Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 194 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Marrium Guirguis

(she/her)

Marrium Guirguis, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey, my name is Marrium Guirguis and I am here to help you wherever you are in life. I believe we all have a story to tell and regardless of how similar two experiences sound, they will still be very different from each other and deserve to be heard, validated and worked with uniquely. Throughout my career, I have specialized in working with adults and adolescents 14+ with PTSD, Anxiety, working with survivors of human trafficking and domestic violence, family dynamics, supportive therapy through challenges, people with disabilities, and young couples. One thing uniquely about myself is that I am a little person (dwarfism). I navigate the world at 3’6” tall and had to overcome a lot and have learned tremendously from my experiences. If you resonate with that and feel there could be a lot to unpack and work through, I can help you. I have had great success in incorporating one's culture, faith, values and morals due to it being integral in understanding who they are. My Christian faith has influenced my desire to help people, but I enjoy working with people of all backgrounds in a faith-based or secular style, based on your preference. Life is moving pretty fast with all of the rapid changes occurring daily. This may be what you are looking for to be able to gain that much more control over it. Please check out my website at www.faithfultomorrowcs.com for more about my practice.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$50/session
LCSW
8 years of experience
Virtual
My name is Brigid, a Licensed Clinical Social Worker specializing in helping individuals navigate life transitions, grief, trauma, self-esteem challenges, and more. I work with teenagers, young adults, and millennials, creating a safe and supportive space where clients can explore their emotions, overcome obstacles, and build meaningful coping skills. My approach is warm, mindful, and collaborative, focusing on fostering self-awareness, resilience, and emotional well-being. Together, we will work toward creating a life that feelings authentic and fullfilling.

Elizabeth Gwin

Elizabeth Gwin, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
17 years of experience
Virtual
I am an LPC with 17 years of experience in counseling in various therapeutic settings. I work with teenagers and adults experiencing anxiety, depression, and trauma, as well as helping with coping skills, self-care and general wellness. Each person I work with is a unique, complex individual and I ensure each client’s treatment fits their specific needs, experiences, and goals.

Christina Valerio

(she/her)

Christina Valerio, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Hi there! I’m Christina, a licensed clinical social worker passionate about helping people feel empowered to achieve their goals and navigate life’s challenges. I work with individuals from all walks of life—adolescents to adults—who are seeking support for depression, anxiety, self-esteem, trauma, life transitions, and substance use. In our sessions, I provide a welcoming, judgment-free space where you can truly be yourself. Together, we’ll take meaningful steps toward understanding your experiences, embracing your strengths, and becoming the best version of yourself. My approach is person-centered and solution-focused, tailoring therapy to fit your unique needs. I pull from other modalities such as CBT, DBT, EMDR, IFS, and strengths based. Whether you’re looking to heal, grow, or simply feel more in control, I’m here to support you every step of the way. Plus, my friendly dog may pop in to bring some extra comfort and smiles during our sessions! Let’s work together to help you find clarity, confidence, and motivation on your journey. I’m here to hold space for your feelings, provide gentle guidance, and cheer you on as you do the work to create the life you want.

Jasmina Anandpara

(she/her)

Jasmina Anandpara, LCSW - New Jersey Therapist at Grow Therapy
$75/session
LCSW
10 years of experience
Virtual
Jasmina works eclectically to suit the needs of the individual. Under the model of therapeutic techniques; modalities used in treatment may include CBT, psychodynamic therapy, family therapy, Behavior therapy, Trauma informed therapy, Strength based approach and mindfulness-based interventions. Jasmina holds expertise in treating anxiety, depression, mood disorders, life transition issues, relationship and family issues. My effort will always be to build a strong foundation of trust and honesty, tangible, and warm therapeutic work. The key to success will be your participation in developing the treatment goals that will support to develop more insight, build resources, resilience, promote healthy emotional and mental wellbeing.

Lauren Livorsi

Lauren Livorsi , LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
14 years of experience
Virtual
As a Licensed Clinical Social Worker, I am especially equipped to support individuals dealing with anxiety and depression. My training, clinical experience, and deep understanding of evidence-based interventions such as cognitive behavioral therapy allow me to help clients manage symptoms, build resilience, and regain a sense of control in their lives. I create a compassionate, non-judgmental space where individuals feel safe to explore their thoughts and emotions while working toward meaningful change.

