Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 70 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/16/2025

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Olga Da Silva

Olga Da Silva, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
1 year of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW), licensed in New York, New Jersey, and Florida, with over 15 years of experience. I specialize in helping adults who feel lost, stuck, or uncertain find clarity and reconnect with themselves. I use evidence-based approaches such as EMDR, Internal Family Systems (IFS), and attachment-based therapy to support healing, self-discovery, and meaningful growth.

Dr. Allie Hennis

(she/her)

Dr. Allie Hennis, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
23 years of experience
Virtual
My name is Dr. A and I have been providing counseling since 2002. I believe we all possess the skills to reach our potential and that as a Counselor it is my job to help you find your strengths to be the person you want to be. I will focus on building an authentic and supportive relationship with you and utilize techniques from Cognitive Behavioral Therapy, Mindfulness, Solution Focused, Attachment -Base approaches and many others. I believe here is a lot gained from understanding how our thoughts impact our feelings and behaviors. Additionally, the earliest relationships in life impact our adult relationships, and there can be much to be gained from a deeper understanding of this. I look forward to working with you soon!

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Jessica Fleming

(she/her)

Jessica Fleming, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
1 year of experience
Virtual
Hi! I am a licensed Professional Counselor practicing in NJ. I received two Masters from Rowan University, one in Mental Health Counseling and the other in Counseling in an Educational Setting. I have been doing telehealth since January of 2023. I have extensive experience in helping clients with identifying their needs, setting attainable goals and working towards these goals at the client's own pace.

Neal Blumenkehl

(he/him)

Neal Blumenkehl, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Have you been struggling with mood, behavioral problems, or unwanted thoughts lately? Losing time from work, family, or commitments? Feeling "out of control" or struggling with compulsions? These challenges can lead to anger, fear or sadness, or a sense of disconnection from others and everyday experiences. I have been working with individuals struggling with OCD, obsessive thinking, impulse disorders, and comorbid anxiety and depression for 5+ years now. Together, we can work on improving physical, emotional and spiritual aspects of your life. We will figure out your best qualities, strengths, and abilities to realize your goals.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Kelly Szewczyk

(she/her)

Kelly Szewczyk, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) based in New Jersey. I received my Master's degree from Caldwell University and have been practicing for 7 years. I have experience working with children, adolescents, adults, and families in various settings. I currently work with adults struggling with anxiety, depression, stress-management, and self-discovery. My goal is to provide a supportive and safe environment for clients to create positive change, gain self-awareness, and lead a more balanced, fulfilling life.

Stephanie/Stevie Willoughby

(she/her)

Stephanie/Stevie Willoughby, LCSW - New Jersey Therapist at Grow Therapy
$125/session
Has intro video
LCSW
5 years of experience
Virtual
I value authenticity, empathy, and self-awareness, both for myself and my clients, and as a critical part of the therapeutic process (I also take advantage of the healing power of laughter whenever possible!). I aim to normalize and validate my clients’ experiences without judgment, and above all, provide the most basic of human needs: to feel seen and heard. My name is Stephanie (or Stevie, either is fine) and I have been providing therapy in NJ exclusively via telehealth for about the last 5 years (prior to that, in person). I have a deep passion and respect for the power of therapy to change lives, which I have been privileged to witness in my work with clients, as well as in my personal life, both through the consistent use of therapy as part of my own self-care, as well as having spent the last 20 years raising two children with special needs. If you have been struggling with symptoms of depression or anxiety, particularly if they are related to a traumatic experience, I would love the opportunity to work with you to reduce your symptoms and help you experience a present that is not overshadowed by your past. I love working with women ages 20 to 30-something who are still in academia or just starting out in their careers, but also love working with women of any age. I frequently work with survivors of child sexual abuse, as well as those struggling with issues related to self-worth, but work with other conditions as well.

Berta Rodrigues

(she/her)

Berta Rodrigues, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$155/session
Has intro video
LCSW
25 years of experience
Virtual
Hi! I am a licensed Psychotherapist in the states of New Jersey and New York and have been providing psychotherapy services for 25+ years. I am also a certified Clinical Telemental Health Provider and certified Integrative Mental Health Professional. I provide a range of therapeutic services tailored to meet the diverse needs of my clients. My approach integrates various modalities such as Emotionally Focused Therapy, Trauma Informed Therapy, Mindfulness-Based Cognitive Behavioral Therapy, Somatic Therapy, Humanistic Therapy, Positive Psychology, Psychodynamic Therapy, and Internal Family Systems Therapy. This allows me to support clients who have experienced significant distress, helping them to reclaim their lives. I specialize in treating Anxiety, Depression, Trauma, Stress, ADHD, Grief, Women’s Issues, Relationship Difficulties, and General Life Transition Challenges.

