Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 126 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/23/2025

Sharon Green

(she/her)

Sharon Green, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
15 years of experience
Virtual
My name is Sharon Green, and I have worked in behavioral health for over 15 years. I have worked with diverse populations in multiple settings and served children, adolescents, young adults and older adults. Therapeutic services are delivered professionally and based on ethical principles. Services are tailored to the individual with implementation of multiple treatment modalities that include cognitive behavioral therapy (CBT), narrative therapy, solution-based therapy, and grief therapy. Rapport and trust are core values.

Tracy Carter

(she/her)

Tracy Carter, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Hello, I'm Tracy Carter, a Licensed Clinical Social Worker (LCSW) in New York. I earned my Master of Social Work degree from Stony Brook University and have over 15 years of experience in the social work field. Throughout my career, I've worked with diverse populations, assisting individuals grappling with complex mental health and societal issues in leading more fulfilling lives.

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Rosas Place

(she/her)

Rosas Place, LCSW - New Jersey Therapist at Grow Therapy
$200/session
LCSW
21 years of experience
Virtual
I am a Licensed Clinical Social Worker based in New Jersey and South Carolina. I ascertained my MSW from Rutgers the State University of New Jersey. I have been in Private Practice for over twenty years working with children, adolescents and adults using Eclectic and Cognitive Behavioral Therapy treatments. Specializing in various kinds of trauma and depression . I have worked in the pubic school system as a Social Studies Teacher and a member of the Child Study Team. In addition, I worked in several hospitals in the emergency room as a psychiatric social worker and several Correctional facilities in New York and New Jersey.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Linda Schmidt

(she/her)

Linda Schmidt, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Thank you for reaching out to begin your journey of healing through individual psychotherapy at Grow. I'm so happy that you reached out for help. I am Linda Schmidt, LCSW, LCADC, a licensed therapist in New Jersey. I am a graduate of Fordham University, NYC with a masters degree in clinical social work. I am a licensed clinical social worker with over 20 years' experience and a licensed certified drug and alcohol counseling with 7 years' experience in New Jersey. My clinical background has been developed in various programs and facilities such as hospitals, behavioral health centers, detox and inpatient substance abuse rehab facilities. Therapy is about telling the truth. Listening for it, discovering it, and acknowledging it with the help of someone who makes that possible through trust. It's also about growth beyond difficult times, with guidance and encouragement.

Terri Hoag

(she/her)

Terri Hoag, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Ami Kent

(she/her)

Ami Kent, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
Welcome! I am an LCSW licensed in New Jersey & Pennsylvania with 14 years of experience in the field. I have my Bachelor of Arts in elementary education & history from Hofstra University and my Master's in Social Work from Temple University. I have worked in a variety of settings including crisis, inpatient, community mental health & private practice outpatient. I believe everyone's journey through therapy is unique and sometimes the most difficult step is getting started. My goal is to establish a strong rapport with clients through a strengths-based, genuine, and nonjudgmental perspective. Utilizing an eclectic approach with evidence-based practices, I partner with each client to explore symptoms and establish treatment goals tailored to your needs. I view therapy as a collaborative process in which I support clients to increase happiness, regain control of thoughts, regulate emotions, and realign behaviors with your values and insights.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Kelly Jude

Kelly Jude, LCSW - New Jersey Therapist at Grow Therapy
$225/session
LCSW
15 years of experience
Virtual
Hi, I'm an extensively trained clinician with regard to trauma (PE, EMDR, CPT, TfCBT, and DBT) and mood disorders. I am heavily focused on social and racial justice as well. Unconditional, genuine acceptance is my calling card. So, the main question: what do you have to GAIN, not lose? Right?. Being real: therapy takes courage. Equally as real, therapy brings results. I have had the privilege of supporting numerous people find their way from pain and suffering to growth and hope. Radical change and healing is VERY possible, I promise. Let's talk... I am well-versed in clinically proven interventions that expedite your healing. I focus on practical solutions that match your comfort and pace. I find one of the major topics in care is personal empowerment. My goal is always to help your sense of self and authenticity grow. I specialize in topics and disorders related to identity and trauma. Life is hard. I have yet to meet anyone who hasn't benefited from therapy. If you're perusing profiles, just go ahead a commit. You are so very worth it.

Yolanda Rambert

(she/her)

Yolanda Rambert, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
7 years of experience
Virtual
I am a licensed Professional Counselor based in NJ. As your therapist I'm here to support you on your journey towards healing and self-discovery. I believe in the power of a safe and judgment-free space, where you can freely express your thoughts and feelings without fear. I bring a caring and compassionate approach to our sessions. I understand that everyone is on their own unique path, and I am here to walk alongside you as you navigate life’s challenges. My goal is to create an inclusive environment where you feel truly heard, valued, and understood. I specialize in anxiety, school issues, self-esteem, grief, life transitions, career changes, and tailor our approach to suit your specific needs. I understand that reaching out for help can be scary, but I want you to know that you are not alone. I want to empower you to move forward.