Kim Saich

(she/her)

Kim Saich, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
5 years of experience
Virtual
With a Master’s in Clinical Mental Health Counseling and dual licensure as a Licensed Professional Counselor (LPC) and Licensed Drug and Alcohol Counselor (LDAC), I bring extensive expertise to address a range of mental health and addiction concerns. My professional background includes working with diverse populations, including adults, teens, and children navigating trauma, addiction, anxiety, depression, and existential challenges. I meet my clients where they are, helping them navigate through trauma, addiction, anxiety, and life transitions with a focus on healing, self-awareness, and empowerment. If you’re tired of feeling stuck and ready to take the next step, I’m here to walk that journey with you.

Constance D Sey

(she/her)

Constance D Sey, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
My goal is to provide a safe space for healing. I prioritize my client’s confidentiality and comfort when providing care to meet their needs. In addition, I treat each client as a unique individual with specific issues and needs. After earning my master’s degree from the University of Southern California, I began my counseling career with the Shenandoah Public School. I also worked as a Crisis Intervention Therapist for two years and as a substance abuse therapist for another two years. After obtaining my couples therapy and sex therapy licenses, I began working with couples.

Robyn Longo

Robyn Longo, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
20 years of experience
Virtual
I am a Licensed Mental Health Counselor (LMHC) in New York and Licensed Professional Counselor (LPC) in New Jersey. I have over 20 years of experience working with individuals and families in foster care and program settings. I have worked with individuals in a private practice setting for 10 years and currently work with individuals using a telehealth platform.

Sehnaz Zor

Sehnaz Zor, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor (LPC) based in New Jersey. I received my Masters in Psychological Counseling as well as my Post-Master’s Certification in Professional Counseling from Monmouth University. I have been practicing for 22 years in numerous settings including Partial Hospital Program, OPBH at a general hospital, private practice in office settings and virtual platforms. I worked with adults only and have experience in individual, group, marriage/couples and family therapy.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Frances Merz

Frances Merz, LPC - New Jersey Therapist at Grow Therapy
$170/session
LPC
19 years of experience
Virtual
Welcome! I have been in the counseling field for over 19 years. I provide counseling services for individuals 16 years of age & older. I believe people seek counseling for several reasons. They may want to improve a life situation, solve a problem, make a decision, or achieve a greater understanding of life. Anxiety, depression, low self-esteem, and social issues often accompany the desire to change. I am here to help you identify and work through these challenges by finding practical solutions to them. Counseling is a joint effort, where I support and encourage your hard work, courage, and commitment to create the life you desire. I am a friendly, compassionate & enthusiastic person. I utilize a variety of counseling techniques from an eclectic collection of theoretical orientations based on the needs and strengths. I specialize in working with individuals on various topics. Once we establish an understanding of your situation, we work together to achieve mutually agreed upon goals. I use a dynamic, personalized approach. I am highly empathetic to people's lived experiences. Areas of interest: Adjusting to life events or changes Coping with stress Anxiety Depression Low self-esteem/Low-self confidence Wanting to make a change in their life and need support Medical advocacy Parenting I also love working with young professionals who are in the first few years of their careers. My clients are eager to improve, but don't yet have the tools needed to make this goal a reality. They often feel stuck, overwhelmed and anxious about their careers.

Danielle Goldfinger

Danielle Goldfinger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
Hi Everyone! I am a Licensed Professional Counselor (LPC) based in New Jersey with a certification in perinatal mental health (PMH-C). I hold an Undergraduate degree in community health with a Masters degree in Professional Counseling. Throughout my decade + career in the field, I have experienced and come to understand a variety of unique circumstances & settings with a diverse population needs among my clientele; including with children, adolescents/teens, adults, and families. My goal is to help my clients not only feel like the most fabulous version of themselves, but to understand that they deserve it as well.

Pam Hill

(she/her)

Pam Hill, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
28 years of experience
Virtual
I earned a Master of Science degree in Clinical Counseling from Loyola University in Baltimore, Maryland. Additionally, I received a secondary Guidance Certification from Villanova University. I am a Nationally Board-Certified Counselor and have worked in a broad range of settings for over 28 years. I believe that the best clinical practice is an evidence-formed, eclectic model whereby the therapist adjusts to the needs of the client. I strive to provide clients with an opportunity to explore their inner selves, their relationships with others and their innate striving for wholeness, creativity, and well-being. Therapy can increase overall sense of well-being, build stronger coping and problem-solving skills, strengthen one's resiliency and determination, change behavior, and build stronger interpersonal relationships. The establishment of a trusting relationship between the client and therapist is of utmost importance to be able to work together to build a skill set to adapt and overcome life's most difficult challenges in order to create a fulfilling life. Regardless of a client's clinical needs, it is imperative to determine their support system and focus on the encouraging aspects of those relationships in helping the client become more resilient and set on a positive path in life.

