Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 37 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/16/2025

Remi Freeman

(she/her)

Remi Freeman, LCSW - New Jersey Therapist at Grow Therapy
$170/session
LCSW
25 years of experience
Virtual
I am a Licensed Clinical Social Worker licensed in both PA and NJ. I have been in private practice since 2001. I work with ages 15 years and older and I LOVE my career. I work with teens and young adults who are transitioning and have seen these clients through the entire process of not being accepted by peers and, very sadly family, to life incredible full lives. I have a past client's wedding to go to in May :) I get to witness my clients come to live the lives they've always wanted and I'm a small part of that. I absolutely love my job.

Dese'Rae L. Stage

(she/they)

Dese'Rae L. Stage, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
My name is Dese’Rae L. Stage (she/her), but you can call me Des. I’m a mom, therapist, licensed clinical social worker (LCSW), suicidologist, artist, and advocate in Philadelphia, PA. I wear a lot of hats. I identify as a queer, white, cisgender single parent and live with depression, anxiety, ADHD, CPTSD, and chronic suicidal thoughts. It’s important to me to be transparent about my positionality, in terms of my identity and lived experiences, as well as being someone who receives mental health services—I know what it’s like to be in the therapy chair and sitting across from it. To that end, I come to my work as a partner and a support, rather than an expert. In past lives, I worked in the service industry and the music industry, and built a career as an award-winning suicide prevention advocate and artist. I live with two small humans, a Bernese Mountain Dog named Dolly Parton, a Basset Hound puppy named Frances Houseman (aka Baby), and a long-haired white Siamese mix with heterochromia named Betty White. I see live music at every available opportunity (and sometimes I still drag my camera along), and when I’m not at a show, I’m probably reading a book, eating something delicious, or building Lego sets. I have a lot of stories. Feel free to ask me what happened when OJ Simpson came into the restaurant I worked at while I was in high school, or about that one time Lou Reed told me to f*ck off.

Dr. Allie Hennis

(she/her)

Dr. Allie Hennis, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
23 years of experience
Virtual
My name is Dr. A and I have been providing counseling since 2002. I believe we all possess the skills to reach our potential and that as a Counselor it is my job to help you find your strengths to be the person you want to be. I will focus on building an authentic and supportive relationship with you and utilize techniques from Cognitive Behavioral Therapy, Mindfulness, Solution Focused, Attachment -Base approaches and many others. I believe here is a lot gained from understanding how our thoughts impact our feelings and behaviors. Additionally, the earliest relationships in life impact our adult relationships, and there can be much to be gained from a deeper understanding of this. I look forward to working with you soon!

Caitlin Regan

(she/her)

Caitlin Regan, LPC - New Jersey Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
I am Caitlin, a licensed mental health counselor who is trained in multiple trauma techniques and has years of experience working with both adult and adolescents. I work hard to help my clients create positive and healthy change in their lives and sustain that healthiness. I believe all deserve to be accepted and understood no matter what they may struggle with and I work to provide a safe and caring space.

Terri Hoag

(she/her)

Terri Hoag, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Antanette Ringold

(she/her)

Antanette Ringold, LPC - New Jersey Therapist at Grow Therapy
$255/session
LPC
11 years of experience
Virtual
Hello, my name is Antanette. I am an experienced therapist and life coach with 10+ years of working in the mental health field. We can work together to address existential dread, development of systems and routines to address executive dysfunction, the journey of spirituality, unexpected life changes, anxious attachment style, Anxiety, and Depression. I understand starting therapy (or starting again) can be quite the task, especially if you’re not sure where to begin. My approach to therapy will be tailored to best fit your needs and we will work at the pace of your choosing. If you're looking to make a change, let’s work together!

Stephanie/Stevie Willoughby

(she/her)

Stephanie/Stevie Willoughby, LCSW - New Jersey Therapist at Grow Therapy
$125/session
Has intro video
LCSW
5 years of experience
Virtual
I value authenticity, empathy, and self-awareness, both for myself and my clients, and as a critical part of the therapeutic process (I also take advantage of the healing power of laughter whenever possible!). I aim to normalize and validate my clients’ experiences without judgment, and above all, provide the most basic of human needs: to feel seen and heard. My name is Stephanie (or Stevie, either is fine) and I have been providing therapy in NJ exclusively via telehealth for about the last 5 years (prior to that, in person). I have a deep passion and respect for the power of therapy to change lives, which I have been privileged to witness in my work with clients, as well as in my personal life, both through the consistent use of therapy as part of my own self-care, as well as having spent the last 20 years raising two children with special needs. If you have been struggling with symptoms of depression or anxiety, particularly if they are related to a traumatic experience, I would love the opportunity to work with you to reduce your symptoms and help you experience a present that is not overshadowed by your past. I love working with women ages 20 to 30-something who are still in academia or just starting out in their careers, but also love working with women of any age. I frequently work with survivors of child sexual abuse, as well as those struggling with issues related to self-worth, but work with other conditions as well.

