Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 379 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/16/2026

New to Grow

$125/session

Specialties

Anxiety
Perinatal Mental Health
Postpartum
+10
Hello! I’m Priya, a Licensed Clinical Social Worker in New Jersey with over a decade of experience supporting adults through overwhelming transitions. I’m truly honored to walk alongside you on this journey. I enjoy working with both adults who may be navigating anxiety, relationship transitions, perinatal and postpartum mental health, infertility, and the emotional complexities of parenting. In addition, I have experience working with college age students navigating the many changes and pressures that come with college and early adulthood. As a parent myself, I can empathize! If you’re feeling stretched thin, uncertain, or not quite like yourself, you’re not alone—and you don’t have to figure it out on your own. I offer a warm, supportive space where you can slow down, process what you’re experiencing, and feel more grounded and understood.
Available
View profile
Book session

$150/session

Authentic
Empowering
Holistic

Specialties

Anxiety
Chronic Illness
Trauma and PTSD
+1
I am a multilingual clinical social worker and educator with over 30 years of experience supporting individuals through trauma, life transitions, identity development, and relational challenges. My approach is grounded in cultural humility, compassion, and evidence‑based practice, blending CBT, ACT, trauma‑informed care, and integrative methods to meet each client where they are. I believe healing happens in a safe, collaborative space where clients feel seen, empowered, and supported in moving toward a life aligned with their values.
Available
View profile
Book session

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
I have over 10 years of experience working with adults and adolescents of all ages to understand themselves more deeply, so they feel empowered to be their most authentic selves. As a licensed professional counselor, I am passionate about increasing self-awareness, teaching mindfulness techniques, and providing a safe space. My goal is to provide a warm and non-judgmental environment to allow clients to feel safe and supported. I desire to meet you where you are in your life journey and assist you along the path to sufficiency, as each individual is the expert in his/her/their personal life experiences. I believe each individual has a different set of experiences and needs. I am trauma, mindfulness and DBT certified.
VirtualAvailable
View profile
Book session

New to Grow

$140/session

Specialties

Anxiety
Coping Skills
Family Therapy
+7
Welcome—I’m so glad you’re here. With over 20 years of experience in the mental health field, I am dedicated to helping individuals, couples, and families navigate life’s complexities, strengthen their connections, and heal. As a bilingual Marriage and Family Therapist (English/Spanish), my practice is rooted in deep cultural humility and respect. Through two decades of community advocacy and working alongside diverse populations, I’ve learned that healing is never one-size-fits-all. Your story, culture, and unique background matter deeply to the therapeutic process. Whether you are looking to rebuild trust in your relationship, navigate a major life transition, or break generational patterns, I offer a compassionate, non-judgmental space where you and your loved ones can feel truly seen, heard, and supported.
Available
View profile
Book session

New to Grow

$100/session

Specialties

Child or Adolescent
Crisis Intervention
Trauma and PTSD
+5
I work with girls and young women dealing with anxiety, depression, trauma, relationships, family issues, or just feeling overwhelmed and stuck. I have extensive experience working with teens and young adults, including building and running an adolescent intensive outpatient program. I’m warm, down-to-earth, and active in sessions. I want therapy to feel comfortable and real, while also being a place where we can actually work through what’s going on and help you move forward.
Available
View profile
Book session

New to Grow

$175/session

Specialties

Anxiety
Attachment Issues
Self Esteem
Welcome. I'm Malka, a Licensed Clinical Social Worker with over 10 years of experience helping people through life transitions and challenges. I offer a warm, collaborative and nonjudgmental space where you can feel heard and supported while gaining insight and practical tools. I work with anxiety, depression, self-esteem, relationship issues and life transitions, helping you break patterns build strengths and improve well-being. I provide confidential telehealth sessions for convenient support from home. Starting therapy can be hard, but it can also be the start of meaningful change. I'd be honored to support you on your road to self discovery.
Available
View profile
Book session

