Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 124 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/15/2025

Rick Mastroianni

Rick Mastroianni, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
25 years of experience
Virtual
Hi, We all have rough patches from time to time and can use an impartial person to help get us back on track, and that is what Rick can do for his clients. Rick is well versed in traversing life's obstacles and assisting in overcoming many different types of challenges. He has 25 years of experience working with adolescents, adults, and couples. Rick specializes in working with borderline personality disorder, substance use disorder, and self-harm clients. His years as a college professor give him a patient and attentive approach to psychosocial therapy. Rick helps clients overcome challenges with different treatment approaches like cognitive behavioral (CBT), dialectical behavioral (DBT), person-centered, and trauma focused therapies among others. I'm a LMSW, with a CAADC I received my Masters in social work from the University of MIchigan-Ann Arbor and have been practicing for 25 years. I help young adults struggling with career stress and burnout become the best versions of themselves.

Gary Watson

Gary Watson, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$120/session
LMSW-C
15 years of experience
Virtual
I'm a licensed MSW (master social worker) in Michigan. I use solution focused counseling to help you figure out what positive changes you'd like to make and what small changes you can start with. I enjoy working with a wide variety of people and concerns. Solution Focused Therapy is a very practical and effective form of counseling. Most of the clients who gravitate towards my services want to take action and start making changes right away. They don't want to just talk about their problems, they want to get ideas for specific things to do and move on with their lives. They don't want to be in counseling for years and want a counselor who appreciates that too.

Joe Bommarito

Joe Bommarito, LPC - Michigan Therapist at Grow Therapy
$130/session
LPC
24 years of experience
Virtual
Hello! I am a Licensed Professional Counselor (LPC) based in Michigan. I received my masters degree from Oakland University in Rochester Michigan and have been in the mental health field for almost 25 years. I help adults struggling with anxiety, depression, anger, and many other issues. Life can definitely present with many challenges and I also help individuals become the best versions of themselves.

Jonah Silk

(he/him)

Jonah Silk, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
5 years of experience
Virtual
I am an LMSW, soccer coach, and former collegiate athlete. Formerly the Ehrenberg Family Fellow for Athletic Counseling in the University of Michigan Athletic Department. I provided mental health and athletic performance care for up to thirty Division 1 varsity student-athletes. I received my master’s degree from the University of Michigan School of Social Work in 2020. My passion is to help individuals become masters of themselves and to help them accomplish their goals. I work from a social justice lens to be culturally sensitive, utilizing strength-based, solution-focused interventions. I strive to work collaboratively toward clients’ objectives. I have worked with patients on athletic performance, injury support, self-esteem, depression, anxiety, sleep issues, relational stressors, grief/loss, trauma and suicidality. My approach is foundationally a Cognitive Behavioral Therapy (CBT) framework, and I am certified in Cognitive Processing Therapy (CPT). I intend to earn my certification in Acceptance and Commitment Therapy (ACT) and Dialectical Behavioral Therapy (DBT). The area I am most passionate about is the study of traumatic, toxic-stress, and mind/body symptoms. I have been interested in how trauma extends beyond some of the more historic notions of PTSD and ACEs. I myself was a collegiate athlete and, through many hardships and obstacles, on and away from the field, went through my own mental health journey. After coaching youth soccer for eight years since college, it became apparent to me that we had been neglecting the mental health of athletes and, oftentimes, of youth in general. In turn, my biggest motivation became de-stigmatizing mental health problems, particularly in the world of sport, and being a spokesperson for the value of therapy.

Ann Lukacsy

Ann Lukacsy, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
Hello, my name is Ann and I have been in the counseling field for over 20 years. I have worked with several diverse populations in a nonprofit setting, and also several years as a school counselor. I have been in private practice now for seven years and I serve adults and adolescents. My specialties are anxiety management, and relationship issues. My goal is to assist clients with a healthier, more positive mindset, which will intern help them cope better with life transitions, and assist with achieving their highest potential. I do enjoy incorporating spirituality as a coping mechanism and healing tool, however, I like to go where the client feels most comfortable.

Karen Larkins

(she/her)

Karen Larkins, LPC - Michigan Therapist at Grow Therapy
$50/session
LPC
10 years of experience
Virtual
Greetings! I am Karen Larkins. I am pleased to introduce myself as a healthcare professional, with GROW Therapy. I am delighted to share my clinical experience, and educational background within this program. I am a Licensed Professional Counselor, with the State of Michigan, as well as a Certified Rehabilitation Counselor. I am an advocate and a consultant for persons living with disabilities. I work to achieve self sufficiency, and overcoming barriers for persons who are disabled. I counsel individuals facing stigmatizations associated with lack of supportive services for persons with disabilities. The optimum mental health of many people is contributed to their quality of life. Being able to attain self sufficiency is a great incentive for living well and fulfilled.

