Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 70 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/11/2025

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Jacqueline Szoychen

(She/Her)

Jacqueline Szoychen, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
I am a psychotherapist with 20 years experience. I have worked with a variety of treatment modalities and age groups in Spanish and English. I help people in their most critical parts of their life and I usually aid in the achievement of release in a quick manner, My goal is to train you as your own therapist so you don't have to see me for the rest of your life.

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Rajitha Pillai

(she/her)

Rajitha Pillai, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
15 years of experience
Virtual
Hi! I am Rajitha Pillai (Raji), Licensed Professional Counselor with more than 15 years of experience in the mental health field, inclusive of experiences from India and in the US. I have earned my Master of Science Degree in Clinical and Mental Health Counseling from Monmouth University. I am basically a Clinical Psychologist, REBT Therapist and Hypnotherapist from India. I also hold a Master of Arts degree in Clinical Psychology and also has a Postgraduate diploma in Clinical and Community Psychology from India. I work with individuals, couples, families who are navigating a variety of life challenges whether it is anxiety, relationship issues, stress or any other life issues. I use REBT, SFBT, CBT and other techniques to make a positive change in their lives. My approach is collaborative and goal focused. I create a supportive, safe, nonjudgemental and welcoming space where we can work together to move forward towards your preferred future. You will be leaving each session with clarity and direction. Basically I am here to provide you with meaningful and lasting change. If you are open to it, I would love to learn more about what brings you here and what you are hoping to get out of therapy.

Jessica Fleming

(she/her)

Jessica Fleming, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
1 year of experience
Virtual
Hi! I am a licensed Professional Counselor practicing in NJ. I received two Masters from Rowan University, one in Mental Health Counseling and the other in Counseling in an Educational Setting. I have been doing telehealth since January of 2023. I have extensive experience in helping clients with identifying their needs, setting attainable goals and working towards these goals at the client's own pace.

Kristen Boyan

Kristen Boyan, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
5 years of experience
Virtual
Welcome, I am so glad you are here! As a clinical social work practitioner, I have the privilege of working with clients on their path to healing. My primary specialty is in Adult Attention-Deficit Hyperactivity Disorder-along with the mood disorders and past traumas that can frequently co-occur with the diagnosis. My clients and I work together to develop goals that are achievable and exciting. I believe that every individual has the ability to improve the quality of their mental health.

Kelly Szewczyk

(she/her)

Kelly Szewczyk, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) based in New Jersey. I received my Master's degree from Caldwell University and have been practicing for 7 years. I have experience working with children, adolescents, adults, and families in various settings. I currently work with adults struggling with anxiety, depression, stress-management, and self-discovery. My goal is to provide a supportive and safe environment for clients to create positive change, gain self-awareness, and lead a more balanced, fulfilling life.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Stacey Luczejko, Ed.S, MA

(she/her)

Stacey Luczejko, Ed.S, MA, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
19 years of experience
Virtual
Do you feel overwhelmed by life lately? Wouldn't it be great if life was a never-ending vacation! Problems and bad days wouldn't exist and we would live over and over the best days of our life. Well, life is forever changing. Change happens all around us... with family, friends, work, relationships, or with our health. How is change impacting your life? Do you feel stressed, anxious, or depressed? Do you feel like no one understands? Do you feel like you don't know what to do about the problem you are facing? Do you feel like life is passing you by and you just can't get ahead? If you can relate to any of the questions above then you have come to the right place. You are not alone. My name is Stacey Luczejko and I am here to help. I am a Licensed Professional Counselor (LPC) in the states of Pennsylvania and New Jersey. I am also a Licensed Mental Health Counselor (LMHC) in Florida. I am National Certified Counselor (NCC). The last 19 years I have been servicing individuals, couples, and families in various counseling capacities within schools and the community. I hold a Bachelor's (BS) in Psychological and Social Sciences from Pennsylvania State University. I also hold two Master's Degrees from Rider University: a Master's (MA) in Counseling Services and an Educational Specialist (Ed.S.) Master's Degree. My passion is helping individuals overcome life's struggles and come out on the other side refreshed and thriving. I have had numerous clients tell me that I was the therapist they needed to make the changes they were after. How much better would your life be if the changes you are after fell into place? What would do with your time if you felt better? Let's connect, schedule an appointment today!

