Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 43 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/15/2026

New to Grow

$125/session

Specialties

Domestic Violence
Anxiety
Perinatal Mental Health
+10
Hello! I’m Priya, a Licensed Clinical Social Worker in New Jersey with over a decade of experience supporting adults through overwhelming transitions. I’m truly honored to walk alongside you on this journey. I enjoy working with both adults who may be navigating anxiety, relationship transitions, perinatal and postpartum mental health, infertility, and the emotional complexities of parenting. In addition, I have experience working with college age students navigating the many changes and pressures that come with college and early adulthood. As a parent myself, I can empathize! If you’re feeling stretched thin, uncertain, or not quite like yourself, you’re not alone—and you don’t have to figure it out on your own. I offer a warm, supportive space where you can slow down, process what you’re experiencing, and feel more grounded and understood.
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New to Grow

$120/session

Specialties

Domestic Violence
ADHD
Anxiety
+10
You do not have to carry life’s challenges alone. Whether you are navigating ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, or a major life transition, healing is possible, and you deserve support that meets you where you are. I specialize in helping older adolescents ages 16 to 17 and adults navigate ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, and major life transitions. My goal is to get to know you, understand your unique experiences, and work alongside you to create a path forward that reflects your unique needs and strengths. I believe meaningful therapy begins with trust, and I strive to create a compassionate, collaborative, and nonjudgmental environment where you feel heard, respected, and supported throughout your therapeutic journey. I welcome clients from all backgrounds and provide an inclusive, culturally responsive environment where you can feel comfortable being your authentic self. Every person has a unique story, which is why I tailor therapy to your individual needs rather than taking a one size fits all approach. Using evidence based approaches such as Cognitive Behavioral Therapy, Motivational Interviewing, person centered therapy, strengths based therapy, and trauma informed care, we will work together to build practical coping skills, strengthen resilience, and identify patterns that may be keeping you stuck. Together, we will work toward helping you achieve meaningful, lasting change and a greater sense of confidence, balance, and well being.
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$100/session

Authentic
Empowering
Humorous

Specialties

Domestic Violence
ADHD
Autism
+10
I am a Licensed Clinical Social Worker (LCSW) and Doctorate-level clinician who provides compassionate, culturally responsive, and evidence-based care to children, adolescents, adults, and families. I specialize in supporting individuals navigating anxiety, trauma, neurodivergence (including autism and ADHD), and complex family or co-parenting dynamics. My approach is collaborative, strengths-based, and tailored to each client’s unique needs, helping you build insight, develop practical coping strategies, and create meaningful, lasting change in your daily life and relationships.
VirtualAvailable
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$150/session

Authentic
Empowering
Solution oriented

Specialties

Domestic Violence
Anxiety
Depression
+10
I am a licensed therapist dedicated to helping individuals navigate life’s challenges with clarity, compassion, and confidence. My approach is collaborative and supportive, blending evidence-based practices with a deep respect for each client’s unique story. I create a safe, nonjudgmental space where you can explore your thoughts, emotions, and goals while developing tools to foster healing, growth, and meaningful change.
VirtualAvailable
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$140/session

Empowering
Warm
Authentic

Specialties

Domestic Violence
Depression
Trauma and PTSD
+5
Welcome! I'm a Licensed Clinical Social Worker (LCSW) based in Pennsylvania with 5 years of experience working with female survivors of trauma and abuse. My passion lies in helping women build healthy relationships, eliminate toxicity from their lives, boost self-esteem, and heal from the deep impacts of trauma. My goal is for every client to come to a deeper understanding of themselves, and to leave therapy with practical skills intended to support them in sustaining their progress long term.
VirtualAvailable
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$100/session