Dr. Cheruba A. Dhanaraj (Dr. D)

(she/her)

Dr. Cheruba A. Dhanaraj (Dr. D), LPC - Michigan Therapist at Grow Therapy
$385/session
LPC
15 years of experience
Virtual
I’m a Licensed Professional Counselor in Michigan and an Executive Coach with a Ph.D. in counseling and an MBA with over 15 years of experience helping high-achieving, highly anxious individuals and those with ADHD find clarity, calm, and confidence. Whether you’re navigating major life transitions, work stress, or relationship struggles, I offer a blend of evidence-based strategies and compassionate support to help you feel more in control, connected, and equipped to move forward.

Angie Hollander

Angie Hollander, LMSW-C - Michigan Therapist at Grow Therapy
$125/session
LMSW-C
14 years of experience
Virtual
I'm Angie Hollander, an LMSW with 14 years of experience providing compassionate therapy in New Jersey and Michigan. I partner with adults of all ages, including young adults (14-18) navigating challenging life transitions, trauma, or concerning thoughts and behaviors. My goal is to help you remove the burdens of stigma and shame, align your actions with your deepest values, and leverage your existing strengths and life experiences to integrate new skills and perspectives, empowering you to live a more fulfilling life.

Traci Doran

Traci Doran, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
3 years of experience
Virtual
As a compassionate and experienced clinician, I specialize in helping individuals navigate the complexities of anxiety, depression, and grief. Through a combination of evidence-based therapies and empathetic support, I work collaboratively with my clients to develop effective coping strategies and promote lasting healing. I understand that these challenges can be overwhelming, and I am committed to creating a safe and supportive space where you can feel heard, understood, and empowered. Whether you're struggling with persistent worry, feelings of sadness, or the loss of a loved one, I am here to guide you on your journey towards emotional well-being.

Amanda Gatiss

(she/her)

Amanda Gatiss, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$120/session
LMSW-C
7 years of experience
Virtual
Hello! I am a Licensed Clinical Social worker (LMSW-C) based in Michigan. I graduated with my master's degree in 2018 from Spring Arbor University. I have 7 years of experience working with children, adolescents, and adults experiencing things like anxiety, depression, obsessive thoughts, and traumatic experiences. I primarily work with adults who are experiencing chronic and sometimes debilitating symptoms of anxiety and depression due to a variety of reasons including parenting, employment, grief, divorce, and processing through past trauma that is holding them back.

Cheryl Reitz

Cheryl Reitz, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Jenee Garcia-Guillermo

(she/her)

Jenee Garcia-Guillermo, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
12 years of experience
Virtual
Hello! I am licensed social worker serving clients throughout the state of Michigan. I graduated with my MSW from Grand Valley State University in 2013. I have worked within the foster care system, provided wraparound services for at-risk youth, worked with those experiencing homelessness and with Veterans and their caregivers. I work with youth and adults on developing positive coping skills, short and long-term goals to address anxiety, depression, life changes, stress management and other mental health concerns.

Millicent Perkins

Millicent Perkins, LP - Michigan Therapist at Grow Therapy
$120/session
LP
20 years of experience
Virtual
I have over 20 years of experience in listening carefully to clients and understanding their unique perspectives and creating a safe and supportive space for them to express themselves. I create a friendly and welcoming atmosphere and encourage feedback from clients as to what will help them feel most at ease and build trust in me and in the process of therapy. As a compassionate and experienced clinician, I specialize in helping people navigate the complexities of anxiety, depression, chronic pain and grief. My therapy techniques are grounded in the latest neuroscience and nervous system regulation. My approach integrates Eye Movement and Desensitization and Reprocessing (EMDR), Pain Reprocessing Therapy (PRT), Emotional Awareness and Expression Therapy (EAET), and Internal Family Systems (IFS) to help you unlearn pain and reconnect with yourself and others in a safe and more empowering way.

Elana Greenberg

Elana Greenberg, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
20 years of experience
Virtual
Hi, I'm a licensed master's of social work based in Michigan with over twenty years of experience. The last eight years have been specifically in behavioral health. I'm passionate about working with adults of all ages. I thrive to provide a judgement free environment where clients have a safe space to explore and grow. I also help clients develop coping strategies and work toward their goals.