New to Grow

$120/session

Specialties

Depression
Life Transitions
Women's Issues
+3
About Me As the sole owner and clinician of Walls Come Tumbling Down, I have spent the past two years building a practice centered on providing compassionate, supportive, and empowering mental health care. As a Licensed Clinical Social Worker (LCSW) with 12 years of clinical experience, I understand that beginning therapy can feel both exciting and vulnerable. I am providing compassionate, supportive, and client-centered mental health care. I believe that therapy is a safe space where you can be heard, understood, and empowered to work through life’s challenges while discovering your strengths and purpose. As the sole owner and clinician of Walls Come Tumbling Down for the last 2 years My Ideal Client My ideal client is a woman of Christian faith who may be experiencing depression, anxiety, stress, relationship challenges, or other life circumstances that have left her feeling overwhelmed, stuck, or disconnected from herself. She is ready to grow, heal, and make meaningful changes in her life—mentally, physically, emotionally, and spiritually. My Approach My approach to therapy is warm, compassionate, nonjudgmental, and faith-sensitive. I meet each client where she is and work collaboratively to help her develop practical tools, gain insight, strengthen her emotional well-being, and move toward the life she desires. For clients who desire it, I integrate Christian faith and spiritual principles into the therapeutic process while respecting each person’s individual beliefs and journey. I believe that healing is a process, and you do not have to walk through it alone. My goal is to help you recognize your worth, build resilience, strengthen your relationship with yourself and your faith, and create lasting positive change.
Available
View profile
Book session

$100/session

Authentic
Empowering
Humorous

Specialties

ADHD
Autism
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker (LCSW) and Doctorate-level clinician who provides compassionate, culturally responsive, and evidence-based care to children, adolescents, adults, and families. I specialize in supporting individuals navigating anxiety, trauma, neurodivergence (including autism and ADHD), and complex family or co-parenting dynamics. My approach is collaborative, strengths-based, and tailored to each client’s unique needs, helping you build insight, develop practical coping strategies, and create meaningful, lasting change in your daily life and relationships.
VirtualAvailable
View profile
Book session

$130/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Life Transitions
Parenting
+6
If you’re reading this, you’re probably carrying something heavy — and you may have been carrying it longer than you should have had to. I’m glad you’re here. I’m an LMFT licensed in both New York and New Jersey, and I work with adults who are navigating some of life’s most emotionally demanding seasons: parenting stress, relationship strain, depression, ADHD, and the kind of high-functioning exhaustion that doesn’t always look like struggle from the outside but absolutely feels like it. My approach is relational at its core. I believe that healing rarely happens in isolation — it happens in connection. Before any technique or homework assignment, I prioritize building a therapeutic relationship where you actually feel safe enough to be honest. That foundation isn’t just good therapy etiquette; it’s what makes everything else possible. From there, I draw on a range of evidence-based frameworks — attachment theory, CBT, DBT, and person-centered approaches — tailoring the work to what you specifically need rather than applying a one-size-fits-all model. Some clients need tools and structure. Others need space to process and be witnessed. Most need both, at different moments. I’ve worked with many people who came to therapy after putting it off for a long time — sometimes years. What kept them away was often fear: fear of judgment, fear of being misunderstood, or simply not knowing what therapy was supposed to feel like. I take that seriously. My goal from the very first session is to help you feel less alone in what you’re facing, and more capable of moving through it. You don’t have to have it figured out before you reach out. That’s what we’re here to do together.
VirtualAvailable
View profile
Book session

