Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 170 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/15/2025

Marrium Guirguis

(she/her)

Marrium Guirguis, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey, my name is Marrium Guirguis and I am here to help you wherever you are in life. I believe we all have a story to tell and regardless of how similar two experiences sound, they will still be very different from each other and deserve to be heard, validated and worked with uniquely. Throughout my career, I have specialized in working with adults and adolescents 14+ with PTSD, Anxiety, working with survivors of human trafficking and domestic violence, family dynamics, supportive therapy through challenges, people with disabilities, and young couples. One thing uniquely about myself is that I am a little person (dwarfism). I navigate the world at 3’6” tall and had to overcome a lot and have learned tremendously from my experiences. If you resonate with that and feel there could be a lot to unpack and work through, I can help you. I have had great success in incorporating one's culture, faith, values and morals due to it being integral in understanding who they are. My Christian faith has influenced my desire to help people, but I enjoy working with people of all backgrounds in a faith-based or secular style, based on your preference. Life is moving pretty fast with all of the rapid changes occurring daily. This may be what you are looking for to be able to gain that much more control over it. Please check out my website at www.faithfultomorrowcs.com for more about my practice.

Matthew Donohue

Matthew Donohue, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
10 years of experience
Virtual
Are you wrestling with feelings of depression or anxiety? Is your consumption of alcohol becoming a problem? As we work together in therapy, we can uncover the reasons for these emotions and behaviors. Sometimes these maladaptive coping mechanisms can stem from past trauma or deeper wounds. I am a Licensed Professional counselor in the state of NJ, and I am a 6th year doctoral student working toward a PsyD. in Clinical Psychology. I operate under the theoretical background of Carl Rogers, (Humanistic). I'm also a National Board-Certified Counselor (NCC.)

Remi Freeman

(she/her)

Remi Freeman, LCSW - New Jersey Therapist at Grow Therapy
$170/session
LCSW
25 years of experience
Virtual
I am a Licensed Clinical Social Worker licensed in both PA and NJ. I have been in private practice since 2001. I work with ages 15 years and older and I LOVE my career. I work with teens and young adults who are transitioning and have seen these clients through the entire process of not being accepted by peers and, very sadly family, to life incredible full lives. I have a past client's wedding to go to in May :) I get to witness my clients come to live the lives they've always wanted and I'm a small part of that. I absolutely love my job.

Angel Garcia

(he/him)

Angel Garcia, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
I want to help you flourish! I truly believe that when individuals strive to be the best versions of themselves they can have a significant impact in the world. I want to help you be the best version of yourself so that you can live confidently and be able to succeed regardless of what life throws your way. I'm a Licensed Professional Counselor in Connecticut and a Licensed Mental Health Counselor in Rhode Island. I have been practicing as a therapist for more than 8 years and I love working with teenagers and adults of any age.

Greg Bing

(he/him)

Greg Bing, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am an experience therapist who can support you in making positive changes in your life. My areas of specialty include personality and mood disorders, addiction, and grief, but I have work with clients on a wide range of issues over the years. I help my clients through a combination of education on how the human mind works, and increasing awareness of how those principals are playing out in your daily life.

Judy Goldman

(she/her)

Judy Goldman, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
22 years of experience
Virtual
I am Judy. The longer I have worked as a therapist. The more convinced I become that we all have within the ability to learn grow and heal. Try to provide a speech that is accepting and safe enough wow and open the world into our heart and soul rare the key for the kingdom lies.

Dr. Allie Hennis

(she/her)

Dr. Allie Hennis, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
23 years of experience
Virtual
My name is Dr. A and I have been providing counseling since 2002. I believe we all possess the skills to reach our potential and that as a Counselor it is my job to help you find your strengths to be the person you want to be. I will focus on building an authentic and supportive relationship with you and utilize techniques from Cognitive Behavioral Therapy, Mindfulness, Solution Focused, Attachment -Base approaches and many others. I believe here is a lot gained from understanding how our thoughts impact our feelings and behaviors. Additionally, the earliest relationships in life impact our adult relationships, and there can be much to be gained from a deeper understanding of this. I look forward to working with you soon!

Daniel Ludwick

Daniel Ludwick, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
4 years of experience
Virtual
I specialize in supporting individuals and couples who want to strengthen their marriage, improve interpersonal relationships, and navigate challenging family dynamics. Many of my clients come to me feeling misunderstood or unheard by their spouse or family members, and together, we work to improve communication and connection. I also assist individuals dealing with ADHD, anxiety and stress—whether related to future uncertainties, social interactions, work-related burnout, or relationship concerns. I create a warm and safe environment where you can gain clarity, develop personalized strategies and build effective coping skills.

Terri Hoag

(she/her)

Terri Hoag, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Verena Schnurr Alex

Verena Schnurr Alex, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
For the last 11 years I have been working in private practice, helping people through life's toughest issues. I have specialized more in working with adults who have issues with depression, anxiety and relationships. Through my different roles as a clinical supervisor, I have learned best practices for various mental health issues. I've also had the privilege to give talks on various mental health issues.