Rodney Skinner

Rodney Skinner, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
11 years of experience
Virtual
My name is Rodney Skinner and I am married and have 7 kids. I am a counselor because I love being a part of helping someone have a more fulfilling life. I have experience working with kids and adolescents with ADHD, oppositional/defiant behaviors, poor self-esteem, grief and loss, sexual and physical abuse, depression, anxiety and social anxiety disorders. I also have extensive experience with marital counseling, parenting skills, family difficulties, divorce recovery, domestic violence situations, blended family situations, obsessive/compulsive situations and chronic illness. I first focus on developing a trusting, non-judgmental and safe relationship with the person. I use an eclectic approach to counseling, utilizing evidence based treatments that pertain to the individuals stressors and needs. Sometimes past situations need to be explored and effectively dealt with in order to heal, forgive, understand, and implement new thoughts and skills to have a more fulfilling life. My overall passion is working with adolescents, parenting situations, marital relationships, depression, anxiety and chronic illness. My hobbies are spending time with my family, watching my kids play sports and hunting.

Kasey Walker-Lance

(she/her)

Kasey Walker-Lance, LMSW-C - Michigan Therapist at Grow Therapy
$90/session
LMSW-C
18 years of experience
Virtual
Hi! I am a Licensed Master of Social Work (LMSW) based in the greater Lansing, Michigan area. I graduated from Michigan State University and have extensive experience in advance care planning, working with people with chronic health conditions, older adults, LBGTQ+ identity, caregiver stress, family dynamics, depression, anxiety, and trauma. I help people from young adulthood through late life identify and utilize their strengths to promote quality of life for my consumers.

Solimar Mattei

(she/her)

Solimar Mattei, LMSW-C - Michigan Therapist at Grow Therapy
$120/session
LMSW-C
30 years of experience
Virtual
My name is Solimar Mattei, I am a clinician with over 25 years of experience treating various mental health issues such as depression, trauma, anxiety, grief and recovery from abuse. I primarily work with adults and am bilingual in English and Spanish. I have evidence based training in prolonged exposure, emdr, CBT-D and IPT-D for depression. I know how difficult and humbling it can be to reach out for help, therefore I take my responsibility as your therapist very seriously. I view therapy as a partnership where goals are developed and treatment has a focus that will lead you to live your best life. I will teach you skills needed to take back control of your life. You deserve to be at peace, joyful and productive. Together we can accomplish your therapy goals.

Alayna Boomgaard

(she/her)

Alayna Boomgaard, LMSW-C - Michigan Therapist at Grow Therapy
$175/session
LMSW-C
5 years of experience
Virtual
I am a Licensed Master of Social Work with a Clinical Designation (LMSW-C) based in Michigan. I received my Masters from Michigan State University and have been a practicing psychotherapist since 2020. My speciality is supporting individuals in healing and strengthening resilience following traumatic experiences. I primarily work with individual adults and adolescents who are struggling with trauma, domestic violence, self-harm, suicidality, anxiety, depression, emotional dysregulation, and/or identity-related concerns.

Dr. Carol Ellstein

(she/her)

Dr. Carol Ellstein, LP - Michigan Therapist at Grow Therapy
$180/session
LP
40 years of experience
Virtual
I have seen people in almost all professional and community arenas (even jails). My work has been a mix of public and private sector involvement, including 11 years of community mental health service and 30 years of individual practice. I have extensive experience in both home- and office-based psychotherapy, program development, clinical supervision, and clinical innovation. Special populations have included people with developmental disabilities, children and adolescents at risk for out-of-home placements, people with substance abuse issues, and geriatric populations; all have experienced various forms of grief, loss, and trauma while navigating the simple task of living and surviving. If you modify the title of Johnny Cash's song I've Been Everywhere to I've Done Everything (except prison work), that pretty much sums up my years of professional experience.

Regina Hall

(she/her)

Regina Hall, LPC - Michigan Therapist at Grow Therapy
$190/session
LPC
30 years of experience
Virtual
I am a counselor who embodies empathy, compassion, and motivation in guiding my clients toward healing and self-discovery. My training in TEAM CBT, developed by Dr. David Burns, emphasizes the transformative power of confronting negative thoughts to drive positive emotional change. This method, rooted in the principle that 'The Truth Shall Set You Free,' focuses on identifying and challenging cognitive distortions. Additionally, as a Christian Counselor, I seamlessly integrate Christian principles with traditional talk therapy and TEAM CBT, ensuring that these approaches complement rather than conflict. This holistic blend allows for a therapy experience where clients address their mental health challenges and find deeper meaning and alignment with their spiritual beliefs.