New to Grow

$120/session

Specialties

ADHD
Anxiety
Depression
+10
You do not have to carry life’s challenges alone. Whether you are navigating ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, or a major life transition, healing is possible, and you deserve support that meets you where you are. I specialize in helping older adolescents ages 16 to 17 and adults navigate ADHD, anxiety, depression, trauma, grief, addiction, relationship challenges, and major life transitions. My goal is to get to know you, understand your unique experiences, and work alongside you to create a path forward that reflects your unique needs and strengths. I believe meaningful therapy begins with trust, and I strive to create a compassionate, collaborative, and nonjudgmental environment where you feel heard, respected, and supported throughout your therapeutic journey. I welcome clients from all backgrounds and provide an inclusive, culturally responsive environment where you can feel comfortable being your authentic self. Every person has a unique story, which is why I tailor therapy to your individual needs rather than taking a one size fits all approach. Using evidence based approaches such as Cognitive Behavioral Therapy, Motivational Interviewing, person centered therapy, strengths based therapy, and trauma informed care, we will work together to build practical coping skills, strengthen resilience, and identify patterns that may be keeping you stuck. Together, we will work toward helping you achieve meaningful, lasting change and a greater sense of confidence, balance, and well being.
Available
View profile
Book session

Often rebooked

$115/session

Warm
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Life Transitions
+9
My name is Priscilla Tixi, and I have my masters in Mental Health Counseling. I am a Licensed Professional Counselor (LPC) in New Jersey and a Licensed Clinical Professional Counselor (LCPC) in Maine. I have worked in the mental health field for 10 years, primarily for non-profit agencies, and 5 of those years as a mental health therapist. I provide individual therapy in English for adults 18 and up. I will support you through life's complexities. My approach centers on understanding your unique journey and offering compassionate, person centered, and solution-focused care that will honor your experiences. My expertise spans a wide range of focus areas, including but not limited to anxiety, depression, workplace/home life challenges, trauma recovery, stress, relationship dynamics, personal growth, women's issues, grief, navigating significant life transitions, etc. My therapeutic style emphasizes empowerment, self-discovery, and healing. I create a supportive environment where you can explore your emotions, develop meaningful coping strategies, and cultivate greater self-understanding. I'm dedicated to walking alongside you with empathy and professional guidance. I look forward to working with you!
VirtualAvailable
View profile
Book session

$150/session

Specialties

Anxiety
Life Transitions
Peer Relationships
+6
My approach is built on a foundation of warmth and non-judgmental acceptance, where you can feel safe to explore your deepest concerns. Clients often tell me they appreciate my direct communication style, which respectfully gets to the heart of the matter without endless circling. By combining a safe space with clear, insightful feedback, I aim to empower you to trust your own wisdom, develop a stronger sense of self-worth, and navigate challenges with newfound confidence and resilience
VirtualAvailable
View profile
Book session

$150/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Depression
Women's Issues
+10
I am a licensed therapist dedicated to helping individuals navigate life’s challenges with clarity, compassion, and confidence. My approach is collaborative and supportive, blending evidence-based practices with a deep respect for each client’s unique story. I create a safe, nonjudgmental space where you can explore your thoughts, emotions, and goals while developing tools to foster healing, growth, and meaningful change.
VirtualAvailable
View profile
Book session

$120/session

Authentic
Challenging
Direct

Specialties

Anxiety
Couples Counseling
Mood Disorders
+10
My name is Jennifer Leighton, LCSW. As a clinician, I have worked in a variety of settings, including psychiatric, outpatient mental health that provided individual, family, couples, and group counseling. I have extentive experience helping individuals and families facing substance abuse challenges, emotional struggles, relationship stress, trauma, depression, anxiety, and DCPP involvement. My approach is authentic, collaborative, and tailored to your unique needs. I vale transparency and strive to be empathic, direct relatale and supportive. I work to creat an environment where clients feel comfortable expressing themselves openly without fear of judgement. I loook forward to supporting you in your journey towards emotional wellness.
Available
View profile
Book session

$120/session

Open-minded
Warm
Intelligent

Specialties

Anxiety
Coping Skills
Depression
+1
I am a Licensed Clinical Social Worker (LCSW) in New Jersey with over 10 years of experience providing mental health services to adults experiencing depression, anxiety, trauma, serious mental illness, substance use, and other co-occurring disorders. My clinical approach is person-centered and strengths-based, utilizing evidence-based interventions such as Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Trauma-Informed Care, crisis intervention, and psychoeducation to support clients in achieving their goals.
Available
View profile
Book session

