Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 56 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/12/2025

Constance D Sey

(she/her)

Constance D Sey, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
My goal is to provide a safe space for healing. I prioritize my client’s confidentiality and comfort when providing care to meet their needs. In addition, I treat each client as a unique individual with specific issues and needs. After earning my master’s degree from the University of Southern California, I began my counseling career with the Shenandoah Public School. I also worked as a Crisis Intervention Therapist for two years and as a substance abuse therapist for another two years. After obtaining my couples therapy and sex therapy licenses, I began working with couples.

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

Holly Heston

Holly Heston, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
20 years of experience
Virtual
My experience has taught me the profound value of truly connecting with individuals—walking alongside them as they heal, grow, and realize their full potential. This insight has been instrumental in helping clients develop effective strategies to overcome a wide range of mental health challenges, addictive behaviors, and life transitions, as well as concerns related to both mental and physical well-being. I take a holistic, strengths-based approach to therapy, integrating elements of Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), yoga, mindfulness, and breathwork. I firmly believe that each client’s unique story should shape the therapeutic journey. Clients often leave sessions feeling empowered—with greater confidence, self-esteem, and the motivation to face life’s challenges head-on. My hope is that each person walks back into the world thinking, “I know how to do this day.”

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Olga Valentine

(She/Her)

Olga Valentine, LPC - New Jersey Therapist at Grow Therapy
$200/session
LPC
10 years of experience
Virtual
My name is Olga and I am a licensed professional counselor in the state of NJ, AZ and FL. I have a lot of experience working with a diverse population of clients with different diagnosis and in a variety of mental health settings including inpatient, outpatient, psychiatric hospitals, group homes, private in home therapy, schools and virtually (audio, audiovisual and livechat). I specialize in ERP for clients experiencing symptoms of OCD and HRT for clients experiencing BFRB's and tic disorders. I am eclectic in my approach to therapy and some of the alternate treatment modalities that I use include cognitive behavioral therapy, dialectical behavior therapy, solution focused brief therapy, mindfulness based therapy, etc. I hope to build a strong and trusting relationship with all of my clients and I believe that therapy should be a safe and non-judgmental environment where client's can work toward their goals.

Christine Antonelli

Christine Antonelli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
30 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in New Jersey. I have a doctoral degree from the University of Pennsylvania and have been practicing for several years. I am a dedicated and compassionate mental health therapist who is committed to promoting mental wellness and emotional resilience. I work with my clients to develop a personalized treatment plan so they can reach their goals successfully.

Neal Blumenkehl

(he/him)

Neal Blumenkehl, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Have you been struggling with mood, behavioral problems, or unwanted thoughts lately? Losing time from work, family, or commitments? Feeling "out of control" or struggling with compulsions? These challenges can lead to anger, fear or sadness, or a sense of disconnection from others and everyday experiences. I have been working with individuals struggling with OCD, obsessive thinking, impulse disorders, and comorbid anxiety and depression for 5+ years now. Together, we can work on improving physical, emotional and spiritual aspects of your life. We will figure out your best qualities, strengths, and abilities to realize your goals.

Samantha Knight-Williams

(She/Her)

Samantha Knight-Williams, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
10 years of experience
Virtual
Hi, I'm Samantha and I am a Licensed Counselor in the states of New York and New Jersey with over 10 years of experience. Accompanying my strong passion and devotion to the mental health profession is my wide variety of professional experiences across disciplines and populations. I use a cognitive behavioral and solution-focused approach to therapy in order to create a welcoming and comfortable atmosphere where clients can freely express themselves without the fear of judgement. My goal is to help clients transform themselves into stronger, more self-aware people.

Shanique Azeez

Shanique Azeez, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
6 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) and a doctoral candidate specializing in traumatology. I am passionate about helping individuals who are navigating trauma, emotional distress, and life transitions. My goal is to provide a safe, supportive environment where clients can heal, grow, and build resilience. I believe therapy should be a positive addition to your life, fostering empowerment, growth, and lasting change.

Dr. Emma Herman

(she/her)

Dr. Emma Herman, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW), also holding a PhD in Clinical Sexology. My primary areas of focus include relationship and sex therapy, self-esteem and body image, mind-body exploration, somatic therapies, and mindfulness. My doctoral research focused specifically on exploring the experiences of self-silencing, sexual self-esteem, and body image among women in relationships. *If you're interested in being added to my waitlist or are a returning client from the past, please feel invited to reach out over email at emma@satori-holistic.com*

Denise Delph

Denise Delph, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
15 years of experience
Virtual
Hi, I'm Denise and I have been a therapist for over 10 years. Whether your relationship feels off, and you’re struggling to communicate with your partner, anxiety or self-doubt is holding you back and you’re tired of second-guessing yourself, or maybe a life transition is bringing challenges you never expected, and you’re looking for support, I’m here to help you today.