Empowering
Warm
Authentic

Specialties

Domestic Violence
Anxiety
Depression
+8
Hello, I am Shana Toney, a Licensed Professional Counselor. Over my lifetime I have always worked in human services. It was gratifying to work with clients in their time of need and support them through the process. Many of the clients would say they felt comfortable talking to me and I listened to their needs. Those years of serving the community led me to become a therapist. Once I became a therapist 8 years ago, I found my passion. I love having the opportunity and freedom to work with clients, helping them figure things out, learn to create change in their lives and coping with situations they have no control over. Change is not easy but possible. My role as a therapist is to walk with clients to help create their change and happiness they desire.
VirtualAvailable
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$150/session

Empowering
Humorous

Specialties

Domestic Violence
Addiction
Grief
+8
With over 25 years of experience, I’ve had the privilege of working with individuals of all ages, using a variety of therapeutic interventions, including Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Integrative Therapy, Mindfulness, and Humor. I hold a degree in Social Work with a minor in Psychology from the University of Dayton and a master’s in Social Work from the University of Illinois at Chicago. My commitment to ongoing education keeps me fascinated by the brain’s intricacies and continuously enhances my practice.
VirtualAvailable
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$175/session

Specialties

Domestic Violence
ADHD
Anxiety
+10
I'm a therapist who believes good therapy starts with feeling comfortable, not like you're sitting across from someone with a clipboard. I bring warmth, honesty, and a little casualness to our work together. I'm also neurodivergent myself, so I know firsthand what it's like to navigate a brain that works a little differently. That lived experience makes me a better therapist , not just a more empathetic one, but a more real one. I'm the kind of therapist who will laugh with you, be straight with you, and when you're ready, go to the deeper and harder places right alongside you. With experience spanning from early childhood all the way through older adulthood, I've had the privilege of working with people across every stage of life and across a wide range of needs. No matter where you're starting from, my goal is always the same : to meet you where you are and grow with you throughout the process.
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$150/session

Authentic
Solution oriented
Warm

Specialties

Domestic Violence
Anxiety
Depression
+7
Hi! I am Jaclyn. I have an extensive history working with individuals of all ages, functioning levels, and settings. I received my bachelor’s degree from Monmouth University where I studied Psychology. I then received my Master’s degree from Chestnut Hill College where I studied Clinical and Counseling Psychology. Since graduating, I have worked alongside my clients to address past traumas and symptoms of unresolved experiences.
VirtualAvailable
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$120/session

Warm
Authentic
Open-minded

Specialties

Domestic Violence
Depression
Trauma and PTSD
+6
Hi there! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey although I am also an LCSW for the state of Missouri and New York. I received my Masters in Social Work from Washington University in St Louis, MO and have been practicing for 8 years. I enjoy helping people in general and after years of working in public health began working in social work. I work with clients struggling with a variety of mental health challenges and conditions to become the best versions of themselves despite what has happened to them or what may be occurring to them presently.
VirtualAvailable
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$105/session

Empowering
Solution oriented
Authentic

Specialties

Domestic Violence
Anxiety
Coping Skills
+10
Hi everyone! My name is Stefanie, Trauma Specialist, Licensed Professional Counselor and Licensed Massage Therapist. As a trauma specialist, and very non-traditional therapist, I use both Body Work treatments & Psychotherapy to help you heal. Servicing PA and NJ, together we come up with a healing treatment plan personalized to you. I have a passion for helping Victims of violent crimes and a special focus on First Responders, LEO'S and Veterans. Also noted, I am a huge advocate for Mens mental health. Ready to heal? Prior to our first session, I offer a free 15 minute consultation to make sure we are a good fit. I am looking forward to working with you on YOUR healing journey !
VirtualAvailable
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New to Grow

