Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 25 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/19/2025

Dawn Seeburger

Dawn Seeburger, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
1 year of experience
Virtual
Dawn Seeburger completed her master’s degree in School Counseling with licensure at Kutztown University. She has been practicing for over 10 years and is knowledgeable and confident in her work. She utilizes an interactive play therapy-based approach which includes CBT and psychoeducation. Dawn works with all ages from as young as 3 years old. Typically, she incorporates family members, when possible to help families improve relationships and make positive changes. If your child is struggling in the school environment, Dawn can help work through this and also collaborate with the teacher to develop a positive plan for success in the classroom.

Shira Collings

(she/they)

Shira Collings, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I’m a Licensed Professional Counselor who supports individuals navigating the complex, tender terrain of reproductive identity—including fertility struggles, abortion, pregnancy loss, parenthood, or the choice to be childfree—as well as broader concerns like anxiety, depression, grief, and major life transitions. I work from a relational, trauma-informed, and feminist lens, and I am deeply affirming of LGBTQ+ and neurodivergent identities. Together, we make room for uncertainty, transformation, and the many layers of identity that can emerge in the process of living, healing, and becoming.

Rosas Place

(she/her)

Rosas Place, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
21 years of experience
Virtual
I am a Licensed Clinical Social Worker based in New Jersey and South Carolina. I ascertained my MSW from Rutgers the State University of New Jersey. I have been in Private Practice for over twenty years working with children, adolescents and adults using Eclectic and Cognitive Behavioral Therapy treatments. Specializing in various kinds of trauma and depression . I have worked in the pubic school system as a Social Studies Teacher and a member of the Child Study Team. In addition, I worked in several hospitals in the emergency room as a psychiatric social worker and several Correctional facilities in New York and New Jersey.

Virginia B. Gaddis

Virginia B. Gaddis, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
11 years of experience
Virtual
Hello there, My name is Virginia B. Gaddis , and I am a Licensed Mental Health Counselor. I am a people person; and as such have a passion for helping people. I received my Masters in Counseling from Barry University and specialize in Mental Health Counseling & Marriage and Family Therapy. I am currently completing my PhD in Counseling and Psychology. Since graduating I have worked as an outpatient therapist, a youth counselor, a Family Court specialist and a victim advocate for the police. Mental Health and Family are my life passions. Working in different arenas has allowed me to see how mental health applies and affects all areas of life.

Dr. Karen

Dr. Karen, LMFT - New Jersey Therapist at Grow Therapy
$125/session
LMFT
10 years of experience
Virtual
I am a Licensed Marriage and Family Therapist in private practice and accept insurance. I provide therapeutic services to diverse populations, including couples, families, individuals, and groups. I specialize in couples therapy and work with couples to reduce communication barriers, resolve conflicts, and address intimacy issues. Complex relationship dynamics can cause considerable distress. Therapy provides a supportive resource for couples, individuals, and families, offering empathy, understanding, and attentive listening. I am committed to assisting you and your family in achieving your personal and relational objectives.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Lauren Morrison

(she/her)

Lauren Morrison, LPC - New Jersey Therapist at Grow Therapy
$130/session
LPC
11 years of experience
Virtual
Specializing In..... Child and Adolescent and Family Therapy * Individual Anxieties *School & Group Counseling * Children and Adolescent Counseling *Eating Disorder Counseling *Divorce Recovery and Peaceful Resolution of Family *Education Counseling for Elementary Students and Special Education Students and Parents *Educational Plan and IEP consulting * Social Skills and Conflict Resolution Board Certified Licensed Professional Counselo-dual Master's from University of Pennsylvania in School Counseling as well as Mental Health Counseling.She has her Bachelor's degree from St. Joseph's University in Education. Lauren specializes in working with children and adolescents and families as well as eating disorders, anxiety and school related issues. Lauren has experience as a school counselor at Hartranft Elementary School in Philadelphia, PA. She has private practice counseling experience at Starting Point in Westmont,NJ. Lauren also has experience in working with woman and girls suffering from eating disorders at the Eating Disorder Treatment Center in Marlton,NJ.

