Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 227 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

New to Grow

$120/session

Specialties

Coping Skills
Anxiety
Life Transitions
+10
Hi, I’m James. I have been counseling for several years. I consider myself to be compassionate, warm, and interested in learning who my clients are as people beyond just knowing what their symptoms are. The counseling experience with me is a partnership, not me pontificating to you about how you should be living your life. You are more than a partner in this process, you are the leader for managing your wellness with me offering feedback and guidance as necessary.
Available
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$100/session

Solution oriented
Empowering
Warm

Specialties

Coping Skills
Anxiety
Depression
+9
Hi, I’m Chelsea, a Licensed Clinical Social Worker who works with adolescents and adults navigating anxiety, stress, trauma, and life transitions. I use evidence-based approaches including Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and DBT-informed strategies to help clients understand their thoughts and emotions, develop healthier coping skills, and move toward meaningful change. My approach is collaborative, practical, and tailored to each person’s unique goals and strengths.
VirtualAvailable
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$150/session

Warm
Authentic
Open-minded

Specialties

Coping Skills
Addiction
Anxiety
+10
A life-long resident of Michigan, Kent has been a Licensed Professional Counselor since 1998. Married for 23 years and a father of two amazing sons, Kent’s passion is providing support and clinical tools for adults, families, and couples who are hurting and needing hope and healing. With over 27 years in the field, Kent brings his expertise and compassionate wisdom to his counseling work with clients. Although he works with those of any faith, or even no faith, he specializes in working with clients of the Christian faith.
VirtualAvailable
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$100/session

Solution oriented
Intelligent
Empowering

Specialties

Coping Skills
Anxiety
Trauma and PTSD
+9
Do you ever get caught off guard by a feeling that seems to come out of the blue? In some cases, you can "power through it" and not let it impact you too much, but other times it seems to get the best of you. Perhaps a little voice shows up and says "You shouldn't be feeling that way" or some version of "toughen up". While these ideas seem good in theory, they just don't take into account these feelings that are present. I help adults navigate the complexities of trauma, anxiety, addiction, and relationships through a compassionate, judgment-free approach. Using an eclectic, CBT-based framework, I support clients—especially creatives—on their journey toward healing and self-discovery. My own experiences with family trauma shape my understanding, allowing me to provide empathetic and personalized care.
Available
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New to Grow

$125/session

Specialties

Coping Skills
Anxiety
Grief
+10
Hi, I'm Laurie, and I WANT to hear what you have to say! Does anyone ever tell you that? Being heard and understood is an essential part of therapy. Therapists have varying skills and knowledge that we bring to the table. Deciding who to reach out to can be overwhelming, so I offer a free phone consult so you can get your questions answered and gain a sense of who I am before committing to therapy. This is important work, which means you get to choose the best fit for you. Having worked as a therapist for almost 20 years now, I consistently receive feedback that I have a warm, calming presence.
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New to Grow

$75/session

Specialties

Coping Skills
Addiction
Gambling Addiction
+8
I trained at the University of Michigan School of Social Work, and my clinical focus since has been the intersection of substance use and mental health — what the field calls co-occurring disorders, and what most of my clients simply call the hardest thing they've ever dealt with. Addiction rarely shows up alone. It travels with trauma, depression, anxiety, grief, and complicated relationships.
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$80/session

Warm
Authentic
Open-minded

Specialties

Coping Skills
Anger Management
Depression
Hi! I'm a Licensed Mental Health Counselor (LMHC) located in Ocala, Florida. I recieved my Masters degree from the University at Bufallo in the Sate of New York. I've been practcing for 40 years and work with people of all ages who are struggling with anxiety and depression. I utilize cognitive behavior therapy, active listening and support to help clients gain coping skills and independence. Everyone deserves to become the best version of themselves, feel good and make healthy decisions.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Challenging
Intelligent

Specialties

Coping Skills
ADHD
Anxiety
+4
I love working with teens, young twenties, single thirties, and veterans. I have extensive experience with those that struggle with ADHD, anxiety, depression, and performance with athletes. I would be happy to work with clients that maybe be experiencing therapy for the first time and are not sure what it is like. I also prefer in-person if you are in West Michigan or online if you are in another area.
VirtualAvailable
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New to Grow