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Ilona Giordano

(she/her)

Ilona Giordano, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
14 years of experience
Virtual
Most importantly I am a good listener. If I do not understand, I will ask. I believe in becoming uncomfortable to accept growth and change. I am patient and kind, but I will hold you accountable if necessary. I am here for you. I will do my best to understand what your needs are in order and develop a treatment plan based on that order: emotional, physical, reminders, etc... and how to be ready to move through the week ahead. A goal or an intention or again whatever word you will choose to use will be set, as to see success in small steps.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Neal Blumenkehl

(he/him)

Neal Blumenkehl, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Have you been struggling with mood, behavioral problems, or unwanted thoughts lately? Losing time from work, family, or commitments? Feeling "out of control" or struggling with compulsions? These challenges can lead to anger, fear or sadness, or a sense of disconnection from others and everyday experiences. I have been working with individuals struggling with OCD, obsessive thinking, impulse disorders, and comorbid anxiety and depression for 5+ years now. Together, we can work on improving physical, emotional and spiritual aspects of your life. We will figure out your best qualities, strengths, and abilities to realize your goals.

Marta Warner

(she/her)

Marta Warner, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
8 years of experience
Virtual
My therapeutic style is warm and welcoming, collaborative and flexible, expert yet open-minded. I enjoy developing relationships and treating others as I would like to be treated. In sessions, I am active and involved, working alongside you to help you achieve your goals. Together we can identify how you can communicate and manage your thoughts and feelings to be the best version of yourself. I utilize evidence-based treatment modalities and traditional talk therapy to move you forward in life. Please reach out so we can get started in your journey!

Julie Fitzick

(she/her)

Julie Fitzick, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an practicing clinician since 2020, I bring experience from community mental health, the educational system, and private practice. I've worked with individuals, couples, and families of all ages, tailoring evidence-based approaches to support each client's unique journey toward growth & healing. Life can feel overwhelming, but you don’t have to face challenges alone. I provide compassionate, personalized therapy for individuals, couples, and families at all stages of life. Whether you’re navigating emotional regulation, parenting struggles, grief, ADHD, anxiety, depression, or relationship challenges, I’m here to support you.

Meghan Lynch

(she/her)

Meghan Lynch, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
22 years of experience
Virtual
If you want someone to hold you accountable, being direct and honest and the mirror to help see yourself clearly....then you found the right therapist. I am not the type of therapist to take your time and money, if you don't do the work. Therapy is work and there's "homework," in the time we don't see eachother to self reflect on. If you are ready for change, then let's meet to see if we are a fit!

Alberta Madsen

(she/her)

Alberta Madsen, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
40 years of experience
Virtual
Hi, I am a LCSW with over 40 years of experience. I have worked with all age groups through the years and various human conditions. I love to hear peoples stories and help with anxiety and depression. I primarily focus on how automatic thoughts effect behavior and create our perspective on life. I also employ mindfulness techniques and motivational counseling .

Christina Kulp

(she/her)

Christina Kulp, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
18 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker who obtained my degree from Marywood University’s Graduate School of Social Work. I completed my undergraduate education at Cedar Crest College, with dual majors in Psychology and Sociology. I have provided counseling in many settings including the geriatric, non-profit and healthcare fields, for over 18 years. I also hold post-graduate certificates in Gerontology, and Palliative/End of Life Care. I am pursuing my doctorate in social work in a program through Kutztown University. I believe in building a solid therapeutic relationship based on trust, empathy and respect using a variety of techniques, and building from a strengths-based perspective to help foster understanding, coping and change. My eclectic therapeutic techniques often include CBT, transformational and psychodynamic approaches, individualized in relation to each client’s need and provided through a trauma informed lens. I am experienced in individual, family, and group counseling. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. My hope is to provide a safe, nonjudgemental environment for you to discover yourself and to start on the road to healing. If you are ready to take that step, I am here to support and empower you. I look forward to working with you! Best, Christina