Dr. Louise Beaubrun-Macaluso

Dr. Louise Beaubrun-Macaluso, LPC - New Jersey Therapist at Grow Therapy
$230/session
LPC
11 years of experience
Virtual
For over a decade, I've immersed myself in the realm of mental health care, where I meet my clients in the place they are in their emotional/psychological struggles. I am passionate about making a lasting positive impact in each and every client's life. To that end, I obtained a bachelor's, a master’s and a doctorate degrees in psychology. My therapeutic approach is as diverse as the stories I encounter, tailored to resonate with each person’s unique journey.

Daniel Ludwick

Daniel Ludwick, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
4 years of experience
Virtual
I specialize in supporting individuals and couples who want to strengthen their marriage, improve interpersonal relationships, and navigate challenging family dynamics. Many of my clients come to me feeling misunderstood or unheard by their spouse or family members, and together, we work to improve communication and connection. I also assist individuals dealing with ADHD, anxiety and stress—whether related to future uncertainties, social interactions, work-related burnout, or relationship concerns. I create a warm and safe environment where you can gain clarity, develop personalized strategies and build effective coping skills.

Stacia Neals

(she/her)

Stacia Neals, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
15 years of experience
Virtual
"As a licensed therapist in New Jersey with over a decade of experience, I specialize in helping individuals manage stress, anxiety, and challenges related to personal and professional life, relationships, family dynamics, and intimacy. I firmly believe that you are the expert of your own story, and I view you as a person with unique strengths that will help you overcome the obstacles you're facing. My approach is person-centered, drawing from social cognitive, mindfulness, and cross-cultural frameworks, recognizing that your behaviors, environment, and cognitive processes all interact in shaping your experiences. I’m committed to creating a safe and culturally sensitive space where you can explore and address issues while developing the tools you need for meaningful change. Taking the first step toward a more fulfilling life is courageous, and I’m here to support you in this journey."

TaMara Gray-Phillips

(she/her)

TaMara Gray-Phillips, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
TaMara brings a wealth of experience in an unconventional way. As a former owner of a home healthcare company, that primarily provided services to the elderly, TaMara found herself assisting families, particularly adult children, who had to make tough healthcare and financial decisions for their parent(s). She helped families establish goals on how best to support their parents in maintaining dignity and independence while simultaneously identifying the next steps in the event of their parents’ passing. While families had to come to terms with the physical, mental, and/or psychological changes seen in their parents, taking on the parental role was quite emotionally challenging for adult children. TaMara supported the entire family in managing these delicate issues.

Stefanie Vitale

(she/her)

Stefanie Vitale, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
19 years of experience
Virtual
I work remotely with clients in New York, New Jersey & North Carolina. Oftentimes, even the strongest and most resilient need a helping hand. If you're feeling unhappy, unfulfilled, angry, sad or simply feeling unlike yourself, maybe it's time you take the hand of someone else to help get you back to feeling like yourself again. Therapy can be intimidating, time consuming and even scary however I promise it is the best investment you can ever make in yourself.

Donna Paolin

Donna Paolin, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$170/session
LPC
26 years of experience
Virtual
HI! I'm Donna. I am a Licensed Professional Counselor, (LPC) practicing in New Jersey. I received my master's degree at Temple University and have been working in behavioral health settings since 1996. I worked in a medical facility treating in-patient and out-patient clients, an adolescent group home and an elementary school as the school counselor. I help children, young adults, adults, couples and families. One of my favorite quotes is, "Nothing great is ever achieved without much endurance." In life, we go through things. Some are good and some are not so good. You made it this far, so that means you have something to work on and you are willing to see if a therapist can help. I have worked with people of all ages, genders, religions, races and sexual orientations. No two people are the same and all people deserve to be seen as the individual whom they are. Therapy may not always be easy, but I will treat you with respect and honesty. This is your platform. I will go at your pace so that you are comfortable, but I will challenge you. Together, we will set a plan and work towards achieving your goals.