$150/session

Authentic
Challenging
Direct

Specialties

Domestic Violence
ADHD
Anxiety
+8
I am a Licensed Clinical Social Worker based in New Jersey, working with both children and adults navigating ADHD, bipolar disorder, PTSD, generalized anxiety, depression, and OCD. Whether you're struggling with emotional regulation, racing thoughts, burnout, or feeling stuck in patterns that no longer serve you, we will work together to better understand what’s going on and develop practical tools to help you move forward. My approach is active, direct, and solution-focused. I don’t believe in a one-size-fits-all model; therapy with me is collaborative and tailored to your specific needs and goals. I integrate evidence-based modalities including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Exposure and Response Prevention (ERP), and supportive therapy to help you build skills, increase insight, and create lasting change. I also recognize that starting therapy (or starting over) can be a big step. I aim to meet you where you are, while gently challenging you toward growth in a way that feels manageable and realistic. If you're looking for a therapist who is engaged, practical, and focused on helping you see progress, I’d be happy to connect
Available
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$175/session

Direct
Empowering
Intelligent

Specialties

Domestic Violence
Anxiety
Depression
+10
I'm a dedicated and compassionate psychotherapist with a strong focus on treating the whole person. With a deep understanding of the impact of trauma and the importance of cultural awareness, I'm committed to providing empathetic and effective support for individuals from diverse backgrounds and experiences. As a trauma-focused practitioner, I'm skilled in assessing and addressing the unique needs of my clients while fostering a safe and nurturing therapeutic environment. I value the importance of cultural awareness in her practice, enabling her to provide tailored and respectful care to individuals from all walks of life.
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$150/session

Intelligent
Open-minded

Specialties

Domestic Violence
Anxiety
Depression
+10
Hello, and welcome. Seeking therapy is an important step, and finding the right therapist can make all the difference. Whether you are feeling overwhelmed, struggling with anxiety or depression, healing from difficult experiences, or navigating a major life transition, you do not have to face it alone. I am a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Alcohol and Drug Counselor (LCADC) in New Jersey with over 20 years of experience supporting individuals through mental health challenges, trauma, substance use concerns, and life transitions. I provide therapy in both English and Spanish and offer culturally responsive care that recognizes the importance of your background, relationships, values, and life experiences. As a bilingual therapist, I understand how culture, family expectations, identity, and the process of adapting to different environments can impact emotional well-being. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, respected, and understood—a place where you can explore your experiences without judgment and begin creating meaningful change.
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$85/session

Warm
Empowering
Authentic

Specialties

Domestic Violence
Anxiety
Couples Counseling
+10
Hi, I am a Licensed Therapist in New Jersey, working on my PA license, which should be accessible soon. I have been in practice for over 15 years. I specialize in helping you work through your issues . Can you get better, most definitely . I use client-centered therapy The interventions, I use is CBT, Motivational interviews and mindfulness. . I work at an agency in New Jersey, where I do individual counseling for women, men and teenagers, some children. I do couples and marriage counseling.. We concentate on Conflict resolvement and communication breakdown My resume includes working with individuals who have high degrees of anxiety. In trauma let us work through it together. If struggling with depression and grief issues than I can help you. lets get to the root of your struggles together. I am a christian. My first session includes getting to know you better and making you feel comfortable
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Domestic Violence
Anger Management
Couples Counseling
+9
Hello, thank you for learning more about me and how we might work together Toward your goals. I am a trained, licensed clinical social worker (LCSW) and life coach in New York City and New Jersey. My approach to working with clients is supportive and strength-based. No matter what you have been through, you are resilient. I work with you to discover your truth and authenticity. While my background is in trauma-informed care, I apply treatment modalities such as cognitive-behavioral therapy (CBT), dialectical behavior therapy, DBT and talk therapy. I adapt most of my methods to individual needs. I am a parent and an African American woman with a deep understanding of the intersectionality of gender, race, culture, and class. I approach my work through an anti-oppressive and social justice lens with a deeper understanding of systems of oppression as they relate to race, gender, and sexuality. I always approach diversity in the room as a gift with significant room for the clients to teach me. I am a curious person and respect the uniqueness of every human being’s background.
VirtualAvailable
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$120/session