$100/session

Specialties

Coping Skills
Anxiety
Trauma and PTSD
+10
I believe that healing happens when people feel truly heard, understood, and safe enough to be themselves. As a Licensed Professional Counselor with more than 15 years of experience, I work with adults, children, teens, couples, and families experiencing anxiety, depression, trauma, ADHD, relationship challenges, parenting concerns, grief, and life transitions. I have spent my life and career focused on partnering with clients to seek out solutions that increase their inner peace and self-worth. I have a special interest in helping adults heal from the lasting effects of difficult childhood experiences, including emotionally unavailable or addicted parents, family dysfunction, childhood trauma, and insecure attachment. I also have spent several years helping children and adolescents make sense of their world. Together we can explore how early relationships continue to influence self-worth, boundaries, relationships, and emotional wellbeing while building healthier patterns for the future. I believe our earliest relationships shape how we see ourselves, others, and the world, but they do not have to define the rest of our lives.
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$150/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Life Transitions
Trauma and PTSD
+10
Hi I'm Shan :) ! I'm a Licensed Clinical Social Worker who's been working as a therapist since 2018. I'm big hearted, non judgmental and believe in the healing power of authenticity. I've worked with adults of all ages on a wide scope of issues and strongly believe that I learn and grow alongside each and every person I work with.
VirtualAvailable
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$130/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Depression
+10
Welcome! Transformation is possible. You can choose to step into a fully connected, authentic, and joyful life. It's time to start living the life that's waiting for you. I've experienced profound transformations myself and I'm here to guide you to the life that you desire. Maybe you're just not feeling happy. Or maybe you feel stuck in a never-ending loop. It seems like you're barely doing anything for yourself anymore. You know something has to change and there has to be a better way. I'm glad you're here! I'm Carrie, and I'm ready to help! I love to help people shift. I created LifeVision Counseling, LLC to empower individuals on their journey of personal growth and healing by offering online therapy throughout Virginia. As a seasoned therapist, I offer a safe space where you can explore your emotions, overcome obstacles, and start to live the life you desire. With over 15 years in the field, I bring experience and authenticity to each session, providing guidance and support as you navigate life's challenges from the comfort of your own home. I use a therapeutic approach to promote healing and growth. My style is collaborative and strengths-based, aimed at helping you honor yourself and find your own path forward. I use proven strategies to help you overcome life's challenges and start living a life that's full of peace and joy. I'm happy to help and specialize in treating anxiety, depression, life transitions, career stress, and relationship challenges.
Available
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$150/session

Warm
Authentic
Intelligent

Specialties

Coping Skills
Anxiety
Self Esteem
+10
I am a Licensed Clinical Social Worker dedicated to supporting adolescents, adults, couples, and families as they navigate life’s challenges and work toward meaningful change. I provide therapy for concerns including anxiety, depression, trauma, relationship difficulties, life transitions, stress, and self-esteem challenges. My approach is compassionate, structured, and goal-oriented, helping clients build healthier coping skills, improve emotional wellness, strengthen relationships, and gain the clarity and confidence needed to create lasting positive change in their lives.
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$100/session

Warm
Open-minded
Empowering

Specialties

Coping Skills
Depression
Obsessive-Compulsive (OCD)
+10
Hello, my name is Devin Jones and I’m a licensed clinical social worker specializing in individual psychotherapy. Starting therapy can feel like a big step, especially if you’ve been carrying anxiety, intrusive thoughts, or questions about identity, trauma, or direction in life. I work with teens and adults to better understand these experiences while also building practical skills to feel more grounded and in control. My approach blends structured, evidence-based work like CBT and ERP with a more relational, collaborative style. That means we’ll not only explore patterns and past experiences, but also actively practice new ways of responding in the present. In our sessions, you’ll find a space where you can show up as you are—without needing to filter or perform. My goal is to create an environment that feels supportive, affirming, and grounded, while helping you move toward meaningful, lasting change.
VirtualAvailable
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New to Grow

