Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 69 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/18/2025

Sharon Green

(she/her)

Sharon Green, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
15 years of experience
Virtual
My name is Sharon Green, and I have worked in behavioral health for over 15 years. I have worked with diverse populations in multiple settings and served children, adolescents, young adults and older adults. Therapeutic services are delivered professionally and based on ethical principles. Services are tailored to the individual with implementation of multiple treatment modalities that include cognitive behavioral therapy (CBT), narrative therapy, solution-based therapy, and grief therapy. Rapport and trust are core values.

Joshua Hayes

Joshua Hayes, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
7 years of experience
Virtual
I grew up and currently live on a farm in Western Pennsylvania. I pride myself in being transparent and a regular person just like each one of my clients. I'm laid back and not perfect by any means. However, I am real and transparent. I love hunting, fishing, sports, and anything outdoors. I am able to get along and work with anyone, even if we disagree or don't share the same values and/or views.

Greg Bing

(he/him)

Greg Bing, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am an experience therapist who can support you in making positive changes in your life. My areas of specialty include personality and mood disorders, addiction, and grief, but I have work with clients on a wide range of issues over the years. I help my clients through a combination of education on how the human mind works, and increasing awareness of how those principals are playing out in your daily life.

Neal Blumenkehl

(he/him)

Neal Blumenkehl, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Have you been struggling with mood, behavioral problems, or unwanted thoughts lately? Losing time from work, family, or commitments? Feeling "out of control" or struggling with compulsions? These challenges can lead to anger, fear or sadness, or a sense of disconnection from others and everyday experiences. I have been working with individuals struggling with OCD, obsessive thinking, impulse disorders, and comorbid anxiety and depression for 5+ years now. Together, we can work on improving physical, emotional and spiritual aspects of your life. We will figure out your best qualities, strengths, and abilities to realize your goals.

Caitlin Regan

(she/her)

Caitlin Regan, LPC - New Jersey Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
I am Caitlin, a licensed mental health counselor who is trained in multiple trauma techniques and has years of experience working with both adult and adolescents. I work hard to help my clients create positive and healthy change in their lives and sustain that healthiness. I believe all deserve to be accepted and understood no matter what they may struggle with and I work to provide a safe and caring space.

Jerry Fuller

(he/him)

Jerry Fuller, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and Licensed Clinical Alcohol and Drug counselor. I am located in New Jersey. I have been in practice for 12+ years as a therapist and have another 10+ years as a case worker and administrator. Outside of my practice, I am married and have two children. I enjoy travel and running and often try to weave an overall concept of fitness=wellness into my work.

Bonnie Grossman

Bonnie Grossman, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
10 years of experience
Virtual
Hi, I'm Bonnie! I'm a Licensed professional counselor in Arizona and New Jerey. I received a master's degree in Professional counseling ,and spent over ten years working with dual diagnosis clients. I specialize in working with adults dealing with trauma, substance use disorders, relationship issues, personality disorders, low self-esteem, anxiety and depression. My approach is flexible and tailored to your unique needs, blending Post-Induction Therapy, CBT, DBT, and a compassionate, person-centered approach.

Christine Antonelli

Christine Antonelli, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
30 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in New Jersey. I have a doctoral degree from the University of Pennsylvania and have been practicing for several years. I am a dedicated and compassionate mental health therapist who is committed to promoting mental wellness and emotional resilience. I work with my clients to develop a personalized treatment plan so they can reach their goals successfully.

Monifa McCarther

(she/her)

Monifa McCarther, LCSW - New Jersey Therapist at Grow Therapy
$110/session
LCSW
15 years of experience
Virtual
Monifa is a native New Yorker, currently living is Georgia. She has a deep commitment to understanding and supporting her clients on their unique therapeutic journeys. Her holistic approach focuses on addressing the diverse issues her client’s face. Throughout her career, Monifa has dedicated herself to working with individuals in various challenging settings, including the correction system foster system, hospice and hospitals. Her expertise lies in helping clients with alcohol and substance issues, issues, parenting challenges and eating disorder treatment.

Mary Ann Furphy

(she/her)

Mary Ann Furphy, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
22 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Alcohol and Drug Counselor (LCADC) in New Jersey. I have over 20 years of experience in treating clients with depression, anxiety, addiction, and life stressors. My vast experience in the field has awarded me the ability to work with clients with complex competing issues. I always meet clients where they are at, and challenge and support them in their journey toward recovery. I am compassionate, empathetic, and driven to provide the client with the best tools and support to reach their best potential.