Rebekah Johnson

(she/her)

Rebekah Johnson, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
10 years of experience
Virtual
Hi, I’m Bekah. I want to start by saying that reaching out for help takes courage. Whether or not we work together, I am glad that you are taking the time find a clinician with whom you feel comfortable. Do you ever find that you are significantly harsher with yourself than you would be to a friend or even a stranger? Life is hard enough on its own, yet sometimes we have a tendency to make it harder for ourselves. My role is to be there to listen in an unbiased way and help you process your thoughts to gain a better understanding of a situation and prepare for future experiences. The process of understanding is very personal, so I will work to use evidence-based methods that are a good fit for you. Everyone deserves to be heard and treated as a respected equal, regardless of age or any other factor. We are all just humans trying to be happy.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Roberta Leveson

Roberta Leveson, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
25 years of experience
Virtual
I am extremely passionate about helping children, teens, and young adults navigate the complexities of life. With over 20 years of experience in the field of counseling, my focus lies in trauma-related issues, anxiety, depression, ADHD, as well as an array of mental health disorders. I am dedicated to providing a safe, caring and supportive environment which in turn allows my clients to feel safe exploring, expressing and adjusting to changes and life’s challenges.

Najwa Driggins

Najwa Driggins, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Hello, I’m Najwa! I am a Licensed Clinical Social Worker in the state of New Jersey. I graduated from Rutgers University with a Masters in Social Work. I have had the pleasure of working with children, teens, adults, Senior Citizens and families, in the community, schools, home and facilities. I assist individuals and families improve their quality of life by working together on personal challenges negatively impacting the mental health of individuals. I am here to help individuals struggling with depression, anxiety, self-awareness/self-esteem, family/relationship challenges, grief/loss, life transitions, and developing healthy boundaries and coping skills.

Richard G. Allen

(he/him)

Richard G. Allen, LP - New Jersey Therapist at Grow Therapy
$150/session
LP
20 years of experience
Virtual
Hi there, I'm Dr. Rich Allen. Are you feeling overwhelmed with your day-to-day work, relationship, and health? Or perhaps you've experienced a loss or setback recently and are having trouble "bouncing back"? Is it hard to make time for yourself? I help support adults, children and families that may be dealing with various challenges in their lives related to anxiety, depression, attention problems, and social difficulties. Together, we can identify helpful changes you can make to bring you closer to your overall personal and professional goals and enhance your relationships with the important people in your life. We can also identify strategies to help you cope with many of the life stressors you may be experiencing and get you back on track towards a healthier and happy life.

Christine Toler

(she/her)

Christine Toler, LPC - New Jersey Therapist at Grow Therapy
$60/session
LPC
10 years of experience
Virtual
Hi. My name is Christine Toler, Chris, and I earned my Ed.S and LPC- MHSP in the state of Tennessee, and New Jersey. I have been licensed as a Professional Counselor since 2010, and a School Counselor since 2006. I started being a believer in therapy when it first helped me over forty years ago, (as a child). I thought what a wonderful way to get to the root of the problem... and get rid of it. Since then I have been working on myself as a client as well as acquiring a licensure to help others, including teens, adults and families. I focus on solution based and non-judgmental cognitive therapy. I believe understanding a problem is not the end of the work. The action we take to support a positive change... is what changes lives. And while I have experienced that in some very important areas... I continue to grow... daily. I choose to be transparent about that because I believe it is important to the work that my clients know I understand how it feels to be in their chair. If you are struggling with anxiety, depression, stress, doubt, guilt, grief, or all of the above, I believe I can help you.