Stephanie/Stevie Willoughby

(she/her)

Stephanie/Stevie Willoughby, LCSW - New Jersey Therapist at Grow Therapy
$125/session
Has intro video
LCSW
5 years of experience
Virtual
I value authenticity, empathy, and self-awareness, both for myself and my clients, and as a critical part of the therapeutic process (I also take advantage of the healing power of laughter whenever possible!). I aim to normalize and validate my clients’ experiences without judgment, and above all, provide the most basic of human needs: to feel seen and heard. My name is Stephanie (or Stevie, either is fine) and I have been providing therapy in NJ exclusively via telehealth for about the last 5 years (prior to that, in person). I have a deep passion and respect for the power of therapy to change lives, which I have been privileged to witness in my work with clients, as well as in my personal life, both through the consistent use of therapy as part of my own self-care, as well as having spent the last 20 years raising two children with special needs. If you have been struggling with symptoms of depression or anxiety, particularly if they are related to a traumatic experience, I would love the opportunity to work with you to reduce your symptoms and help you experience a present that is not overshadowed by your past. I love working with women ages 20 to 30-something who are still in academia or just starting out in their careers, but also love working with women of any age. I frequently work with survivors of child sexual abuse, as well as those struggling with issues related to self-worth, but work with other conditions as well.

Dr. Manny Kyei

(he/him)

Dr. Manny Kyei, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker in New Jersey and Ohio. I received my Doctor of Social Work degree from Rutgers University, and I have been practicing therapy for eight years. My clinical experience has been working with individuals struggling with anxiety, depression, ADHD, PTSD, self-esteem issues, acculturation, bicultural issues, and relationship challenges. I look forward to creating a collaborative relationship with my clients.

Marge Linn

Marge Linn, LPC - New Jersey Therapist at Grow Therapy
$50/session
LPC
25 years of experience
Virtual
I am a Licensed Professional Counselor in the State of New Jersey and a Licensed Mental Health Counselor in the State of Florida. I received my undergraduate degree from Richard Stockton College and a Master’s in Applied Psychology from Rowan University. I have vast experience in both the mental health and addictions field. Through a supportive and collaborative relationship, I seek to empower my clients to identify areas of their lives they want to adjust by changing core beliefs, patterns, and behaviors that are no longer serving them. I utilize solution-focused therapy to help clients identify the positives in any situation and assist them in working through life events. “Success as a therapist is not found in doing something for the client, but rather in being someone for them.” ― Ili Rivera Walter “Mental health is not a destination but a process. It’s about how you drive, not where you are going” ― Noam Shpancer

Stefanie Vitale

(she/her)

Stefanie Vitale, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
19 years of experience
Virtual
I work remotely with clients in New York, New Jersey & North Carolina. Oftentimes, even the strongest and most resilient need a helping hand. If you're feeling unhappy, unfulfilled, angry, sad or simply feeling unlike yourself, maybe it's time you take the hand of someone else to help get you back to feeling like yourself again. Therapy can be intimidating, time consuming and even scary however I promise it is the best investment you can ever make in yourself.

Arlene Joseph-Younger

Arlene Joseph-Younger, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
9 years of experience
Virtual
Hi, I'm Arlene, a licensed clinical social worker in the state of NJ and I have been practicing for almost a decade. I am dedicated to helping individuals untangle their thoughts, strengthen their emotional resilience, and create meaningful change. Whether you're navigating anxiety, depression, trauma, relationships, or just feeling stuck, I’m here to offer a grounded space where healing and growth can happen, without judgment, and at your pace.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on ADHD?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, ADHD, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.