Cynthia P Alston-Kelly

Cynthia P Alston-Kelly, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
Hi, I'm a Licensed Clinical Mental Health Counselor, LCMHC based in North Carolina. I received my Masters from Fairleigh Dickinson University in New Jersey and have been practicing for 7 years serving adolescents, adults, and families. I help individuals to gain the tools needed to reduce life stressors and achieve their full potential by utilizing coping stragies gained in therapy.

Saima Sandhu

Saima Sandhu, LPC - New Jersey Therapist at Grow Therapy
$250/session
LPC
18 years of experience
Virtual
I am Dr. Saima Sandhu, a licensed clinical psychologist with extensive experience in providing compassionate, evidence-based care. I specialize in helping individuals manage anxiety, depression, trauma, and relationship challenges. Using a range of therapeutic techniques, including CBT and DBT, I guide my clients toward emotional resilience and personal growth. My approach is collaborative and client-centered, focusing on empowering individuals to overcome obstacles and live more fulfilling lives.

Dr. Libby Black

Dr. Libby Black, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
21 years of experience
Virtual
With 20 years of experience supporting the LGBTQ+ community, I create a safe, compassionate space where you can be yourself. Together, we’ll tailor our sessions to meet your unique needs, ensuring you feel heard and understood every step of the way. I'm most interested in you reaching your fullest potential using a personally tailored approach based on your individual needs and therapeutic goals.

Elliott Cook

(he/him)

Elliott Cook, LCSW - New Jersey Therapist at Grow Therapy
$140/session
LCSW
2 years of experience
Virtual
Hi and welcome! I am Elliott, a clinical social worker located in Bordentown, NJ and licensed in NJ and PA. I love being a therapist and using my therapeutic knowledge and approach to help improve outcomes for clients. I moved to New Jersey from southern England in 2002. Since then, I have worked in various positions within the NJ Children’s System of Care, including: Therapist, Clinical Supervisor, Systems Administrator, Care Manager and Psychiatric Community Home Counselor. I am passionate about the value of therapy. I provide online therapy to adults with a range of treatment needs including mood dysregulation, problems with life transitions and anxiety. My practice is trauma-informed and person-centered. My role is to help you process your life stressors, identify goals and assist you with achieving and exceeding your personal aims and objectives. Change is possible. You can expect me to be compassionate, empathetic, and authentic during sessions. The therapeutic relationship can be a strong one and works best when both parties are working together toward a common goal - your wellness.

Susan Haffert

Susan Haffert, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
I am Susan Haffert, an experienced mental health therapist and Board Certified Diplomate in Social Work - I am also a former administrator and have worked at all levels of mental health care. i use CBT/REBT to treat Anxiety and Depression and mixed modalities to work with you in couples work, family and adolescent issues, and I also work with Addiction problems, holding an Addictions Certificate from the Albert Ellis Institute in NY.

Denise Delph

Denise Delph, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
15 years of experience
Virtual
Hi, I'm Denise and I have been a therapist for over 10 years. Whether your relationship feels off, and you’re struggling to communicate with your partner, anxiety or self-doubt is holding you back and you’re tired of second-guessing yourself, or maybe a life transition is bringing challenges you never expected, and you’re looking for support, I’m here to help you today.

Arlene Joseph-Younger

Arlene Joseph-Younger, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
9 years of experience
Virtual
Hi, I'm Arlene, a licensed clinical social worker in the state of NJ and I have been practicing for almost a decade. I am dedicated to helping individuals untangle their thoughts, strengthen their emotional resilience, and create meaningful change. Whether you're navigating anxiety, depression, trauma, relationships, or just feeling stuck, I’m here to offer a grounded space where healing and growth can happen, without judgment, and at your pace.

Ryan McGuckin

Ryan McGuckin, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
15 years of experience
Virtual
I am a trusted licensed professional, with over a decade of experience. I have a Masters Degree in Clinical Mental Health Counseling from Messiah University. Currently I am a Licensed Professional Counselor (LPC) and Licensed Alcohol and Drug Counselor (LCADC). I also hold a supervising credential as a Certified Clinical Supervisor (CCS). I am dedicated to providing a compassionate and innovative approach to positive change.