Jessica Fleming

(she/her)

Jessica Fleming, LPC - New Jersey Therapist at Grow Therapy
$110/session
LPC
1 year of experience
Virtual
Hi! I am a licensed Professional Counselor practicing in NJ. I received two Masters from Rowan University, one in Mental Health Counseling and the other in Counseling in an Educational Setting. I have been doing telehealth since January of 2023. I have extensive experience in helping clients with identifying their needs, setting attainable goals and working towards these goals at the client's own pace.

Kelly Szewczyk

(she/her)

Kelly Szewczyk, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) based in New Jersey. I received my Master's degree from Caldwell University and have been practicing for 7 years. I have experience working with children, adolescents, adults, and families in various settings. I currently work with adults struggling with anxiety, depression, stress-management, and self-discovery. My goal is to provide a supportive and safe environment for clients to create positive change, gain self-awareness, and lead a more balanced, fulfilling life.

Nadira Persaud

Nadira Persaud, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Hello! I am an Licensed Clinical Social Worker in New Jersey with 16+ years of experience working with individuals of all ages in outpatient, in-home, crisis and hospital settings. I aim to collaborate on building a safe space where individuals can feel free to express themselves and work on building the life they desire. I generally offer a laid back approach and calming space in order to foster healing and onward progress.

Alice Aronson

Alice Aronson, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$85/session
LPC
25 years of experience
Virtual
I am a licensed professional counselor with over 25 years experience working with clients suffering from anxiety, depression. and relationship conflicts. My therapeutic approach uses both solution-focused treatment and relationship modeling which can help me teach coping skills to help manage overwhelming feelings such as guilt and hurt as well as help clients see the role they play in contributing to on going issues and conflicts

Lydia Lynch

(she/her)

Lydia Lynch, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Welcome! I'm Lydia Lynch, and I am a Licensed Clinical Social Worker. I have a Masters in Social Work from New York University. I have over 10 years of experience as a social worker, and I have worked with a wide variety of clients from children and adolescents through older adults. I have experience in outpatient therapy, inpatient psychiatry, mental health, addictions, and research. I have a special interest in women's health and issues, including perinatal mood and anxiety disorders. Therapy can help you develop coping skills, enhance interpersonal relationships, and gain a greater understanding of your life. My goal is to create a warm and welcoming environment in which we can explore what matters to you most.

Cosku Taalu

Cosku Taalu, LCSW - New Jersey Therapist at Grow Therapy
$80/session
LCSW
13 years of experience
Virtual
Honesty is the most important part of a successful therapeutic relationship. Together, we will create a safe space where you can openly share your thoughts and feelings without judgment. By understanding your unique challenges, we can develop personalized strategies to overcome them. I believe in a collaborative approach that utilizes humor, empowerment, and a solution-focused mindset to support your growth and well-being.

Liss Rinker

(she/her)

Liss Rinker, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor. I hold licenses in Pennsylvania and New Jersey and specialty certification as a Certified Advanced Drug & Alcohol Counselor and a Certified Clinical Trauma Professional. I am a firm believer in everything that happens creates the person. I am a whole life counselor and work with people to explore what it would take to move past the difficult times in life. I take the time to get to know my clients and have many clients who have been with me for years. That doesn't mean someone will see me every week for the rest of their life. It means client know I am available when they have need. I do have clients who have seen me weekly for years not because they are dependent on me but because they have found benefit in processing their life regularly. I have had a successful personal practice for years and can offer clients the space and reverence to unpack the most unpleasant things to reorder them in a way they no longer can cause harm as they once did. There is no perfect childhood and it is likely families do the best they can and it may not have filled the needs of their child. I am happy to take as much time as needed to work through the problem as you understand it.

Dr. Louise Beaubrun-Macaluso

Dr. Louise Beaubrun-Macaluso, LPC - New Jersey Therapist at Grow Therapy
$230/session
LPC
11 years of experience
Virtual
For over a decade, I've immersed myself in the realm of mental health care, where I meet my clients in the place they are in their emotional/psychological struggles. I am passionate about making a lasting positive impact in each and every client's life. To that end, I obtained a bachelor's, a master’s and a doctorate degrees in psychology. My therapeutic approach is as diverse as the stories I encounter, tailored to resonate with each person’s unique journey.

Antanette Ringold

(she/her)

Antanette Ringold, LPC - New Jersey Therapist at Grow Therapy
$255/session
LPC
11 years of experience
Virtual
Hello, my name is Antanette. I am an experienced therapist and life coach with 10+ years of working in the mental health field. We can work together to address existential dread, development of systems and routines to address executive dysfunction, the journey of spirituality, unexpected life changes, anxious attachment style, Anxiety, and Depression. I understand starting therapy (or starting again) can be quite the task, especially if you’re not sure where to begin. My approach to therapy will be tailored to best fit your needs and we will work at the pace of your choosing. If you're looking to make a change, let’s work together!