Rajitha Pillai

(she/her)

Rajitha Pillai, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
15 years of experience
Virtual
Hi! I am Rajitha Pillai (Raji), Licensed Professional Counselor with more than 15 years of experience in the mental health field, inclusive of experiences from India and in the US. I have earned my Master of Science Degree in Clinical and Mental Health Counseling from Monmouth University. I am basically a Clinical Psychologist, REBT Therapist and Hypnotherapist from India. I also hold a Master of Arts degree in Clinical Psychology and also has a Postgraduate diploma in Clinical and Community Psychology from India. I work with individuals, couples, families who are navigating a variety of life challenges whether it is anxiety, relationship issues, stress or any other life issues. I use REBT, SFBT, CBT and other techniques to make a positive change in their lives. My approach is collaborative and goal focused. I create a supportive, safe, nonjudgemental and welcoming space where we can work together to move forward towards your preferred future. You will be leaving each session with clarity and direction. Basically I am here to provide you with meaningful and lasting change. If you are open to it, I would love to learn more about what brings you here and what you are hoping to get out of therapy.

Liss Rinker

(she/her)

Liss Rinker, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor. I hold licenses in Pennsylvania and New Jersey and specialty certification as a Certified Advanced Drug & Alcohol Counselor and a Certified Clinical Trauma Professional. I am a firm believer in everything that happens creates the person. I am a whole life counselor and work with people to explore what it would take to move past the difficult times in life. I take the time to get to know my clients and have many clients who have been with me for years. That doesn't mean someone will see me every week for the rest of their life. It means client know I am available when they have need. I do have clients who have seen me weekly for years not because they are dependent on me but because they have found benefit in processing their life regularly. I have had a successful personal practice for years and can offer clients the space and reverence to unpack the most unpleasant things to reorder them in a way they no longer can cause harm as they once did. There is no perfect childhood and it is likely families do the best they can and it may not have filled the needs of their child. I am happy to take as much time as needed to work through the problem as you understand it.

Marta Warner

(she/her)

Marta Warner, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
8 years of experience
Virtual
My therapeutic style is warm and welcoming, collaborative and flexible, expert yet open-minded. I enjoy developing relationships and treating others as I would like to be treated. In sessions, I am active and involved, working alongside you to help you achieve your goals. Together we can identify how you can communicate and manage your thoughts and feelings to be the best version of yourself. I utilize evidence-based treatment modalities and traditional talk therapy to move you forward in life. Please reach out so we can get started in your journey!

Brenda Hardin

(she/her)

Brenda Hardin, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
24 years of experience
Virtual
Hello! Do you feel overwhelmed? Do you feel there is a lack of purpose, fulfillment and passion in your life? Do people in your life often have a hard time really getting what you are going through? Are you caught up in unhealthy patterns? Do you want your life to change, but are unsure how to make that happen? We all experience life in our own way. Our thoughts, feelings, and expectations can be so overwhelming that they become obstacles to making decisions and living our lives to the fullest. If you are experiencing one of life’s unexpected challenges and would like to explore your thoughts and feelings in a private, safe, and comfortable environment tailored to help increase your awareness and ability to work through challenges, I am here for you. I view therapy as a safe space for processing life experiences, emotions, thoughts, and trauma in order to achieve one’s goals and necessary growth. My goal as a therapist is to collaborate with you to understand your thought processes, address barriers to wellness, and identify ways in which you can achieve your goals. I believe that clients are the experts of their own lives; however, sometimes need an outside perspective to help re-frame our thinking.

Marc Ackerman

Marc Ackerman, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
22 years of experience
Virtual
As a Licensed Clinical Social Worker (LCSW), my practice is rooted in a compassionate, strength-based, and goal-focused approach. For over 20 years, I have had the privilege of working with many diverse populations while helping individuals, couples, and families navigate through many of life's challenges. My expertise lies in the diagnosis and treatment of ADHD, anxiety, depression, addiction, and trauma. My journey as a therapist has been guided by a commitment to understanding each client's unique experiences and strengths. I believe in creating a supportive and nonjudgmental environment where clients feel safe to explore their thoughts and emotions. I empower my clients to overcome their challenges and achieve their personal goals by focusing on individual strengths. My goal-focused approach ensures that therapy is structured and purposeful, with clear objectives and measurable outcomes. Throughout my career, I have continually sought to expand my knowledge and skills to provide the best possible care. I integrate evidence-based practices and tailor my therapeutic interventions to meet each client's specific needs. Whether working with someone struggling with the complexities of ADHD, the overwhelming nature of anxiety, the grip of addiction, the deep wounds of trauma, or the heaviness of depression, my approach remains consistent: compassionate, client-centered, and dedicated to fostering resilience and healing.