Liss Rinker

(she/her)

Liss Rinker, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor. I hold licenses in Pennsylvania and New Jersey and specialty certification as a Certified Advanced Drug & Alcohol Counselor and a Certified Clinical Trauma Professional. I am a firm believer in everything that happens creates the person. I am a whole life counselor and work with people to explore what it would take to move past the difficult times in life. I take the time to get to know my clients and have many clients who have been with me for years. That doesn't mean someone will see me every week for the rest of their life. It means client know I am available when they have need. I do have clients who have seen me weekly for years not because they are dependent on me but because they have found benefit in processing their life regularly. I have had a successful personal practice for years and can offer clients the space and reverence to unpack the most unpleasant things to reorder them in a way they no longer can cause harm as they once did. There is no perfect childhood and it is likely families do the best they can and it may not have filled the needs of their child. I am happy to take as much time as needed to work through the problem as you understand it.

Rachel Andrews

(she/her)

Rachel Andrews, LCSW - New Jersey Therapist at Grow Therapy
$90/session
LCSW
6 years of experience
Virtual
Though I enjoy working with most populations, my passion lies with helping survivors of emotional abuse and sexual trauma rediscover their identities and learn to trust themselves as their own greatest ally. I also hope to help survivors develop a positive view of their bodies, sex, and sexuality. My hope is to teach my clients to set healthy boundaries, speak up for themselves, and ask for what they want because their voice deserves to be heard!

Tarrance Barbee

Tarrance Barbee, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
11 years of experience
Virtual
I am an Licensed Clinical Social Worker in NY, CT, and NJ. I have worked with clients to help them overcome stress, anxiety, depression, LGBTQ+ identity, and depression. I enjoy working with individuals who want to work on healing to become a better self and accomplish their goals. I specifically love working with men who identify as gay and/or bisexual having increased stress and need talk therapy.

Ryan Rathman

(he/him)

Ryan Rathman, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
11 years of experience
Virtual
Welcome! My name is Ryan Rathman and I am a Licensed Professional Counselor in the State of New Jersey. For the last 11 years I have been working with individuals who have experienced trauma in the early years of their lives. In this work I have helped individuals weaken the chains of trauma in order to help them begin to guide their lives back towards safety, joy, and fulfilment. As a trauma-informed therapist my primary goal is to help you feel safe again, and create a more efficient capacity to feel safe on a regular basis. While my work has primarily been with trauma survivors, often times this has also involved assisting with symptoms of depression, anxiety, anger, mood swings, irritability, substance use, and many more. Regardless of the difficulties you are experiencing, our goal in working together is to empower you to have greater control over your life, guiding it towards the ideal future that you see for yourself. To speak more about myself personally, I received my Master's Degree in the great city of Pittsburgh! While there, I also became a husband and a cat-dad to my two rescue babies, Juni and Pep, who may or may not grace us with their presence during session. When I am not aiming to create more peace and joy on this earth through my clinical work, I often spend time doing various nerdy things like playing video games or tabletop games, binging sci-fi shows, or coming up with weird new dinner recipes. If you think that I might be a good fit as your therapist, schedule a session and let's dive in!

Lorraine Morgan

Lorraine Morgan, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
20 years of experience
Virtual
Hi! I am a Licensed Professional Counselor and am Bilingual (Spanish). I have been practicing for over 15 years and have been experience in many areas of mental health. I strive to ensure my clients see their value through compassion and understanding. Mental health is a journey that a clinician takes with the client to ensure that they feel constant support to achieve wellness.

Robyn Longo

Robyn Longo, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
20 years of experience
Virtual
I am a Licensed Mental Health Counselor (LMHC) in New York and Licensed Professional Counselor (LPC) in New Jersey. I have over 20 years of experience working with individuals and families in foster care and program settings. I have worked with individuals in a private practice setting for 10 years and currently work with individuals using a telehealth platform.