Sandra Isaacs Moeller

(she/her)

Sandra Isaacs Moeller, LP - New Jersey Therapist at Grow Therapy
$100/session
LP
46 years of experience
Virtual
What can I say about myself? I have been a Ph.D. Psychologist seeing clients for over 45 years. I worked for NYC for a few years at first, then went into private practice, working in clinics, in my own private offices, in Nursing homes, first in NY, then in NJ. I also did home visits to clients at times. I took a break for 4 years in my 50's at worked in the Casino as a Blackjack dealer! Regular players wanted to sit at Docsandy's table and get some advice as they lost their money! Although it was great fun, I soon returned to my true calling and now can't seem to stop.

Francis Haggerty

Francis Haggerty, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
22 years of experience
Virtual
Welcome, my name is Fran Haggerty and I want to thank you for choosing therapy. Thank you for dedicating your time and energy into improving your situation. I am confident that Therapy will benefit you greatly and provide you with the necessary tools to help you sort through your challenges. My goal is to create a safe and supportive space for you to explore your thoughts and feelings. Together, we will navigate the challenges you are facing and create an improvement plan that will allow you to move forward with confidence. I value your dedication and commitment to this process that has proven invaluable to many who have garnered the strength to improve their lives. I have been a licensed Clinical Social Worker (LCSW) since 2002 and have worked with men, women, and couples to improve their ability to think logically and communicate effectively. I aspire to work with individuals, couples, and young adults who are feeling overwhelmed with what life has thrown at them. These challenges include increased anxiety, depression, addiction, self-esteem, and embracing the confidence to move forward. My professional approach combines evidence-based interventions including CBT, and motivational interviewing, along with proven coaching strategies to effectively accomplish your goals.

Keith Miles

(he/him)

Keith Miles, LPC - New Jersey Therapist at Grow Therapy
$90/session
LPC
5 years of experience
Virtual
Hi, I'm Keith. I'm a licensed therapist in New Jersey, Pennsylvania, and Florida. I believe that in life, we have two choices: to live like or unlike the person we want to be. Sometimes we find ourselves at a point in life where it doesn’t feel like how we want to be living. Maybe you feel overwhelmed by difficult emotions, anxiety, or depression. Perhaps you’ve got lots of negative, self-critical, or racing thoughts. It could be that there's aspects of your relationships that you're unhappy with. Life responsibilities like work or achool might be stressful or unfulfilling. Perhaps you're struggling with your identity or the heavy weight of what’s happening in the world and our country. Whatever the case may be, I'm here to help you find balance and work towards living a life that looks more like the one you want to have. Together, we will identify the issues you're facing, explore and treat them with compassion, and find ways to address them. I will use my warmth, empathy, unconditional positive regard, and evidence-based therapeutic approaches to help you live a life thats feels more worthwhile. I will support you to make positive choices, grow, and find ways to cope. I aim to affirm, support, empower, and advocate for queer people, trans people, women, people of color, and adults of all ages and abilities. If you are looking for a safe therapist to be yourself with, I'd love to work with you.

Christina Valerio

(she/her)

Christina Valerio, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
5 years of experience
Virtual
Hi there! I’m Christina, a licensed clinical social worker passionate about helping people feel empowered to achieve their goals and navigate life’s challenges. I work with individuals from all walks of life—adolescents to adults—who are seeking support for depression, anxiety, self-esteem, trauma, life transitions, and substance use. Currently licensed in the state of NJ and PA. In our sessions, I provide a welcoming, judgment-free space where you can truly be yourself. Together, we’ll take meaningful steps toward understanding your experiences, embracing your strengths, and becoming the best version of yourself. My approach is person-centered and solution-focused, tailoring therapy to fit your unique needs. I pull from other modalities such as CBT, DBT, EMDR, IFS, and strengths based. Whether you’re looking to heal, grow, or simply feel more in control, I’m here to support you every step of the way. Plus, my friendly dog may pop in to bring some extra comfort and smiles during our sessions! Let’s work together to help you find clarity, confidence, and motivation on your journey. I’m here to hold space for your feelings, provide gentle guidance, and cheer you on as you do the work to create the life you want.

Marta Warner

(she/her)

Marta Warner, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
8 years of experience
Virtual
My therapeutic style is warm and welcoming, collaborative and flexible, expert yet open-minded. I enjoy developing relationships and treating others as I would like to be treated. In sessions, I am active and involved, working alongside you to help you achieve your goals. Together we can identify how you can communicate and manage your thoughts and feelings to be the best version of yourself. I utilize evidence-based treatment modalities and traditional talk therapy to move you forward in life. Please reach out so we can get started in your journey!

Julie Fitzick

(she/her)

Julie Fitzick, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an practicing clinician since 2020, I bring experience from community mental health, the educational system, and private practice. I've worked with individuals, couples, and families of all ages, tailoring evidence-based approaches to support each client's unique journey toward growth & healing. Life can feel overwhelming, but you don’t have to face challenges alone. I provide compassionate, personalized therapy for individuals, couples, and families at all stages of life. Whether you’re navigating emotional regulation, parenting struggles, grief, ADHD, anxiety, depression, or relationship challenges, I’m here to support you.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.