Warm
Intelligent
Authentic

Specialties

Domestic Violence
Anxiety
Depression
+8
I am a Licensed Mental Health Counselor with experience supporting adults through a wide range of life challenges such a as anxiety, depression, and life changes and transitions. I believe therapy works best when you feel safe, supported, and truly understood therefore I prioritize a safe space for my clients to thrive and feel supported in each session. My goal is to create a space where you can be open and vulnerable without fear of judgment while being understood. I bring empathy, authenticity, and compassion into every session while allowing for a positive therapeutic connection. My own life experiences have shaped my ability to connect deeply with others, helping my clients feel seen and heard as they move through their healing journey. Together, we will work toward your goals at a pace that feels right for you.
VirtualAvailable
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$175/session

Solution oriented
Warm
Authentic

Specialties

Domestic Violence
Anxiety
Depression
+10
Hi there, I'm Sophia. I know it can be scary and uncomfortable asking for help; I'm here to be a guide as you maneuver through this interesting journey we call life. I can offer a safe space where we can look at the parts and pieces you don't share with others and put them back together again. Becoming more aware of how we perceive and interact with the world and those around us can be challenging but I am here to help find a way. I am passionate about providing a compassionate and nonjudgemental experience; I want to meet you where you are and provide a framework we can work towards in effort to bring about lasting change. Whether you feel overwhelmed by life's challenges or want to get into a healthier frame of mind, I'm here to help.
VirtualAvailable
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New to Grow

$200/session

Specialties

Domestic Violence
Coping Skills
Depression
+9
My name is Ruth McClary and I am a Licensed Clinical Social Worker with 35 years of counseling experience. I treat depression, anxiety and other clinical diagnoses. I specialize in women’s issues. I utilize a variety of treatment methods including family systems with a strength based approach. I offer understanding and compassion to my clients. I am easy to get along with and look forward to working with you.
Available
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$150/session

Authentic
Direct
Empowering

Specialties

Domestic Violence
ADHD
Anxiety
+8
I am a Licensed Clinical Social Worker with over twenty years of experience working with individuals, couples, and families navigating trauma, addiction, anxiety, depression, ADHD, and complex relational and attachment wounds. My work is grounded in a nervous system awareness and a deeply relational approach that prioritizes safety, emotional truth, and meaningful change over symptom management alone. Over the course of my career, including years in large healthcare systems and leadership roles, I witnessed how often well-intentioned treatment models fall short by focusing on compliance, pathology, or short-term stabilization rather than root causes. That experience fundamentally shaped how I practice today. I specialize in working with people who feel stuck, unseen, or disconnected from themselves and others, particularly those with long standing patterns rooted in developmental trauma, attachment injury, or chronic stress. My clinical style is structured yet human, direct yet compassionate. I integrate evidence-based approaches, including IFS, ACT, CBT, DBT, and somatic practices, with a strong emphasis on insight, integration, and real-world application. I also offer expanded states of consciousness psychotherapy where appropriate, always within an ethical, intentional, and integration-focused framework. I believe effective therapy is not about changing who someone is. It is about helping them understand shaped them and their nervous system responses, reclaim agency, repair relationships with themselves and others, and live with greater clarity and integrity. My role is to provide a steady, grounded space where difficult truths can be explored safely and where meaningful, lasting change becomes possible.
VirtualAvailable
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New to Grow

$150/session

Specialties

Domestic Violence
Anxiety
Depression
+9
I’m a Licensed Clinical Social Worker who works with adults and young adults navigating anxiety, stress, life transitions, and the impact of past experiences. Many of my clients are high-functioning on the outside but internally feel overwhelmed, stuck in patterns, or unsure how to move forward. I provide a direct, supportive, and nonjudgmental space where you can better understand how your thoughts, emotions, and behaviors are connected. My approach is grounded in evidence-based practices, including CBT, DBT, and trauma-informed care. I focus on helping you identify what’s maintaining your distress while also building practical tools you can use in your daily life. In our work together, we won’t just talk about what’s going wrong—we’ll focus on what actually helps. This includes learning how to regulate emotions, challenge unhelpful thinking patterns, set boundaries, and respond more intentionally rather than reactively. I also recognize that starting therapy can feel uncomfortable or uncertain, especially if you’re used to handling things on your own. My goal is to create a space where you feel understood, while also being challenged in a way that supports real growth. If you’re looking for a therapist who is both supportive and straightforward, and who will help you develop real, usable skills—not just insight—this may be a good fit.
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$185/session