Alexandra Descalzi

(she/her)

Alexandra Descalzi, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
18 years of experience
Virtual
"Hello, I'm a License Professional counselor based in New Jersey, and I have had the privilege of working as a mental health counselor for the past 17 years. Throughout my career, I have focused on providing support and empowerment to individuals facing a range of challenges in outpatient settings. My journey in mental health began with a deep commitment to helping trauma and abuse victims find healing and reclaim their lives. Over the years, I have worked extensively with survivors, offering compassionate and evidence-based interventions to help them navigate their trauma and foster resilience. In addition to trauma work, I have also been dedicated to serving individuals with a range of mental health struggles. One of the most rewarding aspects of my career has been witnessing the transformative power of mental health empowerment. I believe strongly in the importance of empowering individuals to take an active role in their healing journey, fostering a sense of agency, self-worth, and hope for the future. My dedication to mental health empowerment extends beyond the therapy room. I am deeply involved in community outreach efforts, advocacy work, and initiatives aimed at destigmatizing mental health issues and promoting access to quality care for all. I am excited to continue this journey of empowerment and impact, and I look forward to the opportunity to collaborate with you on your own path to mental well-being.

Becky Cicalese

(she/her)

Becky Cicalese, LMFT - New Jersey Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
Hello there! My name is Becky, and I am a Licensed Marriage and Family Therapist. Along with this license, I am also a Certified Grief Professional (CGP), a Certified Clinical Trauma Professional (CCTP), a Certified Addictions-Informed Mental Health Professional (CAIMHP), a Certified Clinical Anxiety Treatment Professional (CCATP), a Certified Mood Disorder Professional (CMDP), and a Certified Specialist in Anger Management (CSAM). As a therapist, it is my privilege to connect with you and assist you in developing your own journey throughout the therapeutic process. My stance on therapy is person centered, with a focus on compassion and understanding, while also trying to find that balance of "telling it like it is" in certain situations. While I do believe humor is a good source of medicine, I also believe in using various forms of systems theory, where there is an understanding that your issues and presenting problems do not happen in a vacuum. We will discuss how life's challenges, whether they occurred in childhood or during your morning walk to get coffee, have impacted your view of self and others and what that means for you moving forward. Together, we will dive into your thoughts and emotions and develop healthy ways to express yourself and manage what you have been experiencing.

Sarah Nitka

(she/her)

Sarah Nitka, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
10 years of experience
Virtual
I have been working in the helping field since 2015. I utilize person-centered and positive psychology models and have experience in DBT, CBT and trauma focused care. My experience includes working with children, adolescents and adults in various settings. I enjoy being part of the process of helping individuals make positive changes and exploring issues to have improved understanding and better ways of coping with life’s stressors.

Delicia McKinney

(she/her)

Delicia McKinney, LMFT - New Jersey Therapist at Grow Therapy
$175/session
LMFT
15 years of experience
Virtual
I am a Licensed Marriage and Family therapist based in Philadelphia. I am originally from California where I worked primarily worked in Group Homes and behavioral hospitals. I recieved my masters from Capella University. My background also includes outpatient, community based outpatient programs, like Family Base, and social work. I take a collaborative approach with my clients to allow them room to develop a sense of safety and security and gradually include holistic and intensive interventions to work through and understand presenting problems.

Amie Berlinski

Amie Berlinski, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
15 years of experience
Virtual
I am a Bilingual, Creative, and Motivated Counselor who utilizes a range of therapeutic interventions to aid individuals in overcoming obstacles and developing skills to enjoy a rewarding life. For many people, starting counseling can be a scary and intimidating task. I hope to help ease you into finding ways to explore and enhance your abilities and experiences, as well as uncover the obstacles or fears that can hold you back from revealing your strengths and inner resources and managing life stressors and challenges.

Yenda Reyes

Yenda Reyes, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Masters from Rutgers University and have been practicing for about 6 years. I have experience in helping individuals learn positive coping skills and strategies that can help to improve their mental and emotional well-being. I work with my clients on identifying self-care activities and positive coping skills, in addition to understanding their strengths and weaknesses. I also work with my clients on developing and implementing skills that will help them to set boundaries and limits and to problem solve and set goals. These learned skills will ultimately help my clients to navigate relationships and situations in their lives that are the source of their stressors. My overall goal is to help my clients overcome the stressors, problems, and trauma that overwhelm them, so they can thrive and live their best lives.

Better Journey LLC

(She/Her)

Better Journey LLC, LPC - New Jersey Therapist at Grow Therapy
$125/session
LPC
18 years of experience
Virtual
Hi there! We are licensed in New York and New Jersey . We provide experienced online counseling services. We have experience working with a diverse range of clients and needs; however, our expertise is in supporting individuals dealing with depression, anxiety symptoms, and trauma. To best serve our clients, we incorporate various techniques, including Cognitive Behavioral Therapy (CBT) , Motivational interviewing skills, and Person Centered therapy.