$150/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Depression
LGBTQ
+10
I am a Bilingual Licensed Clinical Social Worker based in NJ. believe in a holistic approach to therapy, which means I aim to understand you as a whole person, including your physical, emotional, mental, social, spiritual well-being. I take into account your past experiences, current stressors, trauma, and unique circumstances. My approach isn't a one-size-fits-all; I use a variety of therapeutic techniques.
VirtualAvailable
View profile
Book session

$100/session

Authentic
Empowering
Warm

Specialties

ADHD
Couples Counseling
Depression
+5
My name is Eden Richman, I am a licensed clinical social worker based in Ewing, New Jersey, who specializes in providing comprehensive support to individuals at various stages of life, with a keen awareness of the challenges associated with significant life transitions. I am committed to supporting clients during pivotal moments in their lives. I can assist you to skillfully address symptoms of anxiety, depression, and self-doubt; addictions; and foster a therapeutic environment that promotes healing and personal growth.
VirtualAvailable
View profile
Book session

$150/session

Warm
Authentic
Direct

Specialties

Anxiety
Coping Skills
Mood Disorders
+3
I am a Licensed Clinical Social Worker (LCSW) licensed in New York and Texas, providing a supportive, nonjudgmental space where you can feel heard, understood, and empowered. As a therapist of Caribbean descent, I bring a culturally responsive lens to my work and understand the importance of identity, family, and community in the healing process. I specialize in working with individuals navigating anxiety, depression, trauma, and major life transitions. I also support clients from diverse and underserved communities, including those managing cultural expectations, generational experiences, and systemic stressors. My goal is to create a space where your full story is respected and valued. In addition to therapy, I provide immigration evaluations and approach this work with care, professionalism, and cultural sensitivity. I understand how important it is to feel safe when sharing your experiences, and I strive to ensure that process feels supportive and empowering. My approach is collaborative, strengths-based, and practical. Together, we will explore patterns, build coping strategies, and develop tools that you can apply in your everyday life. I focus on helping you gain clarity, improve emotional balance, and create lasting, meaningful change. Whether you are feeling overwhelmed, navigating a difficult transition, or simply ready to prioritize your mental health, you do not have to do it alone. I am here to support you in building the insight, confidence, and skills needed to move forward in a way that feels right for you.
VirtualAvailable
View profile
Book session

$125/session

Authentic
Empowering

Specialties

Anxiety
Life Transitions
Mood Disorders
+10
I’m a Licensed Clinical Social Worker (LCSW) in New Jersey with multiple degrees from Widener University. I’ve worked with a wide range of individuals facing challenges like anxiety, depression, OCD, bipolar disorder, and more. My focus is on helping people manage stress more effectively, build healthier routines, and feel more in control of their day-to-day lives. I’m not here to give you all the answers—I’m here to help you ask the right questions, challenge what’s no longer serving you, and support you as you build confidence in your ability to navigate life on your own terms.
Available
View profile
Book session

$150/session

Warm

Specialties

Anxiety
Chronic Illness
Depression
+3
Hello, and welcome. My name is Kandice Witherspoon, and I am a Licensed Professional Counselor in Pennsylvania and New Jersey with more than 20 years of experience providing mental health services throughout Pennsylvania, including the Pittsburgh and Philadelphia regions. I earned a Master of Science in Community Counseling from Springfield College in 2005 and a Master of Arts in Clinical Counseling from Waynesburg University in 2011. Over the course of my career, I have worked with emotionally vulnerable populations in a variety of settings, including hospitals, community mental health agencies, outpatient programs, and private practice. I have experience supporting children, adolescents, adults, older adults, and families from diverse backgrounds and life experiences. My areas of specialization include depression, generalized anxiety disorder, trauma, stress management, and life transitions. I also have experience working with individuals living with chronic medical conditions, including Parkinson's disease, and understand the emotional and psychological challenges that can accompany long-term health concerns. In addition to providing therapy, I have four years of experience supervising master's-level clinicians in BHRS and outpatient settings. I also completed a two-year certification program in Cognitive Behavioral Therapy through a mental health agency partnership with the Beck Institute. Clients often describe me as warm, compassionate, empathetic, and nonjudgmental. I strive to create a safe, supportive environment where clients feel heard, respected, and comfortable being themselves. While therapy is important work, I also believe that a genuine, lighthearted approach can help foster trust and connection.
Available
View profile
Book session

