Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 242 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/17/2025

Susan Haffert

Susan Haffert, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
I am Susan Haffert, an experienced mental health therapist and Board Certified Diplomate in Social Work - I am also a former administrator and have worked at all levels of mental health care. i use CBT/REBT to treat Anxiety and Depression and mixed modalities to work with you in couples work, family and adolescent issues, and I also work with Addiction problems, holding an Addictions Certificate from the Albert Ellis Institute in NY.

Remi Freeman

(she/her)

Remi Freeman, LCSW - New Jersey Therapist at Grow Therapy
$170/session
LCSW
25 years of experience
Virtual
I am a Licensed Clinical Social Worker licensed in both PA and NJ. I have been in private practice since 2001. I work with ages 15 years and older and I LOVE my career. I work with teens and young adults who are transitioning and have seen these clients through the entire process of not being accepted by peers and, very sadly family, to life incredible full lives. I have a past client's wedding to go to in May :) I get to witness my clients come to live the lives they've always wanted and I'm a small part of that. I absolutely love my job.

Dese'Rae L. Stage

(she/they)

Dese'Rae L. Stage, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
My name is Dese’Rae L. Stage (she/her), but you can call me Des. I’m a mom, therapist, licensed clinical social worker (LCSW), suicidologist, artist, and advocate in Philadelphia, PA. I wear a lot of hats. I identify as a queer, white, cisgender single parent and live with depression, anxiety, ADHD, CPTSD, and chronic suicidal thoughts. It’s important to me to be transparent about my positionality, in terms of my identity and lived experiences, as well as being someone who receives mental health services—I know what it’s like to be in the therapy chair and sitting across from it. To that end, I come to my work as a partner and a support, rather than an expert. In past lives, I worked in the service industry and the music industry, and built a career as an award-winning suicide prevention advocate and artist. I live with two small humans, a Bernese Mountain Dog named Dolly Parton, a Basset Hound puppy named Frances Houseman (aka Baby), and a long-haired white Siamese mix with heterochromia named Betty White. I see live music at every available opportunity (and sometimes I still drag my camera along), and when I’m not at a show, I’m probably reading a book, eating something delicious, or building Lego sets. I have a lot of stories. Feel free to ask me what happened when OJ Simpson came into the restaurant I worked at while I was in high school, or about that one time Lou Reed told me to f*ck off.

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Olga Da Silva

Olga Da Silva, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
1 year of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW), licensed in New York, New Jersey, and Florida, with over 15 years of experience. I specialize in helping adults who feel lost, stuck, or uncertain find clarity and reconnect with themselves. I use evidence-based approaches such as EMDR, Internal Family Systems (IFS), and attachment-based therapy to support healing, self-discovery, and meaningful growth.

Caitlin Regan

(she/her)

Caitlin Regan, LPC - New Jersey Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
I am Caitlin, a licensed mental health counselor who is trained in multiple trauma techniques and has years of experience working with both adult and adolescents. I work hard to help my clients create positive and healthy change in their lives and sustain that healthiness. I believe all deserve to be accepted and understood no matter what they may struggle with and I work to provide a safe and caring space.

Greg Bing

(he/him)

Greg Bing, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am an experience therapist who can support you in making positive changes in your life. My areas of specialty include personality and mood disorders, addiction, and grief, but I have work with clients on a wide range of issues over the years. I help my clients through a combination of education on how the human mind works, and increasing awareness of how those principals are playing out in your daily life.

Edna Sanders

(she/her)

Edna Sanders, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
13 years of experience
Virtual
Hello prospective client. My name is Edna and I have been providing therapy for over ten years. I approach my work in a caring and respectful manner. I am compassionate and empathetic. I will put your mind at ease by engaging with you to develop a therapeutic rapport, listening to you attentively, ensuring you feel supported, and validating your thoughts and feelings. I will also provide the necessary psycho-education to help you gain insight, learn healthy ways to cope and/or handle difficult situations so that you will feel more empowered to improve your quality of life.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Farhana Murshed

(she/her)

Farhana Murshed, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
9 years of experience
Virtual
Seeking therapy can be daunting and the process to find the right therapist can take time. I strive to provide an empathic and warm environment for my clients and work with culturally sensitive approach in mind. Building the therapeutic relationship is important so I welcome you to book an assessment with me to see if you feel I am the right fit for you. I work from a person centered approach and prefer to spend the first two sessions getting an idea of my client's background, pertinent life experiences and what brought them to therapy. From there I use Cognitive Behavior Therapy and use Solution Focused techniques to help my client work towards their long and short term goals.

Dawn Macri

Dawn Macri, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
29 years of experience
Virtual
I am so glad you reached out for help! I am passionate about helping people navigate life's difficulties with compassion and empathy. Oftentimes, it is our difficulties that are the catalyst for big change. I bring over 29 years of counseling experience in a variety of settings (Residential treatment, Intensive outpatient, EAP and private practice) but most enjoy connecting in individual sessions. I look forward to working with you and assisting you with living your best life.