Dori LeGrand-Christmas

(she/her)

Dori LeGrand-Christmas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Change can be hard, brutal, and ugly, especially when trying to go it alone. Change is something that is easier said than done. We all get to various points in our lives when we must make that change in order to evolve from the feelings and/or situations that we need to transition from. My goal is to support you while navigating those changes in your life in a safe and nurturing therapeutic relationship, where you can gain the skills needed to reach your mental wellness goals. I believe that YOU are the expert in your life. I am simply here to offer insight and to help guide you to the answers that reside within. I am an educator, a therapist, and a certified Parent Coach. I have over 20 years of experience working in a variety of settings with a diverse mix of needs which includes, adolescent therapy, parenting skills, helping separated couples co-parent, family systems, depression, anxiety, self-esteem, and defiant behaviors. I work with individuals, couples, families, and groups. We all have challenges that we need to get through. My approach is compassionate, non-judgmental, open, and honest. I believe that the best work is done in a trusting and nurturing relationship. I want to support your ability to grow, find your voice, and build confidence so that you are equipped to face your challenges with the tools needed for success.

Stacey Luczejko, Ed.S, MA

(she/her)

Stacey Luczejko, Ed.S, MA, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
19 years of experience
Virtual
Do you feel overwhelmed by life lately? Wouldn't it be great if life was a never-ending vacation! Problems and bad days wouldn't exist and we would live over and over the best days of our life. Well, life is forever changing. Change happens all around us... with family, friends, work, relationships, or with our health. How is change impacting your life? Do you feel stressed, anxious, or depressed? Do you feel like no one understands? Do you feel like you don't know what to do about the problem you are facing? Do you feel like life is passing you by and you just can't get ahead? If you can relate to any of the questions above then you have come to the right place. You are not alone. My name is Stacey Luczejko and I am here to help. I am a Licensed Professional Counselor (LPC) in the states of Pennsylvania and New Jersey. I am also a Licensed Mental Health Counselor (LMHC) in Florida. I am National Certified Counselor (NCC). The last 19 years I have been servicing individuals, couples, and families in various counseling capacities within schools and the community. I hold a Bachelor's (BS) in Psychological and Social Sciences from Pennsylvania State University. I also hold two Master's Degrees from Rider University: a Master's (MA) in Counseling Services and an Educational Specialist (Ed.S.) Master's Degree. My passion is helping individuals overcome life's struggles and come out on the other side refreshed and thriving. I have had numerous clients tell me that I was the therapist they needed to make the changes they were after. How much better would your life be if the changes you are after fell into place? What would do with your time if you felt better? Let's connect, schedule an appointment today!

Amie Berlinski

Amie Berlinski, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
15 years of experience
Virtual
I am a Bilingual, Creative, and Motivated Counselor who utilizes a range of therapeutic interventions to help individuals overcome obstacles and develop skills to enjoy a rewarding life. I have myself transitioned from various roles and counseling positions, most recently crisis counseling, domestic violence, geriatric, school counseling, child and adolescent, and into private practice. For the quickest response, please reach out to verify insurance, schedule an intake, and feel free to ask questions.

Arlene Joseph-Younger

Arlene Joseph-Younger, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
9 years of experience
Virtual
Hi, I'm Arlene, a licensed clinical social worker in the state of NJ and I have been practicing for almost a decade. I am dedicated to helping individuals untangle their thoughts, strengthen their emotional resilience, and create meaningful change. Whether you're navigating anxiety, depression, trauma, relationships, or just feeling stuck, I’m here to offer a grounded space where healing and growth can happen, without judgment, and at your pace.

Saima Sandhu

Saima Sandhu, LPC - New Jersey Therapist at Grow Therapy
$250/session
LPC
18 years of experience
Virtual
I am Dr. Saima Sandhu, a licensed clinical psychologist with extensive experience in providing compassionate, evidence-based care. I specialize in helping individuals manage anxiety, depression, trauma, and relationship challenges. Using a range of therapeutic techniques, including CBT and DBT, I guide my clients toward emotional resilience and personal growth. My approach is collaborative and client-centered, focusing on empowering individuals to overcome obstacles and live more fulfilling lives.

Latanya Oluokun

Latanya Oluokun, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hello! My name is Latanya and I am a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Masters of Social Work from Rutgers University and have been practicing for 9 years. I am dedicated to helping individuals navigate life’s challenges and build meaningful, lasting change. I offer a compassionate, nonjudgmental space where you can explore your thoughts, emotions, and goals at your own pace. Whether you're facing anxiety, depression, relationship issues, trauma, or simply feeling stuck, I'm here to support your journey toward healing and self-discovery.

Debbie Chisolm

Debbie Chisolm, LCSW - New Jersey Therapist at Grow Therapy
$80/session
LCSW
20 years of experience
Virtual
Hi! I am a License Clinical Social Worker, Professional Counselor, and have a Licensed in Addictions. I have worked with children, adolescents, and adults for over 30 years providing support, guidance, therapy, and treatment helping each one overcome their obstacles in life. My focus is Wellness and treatment is driven by my clients self- stated goals as I meet them where they are at.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on ADHD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, ADHD, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.