Rukiya Bluford

(she/her)

Rukiya Bluford, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Hello! My name is Rukiya and I am a Licensed Professional Counselor based in New Jersey. I have been working as an outpatient clinician in community mental health for the past four years and working in the field for the past 6 years. I have my Masters in Clinical Mental Health Counseling from New Jersey City University. I work with a variety of people from different communities who are looking to address their challenges at their own pace. My focus has been helping individuals find healthy ways to reconnect with themselves and their communities.

Jacqueline Szoychen

(She/Her)

Jacqueline Szoychen, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
I am a psychotherapist with 20 years experience. I have worked with a variety of treatment modalities and age groups in Spanish and English. I help people in their most critical parts of their life and I usually aid in the achievement of release in a quick manner, My goal is to train you as your own therapist so you don't have to see me for the rest of your life.

Becky Cicalese

(she/her)

Becky Cicalese, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
Hello there! My name is Becky, and I am a Licensed Marriage and Family Therapist. Along with this license, I am also a Certified Grief Professional (CGP), a Certified Clinical Trauma Professional (CCTP), a Certified Addictions-Informed Mental Health Professional (CAIMHP), a Certified Clinical Anxiety Treatment Professional (CCATP), a Certified Mood Disorder Professional (CMDP), and a Certified Specialist in Anger Management (CSAM). As a therapist, it is my privilege to connect with you and assist you in developing your own journey throughout the therapeutic process. My stance on therapy is person centered, with a focus on compassion and understanding, while also trying to find that balance of "telling it like it is" in certain situations. While I do believe humor is a good source of medicine, I also believe in using various forms of systems theory, where there is an understanding that your issues and presenting problems do not happen in a vacuum. We will discuss how life's challenges, whether they occurred in childhood or during your morning walk to get coffee, have impacted your view of self and others and what that means for you moving forward. Together, we will dive into your thoughts and emotions and develop healthy ways to express yourself and manage what you have been experiencing.

Laura Lee Jones

(she/her)

Laura Lee Jones, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
16 years of experience
Virtual
Greetings! My name is Dr. Laura Lee Jones and I am a licensed clinical social worker in New Jersey and Florida. I began my career in clinical social work over twenty years ago. I hold a Doctorate of Social Work from Capella University, a Masters of Social Work from Monmouth University and a Bachelors of Arts in Liberal Studies from Rutgers University. I consider myself to be an inspirational clinician who effectively communicates in a way that encourages action and change. Through my many years in the field of psychotherapy, I am an expert behavioral health clinician specializing in mental health services to improve the quality of life for individuals of all ages and circumstances. My passion is helping people realize their potential to effectuate change through mindfulness, empowerment, and person-centered approaches. My style is friendly, warm, and honest. I find that trust and acceptance is the foundation for an effective therapeutic relationship and humor is a must! I approach each session by meeting the individual where they are at and go from there.

Larissa Torcomian

Larissa Torcomian, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
14 years of experience
Virtual
Are you struggling with life stressors, feeling overwhelmed, depressed, or anxious? Are you tired of feeling stuck in constant worrying, self-criticism, or relationship difficulties? Do you strive to heal your relationship with food and your body? If you want to work on your well-being, live more fully, and need to develop coping mechanisms and stress management techniques to resolve the issues that hinder you from living the life you envision, I can provide the support you need to accomplish these goals. As your therapist, I will assist in providing insight into your life experiences and its impact on you today and I would love to talk to you about how I can help. I work with young adults and adults who struggle with depression, anxiety, eating disorders, body image concerns, perfectionism, identity development, trauma, postpartum depression and anxiety, stress management, relationship problems, attachment difficulties, and childhood abuse.

Heike Zelnhefer

(she/her)

Heike Zelnhefer, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
14 years of experience
Virtual
I’m a Licensed Clinical Social Worker with a deep passion for holistic healing and mind-body approaches to emotional wellness. My work blends traditional psychotherapy with integrative methods like EFT, mindfulness, and energy-based practices to support each client’s unique path to healing. I offer a warm, grounded, and nonjudgmental space where you can explore, heal, and grow at your own pace. I also speak German and am happy to offer sessions in German for those who feel more comfortable expressing themselves in their native language.

Victoria Scerbo

Victoria Scerbo, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Hi there!I am a licensed Professional Counselor based in New Jersey, and have been in practice for 25 years. I help people who are struggling with Anxiety, depression, relationships, Mood disorders, ADD, Life transitions, Couple counseling & gender identity issues., and so much more! Together we could bring about positive changes and help you become a better version of yourself. If you are reading this, then you are already taking the first step towards wellness!