$100/session

Specialties

Coping Skills
Depression
Perinatal Mental Health
+5
Life doesn't always go the way we expect, and sometimes we find ourselves feeling overwhelmed, anxious, or simply not like ourselves. If you're here, you've already taken one of the hardest steps by reaching out for support. I'm passionate about helping women navigate some of life's biggest transitions. I specialize in working with women experiencing pregnancy and postpartum depression and anxiety, PMDD, perimenopause, and menopause. These seasons of life can bring significant emotional, physical, and hormonal changes that often leave you wondering, "What's happening to me?" You don't have to figure it out alone. I also work with adults experiencing anxiety, depression, ADHD, trauma, stress, and other life transitions. Whatever brings you to therapy, my goal is to provide a space where you feel comfortable being yourself—without fear of judgment. I want you to feel heard, understood, and supported as we work through life's challenges together. I believe therapy works best when it's a partnership. You are the expert on your life, and my role is to listen, offer guidance, and provide evidence-based tools that help you better understand yourself and navigate the obstacles standing in your way. Every person is different, so I tailor therapy to meet your unique needs while helping you build practical skills that you can use long after our sessions end. Whether you're struggling with anxiety, feeling overwhelmed by life's changes, or trying to find your way through a difficult season, you don't have to do it alone. Thank you for considering me to be part of your story. I look forward to supporting you as you work toward feeling more like yourself again.
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$90/session

Authentic
Warm
Open-minded

Specialties

Coping Skills
Anxiety
Depression
+9
I am an accomplished Licensed Clinical Social Worker (LCSW) based in Indiana and am also licensed in Michigan. My experience has given me nearly 20 years of working with adults, couples and families. I specialize in providing comprehensive therapeutic support to individuals navigating challenges such as anxiety, depression, trauma, relationship issues, grief, and life transitions. With a commitment to evidence-based best practices, I employ a tailored approach that empowers clients to develop coping techniques and skills essential for managing and overcoming obstacles that hinder their ability to lead productive and fulfilling lives. My empathetic and client-centered approach creates a safe space for collaborative exploration and growth, fostering resilience and positive transformation. I invite you to embark on a journey towards healing and well-being, where together, we can navigate the path to a more fulfilling and balanced life.
VirtualAvailable
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$130/session

Authentic
Open-minded
Empowering

Specialties

Coping Skills
Couples Counseling
Depression
+10
As a licensed professional counselor, I create a safe, accepting and affirming environment for LGBTQ plus persons, other minorities, and those with intersectional identities and concerns. I am a strong and empowering advocate. I serve individuals and couples. My specialties are mental health, anxiety/depression, suicidal ideation, trauma, discrimination/oppression, substance use, gambling/gaming addiction, relationship conflict, and anger. I am welcoming and affirming to any person regardless of gender identity or orientation, background, race, culture, creed, religion or no religion, or legal record. I will fully accept you as you are without any judgement. I believe that everyone should have access to therapy like medical care. I am committed to client-centered care excellence. I am a Mental Health and Substance Use Therapist. I serve clients who desire to address their mental health or substance use. I serve clients with and without legal problems. I have been a Licensed Professional Counselor and Certified Advanced Alcohol and Drug Counselor in practice for 17 years. I am also an attorney familiar with all matters related to pending court cases.. My other specialty areas include depression, anxiety, anger, mood disorders, PTSD/Trauma, identity/self-esteem , and relationship problems. I serve adults of all ages and couples. I am very person-centered, strength based, and believe in every client’s ability to find their strength and resilience to lead a happier life. I use motivational interviewing, cognitive behavioral therapy, trauma focused, and solution focused therapy. I believe that every person should have access to therapy and I offer sliding scale/reduced fees to those without insurance or sufficient insurance. I am affirming and welcoming to my LGBTQ + clients.
VirtualAvailable
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$99/session

Solution oriented
Authentic
Direct

Specialties

Coping Skills
Anger Management
Anxiety
+10
I obtained a Master's degree in Clinical Mental Health Counseling from Grand Canyon University. I have worked in the mental health field for over 15 years, and I spent the last six years working as a professional counselor with children, adolescents, young adults, middle aged adults, older adults, couples and families on a variety of mental health issues, such as anxiety, depression, anger, trauma, grief, social anxiety, eating disorders, career counseling, parenting, relationship issues/poor communication, etc.
VirtualAvailable
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$110/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Anxiety
Depression
+10
I’m a husband and dad to three boys (ages 16, 13 and 8), and family is a huge part of my life. We live on a 20-acre homestead where we raise chickens, goats, pigs, and cows, and we spend a lot of time in the garden. Life on the farm keeps me grounded and reminds me daily of the value of patience, hard work, and slowing down to enjoy what really matters. Faith and community are also central for me. I’m actively involved in my church, and I see my work as an extension of that calling to walk alongside others. I’ve always had an entrepreneurial streak. Alongside my therapy work, I am starting a tech start-up, I’ve run an online store, and I even dabble in Bitcoin mining. I enjoy the challenge of building things from the ground up and thinking outside the box. I also read a lot, and my libertarian leanings have been shaped by writers like Murray Rothbard. The conservative/libertarian focus on freedom, personal responsibility and low time preference connects deeply with how I approach life and therapy: we’re at our best when we are free to live with responsibility in society, own our choices, and pursue truth apart from coercion. When it comes to therapy itself, I integrate my faith with practical, proven methods. I use Christian Counseling, CBT, Reality Therapy, Motivational Interviewing, and the Gottman Method to help people grow emotionally, spiritually, and relationally. My goal is to give you a space where your values are respected, your faith is honored, and you feel equipped to face life’s challenges with hope and clarity. If you’re looking for a therapist who understands the importance of faith, family, freedom, and practical tools for change, I’d love to walk with you on your journey.
VirtualAvailable
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$185/session

