Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 276 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/15/2025

Sharon Green

(she/her)

Sharon Green, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
15 years of experience
Virtual
My name is Sharon Green, and I have worked in behavioral health for over 15 years. I have worked with diverse populations in multiple settings and served children, adolescents, young adults and older adults. Therapeutic services are delivered professionally and based on ethical principles. Services are tailored to the individual with implementation of multiple treatment modalities that include cognitive behavioral therapy (CBT), narrative therapy, solution-based therapy, and grief therapy. Rapport and trust are core values.

Marrium Guirguis

(she/her)

Marrium Guirguis, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey, my name is Marrium Guirguis and I am here to help you wherever you are in life. I believe we all have a story to tell and regardless of how similar two experiences sound, they will still be very different from each other and deserve to be heard, validated and worked with uniquely. Throughout my career, I have specialized in working with adults and adolescents 14+ with PTSD, Anxiety, working with survivors of human trafficking and domestic violence, family dynamics, supportive therapy through challenges, people with disabilities, and young couples. One thing uniquely about myself is that I am a little person (dwarfism). I navigate the world at 3’6” tall and had to overcome a lot and have learned tremendously from my experiences. If you resonate with that and feel there could be a lot to unpack and work through, I can help you. I have had great success in incorporating one's culture, faith, values and morals due to it being integral in understanding who they are. My Christian faith has influenced my desire to help people, but I enjoy working with people of all backgrounds in a faith-based or secular style, based on your preference. Life is moving pretty fast with all of the rapid changes occurring daily. This may be what you are looking for to be able to gain that much more control over it. Please check out my website at www.faithfultomorrowcs.com for more about my practice.

Jess McMahon

(she/her)

Jess McMahon, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
12 years of experience
Virtual
You have chosen to take the first step in seeking out a mental health professional. Whether you are struggling to manage feelings of depression and anxiety, experiencing the stresses of parenthood, or having difficulty coping with emotions and negative thoughts, I am here to help. I am a Licensed Professional Counselor in New Jersey and Pennsylvania with over 12 years of experience. I have worked with young adult and adult clients dealing with mood and anxiety disorders, clients having difficulty with setting boundaries and people-pleasing behaviors, and clients struggling with life transitions (college, parenthood, and everyday stressors). My counseling style is warm and non-judgmental. I believe in meeting you "where you are at" and that therapy should be a collaborative approach, with you as the expert on your life. We will work together to create goals and process through challenges. I look forward to working with you!

Constance D Sey

(she/her)

Constance D Sey, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
My goal is to provide a safe space for healing. I prioritize my client’s confidentiality and comfort when providing care to meet their needs. In addition, I treat each client as a unique individual with specific issues and needs. After earning my master’s degree from the University of Southern California, I began my counseling career with the Shenandoah Public School. I also worked as a Crisis Intervention Therapist for two years and as a substance abuse therapist for another two years. After obtaining my couples therapy and sex therapy licenses, I began working with couples.

Diana Ahmed

(she/her)

Diana Ahmed, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
5 years of experience
Virtual
My name is Diana Ahmed I am a therapist, LCSW based out if New Jersey. I have had the pleasure to work with children, adolescents, adults and families. I have 7 years of experience as a licensed therapist in various settings within the community and in schools. I graduated from Rutgers University with a Masters Degree in Clinical Social Work.

Cheryl Reitz

Cheryl Reitz, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Remi Freeman

(she/her)

Remi Freeman, LCSW - New Jersey Therapist at Grow Therapy
$170/session
LCSW
25 years of experience
Virtual
I am a Licensed Clinical Social Worker licensed in both PA and NJ. I have been in private practice since 2001. I work with ages 15 years and older and I LOVE my career. I work with teens and young adults who are transitioning and have seen these clients through the entire process of not being accepted by peers and, very sadly family, to life incredible full lives. I have a past client's wedding to go to in May :) I get to witness my clients come to live the lives they've always wanted and I'm a small part of that. I absolutely love my job.

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

Caitlin Regan

(she/her)

Caitlin Regan, LPC - New Jersey Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
I am Caitlin, a licensed mental health counselor who is trained in multiple trauma techniques and has years of experience working with both adult and adolescents. I work hard to help my clients create positive and healthy change in their lives and sustain that healthiness. I believe all deserve to be accepted and understood no matter what they may struggle with and I work to provide a safe and caring space.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Judy Goldman

(she/her)

Judy Goldman, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
22 years of experience
Virtual
I am Judy. The longer I have worked as a therapist. The more convinced I become that we all have within the ability to learn grow and heal. Try to provide a speech that is accepting and safe enough wow and open the world into our heart and soul rare the key for the kingdom lies.

Kayla Hanley

Kayla Hanley, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
My name is Kayla and I am a licensed Clinical Social Worker. I earned my Masters of Social Work from Fordham University and am currently working on my Doctorate of Social Work from Rutgers University with a focus on first responder trauma. I have worked in the field for over ten years and have experience working with individuals across the lifespan. My specialty is trauma-focused therapy, which helps to resolve prior and current experiences. I also enjoy working with adults feeling depressed and anxious.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Dr. Allie Hennis

(she/her)

Dr. Allie Hennis, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
23 years of experience
Virtual
My name is Dr. A and I have been providing counseling since 2002. I believe we all possess the skills to reach our potential and that as a Counselor it is my job to help you find your strengths to be the person you want to be. I will focus on building an authentic and supportive relationship with you and utilize techniques from Cognitive Behavioral Therapy, Mindfulness, Solution Focused, Attachment -Base approaches and many others. I believe here is a lot gained from understanding how our thoughts impact our feelings and behaviors. Additionally, the earliest relationships in life impact our adult relationships, and there can be much to be gained from a deeper understanding of this. I look forward to working with you soon!