Brenda Hardin

(she/her)

Brenda Hardin, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
24 years of experience
Virtual
Hello! Do you feel overwhelmed? Do you feel there is a lack of purpose, fulfillment and passion in your life? Do people in your life often have a hard time really getting what you are going through? Are you caught up in unhealthy patterns? Do you want your life to change, but are unsure how to make that happen? We all experience life in our own way. Our thoughts, feelings, and expectations can be so overwhelming that they become obstacles to making decisions and living our lives to the fullest. If you are experiencing one of life’s unexpected challenges and would like to explore your thoughts and feelings in a private, safe, and comfortable environment tailored to help increase your awareness and ability to work through challenges, I am here for you. I view therapy as a safe space for processing life experiences, emotions, thoughts, and trauma in order to achieve one’s goals and necessary growth. My goal as a therapist is to collaborate with you to understand your thought processes, address barriers to wellness, and identify ways in which you can achieve your goals. I believe that clients are the experts of their own lives; however, sometimes need an outside perspective to help re-frame our thinking.

Larissa Torcomian

Larissa Torcomian, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
14 years of experience
Virtual
Are you struggling with life stressors, feeling overwhelmed, depressed, or anxious? Are you tired of feeling stuck in constant worrying, self-criticism, or relationship difficulties? Do you strive to heal your relationship with food and your body? If you want to work on your well-being, live more fully, and need to develop coping mechanisms and stress management techniques to resolve the issues that hinder you from living the life you envision, I can provide the support you need to accomplish these goals. As your therapist, I will assist in providing insight into your life experiences and its impact on you today and I would love to talk to you about how I can help. I work with young adults and adults who struggle with depression, anxiety, eating disorders, body image concerns, perfectionism, identity development, trauma, postpartum depression and anxiety, stress management, relationship problems, attachment difficulties, and childhood abuse.

Albert Volk

(he/him)

Albert Volk, LPC - New Jersey Therapist at Grow Therapy
$50/session
LPC
14 years of experience
Virtual
Hi there, I am Albert. Do you feel that specific life events have had a great impact on how you are managing and functioning daily? I am a clinician who believes that the past influences the present and future and if trauma has been a part of the human experience the impact on human functioning is even greater. It is my goal to create a safe and caring counseling atmosphere and setting so that the individual feels safe to explore the effect of trauma or any life event(s) that have impacted their life. Clients are encouraged to explore and engage in new aspects of themselves; finding new abilities which increase their positive daily functioning by increasing their living tool kit with new creative and important tools. I utilize evidence-based modalities to address the unique and specific needs of each client and I do so from a trauma-informed perspective. I provide long-term psychotherapy; I also work with clients doing short-term solution-focused therapy that is goal-specific. I completed my master's in counseling in 2005 from New Jersey City University. From 2005 to 2010 I was an associate counselor and upon completion of my supervision hours became a Licensed Practicing Counselor in 2010. I have had experience working in hospitals, outpatient clinics, community outreach and providing in-home therapy services for individuals and families. I have worked treating depression, anxiety, behavior problems, ADHD and issues related to gender identity as well as issues facing couples.

Kam Mehrotra

(she/her)

Kam Mehrotra, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
15 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I received my Master's from Montclair State University and additional courses from other colleges. I have been practicing for 8 years and have several years prior experience. I help adults with anxiety, depression, mood disorders, struggling with career stress and burnout. The client have felt improvement from my psychotherapy.

Annie (Chana)

Annie (Chana), LMFT - New Jersey Therapist at Grow Therapy
$200/session
LMFT
7 years of experience
Virtual
I’m a warm, insight-oriented therapist who offers a steady, compassionate space for adults navigating grief, relational wounds, and the impact of growing up around emotional chaos or inconsistency. My approach is grounded in deep listening and curiosity—I help clients slow down and make sense of their inner experience, uncovering patterns that may have once been protective but now feel limiting. Together, we create room for new ways of relating—to yourself, to others, and to your story. Healing, in my work, begins with being deeply seen and understood.