Empowering
Warm
Authentic

Specialties

Coping Skills
Fertility & Reproduction Issues
Postpartum
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.
VirtualAvailable
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$90/session

Empowering
Warm
Direct

Specialties

Coping Skills
Grief
School Issues
+9
Greetings, I am so glad you found me! I am a licensed professional counselor (LPC) with 20 years of experience based in Michigan. I am a Hope Advocate because I know that capturing and maintaining hope fuels a growth mindset and a resilient spirit! I find fulfillment in meeting clients where they are and helping them identify and achieve their personal goals in order to create the life they desire. I believe that you are the expert of your story and master builder of your future self. I look forward to supporting you in that journey.
VirtualAvailable
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Often rebooked

$95/session

Authentic
Solution oriented
Warm

Specialties

Coping Skills
Anxiety
Depression
+10
Who am I a compassionate person, empathetic and ready to partner with individuals who need help to improve their quality of life. I began this career journey more than 20 years ago with a natural instinct to learn, grow and make a difference in individuals' life. I thrive on using person centered approaches to empower individuals' growth while using evidenced based techniques for healing.
VirtualAvailable
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New to Grow

$200/session

Specialties

Coping Skills
Anger Management
Self Esteem
+10
I believe in a "whole person" approach to growth and healing, taking into consideration relationships, social and cultural beliefs, physical state, and spirituality. My technique is diverse with an emphasis on behavioral modification- challenging thinking, feeling, and behaviors. I work with individuals to tailor achievable, measurable goals unique to their needs and definitions of success. My goal is to aid others in such a way as to foster an environment that encourages people to, not only define their successes, but achieve them.
Available
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$135/session

Empowering
Warm
Authentic

Specialties

Coping Skills
Anxiety
Depression
+6
I’m Becks, a Licensed Professional Counselor & NASM Certified Personal Trainer who specializes in behavior change & nutrition coaching. You might also call me a guiding light toward overall wellness or a catalyst for growth & healing. My great passion as a Health & Wellness Professional is to help you build a healthier relationship with food & your body, cultivate emotional agility to freely express yourself, & be able to communicate your needs/wants to others more effectively. While I’d love to help you improve your mental health through movement & balanced nutrition, I also understand that everyone’s starting point in therapy can look very different. It would be my pleasure in meeting you where you are in your journey to help build your toolbox of skills so that you can lead the life you deserve to live.
VirtualAvailable
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New to Grow

$100/session

Specialties

Coping Skills
Anxiety
Family Conflict
+10
I am a graduate of St. Mary’s College where I received my Bachelor of Arts in Social Work. I graduated from University of Michigan with my Masters in Social Work with a specialization in Interpersonal Practice. I have 20 years of experience working with individuals of all ages dealing with transitions at all stages of life. In addition to my private practice, I have a wide range of experience including school social work with adolescents and teens, workplace stress, anxiety and depression, relationship issues, and with hospice and primary care physician offices counseling chronically ill patients and family members.
Available
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$125/session

Authentic
Open-minded
Empowering

Specialties

Coping Skills
ADHD
Autism
+10
Hi! my name is Jenna, I am a clinical social worker with a lifetime of combined personal & professional experience. I provide a unique, individualized & wide array of objective practice approaches focusing on choices that foster solutions to lead to a more meaningful life. I am a graduate of Michigan State University with over 18 years working in behavioral health & I engage a holistic, conversational approach to therapy. I provide grief & trauma therapy, ADHD & Autism support & among many other things a cognitive/ dialectical approach to manage depression & anxiety.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Michigan. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in Michigan that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.