Kayla Hanley

Kayla Hanley, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
My name is Kayla and I am a licensed Clinical Social Worker. I earned my Masters of Social Work from Fordham University and am currently working on my Doctorate of Social Work from Rutgers University with a focus on first responder trauma. I have worked in the field for over ten years and have experience working with individuals across the lifespan. My specialty is trauma-focused therapy, which helps to resolve prior and current experiences. I also enjoy working with adults feeling depressed and anxious.

Corinne Aballo

(she/her)

Corinne Aballo, LPC - New Jersey Therapist at Grow Therapy
$130/session
LPC
5 years of experience
Virtual
I am an LPC and seeing clients in Colorado and New Jersey. I have been in the mental health field for 5 years and have experience working with many populations and have worked in a variety of settings to include drug & alcohol detox, substance abuse/mental health partial hospitalization & intensive outpatient and transitioned into private practice over 2 years ago. I enjoy working with young adults & adults who are looking to gain a better understanding of themselves & build their most balanced life.

Jessica Fleming

(she/her)

Jessica Fleming, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
1 year of experience
Virtual
Hi! I am a licensed Professional Counselor practicing in NJ. I received two Masters from Rowan University, one in Mental Health Counseling and the other in Counseling in an Educational Setting. I have been doing telehealth since January of 2023. I have extensive experience in helping clients with identifying their needs, setting attainable goals and working towards these goals at the client's own pace.

Cosku Taalu

Cosku Taalu, LCSW - New Jersey Therapist at Grow Therapy
$80/session
LCSW
13 years of experience
Virtual
Honesty is the most important part of a successful therapeutic relationship. Together, we will create a safe space where you can openly share your thoughts and feelings without judgment. By understanding your unique challenges, we can develop personalized strategies to overcome them. I believe in a collaborative approach that utilizes humor, empowerment, and a solution-focused mindset to support your growth and well-being.

Terri Hoag

(she/her)

Terri Hoag, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Katerina Kouliaki

Katerina Kouliaki, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
7 years of experience
Virtual
Hello, I am a Licensed Mental Health Counselor based in New York and licensed in the states of New York, New Jersey, Massachusetts and Connecticut. I have been practicing for 7 years and I am proud to say that I have supported adults and adolescents throughout challenging mental health issues, such as depression and anxiety, grief and postpartum mood struggles, as well as adjustment to life transitions. I am Bilingual able to perform treatment sessions both in English and Greek.

Kim Dallas

(she/her)

Kim Dallas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Marissa Mangual

Marissa Mangual, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
11 years of experience
Virtual
Hi! I am a Licensed Professional Counselor (LPC) based in NJ. I received a Masters in Mental Health Counseling at Monmouth University and have over 10 years of experience working in PHP, IOP, and outpatient mental health settings. I am passionate about empowering others to identify and use their personal strengths and innate healing qualities through the use of holistic and evidence based treatment modalities. Through a client centered and mindfulness based approach, I may include Dialectical Behavioral Therapy (DBT) Cognitive Behavioral Therapy (CBT), and Trauma Informed treatment. I currently focus on helping individuals age 18 and above.

Sandra Lindemuth

Sandra Lindemuth, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
17 years of experience
Virtual
As a Licensed Professional Counselor, I support a diverse range of clients offering an integrative and client-centered approach rooted in Cognitive Behavioral, Solution-Focused, and Schema Therapy. I work collaboratively to help individuals understand and challenge unhelpful patterns, build on personal strengths to promote resiliency. If you're ready to take the next step in your journey toward healing and personal growth, I invite you to schedule a session with me. Whether you're navigating a specific challenge or simply seeking support and clarity, I'm here to help in a safe, compassionate space. Telehealth appointments are available for your convenience.

Kelly Szewczyk

(she/her)

Kelly Szewczyk, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) based in New Jersey. I received my Master's degree from Caldwell University and have been practicing for 7 years. I have experience working with children, adolescents, adults, and families in various settings. I currently work with adults struggling with anxiety, depression, stress-management, and self-discovery. My goal is to provide a supportive and safe environment for clients to create positive change, gain self-awareness, and lead a more balanced, fulfilling life.

Antanette Ringold

(she/her)

Antanette Ringold, LPC - New Jersey Therapist at Grow Therapy
$255/session
LPC
11 years of experience
Virtual
Hello, my name is Antanette. I am an experienced therapist and life coach with 10+ years of working in the mental health field. We can work together to address existential dread, development of systems and routines to address executive dysfunction, the journey of spirituality, unexpected life changes, anxious attachment style, Anxiety, and Depression. I understand starting therapy (or starting again) can be quite the task, especially if you’re not sure where to begin. My approach to therapy will be tailored to best fit your needs and we will work at the pace of your choosing. If you're looking to make a change, let’s work together!

Samantha Knight-Williams

(She/Her)

Samantha Knight-Williams, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
10 years of experience
Virtual
Hi, I'm Samantha and I am a Licensed Counselor in the states of New York and New Jersey with over 10 years of experience. Accompanying my strong passion and devotion to the mental health profession is my wide variety of professional experiences across disciplines and populations. I use a cognitive behavioral and solution-focused approach to therapy in order to create a welcoming and comfortable atmosphere where clients can freely express themselves without the fear of judgement. My goal is to help clients transform themselves into stronger, more self-aware people.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Depression?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Depression, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.