Ehsan Adib Shabahang

(he/him)

Ehsan Adib Shabahang, LPC - Michigan Therapist at Grow Therapy
$150/session
Has intro video
LPC
3 years of experience
Virtual
Are you feeling overwhelmed or struggling with your relationships? Does anxiety or stress seem impossible to shake off? Maybe you're at a crossroads with your career or finding it hard to connect with yourself. Or perhaps you've experienced trauma that you cannot navigate alone; you're not alone, and there is help available. I'm Ehsan Shabahang, a Licensed Professional Counselor (LPC) dedicated to helping you overcome life's challenges. Having worked with over 4,000 clients, including individuals, families, couples, students, groups, children, and non-profit organizations, I understand that life can be unpredictable. My military experience and multidisciplinary approach to therapy have taught me resilience and the importance of mental health. As an LPC, I hold a Master of Science in Clinical Mental Health Counseling and am currently pursuing a PhD in Social Psychology. I use a unique blend of therapy models in my practice, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), the Gottman Method, and sex therapy as a Certified Sex Therapy Informed Professional (CSTIP). This diverse approach allows me to better address your mental, emotional, and spiritual needs. I also integrate mindfulness, yoga, and art therapy to help you build a stronger, more positive relationship with yourself. My approach is especially supportive for those who have experienced trauma, providing a safe and nurturing environment to process and heal. Whether you're dealing with career stress, relationship issues, trauma, or looking to improve your self-awareness, I'm here to help. I offer a safe, compassionate, and judgment-free space where you can find the support you need. Together, we'll use practical tools and scientifically proven methods to help you achieve your goals. Take the first step towards a better life. Let's embark on this journey of growth and self-discovery together.

Connie Owens

Connie Owens, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
23 years of experience
Virtual
My name is Connie Owens, I am passionate about helping women overcome trauma and Narcissistic abuse. My approach is Holistic. We will address the 4 interdependent parts of self; 1. Mind, 2. Body, 3. Soul, and 4. Spirit. I believe that we are each uniquely different and to heal all of you we will need to treat all of you. Together we will develop a plan to look at every aspect of your life to see how it contributes to causing you emotional pain, and then focus on a solution to help you overcome the emotional pain, for good.

AJ Jones

(she/her)

AJ Jones, LMSW-C - Michigan Therapist at Grow Therapy
$80/session
LMSW-C
10 years of experience
Virtual
From a young age, I understood that life doesn’t come with a playbook. We all face challenges—some expected, others that knock us off our feet. Over time, I discovered the power of listening, holding space, and of helping others find their way through to reach their desired outcome. As a Licensed Master Social Worker (LMSW) with a background in performance coaching and trauma-informed care, by bringing both clinical expertise and a holistic approach to therapy. Whether you’re a teen exploring identity, a young adult feeling stuck or overwhelmed, a parent managing stress, or someone navigating grief or major life transitions. I am is here to support you. Specializing in anxiety, life transitions, emotional resilience, and inner child healing, I create a space that’s welcoming, down-to-earth, and grounded in trust. Therapy with me isn’t about judgment or quick fixes. It’s about partnership, deep insight, and helping you build the tools to move forward with confidence. No matter your age or stage in life, i believe healing starts with feeling seen and supported. And from the moment you walk through the door (or log on), you’ll know, you don’t have to do this alone.

Esther Garcia

(she/her)

Esther Garcia, LPC - Michigan Therapist at Grow Therapy
$155/session
LPC
12 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) and received by Master's Degree from Western Michigan University. I specialize in helping women in Michigan find more balance in their life and feel more connected with who they are while supporting them on their personal growth journey. My private practice offers exclusive online counseling providing high quality service to individuals working through relationship struggles, grief, anxiety, and depression.

Julie Boudreau

(she/her)

Julie Boudreau, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
30 years of experience
Virtual
Welcome! I am a clinical social worker licensed in Michigan with 30 years of experience in the field and 7 years providing mental health therapy using evidenced based practices. I currently provide school based mental health services in a district with high acuity. Prior to that I was a full-time therapist for a mental health agency. I have worked extensively with children, adolescents and adults. I received my Bachelor of Social Work from Northern Michigan University in 1991 and my Master of Social Work from Michigan State University in 2003. I am a certified EMDR therapist and have certification in trauma focused cognitive behavioral therapy. I am trained in full model Dialectical behavioral therapy and incorporate these evidenced based treatments into my practice.

Frequently asked questions

Why filter by Michigan rather than a city like Detroit?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Grief?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in Michigan that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.