Ebony Yelder

(she/her)

Ebony Yelder, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
20 years of experience
Virtual
Do you find yourself overthinking? Feeling lost due to traumatic experiences, or struggling with unresolved grief? I believe in empowering individuals by helping them identify and cultivate their strengths. Together, we can build upon these qualities to realize the vision you have for yourself. Creating a safe, supportive, and non-judgmental space where you can share openly and honestly is the top priority. Whether you're navigating difficult emotions or seeking greater clarity, I am committed to guiding you toward healing, growth, and self-discovery. This is your moment! My name is Ebony Yelder (she/her/hers), and I am a Licensed Professional Counselor with over 20 years of experience providing counseling and psychiatric services. I have worked in a variety of settings to include, behavioral health hospitals, outpatient clinics, emergency rooms, in home counseling, as well as for the Department of Defense providing counseling services for our service members and their families.

Sara Lewis

(she/her)

Sara Lewis, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
13 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 12 years of experience working with children, adolescents and adults. The decision to ask for help takes courage and can be intimidating. My goal is to provide you with a safe, compassionate and accepting environment for you to comfortably share your thoughts and feelings. I have worked with adults of all ages and also people with disabilities. My passion is helping others heal and find solutions.

Dr. Samantha Welsh

(she/her)

Dr. Samantha Welsh, LPC - New Jersey Therapist at Grow Therapy
$80/session
LPC
10 years of experience
Virtual
My name is Dr. Samantha Welsh (she/her). I hold a doctorate degree in Clinical Psychology (Psy.D.) and I am a Licensed Professional Counselor (LPC) in the state of New Jersey. I have over 10 years of experience working in the mental health field with children, adolescents, and adults. I utilize a Cognitive-Behavioral Therapy (CBT) approach in order to help clients understand the connection between their thoughts, feelings, and behaviors. Additionally, I utilize an individualized approach in order to ensure that each client’s treatment is tailored to their needs and is optimal for their success. I believe that YOU are always the expert when it comes to knowing yourself. I am here with skills, support, and techniques to help you along your therapeutic journey in life.

Kristy Randall

(She/Her)

Kristy Randall, LCSW - New Jersey Therapist at Grow Therapy
$195/session
LCSW
12 years of experience
Virtual
Welcome and thanks for stopping in. My name is Kristy, I am a Licensed Clinical Social Worker (LCSW) and my pronouns are she/her/hers. My ancestry is both Native American and northern European. I have been working with young people since 2013 and I have seen how overwhelming life can feel these days. There are so many pressures in school, at home, with your peers and in society at large! Have you been feeling stressed, anxious, and/or worried about your future? Perhaps you feel consumed with thoughts about how you compare to others and what others think of you? Is your mind full of racing thoughts about how you just might not be good enough? Or perhaps there is a relentless inner critic that won't let you off the hook? I know how this feels because I have been there myself and I can tell you it does not have to be this way. You can learn to develop a different kind of relationship with yourself: One in which you can learn how the mind works & how to navigate its unhelpful & painful patterns more effectively; one in which you can discover how to approach yourself with kindness & support--the way you would a good friend in pain; one in which you uncover your strengths, gifts & values and allow this self-knowledge to help you make decisions in your life of which you feel proud. PARENTS: Are you in a place where you are ready to dive deeper into your own unconscious patterns that are affecting the way you parent? Do you ever think that you do not want to do some of the same ineffective things with your children that your parents did with you, but find it hard to stop? I am here for you too.

Peter J. Amato

(he/him)

Peter J. Amato, LCSW - New Jersey Therapist at Grow Therapy
$200/session
LCSW
28 years of experience
Virtual
Are you feeling anxious or depressed? Do you want to feel better, be less stressed, feel more positive, handle your thoughts and feelings more effectively? If you answered yes to one or more of these questions, I can help. I am a supportive and empowering therapist. I provide a warm and supportive environment that stresses collaboration, mutual respect and trust. If you are you ready to start: developing healthy coping skills, change negative behavioral patterns, improve personal/romantic relationships, work on problem solving techniques and reduce stress. Please reach out so we can discuss how to meet your goals. Our work is empathic, proactive, and collaborative- we are on this journey together. We will make meaning out of hardship and transform crisis into opportunity. I am passionate and committed in helping each person achieve their maximum potential. I am licensed in NY, CT and NJ.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on LGBTQ?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, LGBTQ, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.