career coaching. I earned my Master’s of Science in social work from Columbia University and developed my own private practice where I use an integrative approach to therapy and evidence-based modalities. By providing a safe and nurturing environment, my goal will be to help you explore your needs and goals.
Available
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$140/session

Empowering
Warm
Authentic

Specialties

Life Transitions
Depression
Domestic Violence
+5
Welcome! I'm a Licensed Clinical Social Worker (LCSW) based in Pennsylvania with 5 years of experience working with female survivors of trauma and abuse. My passion lies in helping women build healthy relationships, eliminate toxicity from their lives, boost self-esteem, and heal from the deep impacts of trauma. My goal is for every client to come to a deeper understanding of themselves, and to leave therapy with practical skills intended to support them in sustaining their progress long term.
VirtualAvailable
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$150/session

Authentic
Intelligent

Specialties

Life Transitions
Depression
Grief
+10
I found my career as a therapist as a secondary one which has provided exposure to multiple therapeutic settings. My start in community mental health gifted me with a well-rounded, diverse level of training and exposure to the human experience. More importantly, my background reinforced the importance and power of the therapeutic relationship. I am curious, empathetic, affirming, and compassionate. My sense of humor often finds its way into our sessions (as do my dogs, if you're so inclined!). Together, we will map your treatment, so that you are clear as to what to expect, regardless of the intervention. We start at the place you are ready, reinforcing the strengths and resiliency that you already exhibit. Together, we build from there to address what you came in for.. Therapy is hard work, but it is also profoundly full, rewarding and empowering. It's important for me to honor both the challenges and rewards.
Available
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$150/session

Direct
Open-minded
Authentic

Specialties

Life Transitions
Child or Adolescent
Couples Counseling
+9
Hi, I'm Jean Messeroux, a Licensed Clinical Social Worker with an MSW from Columbia University and over eleven years of experience supporting people through some of the most formative and demanding seasons of their lives. My background spans education and healthcare, where I worked as a teacher, social worker, and social emotional learning facilitator, and that experience shaped a practice built on the belief that therapy should feel practical, human, and connected to what you're actually living through, not detached from it. I work with a wide range of people, students figuring out who they are, professionals managing pressure and burnout, parents balancing everything at once, and athletes navigating performance and identity, because the core work of understanding yourself and building healthier patterns looks similar no matter what world you come from. Whatever brought you here, my goal is to create a space where you feel seen quickly and leave with tools you can actually use.
Available
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$150/session

Authentic
Empowering
Warm

Specialties

Life Transitions
Depression
Women's Issues
+4
I am an empathic, supportive therapist who utilizes therapeutic tools to empower my clients to lead more fulfilling lives. Many of my clients are women who identify as Black or Latino and have a history of childhood trauma or are in difficult relationships with their partners or family. I see clients age 20 to 100. Therapy requires a commitment of time and financial resources. I start out seeing my clients once per week. If you are unable to make the time commitment, I am likely not the best match for your needs. I am an LGBTQIA+ ally.
VirtualAvailable
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Often rebooked

$130/session

Authentic
Warm
Empowering

Specialties

Life Transitions
ADHD
Fertility & Reproduction Issues
+9
**Please note, I can only offer day time options at this time. I also do not prescribe medications.** With over 15 years of experience as a Licensed Clinical Social Worker (LCSW) in Delaware, Pennsylvania, Maryland and New Jersey, I am dedicated to supporting adults as they navigate life's challenges and transitions. I earned my Master’s in Social Work from Widener University, and since then, I’ve had the privilege of helping individuals manage a range of concerns including anxiety, depression, bipolar disorder, ADHD, reproductive and fertility issues, postpartum challenges, and major life transitions. My approach is rooted in empathy, collaboration, and respect. I am passionate about empowering clients to develop effective coping strategies, build resilience, and create more fulfilling, balanced lives. Whether you're facing a difficult season or seeking long-term personal growth, I strive to provide a safe, supportive, and non-judgmental space where you can freely explore your thoughts, emotions, and experiences. You don’t have to face things alone—together, we can work toward the change you seek.
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$145/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Grief
LGBTQ
+4
Do you find yourself putting everyone else's needs before your own? Struggling to say no without guilt? Feeling responsible for keeping the peace, managing others' emotions, or living up to expectations that no longer fit who you are? The patterns we learn growing up can shape our relationships, self-worth, and boundaries well into adulthood. If you're feeling stuck, overwhelmed, or repeating the same frustrating cycles, therapy can help you understand where these patterns come from, heal old wounds, and create healthier boundaries so you can move forward with greater confidence and authenticity. Whether you're navigating difficult emotions, healing from the past, or simply seeking clarity about your next steps, I’m here to walk alongside you on your path to healing, growth, and self-discovery. My name is Ebony Yelder (she/her/hers), and I’m a Licensed Professional Counselor with over 20 years of experience in the field of counseling and psychiatric services. I’ve had the privilege of working in diverse settings—including behavioral health hospitals, outpatient clinics, emergency rooms, in-home therapy, and with the Department of Defense supporting service members and their families. I believe therapy is a shared journey where your voice and experiences guide the process. I’m dedicated to helping individuals tap into their inner strengths and resilience. Together, we’ll recognize what’s working, explore what’s not, and create a meaningful path toward the life you envision. More about me: https://www.pathtoflourishcounseling.com/
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.