Donna Fontana

(she/her)

Donna Fontana, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
1 year of experience
Virtual
Hello, I’m Donna, a Licensed Clinical Social Worker dedicated to supporting individuals through life’s challenges. With a background in special education for over two decades I have experience working with diverse populations. I bring a compassionate and understanding approach to therapy. I specialize in helping adults navigate mental health concerns such as anxiety, depression, ADHD, grief, trauma, and substance use disorders. In our work together, I use evidence-based approaches like cognitive behavioral therapy, mindfulness, and dialectical behavior therapy, tailored to your unique needs and goals. My focus is on creating a safe, non-judgmental space where you feel heard and empowered to explore your strengths, overcome obstacles, and achieve meaningful growth. I’m here to walk alongside you on your journey toward healing, resilience, and a more fulfilling life.

Saima Sandhu

Saima Sandhu, LPC - New Jersey Therapist at Grow Therapy
$250/session
LPC
18 years of experience
Virtual
I am Dr. Saima Sandhu, a licensed clinical psychologist with extensive experience in providing compassionate, evidence-based care. I specialize in helping individuals manage anxiety, depression, trauma, and relationship challenges. Using a range of therapeutic techniques, including CBT and DBT, I guide my clients toward emotional resilience and personal growth. My approach is collaborative and client-centered, focusing on empowering individuals to overcome obstacles and live more fulfilling lives.

Fatuma Lalugba

Fatuma Lalugba, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hello There! I am a Licensed Clinical Social Worker based out of New Jersey. For 6 years I have provided culturally competent services to adults and couples. I utilize a collaborative approach to help clients recognize and manage situations that are causing distress to current functioning. I create a safe space for clients to feel heard, to feel empowered, and to become motivated toward being the creators of change within their lives.

Schaune Gamble

(she/her)

Schaune Gamble, LCSW - New Jersey Therapist at Grow Therapy
$85/session
LCSW
15 years of experience
Virtual
At the core of my practice is a commitment to creating a warm , safe space where you can share yor story and work towards healing without judgement. Whether it's through individual therapy, family sessions, or innovative approaches like art and music therapy, I tailor my support to fit your unique needs. I believe in the power of understanding each person's story and working collaboratively towards achieving your goals . If you're looking for someone who listens and champions your well -being every step of the way I'm here for you . Lets embark on this journey together towards a brighter , more resilient future

Lauren Morrison

(she/her)

Lauren Morrison, LPC - New Jersey Therapist at Grow Therapy
$130/session
LPC
11 years of experience
Virtual
Specializing In..... Child and Adolescent and Family Therapy * Individual Anxieties *School & Group Counseling * Children and Adolescent Counseling *Eating Disorder Counseling *Divorce Recovery and Peaceful Resolution of Family *Education Counseling for Elementary Students and Special Education Students and Parents *Educational Plan and IEP consulting * Social Skills and Conflict Resolution Board Certified Licensed Professional Counselo-dual Master's from University of Pennsylvania in School Counseling as well as Mental Health Counseling.She has her Bachelor's degree from St. Joseph's University in Education. Lauren specializes in working with children and adolescents and families as well as eating disorders, anxiety and school related issues. Lauren has experience as a school counselor at Hartranft Elementary School in Philadelphia, PA. She has private practice counseling experience at Starting Point in Westmont,NJ. Lauren also has experience in working with woman and girls suffering from eating disorders at the Eating Disorder Treatment Center in Marlton,NJ.

Dr. Ely Weinschneider

Dr. Ely Weinschneider, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
25 years of experience
Virtual
I’m Dr. Ely Weinschneider, and for over 20 years I’ve been working as a licensed clinical psychologist, helping people like you find healing, overcome challenges, and strengthen their relationships. I work with teens, adults, and older adults, as well as with couples and parents. I know that each client that comes to me has a unique story and their own individual struggles. I am always honored to join with that person in the important work of helping them see their own strength and re-discover their joy in living. I have worked with many clients over the years, and have extensive experience with the following struggles: Addictions, Trauma and abuse, Grief, Intimacy-related issues, Sleeping disorders, Parenting issues, Anger management, Career difficulties, Bipolar disorder, Coping with life changes, Coaching, Compassion fatigue, ADHD, Aging and Geriatric Issues, Communication Problems, Coping with Natural or Human-Caused Disaster, Life Purpose, Men's Issues, Mood Disorders, and Social Anxiety and Phobia.

Jennifer Cozzolino

(she/her)

Jennifer Cozzolino, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
I am a clinical social worker and received my Master's from Monmouth University. I have worked the past few years in private practice with individuals, families, and couples. I primarily help individuals learn better ways to communicate, engage in healthy views of themselves, and manage the stressors that may arise, incorporating self-care when needed. I believe the true therapy process happens when not in session when the tools learned are explored, then the change is able to occur. I believe individuals are all able to commit to themself and therapy is the first step.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Couples Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Couples Counseling, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.