Brenda Hardin, LCSW, CCATP

(she/her)

Brenda Hardin, LCSW, CCATP, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
24 years of experience
Virtual
Hello! Do you feel overwhelmed? Do you feel there is a lack of purpose, fulfillment and passion in your life? Do people in your life often have a hard time really getting what you are going through? Are you caught up in unhealthy patterns? Do you want your life to change, but are unsure how to make that happen? We all experience life in our own way. Our thoughts, feelings, and expectations can be so overwhelming that they become obstacles to making decisions and living our lives to the fullest. If you are experiencing one of life’s unexpected challenges and would like to explore your thoughts and feelings in a private, safe, and comfortable environment tailored to help increase your awareness and ability to work through challenges, I am here for you. I view therapy as a safe space for processing life experiences, emotions, thoughts, and trauma in order to achieve one’s goals and necessary growth. My goal as a therapist is to collaborate with you to understand your thought processes, address barriers to wellness, and identify ways in which you can achieve your goals. I believe that clients are the experts of their own lives; however, sometimes need an outside perspective to help re-frame our thinking.

Dr. Victoria Panna

(she/her)

Dr. Victoria Panna, LPC - New Jersey Therapist at Grow Therapy
$180/session
LPC
14 years of experience
Virtual
Hello! I'm a Licensed Professional Counselor (LPC) and am licensed in New Jersey and Pennsylvania. I received my Masters in Clinical Mental Health Counseling from Villanova University and my Ph.D. in Human Sexuality from Widener University, and I have been practicing for 14 years. I help clients become the best versions of themselves, working through self-limiting beliefs, increasing self-awareness, and breaking through unhealthy thoughts and behaviors. In addition to being a counselor, I am a faculty member at a graduate counseling program in Florida.

LaQuita McNickles

(she/her)

LaQuita McNickles, LCSW - New Jersey Therapist at Grow Therapy
$200/session
LCSW
15 years of experience
Virtual
Hello! I'm LaQuita, a licensed psychotherapist and Certified Life Coach with a background in corporate, medical, and healthtech environments. I help people improve their mental health and emotional well-being, navigate challenges, and foster personal and professional growth through psychotherapy, coaching, and consulting. I received my Masters of Science in Social Work from the Columbia University School of Social Work and Bachelor of Science in Business Administration from Northeastern University.

Francina Fantauzzo

(she/her)

Francina Fantauzzo, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
5 years of experience
Virtual
Welcome! I'm so glad you are here. Let's take a moment and recognize that you've taken the first step towards improving your mental health, because we both know that therapy can feel daunting, yet hopeful at the same time. My name is Francina and I am here to help you on this journey. I am a licensed professional counselor and I practice in New Jersey and Pennsylvania. I am a board certified art therapist, certified autism spectrum disorder specialist, and certified clinical trauma professional. I provide a safe and inviting environment that enables clients to confront challenges related to anxiety, depression, self-care, trauma, and more. I am welcoming, non judgmental, accepting, and understanding. My focus is on assisting clients in developing self-awareness so they can be empowered to make choices in how they want to live their lives. Therapy can promote what you truly deserve. Someone to hear you, to see you. To believe you. I listen with compassion but I don't just sit there while you talk; rather it is a conversation. If that resonates with you, I'm here whenever you feel ready to take the next step.