James Monaghan

James Monaghan, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
25 years of experience
Virtual
I am a board-certified mental health professional, leader, and prior military officer with over 25 years of experience providing what you need for a better way forward! In my practice, services include counseling, consulting, coaching, critical incident response, and specialty evaluations for professionals seeking expert care. This encompasses measured diagnostic evaluations, fitness for duty assessments, meeting prescriptive treatment requirements, and more.

Marlana Cannata

Marlana Cannata, LPC - New Jersey Therapist at Grow Therapy
$80/session
LPC
25 years of experience
Virtual
Welcome! It takes courage to reach out for help and I appreciate you. My name is Marlana and I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I received my MA, EdM from Columbia University, NYC and have been practicing for over 25 years. I enjoy working with adults with depression, anxiety, life transition issues and especially those struggling with addictions.

Jamill Baker

(he/him)

Jamill Baker, LCSW - New Jersey Therapist at Grow Therapy
$110/session
LCSW
28 years of experience
Virtual
I am Licensed Clinical Social Worker in the state of New Jersey. I completed his Master’s degree in Social Work from the University Of Southern California and has been certified in Motivational Interviewing, Problem Solving Therapy and Ark Grow Parenting Therapy . I am also certified to supervise MSWs and LSWs and I am certified advance case manager. I provide individual, group and couples therapy. I have worked with children, adolescents, adults, and families from diverse and multicultural backgrounds. I have worked as an Addiction Therapist with the Department of Veteran Affairs , A Clinic Supervisor with Neuropath Therapies and a Grant and Per Diem Liaison for Homeless services with the Department of Veteran’s Affairs.

Ericca Keith

(she/her)

Ericca Keith, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
5 years of experience
Virtual
I'm a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Masters from the University of Connecticut and have been practicing for 5 years. I stive to help teens and adults struggling with life stressors, anxiety, and/or depression to learn coping skills and aid in shifting their perspectives so that they can go from surviving to thriving.

Daniel Ludwick

Daniel Ludwick, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
4 years of experience
Virtual
I specialize in supporting individuals and couples who want to strengthen their marriage, improve interpersonal relationships, and navigate challenging family dynamics. Many of my clients come to me feeling misunderstood or unheard by their spouse or family members, and together, we work to improve communication and connection. I also assist individuals dealing with ADHD, anxiety and stress—whether related to future uncertainties, social interactions, work-related burnout, or relationship concerns. I create a warm and safe environment where you can gain clarity, develop personalized strategies and build effective coping skills.

Ryan Rathman

(he/him)

Ryan Rathman, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
11 years of experience
Virtual
Welcome! My name is Ryan Rathman and I am a Licensed Professional Counselor in the State of New Jersey. For the last 11 years I have been working with individuals who have experienced trauma in the early years of their lives. In this work I have helped individuals weaken the chains of trauma in order to help them begin to guide their lives back towards safety, joy, and fulfilment. As a trauma-informed therapist my primary goal is to help you feel safe again, and create a more efficient capacity to feel safe on a regular basis. While my work has primarily been with trauma survivors, often times this has also involved assisting with symptoms of depression, anxiety, anger, mood swings, irritability, substance use, and many more. Regardless of the difficulties you are experiencing, our goal in working together is to empower you to have greater control over your life, guiding it towards the ideal future that you see for yourself. To speak more about myself personally, I received my Master's Degree in the great city of Pittsburgh! While there, I also became a husband and a cat-dad to my two rescue babies, Juni and Pep, who may or may not grace us with their presence during session. When I am not aiming to create more peace and joy on this earth through my clinical work, I often spend time doing various nerdy things like playing video games or tabletop games, binging sci-fi shows, or coming up with weird new dinner recipes. If you think that I might be a good fit as your therapist, schedule a session and let's dive in!

Dana Barnes

(she/her)

Dana Barnes, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
6 years of experience
Virtual
Great to meet you! I am a Licensed Professional Counselor (LPC) based in New Jersey and have been practicing for the last 6 years. Life has its challenges and it is easy to question ourselves and often that feeling of disconnect can be so consuming and hinder growth. It is my goal to help you learn who you are, sit with those unknown questions along the way, and find fulfillment.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Addiction?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Addiction, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.