Sondra J Dublinsky

(she/her)

Sondra J Dublinsky, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
35 years of experience
Virtual
Sondra J. Dublinsky, LCSW, LCADC, CCTP has a Master’s degree in Student Personnel Services (School Guidance Counseling) from Glassboro State College ( currently Rowan University) and a Master’s degree in Social Work from Rutgers University. Sondra has been an influential leader in the Mental Health/Substance Abuse field for the past 35 years, serving as a teacher, bilingual (Spanish/English) therapist, Substance Abuse Assessment specialist, Professional Trainer, Supervisor and Executive Director. Sondra has experience working with children, adolescents and adults utilizing the following treatment modalities: Cognitive Behavioral Therapy, Motivational Interviewing, Brief Solution Focused Therapy, Narrative Therapy, Gestalt therapy and Family-Based Therapy in an individual, group and family therapy setting. Sondra also has experience providing counseling in an Outpatient, Intensive Outpatient, and Partial Care setting with DCP &P, Drug Court and IDRC referred clients. Over the years, she has participated in training and implementing evidenced based practices to help to empower clients/counselors to move clients forward in recovery. Sondra has dedicated her life’s work to making programs better for the community, the families and the clients that use them and places high value on bringing about sustainable change.

Ashley Flewellen

Ashley Flewellen, LPC - New Jersey Therapist at Grow Therapy
$200/session
LPC
12 years of experience
Virtual
I am a licensed Professional Counselor with over 12 years of experience working in various mental health settings, including in home therapy, outpatient therapy, intensive outpatient programs, psychiatric emergency rooms, and children’s shelters. Together, we will set goals and take steps to achieve them by utilizing coping techniques to allow you to become the best version of yourself. We will discuss different strategies on how to practice self care and effectively manage your emotions.

Mary Domingo Akeju

Mary Domingo Akeju, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
10 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I have been practicing for 10 years. I help my clients with mental, emotional and psychological challenges. I create a safe non judgemental and therapeutic space where my clients can feel safe to exlpore and express their feelings, thoughts and concerns comfortably. I will make use of different techniques with the ultimate goal of empowering my clients and helping them to improve by making positive changes, and acheive the personal growth.

Amy DeGirolamo

Amy DeGirolamo, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
19 years of experience
Virtual
I am a therapist who helps individuals and couples work on psychological and relational issues to find ways to solve them and enrich their lives. I work with clients to develop a plan of action to learn ways to manage and resolve the thoughts, feelings and behaviors that are holding them back from having a happy fulfilled life. I will help reframe thoughts to improve energy, self esteem and confidence so clients can be who they want to be. I have a specialty in trauma, especially related to childhood and attachment issues. I am certified in the technique of EMDR which releases and helps resolve intense feelings such as fear, anxiety, depression, fear or shame. I will work in sessions to build confidence and resilience to result in better energy and a positive outlook to improve daily functioning and holistic health.

NatashaLee Blair

(she/her)

NatashaLee Blair, LCSW - New Jersey Therapist at Grow Therapy
$140/session
LCSW
15 years of experience
Virtual
Hello, I'm Natasha Lee and I am looking forward to getting to know you. You've already taken the first step in seeking therapy and should be proud of yourself. It takes bravery to seek help and express vulnerability. Through empathy and compassion, I utilize evidence-based practices to empower, motivate, and encourage you to become the best version of yourself you can be. I will work with you hand in hand to assist you with learning effective techniques to manage your emotions, anxiety, depression, trauma, and daily life stressors. I have extensive experience working with children, adolescents, and adults from diverse backgrounds. I offer in-person sessions as well as tele-therapy. Whether you are seeking therapy individually for yourself or a loved one or seeking to improve your relationship or family dynamics, I am here to help you fill your toolbox with the essential mechanisms needed for positive change. I love being a therapist and being able to provide an outlet and safe space to heal.

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Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.