Stephanie Balbuena

Stephanie Balbuena, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
7 years of experience
Virtual
Hello there! Thank you for stopping by and taking the first steps towards your self improvement journey. I invite you to envision the best version of yourself, capable of managing uncomfortable emotions, inner thoughts, and life challenges that might be troubling you. Together, we will work to help you reach your personal breakthroughs, find inner balance, & hope. I am a Licensed Professional Counselor in the state of PA & NJ. I received my Masters degree in Clinical and Counseling Psychology from Chestnut Hill College and have been providing mental health services for the last 7 years. I have experience working with clients who are struggling with stress and anxiety, motivation, self esteem/confidence, career difficulties, life changes/ transitions, peer relationships, & depression. I am also a bilingual therapist (English & Spanish speaking) and have experience providing cultural sensitive and trauma informed care. My therapeutic style is Client-Centered and Eclectic, where I honor everyone's ability and capacity for change and healing. Through our work, I will hold in high esteem that you are the expert in your own life. My role will be to support and guide you through the use of various evidence-based therapeutic techniques and emphasis on self empowerment and self compassion. *Disclaimer - Please note that I do not offer/complete the following services: Emotional Support Animal letters/evals, custody evaluations, Court-ordered treatment, Worker's compensation evaluation, Disability evaluation, FMLA paperwork*

Christine Toler

(she/her)

Christine Toler, LPC - New Jersey Therapist at Grow Therapy
$60/session
LPC
10 years of experience
Virtual
Hi. My name is Christine Toler, Chris, and I earned my Ed.S and LPC- MHSP in the state of Tennessee, and New Jersey. I have been licensed as a Professional Counselor since 2010, and a School Counselor since 2006. I started being a believer in therapy when it first helped me over forty years ago, (as a child). I thought what a wonderful way to get to the root of the problem... and get rid of it. Since then I have been working on myself as a client as well as acquiring a licensure to help others, including teens, adults and families. I focus on solution based and non-judgmental cognitive therapy. I believe understanding a problem is not the end of the work. The action we take to support a positive change... is what changes lives. And while I have experienced that in some very important areas... I continue to grow... daily. I choose to be transparent about that because I believe it is important to the work that my clients know I understand how it feels to be in their chair. If you are struggling with anxiety, depression, stress, doubt, guilt, grief, or all of the above, I believe I can help you.

Mary Goggins

Mary Goggins, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$160/session
LCSW
18 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW), Licensed Independent Substance Abuse Counselor (LISAC-AZ), Clinical Substance Abuse Counselor (CSAC-WI) and Independent Clinical Supervisor (ICS) based in the state of Arizona. I received my Masters from the University of Milwaukee and have been practicing for 18 years. I am also EMDR certified by the Francine Shapiro EMDR training institute. I help individuals struggling with a variety of stressors to become the best versions of themselves.

Wendy Sharpless

Wendy Sharpless, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
12 years of experience
Virtual
I have been a Licensed Professional Counselor (LPC) since 2018. My experience in the behavioral health field began in 2010 with work in various settings: Group housing, therapeutic support within a preschool setting, Intensive Outpatient (IOP), Partial Hospitalization (PHP), and outpatient counseling. I earned my Master’s degree in Counseling from Seton Hall University. I am also trained in trauma-informed care. I seek to create a safe, calming environment for all of my clients.

Laurie Weinberg

(she/her)

Laurie Weinberg, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
As a therapist, I am passionate about supporting people to create the life they want. Through my years of experience, I have developed a collaborative, warm, creative and down-to-earth approach. I believe you bring a unique set of strengths and personal successes that we will use in our work together as we approach new obstacles standing in the way of your growth. My work is rooted in mindfulness and the understanding that "we do not harvest our inner crop on the same day we plant the seed" and I look forward to partnering with you in your growth and healing. When I am not working, I enjoy knitting. Knitting, much like therapy, is a process of creating something meaningful stitch by stitch.

Jennifer Cozzolino

(she/her)

Jennifer Cozzolino, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
I am a clinical social worker and received my Master's from Monmouth University. I have worked the past few years in private practice with individuals, families, and couples. I primarily help individuals learn better ways to communicate, engage in healthy views of themselves, and manage the stressors that may arise, incorporating self-care when needed. I believe the true therapy process happens when not in session when the tools learned are explored, then the change is able to occur. I believe individuals are all able to commit to themself and therapy is the first step.

Michele Iannucci

Michele Iannucci, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
30 years of experience
Virtual
Hello, I am a mental health professional licensed in New Jersey and Florida with 30-plus years of experience. I help people grow and learn to overcome both personal and professional challenges to build a thriving life. If you can imagine building a life that is filled with happiness and success, reach out to me. I am here to help you do more than just survive. I am here to help you build a life that embodies flourishing in various aspects of life. Thriving encompasses emotional resilience and reaching one's potential, and experiencing fulfillment.

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Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.