Authentic
Direct
Intelligent

Specialties

Domestic Violence
Foster Care/Adoption
Grief
+10
I bring over 4 years of experience treating adolescents, young adults, and adults with a particular focus on anxiety, grief, adoption, co-occurring disorders, trauma, and life transitions. I support my clients by collaborating to build resilience and teach coping skills in a supportive, understanding environment. I believe in meeting people where they are and that building the therapeutic relationship by using a collaborative and person-centered approach to therapy empowers clients to make changes that are necessary and will lead to client success. I approach building the therapeutic relationship with a sense of humor and down-to-earth nature. I am a firm believer that what works for one person may not work for the next, which is why I utilize various modalities such as motivational interviewing, Cognitive Behavioral Therapy (CBT), Internal Family Systems (IFS), motivational interviewing to name a few. I believe meaningful change comes from focusing on what’s within our control and utilizing skills to help cope. My goal is to provide a safe, non-judgmental space where you can share openly about what you’re going through. Reach out and take the first step! I would be honored to be a part of your healing journey!
VirtualAvailable
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$120/session

Warm
Empowering
Authentic

Specialties

Domestic Violence
Anxiety
Depression
+10
As a bilingual Licensed Professional Counselor, I specialize in helping children, families, and adults navigate the challenges of trauma, ADHD, grief, and life transitions, am pleased to help adults, teens, and families in crisis. With deep cultural awareness and a trauma-informed approach, I create a safe and supportive space where individuals can heal, rebuild, and find resilience. I use Motivational Interviewing and Cognitive Behavioral Therapy initially in my practice.
VirtualAvailable
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$150/session

Solution oriented
Warm
Empowering

Specialties

Domestic Violence
Anxiety
Depression
+10
Hi, I’m Chrissy, a Licensed Clinical Social Worker (LCSW) with over 17 years of experience supporting individuals, couples, veterans, and first responders. I work with a diverse range of clients, including adults, caregivers, and members of the LGBTQ+ community, and have dedicated much of my career to serving those who have experienced high levels of stress and trauma in both personal and professional settings. My approach is warm, collaborative, and grounded in evidence-based practices. I specialize in treating trauma, grief, anxiety, depression, and relationship issues, drawing from modalities such as Cognitive Behavioral Therapy (CBT), Cognitive Processing Therapy (CPT), interpersonal therapy, and couples counseling. Having worked closely with veterans and first responders throughout my career, I understand the unique challenges they face—including PTSD, moral injury, burnout, and the impact of service on personal relationships. Whether you're navigating a life transition, coping with loss, or seeking to strengthen your relationships, I provide a safe, non-judgmental space where you can feel heard, supported, and empowered. It’s a privilege to walk alongside my clients as they move toward healing, growth, and greater self-understanding.
VirtualAvailable
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$120/session

Challenging
Direct

Specialties

Domestic Violence
ADHD
Anxiety
+6
I am a therapist of over 20 years of experience supporting individuals, couples and families through a wide range of challenges. My work is grounded in compassion, practical insight and a deep respect for each person's individual story. My experience is shaped not only by my professional training, but also my own personal journey as a cancer survivor and a parent of a neurodivergent teen. The impact i strive to have is helping clients feel seen, supported and capable of the change they want in their lives.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Domestic Violence, is filtering therapists in New Jersey that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.