Dr. Louise Beaubrun-Macaluso

Dr. Louise Beaubrun-Macaluso, LPC - New Jersey Therapist at Grow Therapy
$230/session
LPC
11 years of experience
Virtual
For over a decade, I've immersed myself in the realm of mental health care, where I meet my clients in the place they are in their emotional/psychological struggles. I am passionate about making a lasting positive impact in each and every client's life. To that end, I obtained a bachelor's, a master’s and a doctorate degrees in psychology. My therapeutic approach is as diverse as the stories I encounter, tailored to resonate with each person’s unique journey.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Marc Ackerman

Marc Ackerman, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
22 years of experience
Virtual
As a Licensed Clinical Social Worker (LCSW), my practice is rooted in a compassionate, strength-based, and goal-focused approach. For over 20 years, I have had the privilege of working with many diverse populations while helping individuals, couples, and families navigate through many of life's challenges. My expertise lies in the diagnosis and treatment of ADHD, anxiety, depression, addiction, and trauma. My journey as a therapist has been guided by a commitment to understanding each client's unique experiences and strengths. I believe in creating a supportive and nonjudgmental environment where clients feel safe to explore their thoughts and emotions. I empower my clients to overcome their challenges and achieve their personal goals by focusing on individual strengths. My goal-focused approach ensures that therapy is structured and purposeful, with clear objectives and measurable outcomes. Throughout my career, I have continually sought to expand my knowledge and skills to provide the best possible care. I integrate evidence-based practices and tailor my therapeutic interventions to meet each client's specific needs. Whether working with someone struggling with the complexities of ADHD, the overwhelming nature of anxiety, the grip of addiction, the deep wounds of trauma, or the heaviness of depression, my approach remains consistent: compassionate, client-centered, and dedicated to fostering resilience and healing.

Christina Kulp

(she/her)

Christina Kulp, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
18 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker who obtained my degree from Marywood University’s Graduate School of Social Work. I completed my undergraduate education at Cedar Crest College, with dual majors in Psychology and Sociology. I have provided counseling in many settings including the geriatric, non-profit and healthcare fields, for over 18 years. I also hold post-graduate certificates in Gerontology, and Palliative/End of Life Care. I am pursuing my doctorate in social work in a program through Kutztown University. I believe in building a solid therapeutic relationship based on trust, empathy and respect using a variety of techniques, and building from a strengths-based perspective to help foster understanding, coping and change. My eclectic therapeutic techniques often include CBT, transformational and psychodynamic approaches, individualized in relation to each client’s need and provided through a trauma informed lens. I am experienced in individual, family, and group counseling. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. My hope is to provide a safe, nonjudgemental environment for you to discover yourself and to start on the road to healing. If you are ready to take that step, I am here to support and empower you. I look forward to working with you! Best, Christina

Dina Kick

Dina Kick, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
4 years of experience
Virtual
Hi! My name is Dina Kick and I am a Licensed Clinical Social Worker (LCSW) based in NJ. I received my Masters degree from Yeshiva University Wurzweiler School of Social work in New York. I have been practicing for over 4 years. My focus has been helping adults struggling with anxiety, depression, life changes and self esteem reach their goals.

Dr. Clover Beauduy

Dr. Clover Beauduy, LCSW - New Jersey Therapist at Grow Therapy
$110/session
LCSW
10 years of experience
Virtual
Hello, I’m Dr. Clover, I am a Licensed Clinical Social Worker and Doctor of Social Work dedicated to helping individuals build strength, heal, and grow. With over a decade of experience, I provide a supportive and non-judgmental space where clients can explore their thoughts, emotions, and challenges openly. My approach is grounded in evidence-based practices like Cognitive Behavioral Therapy (CBT) and Solution-Focused Therapy, combined with a person-centered focus that respects your unique experiences and goals. I tailor therapy to each client, helping you develop healthier coping strategies, overcome obstacles, and create meaningful change in your life. I specialize in working with anxiety, depression, trauma, grief, relationship difficulties, and substance use. I believe therapy should be collaborative, empowering you to not only manage symptoms but also understand the deeper patterns that may be holding you back. Together, we work toward resilience, self-compassion, and lasting personal growth. My goal is to meet you exactly where you are, offering practical tools, emotional support, and a space where real healing can happen.

Zeal Martin

(he/him)

Zeal Martin, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
7 years of experience
Virtual
I am a Clinical Licensed Social Worker based in Central New Jersey. Life can feel heavy at times, especially when you’re carrying the weight of anxiety, depression, or other mental health challenges. If you’re struggling, please know you don’t have to face it alone. With over 7 years of experience, I’ve worked with adults navigating a wide range of mental health needs, including psychiatric disorders such as bipolar disorder, mood disorders, and serious mental health challenges. My goal is to create a safe and supportive space where you feel truly understood, valued, and empowered to make meaningful changes in your life Whether you’re looking for relief from overwhelming emotions, navigating a major life transition, or seeking clarity and balance, I’m here to guide and support you. Together, we’ll uncover your strengths and create a path toward healing and hope.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Liza Howe

(she/her)

Liza Howe, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and have been in the field for over twenty years. I have experience in a variety of settings and with a variety of clients. Many of the people with whom I have worked are struggling with some kind of change, whether it's children growing up, seeking abstinence from a drug or coping with divorce or our own aging process. All these changes can impact our mood and I can help a person cope with the resultant depression or anxiety for instance.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Grief?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.