Shameka Walker

(she/her)

Shameka Walker, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) with a passion for empowering individuals to overcome personal and professional barriers, and lead fulfilling lives. Being an introvert, I can truly understand others who have these traits and can help them identify any limiting beliefs, gain self-awareness, and utilize the benefits of those characteristics. As a therapist who deeply understands the lived experiences of BIPOC women, I help my clients process the impact of generational patterns, societal pressures, and internalized narratives that may be holding them back. I guide women in shifting their mindset, stepping into their confidence, and aligning their lives with their true desires. Late Cancellations When a cancellation is needed for therapy, I request a client does provide notice within 24 hours of the scheduled appointment, the $75 fee will be charged to the client’s account or card on file will be charged and will be asked to pay this balance prior to scheduling the next appointment. No Show Regarding No-Shows, this is where you do not attend a scheduled appointment. You will be charged the full fee of the session which is $150 (regardless of use of insurance). The fee will have to be paid before another session is scheduled. Multiple no shows or lack of communication will result in termination of services. If you need to cancel or reschedule an appointment, I encourage you to utilize the client portal to cancel or reschedule.

Terri Hoag

(she/her)

Terri Hoag, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Berta Rodrigues

(she/her)

Berta Rodrigues, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$155/session
Has intro video
LCSW
25 years of experience
Virtual
Hi! I am a licensed Psychotherapist in the states of New Jersey and New York and have been providing psychotherapy services for 25+ years. I am also a certified Clinical Telemental Health Provider and certified Integrative Mental Health Professional. I provide a range of therapeutic services tailored to meet the diverse needs of my clients. My approach integrates various modalities such as Emotionally Focused Therapy, Trauma Informed Therapy, Mindfulness-Based Cognitive Behavioral Therapy, Somatic Therapy, Humanistic Therapy, Positive Psychology, Psychodynamic Therapy, and Internal Family Systems Therapy. This allows me to support clients who have experienced significant distress, helping them to reclaim their lives. I specialize in treating Anxiety, Depression, Trauma, Stress, ADHD, Grief, Women’s Issues, Relationship Difficulties, and General Life Transition Challenges.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Emily Raphel

(she/her)

Emily Raphel, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Professional -> I am a clinical social worker with 20 years of mixed elementary and middle school Child Study Team experience which includes work with kids/tweens/teens with learning disabilities and/or emotional (predominately anxiety, anger, self-esteem)-social (mild autism spectrum disorder)-behavioral (covers a wide range!) needs, parent support/training. Personal -> I am a married mom of two, and we are a dog family (dogs for the win! - although we also have three hamsters and two degus). I love a traditional board or card game (Uno, Connect 4, Scrabble, Othello are my top!) and I bring excitement to any board/card game as if I were at a live sporting event. I always find a way to use humor to my work - - Dad jokes get me rolling.

Verena Schnurr Alex

Verena Schnurr Alex, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
For the last 11 years I have been working in private practice, helping people through life's toughest issues. I have specialized more in working with adults who have issues with depression, anxiety and relationships. Through my different roles as a clinical supervisor, I have learned best practices for various mental health issues. I've also had the privilege to give talks on various mental health issues.

Jessica Fleming

(she/her)

Jessica Fleming, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
1 year of experience
Virtual
Hi! I am a licensed Professional Counselor practicing in NJ. I received two Masters from Rowan University, one in Mental Health Counseling and the other in Counseling in an Educational Setting. I have been doing telehealth since January of 2023. I have extensive experience in helping clients with identifying their needs, setting attainable goals and working towards these goals at the client's own pace.

Gabrielle Cudemo

(she/her)

Gabrielle Cudemo, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$115/session
LPC
12 years of experience
Virtual
Your Journey begins here. Hello, my name is Gabrielle, and I am a Licensed Professional Counselor with a decade of experience. Before we embark on this road together, first, allow me to welcome you to therapy. As a Licensed Professional Counselor, I believe that the purpose of counseling is to help clients achieve goals and to gain more insight into their lives. Through utilizing my expertise, and professional personal experiences clients will be allotted the opportunity to develop a better understanding of themselves. I have earned my B.A. in Psychological and Social Sciences from Pennsylvania State University, and a M.Ed., from the College of Education's Counseling Psychology Program at Temple University. My approach to psychotherapy is integrative and focused on the individualized need of each client. I have found that my compassion for this field has worked as a catalyst in improving clients' coping mechanism to deal with life's difficulties, and helped clients find solutions and rationale to unresolved issues.

Kelly Szewczyk

(she/her)

Kelly Szewczyk, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) based in New Jersey. I received my Master's degree from Caldwell University and have been practicing for 7 years. I have experience working with children, adolescents, adults, and families in various settings. I currently work with adults struggling with anxiety, depression, stress-management, and self-discovery. My goal is to provide a supportive and safe environment for clients to create positive change, gain self-awareness, and lead a more balanced, fulfilling life.

Katerina Kouliaki

Katerina Kouliaki, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
7 years of experience
Virtual
Hello, I am a Licensed Mental Health Counselor based in New York and licensed in the states of New York, New Jersey, Massachusetts and Connecticut. I have been practicing for 7 years and I am proud to say that I have supported adults and adolescents throughout challenging mental health issues, such as depression and anxiety, grief and postpartum mood struggles, as well as adjustment to life transitions. I am Bilingual able to perform treatment sessions both in English and Greek.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.