$100/session

Warm
Intelligent
Solution oriented

Specialties

ADHD
Anxiety
Trauma and PTSD
+9
Welcome! I'm Damaris, a bilingual (English/Spanish) Licensed Professional Counselor dedicated to helping older adolescents and adults navigate life's challenges with compassion and hope. I believe healing begins with feeling heard, understood, and supported. I provide a warm, culturally responsive, and nonjudgmental space where I enjoy getting to know your unique story, building on your strengths, and helping you develop practical skills to create meaningful, lasting change. Together, we'll work toward the goals that matter most to you.
Available
View profile
Book session

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+8
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.
VirtualAvailable
View profile
Book session

Often rebooked

$100/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
Coping Skills
+9
My name is Shannon Pavas and I am a Licensed Clinical Social Worker in the state of New Jersey. My hope is to assist you in working through whatever is in your way so that you may not only achieve your personal goals, but also learn to appreciate yourself and your life's journey. Whether you are experiencing severe anxiety or depression, relationship difficulties, low self esteem, or need to work through a specific dilemma, I will provide a safe and comfortable environment. I sincerely believe we all have the power to heal ourselves and to live happy and fulfilling lives, regardless of our past experiences.
VirtualAvailable
View profile
Book session

$130/session

Specialties

Trauma and PTSD
Anxiety
Depression
Hi there! I am an advocate, and a licensed counselor for children, adolescents, and adults (singles, couples & families). I currently serve CT, FL, GA, NJ & TX. I address topics concerning childhood abuse & trauma, alcohol & drug addiction, human & sex trafficking, low self-esteem/self-worth/self-confidence, depression, domestic violence, and relational violence. I give a voice to the silent screams, while creating a safe atmosphere to ‘tell all’. I introduce you to Healthier Perspectives through Cognitive Behavioral Therapy, Healthier Solutions with Solution-Focused Therapy; I Challenge Irrational Thinking Habits with Rational Emotive Behavioral Therapy and assist you in building on your individual strengths. Traumas are addressed via Trauma-Focused CBT, and Reasoning and internal strength are discovered through Motivational Interviewing and more. I provide you with the tools you need evolve into a healthier version of yourself - body, mind, soul, If you are struggling with anxiety, self-esteem, trauma, feelings of hopelessness &/or lack of faith, anger domestic violence/sexual abuse, mental & verbal abuse, if you are a victim of human or sex trafficking, substance abuse, suicidal thoughts &/or self-injurious behaviors, and you need guidance in 'transitioning your thoughts, behaviors, and way of living' because the way you have been living is draining you of substance (literally, financially, mentally & spiritually) - I can help! I am passionate about 'Empowering' others 'body, mind, soul & spirit'. I bring professional and personal experience and meet you exactly where you are at. You do not have to do this alone - allow me to push you to your next evolution!
VirtualAvailable
View profile
Book session

$106/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome to FaithWorks Therapy! I provide virtual therapy for adults, couples, and families across Virginia, Pennsylvania, Delaware, Texas, New Jersey, Nevada, Georgia, and Illinois. I help clients navigate anxiety, depression, stress, grief, relationship challenges, family conflict, and life transitions in a compassionate, supportive, and nonjudgmental environment. My approach is tailored to your unique needs and goals, empowering you to build healthier relationships, develop effective coping skills, and create meaningful, lasting change. Faith-based counseling is available upon request for those who wish to incorporate their Christian faith into therapy, but it is always optional and never required.
Available
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in New Jersey. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.